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The BANKS DESTROYING AMERICA Matt Weidner YouTube Channel, April 12, 2012 http://youtu.be/BsLoG4Q8k58 Table of Contents

The BANKS DESTROYING AMERICA Matt Weidner YouTube Channel, April 12, 2012

http://youtu.be/BsLoG4Q8k58

Table of Contents

Huseby, Inc., transcription. The Banks Destroying America, by Matt Weidner.

Excerpt:

20· · · · · · · · ·But focusing back here on what’s happening 21· in foreclosure courtrooms, it’s absolutely mind blowing to 22· me to walk into courtrooms, still to this day and see cases 23· that are not defended or to see homeowners walking into a 24· courtroom, walking into a gorilla battle without an 25· attorney representing them. (Page 4)

U.S. Congressman Elijah E. Cummings, letter February 25, 2011 to IG Steve Linick, FHFA, requested investigation of widespread allegations of abuse by private attorneys and law firms hired to process foreclosures, named McCalla Raymer LLC.

Matthew Decell Weidner, Florida Bar profile.

Gillespie email January 13, 2013 to Matt Weidner, and his response January 14, 2013; unsuccessfully requested counsel in Marion Co. foreclosure case 2013-CA-115.

Philadelphia Police Captain Ray Lewis (retired), Occupy.com YouTube.

·1 ·2 ·3 ·4· · · · · · · ·YOUTUBE TRANSCRIPTION ·5 ·6 ·7·
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·4· · · · · · · ·YOUTUBE TRANSCRIPTION
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·7· · · · · ·THE BANKS DESTROYING AMERICA
·8· · · · · (https://youtu.be/BsLoG4Q8k58)
·9· ·Published April 12, 2012 by: MR. MATT WEIDNER
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·1· · · · · · · · · THE BANKS DESTROYING AMERICA

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·3· · · · · · · · ·MR. WEIDNER:· I’m sitting in the same office ·4· I’ve been sitting in for years doing the same damn thing ·5· I’ve been doing day after day, month after month and year ·6· after year, fighting these banks and institutions that are ·7· destroying this country and as I sit here in the morning, I ·8· sit here all day long, I simply cannot understand why we ·9· don’t have more people in this country who are expressing 10· more outrage and frustration in what these banks and 11· institutions are doing.· They are destroying this country 12· and while they’re busy doing that, you’re just sitting 13· there in your house not doing a damn thing about it. 14· · · · · · · · ·Meanwhile we got this press that isn’t doing 15· a damn thing about reporting what’s happening in this 16· country.· That’s a disturbing phenomenon that the press, 17· the mainstream press in these institutions that are out 18· there reporting this garbage that’s absolute propaganda and 19· lies and the American people are just sucking it in and 20· they’re believing it. 21· · · · · · · · ·You know, I’ve been doing these files you 22· see sitting behind you for years now, running the same 23· motions, running the same arguments over and over again 24· refining them against these corporations, these banks and 25· their lawyers that are nothing but bullies and funds.

·1· · · · · · · · ·We go into these courtrooms, taking up time ·2· for our Judges, from our staff, from our clerks, when ·3· simply we should not have to. ·4· · · · · · · · ·Early in this debate, we heard all this ·5· arguing about how these deadbeat borrowers taking out more ·6· loans than they should, more loans that were given to ·7· people that couldn’t afford them and people who borrowed ·8· more house than they could ever afford and yet only now are ·9· we starting to understand that it really is the banks and 10· institutions who are the wrongdoers in this because they’re 11· the ones that wrote the loans that they knew could not be 12· repaid and why were they doing that, because they had the 13· full faith and credit of the United States Government in 14· the form of the insurance that backed up those loans.· That 15· went to the federally insured loans for the direct 16· endorsement lenders. 17· · · · · · · · ·Understand what happened here, people, when 18· they wrote those loans, they wrote them knowing that when 19· they went bad, they would be paid by the Federal 20· Government.· That’s you, that’s me, that’s every single one 21· of us. 22· · · · · · · · ·So I don’t want to hear another comment 23· about borrowers and their big loans and loans they couldn’t 24· afford. 25· · · · · · · · ·What I want to hear people start talking

