II.

CARTERA DE CREDITOS POR BANCO Y TIPO DE CREDITO
TIPOS
DE CRÉDITOS
30/06/2014 Tasa Cambio: 43.3948
TOTAL
COMERCIAL
Préstamos Comerciales a Través de Líneas de
Crédito
Préstamos Comerciales Individuales
Microcrédito Individual
Tarjetas de Crédito Corporativas
Tarjetas de Crédito Empresarial
Tarjetas de Crédito Empresarial Flotilla
Adelantos en Cuenta Corriente
Arrendamientos Financieros (Leasing)
Descuentos de Facturas
CONSUMO
Préstamos a Través de Líneas de Crédito
Personales (Créditos Diferidos)
Préstamos Personales con Garantía de
Certificados Financieros
Préstamos Personales para Gastos
Préstamos Personales para Solares
Préstamos Personales para Vehículos Nuevos
Préstamos Personales para Vehículos Usados
Tarjetas de Crédito Personales de Alto Límite
(Platino, Infinity, Etc.)
Tarjetas de Crédito Personales de Mediano
Límite (Oro / Gold)
Tarjetas de Crédito Personales de Pequeño
Límite (Clásica / Standard)
Tarjetas de Crédito Personales Flotilla
HIPOTECARIOS

martes, 12 de agosto de 2014

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME Tasa Interés Banco y Total BM
(MM RD$)
Mn
Me
Mn
Me

416,168
25,753
455

72,843.6
45,904.4
1,285.7

100.0%
63.0%
1.8%

12.4%
11.7%
2.1%

51,236.7
25,435.6
269.0

70.3%
55.4%
20.9%

21,606.9
20,468.8
1,016.7

19.22
15.56
15.55

16,555
69
3,005
1,074
2,488
2,076
7
24
386,325
142,600

42,859.8
402.0
107.2
66.5
20.4
400.9
8.3
753.5
18,729.7
1,983.6

58.8%
0.6%
0.1%
0.1%
0.0%
0.6%
0.0%
1.0%
25.7%
2.7%

13.7%
3.8%
39.0%
6.1%
15.1%
39.1%
0.5%
60.2%
15.2%
17.0%

23,494.2
402.0
56.7
38.8
20.4
400.9
8.3
745.2
17,896.9
1,983.6

54.8%
100.0%
52.8%
58.4%
100.0%
100.0%
100.0%
98.9%
95.6%
100.0%

19,365.6
0.0
50.6
27.6
0.0
0.0
8.3
832.8
0.0

15.12
9.00
65.99
63.88
64.39
40.00
28.00
12.11
27.51
33.72

2,401

563.3

0.8%

28.6%

563.3

100.0%

0.0

75,613
55
2,526
4,970
8,692

9,075.1
86.4
397.4
3,026.4
748.4

12.5%
0.1%
0.5%
4.2%
1.0%

16.5%
1.9%
6.4%
65.6%
10.2%

9,046.4
70.2
397.4
3,026.4
461.1

99.7%
81.2%
100.0%
100.0%
61.6%

28.6
16.3
0.0

39,025

1,272.0

1.7%

15.3%

964.9

104,611

1,521.7

2.1%

11.8%

5,832
4,090

55.3
8,209.5

0.1%
11.3%

43.3%
11.1%

8.29 17.92
6.64 14.63
6.56 13.10
14.12
21.15
63.43
61.33
61.13
43.38
12.24
12.49
27.95
28.46

7.22
8.31
51.84
58.48
66.00

16.28

0.00 14.84

6.60

9.06 20.19
6.00 13.37
0.00 11.92
15.89
47.91 61.97

7.79
7.43
7.00

287.3

21.75
17.13
9.41
13.77
59.56

49.18

75.9%

307.1

59.96

53.29 62.00

55.49

1,328.2

87.3%

193.5

63.28

53.63 61.52

57.18

55.3
7,904.2

100.0%
96.3%

0.0
305.3

64.77
12.23

0.00 61.93
7.64 12.04

66.00
7.83

Page 1 of 37

6.48
0.00
48.33
47.76
0.00

8.34
7.07
5.34

0.00
12.00
49.07
0.00

5.88
6.91
47.39
28.95

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM USD)

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me

TOTAL
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

250,854
250,110
257,632
255,761
263,249
266,837
265,877
269,169
397,578
404,767
402,826
407,859
412,457
410,053
416,177
405,896
405,638
417,779
402,101
405,131
406,096
416,168

61,810.9
63,542.7
64,804.1
67,902.4
69,855.3
70,684.2
69,500.9
69,282.0
69,401.3
70,716.6
70,240.1
70,821.6
70,494.2
71,456.6
71,492.4
71,061.2
70,293.5
72,320.1
72,143.1
72,690.8
72,519.4
72,843.6

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

13.9%
14.1%
14.0%
14.5%
14.5%
14.3%
14.0%
13.9%
13.4%
13.4%
13.3%
13.3%
13.2%
13.4%
12.9%
12.6%
12.4%
12.3%
11.9%
12.1%
12.3%
12.4%

45,035.3
46,307.4
47,838.8
49,410.1
49,196.3
49,491.9
48,596.9
48,077.8
47,915.3
48,969.5
48,664.6
48,953.6
49,302.2
49,793.3
50,618.1
50,609.8
49,834.2
49,734.6
49,664.2
50,404.3
50,718.4
51,236.7

72.9%
72.9%
73.8%
72.8%
70.4%
70.0%
69.9%
69.4%
69.0%
69.2%
69.3%
69.1%
69.9%
69.7%
70.8%
71.2%
70.9%
68.8%
68.8%
69.3%
69.9%
70.3%

16,775.5
17,235.3
16,965.3
18,492.3
20,659.1
21,192.3
20,904.0
21,204.2
21,486.0
21,747.1
21,575.5
21,868.0
21,192.0
21,663.3
20,874.3
20,451.4
20,459.3
22,585.5
22,478.9
22,286.4
21,801.0
21,606.9

22.75
25.19
21.55
20.89
20.94
21.08
21.32
21.58
19.90
19.49
19.37
19.43
19.85
19.28
19.40
19.40
19.49
19.46
19.37
19.35
19.22

8.91
8.76
8.79
8.39
8.36
8.26
8.42
8.39
8.36
8.27
8.31
8.39
8.48
8.38
8.50
8.45
8.41
8.21
8.37
8.38
8.29

Page 1 of 25

20.47
20.53
19.84
19.44
19.57
19.60
19.17
19.22
19.68
19.39
19.25
18.94
19.23
18.73
18.52
18.32
18.21
18.19
18.20
18.24
17.92

8.79
8.74
8.77
8.72
8.68
8.67
8.59
8.49
8.54
8.50
8.64
8.66
8.51
8.43
8.41
8.31
8.35
8.32
8.41
8.39
8.34

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
COMERCIAL
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
19,725
17,655
20,055
16,477
23,243
25,264
22,130
25,182
21,868
25,498
21,996
22,841
25,878
22,503
25,862
22,351
22,429
25,431
22,092
25,531
22,488
25,753

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
39,112.8
40,594.8
41,179.6
44,254.8
46,291.2
47,066.7
45,779.5
45,444.9
45,266.0
46,133.2
45,421.2
45,651.8
45,188.9
45,850.3
45,545.0
45,381.0
44,830.8
46,857.6
46,482.6
46,781.3
46,314.7
45,904.4

63.3%
63.9%
63.5%
65.2%
66.3%
66.6%
65.9%
65.6%
65.2%
65.2%
64.7%
64.5%
64.1%
64.2%
63.7%
63.9%
63.8%
64.8%
64.4%
64.4%
63.9%
63.0%

13.5%
13.8%
13.6%
14.4%
14.4%
14.2%
13.8%
13.7%
13.0%
13.0%
12.9%
12.8%
12.8%
13.0%
12.3%
11.9%
11.6%
11.6%
11.0%
11.4%
11.7%
11.7%

Saldo Mn y % por
Tipo en Bco
23,341.3
24,365.6
25,288.2
26,801.8
26,702.1
26,907.4
25,907.6
25,279.5
24,840.2
25,441.1
24,940.7
24,934.9
25,128.0
25,316.9
25,826.5
26,041.5
25,480.9
25,365.1
25,027.9
25,620.2
25,640.3
25,435.6

59.7%
60.0%
61.4%
60.6%
57.7%
57.2%
56.6%
55.6%
54.9%
55.1%
54.9%
54.6%
55.6%
55.2%
56.7%
57.4%
56.8%
54.1%
53.8%
54.8%
55.4%
55.4%

