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Dear Lejani Sunga

,
Take that first step to financial independence through

LONGEVITY, the life insurance plan that assures you maximum protection against the unexpected.

Avail of this plan and enjoy the following benefits:

LIFETIME INSURANCE PROTECTION of 60,000.00 that is GUARANTEED TO INCREASE to 120,000.00 on the first policy year!



LIFETIME COVERAGE INCREASES of 18,000.00 every three years at NO EXTRA COST to hedge against inflation!
LIFETIME GUARANTEED CASH BENEFIT of 9,000.00 payable at the end of the 10th policy year and every three years thereafter.
LIFETIME GUARANTEED CASH BENEFIT DOUBLES in case of disability when extra income is needed.
DIVIDEND EARNINGS that you can use to increase your protection benefit or to boost your guaranteed cash benefits!

Plus, you can be entitled to the following benefits:
• Additional coverage in case of accidental death & disablement (A&H)
Waiver of premium and annual disability income during the payment period in case of Insured’s total &

permanent disability (WP+)

• Reimbursement of actual accident-related expenses up to a maximum amount (MR)
• Hospital income subject to a specified amount (MG Part/s I/II/III/IV)

For this entire package, the premiums payable for a GUARANTEED PERIOD of 10 years only amount to:
PLAN/RIDERS
LONGEVITY

COVERAGE/BENEFIT

ANNUAL PREMIUM

60,000.00

16,002.00

120,000.00
10,000.00

379.20
200.42

Waiver of Premium Plus (WP+)

-

840.00

Mediguard (MGR)
Daily Hospital Income (DHI)

1,000.00

Limited Pay Accident and Health (LPA&H)
With Medical Reimbursement (MR)

2,424.50

Other payment modes also available!
PAYMENT MODE

10 year-PAY PREMIUM*

Annual

19,846.12

Semi-Annual

10,716.90

Quarterly

5,755.37

Monthly**

1,984.61

0 / 05-JAN-2009 . IMPORTANT NOTICE This material is for the purpose of illustration only. www. In the event of conflict between this material and the policy.ephilam.00/STD Page 1 of 7 Release 14.com AIG Restricted DATE:19/5/2011 31-Female-0.Sincerely yours. **Available only through automatic premium payment enrollment of qualified bank account or credit card for payment of premiums due Philamlife. The complete terms and conditions of the insurance coverage are found in the policy contract. please see next page for renewal. Erwin Dela Cruz of Antonio Associates * If Guardian 1 is attached. the policy shall prevail. which the applicant may examine before he files an application.

