CTDI

Cantidad
1

Equipo disponible
Maquinaria y Equipo

TOTALES

Cantidad
1

Table de amortización proyecto
Maquinaria y Equipo

TOTALES

Tabla de amortización de equipo disponible
Fecha de
Valor
Vida util
adquisición
original
meses
NA
NA
120

Meses
transcurridos
0

Vida util
remanente
120

0.00

Valor actual
Dep mensual
Meses proyecto
158,800.00
1,323.33
48

%
100.00%

Valor de
mercado
158,800.00

158,800.00

Dep proyecto
Valor residual
63,520.00
95,280.00

63,520.00

95,280.00

GRUPO SOCIAL CTDI
Calendario de pagos para un crédito refaccionario por

Mes, #
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
Total

Préstamo
$299,157
$299,157
$299,157
$299,157
$292,925
$286,693
$280,461
$274,229
$267,997
$261,765
$255,533
$249,301
$243,069
$236,837
$230,605
$224,373
$218,141
$211,909
$205,677
$199,445
$193,213
$186,981
$180,749
$174,517
$168,285
$162,053
$155,821
$149,589
$143,357
$137,125
$130,893
$124,661
$118,429
$112,197
$105,965
$99,733
$93,501
$87,269
$81,037
$74,805
$68,573
$62,341
$56,109
$49,877
$43,645
$37,413
$31,181
$24,949
$18,717
$12,485
$6,253

Abono a capital
$0
$0
$0
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,253
$299,157

Intereses
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

$299,156.86

Mensualidades
$0
$0
$0
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,232
$6,253
$299,157

PROYECCION DE INGRESOS Y EGRESOS AÑO 5
SITUACION
ACTUAL

CONCEPTO

1.- VENTAS
PIZZA GRANDE
PIZZA MEDIANA
PIZZA CHICA
2.- COSTOS DE OPERACIÓN
2.1.- COSTOS VARIABLES
MANO DE OBRA DIRECTA
MANO DE OBRA INDIRECTA
MATERIA PRIMA E INSUMOS
SUBTOTAL VARIABLES
2.1.- COSTOS FIJOS
MANTENIMIENTO
AGUA
TELEFONOS
LUZ
IMSS, SAR E INFONAVIT
SUBTOTAL FIJOS
3-SALDO
4.-SALDO ACUMULADO
5.- NECESIDADES DE FINANCIAMIENTO

0
31,000
0
0
0
8,900
#REF!

0
0
200
750
1,000
4,000

1

2

3

4

5

6

7

8

9

10

11

12

TOTAL

284,000.0
31,000.0
200,000.0
53,000.0
#REF!

31,000.0
31,000.0
0.0
0.0
#REF!

20,000.0
0.0
10,000.0
10,000.0
#REF!

20,000.0
0.0
10,000.0
10,000.0
#REF!

25,000.0
0.0
15,000.0
10,000.0
#REF!

20,000.0
0.0
20,000.0
0.0
#REF!

33,000.0
0.0
20,000.0
13,000.0
#REF!

25,000.0
0.0
15,000.0
10,000.0
#REF!

20,000.0
0.0
20,000.0
0.0
#REF!

30,000.0
0.0
30,000.0
0.0
#REF!

20,000.0
0.0
20,000.0
0.0
#REF!

20,000.0
0.0
20,000.0
0.0
#REF!

20,000.0
0.0
20,000.0
0.0
#REF!

284,000.0
31,000.0
200,000.0
53,000.0
#REF!

106,800.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

8,900.0
#REF!
#REF!
#REF!

106,800.0
#REF!
#REF!
#REF!

0.0
2,400.0
9,000.0
12,000.0
48,000.0
71,400.0
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
200.0
750.0
1,000.0
4,000.0
5,950.0
#REF!
#REF!

0.0
2,400.0
9,000.0
12,000.0
48,000.0
71,400.0
#REF!

Flujo de efectivo mensual (Cantidades en pesos)
1

2

3

4

5

6

7

8

9

10

11

12

404,244

158,028

155,446

152,864

155,261

158,911

175,561

184,211

187,861

201,511

205,161

208,811

212,461

411,028

120,244
284,000

127,028
31,000

135,446
20,000

132,864
20,000

130,261
25,000

138,911
20,000

142,561
33,000

159,211
25,000

167,861
20,000

171,511
30,000

185,161
20,000

188,811
20,000

192,461
20,000

127,028
284,000

Egresos

196,200

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

196,200

Gastos de operación

196,200

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

16,350

196,200

SALDO

208,044

141,678

139,096

136,514

138,911

142,561

159,211

167,861

171,511

185,161

188,811

192,461

196,111

214,828

Concepto/mes

Ingresos
Saldo de mes anterior
Ventas

FINANCIAMIENTO

AÑO 5

SIT
ACT

TOTAL

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Credito de avío
Aportación de productores