Saldo ME
(MM USD)
15,771.5
16,229.2
15,891.3
17,452.9
19,589.1
20,159.3
19,871.9
20,165.4
20,425.7
20,692.1
20,480.5
20,716.9
20,061.0
20,533.4
19,718.4
19,339.4
19,349.9
21,492.5
21,454.7
21,161.1
20,674.4
20,468.8

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
15.20
14.41
14.00
13.49
13.88
14.39
14.82
15.32
15.01
14.63
14.54
14.66
15.44
15.66
15.76
15.82
15.95
16.05
16.02
15.89
15.70
15.56

7.04
6.91
6.74
6.66
6.76
6.76
6.91
6.88
6.84
6.77
6.72
6.76
6.82
6.76
6.75
6.77
6.77
6.87
6.77
6.79
6.78
6.64

Page 2 of 25

16.03
15.47
15.14
14.53
14.61
14.67
14.67
14.82
14.90
14.59
14.37
14.18
14.53
14.68
14.70
14.59
14.73
14.73
14.84
14.87
14.78
14.63

7.32
7.25
7.21
7.16
7.20
7.28
7.32
7.23
7.27
7.21
7.31
7.30
7.11
7.07
7.11
7.15
7.29
7.37
7.31
7.28
7.16
7.07

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Préstamos Comerciales a Través de Líneas de Crédito
30/09/2012
290
31/10/2012
407
30/11/2012
317
31/12/2012
410
31/01/2013
398
28/02/2013
372
31/03/2013
333
30/04/2013
325
31/05/2013
285
30/06/2013
298
31/07/2013
212
31/08/2013
239
30/09/2013
297
31/10/2013
358
30/11/2013
382
31/12/2013
374
31/01/2014
369
28/02/2014
383
31/03/2014
406
30/04/2014
430
31/05/2014
460
30/06/2014
455

martes, 12 de agosto de 2014

1,145.5
1,811.7
1,480.3
1,760.5
1,597.4
1,529.5
1,078.4
1,195.7
1,034.7
1,137.1
472.5
655.5
731.6
1,332.0
1,352.5
1,208.6
1,222.4
1,263.7
1,277.8
1,195.9
1,263.0
1,285.7

1.9%
2.9%
2.3%
2.6%
2.3%
2.2%
1.6%
1.7%
1.5%
1.6%
0.7%
0.9%
1.0%
1.9%
1.9%
1.7%
1.7%
1.7%
1.8%
1.6%
1.7%
1.8%

2.7%
4.1%
3.2%
3.7%
3.4%
3.1%
2.2%
2.3%
2.0%
2.1%
0.9%
1.2%
1.4%
2.4%
2.5%
2.2%
2.3%
2.4%
2.2%
2.0%
2.3%
2.1%

Saldo Mn y % por
Tipo en Bco
0.8
0.0
0.0
0.0
0.0
0.0
0.6
0.6
2.4
8.4
89.4
105.1
106.8
83.3
84.0
157.5
112.8
127.8
167.3
197.4
215.1
269.0

0.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.1%
0.0%
0.2%
0.7%
18.9%
16.0%
14.6%
6.3%
6.2%
13.0%
9.2%
10.1%
13.1%
16.5%
17.0%
20.9%

Saldo ME
(MM USD)
1,144.7
1,811.7
1,480.3
1,760.5
1,597.4
1,529.5
1,077.8
1,195.2
1,032.3
1,128.8
383.1
550.4
624.8
1,248.7
1,268.4
1,051.1
1,109.6
1,135.9
1,110.5
998.5
1,047.9
1,016.7

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
42.75
0.00
0.00
0.00
0.00
0.00
17.45
18.50
18.12
15.61
13.04
13.17
14.97
16.30
17.28
16.68
16.61
16.34
15.73
17.97
16.04
15.55

6.43
6.17
6.05
6.02
6.31
6.12
6.58
6.50
6.70
6.80
7.95
7.25
7.47
6.40
6.37
6.45
6.44
6.47
6.57
6.80
6.53
6.56

Page 3 of 25

14.84
14.07
13.63
13.41
13.47
13.33
13.30
13.42
13.28
12.86
12.74
12.41
12.96
13.26
13.37
13.32
13.39
13.48
13.47
13.56
13.66
13.10

6.19
6.08
6.04
6.01
5.96
6.01
6.01
5.95
5.95
5.91
6.00
5.85
5.76
5.78
5.81
5.84
5.79
5.76
5.43
5.46
5.58
5.34

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Préstamos Comerciales Individuales
30/09/2012
15,241
31/10/2012
11,145
30/11/2012
11,332
31/12/2012
11,260
31/01/2013
11,257
28/02/2013
11,318
31/03/2013
16,523
30/04/2013
16,711
31/05/2013
16,737
30/06/2013
16,809
31/07/2013
18,620
31/08/2013
18,330
30/09/2013
17,834
31/10/2013
16,791
30/11/2013
16,874
31/12/2013
17,056
31/01/2014
16,826
28/02/2014
16,762
31/03/2014
16,741
30/04/2014
17,300
31/05/2014
16,747
30/06/2014
16,555
Microcrédito a Través de Líneas de Crédito
31/03/2013
428
martes, 12 de agosto de 2014

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

36,470.9
37,548.6
38,559.6
41,537.2
43,255.1
43,787.4
43,855.7
42,660.5
42,403.2
43,045.1
43,362.3
43,459.1
42,804.4
43,011.6
42,670.6
42,785.2
42,097.1
44,093.4
43,702.2
44,311.4
43,337.1
42,859.8

59.0%
59.1%
59.5%
61.2%
61.9%
61.9%
63.1%
61.6%
61.1%
60.9%
61.7%
61.4%
60.7%
60.2%
59.7%
60.2%
59.9%
61.0%
60.6%
61.0%
59.8%
58.8%

15.4%
15.6%
15.6%
16.5%
16.3%
16.1%
16.1%
15.7%
14.9%
15.0%
15.0%
15.1%
15.0%
15.3%
14.3%
13.9%
13.4%
13.2%
12.6%
13.3%
13.5%
13.7%

22,813.9
23,714.5
24,667.7
26,203.3
25,802.3
25,997.9
25,580.8
24,461.4
23,762.8
24,230.0
23,809.4
23,694.3
23,771.4
23,865.0
24,310.2
24,583.4
23,951.0
23,823.5
23,443.1
24,227.9
23,790.2
23,494.2

62.6%
63.2%
64.0%
63.1%
59.7%
59.4%
58.3%
57.3%
56.0%
56.3%
54.9%
54.5%
55.5%
55.5%
57.0%
57.5%
56.9%
54.0%
53.6%
54.7%
54.9%
54.8%

2.5

0.0%

1.3%

2.5

100.0%

Saldo ME
(MM USD)
13,657.0
13,834.1
13,891.9
15,333.9
17,452.9
17,789.5
18,274.9
18,199.1
18,640.4
18,815.1
19,552.9
19,764.8
19,033.0
19,146.6
18,360.3
18,201.8
18,146.1
20,269.8
20,259.1
20,083.5
19,546.9
19,365.6

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
14.92
13.98
13.56
13.16
13.29
13.81
14.43
14.75
14.62
14.24
14.47
14.42
15.12
15.38
15.43
15.57
15.62
15.70
15.65
15.77
15.29
15.12

7.14
6.90
6.70
6.65
6.67
6.69
6.76
6.81
6.75
6.66
6.69
6.68
6.72
6.61
6.61
6.63
6.61
6.75
6.64
6.62
6.64
6.48

56.37
Page 4 of 25

15.48
14.93
14.66
14.00
14.03
14.13
14.19
14.33
14.41
14.08
13.87
13.70
14.02
14.20
14.22
14.16
14.31
14.22
14.38
14.38
14.19
14.12
20.11

7.39
7.32
7.29
7.23
7.25
7.34
7.36
7.32
7.36
7.32
7.39
7.40
7.21
7.17
7.20
7.24
7.42
7.44
7.42
7.41
7.27
7.22

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Microcrédito Grupal
31/01/2013
28/02/2013
Microcrédito Individual
31/01/2013
28/02/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

2,444
1,342

18.5
8.7

0.0%
0.0%

100.0%
100.0%

18.5
8.7

100.0%
100.0%

4,027
4,503
70
70
93
88
353
68
68
74
72
70
69
70
70
69

214.8
222.0
437.2
436.9
359.0
353.1
346.2
428.1
426.8
422.4
401.3
399.8
396.7
404.5
405.4
402.0