84 113.47 254.44 70.00 120.00 0.00 0.544.com AIG Restricted DATE:19/5/2011 31-Female-0.120.00 8.600.81 226.34 186.00 156. The projected dividend values included in the above are based on the Company’s current dividend scales and are not guaranteed.964.00 0.00 231.552.81 114. IMPORTANT NOTICE This material is for the purpose of illustration only.240.81 138.236.00 192.00 4.99 187.372.015.00 38. Notes: (i) (ii) (iii) (iv) (v) The above is only a summary illustration of the major benefits of your policy.848.00 0.88 157.320.88 2.00 0.00 192.730.60 5.16 123.084.13 255.41 23.716.70 200.054.30 233.076.41 Bonus Coverage is also known as Special Term Coverage which is an additional free insurance coverage equal to 40% of the cash value with a maximum of P300.86 260.056.74 265.000.44 Total Living Benefits3 A+D+E 231.74 134.00 138.651.00/STD Page 2 of 7 Release 14.16 21.00 9.13 129.00 44.99 6.84 231.43 12.676.920.000.036.000. Dividends and interest earnings quoted are neither estimates nor guarantees.960.23 2.936.151.699.396. the amount payable shall be adjusted to the amount illustrated.064. a more detailed proposal.60 730.120.116.69 259.44 193. Accumulated Dividends and the ROP+ benefit on the 20 th year if the ROP+ rider is attached.86 24.44 Total Protection Benefits4 B+C+E 120. you can leave the amount of projected dividends to accumulate with the Company at an interest rate which will change from time to time.247.60 162.151.41 143.895.953.00 40.00 41. the policy shall prevail.00 43.00 Guaranteed Protection Benefit2 C 120.61 7.000 assuming that no loan exists 12 months preceding the death of the Insured.46 151.296.70 84.000.29 Total Protection Benefits4 B+C+F 120.0 / 05-JAN-2009 .147.856.46 1.148.00 9.026. The actual return may differ.868.70 10.666.322. These rates are not guaranteed.00 174.000.480.522.416.451.074.00 16.00 192.00 34.675.47 18.008.530.360.00 0.81 13.272.00 25.81 27. which the applicant may examine before he files an application.00 51.610.61 193.000.906.592.618. Total Protection Benefit includes the Basic Coverage. Total Living Benefit is composed of the Guaranteed Cash Value.040.129.30 115.44 7.000.00 122.640.352.29 9.812.840.000.308.47 120.895.54 98.592.506.43 99.880.638.00 29.783. The Guaranteed Protection Benefit shall be the doubled Face Amount plus any coverage increases or the total amount of premiums paid to date whichever is higher. The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences.000.00 0.000.640.00 91. Guaranteed Cash Benefit (if any).068.00 1.000.476.628.833.00 120.537.131.598.00 122.29 Total Living Benefits3 A+D+F 231.000.16 256.000.752. they are illustrations according to the scale of dividends and interest rate of 7% currently in effect.60 129.571.61 70.41 151.60 737.41 1.820.000.00 74.60 4.00 0. Accumulated Dividends as of the previous year.216.786. You can also cash all or part of the amount of projected dividends without affecting the Sum Insured but the values shown in the table will be reduced accordingly.13 21.000.107.00 138.30 18.00 156. www.00 0.00 110.69 45.81 7% Dividend Accumulation Rate (Current) Accumulated Dividends F 231.00 21.268.60 5.00 99.ephilam.000.00 105.00 0.43 226.69 4. Future dividends and interest earnings will depend on future company experience.23 157.329.048.87 15.772. if appropriate.54 11.962. In the event of conflict between this material and the policy.00 20. In the event of the insured’s death prior to his or her attaining the age of 4 years and 6 months.41 33.266.60 45.00 86. The rates of return shown here are for illustration purposes.34 5.00 102. The interest rates used to illustrate the effect of accumulation in the above are 4% and 7% p. You should refer to your agent or the Company for more information or.LONGEVITY 1 2 3 4 * End of Year Attained Age 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Guaranteed Cash Value Bonus Coverage1 A B 0. The above illustration relates only to your Basic Plan excluding any riders and assumes that all premiums are paid in full when due.480.736.000. The complete terms and conditions of the insurance coverage are found in the policy contract.00 40.00 62.800.74 28.056.69 162. As illustrated in the above.143.87 228.69 25.88 33.34 57.60 129.002.128.715.29 200.00 12.076.46 23.23 33.00 174.880.84 16.00 156.54 225.00 0.99 57.00 4% Dividend Accumulation Rate Guaranteed Cash Benefits Accumulated Dividends D E 0.776.000.29 84.87 115.012.00 0.69 133.032.109.00 96.00 30.00 138.00 174.384.000.770.a. the Bonus Coverage and the ROP+ benefit (if any) payable to the beneficiaries upon the death of the Insured.490.989. The actual dividends paid may change with the values being higher or lower than those illustrated.00 42.00 0.86 129.604.090.370.332.