·1· about is how the banks and institutions are destroying this ·2· country and they’re doing it with the full support of the ·3· Federal Government and the quote, unquote, “leaders” that ·4· are supposed to be looking after the American people. ·5· · · · · · · · ·I want to know why it is our press isn’t ·6· reporting on this and you have to rely on websites, like ·7· Zero Hedge and Naked Capitalism and people like Abigale ·8· Fields and Matt Stoller and Matt Taibbi, a few lone voices ·9· out there in the wilderness who are screaming the truth. 10· · · · · · · · ·Why won’t the American people wake up and 11· finally start doing something about this. 12· · · · · · · · ·We have a campaign for President that is 13· nothing but a farce. 14· · · · · · · · ·As you look in the republican delegate 15· counts and all the scams that’s going on there, it’s clear 16· that they’re being manipulated. 17· · · · · · · · ·The republican voters in their own primaries 18· are being manipulated by a machine that’s stealing the vote 19· and the political will of the American people. 20· · · · · · · · ·But focusing back here on what’s happening 21· in foreclosure courtrooms, it’s absolutely mind blowing to 22· me to walk into courtrooms, still to this day and see cases 23· that are not defended or to see homeowners walking into a 24· courtroom, walking into a gorilla battle without an 25· attorney representing them.

·1· · · · · · · · ·You simply cannot allow cases to go ·2· undefended. ·3· · · · · · · · ·I don’t care what you think you’re getting ·4· into communicating with the banks.· If you’re still living ·5· in the delusion that you can negotiate with the bank and ·6· they might give you some modification that will make sense ·7· to you, but you’re not actively fighting that foreclosure ·8· case, you’re being part of the problem. ·9· · · · · · · · ·You’re not part of the solution here and 10· there are too many Americans, millions of Americans that 11· are playing into this game and into this system that’s 12· allowing our country to be destroyed. 13· · · · · · · · ·They are working with the banks and 14· institutions and they’re causing more damage in the long 15· run and the most frustrating thing that I see in our 16· courtrooms is the fact that these banks and institutions 17· continue to engage in the same systemic bad practices that 18· got us into this problem in the first place. 19· · · · · · · · ·We’re years into this. 20· · · · · · · · ·The Florida Supreme Court in 2009 recognized 21· the problem.· That means back in 2007/2008, they knew we 22· were heading into this crisis.· They produced rules in 2010 23· that aim to curb the abuses of the banks and institutions. 24· The Verified Complaint Rule that I’ve been screaming about 25· for years now and still to this day, we have banks and

·1· institutions and their lawyers not complying with this rule ·2· and yet I don’t see any enforcement or any real penalty for ·3· not complying with the rules as a taxpayer.· Forget my role ·4· as an advocate for consumers.· As a taxpayer, it terrifies ·5· me that we have such anarchy and lawlessness in our ·6· courtrooms, systemic tyranny and lawlessness that ·7· encourages further systemic tyranny and lawlessness because ·8· the banks and institutions are able to ignore the rules. ·9· The rules that you and I must follow, otherwise we will 10· face severe consequences. 11· · · · · · · · ·I’ve talked for years and years and years 12· about the fact that these plaintiffs are not properly 13· identifying themselves. 14· · · · · · · · ·I looked back at some of the earliest 15· motions that I filed way, way, way back in 2007 and 2008, 16· where I was screaming about the fact that I don’t know who 17· this plaintiff is that’s suing my homeowner. 18· · · · · · · · ·He didn’t borrow money from this corporation 19· and why is it that this corporation or this trust that I 20· can’t identify is now suing him and wants to throw his 21· family out into the street. 22· · · · · · · · ·How is this possible?· If nothing else, 23· please tell me who this trust is or where this corporation 24· is located so I can verify that they exist. 25· · · · · · · · ·I’m screaming in courtrooms, Your Honor, how

·1· can you possibly grant a Foreclosure Judgment to the ·2· shadowy and undefined plaintiff that we don’t have any idea ·3· where they’re located in. ·4· · · · · · · · ·The XYZ 2006 Trust.· Tell me a little bit ·5· about that trust, please?· Who owns that trust, who are the ·6· beneficiaries in that trust because you’re going to be ·7· granting a piece of America to this trust.· That’s what ·8· happens in a foreclosure case. ·9· · · · · · · · ·When a final judgment is entered by a 10· Circuit Court Judge, that Circuit Court Judge is giving 11· away a piece of America to whoever that plaintiff is, know 12· if it’s a corporation we can identify, I guess I can live 13· with that.· Even if it’s one of these shadowy corporations, 14· or a nominal plaintiff that doesn’t really own that loan, 15· but that nominal plaintiff is being given the title to that 16· piece of dirt here in America and that’s wrong. 17· · · · · · · · ·Judges should not be granting property in 18· America to corporations unless they can clearly and 19· specifically define and understand who that corporation is. 20· They shouldn’t -- and they must be able to understand who 21· owns that loan, who it is that actually is going to be 22· taking title to that property, to that piece of America and 23· yet all across this country, in this shadowy hidden world 24· of wizards behind the curtain controlling the foreclosure 25· process and taking an interest in these loans.

