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STATE BANK OF INDIA

____________BRANCH


APPLICATION FOR LOAN FOR EARNEST MONEY DEPOSIT
FOR ALLOTMENT OF FLAT/PLOT BY HHB/HUDA/HIMUDA/DDA/
PUDA/GLADA/GMADA/HOUSEFED
1 Name of applicant
2 Father's/Husband Name
3 Present residential address of the applicant
4 Permanent address of the applicant
5 Telephone No. of applicants i.) Office Phone
ii ) Resi Phone
iii) Mobile No.
6 Date of Birth
7 Marital Status
8 Number of dependents
9 Category
10 Add. of the employer of the applicants
11 Designation of the applicants
12 Gross Salary/income
13 Net Salary/income
14 Date of joining
15 Number of years in service
16 Name of the present banker
17 Name of the branch
18 Account No.
19 Type of account
20 Have you availed Housing Loan for Bank
/F.I.

21 Loan amount applied for
22 HHB/HUDA/HIMUDA/DDA/
PUDA/GLADA/GMADA/
HOUSEFED APP. NO.

1


I hereby apply for a loan from State Bank of India ____________ Branch to the
extant mentioned under column No 21.

I declare that all the particulars and information given in the applicants form are
true, correct and complete & they shall from the basis of any loan, State Bank of
India _______________ Branch may decide to lend me, I confirm that I have /had
no insolvency proceedings against me. Nor have I been adjudicated insolvent. I
further confirm that I have read the terms and conditions and understood the
contents therein.

I undertake to inform State Bank of India ___________ Branch, regarding change
of my residential address and to provide any further information that the Bank
may require.


I confirm that if I avail of any credit facilities form any other bank in future I will
furnish the details to the Branch Manager, State Bank of India __________
Branch, immediately. I further authorize the Bank to credit all sums received by
the Bank or standing to the credit in my name jointly or severally to the loan
account, if necessary. I confirm that the funds will be used for stated purpose and
will not be used for speculative purpose. I confirm that I am resident of India.

I also understand that the sanction of the loan is subject to the execution
documents as per the Bank's requirements. I agree that the Bank has a right to
make such enquires about me as it deem fit.

I request your bank to sanction of loan of Rs.__________ which carry interest
@_____% above BASE RATE _____minimum ____% P.A. and enclose the
following documents in support of the request for the loan. In this regard I submit
the following documents.

Copy of Passport/Telephone Bill/Electricity Bill( not applicable to those who are
maintaining account with our branch) , Post dated cheques for the loan amount
and interest for the period delay in draw refund, if any , Photographs.

I agree to comply with all the required documents to the satisfaction of the Bank
with regard to the loan if granted.

I further agree that State Bank of India __________ Branch shall have the sole
discretion to reject/reduce my loan without assigning any reason thereof. I further
agree that my loan transactions shall be governed by the rules of State Bank of
India which may be in force from time to time.

In case loan is sanctioned to me, I undertake that the repayment of this loan will
be made by me form my sources to liquidate the loan amount with interest
granted to me by the Bank in case the refund, amount is insufficient to clear the loan.

Yours faithfully,


SIGNATURE


Recommend for sanction amount of Rs. _______ under the scheme.


FILED OFFICER SANCTIONED an amount of
Rs,________ as per terms of the
Scheme.


AGM/CHIEF/BRANCH MANAGER



















STATE BANK OF INDIA
________ _____BRANCH
ARRANGEMENT LETTER

Sh./Smt. __________________S/O W/O D/o ________________________
R/O_______________________________.

Dear Sir,
LOAN FOR EARNEST MONEY FOR ALLOTMENT OF A FLAT/PLOT
HHB/HUDA/HIMUDA/DDA/PUDA/GLADA/GMADA
/HOUSEFED(PUNJAB)
With reference to your application dated the _______ , we hereby sanction You a
Demand Loan of Rs. __________ (Rupess_______________________________ on
the following terms and conditions.
1 PURPOSE OF LOAN
The loan has been sanctioned to you as per your application dated the
_____________
2 RATE OF INTEREST: FLOATING RATE OF INTEREST.
The interest on loan will be charged @_____above Base Rate which is currently
_____ P.A. (the current effective rate is ____% p.a) with monthly rests. The rate
of interest is subject to revision from time to time and you shall be deemed to have
notice of changes in rate of interest whenever the change in Base Rate are
displayed/ notified at the branch/published in newspapers/made through entry of
interest changes in the Statement of account sent to you etc. The interest rate is
charged for 6 months and if the draw is delayed beyond this period additional
interest will be recovered after 6 months up to the date of refund of the amount by
the concerned authorities.
3. REPAYMENT
The loan will be adjusted from the refund of earnest money by the HARYANA
HOUSING BOARD/HUDA/HIMUNDA/DDA/GLADA/HOUSEFD(PUNJAB)
in the event of allotment of Plot/flat by the HARYANA HOUSING
BOARD/HUDA/HIMUNDA/DDA/GLADA/HOUSEFED(PUNJAB), the entire
Outstanding amount along with interest. cost charges etc. is required to be
adjusted within 15 days from the date of allotment other wise clean overdraft
interest will be recovered from the date of draw to the repayment date, through
draw of lots by the HARYANA HOUSING
BOARD/HUDA/HIMUNDA/DDA/GLADA/HOUSEFED
(PUNJAB) Otherwise the Bank shall be entitled to get your allotment cancelled
fromHARYANAHOUSINGBOARD/HUDA/HIMUNDA/DDA/GLADA/HOUSEF
ED(PUNJAB)or sell / transfer the allotted flat/plot to realise the amount of loan
and the Bank will be entitled to do the needful for and on behalf of the borrower
/allottee. This is without any prejudice to the right of the Bank to recover the
amount of loan by way of sale of other moveable or immoveable properties/assets
of the borrower. If the bank has to recover the outstanding dues through legal
action then all the legal charges, cost & other charges will be born by the
borrower.