0.3%
0.3%
0.6%
0.6%
0.5%
0.5%
0.5%
0.6%
0.6%
0.6%
0.6%
0.6%
0.5%
0.6%
0.6%
0.6%

7.1%
7.5%
9.5%
6.7%
5.3%
4.8%
3.9%
3.9%
3.8%
3.8%
4.9%
4.4%
4.4%
4.1%
4.0%
3.8%

214.8
222.0
437.2
436.9
355.4
349.4
342.5
428.1
426.8
422.4
401.3
399.8
396.7
404.5
405.4
402.0

100.0%
100.0%
100.0%
100.0%
99.0%
98.9%
98.9%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
57.93
56.78

0.0
0.0
0.0
3.6
3.7
3.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

34.36
34.97
9.00
9.00
10.11
10.05
10.42
9.00
9.00
9.00
9.00
9.00
9.00
9.00
9.00
9.00

57.93
56.78
0.00
0.00
0.00
11.79
12.26
12.27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Page 5 of 25

29.17
29.81
25.26
23.51
22.98
22.23
20.77
19.10
19.52
19.21
21.93
21.39
21.61
21.15
21.25
21.15

9.22
10.18
9.29
11.72
8.77
10.10
9.95
9.95
9.93
9.93
9.44
9.68
9.63
10.14
8.31

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Tarjetas de Crédito Corporativas
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
1,753
2,156
3,179
1,727
1,932
3,184
1,520
3,240
1,369
3,236
899
1,432
4,194
1,602
3,292
1,360
1,528
3,223
1,313
3,112
1,418
3,005

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
45.8
75.4
87.7
68.6
66.4
89.1
75.7
93.2
70.4
88.8
33.1
49.8
87.8
82.7
107.3
80.8
82.8
91.7
77.7
102.3
72.0
107.2

0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.0%
0.1%
0.1%
0.1%
0.2%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%

11.7%
17.8%
19.3%
16.3%
33.8%
42.1%
34.8%
39.8%
17.8%
23.1%
12.0%
20.8%
30.4%
30.3%
34.9%
27.9%
29.5%
32.5%
28.7%
35.3%
29.7%
39.0%

Saldo Mn y % por
Tipo en Bco
30.7
35.8
48.2
34.2
33.2
47.6
33.2
50.5
32.7
49.1
14.9
24.6
56.0
37.4
64.6
40.4
36.2
54.6
37.6
57.7
32.7
56.7

67.1%
47.5%
55.0%
49.8%
50.0%
53.5%
43.8%
54.2%
46.5%
55.3%
45.0%
49.4%
63.7%
45.2%
60.2%
50.0%
43.7%
59.6%
48.4%
56.4%
45.4%
52.8%

Saldo ME
(MM USD)
15.1
39.6
39.5
34.4
33.2
41.4
42.5
42.6
37.7
39.7
18.2
25.2
31.8
45.3
42.7
40.4
46.6
37.0
40.1
44.6
39.3
50.6

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
62.92
68.08
61.56
69.80
68.56
60.76
70.01
61.13
70.66
60.06
70.46
70.57
55.59
63.46
57.60
64.39
63.71
55.91
65.58
65.83
66.00
65.99

46.85
47.95
48.21
47.54
47.38
48.50
48.52
48.70
48.74
48.80
48.20
48.35
47.61
48.03
48.27
48.57
48.29
48.37
48.53
48.40
48.31
48.33

Page 6 of 25

60.29
60.77
61.37
61.95
79.47
75.88
79.68
75.92
76.79
74.94
70.45
69.57
65.95
65.54
58.68
60.74
59.59
57.46
56.97
59.46
65.33
63.43

62.55
59.71
60.15
60.74
57.94
58.52
57.11
56.45
71.07
68.01
68.75
62.66
61.53
52.84
53.24
50.76
50.77
53.93
53.42
53.06
51.38
51.84

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Tarjetas de Crédito Empresarial
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
619
808
829
819
800
833
821
854
835
896
838
771
778
927
1,020
928
923
1,035
971
1,081
1,029
1,074

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
24.4
42.0
47.4
47.2
46.4
41.5
49.2
45.1
47.7
54.2
30.2
38.4
42.4
63.6
70.4
66.7
62.1
66.7
63.3
69.6
66.0
66.5

0.0%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.0%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%

4.8%
7.4%
8.6%
8.3%
6.8%
5.2%
7.3%
7.2%
7.2%
8.4%
4.2%
4.8%
5.3%
7.7%
8.2%
7.8%
7.5%
8.1%
7.3%
7.0%
6.1%
6.1%

Saldo Mn y % por
Tipo en Bco
14.9
23.8
27.4
27.1
26.3
24.9
25.3
27.2
27.8
29.1
15.6
16.0
21.0
34.5
39.1
35.8
30.7
33.1
33.6
35.2
34.0
38.8

60.9%
56.8%
57.9%
57.4%
56.7%
59.9%
51.3%
60.3%
58.3%
53.7%
51.5%
41.6%
49.4%
54.3%
55.5%
53.6%
49.4%
49.6%
53.1%
50.5%
51.6%
58.4%

Saldo ME
(MM USD)
9.6
18.2
19.9
20.1
20.1
16.6
24.0
17.9
19.9
25.1
14.7
22.4
21.5
29.1
31.3
30.9
31.4
33.6
29.7
34.4
32.0
27.6

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
64.27
68.42
69.86
68.55
68.30
68.90
69.20
69.71
69.75
69.94
66.44
66.60
70.13
62.11
62.73
62.32
62.92
63.11
63.32
62.05
63.83
63.88

47.76
47.07
47.17
46.96
47.50
47.26
47.52
46.91
46.71
47.67
46.95
47.33
47.74
46.84
47.21
47.74
47.74
47.93
47.74
47.29
47.74
47.76

Page 7 of 25

86.16
85.69
85.74
85.69
87.34
74.92
87.61
87.58
82.97
82.73
84.49
84.54
80.65
76.44
65.57
64.94
64.31
64.30
64.41
64.60
63.39
61.33

50.04
48.93
48.94
49.10
70.56
50.16
68.36
68.02
48.73
49.15
60.48
63.61
55.00
54.42
54.98
54.32
54.03
58.53
58.90
58.58
58.84
58.48

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Tarjetas de Crédito Empresarial Flotilla
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

367
730
2,029
757
749
2,102
768
2,302
732
2,263
55
378
750
687
2,160
798
783
2,037
684
2,093
771
2,488

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
2.9
3.7
16.4
2.9
3.3
15.8
3.2
16.7
3.9
17.0
0.2
1.5
6.2
3.3
17.1
3.6
3.5
16.5
2.9
18.5
3.8
20.4

0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%

3.3%
4.0%
15.3%
3.1%
3.3%
7.7%
3.2%
14.1%
4.0%
17.1%
0.2%
1.6%
6.1%
3.3%
15.6%
3.7%
3.7%
14.0%
2.8%
15.8%
3.5%
15.1%

Saldo Mn y % por
Tipo en Bco
2.9
3.7
16.4
2.9
3.3
15.8
3.2
16.7
3.9
17.0
0.2
1.5
6.2
3.3
17.1
3.6
3.5
16.5
2.9
18.5
3.8
20.4

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
36.00
36.10
36.06
36.10
36.10
36.08
36.20
36.02
36.00
36.02
36.81
36.13
36.20
36.00
36.02
36.00
36.00
36.01
51.97
63.17
57.20
64.39

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Page 8 of 25

78.83
78.88
73.55
78.73
77.29
53.60
77.14
72.63
79.02
74.45
80.89
80.28
77.71
75.19
59.91
63.39
62.92
60.02
62.07
62.45
62.91
61.13

33.01
33.01
33.00
34.08
33.00
17.79
33.00
33.00
33.00
33.00
33.00
33.00
33.00
33.00
33.00
33.00
33.00
33.00
33.00
66.00
66.00

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Adelantos en Cuenta Corriente
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
1,199
2,302
2,277
1,418
1,546
1,520
1,726
1,685
1,784
1,875
1,140
1,482
1,562
2,035
2,034
1,729
1,892
1,884
1,875
1,441
1,962
2,076

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
173.4
277.0
262.6
192.8
268.4
260.2
262.0
435.1
355.3
323.7
115.7
253.3
298.5
323.9
329.8
289.3
390.0
378.0
377.5
64.0
428.3
400.9

0.3%
0.4%
0.4%
0.3%
0.4%
0.4%
0.4%
0.6%
0.5%
0.5%
0.2%
0.4%
0.4%
0.5%
0.5%
0.4%
0.6%
0.5%
0.5%
0.1%
0.6%
0.6%

