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Building Standards in Educational and Professional Testing

Sample Paper State Bank of Pakistan
Total number of Sections = 03
The Sample Paper is totally MCQ Based consistin! of Question statements
and four"fi#e $i%e% &'(")* &ns+er choices% ,ou ha#e to select the correct
ans+er choice%
Instructions about &ns+er Sheet - .i!ht &ns+er /eys are at the end of
1ote2 This sample paper does not include quantitatively the same number of
questions as there would be in actual paper. This is merely meant to provide
conceptual guidance to the users or prospective candidates.

Sample Paper SBP 1
Building Standards in Educational and Professional Testing
This section assesses the skills of )n!lish 4an!ua!e% Main
stress of this section is on the !rammar #ocabulary and
readin! comprehension%
Question (1) following the passage refers to the
numbered sentences in the passage. Answer the
question by choosing the best alternative using logic
and organization.
6hen tele#ision is !ood nothin!'not the theater not the ma!a7ines or
ne+spapers'nothin! is inferior%
But +hen tele#ision is bad nothin! is
I in#ite you to sit do+n in front of your tele#ision set +hen your
station !oes on the air and stay there +ithout a book ma!a7ine
ne+spaper or anythin! else to distract you%
5% The +ord inferior in sentence 5 should be
&% 4eft as it is
B% Chan!ed to +orse
C% Chan!ed to the best
(% Chan!ed to anterior
)% Chan!ed to better
Each of the following questions consists of a sentence
with all or part of the sentence underlined. elect one
phrase that has the same or nearly the same meaning
as the original and! follows the requirements of
standard written English.
8% There is a small number of apples still remainin! on the tree%
&% is a short amount of
B% is a small amount of
C% are #ery fe+
(% is #ery fe+
)% +ere #ery fe+
Sample Paper SBP 2
Building Standards in Educational and Professional Testing
"ead each group of sentences! then choose the best
answer to the question or the best completion of the
3% I like 9li#er T+ist better than :uckleberry ;inn%
(ickens is better +riter than T+ain%
6hat is happenin! in the sentences<
&% & comparison is made in terms of British and &merican authors%
B% & conclusion is dra+n on the basis of opinion%
C% & conclusion is dra+n on the basis of fact%
(% & comparison is made in terms of !ro+in! up in )n!land or
)% & relationship is dra+n bet+een the +ritin! style of (ickens
and T+ain%
"ead the passage to answer questions #$%
&t the turn of the t+entieth century people=s attitudes to+ard money +ere
far more conser#ati#e than they are today% Borro+in! and bein! in debt
+ere #ie+ed as a moral failin! almost as a dis!race% Thrift and sa#in! +ere
hi!hly pri7ed and people +ho needed to borro+ to make ends meet +ere
seen as careless unreliable or e0tra#a!ant% The focus in the economy as a
+hole +as on de#elopin! lar!e corporations like railroads oil companies
and other companies that produced basic !oods and ser#ices%
Then in the 5>80s the economy chan!ed% & hu!e net+ork of banks and
financial institutions de#eloped helpin! money to mo#e more ?uickly and
easily throu!h the economy% &t the same time the economy +as increasin!
its focus on consumer !oods@ clothin! cars household appliances and
other thin!s that indi#iduals buy% To help promote the sale of these items
consumers +ere encoura!ed to buy on credit% If they could not afford an
item ri!ht a+ay a store or a bank mi!ht lend them the money +hich they
could pay back in installments%
6ith the de#elopment of consumer credit and installment purchases
people=s attitudes to+ard debt and spendin! chan!ed% The model citi7en
+as no lon!er someone +ho +as thrifty buyin! only +hat he or she
needed% People +ere respected less for bein! thrifty than for kno+in! ho+
to use their money to buy as many thin!s as possible@ an attitude that
persists at the turn of the t+enty'first century%
A% &ccordin! to the passa!e +hich of the follo+in! is 19T a belief that +as
commonly held in the early t+entieth century<
&% 9+in! someone money is a moral failin!%
B% People +ho sa#e their money are respectable%
C% People +ho buy as many thin!s as possible are respectable%
(% People +ho borro+ money for necessities are careless and
Sample Paper SBP 3
Building Standards in Educational and Professional Testing
B% 6hat helped money mo#e more ?uickly throu!h the economy in the
&% The !ro+th of railroads
B% The !ro+th of banks and financial institutions
C% The rate at +hich people paid back their loans
(% The increase in installment purchases
C% The author mentions cars as an e0ample of
&% & consumer !ood
B% & household appliance
C% &n e0tra#a!ant purchase
(% & ne+ in#ention
D% &ccordin! to the passa!e ho+ did the rise of consumer credit chan!e
people=s attitudes to+ard debt and spendin!<
&% &ttitudes to+ard debt and spendin! became more
B% People used credit to buy only +hat they needed%
C% )0tra#a!ant borro+in! and spendin! became hi!hly pri7ed%
(% Spendin! +isely became more respectable than bein! thrifty%
Sample Paper SBP 4
Building Standards in Educational and Professional Testing
&1&4,TIC&4 .)&S91I1E
The ?uestions in this section need simple analysis of the !i#en