024.00 0.016.32 46.248.384.00 246.000. Guaranteed Cash Benefit (if any).73 145.00 131.068. The interest rates used to illustrate the effect of accumulation in the above are 4% and 7% p.516.53 332.256.00 282. You should refer to your agent or the Company for more information or.00/STD Page 3 of 7 Release 14.53 181.00 138.00 264.ephilam.00 120.72 212.00 63. The actual dividends paid may change with the values being higher or lower than those illustrated.224.257.34 51.21 438.516.747.467.542.32 214.00 132.00 228.000. The actual return may differ.000.441.00 58.73 91.73 313.912.00 67. The above illustration relates only to your Basic Plan excluding any riders and assumes that all premiums are paid in full when due.a.34 353.00 145.53 48.708.34 157.000.000.000.992.000.500.00 264.720.840.065.00 60.00 Accumulated Dividends E 31.884. the policy shall prevail.00 9.515. The Guaranteed Protection Benefit shall be the doubled Face Amount plus any coverage increases or the total amount of premiums paid to date whichever is higher.75 225.00 Bonus Coverage1 B 46.00 9.000.32 172. the Bonus Coverage and the ROP+ benefit (if any) payable to the beneficiaries upon the death of the Insured.00 48.00 52. The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences.117.984. The rates of return shown here are for illustration purposes.550. Notes: (i) (ii) (iii) (iv) (v) The above is only a summary illustration of the major benefits of your policy. Total Protection Benefit includes the Basic Coverage.388.484.80 449.691.00 9.960.21 262.836.000.778. Total Living Benefit is composed of the Guaranteed Cash Value.84 244.69 Total Living Benefits3 A+D+E 148.150.518.109.00 56.960.01 301.19 369.30 77.961.316.280.304.462.59 38.73 416. Accumulated Dividends and the ROP+ benefit on the 20 th year if the ROP+ rider is attached.710.00 264. www.30 293.083. the amount payable shall be adjusted to the amount illustrated.255.668. As illustrated in the above.LONGEVITY 1 2 3 4 * End of Year Attained Age 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 Guaranteed Cash Value A 108.353.052.84 84.00 282.57 121.740.00 55.44 287.480.038.59 159.00 4% Dividend Accumulation Rate Guaranteed Cash Benefits D 9. they are illustrations according to the scale of dividends and interest rate of 7% currently in effect. you can leave the amount of projected dividends to accumulate with the Company at an interest rate which will change from time to time.950.00 152.70 320.000.560.00 67.000. In the event of the insured’s death prior to his or her attaining the age of 4 years and 6 months. Accumulated Dividends as of the previous year.34 183.171.844.24 Total Protection Benefits4 B+C+F 290.000.05 335.80 97. which the applicant may examine before he files an application.392.00 9.27 259.374.92 341.000.47 104.47 280.31 357.480.27 90.123.413.448.480.385.com AIG Restricted DATE:19/5/2011 31-Female-0.01 482.92 60.812.04 199.240.000.000 assuming that no loan exists 12 months preceding the death of the Insured.57 220.80 265.34 42.73 236.369.500.760.29 293.745.75 72.604.00 282.47 7% Dividend Accumulation Rate (Current) Accumulated Dividends F 37.31 196.31 56.11 253.00 118.01 132.57 82. In the event of conflict between this material and the policy.0 / 05-JAN-2009 .00 0.00 246.04 365.913.760.32 327.00 0.992.53 53.00 176.121.72 66.00 0.04 61.53 327.392. The projected dividend values included in the above are based on the Company’s current dividend scales and are not guaranteed.157.11 425.756.00 144.00 167. The complete terms and conditions of the insurance coverage are found in the policy contract.495.040.00 0.57 281.780.30 405.925.75 396.104.224.236.510. if appropriate. IMPORTANT NOTICE This material is for the purpose of illustration only.59 317.028.00 246.00 0.00 51.737.57 470.556. Dividends and interest earnings quoted are neither estimates nor guarantees.57 386.145.00 228.00 0.697. a more detailed proposal.32 375.73 497.19 67.911.84 433.27 439.32 74.480.920.30 34.24 Total Living Benefits3 A+D+F 155.70 170.00 45.00 114.040.72 391.840.000.00 61.19 199.641.00 0.579.00 125.05 158.21 110. Future dividends and interest earnings will depend on future company experience.416.30 149.016.205.00 210.69 Total Protection Benefits4 B+C+E 284.296. These rates are not guaranteed.00 0.589.718.00 210.000.942.000.888.125.008.369.101.497.00 50.984.050.11 100.833.276.92 186.00 159.580.00 70.162.00 159.30 230.53 169.909.05 Bonus Coverage is also known as Special Term Coverage which is an additional free insurance coverage equal to 40% of the cash value with a maximum of P300.000. You can also cash all or part of the amount of projected dividends without affecting the Sum Insured but the values shown in the table will be reduced accordingly.00 228.00 Guaranteed Protection Benefit2 C 210.000.34 301.131.920.168.70 42.00 0.642.000.

