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Lesson 1 Stewardship The Grace of Giving II Corinthians 9:6 - 8 (8) Part I INTRODUCTION: Money management is not so much a technique as it is attitude. And when we talk about attitudes we are dealing with emotions. Thus money management is basically selfmanagement or control of one’s emotions. Unless one learns to control himself, he is no more likely to control this money than he is to discipline his habits, his time or his temple. Undisciplined money usually spells an undisciplined person. Robert J. Hasting I. THERE ARE MANY TYPES OF GIVERS AND MOTIVES. A. Different kinds of givers. You have the following: tippers, who give a dollar or two. The Emotional giver. The Legal giver, gives for taxes or a way to get more from God. The Biblical giver, who gives the way the Bible says to give. B. Different kinds of motives. You have the following: Hope of a return. Fear of judgment. Praise of men. Commitment to a specific project. Loves to give out of obedience. TITHING IS BIBLICAL. A. It is part of the Old Testament responsibility before the Law. Abraham, paid the tithe to Melchizedek, Genesis 14:18 - 20 before the Law was written. Jacob promised God that he would give God a tenth of all that God would give unto him (Genesis 28:20 22). The people before the Law knew that all things belong to God and by “grace” they gave a tenth back, without a commandment from God through the Law. B. It is part of the Old Testament responsibility after the Law. Moses told the children of Israel that all the tithe is holy unto the Lord (Leviticus 27:30 - 33). Notice the word, “holy”. The prophet Malachi commanded that the tithe be brought into the storehouse or church (Malachi 3:10). C. It is part of the New Testament responsibility. Many people make the mistake of thinking they no longer have to tithe because we are not under Old Testament (O.T.) Law but living by the New Testament (N.T.) Way. But Jesus says differently. In Luke 11:42, He says, “These ought ye to have done” talking to the Pharisees that tithing was still in effect. It is also the N.T. church’s responsibility by the tithe and offerings that full-time workers receive their livelihood (I Corinthians 9:7 - 14). Paul says the N.T. church’s responsibility was to give the tithe to the church on the first day of the week, Sunday (I Corinthians 16:1, 2).



Lesson 1 (cont’d) III. TITHING IS A CLEAR PART OF OUR SERVICE TO GOD. A. It is not a substitute for service, II Corinthians 8:1 - 5. Tithing doesn’t make you to be in God’s will if you are not doing all the rest of what He commands; it is just a part of service, not the whole. B. It is a matter of obedience, John 14:15, I John 2:3. Failure to obey is sin (I Timothy 6:10) “have erred from the faith”. The chief obstacle is getting people to obey (James 4:17). Failure amounts to robbing God (Malachi 3:8 - 10). In the next lesson, Part II of Grace Giving, you will discover that grace giving is an example to the world and our children, measures our love and obedience, that giving is an act of faith, it will help us have a proper view of this world and reminds us of what God has done for us. 1. Money management is basically What? 2. If someone is undisciplined with money, what does this usually spell or mean? 3. What types of giving and motives are the best? 4. Did men give a tithe before the Law? If so, how did they give? a. b. 5. Does Jesus expect His people to tithe now? Is tithing still Biblical today? a. b. 6. If we tithe and come to church regularly and not get involved, are we in God’s will, thinking we are doing enough by attending and tithing? 7. Grace giving is a matter of what? 8. If we fail to give by grace that which belongs to God, it amounts to what?


Lesson #1 Answer Key Stewardship The Grace of Giving (Part I) 1. Self-Management or control of one’s emotions 2. An Undisciplined person 3. The Biblical way with love of obedience 4. 5. 6. No 7. Obedience 8. Robbing God a. Yes b. By Grace a. Yes b. Yes


Lesson 2 Stewardship The Grace of Giving II Corinthians 9:6-8 (8) Part II INTRODUCTION: II Corinthians 8:1 - 15, talks about this grace giving. In the next chapter, 9:6 - 8, it tells us that God is able to make all grace abound toward us, that we will have all sufficiency in all things to every good work. To put it plain. If you give by grace, you will never lack anything from God. Ask yourself, Can I trust God? Can God? Can God lie? Can God supply? Can I out give God? It all boils down to this, faith and obedience, for we know God can be trusted, He can, He can’t lie, He will supply, we can’t out give Him (Psalms 50:10 12). But satan says, don’t give, don’t believe and obey. The only recourse God’s people have is to believe and obey and give by grace. I. TITHING IS AN EXAMPLE TO THE WORLD AND OUR CHILDREN. A. The world laughs and considers it a lack of power when God's work suffers. Nehemiah 4:1-3. Sanballat and his friends laughed and mocked God’s work and God’s man, Nehemiah. Later, after the work was completed (because God’s people gave of themselves and their money), they stopped laughing. When God’s people don’t give, the church suffers and the world laughs and mocks and thinks the Lord can’t provide so there is no need of Him or His church. B. Your children will not believe your testimony if they know you rob God Genesis 19:14. You know the sad story of Lot and how he lost his daughters and their husbands to fire and his wife turning to salt. He tried, in vain, to warn them, but they didn’t believe his report. Many parents lost their children, not only by death, but, also to the world and Satan’s traps by not living and giving to God what belongs to God.