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

Credito refaccionario
Aportación de productores

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

208,044

141,678

139,096

136,514

138,911

142,561

159,211

167,861

171,511

185,161

188,811

192,461

196,111

214,828

AMORTIZACIONES

81,016

6,232

6,232

6,253

0

0

0

0

0

0

0

0

0

18,717

Préstamo FONAES

74,784

6,232

6,232

6,253

0

0

0

0

0

0

0

0

0

18,717

*Capital
*Intereses

74,784
0

6,232
0

6,232
0

6,253
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

18,717
0

6,232

0

0

0

0

0

0

0

0

0

0

0

0

0

6,232
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

127,028

135,446

132,864

130,261

138,911

142,561

159,211

167,861

171,511

185,161

188,811

192,461

196,111

196,111

0

0

0

0

0

0

0

0

0

0

0

0

0

0

127,028

135,446

132,864

130,261

138,911

142,561

159,211

167,861

171,511

185,161

188,811

192,461

196,111

196,111

SALDO

-Préstamo refaccionario por
*Capital
*Intereses
SALDO
Recuperación de aport. de prods.
SALDO

---------------------------------------------------------------- ------------------------------- -------------------- ----------------------- ----------------------- --------------------- ------------------- -------------------- --------------------- ----------------------- ---------------------- ----------------------- --------------------- ----------------------- -----------------------

GRUPO SOCIAL CTDI
----------------------------------------------------------------------------------- ----------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------------------------------------------------------------Meses ....
CONCEPTO Y UNIDADES
1
2
3
4
5
6
7
8
9
10
11
----------------------------------------------------------------------------------- ----------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------SERVICIOS DE DIAGNOSTICO
INTERVENCION TERAPEUTICA
INTEGRACION EDUCATIVA

31,000
0
0

0
10,000
10,000

0
10,000
10,000

0
15,000
10,000

0
20,000
0

0
20,000
13,000

0
15,000
10,000

0
20,000
0

0
30,000
0

0
20,000
0

0
20,000
0

----------------------------------------------------------------------------------- ----------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ---------------------- ----------------------

31,000

20,000

20,000

25,000

20,000

33,000

25,000

20,000

30,000

20,000

20,000

GRUPO SOCIAL CTDI
Concepto/Meses
SERVICIOS DE DIAGNOSTICO
Meses
Precio Sesión Mensual
Unidades
Subtotal

1

2

3

4

5

6

7

8

9

10

11

1
$31,000.00
1
$31,000.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$0.00
1
$0.00

1
$10,000.00
1
$10,000.00

1
$10,000.00
1
$10,000.00

1
$15,000.00
1
$15,000.00

1
$20,000.00
1
$20,000.00

1
$20,000.00
1
$20,000.00

1
$15,000.00
1
$15,000.00

1
$20,000.00
1
$20,000.00

1
$30,000.00
1
$30,000.00

1
$20,000.00
1
$20,000.00

1
$20,000.00
1
$20,000.00

1
$0.00
1
$0.00
$31,000.00

1
$10,000.00
1
$10,000.00
$20,000.00

1
$10,000.00
1
$10,000.00
$20,000.00

1
$10,000.00
1
$10,000.00
$25,000.00

1
$10,000.00
1
$0.00
$20,000.00

1
$10,000.00
1
$13,000.00
$33,000.00

1
$10,000.00
1
$10,000.00
$25,000.00

1
$10,000.00
1
$0.00
$20,000.00

1
$10,000.00
1
$0.00
$30,000.00

1
$10,000.00
1
$0.00
$20,000.00

1
$10,000.00
1
$0.00
$20,000.00

Costos de operación:
Fijos
MANTENIMIENTO
AGUA
TELEFONOS
LUZ
APOYO A PADRES

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

Variables
COSTO DE SERVICIO
MATERIAL DIDACTICO

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$8,900.00
$1,500.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$16,350.00

$14,650.00

$3,650.00

$3,650.00

$8,650.00

$3,650.00

$16,650.00

$8,650.00

$3,650.00

$13,650.00

$3,650.00

$3,650.00

INTERVENCION TERAPEUTICA
Meses
Precio Sesión Mensual
Unidades
Subtotal
INTEGRACION EDUCATIVA
Meses
Precio Sesión Mensual
Unidades
Subtotal
Ventas Totales

