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Financial Reports
REVIEWED FINANCIAL RESULTS FOR THE QUARTER ENDED 30TH JUNE, 2011
Rs in Lakhs

Sl.
No.
01

02
03
04
05

06
07
08
09
10
11

12
13
14
15
16
17

18

19

Particulars
Interest earned [(a)+(b)+(c)+(d)]
(a) Interest/discount on advances/bills
(b) Income from investments
(c) Interest on balances with Reserve Bank of India and other inter bank funds
(d) Others
Other Income
TOTAL INCOME (1+2)
Interest Expended
Operating Expenses (i) + (ii)
(i) Employee costs
(ii) Other operating expenses
TOTAL EXPENDITURE (4+5) (Excluding provisions and contingencies)
OPERATING PROFIT (3 6)
(Profit before provisions and contingencies)
Provisions (other than tax) and Contingencies
Exceptional items
Profit/(Loss) from Ordinary Activities before tax (7-8-9)
Tax Expenses[(i)+(ii)]
(i) Current Tax
(ii) Deferred Tax
Net Profit/(Loss) from Ordinary Activities after tax (10-11)
Extraordinary Items (Net of Tax Expense)
Net Profit/(Loss) for the period (12-13)
Paid up equity share capital
(Face value of each share-` 10/-)
Reserves excluding Revaluation Reserves (As per Balance Sheet of previous
accounting year)
Analytical Ratios
(i) Percentage of shares held by Government of India
(ii) Capital Adequacy Ratio (%)
Basel I
Basel II
(iii) Earnings per share (EPS) (Not annualized)
(a) Basic and Diluted EPS before Extraordinary Items (Net of Tax Expenses
for the period, for the year to date and for the previous year)
(b) Basic and Diluted EPS after Extraordinary Items for the period, for the
year to date and for the previous year
(iv) NPA Ratios
a) Amount of Gross Non Performing Assets
b) Amount of Net Non Performing Assets
c) Percentage of Gross Non Performing Assets
d) Percentage of Net Non Performing Assets
(v) Return on Assets (Annualised) (%)
Public share holding
- Number of shares
- Percentage of share holding
Promoters and Promoter Group Shareholding
a) Pledged / Encumbered
Number of Shares
Percentage of shares (as a percentage of total shareholding of promoter and
promoter group)
Percentage of shares (as a percentage of total share capital of the company)
b) Non-encumbered
Number of Shares (in million)
Percentage of shares (as a percentage of total shareholding of promoter and
promoter group)
Percentage of shares (as a percentage of total share capital of the company)

http://www.vijayabank.com/Userfiles/Financial/13f.htm

Quarter ended
(Reviewed)
30.06.2011
30.06.2010
178496
134953
133078
98165
44633
35659
18
1
767
1128
16844
17073
195340
152026
136194
90463
26595
30137
16948
20608
9647
9529
162789
120600
32551
31426

Year ended
(Audited)
31.03.2011
584406
419190
161101
126
3989
53318
637724
389729
143328
101044
42284
533057
104667

23129
9422
2200
2200
0
7222
7222
47267

6078
25348
8000
197
7803
17348
17348
43352

36285
68382
16000
7505
8495
52382
52382
47267

285050

222995

285050

57.69

53.87

57.69

12.27
13.04

13.85
14.74

12.59
13.88

1.53

4.00

9.89

1.53

4.00

9.89

144912
83269
2.83
1.65
0.34

97279
56087
2.32
1.35
0.96

125919
74116
2.56
1.52
0.72

200000000
42.31

200000000
46.13

200000000
42.31

Nil
Nil

Nil
Nil

Nil
Nil

Nil

Nil

Nil

272.66
100.00

233.52
100.00

272.66
100.00

57.69

53.87

57.69
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Percentage of shares (as a percentage of total share capital of the company)