53 Bonus Coverage is also known as Special Term Coverage which is an additional free insurance coverage equal to 40% of the cash value with a maximum of P300.000. In the event of the insured’s death prior to his or her attaining the age of 4 years and 6 months.560.0 / 05-JAN-2009 .24 604.89 321.489. the policy shall prevail.275.94 566.800. The complete terms and conditions of the insurance coverage are found in the policy contract.LONGEVITY 1 2 3 4 * End of Year Attained Age 31 32 33 34 62 63 64 65 Guaranteed Cash Value A 175.89 128.00 184. The rates of return shown here are for illustration purposes.560.a. Notes: (i) (ii) (iii) (iv) (v) The above is only a summary illustration of the major benefits of your policy.00 193.94 189. IMPORTANT NOTICE This material is for the purpose of illustration only.289.313.904. DECLARATION I confirm having read and understood the information contained in this summary of illustrated benefits.00 0.164.086. which the applicant may examine before he files an application. The actual dividends paid may change with the values being higher or lower than those illustrated.com AIG Restricted DATE:19/5/2011 31-Female-0.202. You can also cash all or part of the amount of projected dividends without affecting the Sum Insured but the values shown in the table will be reduced accordingly. Future dividends and interest earnings will depend on future company experience. The interest rates used to illustrate the effect of accumulation in the above are 4% and 7% p.559. As illustrated in the above. These rates are not guaranteed. The actual return may differ.24 205.644. Applicant's Name: Signature: Date: www.40 120. In the event of conflict between this material and the policy.000.00/STD Page 4 of 7 Release 14.412.00 73. Dividends and interest earnings quoted are neither estimates nor guarantees.835.00 300.412.000. a more detailed proposal.41 137. the Bonus Coverage and the ROP+ benefit (if any) payable to the beneficiaries upon the death of the Insured.40 304.762.00 77.617. You should refer to your agent or the Company for more information or.00 300.328.63 Total Protection Benefits4 B+C+E 478. Guaranteed Cash Benefit (if any). Accumulated Dividends as of the previous year. if appropriate.00 318.855. you can leave the amount of projected dividends to accumulate with the Company at an interest rate which will change from time to time. The Guaranteed Protection Benefit shall be the doubled Face Amount plus any coverage increases or the total amount of premiums paid to date whichever is higher. Total Living Benefit is composed of the Guaranteed Cash Value. Accumulated Dividends and the ROP+ benefit on the 20 th year if the ROP+ rider is attached.00 Accumulated Dividends E 112.00 D 9.262.024.00 4% Dividend Accumulation Rate Guaranteed Cash Benefits C 300.535. The above illustration relates only to your Basic Plan excluding any riders and assumes that all premiums are paid in full when due.868.00 9.320.00 0.824.000.00 81. The projected dividend values included in the above are based on the Company’s current dividend scales and are not guaranteed.00 193. they are illustrations according to the scale of dividends and interest rate of 7% currently in effect.000 assuming that no loan exists 12 months preceding the death of the Insured.530.45 Total Protection Benefits4 B+C+F 532. Total Protection Benefit includes the Basic Coverage.94 373.852.24 399.ephilam.40 497.63 Total Living Benefits3 A+D+E 297.000.24 547.41 7% Dividend Accumulation Rate (Current) Accumulated Dividends F 173.45 Total Living Benefits3 A+D+F 358.084. the amount payable shall be adjusted to the amount illustrated.062. The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences.00 Bonus Coverage1 Guaranteed Protection Benefit2 B 73.920.53 223.69 486.53 426.844.41 339.000.89 527.