TITHING IS EVIDENCE OF YOUR LOVE AND OBEDIENCE TO GOD. Obedience is the test of love (I John 5:2, 3). If you love someone you will do all you can to please that person. John 14:15 says, “If you love me, keep my commandments”. Matthew says a person will support what interests him (Matthew 6:21). Where is your heart? Look where your treasure is, there you will find it. III. TITHING IS AN ACT OF FAITH. Hebrews 11:6. All that we do is to be done by faith, for it is, according to the Bible, impossible to please God. So giving must be an act of faith in the part of those who give; for it pleases God when they do. Faith is simple to give a definition; it’s obedience.


Lesson 2 (cont’d) IV. TITHING GIVES YOU A PROPER VIEW OF THIS WORLD AS COMPARED TO ETERNITY. The rich young ruler in Matthew 19:16 - 22, didn’t see the value of eternity. He only saw the present and what it has for him now. For you see he came to the right person, asked the right question, made the wrong decision and missed eternity, the blessing of Heaven. All because he didn’t have the proper view of this world compared to eternity. Luke 19:13, “Occupy till I come”. A person that gives by grace the tithe, is occupying this earth, but his heart is on eternity, Heaven. All that you do in and through the local church is laying up treasures in Heaven. How do you view this world in comparison to eternity? V. TITHING REMINDS US OF WHAT GOD DID FOR US. John 3:16, God gave. In light to what God has given through His Son, Jesus, can we do anything less than have faith in His word (that He gave to us so we could believe that He is very able to perform what He says he has promised) and obey. God gave -- let it be said, we gave. CONCLUSION: God doesn’t need our money. So why does He want us to give? So men would live by faith in Him. To prove we love and obey Him and set an example to the world and our children, that money isn’t the center of our life, Christ is, and to bring control to our emotions and life. The list can go on but God wants you to trust and obey. Start today. 1. Does our example to the world and our children really matter when it comes to giving? 2. Tithing is the evidence of what? 3. It doesn’t take faith to give, just love and obedience. True or False 4. Explain in your own words what Matthew 6:21 means. 5. Did this matter of giving cause the rich young ruler to make the wrong decision? How? 6. How do Christians lay up treasures in Heaven? 7. What example did God give us to help us to give? 8. In eight words explain why God wants men to give of their money.


Lesson #2 Answer Key Stewardship The Grace of Giving (Part II) 1. Yes 2. Our love and obedience to God 3. False. NOTE: Our love and obedience comes from faith 4. What you give most to in Time, Talents, Money, Life and Effort is where our heart is. 5. a. Yes b. He couldn’t see beyond the temporal and see the eternal.