You will arrange for the repayment of this loan from your own sources to
liquidate the loan amount with interest, charges, cost etc. if refund
amount is not sufficient to clear the outstand loan amount.
4 SECURITY
i) POST DATED CHEQUES
You will give 2 (two) post dated cheques to the Bank, one for the loan amount and
other (blank) for the interest for the period of delay, if any, in draw of
lots/crediting refund amount to the loan account drawn upon any of your account
presently maintained at SBI or any other Bank, enabling the Bank to get the same
encashed for the recovery of any amount found due and payable by you.
i)The Bank will have lien on Application Money/Letter of allotment in all cases.
5 UPFRONT AMOUNT : Equivalent to 6 months interest @____p.a. plus
Processing fee Rs.200/- i.e. total Rs.________.
Please call on us any working day to execute the documents. The loan is also
subject to other terms and conditions as mentioned in the documents executed/to
be executed in connection with the loan and as may be
prescribed by the Bank from time . The duplicate copy of arrangement letter may
pleased be returned t us duly signed by you in token of acceptance of the terms
and conditions detailed herein,

Yours faithfully, Received the original , term and
conditions accepted


BRANCH MANAGER BORROWER
DATE :









DEMAND PROMISSORY NOTE


Rs.______________ Place :
Date :
On demand I ____________________ S\O W\O\D\O__________________ R\O
__________________________________________________________________
Promise to pay State Bank Of India ____________________ Branch or order the
sum of Rs.____________(Rupees____________________________________)
for value received with interest from this date at _______% above Base Rate i.e.
___ % Pa. with monthly rests.


Revenue
Stamp

SIGNATURE

--------------------------------------------------------------------------------------------



















D.P. NOTE DELIVERY LETTER

The Branch Manager, Place:
State Bank of India, Date:
________________

Dear Sir,

Please take the delivery of the accompanying Demand Promissory Note dated the
________ for Rs. ________ (Rupees ________________________________)
Made by me i.e. ___________________________s\o w\o d\o Shri
_________________ R\O ___________________________________ in favour State
Bank of India, Branch _______________. I further request you to note that I
dispense with a notice of the dishonor in terms of Section 98(a) of the Negotiable
Instruments Act 1881 and that in the event of payment not been made on demand
the Bank is at liberty to give time for payment to either of us without discharging
either of us from liability.

Yours faithfully,


SIGNATRUE

Shri/Smt/Km. _____________________ s\o w\o d\o Sh._______________
R\O _________________________________.

















UNDERTAKING CUM DECLARATION

I, ….…………………………… S/o, D/o, W/o Sh… …..,……………… aged
………. resident of ……………………………………………..( full
address), do hereby solemnly affirm and declare as under :

1. That I have applied for loan of Rs………………….
(Rupees………………………………………..) under Bank’s EMD scheme for
plot in HUDA Hisar Sector-14/33 Scheme through application No…………..
from SBI………………..Branch.

2. That I further confirm that I have carefully gone through and understood
the terms & conditions of the scheme, as contained in the Brochure and
do hereby undertake to abide by the same.

3. That I have applied only one application and will not apply any other
application for plot in HUDA Hisar Sector-14/33, Scheme

4. That I also undertake to pay the loan amount along with interest as
decided by the bank if at any time my application is considered ineligible
by HUDA Authorities or due to my mistake any amount is deducted by
HUDA from my Earnest Money Deposit.

5. That I also undertake to pay interest beyond the period of 6 months
(interest for which is already built into the bank’s scheme) at a rate of
interest to be decided by the bank from time to time, in case the
draw/refund is delayed on the part of HUDA or due to any reason beyond
the control of the Bank.

6. That in case the information/documents supplied by me are found to be
false or fabricated and as such if my allotment is cancelled by HUDA and
my entire earnest money forfeited, I shall be liable to reimburse the
amount along with interest applicable at the material time and any other
charges borne by the bank and shall keep the bank indemnified for any
losses, charges and expenses whatsoever.

7. The above statement of mine is true and correct to the best of my
knowledge & belief and nothing has been concealed therein and if
anything is found false at any stage I will be liable for Civil & Criminal
action as per Law.
8. I/We further agree that the Bank is at liberty to disclose/share my/our
credit information to/with Information Company formed under the Credit
information Company (Regulation) 2005, as to the loans granted to me/us.


SIGNATURE