00 0.902.87 115.719.048.820.40 19.451. Accumulated Dividends as of the previous year.00 0.151.52 153.43 226.000.0 / 05-JAN-2009 .713.41 33.74 28.008.88 154.69 4.57 Total Protection Benefits4 B+C+D+E 120.592.616.895.120.888.198.00 1.00 122.120.69 162.87 237.00 Guaranteed Protection Benefit2 Accumulated Dividends at 7% C 120.00 62.156.00 38.880.537.41 151.640. The actual dividends paid may change with the values being higher or lower than those illustrated.00 192.032.14 6% Cash Benefit Accumulation Rate (Current) Accumulated Guaranteed Cash Benefits F 0.00 91.000.00 110.000.00 192.000.000.69 162.00 0.LONGEVITY PERSONALIZED PROPOSAL: Accumulate All Guaranteed Cash Benefits and Dividends End of Year Attained Age 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 1 2 3 4 * Guaranteed Cash Value Bonus Coverage1 A B 0.00 30.70 84.360.00 138. The Guaranteed Protection Benefit shall be the doubled Face Amount plus any coverage increases or the total amount of premiums paid to date whichever is higher.00 29.00 156.480.00 0.840.329.444.131.000. the amount payable shall be adjusted to the amount illustrated.87 15.000. projected dividend values included in the above are based on the Company’s current dividend scales and are not guaranteed.390.917.889.000. In the event of the insured’s death prior to his or her attaining the age of 4 years and 6 months.624. Accumulated Guaranteed Cash Benefits as of the previous year and the ROP+ benefit (if any) payable to the beneficiaries upon the death of the Insured.416.856.329. Future dividends and interest earnings will depend on future company experience.540.41 23.00 105.60 5.00 0.00 0.793.604.60 737.752.308.00 138.99 57.00 0.30 18. above illustration relates only to your Basic Plan excluding any riders and assumes that all premiums are paid in full when due.00 0.09 278.00 174. they are illustrations according to the scale of dividends and interest rate of 7% currently in effect.480.00 0.70 200. The actual return may differ.14 20.000.70 200.960.699.43 Total Living Benefits3 Total Protection Benefits4 A+D+F 231.60 129.360.00 102.00 74.736.61 70.00 16.14 164.00 9.00 12.00 10.23 157.00 120.99 187.800. Dividends and interest earnings quoted are neither estimates nor guarantees. The rates of return shown here are for illustration purposes.131.000.00 25.41 1. which the applicant may examine before he files an application. In the event of conflict between this material and the policy.00 0.00 86.00 41.com AIG Restricted DATE:19/5/2011 31-Female-0.23 33.61 193.00 0.604.00 9.00 21.684.00 0. the Bonus Coverage.00 40.30 124.16 133.00 0.70 84.29 4% Cash Benefit Accumulation Rate Accumulated Guaranteed Cash Benefits E 0.69 25.00 122. The complete terms and conditions of the insurance coverage are found in the policy contract.00/STD Page 5 of 7 Release 14.000.16 266.308.352.00 174.43 12.00 0.372.40 19.820.451.008.78 19.16 266.00 8.99 6.880.70 166.783.783.87 115.00 138.372.123.00 156.69 45.000.41 23.43 226.571.00 44.09 143.00 99.41 151.73 20.149.296. Accumulated Guaranteed Cash Benefits as of the current year.675.00 9.23 157.964. interest rates used to illustrate the effect of accumulation in the above are 4% and 6% p.52 285. These rates are not guaranteed.00 51.99 57. Total Protection Benefit includes the Basic Coverage.272.552.000.000.136.60 129.70 10.70 Bonus Coverage is also known as Special Term Coverage which is an additional free insurance coverage equal to 40% of the cash value with a maximum of P300.23 33.240.00 9.000.00 156.00 174.00 4.00 D 231.ephilam. amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences.592.43 99.040.a. IMPORTANT NOTICE This material is for the purpose of illustration only. Total Living Benefit is composed of the Guaranteed Cash Value. You should refer to your agent or the Company for more information or.128.640. Notes: (i) (ii) (iii) (iv) (v) The The The The The above is only a summary illustration of the major benefits of your policy.436.00 0.09 143.61 7.026.537.16 133.895.143.00 0.812.936.00 43.30 124.60 5.00 120.29 22.000.673.00 34.151.000.23 2.268.511.236. if appropriate.000.675.904.87 237.715.30 242.88 286.30 242.812. a more detailed proposal.61 193.699.145. www. the policy shall prevail.068.320.000.068.00 9.032.112.734.00 0.72 B+C+D+F 120.28 Total Living Benefits3 A+D+E 231.00 20.09 278.056.848.544.920.61 70.43 99.00 40.985.00 192.00 96. Accumulated Dividends and the ROP+ benefit on the 20 th year if the ROP+ rider is attached.16 21.000 assuming that no loan exists 12 months preceding the death of the Insured.335.00 42.895.99 187.012.69 45.384.109.936.592.