19.9%
26.1%
22.8%
20.8%
21.2%
21.9%
25.9%
36.3%
29.7%
29.6%
13.0%
25.2%
27.0%
27.1%
25.2%
30.4%
29.2%
28.7%
38.6%
7.9%
32.1%
39.1%

Saldo Mn y % por
Tipo en Bco
172.9
277.0
262.6
192.8
268.4
260.2
262.0
435.1
355.3
323.7
113.7
251.6
297.2
323.9
329.8
289.3
390.0
378.0
377.5
64.0
428.3
400.9

99.7%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
98.3%
99.3%
99.6%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
1.7
1.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
39.91
40.00
40.00
40.00
40.00
40.02
40.00
39.75
40.00
40.00
34.53
37.53
38.01
40.00
40.00
40.00
40.00
40.00
40.00
39.98
40.00
40.00

48.00
0.00
0.00
54.00
0.00
0.00
0.00
0.00
0.00
0.00
25.07
19.30
16.89
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Page 9 of 25

47.41
43.74
39.51
39.35
36.69
39.54
42.32
44.40
40.80
39.86
38.30
39.39
40.58
39.53
36.29
39.41
36.36
38.79
47.68
50.43
38.33
43.38

52.17
124.00
125.00
123.35
125.00
12.84
130.00
130.00
131.00
131.00
18.72
24.73
14.04
132.00
132.00
12.70
12.75
133.00
133.00
134.00
8.75

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Arrendamientos Financieros (Leasing)
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
88
70
63
57
55
52
31
24
19
20
18
16
14
13
13
13
13
10
7
7

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
50.5
47.0
43.3
39.3
36.4
33.6
18.5
14.8
13.4
14.8
13.7
11.8
10.4
10.1
9.9
9.7
9.5
8.8
8.4
8.3

0.1%
0.1%
0.1%
0.1%
0.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%

4.8%
4.4%
3.9%
3.6%
3.3%
3.0%
1.7%
1.3%
1.0%
1.1%
0.9%
0.7%
0.6%
0.6%
0.6%
0.6%
0.5%
0.5%
0.5%
0.5%

Saldo Mn y % por
Tipo en Bco
50.0
46.7
43.1
39.1
36.3
33.6
18.5
14.8
13.4
14.7
13.4
11.8
10.4
10.1
9.9
9.7
9.5
8.8
8.4
8.3

99.0%
99.3%
99.3%
99.6%
99.7%
100.0%
100.0%
100.0%
100.0%
98.8%
97.9%
99.4%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)
0.5
0.3
0.3
0.1
0.1
0.0
0.0
0.0
0.0
0.2
0.3
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
20.55
19.62
19.30
19.44
19.53
19.88
22.43
23.73
24.27
25.33
26.49
27.17
26.08
26.38
26.60
26.78
26.91
27.61
28.08
28.00

34.13
10.70
10.72
12.00
12.00
0.00
0.00
0.00
0.00
48.00
48.00
48.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Page 10 of 25

15.32
15.17
14.90
14.78
14.73
14.71
14.55
14.30
14.12
14.01
13.35
13.05
12.62
12.50
12.47
12.25
12.25
12.28
12.27
12.24

6.58
6.57
6.56
6.56
6.55
6.55
6.54
6.38
5.80
5.80
5.82
5.73
5.72
5.71
5.71
5.70
5.84
5.86
5.89
5.88

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Cartas de Créditos Confirmadas
30/09/2012
31/10/2012
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/04/2014

martes, 12 de agosto de 2014

Número
Préstamos
101
2
61
59
53
0
1

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
87.0
0.1
151.8
151.7
139.8
0.1
0.7

0.1%
0.0%
0.2%
0.2%
0.2%
0.0%
0.0%

6.6%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo Mn y % por
Tipo en Bco
1.1
0.1
89.4
89.7
78.6
0.0
0.7

1.3%
100.0%
58.9%
59.2%
56.2%
53.9%
100.0%

Saldo ME
(MM USD)
85.9
62.4
62.0
61.3
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
56.05
72.00
14.76
15.26
15.74
36.00
40.00

7.71
5.74
5.69
6.06
36.00

Page 11 of 25

13.95
72.00
14.76
15.26
15.74
36.00
40.00

7.07
5.74
5.69
6.06
36.00

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Descuentos de Facturas
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
67
35
29
29
35
38
11
34
32
32
58
44
41
21
19
19
23
24
23
3
24
24

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
1,112.3
789.3
682.3
606.3
784.6
1,078.9
452.8
980.2
898.7
1,016.9
881.4
675.8
720.0
594.6
560.4
514.4
561.9
538.5
575.5
614.2
730.6
753.5

1.8%
1.2%
1.1%
0.9%
1.1%
1.5%
0.7%
1.4%
1.3%
1.4%
1.3%
1.0%
1.0%
0.8%
0.8%
0.7%
0.8%
0.7%
0.8%
0.8%
1.0%
1.0%

91.6%
85.2%
82.0%
80.0%
85.4%
88.9%
67.7%
82.5%
80.1%
81.6%
78.1%
72.2%
72.3%
69.1%
69.9%
66.5%
70.3%
70.7%
73.3%
75.3%
79.0%
60.2%

Saldo Mn y % por
Tipo en Bco
254.1
264.0
222.9
302.4
299.2
296.7
0.0
269.6
203.3
333.5
438.0
389.3
436.5
531.0
544.7
499.2
545.8
522.3
560.2
614.2
722.3
745.2

22.8%
33.4%
32.7%
49.9%
38.1%
27.5%
0.0%
27.5%
22.6%
32.8%
49.7%
57.6%
60.6%
89.3%
97.2%
97.0%
97.1%
97.0%
97.3%
100.0%
98.9%
98.9%

Saldo ME
(MM USD)
858.2
525.3
459.4
303.9
485.4
782.3
452.8
710.6
695.4
683.4
443.4
286.4
283.5
63.6
15.6
15.2
16.1
16.2
15.3
0.0
8.3
8.3

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
13.03
12.83
12.91
12.60
12.54
12.52
0.00
12.42
12.45
12.22
12.63
12.55
12.79
12.01
12.00
12.00
12.02
12.00
13.67
13.15
13.44
12.11

5.06
5.22
4.85
4.08
6.99
6.35
7.65
6.00
6.00
5.80
3.97
4.03
4.02
9.94
11.74
12.00
11.80
11.79
12.00
0.00
12.00
12.00

Page 12 of 25

13.67
13.71
13.83
13.35
13.29
13.10
15.19
13.21
13.54
13.31
13.36
13.32
13.61
12.97
12.83
12.96
12.89
12.84
14.05
13.49
13.61
12.49

5.18
5.54
5.26
4.68
7.07
6.52
7.72
6.22
6.20
5.98
4.49
5.09
4.23
7.67
6.59
7.00
8.55
6.98
8.55
5.39
6.01
6.91

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
CONSUMO
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
228,302
229,592
234,690
236,343
237,027
238,542
240,684
240,875
372,571
376,064
377,529
381,611
383,084
383,978
386,698
379,684
379,297
388,418
375,985
375,525
379,555
386,325

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
17,157.7
17,349.6
17,910.5
17,777.9
17,626.2
17,532.0
17,535.5
17,547.2
17,829.7
18,106.2
18,097.8
18,240.9
18,193.5
18,292.4
18,494.9
18,067.9
17,770.7
17,696.2
17,792.2
17,860.7
18,103.3
18,729.7

27.8%
27.3%
27.6%
26.2%
25.2%
24.8%
25.2%
25.3%
25.7%
25.6%
25.8%
25.8%
25.8%
25.6%
25.9%
25.4%
25.3%
24.5%
24.7%
24.6%
25.0%
25.7%

17.7%
17.8%
17.8%
17.5%
17.4%
17.2%
17.1%
17.0%
16.6%
16.6%
16.5%
16.3%
16.2%
16.3%
16.0%
15.7%
15.5%
15.3%
15.2%
15.1%
15.0%
15.2%

Saldo Mn y % por
Tipo en Bco
16,453.6
16,645.1
17,140.3
17,064.7
16,884.8
16,813.7
16,816.2
16,823.6
17,085.3
17,364.6
17,316.2
17,406.5
17,373.1
17,473.5
17,644.8
17,269.2
16,984.2
16,926.5
17,015.9
17,042.0
17,290.0
17,896.9

95.9%
95.9%
95.7%
96.0%
95.8%
95.9%
95.9%
95.9%
95.8%
95.9%
95.7%
95.4%
95.5%
95.5%
95.4%
95.6%
95.6%
95.7%
95.6%
95.4%
95.5%
95.6%