TOTAL COSTOS DE OPERACIÓN
Saldo de Operación
Saldo acumulado

14,650

18,300

21,950

30,600

34,250

50,900

59,550

63,200

76,850

80,500

84,150

GRUPO SOCIAL CTDI
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------CONCEPTO Y UNIDADES
12.00
Año 2
Año 3
Año 4
----------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------SERVICIOS DE DIAGNOSTICO
INTERVENCION TERAPEUTICA
INTEGRACION EDUCATIVA

0
20,000
0

31,000
200,000
53,000

31,000
200,000
53,000

31,000
200,000
53,000

----------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------

20,000

284,000

284,000

284,000

GRUPO SOCIAL CTDI
Concepto/Meses
SERVICIOS DE DIAGNOSTICO
Meses
Precio Sesión Mensual
Unidades
Subtotal
INTERVENCION TERAPEUTICA
Meses
Precio Sesión Mensual
Unidades
Subtotal
INTEGRACION EDUCATIVA
Meses
Precio Sesión Mensual
Unidades
Subtotal
Ventas Totales

Costos de operación:
Fijos
MANTENIMIENTO
AGUA
TELEFONOS
LUZ
APOYO A PADRES
Variables
COSTO DE SERVICIO
MATERIAL DIDACTICO
TOTAL COSTOS DE OPERACIÓN
Saldo de Operación
Saldo acumulado

12.00

AÑO 2

AÑO 3

AÑO 4

1
$0.00
1
$0.00

12
$31,000.00
1
$31,000.00

12
$31,000.00
1
$31,000.00

12
$31,000.00
1
$31,000.00

1
$20,000.00
1
$20,000.00

12
$200,000.00
1
$200,000.00

12
$200,000.00
1
$200,000.00

12
$200,000.00
1
$200,000.00

1
$10,000.00
1
$0.00
$20,000.00

12
$53,000.00
1
$53,000.00
$284,000.00

12
$53,000.00
1
$53,000.00
$284,000.00

12
$53,000.00
1
$53,000.00
$284,000.00

5,950.00
$0.00
$200.00
$750.00
$1,000.00
$4,000.00
$0.00

71,400.00
$0.00
$2,400.00
$9,000.00
$12,000.00
$48,000.00

71,400.00
$0.00
$2,400.00
$9,000.00
$12,000.00
$48,000.00
$0.00

71,400.00
$0.00
$2,400.00
$9,000.00
$12,000.00
$48,000.00
$0.00

$8,900.00
$1,500.00

$106,800.00
$18,000.00

$106,800.00
$18,000.00

$106,800.00
$18,000.00

$16,350.00

$196,200.00

$196,200.00

$196,200.00

$3,650.00

$87,800.00

$87,800.00

$87,800.00

87,800

GRUPO SOCIAL CTDI
SENSIBILIZACION DEL PROYECTO INCREMENTANDO Y DISMINUYENDO LOS COSTOS AL 10%
COSTOS NORMALES
Determinación de la tasa interna de retorno
Años.
Inversión
Ingreso
Egreso
0
349,156.9
0.0
0.0
1
284,000.0
196,200.0
2
284,000.0
196,200.0
3
284,000.0
196,200.0
4
284,000.0
196,200.0
TIR:
FNE

Indicador: 6%

Recup.
0.0

95,280.0

F.N.E.
-349,156.9
87,800.0
87,800.0
87,800.0
183,080.0
9%
97,323.1

Determinación de la relación B/C y el Valor Presente Neto.
Años.
Factor
Ingresos
I. actual
Egresos
E. actual
0
1.000
349,156.9
349,156.9
1
0.943
284,000.0
267,924.5
196,200.0
185,094.3
2
0.890
284,000.0
252,759.0
196,200.0
174,617.3
3
0.840
284,000.0
238,451.9
196,200.0
164,733.3
4
0.792
284,000.0
224,954.6
196,200.0
155,408.8
Total
984,090.0
1,029,010.6
Relación C/B
0.96
V.P.N.
-44,920.6

COSTOS CON EL 5% ARRIBA

Determinación de la tasa interna de retorno
Años.
Inversión
Ingreso
Egreso
0
349,156.9
0.0
0.0
1
284,000.00
206,010.00
2
284,000.00
206,010.00
3
284,000.00
206,010.00
4
284,000.00
206,010.00
TIR:

Indicador: 6%

Recup.
0.0

95,280.0

F.N.E.
-349,156.9
77,990.0
77,990.0
77,990.0
173,270.0
5.6%

Determinación de la relación B/C y el Valor Presente Neto.
Años.
Factor
Ingresos
I. actual
Egresos
E. actual
0
1.000
349,156.9
349,156.9
1
0.943
284,000.0
267,924.5
206,010.0
194,349.1
2
0.890
284,000.0
252,759.0
206,010.0
183,348.2
3
0.840
284,000.0
238,451.9
206,010.0
172,970.0
4
0.792
284,000.0
224,954.6
206,010.0
163,179.2
Total
984,090.0
1,063,003.3
Relación C/B
0.93
V.P.N.
-78,913.3

INGRESO CON EL 10 % ABAJO

Determinación de la tasa interna de retorno
Años.
Inversión
Ingreso
Egreso
0
349,156.9
0.0
0.0
1
311,850.0
196,200.0
2
255,600.0
196,200.0
3
255,600.0
196,200.0
4
255,600.0
196,200.0
TIR:

Indicador: 6%

Recup.
0.0

95,280.0

F.N.E.
-349,156.9
115,650.0
59,400.0
59,400.0
154,680.0
4.2%

Determinación de la relación B/C y el Valor Presente Neto.
Años.
Factor
Ingresos
I. actual
Egresos
E. actual
0
1.000
349,156.9
349,156.9
1
0.943
311,850.0
294,198.1
196,200.0
185,094.3
2
0.890
255,600.0
227,483.1
196,200.0
174,617.3
3
0.840
255,600.0
214,606.7
196,200.0
164,733.3
4
0.792
255,600.0
202,459.1
196,200.0
155,408.8
Total
938,747.0
679,853.7
Relación C/B
1.38
V.P.N.
258,893.3

GRUPO SOCIAL CTDI
Años.
0
1
2
3
4
5
6
7
8

Inversión
349,156.9

Determinación de la tasa interna de retorno
Ingreso
Egreso
0.0
0.0
284,000.0
196,200.0
284,000.0
196,200.0
284,000.0
196,200.0
284,000.0
196,200.0

TIR:
FNE

6%

Años.
0
1
2
3
4
5
6
7
8
Total
Relación C/B
V.P.N.

Recup.
0.0

95,280.0

F.N.E.
-349,156.9
87,800.0
87,800.0
87,800.0
183,080.0

9%
97,323.1

Determinación de la relación B/C y el Valor Presente Neto.
Factor
Ingresos
I. actual
Egresos
1.000
349,156.9
0.943
284,000.0
267,924.5
196,200.0
0.890
284,000.0
252,759.0
196,200.0
0.840
284,000.0
238,451.9
196,200.0
0.792
284,000.0
224,954.6
196,200.0
0.747
284,000.0
212,221.3
196,200.0
0.705
284,000.0
200,208.8
196,200.0
0.665
284,000.0
188,876.2
196,200.0
0.627
284,000.0
178,185.1
196,200.0
984,090.0
0.96
-44,921

E. actual
349,156.9
185,094.3
174,617.3
164,733.3
155,408.8
146,612.1
138,313.3
130,484.2
123,098.3
1,029,010.6

GRUPO SOCIAL CTDI
CONCEPTOS DE INVERSION
CONCEPTO DE INVERSION

UNIDAD DE
MEDIDA

VEHICULO FIESTA MODELO 2006
Material Didáctico
Programa Diágnostico Autismo
Material de Oficina
Fabricación de Estructura
Vehiculo Voyager modelo 07

pza.
Lote
pza.
Lote
pza.
pza.
pza.
pza.
0

SUBTOTAL

CANTIDAD

1
1
1
1
1
1
1
1
0

PRECIO
UNITARIO

INVERSION
TOTAL

ACTIVOS FIJOS
50,000.00
50,000.00
45,528.98
45,528.98
24,797.85
24,797.85
70,030.03
70,030.03
34,800.00
34,800.00
124,000.00
124,000.00
0.00
0.00
349,156.86
ACTIVOS DIFERIDOS

APORTACION DEL
SOLICITANTE

APORTACION
DEL OTROS

APORTACION DE
FONAES

50,000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
50,000.00

45,528.98
24,797.85
70,030.03
34,800.00
124,000.00
0.00
0.00
299,156.86

0.00

Formalización de la sociedad
Elaboración del perfil de inversión
Derechos del registro de marca
Permisos ó licencias
Otros
SUBTOTAL
CAPITAL DE TRABAJO
0.00
Materia prima e insumos

SUBTOTAL
TOTAL $
TOTAL %

pza

1

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00
349,156.86
100%

50,000.00
14%

0.00

0.00
299,156.86
86%