823.532.24 4% Cash Benefit Accumulation Rate Accumulated Guaranteed Cash Benefits E 30.392.53 48.302.70 433.92 92.00 Guaranteed Protection Benefit2 Accumulated Dividends at 7% C 210.784.485.80 263.50 415.240.70 478.392.05 236.248.939.737.896.529.70 299.89 69.05 391. These rates are not guaranteed.84 113.00 56.000.785.68 310.53 53. Accumulated Guaranteed Cash Benefits as of the previous year and the ROP+ benefit (if any) payable to the beneficiaries upon the death of the Insured.000.31 46.00 60.321.039.256.00 282.00 152.00 125.92 60. Accumulated Dividends as of the previous year.73 145.960.984. the amount payable shall be adjusted to the amount illustrated.057.00 120.51 127.00 176.37 386.30 B+C+D+F 312.97 62.57 82.040.37 550.40 43.920.59 53.06 47.480.480. if appropriate.000.78 422.11 100.691.000 assuming that no loan exists 12 months preceding the death of the Insured.613.585.462.68 379.296.11 98.85 405.80 79.97 36.23 76. Future dividends and interest earnings will depend on future company experience.099.162.11 33. www.730.56 462.00/STD Page 6 of 7 Release 14.552.916.13 355.00 63.744.00 58.151. the policy shall prevail.476.040.50 246.07 441.516.a.313. Dividends and interest earnings quoted are neither estimates nor guarantees.312.992.00 131.00 228.LONGEVITY PERSONALIZED PROPOSAL: Accumulate All Guaranteed Cash Benefits and Dividends End of Year Attained Age 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 1 2 3 4 * Guaranteed Cash Value A 108.48 57.115.070.72 326.50 205.304.000.000.511.876.796.00 246.657.842.00 144.748.981.800.168.64 360.000.00 282.445.99 189.57 121. a more detailed proposal.82 34.50 434.01 132.75 65.543.720.016.516.13 50.00 52.000.568.85 595.46 290.316.00 264.com AIG Restricted DATE:19/5/2011 31-Female-0.70 617.00 D 37.760.175.677. The rates of return shown here are for illustration purposes.97 119.489.34 42.287.000.434.00 264. You should refer to your agent or the Company for more information or.00 48.711.780.00 228.090.237.00 114.441.613.19 67.44 515.93 216.00 512.033.858.02 Total Protection Benefits4 B+C+D+E 310.000.00 45.00 264.13 531. Notes: (i) (ii) (iii) (iv) (v) The The The The The above is only a summary illustration of the major benefits of your policy.912.59 379.560.00 332.933.612. Total Protection Benefit includes the Basic Coverage.224.800.57 324. The actual return may differ.00 132.692.00 167.00 55.760.257.920.029. interest rates used to illustrate the effect of accumulation in the above are 4% and 6% p.644.68 318.68 92. projected dividend values included in the above are based on the Company’s current dividend scales and are not guaranteed.392.000.500.00 246.497.00 67.00 159.31 446.381.07 271.99 332.384.000.416. which the applicant may examine before he files an application.31 409.21 110. IMPORTANT NOTICE This material is for the purpose of illustration only.00 228.068.50 363.50 6% Cash Benefit Accumulation Rate (Current) Accumulated Guaranteed Cash Benefits F 32.00 Bonus Coverage1 B 46.691.000.960.00 51.05 158.68 499.00 282. Total Living Benefit is composed of the Guaranteed Cash Value.171. they are illustrations according to the scale of dividends and interest rate of 7% currently in effect.58 95.37 231.771.717.682.065.150.80 433.65 31.57 73.000.93 375.058.480.00 210.0 / 05-JAN-2009 .881.73 91.06 Total Living Benefits3 Total Protection Benefits4 A+D+F 178.59 220.69 574.755. In the event of conflict between this material and the policy.480. Accumulated Dividends and the ROP+ benefit on the 20 th year if the ROP+ rider is attached.44 339.ephilam.89 87.00 50.500.961.69 384.983.00 210.31 280. In the event of the insured’s death prior to his or her attaining the age of 4 years and 6 months.45 45.00 118.054.444.68 568.856. The actual dividends paid may change with the values being higher or lower than those illustrated.104.16 335.888.120. The complete terms and conditions of the insurance coverage are found in the policy contract.56 Bonus Coverage is also known as Special Term Coverage which is an additional free insurance coverage equal to 40% of the cash value with a maximum of P300.000.505.00 159.001.680.369.237.732. amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences.124.78 253.00 70.46 456.992.37 361.546. Accumulated Guaranteed Cash Benefits as of the current year.00 145.45 99. The Guaranteed Protection Benefit shall be the doubled Face Amount plus any coverage increases or the total amount of premiums paid to date whichever is higher.74 60.168.68 490.501.00 246.00 138.16 191. the Bonus Coverage.64 202.984.000.00 61.280.95 73.31 593.109.972.78 Total Living Benefits3 A+D+E 176.32 74.00 67.096.357.668.487. above illustration relates only to your Basic Plan excluding any riders and assumes that all premiums are paid in full when due.