Saldo ME
(MM USD)
704.1
704.5
770.2
713.2
741.4
718.3
719.3
723.5
744.5
741.6
781.6
834.4
820.3
818.9
850.2
798.7
786.5
769.7
776.3
818.7
813.3
832.8

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
36.39
44.74
35.37
35.09
34.79
34.64
34.35
34.15
29.60
29.20
29.09
29.14
29.32
27.40
27.65
27.81
27.69
27.80
27.71
27.82
27.95
27.51

51.16
51.61
51.30
50.92
50.86
50.67
50.48
50.45
50.37
50.21
50.33
49.22
49.35
49.35
49.30
49.17
49.01
49.25
48.19
49.67
49.27
49.07

Page 13 of 25

33.18
34.82
32.95
32.97
33.35
33.41
31.88
31.76
33.27
32.89
33.00
32.27
32.71
30.60
29.68
29.34
28.18
28.70
28.57
28.55
28.66
27.95

48.78
49.06
48.85
51.32
53.38
52.96
48.80
48.91
50.76
51.55
50.66
50.52
50.03
48.37
48.61
47.48
44.90
48.33
48.04
48.55
48.50
47.39

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Préstamos a Través de Líneas de Crédito Personales (Créditos Diferidos)
31/05/2013
142,205
1,736.9
2.5%
30/06/2013
142,342
1,759.0
2.5%
31/07/2013
141,410
1,776.0
2.5%
31/08/2013
142,546
1,809.6
2.6%
30/09/2013
141,123
1,836.2
2.6%
31/10/2013
141,111
1,870.2
2.6%
30/11/2013
141,974
1,883.8
2.6%
31/12/2013
138,709
1,854.3
2.6%
31/01/2014
139,573
1,862.0
2.6%
28/02/2014
147,324
1,822.3
2.5%
31/03/2014
135,166
1,772.8
2.5%
30/04/2014
135,694
1,845.6
2.5%
31/05/2014
138,617
1,882.5
2.6%
30/06/2014
142,600
1,983.6
2.7%

martes, 12 de agosto de 2014

22.4%
24.2%
21.5%
21.4%
21.4%
21.1%
21.4%
21.3%
21.2%
20.6%
19.6%
19.6%
16.0%
17.0%

Saldo Mn y % por
Tipo en Bco
1,736.9
1,759.0
1,776.0
1,809.6
1,836.2
1,870.2
1,883.8
1,854.3
1,862.0
1,822.3
1,772.8
1,845.6
1,882.5
1,983.6

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
34.31
34.28
34.37
34.23
34.41
34.45
34.46
34.22
33.86
33.82
33.79
33.21
33.48
33.72

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Page 14 of 25

27.27
27.52
29.38
27.99
28.10
28.36
35.17
35.27
28.27
28.51
28.51
28.34
27.81
28.46

21.02
21.14
21.33
20.08
21.60
12.38
20.12
20.63
20.37
28.95
28.95
28.95
28.95
28.95

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Préstamos Personales con Garantía de Certificados Financieros
30/09/2012
22
11.7
31/10/2012
2,094
457.6
30/11/2012
1,867
411.1
31/12/2012
2,041
486.6
31/01/2013
1,942
449.9
28/02/2013
1,967
452.7
31/03/2013
496
172.2
30/04/2013
1,986
482.2
31/05/2013
2,006
498.4
30/06/2013
2,047
528.3
31/07/2013
2,081
524.3
31/08/2013
2,140
532.5
30/09/2013
2,177
513.2
31/10/2013
2,203
513.7
30/11/2013
2,227
537.9
31/12/2013
2,298
517.7
31/01/2014
2,333
501.4
28/02/2014
2,343
537.8
31/03/2014
2,381
545.8
30/04/2014
2,395
562.1
31/05/2014
2,406
549.7
30/06/2014
2,401
563.3

martes, 12 de agosto de 2014

0.0%
0.7%
0.6%
0.7%
0.6%
0.6%
0.2%
0.7%
0.7%
0.7%
0.7%
0.8%
0.7%
0.7%
0.8%
0.7%
0.7%
0.7%
0.8%
0.8%
0.8%
0.8%

0.8%
22.2%
20.1%
22.5%
21.5%
20.8%
8.9%
21.4%
21.4%
22.4%
22.3%
22.5%
21.5%
21.3%
21.6%
21.9%
21.4%
22.8%
26.8%
27.1%
29.4%
28.6%

Saldo Mn y % por
Tipo en Bco
11.7
457.6
411.1
486.6
449.9
452.7
172.2
482.2
498.4
528.3
524.3
532.5
513.2
513.7
537.9
517.7
501.4
537.8
545.8
562.1
549.7
563.3

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
15.81
31.29
17.43
16.86
16.65
16.52
15.01
16.22
15.91
15.64
15.78
15.60
16.07
16.50
16.61
16.95
16.91
16.69
16.53
16.39
16.41
16.28

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Page 15 of 25

14.89
18.40
15.04
14.80
14.68
14.52
14.03
14.40
14.40
14.24
14.18
14.02
14.15
14.21
14.26
14.33
14.34
14.34
14.63
14.60
14.93
14.84

7.70
7.54
7.57
7.55
7.49
7.23
7.17
7.17
7.59
7.59
7.58
7.47
7.48
7.45
7.35
7.63
7.65
7.49
6.24
6.44
6.45
6.60

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Préstamos Personales para Gastos
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
71,616
65,784
68,643
66,803
67,617
68,264
76,336
68,122
69,368
70,820
71,269
71,992
72,120
72,567
73,636
76,690
76,716
76,509
76,165
75,811
75,575
75,613

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
11,710.1
8,941.4
9,506.0
8,952.6
8,850.5
8,852.6
11,797.6
8,912.3
9,030.6
9,167.2
9,149.1
9,177.1
9,155.9
9,206.0
9,285.5
9,064.6
8,938.1
8,872.1
9,007.8
9,052.7
9,041.6
9,075.1

18.9%
14.1%
14.7%
13.2%
12.7%
12.5%
17.0%
12.9%
13.0%
13.0%
13.0%
13.0%
13.0%
12.9%
13.0%
12.8%
12.7%
12.3%
12.5%
12.5%
12.5%
12.5%

25.2%
20.7%
21.4%
20.2%
20.0%
19.9%
24.9%
19.9%
19.3%
19.1%
18.8%
17.9%
17.7%
17.8%
17.3%
16.9%
16.7%
16.4%
16.3%
16.2%
16.6%
16.5%

Saldo Mn y % por
Tipo en Bco
11,692.8
8,924.5
9,488.9
8,935.5
8,833.4
8,835.5
11,780.4
8,895.1
9,013.5
9,149.9
9,131.8
9,159.5
9,138.6
9,197.4
9,276.7
9,055.9
8,929.4
8,863.1
8,982.0
9,024.0
9,012.8
9,046.4

99.9%
99.8%
99.8%
99.8%
99.8%
99.8%
99.9%
99.8%
99.8%
99.8%
99.8%
99.8%
99.8%
99.9%
99.9%
99.9%
99.9%
99.9%
99.7%
99.7%
99.7%
99.7%

Saldo ME
(MM USD)
17.3
16.9
17.0
17.0
17.2
17.2
17.2
17.1
17.1
17.4
17.3
17.6
17.3
8.5
8.8
8.7
8.7
9.0
25.8
28.7
28.7
28.6

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
21.62
34.35
22.21
22.72
22.61
22.44
20.21
22.14
21.93
21.69
21.43
21.28
21.40
21.59
21.70
21.91
22.05
22.10
21.98
21.86
21.86
21.75

10.74
35.33
10.94
10.95
10.96
10.98
10.99
11.01
11.02
11.03
11.05
11.07
11.08
8.64
7.70
7.71
7.71
7.60
9.17
9.05
9.06
9.06

Page 16 of 25

21.79
24.19
21.45
21.30
21.24
21.13
20.44
20.70
20.75
20.51
21.75
19.55
19.99
20.18
19.91
19.83
20.06
20.08
20.20
20.24
20.19
20.19

8.79
10.44
8.62
8.61
8.69
8.83
8.71
8.80
8.83
8.80
8.80
8.80
8.80
8.67
8.63
8.43
7.79
7.77
7.72
7.83
7.88
7.79

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Préstamos Personales para Solares
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
3
53
53
53
54
53
5
53
53
50
52
51
53
53
52
56
54
52
55
52
49
55