·1· · · · · · · · ·We don’t know who it is that’s taking title ·2· to America. ·3· · · · · · · · ·We know now as a result of years of ·4· litigation after this has been hidden from us by these ·5· plaintiffs, we know that the plaintiffs don’t really own ·6· these loans.· They are the bagmen, they are the collection ·7· agents, they are the thugs that are working for undisclosed ·8· principles that are hidden from America, that are hidden ·9· from the Judges that are signing these judgments. 10· · · · · · · · ·It’s time for Americans to wake up.· It’s 11· time for our Judges to start asking questions and demand 12· that we know who it is that’s taking title to America. 13· · · · · · · · ·Now, in most cases we understand now that 14· who’s really taking title to these properties are the 15· Federal Government through their agents, co-conspirators, 16· Fannie and Freddie, but the fact of the matter is, that if 17· Americans understood that what was happening in the vast 18· majority of foreclosure cases, was that effectively the 19· Federal Government was foreclosing upon a citizen that 20· would change the dynamic, but understand that’s what 21· happening here. 22· · · · · · · · ·The Federal Government is foreclosing 23· against Americans. 24· · · · · · · · ·Every lawsuit that’s filed, when Fannie and 25· Freddie are the real party in interest here, is effectively

·1· being paid for by the American taxpayer. ·2· · · · · · · · ·So that homeowner that’s being sued is being ·3· sued by the Federal Government who’s been collecting money ·4· all along the way in servicing when they made the loan. ·5· When they’re servicing the loan, when they’re modifying the ·6· loan and then now finally when the foreclosure gets ·7· concluded. ·8· · · · · · · · ·Again, I’m getting frustrated and tired ·9· about the fact that Americans are just lying there asleep 10· and letting this happen to all of us. 11· · · · · · · · ·It’s time for Americans to wake up. 12· · · · · · · · ·I don’t want to see another foreclosure case 13· go undefended. 14· · · · · · · · ·There are enough good attorneys out there 15· that are working with Americans.· That every single 16· American should be grabbing an attorney and defending and 17· fighting that foreclosure case. 18· · · · · · · · ·When you get served with a foreclosure case, 19· you treat that as a personal invitation for you to get 20· involved in your court system.· You use this as a 21· personalized, hand-delivered invitation to go inside a 22· courtroom, meet with Judges, meet with the clerks, meet 23· with the sheriffs that are there to protect their legal 24· system and get involved in your legal system. 25· · · · · · · · ·I’m going to keep hounding on one fact and

·1· that is in this State of Florida, our judicial system’s ·2· grossly underfunded and that’s the fault of you and me and ·3· every single voter that have allowed the Executive Branch ·4· and the Legislative Branch to attack our judicial system. ·5· · · · · · · · ·Just yesterday we heard in Saint Pete Times ·6· that there have been new rules imposed on our elected ·7· Circuit Court Judges that are intended to prevent them from ·8· going in front of you, the voters that support your ·9· communities and speak out against this. 10· · · · · · · · ·That means it’s up to you and me as 11· attorneys in particular, to speak out and defend our 12· judicial system. 13· · · · · · · · ·We have abandoned our judicial system. 14· · · · · · · · ·We’ve abandoned our Court system by not 15· being involved and the banks and institutions have stepped 16· into that void and stepped into that place and they, in 17· fact, have taken over our judicial system, but it’s time 18· for us to get back in there and get more involved. 19· · · · · · · · ·I want every single one of you to get more 20· involved in what’s happening in your courtrooms out of a 21· sense of protection and common duty and honor to this 22· country. ·

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· · · · · · · · ·(CONCLUSION.)