000.00 300. Accumulated Dividends as of the previous year. Accumulated Guaranteed Cash Benefits as of the current year.000.279.44 683.com AIG Restricted DATE:19/5/2011 31-Female-0.a.024.000 assuming that no loan exists 12 months preceding the death of the Insured.274.800.00 193.04 152.743. The actual dividends paid may change with the values being higher or lower than those illustrated.824.00 81.320. amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences. Accumulated Dividends and the ROP+ benefit on the 20 th year if the ROP+ rider is attached.575.75 553. the Bonus Coverage.507. if appropriate. IMPORTANT NOTICE This material is for the purpose of illustration only.68 Total Protection Benefits4 B+C+D+E 632.00 318.852. The Guaranteed Protection Benefit shall be the doubled Face Amount plus any coverage increases or the total amount of premiums paid to date whichever is higher. In the event of the insured’s death prior to his or her attaining the age of 4 years and 6 months.084.22 135.44 490. DECLARATION I confirm having read and understood the information contained in this summary of illustrated benefits.45 4% Cash Benefit Accumulation Rate Accumulated Guaranteed Cash Benefits E 112.655.81 180. Applicant's Name: Signature: Date: www.34 597.00 300. The complete terms and conditions of the insurance coverage are found in the policy contract. they are illustrations according to the scale of dividends and interest rate of 7% currently in effect.46 Total Living Benefits3 Total Protection Benefits4 A+D+F 492.91 B+C+D+F 659. The rates of return shown here are for illustration purposes.98 525.98 718.831. interest rates used to illustrate the effect of accumulation in the above are 4% and 6% p.844.00 193.597. Notes: (i) (ii) (iii) (iv) (v) The The The The The above is only a summary illustration of the major benefits of your policy.LONGEVITY PERSONALIZED PROPOSAL: Accumulate All Guaranteed Cash Benefits and Dividends End of Year Attained Age 31 32 33 34 62 63 64 65 1 2 3 4 * Guaranteed Cash Value A 175.328.095.994.02 659. above illustration relates only to your Basic Plan excluding any riders and assumes that all premiums are paid in full when due.944. Total Living Benefit is composed of the Guaranteed Cash Value.96 726. Future dividends and interest earnings will depend on future company experience.00 Bonus Coverage1 B 73.599. the policy shall prevail.000.00 184. Dividends and interest earnings quoted are neither estimates nor guarantees.72 121. Total Protection Benefit includes the Basic Coverage.00 Guaranteed Protection Benefit2 Accumulated Dividends at 7% C 300.875.039. These rates are not guaranteed.489.23 Total Living Benefits3 A+D+E 461.59 766.937.59 560.000.0 / 05-JAN-2009 . a more detailed proposal.00 77.162.970.968.96 521.00 D 173.50 117.00 73.918. the amount payable shall be adjusted to the amount illustrated.ephilam.920.686.53 223. Accumulated Guaranteed Cash Benefits as of the previous year and the ROP+ benefit (if any) payable to the beneficiaries upon the death of the Insured.00/STD Page 7 of 7 Release 14.34 Bonus Coverage is also known as Special Term Coverage which is an additional free insurance coverage equal to 40% of the cash value with a maximum of P300. which the applicant may examine before he files an application.187. The actual return may differ.35 161.24 205.94 189.30 690.410.75 6% Cash Benefit Accumulation Rate (Current) Accumulated Guaranteed Cash Benefits F 143. projected dividend values included in the above are based on the Company’s current dividend scales and are not guaranteed. You should refer to your agent or the Company for more information or.750.560.560.680. In the event of conflict between this material and the policy.