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
5.6
90.4
89.2
88.7
91.3
90.0
10.3
92.9
92.0
87.0
78.5
85.9
88.3
87.4
101.1
95.6
88.7
98.2
98.8
98.8
82.6
86.4

0.0%
0.1%
0.1%
0.1%
0.1%
0.1%
0.0%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%

0.1%
2.1%
2.1%
2.1%
2.1%
2.1%
0.3%
2.3%
2.0%
1.7%
1.6%
1.7%
1.9%
1.9%
2.2%
2.1%
1.9%
2.3%
2.2%
2.2%
1.8%
1.9%

Saldo Mn y % por
Tipo en Bco
5.6
90.4
89.2
88.7
91.3
90.0
10.3
92.9
92.0
87.0
78.5
68.7
71.4
70.6
84.2
78.9
72.0
81.6
82.3
82.4
66.3
70.2

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
80.0%
80.9%
80.8%
83.3%
82.6%
81.2%
83.1%
83.3%
83.4%
80.2%
81.2%

Saldo ME
(MM USD)

17.2
16.9
16.8
16.9
16.6
16.7
16.6
16.5
16.4
16.3
16.3

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
18.69
20.13
16.61
16.41
15.74
15.69
12.83
15.52
15.29
15.26
15.40
15.87
16.82
17.28
17.37
17.46
17.52
16.93
17.23
17.33
17.03
17.13

6.00
6.00
6.00
6.00
6.00
6.00
6.00
6.00
36.00
6.00
6.00

Page 17 of 25

14.97
14.83
14.44
14.24
14.00
13.73
13.67
13.54
14.78
14.30
14.05
13.97
12.77
12.76
12.83
12.93
13.18
13.45
13.34
13.41
13.41
13.37

6.00
6.00
6.00
6.00
6.00
6.00
6.00
6.00
36.00
6.00
7.43

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Préstamos Personales para Vehículos Nuevos
30/09/2012
610
31/10/2012
5,127
30/11/2012
4,945
31/12/2012
7,007
31/01/2013
7,375
28/02/2013
7,053
31/03/2013
489
30/04/2013
7,055
31/05/2013
7,059
30/06/2013
7,142
31/07/2013
7,106
31/08/2013
7,050
30/09/2013
7,021
31/10/2013
7,028
30/11/2013
6,979
31/12/2013
7,120
31/01/2014
7,093
28/02/2014
7,045
31/03/2014
7,054
30/04/2014
7,040
31/05/2014
7,106
30/06/2014
2,526
Préstamos Personales para Vehículos Usados
30/06/2014
4,970
martes, 12 de agosto de 2014

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

153.6
2,543.3
2,434.6
2,860.0
2,912.9
2,876.6
332.3
2,866.7
2,909.3
3,006.7
2,979.3
2,947.2
2,917.5
2,910.9
2,877.7
2,851.2
2,840.1
2,808.7
2,835.4
2,854.5
3,028.5
397.4

0.2%
4.0%
3.8%
4.2%
4.2%
4.1%
0.5%
4.1%
4.2%
4.3%
4.2%
4.2%
4.1%
4.1%
4.0%
4.0%
4.0%
3.9%
3.9%
3.9%
4.2%
0.5%

2.8%
32.4%
28.8%
29.1%
29.0%
28.9%
4.5%
29.2%
29.4%
30.0%
30.0%
38.4%
38.3%
39.4%
39.1%
36.4%
34.0%
33.0%
33.3%
33.4%
34.8%
6.4%

153.6
2,543.3
2,434.6
2,860.0
2,912.9
2,876.6
332.3
2,866.7
2,909.3
3,006.7
2,979.3
2,947.2
2,917.5
2,910.9
2,877.7
2,851.2
2,840.1
2,808.7
2,835.4
2,854.5
3,028.5
397.4

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

3,026.4

4.2%

65.6%

3,026.4

100.0%

Saldo ME
(MM USD)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
15.40
30.29
14.88
13.77
13.60
13.42
11.34
13.31
13.31
13.00
12.88
12.86
13.02
13.21
13.39
13.53
13.67
13.77
13.82
13.90
13.70
9.41

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

13.77
Page 18 of 25

12.69
18.28
12.89
12.28
12.15
12.29
11.72
12.16
12.08
11.97
11.88
12.27
12.48
12.51
12.56
12.56
12.55
12.62
12.75
12.74
12.68
11.92
15.89

6.00
6.94
6.96
6.99
7.01
7.04
7.07
7.10
7.14
7.18
7.22
7.27
7.33
7.39
7.46
7.55
7.65
7.77
7.91
8.09
6.93
7.00

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Tarjetas de Crédito Personales de Alto Límite (Platino, Infinity, Etc.)
30/09/2012
4,597
500.7
31/10/2012
4,698
521.4
30/11/2012
4,800
543.5
31/12/2012
4,850
558.5
31/01/2013
4,877
568.2
28/02/2013
4,885
551.0
31/03/2013
5,101
563.2
30/04/2013
5,207
561.1
31/05/2013
5,072
521.5
30/06/2013
6,433
579.0
31/07/2013
6,714
607.7
31/08/2013
7,031
642.1
30/09/2013
7,199
636.5
31/10/2013
7,356
670.7
30/11/2013
7,658
697.4
31/12/2013
7,861
717.3
31/01/2014
7,802
684.6
28/02/2014
7,836
686.5
31/03/2014
8,109
704.7
30/04/2014
8,217
712.5
31/05/2014
8,426
728.7
30/06/2014
8,692
748.4

martes, 12 de agosto de 2014

0.8%
0.8%
0.8%
0.8%
0.8%
0.8%
0.8%
0.8%
0.8%
0.8%
0.9%
0.9%
0.9%
0.9%
1.0%
1.0%
1.0%
0.9%
1.0%
1.0%
1.0%
1.0%

10.2%
10.1%
10.2%
10.4%
11.0%
10.4%
10.7%
10.5%
9.7%
10.0%
10.6%
9.7%
9.7%
10.0%
9.9%
10.4%
10.1%
9.9%
10.3%
10.1%
10.0%
10.2%

Saldo Mn y % por
Tipo en Bco
317.6
336.8
343.7
370.4
354.5
350.8
361.7
355.2
302.1
348.6
362.4
379.6
383.9
402.1
420.5
448.4
414.7
427.7
441.0
434.8
456.8
461.1

63.4%
64.6%
63.2%
66.3%
62.4%
63.7%
64.2%
63.3%
57.9%
60.2%
59.6%
59.1%
60.3%
60.0%
60.3%
62.5%
60.6%
62.3%
62.6%
61.0%
62.7%
61.6%

Saldo ME
(MM USD)
183.1
184.6
199.8
188.0
213.7
200.2
201.5
205.9
219.3
230.4
245.3
262.4
252.5
268.6
276.9
268.9
269.9
258.8
263.7
277.7
271.9
287.3

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
71.63
71.34
71.49
71.18
71.28
71.25
71.30
71.61
71.44
67.87
67.52
67.02
66.64
59.62
59.50
59.27
59.26
59.32
59.34
60.24
60.57
59.56

48.26
48.08
48.48
48.10
48.39
48.06
47.84
48.14
48.41
47.29
47.41
47.13
47.37
46.94
46.63
46.63
46.36
46.67
46.58
47.82
47.81
47.91

Page 19 of 25

75.33
75.16
75.63
78.06
84.74
85.46
82.13
82.16
82.30
81.75
81.28
80.04
80.30
72.49
65.25
64.81
63.63
64.52
64.28
64.75
64.69
61.97

47.62
49.04
49.09
52.47
55.01
55.77
50.59
50.10
50.23
49.99
49.88
49.22
49.49
47.79
47.82
47.55
46.32
50.34
49.92
50.21
50.43
49.18

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Tarjetas de Crédito Personales de Mediano Límite (Oro / Gold)
30/09/2012
31,609
1,715.6
31/10/2012
31,529
1,713.1
30/11/2012
31,750
1,759.4
31/12/2012
31,409
1,730.8
31/01/2013
30,763
1,675.0
28/02/2013
30,333
1,630.0
31/03/2013
30,415
1,616.9
30/04/2013
30,278
1,594.3
31/05/2013
27,503
1,115.8
30/06/2013
32,709
1,176.1
31/07/2013
33,510
1,182.2
31/08/2013
34,529
1,238.0
30/09/2013
35,409
1,242.4
31/10/2013
35,737
1,244.8
30/11/2013
36,794
1,290.6
31/12/2013
36,648
1,258.8
31/01/2014
36,293
1,200.1
28/02/2014
36,427
1,199.0
31/03/2014
36,702
1,179.3
30/04/2014
37,075
1,197.4
31/05/2014
38,060
1,238.0
30/06/2014
39,025
1,272.0

martes, 12 de agosto de 2014

2.8%
2.7%
2.7%
2.5%
2.4%
2.3%
2.3%
2.3%
1.6%
1.7%
1.7%
1.7%
1.8%
1.7%
1.8%
1.8%
1.7%
1.7%
1.6%
1.6%
1.7%
1.7%