57.69

53.87

57.69

(Rs. in Crore)
SEGMENT-WISE RESULTS, ASSETS AND LIABILITIES FOR THE QUARTER ENDED 30.06.2011
Sl. No.
Particulars
Quarter Ended 30.06.2011
Quarter Ended
Year Ended
(Reviewed)
30.06.2010 (Reviewed) 31.03.2011 (Audited)
a)
Segment Revenue #
i) Treasury Operations
520.82
431.47
1799.60
ii) Whole Sale Banking
863.60
563.83
2435.02
iii) Retail Banking
467.18
417.82
1756.87
iv) Other Banking Operations
101.80
107.14
385.75
Total
1953.40
1520.26
6377.24
b)
Segment Result
i) Treasury Operations
89.40
91.65
308.39
ii) Whole Sale Banking
148.24
119.77
417.28
iii) Retail Banking
80.18
88.76
301.06
iv) Other Banking Operations
17.47
22.75
66.10
Total
335.28
322.93
1092.83
c)
Unallocated Expenses
9.77
8.67
46.16
d)
Operating Profit
325.51
314.26
1046.67
e)
Provisions & Contingencies
231.29
60.78
362.85
f)
Income Tax
22.00
80.00
160.00
g)
Extraordinary Profit
h)
i)
j)

k)

Net Profit
Other Information
Segment Assets
i) Treasury Operations
ii) Whole Sale Banking
iii) Retail Banking
iv) Other Banking Operations
v) Unallocated Assets
Total Assets
Segment Liabilities
i) Treasury Operations
ii) Whole Sale Banking
iii) Retail Banking
iv) Other Banking Operations
v) Unallocated Liabilities
Total Liabilities

72.22
-

173.48
-

523.82
-

28748.23
36227.85
18610.79
472.65
1237.01
85296.53

24490.83
27616.18
17608.48
367.40
939.58
71022.47

27737.03
34088.43
18151.22
529.84
1180.40
81686.92

27500.58
34655.58
17803.10
452.14
4885.14
85296.53

23301.08
26274.60
16753.07
349.54
4344.18
71022.47

26484.10
32548.60
17331.30
505.91
4817.01
81686.92

# The Bank operates only in domestic segment.

NOTES:
1.
The above financial results have been approved by the Board of Directors of the Bank at its meeting held on 28th July 2011.
2.
There has been no change in the Accounting Policies and Practices in preparation of these financial statements as compared to those
followed in the preceding financial year ended 31st March 2011.
3.
The above financial results have been subjected to 'Limited Review' by the Statutory Central Auditors of the Bank in terms of RBI guidelines
and SEBI Listing Agreement.
4.
Working results for quarter ended on 30.06.2011 have been arrived at after making necessary provisions for Income Tax, provision for
depreciation, provision for employee benefits, provisions for NPAs, Standard Assets and Depreciation on Investment on the basis of prudential
norms issued by the Reserve Bank of India.
5.
RBI vide circular no. DBOD.BP.BC.94/21.048/2011-12 dated 18.05.2011 has enhanced the minimum provisioning rates for nonperforming advances and restructured standard advances. Accordingly an additional provision of Rs.108.37 crore has been made on NPA
advances.
6.
In accordance with RBI circular DBOD.BP.BC.80/21.04.018/2010-11 dated February 9, 2011, the Bank has to amortize an amount of `.
119 crore towards reopening of the pension scheme and enhancement of the gratuity limit, during the year ending on 31.03.2012. Accordingly the
Bank has charged a sum of Rs.29.77 crore to the Profit & Loss account for the quarter.
7.
The figures of the previous period have been regrouped / rearranged, wherever necessary.
8.
Provision Coverage Ratio (PCR) is 63.40 % as on 30th June, 2011.
9. The number of investors complaints pending in the beginning of the quarter is Nil. Number of complaints received and resolved during the
quarter is 351
Place : Bangalore
Date : 28th July, 2011

SHUBHALAKSHMI PANSE
Executive Director

H. S. UPENDRA KAMATH Chairman &

Managing Director

Copyright 2012 Vijaya Bank. All rights reserved.

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