Chapter-1

Introduction

1.0 Introduction of the Report

For any business school student only curriculum activity is not enough for handling the real
Business situation, there for it is an opportunity for the students to know about the field of
business through the internship program. This report is prepared on the purpose to better
understand about foreign exchange operation in perspective of janata bank. Now a days
international business has become very common activities in business and day by day it got
an integrated part for doing business. In this globalization era a business organization faces
worldwide competition so they have to compete for their existence and profitability that
require them to engage in export and import activities and remittance for their financial
transaction worldwide. Banks are the batter financial intermediaries to complete those
activities.

1.1 Originating of the Report

As a course for completing the Bachelor of Business administration (BBA) from Dhaka City
College under National University, I would require to complete my internship in a suitable
Business organization and submit a report on my findings. I have been selected to work in
Janata Bank limited (JBL), Motijheel corporate branch. While working in Janata Bank
limited I was assign to do some general banking in the first period and then they assign me to
Foreign Exchange Department. Basically this report is based on practical working
experience.
Practical work is the best way to better understand about what is learned in theory, so after
finishing my theoretical study I am sent for an internship program in janata bank and obtain
practical knowledge and try to compare what I read and what I did in my internship program.
For evaluating what I learned from internship program I prepare this report. I have always
tried my best to reflect my experience of practical work in this report.

1.2 Significant of the report

This internship report is an important partial requirement of four years BBA graduation
program. This is because knowledge and learning become perfect when it is associated with
theory and practice. That is, student can train and prepare themselves for the job market. A
poor country like Bangladesh has a huge number of unemployed educated graduates. As they
have no practical experience been able to gain normal professional knowledge to establish
networking, this is important in getting a job. While preparing this report, I had a great
opportunity to have an in depth knowledge of all the foreign exchange activities of JBL.
Therefore, it is obvious that the significance of internship is clearly justified as the crucial
requirement of four years BBA graduation.

1.3 Objective of the report

Objective is an important thing for different purpose. Objective helps to go in a good way
that relates with the Report. Primary objective is to learn the real world experience because I
have gathered theoretical knowledge of BBA program and try to match real world experience
with the theoretical knowledge

1.3.1

Broad Objective

The broad objective of this report is to analyze the Performance Foreign exchange operations
of Janata Bank Ltd. (JBL)

1.3.2

Specific Objectives

Furthermore, the specific objectives of this report are:To know the import, export financing procedure through JBL.
To analyze the trend of import and export financing through JBL.
To examine the division wise import and export financing and remittance.
To analyze the earnings from foreign exchange division of JBL.
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To show the relationship export, import and foreign remittance with profitability of
Janata Bank Ltd.
Assessment of the JBLs import, Export, foreign Remittance with total national
Import, Export, foreign Remittance

1.4 Methodology of the Report

1.4.1 Research design :
This report is descriptive in nature which briefly reveals analyze the foreign exchange
operation of Janata Bank Limited. It has been administered by collecting secondary data.

1.4.2. Sources of Data Collection:

Mainly this report based on secondary sources of data. I also used some primary data
to make the report more rich and informative

Primary Source:

Take expert opinion from higher officials of the bank.

Observations during the internship program.

Face to face conversation with the Bank officers.

Secondary Sources:
The secondary data sources are followingAnnual Report of JBL(2008-2014)
Website of JBL(www.janatabankbd.com)
Brochures of JBL
Manuals and Publications of JBL
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1.4.3 Data collection Procedure:

I have collected Primary data through informal discussion from concerned officer of JBL.
Secondary data has been collected through different manuals, Annual report and other
published papers.

1.4.4 Data Analysis and reporting:

For analysis and interpretation of data some statistical tools like MS-Word, MS- Excel and
MSPower point SPSS statistics software were used.

1.5 Limitation of The Study

Some limitations are faced to prepare this report. The limitations in preparing the report are
described below.

The main barrier of the study was insufficiency of information. Bank employee
cant provide the information due to security and other corporate obligations.
Due to time limitation many of the aspects could not be discussed in the present
report. Learning all the functions within just 60 days is really tough.
In many cases, up to date information was not published.
Lack of experiences has acted as constraints in the way of meticulous
exploration on the topic
However, omitting the limitations, the report will help to understand the Foreign Exchange
Operation of the Bank.