23.5%
23.0%
23.0%
22.9%
23.3%
22.8%
22.6%
22.2%
15.9%
15.7%
16.4%
15.1%
15.2%
15.1%
15.3%
15.3%
15.0%
14.9%
14.9%
15.0%
15.1%
15.3%

Saldo Mn y % por
Tipo en Bco
1,410.2
1,410.3
1,424.1
1,422.0
1,365.3
1,334.1
1,320.8
1,301.6
819.2
877.6
870.8
909.2
910.8
920.3
956.6
955.3
904.1
905.0
897.7
898.9
937.1
964.9

82.2%
82.3%
80.9%
82.2%
81.5%
81.8%
81.7%
81.6%
73.4%
74.6%
73.7%
73.4%
73.3%
73.9%
74.1%
75.9%
75.3%
75.5%
76.1%
75.1%
75.7%
75.9%

Saldo ME
(MM USD)
305.5
302.8
335.3
308.9
309.7
295.9
296.0
292.7
296.5
298.4
311.4
328.8
331.5
324.4
333.9
303.5
296.0
294.0
281.6
298.5
300.9
307.1

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
76.65
76.43
76.51
76.39
76.63
76.90
76.92
76.85
74.86
72.39
72.29
71.88
71.50
57.78
57.64
57.80
57.72
57.82
57.49
60.21
60.51
59.96

53.94
53.73
53.99
53.88
53.84
53.66
53.69
53.55
53.56
52.97
53.09
52.88
53.08
52.66
52.77
52.60
52.71
52.97
52.70
53.43
53.66
53.29

Page 20 of 25

77.82
78.06
78.58
80.83
85.81
86.43
83.73
83.67
82.46
82.42
82.29
81.36
80.47
72.96
63.86
63.14
61.48
63.89
63.84
64.46
64.35
62.00

54.61
56.06
56.31
60.79
62.60
63.18
58.30
58.16
57.83
58.55
58.62
57.08
56.99
54.92
55.09
54.94
53.36
56.81
56.55
56.78
56.64
55.49

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Tarjetas de Crédito Personales de Pequeño Límite (Clásica / Standard)
30/09/2012
112,316
2,991.7
4.8%
31/10/2012
112,880
3,014.7
4.7%
30/11/2012
115,330
3,099.5
4.8%
31/12/2012
116,968
3,036.9
4.5%
31/01/2013
116,781
3,014.9
4.3%
28/02/2013
118,406
3,014.2
4.3%
31/03/2013
120,260
2,977.2
4.3%
30/04/2013
120,637
2,972.8
4.3%
31/05/2013
112,294
1,861.6
2.7%
30/06/2013
107,587
1,739.5
2.5%
31/07/2013
108,538
1,738.0
2.5%
31/08/2013
109,464
1,744.8
2.5%
30/09/2013
111,272
1,740.6
2.5%
31/10/2013
111,348
1,728.0
2.4%
30/11/2013
110,909
1,761.3
2.5%
31/12/2013
104,201
1,653.5
2.3%
31/01/2014
103,388
1,601.7
2.3%
28/02/2014
104,885
1,617.5
2.2%
31/03/2014
104,430
1,593.1
2.2%
30/04/2014
103,371
1,483.0
2.0%
31/05/2014
103,466
1,496.9
2.1%
30/06/2014
104,611
1,521.7
2.1%

martes, 12 de agosto de 2014

17.7%
18.3%
18.1%
18.5%
18.3%
18.1%
18.3%
18.3%
12.4%
12.1%
12.5%
13.6%
13.3%
13.4%
13.3%
12.9%
12.8%
12.8%
12.7%
11.9%
11.8%
11.8%

Saldo Mn y % por
Tipo en Bco
2,793.4
2,814.5
2,881.4
2,837.6
2,814.1
2,809.2
2,772.6
2,765.0
1,650.1
1,544.1
1,530.4
1,536.4
1,538.5
1,527.5
1,547.7
1,452.5
1,406.5
1,426.2
1,404.4
1,285.5
1,301.5
1,328.2

93.4%
93.4%
93.0%
93.4%
93.3%
93.2%
93.1%
93.0%
88.6%
88.8%
88.1%
88.1%
88.4%
88.4%
87.9%
87.8%
87.8%
88.2%
88.2%
86.7%
86.9%
87.3%

Saldo ME
(MM USD)
198.2
200.2
218.1
199.2
200.9
205.0
204.6
207.8
211.5
195.3
207.6
208.4
202.1
200.5
213.7
201.0
195.2
191.3
188.7
197.4
195.4
193.5

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
75.15
74.86
74.51
73.78
73.55
73.61
73.34
73.22
69.78
71.34
71.46
71.55
71.70
57.85
58.47
59.16
59.12
59.10
59.40
63.33
64.28
63.28

53.08
53.04
52.90
52.43
52.31
52.23
51.76
51.63
51.13
52.93
52.92
52.85
52.63
52.60
52.46
52.77
52.60
52.73
52.73
53.64
54.06
53.63

Page 21 of 25

63.04
64.36
61.56
63.01
65.09
64.83
62.47
62.55
80.06
79.69
79.65
80.34
82.17
69.79
65.45
65.31
62.73
64.72
64.67
65.12
65.03
61.52

56.57
53.27
52.86
53.44
55.58
54.75
52.44
52.18
58.37
62.35
57.49
62.39
58.11
56.91
56.92
56.70
54.16
59.09
59.06
59.00
58.98
57.18

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
Tarjetas de Crédito Personales Flotilla
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
7,529
7,427
7,302
7,212
7,618
7,581
7,582
7,537
7,011
6,934
6,849
6,808
6,710
6,575
6,469
6,101
6,045
5,997
5,923
5,870
5,850
5,832

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
68.6
67.8
67.3
63.8
63.5
64.8
65.8
65.0
63.8
63.4
62.7
63.8
63.0
60.8
59.7
54.8
54.0
54.2
54.5
54.1
54.9
55.3

0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%
0.1%

62.4%
49.4%
48.3%
47.4%
54.5%
54.0%
51.9%
51.9%
52.5%
52.9%
52.3%
50.9%
52.3%
49.6%
48.7%
46.8%
47.1%
44.4%
45.5%
43.1%
44.4%
43.3%

Saldo Mn y % por
Tipo en Bco
68.6
67.8
67.3
63.8
63.5
64.8
65.8
65.0
63.8
63.4
62.7
63.8
63.0
60.8
59.7
54.8
54.0
54.2
54.5
54.1
54.9
55.3

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
36.00
36.01
36.02
36.00
36.02
36.02
36.01
36.02
36.04
36.05
36.03
36.03
36.03
36.02
36.02
36.03
36.02
36.02
63.38
64.87
65.40
64.77

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Page 22 of 25

39.49
54.79
55.76
85.58
93.99
96.00
54.25
53.68
53.96
51.67
55.18
56.59
51.45
44.62
44.84
45.41
27.98
50.90
64.25
64.80
64.95
61.93

70.38
70.87
71.77
70.43
88.54
92.62
89.26
90.17
86.05
89.35
88.80
89.43
63.87
65.97
62.84
62.29
63.21
66.00
65.90
66.00
66.00
66.00

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS
HIPOTECARIOS
30/09/2012
31/10/2012
30/11/2012
31/12/2012
31/01/2013
28/02/2013
31/03/2013
30/04/2013
31/05/2013
30/06/2013
31/07/2013
31/08/2013
30/09/2013
31/10/2013
30/11/2013
31/12/2013
31/01/2014
28/02/2014
31/03/2014
30/04/2014
31/05/2014
30/06/2014

martes, 12 de agosto de 2014

Número
Préstamos
2,827
2,863
2,887
2,941
2,979
3,031
3,063
3,112
3,139
3,205
3,301
3,407
3,495
3,572
3,617
3,861
3,912
3,930
4,024
4,075
4,053
4,090

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos
5,540.4
5,598.3
5,714.1
5,869.8
5,937.9
6,085.4
6,185.9
6,290.0
6,305.6
6,477.2
6,721.2
6,928.9
7,111.8
7,314.0
7,452.5
7,612.3
7,692.1
7,766.2
7,868.3
8,048.7
8,101.5
8,209.5

