You are on page 1of 23

Proverbs 3:5,6 • God Bless America

We are a Family, Friendly Publication

Recycled Paper from 30% Post Consumer Waste

Great Gift Ideas
on Page 9

Would you hire you?

C

irca 2011. Jim was a
friend. A lazy friend.
One day Jim, who
worked for me, came by the
office to pay a visit. You see
Jim was a nice guy, just lazy.
(Did I point that out already?)
On this particular visit we
were talking about the state of
my company and I mentioned
how I really needed one more
salesperson. After a few seconds he said, “Why don’t you
hire me?” Once the shock of
what he said wore off I decid-

ed to ask him one simple question, “Would you hire you?”
Without hesitation he smiled
and said, NO.
The good news is he
knew himself well, at least
when it came to his work
ethic. The bad news is that
while he knew this truth, he
did nothing to change it.
Think about it…
Do you live in a comfort
zone? One that repels change?

Picture this...

If so let me tell you there is a
brave new world out there.
One that will make us feel
comfortable and move us to
action and ultimately change.
After awhile, the comfort
zone can really stink!
Joe Pellegrino is an author,
speaker and consultant for Not
Just An Average Joe, LLC.
Have thoughts of your own?
Send them to joe@notjustanaveragejoe.com. ©2014
Not Just An Average Joe, LLC.

February 11, 2015
Zone 2, Vol. 13, No. 3

visit our website at www.lifeandleisurenj.com

Page 2, Zone 2

NOTE: To have your group’s
announcement appear in Community
Happenings, please e-mail your
paragraph to calendar@ lifeandleisurenj.com.
FEB 11
•Decorate your own cookie with frosting and candy toppings on Wednesday
February 11 from 4:30-5:30pm.
Please register for this program by
calling 973-694-8283 or e-mailing
rachel.burt@lincolnparklibrary.org.

FEB 12
•Join Chess Club at the Lincoln Park
Library on Thursday, February 12 from
4:30-5:30pm. For children in grades 2
and up. Light instruction provided, but
kids should have a basic understanding of
the game. Please register for this program
by calling 973-694-8283 or e-mailing
rachel.burt@lincolnparklibrary.org.

16 for lunch or dinner from11:30am2:30pm and 5-8pm held at Gourmet Cafe
136 Baldwin Road, Parsippany. A percentage of your purchase is donated to the
Montville Township Historical Society
Project to purchase US Veterans Markers
for the local cemeteries and provide
cemetery restoration. Questions call 973394-0554. Donations gratefully accepted.

FEB 16
•Join the Gourmet Café Restaurant
fundraiser dinner on Monday, February

FEB 18
•Rizzo’s Reptiles will be at the Library on
Wednesday, February 18 from 4:30-

5:30pm. Get up close and personal with a
boa, baby alligator, lizards, turtles, and
more! Please register by calling 973-6948283 or e-mailing rachel.burt@lincolnparklibrary.org.
FEB 19
•Lego Club is at the Lincoln Park Library
on Thursday, February 19 from 67:30pm. Come to the library and make a
Lego creation. Pictures of the finished
products will be posted on our web site,
and they will be kept in the Library’s display case until next month. There is no
registration required for this program.
FEB 20
•The Columbiettes of Bishop Navagh
Council, Pequannock are hosting a Baked
Potato Night on Friday, February 20 from
5:30-7:30pm at the Knights of Columbus
Hall, 84 Lincoln Park Road, Pequannock.
The cost per ticket is $7 for 1 potato and
$10 for 2 potatoes and includes toppings

100% Mailed, Bi-Weekly Newspaper
234 Main Street, 2nd Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Denise Wirsing i Art Director: Robin Banta
Sales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

February 11, 2015

for the potatoes, salad, coffee, and
dessert. Reservations suggested limited
tickets at the door. Please call Barbara
973-835-3636 or Pat 973-696-2225.
FEB 25
•Board Game Day at the Lincoln Park
Library is Wednesday February 25 from
4:30-5:30pm. Stop by and play lots of fun
board games, Monopoly, Sorry, Trouble,
Battleship, Apples to Apples, Connect 4,
and many more! There is no registration
required for this program.
FEB 26
•In celebration of American Heart Month,
registered dietitian, Allison Smith, from
ShopRite of Lincoln Park will present Eat
Smart for a Healthy Heart at the library
on Thursday, February 26 from 7-8pm.
She will talk about the role of nutrition
and exercise for preventing and managing cardiovascular disease and which
foods to focus on for a healthy heart.

Please register for this program by
calling 973-694-8283 or e-mailing
rachel.burt@lincolnparklibrary.org.
FEB 27
•Watch the After Hours Movie at the
Lincoln Park Library on Friday February
27 from 4:30-6:15pm. The Library will be
screening “Book of Life” rated PG, 96
minutes. Bring a friend and enjoy some
popcorn and snacks! There is no registration required for this program.

Around the
Community...
•The Lincoln Park Library offers help for
all things technological. Sign up for a oneon-one session. We can offer help with a
range of topics, including, but not limited
to: Microsoft Windows, Microsoft Office,
Word, Excel, PowerPoint, website help
continued on page 6

THE LOWER BACK SPECIALIST

February 11, 2015

visit our website at www.lifeandleisurenj.com

Zone 2, Page 3

NOW YOU CAN LIVE PAIN FREE
HOW LONG HAVE YOU SUFFERED FROM LOW BACK PAIN? HAVE YOU TRIED THE DRS SYSTEM™?
After only three weeks of treatment, clinical studies have shown outstanding results in relieving the debilitating
pain that may be caused by bulging, herniated, degenerative, or ruptured discs, as well as sciatica,
posterior facet syndrome, and many failed back surgery cases.

A State-of-the-Art Facility
Specializing in
Treatment for:
• SHOULDER & KNEE PAIN
• SCIATICA & HERNIATED DISCS
• AUTOMOBILE INJURIES
• FIBROMYALGIA
• NECK PAIN, HEADACHES
• PAINFUL JOINTS
• HIP PAIN • SPORTS INJURIES

Treatment of herniated and
degenerative discs without surgery.
All Ages Welcome • Evening Appointments • Most Insurance Plans Accepted

Advanced Sports Medicine
& Physical Therapy Center
18 Newark Pompton Tpke. • Riverdale • 973-616-4555 • www.AdvancedSportMed.com

visit our website at www.lifeandleisurenj.com

Page 4, Zone 2

February 11, 2015

“Investor Confidence is Up!”; “The Big Market Crash of
2015!”; “The End of the Middle Class in America!”
By Mark Charnet

T

hese were three headlines from three financial periodicals last
week that came across my
desk. They were written by
respectable writers with very
obvious strong opinions. Can
they all be correct and at the
same time? Invariably, history
has shown us that a good number of people hesitate to invest
at the bottom of the market,
thinking there is more room
on the downside. They wait
and wait as the market is moving back up showing sustained
upward momentum before
leaping in. They wait for the
headline that reads, “Investor
Confidence is Up” before getting off the fence and you
know what, they waited too
long! Then the second headline, “The Big Market Crash
of 2015!” headline makes the
front page of the paper and
these people knew that they
should not have gotten back
into the markets at that time.
Though they might lose a
small or a big fortune in the
crash, they feel vindicated in
their decision to wait, just not
long enough; instead of the
proper position of, “I never
should have left the market!”

Let’s talk about headline
number 3. “The End of the
Middle Class in America!” Do
you agree? Are families being
pushed into poverty or stepping-up to the wealthy class?

These are the only two possible directions upon leaving
the middle class. I’ve written
about inflation and the costs
of goods and services, taxation, both income and proper-

ty taxes in this column for
over seven years now. We
have all been witness to our
net disposable income being
whittled away by increasing
taxes, insurance premiums and
rising energy costs, we have
seen our grocery bill rise with
certainty and have known
people who were forced into
decisions of delaying their
retirement or move to a less
expensive State to live.
Savings rates have fallen from
8%, 20 years ago to the current rate of less than ½ of 1%.

Remember when a million
dollars was really a million
dollars and one could live like
a “millionaire” off of the interest that sum was able to generate? Forever!?