·1· ·R E P O R T E R 'S· C E R T I
·1· ·R E P
O R
T E
R 'S· C E
R T
I F
I
C A T E
·2· ·I, Scott A. Huseby, Court Reporter,
·3· ·do hereby certify that this transcript
·4· ·is a true and accurate record of the
·5· ·electronically recorded proceedings,
·6· ·transcribed under my direction
·7· ·this the 19th day of October, 2015.
·8
·9
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11· ·
12· · SCOTT A. HUSEBY
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DARREL L E. ISSA , CALIFORNI A ONE HUNDRED TWELFTH CONGRESS ELIJA H E. CUMMINGS
DARREL L
E. ISSA ,
CALIFORNI A
ONE HUNDRED TWELFTH CONGRESS
ELIJA H E. CUMMINGS
,
MARYLAN D
CHAIRMA N
RANKIN G
MINORIT Y
MEMBE R
D A N BURTON , INDIAN A
Congress of tfje ©ntteb States
EDOLPHU S
TOWNS ,
NE W YOR K
JOH N L. MICA, FLORIDA
CAROLY N B. MALONEY , NE W YOR K
TOD D RUSSELL PLATTS , PENNSYLVANI A
MICHAE L R. TURNER , OHI O
ELEANO R
HOLME S
NORTON ,
DISTRIC T O F COLUMBI A
PATRIC K MCHENRY,
NORT H
CAROLIN A
DENNI S J . KUCINICH ,
OHI O
Hcmae of lUpretfentatfoe*
J I M
JORDAN ,
OHI O
JOH N
F. TIERNEY,
MASSACHUSETT S
JASO N CHAFFETZ, UTA H
W
M .
LAC Y CLAY ,
MISSOUR I
CONNI E MACK , FLORIDA
STEPHE N F. LYNCH , MASSACHUSETT S
T I M WALBERG , MICHIGA N
COMMITTE E
O N OVERSIGH T AN D GOVERNMEN T
REFOR M
J I M
COOPER,
TENNESSE E
JAME S LANKFORD , OKLAHOM A
JUSTI N AMASH , MICHIGA N
GERAL D
E. CONNOLLY ,
VIRGINI A
MIK E QUIGLEY ,
ILLINOI S
215 7
RAYBURN HOUSE OFFICE BUILDING
A N N MARI E BUERKLE , NE
W YOR K
DANN Y
K. DAVIS ,
ILLINOI S
PAU L A . GOSAR , D.D.S., ARIZON A
BRUC E
L. BRALEY ,
IOW A
RAU L R, LABRADOR , IDAH O
PATRIC K MEEHAN , PENNSYLVANI A
PETER WELCH ,
VERMON T
WASHINGTON, D C 20515-614 3
JOH N
A . YARMUTH ,
KENTUCK Y
SCOT T DESJARLAIS, M.D., TENNESSE E
CHRISTOPHE R S. MURPHY ,
CONNECTICU T
MAJORITY
J O E
WALSH ,
ILLINOI S
JACKI E
SPEIER,
CALIFORNI A
FACSIMILE
TRE Y GOWDY , SOUT H CAROLIN A
DENNI S A. ROSS, FLORID A
FRAN K C. GUINTA , NE W HAMPSHIR E
BLAK E FARENTHOLD , TEXA S
MIK E KELLY, PENNSYLVANI A
MINORITY
(202)225-507 4
(202)225-397 4
(202) 225-505 1
http://oversight.house.gov
LAWRENC E
J .
BRAD Y
February 25, 2011
STAFF
DIRECTOR
The Honorable Steve A. Linick
Inspector General
Federal Housing Finance Agency
1625 Eye Street, N W
Washington, DC 20006
Dear Mr. Inspector General:
I
am writing to request that you initiate an investigation into widespread allegations of
abuse by private attorneys and law firms hired to process foreclosures as part of the "Retained
Attorney Network" established by Fannie Mae. I also request that you examine allegations of
abusive behavior on the part of default management firms engaged by both mortgage servicers
managing Fannie Mae-backed loans and attorneys and firms that are part of the Retained
Attorney Network. Finally, I request that you examine efforts by Fannie Mae and the Federal
Housing Finance Agency (FHFA) to investigate these allegations and implement corrective
action.
Allegations of Abuse in the Retained Attorney Network
In August 2008, Fannie Mae created "a new mandatory network of retained attorneys to
handle all foreclosure and bankruptcy matters" relating to Fannie Mae mortgage loans, whether
held in portfolio or mortgage-backed securities. Fannie Mae required that only these retained
attorneys represent Fannie Mae mortgage servicers, and it established the maximum allowable
reimbursable fees
for foreclosure-related work. 1
In December 2010, Fannie Mae Executive Vice
President Terence Edwards announced that the Retained Attorney Network would be expanded
from 31 to 50 states. 2
Fannie Mae, New Foreclosure
and Bankruptcy
Attorney
Network
and Attorney's
Fees
and Costs (Announcement 08-19) (Aug. 6, 2008) (online at https://www.efanniemae.com
/sf/guides/ssg/annltrs/pdf/2008/0819.pdf) (requiring also that "requests for approval of excess
fees by Fannie Mae must be submitted via email").
2
*
Testimony of Terence Edwards, Executive Vice President, Credit Portfolio