6. Through their local church 7. He gave eternal life through Christ. 8. So men would live by faith in Him.


Lesson 3 Stewardship of Money Part I INTRODUCTION: To understand the Christians responsibility to God in money matters, two facts must be remembered: 1) God owns everything (Psalms 24:1). The world, everything in it and all that dwells on it; God owns it. (Haggai 2:8 says that God owns the silver and the gold. 2) God gives power to obtain wealth ( I Chronicles 29:12, 13). How to obtain this wealth from God. Matthew 6:33 says, “But seek ye first the kingdom of God, and His righteousness; and all these things shall be added unto you”. I. A. B. FOUR ALTERNATIVES IN MONEY MATTERS. Money can be carelessly wasted in such a manner that no one profits therefrom. Luke 15:13. The Prodigal son took his money and wasted it in such a manner that no one was benefited from it and it couldn’t be regained. It was lost forever. Money can be spent with reckless self-indulgence and become harmful to those who should enjoy and benefit therefrom. Matthew 19:22. The rich young ruler didn’t want to give his money to the poor but kept it for himself for self-indulgence. The poor didn’t get to enjoy or benefit from his money. All lost out. Money can be hoarded in a miserly fashion so as to curse all connected therewith. Luke 12: 13-21. This farmer couldn’t look up and see that the increase came from God and give God the glory. Instead, he made plans to hoard up the increase and thought to eat, drink and be merry, the rest of his life. But God took his life. His increase became a curse to him and his family lost a father and a husband. Which would you prefer, a loved one or his money? Money can be used to bless mankind and glorify God. Proverbs 3: 9, 10. When we honor God with the tithe from the "gross income" first fruits, He in return gives to us plenty and running over. NOTE: Good stewardship demands that we use the 1/10 entirely for God, according to His direction and that we not misuse the other 9/10. Of the four examples above which way do you want to use your money? GOD CALLS THE ONE-TENTH ( HIS ) TITHE. Leviticus 27:30 - 32 says, the tithe is “ Holy” unto the Lord. God said the tithe belongs to Him and if anything belongs to God, it is Holy. A Christian is holy by His Word, and the tithe is holy by His Word also. New Testament passages that deal with tithing: Matthew 5:17 - 20 Luke 11:42 Luke 18:9 - 12 Matthew 21:33 - 41 I Corinthians 9:7 - 14 I Corinthians 16:1 - 4 Hebrews 7:1 - 25. Lesson 3 (cont’d) III. PRACTICAL VALUE OF TITHING. 110




To give the tenth of one’s income is the most righteous and reasonable solution of the whole problem of church finances ever suggested. 1) It is fair, alike to the rich and the poor in the church. 2) It provides ample and sufficient funds to care for all the needs of the church. 3) It will bring relief to every worthy cause, agency, or institution fostered by the church. 4) It will remove all financial worries and difficulties and allow the full emphasis of the church to be placed upon the spiritual matters. 5) It allows plenty of room for special gifts and the like. GOLDEN NUGGET: Give not from the top of your purse, but from the bottom of your heart. 1. What are the two facts to understand when it comes to God in money matters? a. b. 2. Money can be ______ _______ in such a manner that no one ______ therefrom. 3. Money can be spent with ______ _____-_____ and become harmful to those who should ______ and _______ therefrom. 4. Money can be _____ in a ______ fashion so as to ______ all connected therewith. 5. Being a good steward demands that we do what? 6. God calls the one-tenth _______ tithe and that it is ______ unto the Lord. 7. Is tithing mentioned in the New Testament? 8. To give the tenth of one’s income is the _______ ________ and _______ ________ of the whole _________ of the church finances ever suggested.


Lesson #3 Answer Key Stewardship of Money (Part I) 1. a. God owns everything b. God gives power to obtain wealth

2. Carelessly, Wasted, Profits 3. Reckless, self-indulgence, enjoy, benefit 4. Hoarded, Miserly, Curse 5. That we use 1/10 entirely for God and that we not misuse the other 9/10 6. His, Holy 7. Yes 8. Most Righteous, Reasonable Solution, Problem

Lesson 4 Stewardship of Money Part II. INTRODUCTION: Let’s look at the scriptural background of tithing. To give the tenth of one’s income is the most scriptural plan known to students of the Word of God. NOTE: If one rejects The obligation to give the tithe because it was part of the O.T., let him be quickly reminded that practically all the other basic laws of stewardship come out to the O.T. where, for example did we get the idea of 1) God’s ownership of all things. 2) Man’s stewardship under God. 3) God giving man power to get wealth. 4) Rewards for the right handling of God’s affairs. 5) Punishment for selfishness. 6) Sinful use of God given things. 7) The conception of one true God. 8) The conception of the home. 9) The Sabbath. 10) Sin offerings. 11) The Lord Jesus. 12) Our suffering but triumphant Messiah. All of these conceptions were given to us through the O.T. I. SEVEN SCRIPTURAL REASONS FOR GIVING THE TENTH OF ONE’S INCOME. 1. Abraham paid tithes to Melchizedek 400 years before the Law was given (Genesis 14:20). Next to the home and the Sabbath and some kinds of offerings for one’s sins, it is the oldest institution of God. 2. Jacob entered into partnership with God and agreed to give the tithe (Genesis 28:16 -22). 3. After 400 years or more of the practice of giving the tithe, it was made part of God’s Law for His people (Leviticus 27:30 - 33). 4. Jesus came not to destroy or annul God’s Law, but to fulfill it and place it upon a much higher level. (Matthew 5:17 - 19; 21 - 48 says how He made it more perfect.) 5. Paul taught that the gospel ministers should be supported just as the O.T. ministers were supported (I Corinthians 9:13, 14). 6. The author of Hebrews insists that Christians are under greater obligation to give the tithe to our ever-living Christ, than was Abraham to give the tithe to Melchizedek (Hebrews 7:1 - 9). 7. Paul urges the Corinthians to become regular, systematic and proportionate givers. Does any Bible student doubt that the proportion he was here speaking about was the tithe? (I Corinthians 16:1 - 3). II. THE CHRISTIAN MOTIVE FOR GIVING. A. We do not give to enrich God. (Psalm 50:12) B. We do not give to impoverish ourselves, that is, reduce to poverty (II Corinthians 8:9)