We were taught by our
parents and the public school
system to get a good job with
benefits and for that era might
not have been totally bad
advice; however it should
have been accompanied by
the lecture of live below your
means and save and invest at
least 10% of your earnings
outside and in addition to the
company plan. I do believe
the 3rd headline, that the
middle class will be forced into
living with their children and
children living with their par-

ents purely for economic reasons. Why pay two mortgages
and utility bills when only one
is necessary. A better lifestyle
is possible when combining
resources, where parents can

passing. There are programs
available that may increase
the lifetime income each year
even if the account balance is
simultaneously
dropping.
There are programs available,
for the informed that will pass
hundreds of thousands of dollars to your beneficiaries, but,
along the way if needed for
any long-term care claims will
provide the money for that. It
goes without saying that one
must study these programs to
determine which one, or a
combination of them, would
be best for your particular situation.

travel knowing that the homestead is occupied, protected
and cared for by their children; and children can afford
to save and invest more for
their future, which, is not
optional in order to have a
retirement free from working.

I hope my column today
has given you pause to reflect
and ponder about your own
retirement portfolio. Would
the crash of 2015, or during
any year, fatally injure your
income? Can you afford to let
that happen? A long-term
care stay, at home or in a
home, has the potential to
severely injure a retirement
portfolio. Of course, one could
purchase a traditional longterm care policy, but, is that
the best option today? I think
there is a better alternative.

Today, there are investment programs available that
guarantee* a lifetime income
for both husband and wife,
then return the original
investment or more, back to
the children at the parents

To learn more, please
attend our free no cost nor
obligation workshop series
February 17th, 18th and 19th
with sessions 1-3pm and
repeated at 7-9pm in
our national headquarters:

American Prosperity Group,
901 Rt. 23 South 2nd floor, in
Pompton Plains, NJ. Seating is
limited to ensure the maximum learning environment;
please check out our website
for more info or call 973-8314424 (24/7) to reserve your
seats. Looking forward to
meeting you and shaking your
hand!
Mark E. Charnet, CAS, is
President and Founder of American Prosperity Group. APG is
the Premier Retirement and Estate Planning Franchise in the
United States with 20 offices in
10 states. Mr. Charnet has
over 33 years of experience in
the Retirement and Estate Planning fields. Creator of the Trinity Method of Investing©, Mark
encourages your inquiries and
can be reached at: 973-8314424 or via email, markcharnet@1APG.com Check out our
website: www.1APG.com Interested in a career in retirement
and estate planning? Check out
this website: www.APGFranchise.com Securities through:
United Planners Financial Services, A limited partnership.
Member SIPC, FINRA and a
Registered Investment Advisor.
*Guarantees based on the
claims paying ability of the insurance companies selected.
APG is located at: 901 Route
23 South, 2nd floor,Pompton
Plains, NJ in the Lakeland Bank
and PediatriCare building.

February 11, 2015

visit our website at www.lifeandleisurenj.com

Zone 2, Page 5

visit our website at www.lifeandleisurenj.com

Page 6, Zone 2

February 11, 2015

Community Happenings
continued from page 2

with Google, Gmail, eBay, Etsy, and social
media Facebook, Twitter, Instagram, and
LinkedIn. We can also help you use your
tablets iPad, Kindle, Samsung Galaxy, etc.
Please call 973-694-8283 or email
rachel.burt@lincolnparklibrary.org to set
up an appointment. Sessions are limited
to one meeting per month.
•Whether you are still suffering from the
bleak memories of war or have resolved
to put it all behind you, Point Man

Not an actual patient.

NEW PATIEN
T
SPECIAL

In Office
Membership Plans
Available
Upon Request.

$
79
Inclu

Redeem with this ad.

(Reg. $393

des Exam, X-R )
and Cleaning ays

Not to be combined

with any other off

er. Expires 3/15/1

5.

L

A
I
C
E
P
S
S
D
I
K

$69

(Reg. $300)

r

ge and Unde

14 Years of A

m, X-Rays
a
x
E
s
e
d
lu
c
n
I
g
and Clewitah nanyin
es 3/15/15.
other offer. Expir

Redeem with this

bined

ad. Not to be com

973-835-0702

435 Ringwood Ave • Pompton Lakes
Visit Our Website For Services: www.PomptonDentalArts.com
HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment

We Participate with Delta Dental & Aetna PPO only
10% Senior Courtesy

Ministries is for you. Point Man is a
Christian ministry dedicated to helping
veterans find peace with themselves and
the world around them. If you need help
or want to help others, come and find out
more. Call Barry Jensen at 973-8099665 Point Man Ministries meets the first
Thursday of every month from 7:30
9:30pm at Cornerstone Chapel 620 Route
23 North, Pompton Plains.
•The UONJ (United Ostomates of North
Jersey) is an area-wide support group for

ostomates (people of any age with potential, new, mature or reversed ostomies or
continent diversions). We meet the second
Monday of the month at Chilton Medical
Center, 97 West Parkway, Pompton Plains
in the Board Room at 7pm. Contact Jo
Ann Valent CWOCN for more information
973-831-5168.
•The Montville Township Women’s Club
has an ongoing project: “comfort pillows”
for breast cancer patients. A team volunteers from surrounding cities participate in
this project. Call Chairperson Alexandria
Sarra at 973-405-0088 for more information. All monetary donations, used to
purchase polyfill for the pillows, should be
made payable to MTWC and should indicate “Comfort Pillow” in the memo.
Please mail checks to P.O. Box 267,
Montville, NJ 07045.
•Mothers & More is a not-for-profit group
for both stay-at-home and working
moms. It features monthly meetings,
playgroups, mom-and-tot outings, momnight-outs, and much more. Members are
from Wayne and all surrounding towns.
continued on page 8

February 11, 2015

visit our website at www.lifeandleisurenj.com

Zone 2, Page 7

A SSOCIATED E YE P HYSICIANS , P. A .
505 Wanaque Ave., POMPTON LAKES 973.835.1222
“We Are Clifton’s Premiere Family Eye Doctors.”
1033 Clifton Ave., CLIFTON 973.472.6405
www.njeyedoc.com
Most Insurances & Eye Plans Accepted

Meet our experienced Physicians
Dr. Michael DelGiodice is an author on
ocular disease and Vice President of the NJ
Chapter of the American Academy of
Optometry. His specialties include laser eye
surgery post-operative care, dry eye syndrome,
contact lenses and neurologic eye disease.
He is also a consultant for Bausch & Lomb.
Ceaser Pitta, M.D. specializes in
diseases of the retina including Macular
Degeneration, Diabetic Retinopathy,
Macular Holes, Macular Pucker and
Detachment surgery.

Charles D. Crowley, M.D.
and his Associates offer eye
care for the entire family,
from surgery to glasses.

Laser Cataract Surgery
Using LenSx Laser Technology

Safer

Better

More Reliable
Treatments (partial list)

Other conditions we treat (partial list)
-

Blurred Vision
Cataracts
Floaters and Flashes
Glaucoma
Diabetic Retinopathy
Macular Degeneration
Crows Feet/Creased Brow

-

Custom Vue Lasik
Custom Cataract with Restor
Multifocal Lens Implants
Foldable Lens Implants
Selective Laser Trabeculoplasty
Eyelid Surgery
Contact Lenses
Botox Injections

visit our website at www.lifeandleisurenj.com

Page 8, Zone 2

r
u
O
t
u
o
b
A
k
s
A

February 11, 2015

Community
Happenings

LINCOLN COMMONS
DENTAL ASSOCIATES

Unlimited
Wash
Plan!

continued from page 6

Mark De Fonte, DMD

NEW PATIENT (No Insurance) SPECIAL
Exam, Prophy & Xray $115
• Latest Cosmetic Techniques • Nitros Oxide Sedation • Partials • Repairs
• Gum Treatment
• Extractions
• Crowns & Bridges
• Dentures • Implants • Tooth Whitening
• Root Canals
Most Insurance Accepted

1 OFF $3 OFF FREE

$

ANY CAR WASH

OIL CHANGE

BRAKE INSPECTION

With Coupon. Cannot be combined with
any other offers. Expires 3/25/15.