9.0%
8.8%
8.8%
8.6%
8.5%
8.6%
8.9%
9.1%
9.1%
9.2%
9.6%
9.8%
10.1%
10.2%
10.4%
10.7%
10.9%
10.7%
10.9%
11.1%
11.2%
11.3%

9.5%
9.5%
9.6%
9.9%
9.9%
10.1%
10.2%
10.2%
10.1%
10.2%
10.4%
10.6%
10.8%
11.0%
11.2%
11.3%
11.4%
11.3%
11.3%
11.4%
11.4%
11.1%

Saldo Mn y % por
Tipo en Bco
5,240.4
5,296.7
5,410.3
5,543.6
5,609.3
5,770.8
5,873.1
5,974.7
5,989.8
6,163.8
6,407.7
6,612.2
6,801.1
7,002.9
7,146.8
7,299.1
7,369.1
7,443.0
7,620.4
7,742.1
7,788.1
7,904.2

94.6%
94.6%
94.7%
94.4%
94.5%
94.8%
94.9%
95.0%
95.0%
95.2%
95.3%
95.4%
95.6%
95.7%
95.9%
95.9%
95.8%
95.8%
96.8%
96.2%
96.1%
96.3%

Saldo ME
(MM USD)
299.9
301.6
303.8
326.2
328.6
314.6
312.7
315.3
315.8
313.4
313.5
316.8
310.7
311.1
305.7
313.2
322.9
323.3
247.9
306.6
313.3
305.3

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
13.56
13.28
13.08
12.94
12.85
12.79
12.72
12.63
12.50
12.23
11.95
11.84
11.97
12.13
12.17
12.24
12.25
12.32
12.31
12.29
12.27
12.23

8.14
8.13
8.14
7.87
7.87
8.00
7.93
7.88
7.80
7.72
7.72
7.71
7.74
7.73
7.77
7.96
7.94
7.94
7.64
7.65
7.69
7.64

Page 23 of 25

13.30
13.13
12.99
12.87
12.81
12.72
12.63
12.53
12.51
12.35
12.16
12.02
12.18
12.29
12.25
12.23
12.22
12.21
12.28
12.24
12.23
12.04

8.42
8.40
8.36
8.32
8.23
8.24
8.19
8.14
8.13
8.03
8.02
7.98
7.97
7.97
7.98
7.99
7.97
7.97
7.90
7.88
7.86
7.83

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Préstamo para adquisición de la Vivienda del Deudor
30/09/2012
1,098
2,222.6
31/10/2012
1,051
2,096.4
30/11/2012
1,107
2,263.7
31/12/2012
1,068
2,171.8
31/01/2013
1,075
2,181.1
28/02/2013
1,075
2,157.7
31/03/2013
2,823
5,528.0
30/04/2013
1,079
2,157.3
31/05/2013
1,102
2,196.2
30/06/2013
1,160
2,329.3
31/07/2013
1,247
2,493.7
31/08/2013
1,341
2,667.0
30/09/2013
1,415
2,806.5
31/10/2013
1,471
2,913.1
30/11/2013
1,493
2,993.0
31/12/2013
1,573
3,075.6
31/01/2014
1,611
3,118.9
28/02/2014
1,606
3,125.0
31/03/2014
1,662
3,159.9
30/04/2014
1,678
3,273.1
31/05/2014
4,053
8,101.5
30/06/2014
742
1,238.9
Préstamo para adquisición de Segunda Vivienda o Veraneo
30/06/2014
940
2,095.5
martes, 12 de agosto de 2014

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM USD)

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me

3.6%
3.3%
3.5%
3.2%
3.1%
3.1%
8.0%
3.1%
3.2%
3.3%
3.6%
3.8%
4.0%
4.1%
4.2%
4.3%
4.4%
4.3%
4.4%
4.5%
11.2%
1.7%

4.2%
3.9%
4.2%
4.0%
4.0%
3.9%
9.3%
3.8%
3.8%
4.0%
4.2%
4.5%
4.7%
4.8%
4.9%
5.0%
5.0%
5.0%
5.0%
5.1%
12.0%
1.9%

1,922.7
1,794.8
1,959.9
1,845.6
1,852.5
1,843.1
5,215.2
1,842.0
1,880.4
2,015.9
2,180.2
2,350.2
2,495.8
2,602.1
2,687.3
2,762.4
2,796.0
2,801.7
2,912.1
2,966.5
7,788.1
1,238.9

86.5%
85.6%
86.6%
85.0%
84.9%
85.4%
94.3%
85.4%
85.6%
86.5%
87.4%
88.1%
88.9%
89.3%
89.8%
89.8%
89.6%
89.7%
92.2%
90.6%
96.1%
100.0%

299.9
301.6
303.8
326.2
328.6
314.6
312.7
315.3
315.8
313.4
313.5
316.8
310.7
311.1
305.7
313.2
322.9
323.3
247.9
306.6
313.3
0.0

11.91
11.78
11.73
11.64
11.59
11.61
12.82
11.46
11.27
10.99
10.65
10.51
10.57
10.58
10.55
10.53
10.49
10.55
10.51
10.44
12.27
11.11

8.14
8.13
8.14
7.87
7.87
8.00
7.93
7.88
7.80
7.72
7.72
7.71
7.74
7.73
7.77
7.96
7.94
7.94
7.64
7.65
7.69
0.00

13.17
13.01
12.88
12.77
12.72
12.62
12.61
12.46
12.44
12.29
12.10
11.96
12.12
12.21
12.15
12.12
12.11
12.09
12.12
12.07
12.15
11.91

8.35
8.33
8.29
8.25
8.16
8.17
8.13
8.08
8.08
7.98
7.97
7.93
7.92
7.93
7.93
7.95
7.93
7.92
7.85
7.85
7.91
7.85

2.9%

53.6%

1,790.3

85.4%

305.3

9.73

7.64

11.05

7.72

Page 24 of 25

II. CARTERA DE CREDITOS POR BANCO, TIPO Y FECHAS
TIPOS DE CRÉDITOS,
CLIENTES Y FECHAS

Número
Préstamos

Saldo Cap. y Part. % Cartera del:
MM RD$
Banco Total Bcos

Préstamo para la Construcción o Remodelación de 2da Vivienda o Veraneo
30/09/2012
1,729
3,317.7
5.4%
31/10/2012
1,812
3,501.9
5.5%
30/11/2012
1,780
3,450.4
5.3%
31/12/2012
1,873
3,697.9
5.4%
31/01/2013
1,904
3,756.8
5.4%
28/02/2013
1,956
3,927.7
5.6%
31/03/2013
240
657.9
0.9%
30/04/2013
2,033
4,132.7
6.0%
31/05/2013
2,037
4,109.5
5.9%
30/06/2013
2,045
4,147.9
5.9%
31/07/2013
2,054
4,227.4
6.0%
31/08/2013
2,066
4,262.0
6.0%
30/09/2013
2,080
4,305.4
6.1%
31/10/2013
2,101
4,400.8
6.2%
30/11/2013
2,124
4,459.5
6.2%
31/12/2013
2,288
4,536.7
6.4%
31/01/2014
2,301
4,573.1
6.5%
28/02/2014
2,324
4,641.3
6.4%
31/03/2014
2,362
4,708.4
6.5%
30/04/2014
2,397
4,775.6
6.6%
30/06/2014
2,408
4,875.0
6.7%

martes, 12 de agosto de 2014

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
99.8%
100.0%
99.9%
99.8%
99.8%
99.8%
99.8%
99.9%
99.8%
99.8%
99.8%
99.9%
99.9%
99.9%
99.9%

Saldo Mn y % por
Tipo en Bco
3,317.7
3,501.9
3,450.4
3,697.9
3,756.8
3,927.7
657.9
4,132.7
4,109.5
4,147.9
4,227.4
4,262.0
4,305.4
4,400.8
4,459.5
4,536.7
4,573.1
4,641.3
4,708.4
4,775.6
4,875.0

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

Saldo ME
(MM USD)

Tasa Interés Banco y Total BM
Mn
Me
Mn
Me
14.52
14.05
13.84
13.58
13.47
13.35
11.95
13.15
13.05
12.83
12.62
12.58
12.79
13.05
13.14
13.28
13.33
13.39
13.43
13.44
13.43

Page 25 of 25

14.52
14.05
13.84
13.58
13.47
13.35
11.96
13.15
13.06
12.83
12.63
12.58
12.79
13.05
13.14
13.29
13.34
13.39
13.43
13.44
13.43