Management, Fannie Mae, before the U.S. Senate Committee on Banking, Housing and Urban
Affairs (Dec. 1, 2010) (online at www.fanniemae.com/media/pdf/Edwards_
SenateBankingCommitteel 2-1-10.pdf).
The Honorable Steve A. Linick Page 2 Recent reports indicate that many o f the
The Honorable Steve A. Linick
Page 2
Recent reports indicate that many o f the private attorneys, law firms, and other entities
participating in the Retained Attorney Network have been accused o f practices that are fraught
with flaws, errors, conflicts of interest, and fraud, and these allegations have prompted numerous
state and federal investigations.
For example, on August 10, 2010, the Florida State Attorney General announced an
investigation into unfair and deceptive practices by the Law Offices of David J. Stern, P. A., the
Law Offices of Marshall C. Watson, P.A., and Shapiro & Fishman, L.L.P. The allegations
against the firms include creating and filing with Florida courts improper documentation to speed
foreclosures and establishing affiliated companies outside the United States to prepare false
documents. 3 In announcing this investigation, the Attorney General stated:
On numerous occasions, allegedly fabricated documents have been presented to
the courts in foreclosure actions to obtain final judgments against homeowners.
Thousands of final judgments of foreclosure against Florida homeowners may
have been the result of allegedly improper actions of the law firms under
investigation. 4
Former employees of the Stern law firm also reportedly alleged that the firm engaged in
"robo-signing," a practice in which employees signed hundreds of foreclosure affidavits each
day, falsely swearing to have personal knowledge of the underlying documents. One employee
testified that the firm's chief operating officer "signed as many as 1,000 foreclosure affidavits a
day without reading a single
word." 5
The employees also reported that the firm backdated and
altered documents, and that it took steps to cover its misconduct by changing the dates on
hundreds of documents. 6
Last November, Fannie Mae issued a public notice stating that it had "terminated its
relationship with the Law Offices o f David J. Stern" and informing servicers that they "may not
refer any future Fannie Mae matters to the Stern firm." 7
Separately, the U.S. Trustee Program (USTP) of the Department of Justice is
investigating another firm in the Retained Attorney Network, the firm of Steven J. Baum, P.C. of
Amherst, New York, for filing foreclosure documents that appear to be false or misleading;
3
p
Attorney General of Florida, Press Release:
Florida Law Firms Subpoenaed
Over
Foreclosure
Filing Practices
(Aug. 10, 2010) (online at www.myfloridalegal.com/newsrel.nsf/
newsreleases/2BAClAF2A61BBA398525777B0051BB30).
"id.
5 The Rise and Fall of a Foreclosure
King, Associated Press (Feb. 6, 2011).
6 Questions
Rising Over Fannie and Freddie's
Oversight
of Foreclosures,
New York
Times (Oct. 19, 2010); The Foreclosure
Machine, New York Times (Mar. 20, 2008).
Fannie Mae, Servicing Notice:
Termination
of Relationship
with the Stern Law Firm
(Nov. 10, 2010) (online atwww.efanniemae.com/sf/guides/ssg/annltrs/
pdf/2010/ntcel 11010.pdf).
The Honorable Steve A . Linick Page 3 attempting to foreclose on borrowers after rejecting
The Honorable Steve A . Linick
Page 3
attempting to foreclose on borrowers after rejecting their attempts to make on-time payments;
and failing to prove ownership o f mortgages as it seized homes. The firm has also been accused
of illegally charging for foreclosure-settlement conferences, overcharging on foreclosure fees,
and racketeering. 8
Another firm in the Retained Attorney Network, McCalla Raymer, L.L.C., is a defendant
in a federal lawsuit in which the plaintiffs allege that it engaged in fraud, racketeering, and the
manufacture of fraudulent foreclosure documents. Reportedly, this firm established
operations