With Coupon. Cannot be combined with
any other offers. Expires 3/25/15.

With Coupon. Cannot be combined with
any other offers. Expires 3/25/15.

59 Beaverbrook Rd., Suite 301, Lincoln Park, NJ
973-686-0060

1555 ROUTE 23 SOUTH • WAYNE
973-633-1900
ROYALCARWASHNJ.COM
FREE WiFi in Waiting Area • HOURS: MON-SAT 8AM-6PM, SUN 8AM-4PM

2 OFF

$

ROYAL DUKE
CAR WASH

Full Service Car Wash
Triple Foam Clear • Coat Polish
Super Sealer Wax • Tire Dressing
Hand & Machine Dried
With Coupon. Cannot be combined with
any other offers. Expires 3/25/15.

COMPLETE
AUTOMOTIVE
REPAIR CENTER

3 OFF

$

ROYAL PRINCE
CAR WASH

Brakes, Tune Ups, Etc.
FREE Car Wash w/Oil Change
Visit Our Full Detail Center
Wheels Power Washed On All Cars
Coupon Books Available
Self Service Bays

Full Service Car Wash • Triple Foam Clear
Coat Polish • New Turbo Underbody Rinse
Super Sealer Wax • Tire Dressing
Hand & Machine Dried

With Coupon. Cannot be combined with
any other offers. Expires 3/25/15.

Before You Visit Those “Super-Stores” Try Us!

LARGEST VACUUM PARTS SELECTION IN NEW JERSEY
SALES • SERVICE • REPAIRS
Panasonic
Can

ALL BRANDS
SERVICED

• 12 amps
• 5 Spin Scrub Brushes
• On-Board Powered Hand Tool
for Stairs & Upholstery
• 24’ Cord
• 1 Year Warranty

• 12 Amp Motor
• Quick Release Handle
• On Board Tools

32999

$

Authorized
Service Center & Dealer
For Most Major Brands

19999

$

Special

12999

$
Eureka
Maximum Power
Canister Vacuum





Hoover Steamer

1400 Watt motor
Convenient for carpets & hard floors
Lightweight, compact design
Deluxe on board accessories
Metal telescope wand
2 Year Warranty

Eureka
Cordless
Brush Vac
• Power, quiet & lightweight
• Cleans carpet & bare floors
• 2-Motor System

44

$

99

Eureka $
Pet Lover

99

Soft Grip Looped Handle
Telescopic Handle
Motorized Brushroll
No-tip/Anti-clog
Tools-on-Board
Power - 12 amps
Cord Length - 20ft.

Performance Plus
Platinum
• Powerful 12-amp Motor
• Motor Protection System
• QuickDraw Tools on Board
• TriForce Agitator
• 30-Ft. Power Cord
$
• HEPA Filter

Conveniently Located On Route 23 South
At 615 Route 23 Pompton Plains

973-839-5666

10%
OFF

On All Vacuum Cleaners

89







Monthly meetings are the first Monday of
each month (unless a holiday) at 7:30pm
at Our Savior Lutheran Church, 670
Newark Pompton Tpk, Pompton Plains.
Prospective members are always welcomed. For more info call 877-221-1581
or e-mail sbotbyl1@ yahoo.com.
•Toastmasters provide a supportive environment to improve public speaking and
leadership skills. We meet the first Wed.
of each month at Hollywood Restaurant
& Pizzeria, 376 Fairfield Rd, Fairfield
from 7-9pm. Guests are welcomed. For
more info visit www.diningtospeak.com.
•The Montville Senior Citizens Club is
open to all Montville Township residents
aged 55 and older. The club meets every
first and third Friday of the month at the
Montville Senior House, next to the police
station on Rt 202 S. We serve coffee and
cake at noon before the meeting at 1pm.
New members and guests are always
welcomed. For information, call Celia at
973-227-4591.

229

99

Since 1976

Hours: Mon. - Fri. 9:00 a.m. - 5:00 p.m., Sat. 9:30 a.m. - 4:00 p.m.

With this coupon only. Not valid with other offers.
Sale items not included. Expires 3/25/15.

FREE
Vacuum Bags!

Buy 2 Packages of Same
Type Bags (3 pack size only) & Get
1 Pack of the Same Size FREE
With this coupon only. Not valid with other offers.
Expires 3/25/15.

10%
OFF

On All Vacuum Repairs
With this coupon only. Not valid with other offers.
Expires 3/25/15.

www.vacshackinc.com

visit our website at www.lifeandleisurenj.com

February 11, 2015

Valentine’s Day, A
simple reminder

By Ryan Banta

A

sk ten people how
they feel about
Valentine’s Day and
it would be plausible, if not
definite, to get ten different
answers. Some suggest it is a
“created holiday” only conceived to make money by
manipulating women and
men in its importance. Others
(read as single people) take a
more bitter stance to the day
and its in-your-face (you can’t
open your eyes without seeing
a heart), overpriced flowers (it
does get ridiculous), chocolate
covered everything (well
everyone loves chocolate cov-

ered on something) approach
that is Valentine’s Day.
Whatever one may
think, in reality the day of
“love” is simply that; one day
out of the year that calls out
everybody and brings his or
her feelings to the forefront.
Whether single or committed,
Valentine’s Day makes you
think about loved ones. Silly
at times with a little too much
focus on the material aspects
of it, February 14th is not
about giving or receiving gifts,
although lately it has evolved
to that. At its core,
Valentine’s Day is about dedi-

cating yourself unconditionally to a loved one for 24 hours.
One may say that people
should always treat each other
this way and it’s true, but
unfortunately unrealistic. Too
continued on page 11

Zone 2, Page 9

visit our website at www.lifeandleisurenj.com

Page 10, Zone 2

February 11, 2015

Brought to you by
Dr. Matthew Krupnick,
the owner of Pequannock
Animal Hospital

A safe Valentine’s Day for your pet

V

alentine’s Day is upon
us. This is a day to
celebrate our loved
ones and show them we care.
We also have to take care of
our four-legged loved ones, as
some Valentine’s Day gifts and
ideas may be hazardous to our
pets.
The most obvious warning is: Don’t let your pets eat
chocolate. Chocolate is one of
the traditional gifts on
Valentine’s Day but can be
very dangerous to pets, even
life threatening. The toxic
compounds in chocolate are
methylxanthines,
mainly
theobromine and, less importantly, caffeine. The amounts

of theobromine and caffeine
vary with the type of chocolate. For instance, unsweetened (Baker’s) chocolate contains 8 to 10 times the amount
of theobromine as milk
chocolate. This is a very common toxicity in dogs and seen
less in cats just by nature of
their eating habits.
Clinical signs of chocolate toxicity usually occur
within six to 12 hours of
ingestion.
Theobromine
affects the body as a central
nervous system stimulant,
cardiovascular
stimulant,
increases blood pressure and
nausea. Therefore, common
signs of chocolate toxicity are:

vomiting, diarrhea, hyperactivity, tremors, seizures, fast
heart rate and, in severe cases,
death. If your pet ingests
chocolate, contact your veterinarian or poison control

immediately for treatment.
Also, knowing the type and
quantity of chocolate ingested
is helpful.
Another potential hazard for pets on this ‘sweet’ hol-

591 Newark Pompton Tpke. (near Friendly's)
Pompton Plains, NJ
Dr. Matthew Krupnick, D.V.M.

iday is any ‘sugar-free’ gum or
candy. They commonly contain the sugar substitute xylitol. Signs of xylitol toxicity
can be seen as quickly as 30
minutes and causes a sudden
drop in the body’s blood sugar
(hypoglycemia). This may
result in weakness, depression,
loss of coordination, seizures,
coma and even liver failure.
Treatment should be initiated
immediately if ingestion
occurs.
Some holiday flowers,
though they are romantic, can
be toxic for your pet. The
biggest culprits are lilies. They
are highly toxic to cats, so
make sure your cats can’t get

near them, or choose a different variety of flower but not
tulips (the bulbs are the most
toxic). Amaryllis, daisies,
chrysanthemums or any flowers with thorns may be potentially dangerous flowers.
Leftover gift-wrapping or
decorations are enticing for
curious cats. Make sure all ribbons, bows and other wrapping are out of your pets’
reach and cleaned up. Cats
especially like chewing on
strings or ribbons which can
cause choking or worse, an
obstruction in the intestines
continued on next page

“WHERE YOUR
PET IS FAMILY”

973.616.0400
• Full Service Animal Hospital,
Specializing in Cats & Dogs
• Complete Medical, Dental & Surgical
Services On Premises
• Caring & Competent Staff

1 5 % O F F FREE Exam
Exam Fee
NEW CLIENTS ONLY.

ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 3/11/15.

Limit 1 per pet.
Not combinable w/other offers. Expires 3/11/15.

PequannockVeterinarian.com

Open

Saturdays
Hours: Mon 8-6pm • Tues 8-4pm
Wed 8-7pm • Thurs 8-6pm • Fri 8-5pm • Sat 8-12pm

visit our website at www.lifeandleisurenj.com

February 11, 2015

A safe Valentine’s Day for your pet
continued from previous page

that could require emergency
surgery.
Candles are also a nice
touch on Valentine’s Day but
not to paws and fur. Don’t
leave candles unattended, as
pets can easily be burned or
the candles could be knocked
over, causing a fire.
One last warning is not
to give pets as gifts. Puppies

and kittens are very cute and
cuddly but owning a pet is a
big undertaking. Purchasing a
pet should be done in a
responsible way and only after
a lot of research. If you’re
ready, you should consider
adopting a pet from your local
shelter. These steps can be
done together and are romantic and rewarding.
Have a sweet and safe
Valentine’s Day!
Dr. Matthew Krupnick is the
owner of the Pequannock Animal Hospital. He grew up in
Kinnelon and is happy to be
home, with his wife, three cats
and two dogs, to provide quality
and compassionate care for your
pets in the community. The Pequannock Animal Hospital is located at 591 Newark Pompton
Turnpike in Pompton Plains.
You may reach them by calling
(973) 616-0400.

Valentine’s Day, A
simple reminder
continued from page 9

many times we get caught in
the daily web of work, responsibilities, and other frivolous
tasks that seem important on
any given day. Valentine’s
Day makes people check
themselves and reminds them
of what is essential; why they
work hard every day and
night, and that is for the people we love.
If it were up to most of us
we would be on a beach somewhere not stressing about
tomorrow and loving today,
instead we work hard hour to
hour losing countless nights
of sleep, and we do it for the
people we love. I do not see
anything wrong with a day
that reminds us of that.
Happy Valentine’s Day,
make the best out of it.
Love ya!

Zone 2, Page 11

A recent UCLA study headline states:
“Baby Boomers Face More Health Problems Than Their Parents”

Why are so many people getting acid reflux, diabetes, high blood pressure and high
cholesterol? This destructive environment that we are creating in our bodies of
Oxidative Stress, Acidic Stress and Dehydration Stress leads to a downward spiral of
inflammation, aches and pains, illness and disease. We then look older and feel older.
Dietary and Lifestyle Changes Without Proper Hydration,
Many Unhealthy Changes Occur in Our Cells

One solution can be as simple as drinking more water. But
what kind of water should we be drinking?
TAP WATER
Tap water is a healthier option than soft drinks and other beverages, but according to the Environmental Working Group, there
have been 315 pollutants found in America's tap water since
2004, and over half of these pollutants are completely unregulated and can legally exist in any amount.

Oxida
tive Stress

Acidic S
tres

At the current levels of contamination, the public is starting to
question the quality of tap water and wonders if it is safe enough
to drink.

BOTTLED WATER
Bottled water is not necessarily healthier than tap water and yet
it costs much more! Bottled water costs more per gallon than
gasoline! Although, through marketing tactics, it is associated
with healthy water, bottled water is not guaranteed to be any
healthier than tap water. In fact, there are many carcinogenic
chemicals that go into the making of plastic water bottles that
can leach into the water. Why do you think they constantly tell
us not to store bottled water in our cars? Because the plastic
heats up, releasing chemicals into the water. Bottled water has
already been heated many times in the 4 to 6 months it takes
to reach market.

s

Deh
ydrati
on Stre
s

s

A four-year study by the Natural Resources Defense Council
shows that 1/3 of the bottled water tested contains levels of contamination which exceed allowable limits. Bottled water can also
be slightly acidic, which may affect your body's pH balance. Finally, the environmental impact caused by the production and
disposal of plastic bottles is harmful to our ecosystem.

REVERSE OSMOSIS AND DISTILLED WATER
Reverse Osmosis and Distilling are filtering processes, which
may be effective in areas that do not receive municipally
treated water and are commonly used in bottled water facilities. Both reverse osmosis and distilling removes healthy, naturally occurring minerals in our water. These minerals not only
provide good taste, they also serve a vital function in the
healthy balance of our bodies. When stripped of these minerals, this water becomes unnatural and an aggressive absorber. This can be quite unhealthy. Also, 2 - 3 gallons of water
are wasted for every gallon of purified water produced; again,
a very negative impact on our environment and ecosystem.

THE SOLUTION
One of the best ways to clean and remove toxins from your
body is by drinking the right water so the body can heal itself.
Everything in the body happens in water. Nutrients, Minerals, Hormones and Insulin follow water into the cells.

Find out why tap water, bottled water, reverse osmosis and
distilled water are not the answer and could be actually
causing more health problems.

We have researched the best water to drink for detoxifying
your body of these harmful pollutants, as well as remove
pesticides (toxins) from your fruits and vegetables.

ANTI-OXIDANT, ALKALINE, RESTRUCTURED
IONIZED WATER
This technology comes from Japan and has been used in
Japanese homes for decades. It is now available in the USA.
This water brilliantly addresses the Three Stresses that are
causing us to feel and look older, slowing us down, and
causing more aches and pains: Oxidative Stress, Acidic
Stress and Dehydration Stress.

To find out what we found out,
and to get a
FREE 21 day supply
of healthy water,
Call 201-820-2094 or go to
www.HSCwater.net/healthcode:
livingwater1

visit our website at www.lifeandleisurenj.com

Page 14, Zone 2

February 11, 2015

Valentine’s Day for the kids

A

lthough Valentine’s
Day may be geared
toward adults, children are quite drawn to the celebration as well. Perhaps it’s
the promise of candy or chocolate that gets their attention,
but Valentine’s Day annually
appeals to the younger set.
Some couples opt to leave
children in the capable
hands of a babysitter come

Valentine’s Day and
enjoy the evening solo.
But for those who want
to include youngsters in
their fun, they can
explore the many
enjoyable and clever
crafts and other activities available.
LEARNING GAMES
Valentine’s Day can
be turned into a learning opportunity for children. One idea is to create an “Attracting Love” game
that illustrates the power of
magnets and the laws of attraction. Fill an empty glass jar
with various items made into
heart shapes. These can
include small pieces of pipe
cleaner, paper clips, paper, and
even aluminum foil hearts. Put
the top on the jar and shake up
the contents. Let children
guess which items will be

attracted to a magnet, then
have them test their theory
with a strong magnet rubbed
on the outside of the jar. See
which hearts are attracted to
the magnet.
Other learning games can
include matching or finding
the differences between pictures, counting paper hearts or
making recipes of scented modeling dough.
DESSERT FUN
Invite youngsters into the
kitchen to try their hands at
different recipes, making sure
that they have a chance to
sample their handiwork afterward.
Faux chocolate truffles
made with chocolate sandwich
cookies can be a tasty treat for
little hands. Start by mashing
up some Oreo® cookies, then
add them to a bowl with one
8-ounce package of cream

Has your child
been diagnosed
with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination
Disorder
Hypertonia
(increased muscle tone)

Hypotonia
(low muscle tone)

Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
We can help, give us a call
Physical Therapy - Speech Therapy
Occupational Therapy
Sensory Integration