data and lo!ical reasonin! of the candidate% )ach ?uestion or
!roup of ?uestions is based on a passa!e or set of conditions
and the candidate has to select the best ans+er choice%
Questions &$1'
1ine athletes attend a sports ban?uet at Islamabad Sports Comple0% Three
of the athletes@F / and 4@are #arsity football playersG t+o of the athletes
@M and 1'are #arsity basketball players% The other four athletes@ 9 P Q
and .@belon! to the hockey club% &ll nine athletes +ill be seated at three
small tables each seatin! three athletes% The athletes must be seated
accordin! to the follo+in! rules2
9 and F do not sit at the same table%
P sits to!ether +ith at least one of / or M%
There can be at most only one football player at a table%
There can be at most only one basketball player at a table%
H% Suppose Iust one #arsity athlete sits at a certain table and that athlete
happens to be F% If so +ho else sits +ith F<
&% PQ
B% P.
C% Q.
(% 9Q
)% 9P
>% If a table consists of 4 Q and . +hich of the follo+in! trios sits at one
of the other tables<
&% / +ith M and 9
B% / +ith 1 and 9
C% F +ith M and 9
(% F +ith / and 1
)% M +ith 1 and P
50%6hich trio could sit to!ether<
&% P. and 9
B% M1 and 9
C% /1 and 9
(% /M and 9
)% FQ and 9
Sample Paper SBP 5
Building Standards in Educational and Professional Testing
55%F and M are seated at one table% 6hich of the follo+in! are possible
seatin! arran!ements for the remainin! t+o tables<
&% / +ith 9 and . 4 +ith 1 and P
B% / +ith P and Q 4 +ith 9 and .
C% / +ith 4 and M 1 +ith Q and .
(% 4 +ith 1 and 9 / +ith Q and .
)% 9 +ith P and Q / +ith 1 and .
58%6hich of the follo+in! must be true<
&% F is sittin! +ith a basketball player
B% )0actly one hockey player is sittin! at 4=s table
C% 1o hockey players sit at one table
(% & basketball player is sittin! +ith 9
)% & football player sits +ith t+o hockey players
53%6hich of the follo+in! pairs +ill not sit +ith P<
&% FM
B% /4
C% /M
(% /9
)% 4M
Sample Paper SBP 6
Building Standards in Educational and Professional Testing
This section assesses the basic skills of Professional
Qualification$s* of the candidate%
5A%6hat is meant by allocati#e efficiency<
&% Eettin! the ri!ht !oods to the ri!ht people at the ri!ht price
B% Producin! usin! the optimum factor combination
C% )nsurin! that sufficient is spent on research and de#elopment
to ensure the de#elopment of ne+ !oods and ser#ices
(% Ei#in! appropriate incenti#es for firms and consumers
5B%The burden of a ta0 falls more hea#ily on the sellers in a market +hen
&% both supply and demand are elastic
B% both supply and demand are inelastic
C% demand is inelastic and supply is elastic
(% demand is elastic and supply is inelastic
5C%The mar!inal cost for a firm of producin! the >th unit of output is K80%
&#era!e cost at the same le#el of output is K5B% 6hich of the follo+in!
must be true<
&% Mar!inal cost and a#era!e cost are both fallin!
B% Mar!inal cost and a#era!e cost are both risin!
C% Mar!inal cost is risin! and a#era!e cost is fallin!
(% It is impossible to tell if either of the cur#es are risin! or fallin!
5D%Cost push inflation may be intensified as the result of
&% Eo#ernment decisions to limit production of !oods
B% :i!her money +a!es reflectin! increases in producti#ity
C% :i!her money +a!es +ithout increase in producti#ity
(% Increase in the le#el of !old
5H%& recession is defined as
&% a fall in real E1P o#er t+o consecuti#e time periods
B% an increase in real E1P from one period to the ne0t
C% nominal E1P declines from one period to the ne0t
(% no chan!e in real E1P from one period to the ne0t
Sample Paper SBP 7
Building Standards in Educational and Professional Testing
Sample Paper SBP 8
Building Standards in Educational and Professional Testing
:96 T9 ;I44 T:) &1S6). S:))T<
One page printed Answer Sheet is provided to answer the questions. JS) 914,
B&44 P)1 $B4&C/" B4J)* T9 S:&()";I44 T:) CI.C4)S%
:o+ to fill an &ns+er Answer sheet contains five circles containing five options of
answer for one questions! containing alphabets from A to E inside! against each
question number. The candidate has to completely shade"fill one circle that s"he
thin#s is correct. $or e%ample the candidate feels that the correct answer of the
given question is &A'! then s"he may shade"fill the circle containing alphabet &A' with
ball pen li#e this

(A) $illed
Incorrect ;illin!2
Personal (ata on &ns+er Sheet
The Answer Sheet contains personal data of candidate on the top of the sheet. *t has
candidates'. +A,E! $AT-E. +A,E and .O// +O. The candidate is required to
critically chec# these fields and sign in the required space. *f any field of personal
information is found in0correct the candidate ,1ST inform the invigilator present
2rite down your 3uestion boo#let +o. given on the right top corner of the 3uestion
boo#let in the column of (3uestion boo# +o).
$ill the circle (color of your question boo#). $ill the right circle otherwise you will
confuse the mar#ing process which can have negative effects.
Sample Paper SBP 9
Building Standards in Educational and Professional Testing
&ns+er /ey Sample State Bank of Pakistan
Q L% .i!ht Choice
4 E
5 6
7 B
8 6
9 B
: A
; <
= 6
> B
4? 6
44 <
45 E
47 B
48 A
49 <
4: B
4; B
4= A
Sample Paper SBP 10