in Florida under the name Stone, McGehee & Silver and hired ten former Stern law firm
employees. 9 The firm Stone, McGehee and Silver, LLC, dba McCalla Raymer currently appears
as a "Designated Counsel/Trustee" in Florida for Freddie Mac. 1 0
Lender Processing Services, Inc. (LPS), a $2.8 billion company headquartered in
Jacksonville, Florida—and the largest provider of default loan services in the nation—is also
under investigation by the Florida Attorney General for producing apparently forged or
fabricated documents in foreclosure actions. 11 LPS is also a defendant in a federal suit alleging
an illegal fee-sharing scheme. Filed in federal bankruptcy court in Mississippi, the suit alleges
that LPS and another company, Prommis Solutions Holding Company, illegally required
attorneys in their networks to turn over a portion o f their fees for foreclosure services, and that
another large law firm, Johnson & Freedman, L.L.C., joined in this scheme.
The Chapter 13
Trustee
for the Northern District o f Mississippi, a unit o f the Department o f Justice, has joined as
a plaintiff. 1 2
A special investigation by Reuters last December reported that LPS and its affiliated
companies also allegedly deployed low-skilled, non-lawyers to prepare foreclosure documents,
created invalid mortgage assignments to facilitate foreclosures, and rewarded attorneys for speed
rather than accuracy in filing court pleadings. Reuters reported:
* See Federal Home Loan Mortgage Corp. v. Raia, SP 002253/10, District Court of
Nassau County, New York (Hempstead); Campbell v. Baum, 10-cv-3800, U.S. District Court,
Eastern District of New York (Brooklyn); Menashe v. Steven J. Baum P.C, 10-cv-5155, U.S.
District Court, Eastern District of New York (Central Islip); and Baum v. Lask, 2010- 012048,
New York Supreme Court, Erie County (Buffalo).
9 Novice Florida Lawyers Draw Suspicion
in Foreclosure
Mess, Palm Beach Post (Jan.
13, 2011) (online at www.palmbeachpost.com/money/real-estate/novice-florida-lawyers-draw-
suspicion-in-foreclosure-mess-1146402.html).
1 0 Freddie Mac, Guide Exhibit
79: Designated
Counsel/Trustee
(Florida) (revised 2/8/11)
(online at www.freddiemac.com/service/msp/exh79_fl.html).
1 1 Office o f the Attorney General of Florida, Case Number L10-3-1094 (online at
http://myfloridalegal.eom/
85256309005085AB.nsf/0/9B099A9DD32030BE8525771300426A
68?Open&Highlight=0,lps).
19
»
Thorne v. Prommis Solutions Holding Corp. et al
Complaint, 10-01172 (BRN.D.M.S., Oct. 10, 2010).
Second Amended Class Action
The Honorable Steve A. Linick Page 4 The law firms are on a stopwatch. [An
The Honorable Steve A. Linick
Page 4
The law firms are on a stopwatch. [An LPS spokesman] confirmed that the LPS Desktop
system automatically times how long each firm takes to complete a task. It assigns firms
that turn out work the fastest a "green" rating; slower ones "yellow" and "red" for those
that take the longest. Court records show that green ratings go to firms that jump on
offered assignments from their LPS computer screens and almost instantly turn out ready-
to-file court pleadings, often using teams of low-skilled clerical workers with little
oversight
from the lawyers. 13
Although Fannie Mae terminated its relationship with the Stern law firm last November,
it does
not appear to have terminated its relationships with any o f the other firms described
above. 14
Request for Investigation
These are serious allegations that may have affected thousands o f homeowners. For these
reasons, I request that your office initiate a comprehensive investigation into allegations of abuse
by attorneys and law firms participating in the Retained Attorney Network, as well as servicers
and default loan service providers alleged to have participated in these abuses.
It is my understanding that the mission o f your office is to "promote the economy,
efficiency, and effectiveness of the FHFA's programs; to assist FHFA in the performance o f its