973.616.8300
18 Newark Pompton Tpk
Riverdale

cheese. Mix until everything is
incorporated into a sticky batter. Truffles can be made into
balls or heart shapes. For children celebrating Valentine’s Da
y and winter fun, turn the truffles into edible snowmen. Dip
the truffles into melted chocolate or colored candy melts to
coat. Place on a wax paper-covered cookie sheet and refrigerate for an hour, or until the
truffles are firm.
CRAFTS
Children can have fun
cutting out cupids, making coloring pages or doing just about
any other Valentine-inspired
craft, like making their own
cards.
Another craft idea is to
write secret love notes with
invisible ink. Lemon juice can
be used as invisible ink.
Have children write a message
by dipping a cotton swab or

their finger in lemon juice and
then writing words on a white
piece of paper. Once the papers
have dried, an adult can reveal
the message by placing the
paper in front of a heat source,
such as an iron or a light bulb.
The message will magically
appear and reveal those secret
sentiments.
Children can get crafty by
making gifts for the special
people in their lives. Combine
the concept of valentines with
the ambiance of a candle. For
an even safer alternative, opt
for an LED-flame candle
instead of traditional candles.
Kids can glue foam conversation hearts, sold at many
craft stores, to the outside of
the candle. Wrap the middle of
the candle with ribbon, and
they’ve just created an easy,
heartfelt gift.
KIDS’ DINNER

Encourage the next generation of chefs to create culinary masterpieces, which they
can then serve to family members or friends. Children can
even prepare dinner as a token
of appreciation to their parents.
Plan recipes with kids in
advance, but look for ageappropriate menu ideas, particularly those that will not
require much use of the stovetop or other dangerous kitchen
appliances. Kids can always do
the prep work and then ask an
adult to put the food into the
oven for cooking.
One easy idea is to create
heart-shaped hamburger sliders
and Valentine-colored mashed
potatoes. Use red potatoes with
the skin on to create the potato mash. The sliders can be
shaped by hand or using a
heart-shaped cookie cutter.

visit our website at www.lifeandleisurenj.com

February 11, 2015

Zone 2, Page 15

Do your children need to file a
2014 tax return?

Record High Gold Prices

A

Gold Now $1,280 oz.

s a parent, you
expect to file a federal income tax
return every year. But do you
check to see if your children
need to file a return of their
own? The filing requirements
for children vary depending
not only on the amount of
income they have, but also on
whether their income comes
from working, investing, or
both.
If your child had wage
income only during 2014, a
tax return is required if wages
exceeded $6,200. If the child
earned less than $6,200 but
employers withheld taxes, a
tax return must be filed if a
refund is to be claimed.
If your child had net selfemployment earnings of $400
or more in 2014, a return is

required and a self-employment tax is due. Income tax
could be due if earnings
exceeded $6,200.
If a child had investment
income only during 2014
(such as dividends and interest), reporting is required if
the total exceeded $1,000.
If your child has both
earned and unearned investment income, a return is
required if the total was more
than the larger of $1,000 or
earnings plus $350 (up to
$6,200).
If your child’s investment
income for 2014 exceeded
$2,000 and your child is under
age 19 (age 24 if the child is
a full-time student), the
amount over $2,000 will be
taxed at your top rate. You
may elect to include your

child’s unearned income on
your tax return in certain circumstances, rather than filing
a separate return for the child.
Be aware that a working
child can make contributions
to an individual retirement
account, either a regular IRA
or a Roth IRA. A contribution to a regular IRA will be
tax-deductible, reducing the
tax if your child owes any. A
contribution to a Roth IRA
won’t be deductible so it
won’t lower a child’s tax bill,
but the offsetting benefit of
tax-free withdrawals later on
may still make it a wiser
choice. Contributions to 2014
IRAs may be made any time
up to April 15, 2015, the filing deadline for 2014 tax
returns.
For assistance with your

Sell The
Gold Jewelry
You No
Longer Wear

tax filing or those of your children, call our office.
Robert P. Sokoloff and Associates, PC, is a year round full
service CPA firm providing a
wide range of Accounting and
Tax services to both Small Business and Individual Clients. We
are QuickBooks Certified Pro
Advisors and provide new business set up, training and support. Our office is located at
166 Main St. Lincoln Park, NJ
07035. Our website is
www.cpanewjersey.com and
email is rps@cpanewjersey.com.
To contact us by phone please
call 973-633-1001.

Dr. Dawn Garro with Holly

HIGHEST PRICES
PAID ON THE SPOT

Paragon Jewelers
Rt. 23 N. & Jackson Ave.
Pompton Plains
In the Stop & Shop Shopping Center
next to Home Goods & T.J. Maxx

973-839-0611

Open Mon., Wed. and Fri. 10-6, Tues., & Thurs., 10-8,
Saturday 10-5 and Sunday 11-4

We Also Buy Sterling Silver & Coins

A Full Service Animal Care Clinic.
Compassionate and Professional Staff Dedicated
to Providing the Highest Quality Medical,
Surgical and Dental Care for Your Pet.

$10.00 REBATE When You Purchase 6 MONTHS of Sentinel Heartworm Prevention.
$15.00 REBATE When You Purchase 6 MONTHS of Activyl Flea/Tick Prevention.
Buy 6 MONTHS Vectra Flea/Tick Prevention & Get 3 MONTHS FREE with Mail-in Rebate.

%

15 OFF
On Your Initial Pet Exam
One Coupon Per Customer. Coupon May Not Be Combined
With Any Other Offer. All Offers Expire 12/30/15.

FEBRUARY IS
PET DENTAL MONTH
Get $40.00 Off
Your Pet's Dental Cleaning

One Coupon Per Customer. Coupon May Not Be
Combined With Any Other Offer. All Offers Expire 2/28/15.

visit our website at www.lifeandleisurenj.com

Page 16, Zone 2

Simply tEst.h e1986Best!

PryAutomotive
MAINTENANCE SPECIAL

GIVE
PRY A
TRY!

$

Pry

Foreign & Domestic
NJ State Inspection
Brakes
Mufflers
Exhaust

Anju Budhwani, MD

Internal Medicine Associates of Lincoln Park
Let us be your WELLNESS professionals

It’s Cold & Flu Season, it’s not too late
for your flu shot. Having ailments,
don’t hold-off getting well any longer.

OIL CHANGE & ROTATE TIRES

29

95

Check:

• Belts & Hoses • Suspension
• Wiper Blades
• Charging System
• Fluid Levels
• Tires
• Low Test Battery • Filters
• Brakes
• Battery
NEW CLIENTS ONLY. Most cars. Not to be combined w/any other offers.
With coupon. Expires 3/15/15.

Did you know that having
your car repaired or
does not
serviced by
void your manufacturer’s
warranty?





February 11, 2015 

WE Accept New Patients

$ 

WE Provide School & Sport Physicals 

WE HAVE SAME-DAY APPOINTMENTS
AVAILABLE, EVENING HOURS BY REQUEST

20 OFF
ANY REPAIR OVER $150

NEW CLIENTS ONLY. Most cars. Not to be combined w/any other offers.
With coupon. Expires 3/15/15.

50 Boonton Ave. • BUTLER
973-838-1656
pryauto@optonline.net

like us on facebook
and receive $5 Off
an Oil Change

Trusting, Caring
& Affordable
Dental Care

Gentle Private-Practice Dentist
CEREC® - Crowns in One Visit
Drill-less Dentistry
Galileos 3D Digital Imaging
Emergencies Welcome
New Patients Welcome
Care Credit Financing Available

Welcome Dental Exam

Only $95 (new patients only)
Includes Complete Set of X-Rays
and Oral Cancer Screening

933 State Highway, Rt. 23 South • Pompton Plains • 973.839.8180
www.McKeeverDentalCare.com

166 Main Street, Suite 1A • Lincoln Park

973-694-6260 • www.lincolnparkmd.com

Don’t be left in the dark!
McKeeverDentalCare

Cash Only or Your Insurance May Cover at
Usual and Customary Fees.

WE accept all major insurances including: Aetna,
Horizon Blue Cross/Blue Shield, Cigna, Oxford,
Medicare/Medicaid

WE Specialize in Internal Medicine
& Pulmonary Disease 
Emphysema  Bronchitis 
Pneumonia  Sarcoidosis 
Asthma  COPD 
Arthritis  Diabetes 
Hypertension  Sleep Apnea 
Primary Care

For over 50 years, Generac has
focused primarily on power
generation, and we now offer more
generator solutions than any other
manufacturer. This heritage has
helped make us the number one
choice in residential
AUTOMATIC STANDBY
POWER, chosen seven to one
over the closest competition.
When a customer chooses
Generac, they’re not just choosing
protection for their home, they are
also choosing peace of mind.
AUTOMATIC BACKUP
POWER means you’re always
covered – even if you’re not home.
Options come in liquid propane
or natural gas – the direct hookup
means never dealing with cords
or gas cans again.

Owner Operated
Ask for Tom

Guardian® SERIES 8-20 kW - Automatic standby generators

Call Now for a FREE
In-Home Consultation
When you mention this ad.

201.321.4459

Lic #13VH02033600
Home Improvement
Contractor

www.BasementsBeyond.com • BasementsBeyond@gmail.com
Serving Northern NJ • In Business Since 2003

February 11, 2015

visit our website at www.lifeandleisurenj.com

Zone 2, Page 17

“Transforming Lives By Transforming Living Spaces... It’s What We Do”

Did you know?
Regions that adhere to daylight saving time, or DST, will set their clocks
forward at 2 a.m. on Sunday March
8, 2015. Many people look forward
to daylight saving time in the spring because it extends light into the evening hours,
allowing those who live in regions where DST is practiced to spend more time outdoors in natural sunlight. The modern incarnation of DST was proposed by New
Zealand entomologist and astronomer George Vernon Hudson in 1895. Hudson
enjoyed collecting insects and knew that it would be easier to do so if there were
more hours of daylight in the evening. That prompted him to present a paper to the
Wellington Philosophical Society in which he proposed a two-hour daylight saving
shift. In April 1916, Germany and Austria-Hungary became the first countries to
implement DST, and many countries have since followed suit. Many proponents
cite the positive impact that DST has on energy consumption, but research studying the impact of DST on heating and coolingusage patterns has produced mixed
results.

A Tradition of Delivering Value For Over 20 Years

Free Estimates • Fully Insured
References Available

Innovative, Full Service
Residential Remodeling,
Crafting Fabulous Kitchens, Additions,
Bathrooms & Master Suites

Financing Available
As-Low-As $79.00 A Month
Call For An Appointment To Set-Up A
FREE Design Consultation.

1016 Route 23 North • Wayne, NJ
(Just 200 feet after the Alps Road exit)

973-696-0333

www.advantagecontracting.com
License# 13VH00011000

CERAMIC TILE REPAIRS
We Fix Grout, Caulk and Tile in
Bathrooms and Kitchen
WE DO THE COMPLETE JOB

REGROUTING • RECAULKING • REPAIRS
GRAB BAR INSTALLATIONS • SMALL TILE INSTALLATIONS

Plumbing, Electric, Carpentry & Ceramic Tile

YOUR CALL
BRINGS OWNER
SINCE 1990

Over 50 Years Serving Passaic, Morris & Bergen County
Superior Workmanship At Competitive Rates

BEFORE

LEAKS
STOPPED
NJ License#13VH00193400

AFTER

Call today for your
courteous
FREE estimate!
86 MAIN STREET • BLOOMINGDALE
973-838-0300 • 973-879-7319
nas86@msn.com • FREE ESTIMATES & DESIGN SERVICES

All calls answered live 24/7

1-800-REGROUT

1-800-734-7688

All work completed by our team of professionals.
No subcontracting.

visit our website at www.lifeandleisurenj.com

Page 18, Zone 2

February 11, 2015

A delicious delicacy to delight your valentine

V

alentine’s Day is synonymous with many
things,
including
chocolate. Men and women
indulge their love of chocolate
every February 14, but those
who want to go the extra mile
for their sweethearts this
Valentine’s Day can make
their own delicacies. Homemade confections send a special message to loved ones on
Valentine’s Day, especially
when they include chocolate,
such as the following recipe
for “Crochette di Ricotta con
Salsa di Cioccolato (Ricotta
Beignets With Chocolate
Dipping
Sauce)”
from
Michael White and Joanna
Pruess’ “Fiamma: The Essence
of Contemporary Italian

together until smooth. Add
the sugar, flour, baking powder, and amaretti and stir until
well blended. Cover and chill
for at least 1 hour.
While the batter is chilling, put the chocolate in a
small bowl. In a small
saucepan, bring the heavy
cream to a boil over mediumhigh heat, about 2 minutes.
Remove the pan from the heat
and pour the hot cream over

Cooking” (Wiley).
Crochette di Ricotta con
Salsa di Cioccolato
(Ricotta Beignets With
Chocolate Dipping Sauce)
Makes 6 to 8 servings
1 cup whole milk ricotta cheese
2 large eggs
1/4 cup sugar
1/4 cup all-purpose flour
3/4 teaspoon baking powder
1/2 cup finely crushed amaretti
cookies (about 16 cookies)
1 cup chopped bittersweet
chocolate
1 cup heavy cream
Vegetable oil, for deep-fat frying
Confectioners’ sugar, for garnish
In a medium-size bowl,
whisk the ricotta and eggs

Cosmo Bella
Family Owned Since 1970

Restaurant & Pizzeria
– The Crisci Family

39.95

$

PLUS
TAX

Why not celebrate VALENTINE’S DAY at home with your SWEETHEART!
Save yourself some time, money and SIMPLY ENJOY an intimate dinner
at home with the person you LOVE. We will provide it ALL!

APPETIZER

SIDE ORDER OF PASTA

Choose One
Roasted Red Peppers & Mozzarella,
Eggplant Rollatini, Caesar Salad

Choose Two
Rigatoni Vodka, Penne Tartuffo,
Cavatelli with Broccoli,
Cheese Ravioli Marinara,
Fettuccine Bolognese

Choose Two
Shrimp Parm, Veal Parm,
Chicken Pizzaiolo
Chicken Francese, Veal & Shrimp Cosmo

FIND THE BEST PLACES FOR DINNER, DRINKS AND APPETIZERS
WITH FRIENDS. ONLY IN LIFE & LEISURE

“We Look Forward to Making Your
Valentine’s Day Special!”

Valentine’s Day Dinner Take-out for 2

MAIN ENTRÉE

the chopped chocolate, stirring until blended and
smooth. Keep warm.
Fill a medium-size pot
with at least 3 inches oil and
heat until the oil measures
about 360 F on a candy or
instant-read
thermometer.
Carefully drop the crochette
batter by the heaping tablespoon into the hot oil and
cook, turning once, until
brown on all sides, about 3
minutes. Using a slotted
spoon, remove them from the
oil and drain on paper towels.
Dust with confectioners’ sugar
and serve immediately with
chocolate sauce. If desired,
serve with warm caramel and
berry sauces as well.

Winter
2012

DESSERT
Choose Two
Cheese Cake or Tiramisu
Place Your Orders Early
Orders taken until February 14th.
Cash or Check Only.

135 Newark Pompton Tpk Pequannock • 973.694.0321
www.cosmobellamenu.com • follow us on facebook

TO ADVERTISE
CALL
973.696.8008

visit our website at www.lifeandleisurenj.com

February 11, 2015

Zone 2, Page 19

VALENTINE’S DAY

als
Regular Menu with Speci
Complimentary “Rose”
for Your Lady

Did you know?

UNDER NEW OWNERSHIP

DINE-IN • TAKE-OUT • CATERING

Valentine's Day is a popular
time of the year to send
greeting cards. According
to the Greeting Card
Association, around 145
million Valentine's Day
cards are exchanged
annually. While that is an
impressive number, Valentine's Day actually
comes in second as the most popular card-giving occasion.
Christmas tops the list with some 1.6 billion cards purchased,
including boxed card varieties. Other popular occasions to send
greeting cards include Mother's Day, Father's Day, graduation,
Easter, Halloween, Thanksgiving, and St. Patrick's Day.

Online Ordering Available
Visit Us for Our Full Menu
www.SantinasPizza.com
FREE DELIVERY

NE
EVERYO
S
E
V
O
L
A’S
SANTIN

Call for Your Area

$2 OFF
1 CHEESE PIE
With this coupon. 1 Per Table. Toppings Extra.
Plus Tax. Cannot be combined with any other offer.
Exp. 3/31/15.