mission; to prevent and detect fraud, waste, and abuse in FHFA's programs; and to seek
sanctions and prosecutions against those who are responsible for such fraud, waste, and abuse." 15
In 2008, FHFA replaced the Office of Federal Housing Enterprise Oversight and became the
regulator and conservator for Fannie Mae. As such, the agency's duties include overseeing the
"prudential operations" o f Fannie Mae and its contractors and ensuring that their activities and
operations "are consistent with the public interest." 16
With this background, I request that you address the following issues with respect to
attorneys and law firms participating in the Retained Attorney Network program and with
respect to other entities engaged by both mortgage servicers managing Fannie Mae-backed loans
and attorneys and firms that
are part o f the Retained Attorney Network:
1. To what extent have homeowners lost their homes to improper, illegal, or otherwise
invalid foreclosures as a result of the types of abuses described above?
13
Id.
1 4 Fannie Mae, Retained Attorney List (effective February 10, 2011) (online at
https://www.efanniemae.com/sf/technology/servinvreport/amn7pdf/retainedattorneylist.pdf).
1 5 Website of the Federal Housing Finance Administration Office of Inspector General
(accessed on Feb. 3, 2011) (online at www.fhfaoig.gov/).
1 6 Section 1313(a)(l)(A)-(B),
Housing and Economic Recovery Act o f 2008 (P.L. 110-
289).
The Honorable Steve A. Linick Page 5 2. To what extent have homeowners been charged
The Honorable Steve A. Linick
Page 5
2. To what extent have homeowners been charged improper, illegal, or otherwise invalid
fees during the foreclosure process?
3. To what extent are attorneys, law firms, and other entities engaged in fee-splitting,
kickbacks, or other similar schemes?
4. What is the total amount in "excess fees" that has been requested from Fannie Mae by
attorneys and law firms? O f this amount, how much has been reimbursed, and how much
has been determined to be inappropriate or unwarranted?
5. Have FHFA or Fannie Mae conducted investigations into allegations of abuse by
attorneys, law firms, or other entities, and if so, what are the results? Were these
allegations considered before the recent expansion of the Retained Attorney Network to
all 50 states?
6. What specific information has been collected regarding allegations against the following
firms and their affiliates?
a.
Law Offices of David J. Stern, P.A.
b.
Law Offices of Marshall C. Watson, P.A.
c.
Shapiro & Fishman, L.L.P.
d.
Steven J. Baum, P.C.
e.
McCalla Raymer, L.L.C.
f.
Johnson & Freedman, L.L.C.
Prommis Solutions Holding Company
g-
h.
Lender Processing Services, Inc. and LPS Default Solutions, L.L.C
7. Have there been claims alleging that other attorneys or law firms participating in the
Retained Attorney Network program or any default management firms managing the
foreclosure of Fannie Mae-backed loans have engaged in similar conduct that violates the
rights of borrowers or investors, federal or state foreclosure mitigation program
guidelines, federal or state law, federal or state judicial requirements, state bar ethics
requirements, or other regulations, rules, guidelines, or laws?
8. To what extent have the alleged abuses described above undermined loss and foreclosure
mitigation efforts and outcomes? What responsibilities do loan servicers have in
monitoring and overseeing the activities of attorneys and other third party companies?
What are the levels o f cure rate and loss mitigation activities among retained attorneys?
The Honorable Steve A. Linick Page 6 If you have any questions about this request,
The Honorable Steve A. Linick
Page 6
If you have any questions about this request, please have a member of your staff contact
Lucinda Lessley ofthe committee staff at 202-225-4290.
Thank you for your consideration, and please feel free to contact me or my staff with any
questions.
Sincerely,
The Honorable Darrell E. Issa, Chairman
cc:

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Matthew Decell Weidner

Member in Good Standing

Eligible to Practice Law in Florida

Bar Number:

185957

Bar Number: 185957

Address:

Matthew D Weidner PA 250 Mirror Lake Dr N St Petersburg, FL 33701-3200 United States

Phone:

727-954-8752

Email:

service@mattweidnerlaw.com

vCard:

vCard:

County:

Pinellas

Circuit:

6

Admitted:

10/13/1999

10-Year Discipline

None

History:

Sections:

Real Property, Probate Law

Law School:

The Florida State University College of Law

Graduation Year:

1999

Degree:

Doctor of Jurisprudence/Juris Doctor

Firm:

Matthew D. Weidner, PA

Firm Size:

One

Position:

Private Law Practice

Website:

www.mattweidnerlaw.com

Practice Areas:

Civil Litigation

General Practice

Real Estate

Wills, Trusts and Estates

Services:

ADA Accessible Client Services

Federal Courts:

U.S. Court of Appeals for the Eleventh Circuit

U.S. District Court, Middle District of Florida

U.S. District Court, Northern District of Florida

State Courts:

Florida

The Find a Lawyer directory is provided as a public service. The Florida Bar maintains limited basic information about attorneys licensed to practice in the state (e.g., name, address, year of birth, gender, law schools attended, admission year). However, through this directory The Florida Bar allows individual attorne ys the opportunity to provide for public information certain expanded personal and professional data. It is the attorney's responsibility to routinely review and update those expanded listings. The information contained in those expanded listings is presented by the Bar "as is" with no warranty of any kind, express or implied. The Florida Bar, its Board of Governors, employees, and agents thereof are not responsible for the accuracy of that additional data. Publication of attorneys' contact information within this listing should not be construed as their consent to receive unsolicited communications in any form. Certain unauthorized uses of this data may result in civil or criminal penalties. The Find a Lawyer directory is not a lawyer referral service.

Neil Gillespie

Page 1 of 1

From:

"Neil Gillespie" <neilgillespie@mfi.net>

To:

"Matt Weidner" <weidner@mattweidnerlaw.com>

Cc:

"Mark Gillespie" <mark.gillespie@att.net>

Sent:

Tuesday, January 15, 2013 8:32 PM

Subject:

Re: foreclosure lawsuit served

Matt,

No problem about this week. We have until Friday, February 1, 2013 to respond. I have been unable to find anyone else. I can answer on my own, but need to discuss my response with you or someone who is familiar with foreclosures.

Neil Gillespie

----- Original Message ----- From: Matt Weidner To: Neil Gillespie Sent: Monday, January 14, 2013 9:33 AM Subject: Re: foreclosure lawsuit served

I am swamped and out of town this week, i recommend that you answer on your own if you do not find someone else

stay in touch though.

On Sun, Jan 13, 2013 at 2:40 AM, Neil Gillespie <neilgillespie@mfi.net> wrote:

Matt,

Attached is a foreclosure lawsuit that was served on me Saturday January 13, 2013. Can you represent me? Otherwise my plan is to respond pro se, and argue as alleged in my HUD complaint from August 2012, and perhaps make a counterclaim under federal law and remove to federal court.

I was also served in my capacity as co-trustee, with my brother Mark Gillespie. Below is a link to the court docket page, showing a commercial foreclosure, but I could not find either the trust or my brother listed as defendants.

http://casesearch.marioncountyclerk.org/index.cfm?

FuseAction=Home.CaseAct&CFID=2466234&CFTOKEN=60932241

BTW, I applied for the Independent Foreclosure Review, and got a letter of acknowledgment, but from what I read on your webiste and elsewhere, that review program has been closed down.

As for the Consumer Financial Protection Bureau, the case status is unchanged since December 2, 2012. Thanks.

Neil Gillespie 8092 SW 115th Loop Ocala, FL 34481 (352) 854-7807

The Government is Corrupt - Corporations are Corrupt

Major Changes Need to be Made - http://youtu.be/jv_CcmRZ7zc

Major Changes Need to be Made - http://youtu.be/jv_CcmRZ7zc An Occupy.com Profile: Captain Ray Lewis

An Occupy.com Profile: Captain Ray Lewis

http://youtu.be/jv_CcmRZ7zc

YouTube free transcript (partially corrected). Free transcripts are found on the YouTube video page, under “more”. Free transcripts may require correcting.

0:00 my name is Ray Louis I’m a retired 0:03 Philadelphia Police Captain. I spent 0:06 close to 24 years with the 0:09 Police Department. I found out about the movement on the Internet 0:14 really peaked my interest the more I read about it the more I became 0:18 convinced that this movement was 0:20 very important movement and I could contributed this is a corrupt system 0:25 the government is corrupt corporations are corrupt and there's 0:28 major changes need to be made I 0:31 on November seventeenth I was down there supporting 0:36 the protest watching these young people 0:39 get arrest so overwhelmed me so inspired me 0:44 that I made the most spontaneous decision my life 0:51 I want you to arrest me. 0:59 I've heard just a tremendous raise 1:03 in the volume it was cheers and cheers and it literally 1:07 gave me goose bumps it was like validation 1:11 here's a law enforcement officer and he's saying what we're about is 1:15 right walking across the intersection 1:19 handcuffed was the proudest moment of my life