22.95
EARLY BIRD
LS
SPECIA
& Sun 11AM-3PM
$

Mon - Thurs 4-6PM
bsite
See All Details On We

$19.95

CHEESE PIE, CHICKEN PARM
HERO, MOZZARELLA STICKS
(TAKE-OUT/DELIVERY)
With this coupon. Toppings Extra. Plus Tax. Cannot
be combined with any other offer. Exp. 3/31/15.

FREE

10% OFF

2 CHEESE PIES

APPETIZER WITH PURCHASE
OF 2 ENTREES

(TAKE-OUT/DELIVERY)
With this coupon. Toppings Extra. Plus Tax. Cannot
be combined with any other offer. Exp. 3/31/15.

With this coupon. 1 Per Table. Toppings Extra.
Plus Tax. Cannot be combined with any other offer.
Exp. 3/31/15.

With this coupon. 1 Per Table. Toppings Extra.
Plus Tax. Cannot be combined with any other offer.
Exp. 3/31/15.

$19.95

$35 PURCHASE

973.248.9900 | 92 Route 23 North | Riverdale
(Riverdale Square Mall) Open 7 Days a Week 11am-10pm

“A Warm, Elegant & Engaging Atmosphere”

Lina’s of course!

A Touch Of Italy In Bloomingdale Since 1983

Now Taking
Reservations
for
Valentine’s
Weekend

Fresh seafood, the finest quality meats, seasonal ingredients and a chef who ensures every course is prepared to perfection. That’s our recipe for success.

CUSTOMER
APPRECIATION
NIGHT
Every Wednesday & Friday
4PM-11PM

50% Off

Entire Check CASH
ONLY
18% Gratuity added to total bill.
Not valid with any other offers.

• DAILY LUNCH BUFFET
Only $6.95
& Full Menu with Specials
• Restaurant & Fine Catering
• Catering For All Occasions,
On & Off Site
• Gift Certificates Available
• Take-Out • Full Bar

Ensure
the Perfect
Date for Your
Special Occasion...
Book Now!

WE ARE OPEN FOR PRIVATE PARTIES ON MONDAY & TUESDAYS

49 MAIN STREET | BLOOMINGDALE Visit us on Facebook
le
gda
n
i
m
Touch Of Italy In Bloo
A

973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com
Just off Routes 23 & 287 • Open Wed, Thurs & Sun 12pm-11pm • Fri & Sat 12pm-12am

visit our website at www.lifeandleisurenj.com

Page 20, Zone 2

February 11, 2015

142 Route 23 North
Pompton Plains, NJ 07444

CALL
TODAY
973-686-1500

C R E S T R E A L E S TAT E

SMARTER. BOLDER. FASTER.

ECDG TãtÜw j|ÇÇxÜá

AWARD-WINNING CENTURION ® OFFICE

ZÉÄw @f|ÄäxÜ@UÜÉÇéx

Gold Level
Danielle Fiorina

Gold Level
Colleen McMahon

CENTURY 21 Crest
Real Estate
973-460-4352

CENTURY 21 Crest
Real Estate
973-646-7419
973-214-5250

Silver Level
Annmarie DeGeorge

Silver Level
Marie Episale

Silver Level
Tere Episale

CENTURY 21 Crest
Real Estate
973-896-6178

CENTURY 21 Crest
Real Estate
201-314-0106

CENTURY 21 Crest
Real Estate
201-960-9084

Bronze Level
Livia Deak

Bronze Level
Kyung (Joni) Kim

Bronze Level
Catherine Lawton

Bronze Level
Suzanne Parisi

Bronze Level
Regina Petry

Bronze Level
Nicole Ruggiero

CENTURY 21 Crest
Real Estate
973-903-2284

CENTURY 21 Crest
Real Estate
973-220-1097

CENTURY 21 Crest
Real Estate
973-646-7451
973-214-8489

CENTURY 21 Crest
Real Estate
973-646-7410
201-259-5205

CENTURY 21 Crest
Real Estate
973-646-7488
201-970-2319

CENTURY 21 Crest
Real Estate
973-896-6178

License #: NJ09980558654 ©2015 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company.
Equal Housing Opportunity. Each office is independently owned and operated.
All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

Ryan Barry

Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013

Mortgage Banker

Call today for a complimentary Mortgage Pre-approval
and know your buying power
before beginning the home buying process.

NMLS# 183464

973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • ryan.barry@njlenders.com

Mortgage Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of January 21, 2015. Terms for Condos listed above are subject to meeting
Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.

visit our website at www.lifeandleisurenj.com

February 11, 2015

LD

SO

WYCKOFF - 740 Highview Dr. $1,575,000

LD

LD

SO

WYCKOFF - 60 Ravine Ave. $1,475,000

LD

SO

SO

BUTLER - 1 Van Buren St. $727,000

KINNELON - 12 Quail Ct. $653,000

LD

SO

WAYNE - 55 Eleron Pl. $560,000

LD

SO

OAKLAND - 37 Monhegan Ave. $395,000

LD

SO

JEFFERSON - 6 Mansfield Way $370,000

LD

SO

HALEDON - 44 Sherwood St. $320,000

LD

SO

PEQUANNOCK - 133 Sunset Rd. $500,000

LD

LD

SO

WYCKOFF - 36 Van Schaik Ln. $1,235,000

LD

SO

CLIFTON - 81 Robin Hood Rd. $650,000

LD

LINCOLN PARK - 5 Caroline Ter. $290,000

LD

SO

BUTLER - 9 Washington St. $360,000

LD

SO

WEST MILFORD - 427 Otterhole Rd. $288,000

LD

SO

KINNELON - 5 Felkay Ct. $1,150,000

LD

SO

POMPTON PLAINS - 122 West End Ave. $623,000

Here is Our
2014 Résumé.
Plus Over 70
Additional
Homes Sold!

LD

OAKLAND - 16 Sioux Ave. $388,000

SO

KINNELON - 2 Hilltop Rd. $635,000

FAIRFIELD - 41 Donna Ln. $442,500

HILLSDALE - 67 Oakland St. $390,000

BUTLER - 9 Alpine Dr. $370,000

LD

SO

LD

SO

LD

FRANKLIN LAKES - 308 Wichita Trl. $1,210,000

SO

SO

SO

LD

SO

Zone 2, Page 21

LD

SO

KINNELON - 8 Quail Ct. $936,000

LD

SO

MONTVILLE - 8 Lake Shore Dr. $571,000

LD

SO

LD

BLOOMINGDALE - 11 Hamilton St. $354,000

LD

SO

WEST MILFORD - 8 Warren Pl. $276,000

LD

SO

BUTLER - 3 Cleary Ave. $348,500

LD

SO

WEST MILFORD - 171 Ridge Rd. $275,000

FRANKLIN LAKES - 248 Gregory Rd. $860,000

LD

SO

BUTLER - 22 Morse Ave. $562,000

LD

SO

LD

SO

PEQUANNOCK - 36 Ackerson Ave. $770,000

LD

SO

PEQUANNOCK - 26 Munson Dr. $560,000

LD

SO

MOUNT OLIVE - 171 Smithtown Rd. $440,000 POMPTON LAKES - 101 Ringwood Ave. $415,000 WOODCLIFF LAKE - 15 Franklin St. $401,000

LD

SO

PEQUANNOCK - 426 Boulevard $380,000

SO

LD

SO

LD

SO

BLOOMINGDALE - 71 Hilltop Ter. $335,000

LD

SO

BOONTON - 606 Boonton Ave. $259,000

LD

SO

CLIFTON - 7 Chaplin Ct. $378,000

LD

SO

BUTLER - 27 Siek Rd. $327,500

LD

SO

BLOOMINGDALE - 74 Rafkind Rd. $250,000

LD

SO

BLOOMINGDALE - 17 South Rd. $375,000

LD

SO

CLIFTON - 26 Cambridge Ct. $320,000

LD

SO

BLOOMINGDALE - 18 Walter Dr. $242,500

visit our website at www.lifeandleisurenj.com

Page 22, Zone 2

February 11, 2015

Make the most of your home appraisal

W

hen homeowners
think about renovating their properties, many first need to secure
some funding to finance such
projects. Some may tap into the
equity of their homes by refi-

nancing an existing mortgage,
while others may apply for
home equity loans. Taking the
latter approach may require
certain steps, including an
assessment of how much the
home and property is worth.

Home appraisals compare
your home to neighboring
properties to determine your
home’s current market value.
Homeowners can facilitate the
process by having certain information readily available for the

MARIA FERRITO

cÜÉyxáá|ÉÇtÄ YâÄÄ fxÜä|vx extÄàÉÜ
CALL MARIA
at 973-986-6914 Cell

for CURRENT MARKET VALUE
OF YOUR HOME
TOWNHOME SPECIALIST
RELOCATION AGENT
maria.ferrito@century21.com

~ SHORT SALE AGENT ~
OWE MORE THAN
YOUR HOME IS WORTH?

NJ CIRCLE OF EXCELLENCE
2002-2014
Consistent
TOP PRODUCER
in the WAYNE area.

GEMINI LLC Realty
973-696-1111x131
197 Berdan Ave., Wayne, NJ

yÜÉÅ `tÜ|t YxÜÜ|àÉ

appraiser. When preparing for
appraisers, homeowners should
consider and collect the following information:
If your home was built on
the largest lot in the community.
If you have made significant upgrades since it was last
appraised, such as installing a
new roof or siding. Don’t overlook smaller renovations, like
extra insulation added or sealing drafty windows, which can
increase a home’s value.
Proof that you have used
sustainable resources or if you
participated in any energy-savings programs.
Naturally, any expansion
projects, such as adding another bedroom or extending the
footprint of the home, should
be mentioned.
A real estate appraiser is a
certified, licensed professional
who will do his or her best to
determine the value of your
home. The appraisal provides
banks with information that
can tell loan officers if the
house is worth the loan
amount. Expect to pay a fee for
the appraisal, which is generally included in your closing
costs.
The appraiser gathers

Wayne

information for the appraisal
report from a number of
sources, but the process often
begins with a physical inspection of the property, both inside
and out. He or she also will
compare your home against a
few others in the neighborhood, which are known as comparables or comps. Appraisals
will be based on recent prices of
comparable properties as well as
other factors.
Apart from the improvements done to the home, there
are other ways to get a higher
appraisal amount. The appraiser may consider the overall
maintenance of the home and
property. It is wise to consider
curb appeal and ensure the
home is clean and maintained
when the appraiser arrives.
Minor repairs or common
maintenance can impress the
appraiser. Removing clutter

“THE GOOD GUYS”

MOVING & STORAGE INC.

www.waynemovers.com

“Local Moving Specialists”
Expert Piano Moving • Small Jobs Welcomed
Professional Office Moving
WE DO
CLEAN
OUTS!

Fully Insured
Senior Discounts

“For Free Estimates Call”
973.942.8925 Local & Long Distance

and cleaning up the home’s
interior can make the home
appear larger, possibly increasing its value as a result.
It may be worth it to
invest some more money into
the property before having an
appraisal done. A study sponsored by the National
Association of Realtors says
wood floors, landscaping and
an enclosed garage can lead to a
more favorable appraisal.
An appraiser will spend
roughly 30 minutes in a home.
Try to give that person space to
do his or her job. Following the
appraiser around during an
inspection can raise a red flag
that something is wrong with
the house that you don’t want
to be seen. Turn lights on
throughout the house, make
sure the heating or cooling system is functioning at full capacity and keep pets locked away.
Move items that can impede
access to basements or attics.
An accurate assessment
of the value of your home will
give banks the information
they need to determine loan
amounts for future renovation
projects. Providing background information on the
home and having a well-maintained property can improve
the chances of a favorable
appraisal.

visit our website at www.lifeandleisurenj.com

February 11, 2015

Zone 2, Page 23

CLASSIFIEDS & SERVICE DIRECTORY
0051 AUTOMOBILES WANTED

0686 CLEANOUT
SERVICE

WE BUY CARS !
WE BUY TRUCKS !
RONNIE’S IN WAYNE

CMR SERVICES
Cleanouts &
Dumpster Services

WE PAY FOR
JUNK CARS

Fully Insured • NJ Lic #A901

HELP WANTED
0323 HOMEMAKER/PERS.
ASST

Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.

FREE ESTIMATE

!$

Estates • Abandoned Prop
Storefronts • Basements
Whole House • Attics

D
O IIT
T RIGHT
RIGHT
DO
CHIMNEYSERVICE
CHIMNEYSERVICE
Chimney Cleaning
Special-$29.95
Prevent Carbon
Monoxide Poisoning!!

Lic.#7467

10% OFF

"

with this ad

Call 973-557-3621

0886 SERVICES ROOFING

KOVACH
ROOFING, INC.
Established 1948

All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
0730 SERVICES
ELECTRICAL

Shingles • Slate
Flat Roofs • Gutters

Free Estimate - Fully Insured
Bloomingdale 973-838-8693

CQ Electric
LLC
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded

FREE ESTIMATES
20%OFF New Customers

973-699-0855

0774 SERVICES
HANDYMAN

TOM D’S HANDYMAN
SERVICE
Maintenance • Repair
Building • Remodeling
No Job Too Small or Big!
25 Years Experience

0785 SER.HOMEIMPROVEMENT

NORTH JERSEY
REMODELERS

0826 SERVICES PAINT/POWER WASH

“Where Excellence In
Quality Is Affordable”

• Interior & Exterior Painting
• Residential Specialists • Power Washing
• Paper Removal & Installation
• Brush • Roll • Airless Spray
• Fully Insured • FREE Estimates

#

"

973-962-1811

!

Free Estimates &

20% OFF

Gutter Cleaning For
All New Customers!

973-832-4207

HAPPY
VALENTINE’S
DAY

Of $3,000 Or More

www.Kovachroofing.com
Email: Kovachroofing@aol.com

ROSS

ROOFING & SIDING
•Vinyl Siding
•Replacement Windows
•Residential Roofing
•35+ Years Experience
Free Estimates • Fully Insured

973-696-5699
0827 SERVICES PAINTING

ARE YOUR GUTTERS FOWL?

R.G. Gutters

ANY ROOFING JOB

973-835-5330

Owner Operated

0771 SERVICES-GUTTERS

$500 OFF

NJ Lic# 13VH00222500

973-839-7403
• Full Kitchens
• Bath Specialists
• Basements
• All Interior
Renovations
• Ceilings to Floors
• Doors • Painting
• Windows
• Counter Tops
• Cabinet Refacing
• General Carpentry

Senior
Citizen
Discounts

WE DO SMALL REPAIR JOBS

y ip
lit sh
ua an
Q m
k
or
W

973-632-6411

$
Ukrainian ladies clean
your home or office
to your complete
satisfaction. Exper.
Refs Avail

" *

Longo Construction

Call 908-764-8966
Mariya’s Cleaning
Service

"# &! "
$ # ( % ' #%"
"

0684
SER.COMM/RESI.
CLEAN

Serving North
Jersey
Home or Office
Experienced, Reliable
and Detailed. Speaks
English & Portuguese
Reference Available

#$

)

Our Other Services
incl. Repairs, Liners,
Caps & Dampers
Plus Powerwashing
w/Mold Resisting
Additive
Call 973-570-7362
973-570-7362
Call

Aida’s Cleaning
Service

BONDED

INSURED

973-839-1054

0655 SERVICES
CARPET

0680 SERVICES
CHIMNEYS

#

Regain Valuable Storage!
We dispose unwanted items in an
environmentally safe way.

Homemaker f/ Father
w/special needs son.
Fair Lawn.
Call 973-714-1479

G&S Carpet Cleaning & Floor Service
Residential
& Commercial
973-839-6436

0860 SERVICES
PLUMBING

0815 SERVICES MASONRY

973-703-3039

973-616-7900

973-220-0202

0774 SERVICES HANDYMAN  

0920 SERVICES TREES