Lesson 4 (cont’d) C. We do give because: 1) It keeps us from covetousness; Luke 12:15. 2) It establishes the ownership of God, I Chronicles 29:14. 3) It proves the sincerity of our Love, II Corinthians 8:8. 4) It is commanded of God, I Corinthians 16:1, 2. 5) It was God who gave first, Romans 8:32 and John 3:16. 6) It pleases God, Hebrews 13:15, 16. 7) It brings God’s love, II Corinthians 9:7. 8) It costs, II Samuel 24:24, 25. 9) It brings God’s blessings, II Corinthians 9:6 - 8. Think about this contrast: Society says: The end justifies the means and everybody has a price. Scripture says: “He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much” (Like 16:10). If you cheat even a little, you won’t be honest with greater responsibilities. 1. What is the most scriptural plan to finance God’s work? 2. Do some people reject tithing because they think that it is an O.T. law and doesn’t apply to the N.T. saints? Are they right? a. b. 3. How many O.T. conceptions of the basic laws of stewardship are mentioned in our lesson? 4. Who was the first man mentioned in the Bible to tithe? 5. How many years was man tithing before the Leviticus Law? 6. Can we enrich God by our giving? 7. When we give, does it make us poorer? 8. How many reasons are listed in our lesson of how Christians should give?

Lesson #4. Answer Key Stewardship of Money (Part II) 1. The tenth of one’s income, the tithe 2. a. Yes b. No

3. Twelve 4. Abraham 5. 400 6. No 7. No 8. Nine

Lesson 5 The Tithe is the Lord’s INTRODUCTION: Giving is one of the first means of worship to God, we learn this from Genesis 4:1 - 7. Cain and Abel both brought an offering to the Lord to worship Him. Abel’s offering was pleasing to God but Cain’s wasn’t. God had respect for Abel’s offering but not Cain’s. The point here is that giving was part of their worship to God. Obedient giving is what the Lord will respect when we come to worship Him with our tithes and offerings out of an obedient and willing heart. I. THE MEANING AND THE WHY OF TITHING A. The meaning of the word “ tithe” is to give a tenth. When you tithe your income to God, you are giving a tenth of your earnings (gross income, first-fruits). B. Why are we to tithe? It is a command. God says in Malachi 3:10, that we are to bring the tithe into the storehouse (Church) that there be meat in His house and that God’s work can be done sufficiently. TO WHOM AND HOW OFTEN DOES A CHRISTIAN TITHE. A. To whom are we to tithe? This is a question that many don't understand. People may think that the tithe is theirs so they can give it to whom they want, but not so. Leviticus 27:30 says, the tithe belongs to God. Jacob said, “Of all that Thou shalt give me, I will surely give the tenth unto Thee” (Genesis 28:22) We give to the Lord. B. How often does a Christian tithe? The first Sunday after you receive your pay check. I Corinthians 16:2 says, “Upon the first day to the week” we are to bring our tithes and offerings to the church.


III. NEW TESTAMENT TITHING AND JESUS. A. Tithing is a base to start from. The Christian is under “Grace” and grace supersedes the Law. Paul says (I Corinthians 9:13, 14) tithing is the way the gospel ministry of the church is to be supported as were the Levites; that is, out of the tithe (Numbers 18:21). B. Jesus and tithing. Jesus came to fulfill the Law (Matthew 5:17). Since tithing is part of the Law, He had to tithe. But NOTE: He came to fulfill the Law. How? By “Grace”. Grace and truth came by Jesus (John 1:17). Paul says give by grace (II Corinthians 8:1 15; 9:6 - 8). Jesus not only tithed, but He supported, approved and authorized the practice of tithing (Matthew 23:23).

Lesson 5 (cont’d) IV. TITHING AND DEBT. Many people don’t tithe because they pay their bills first and think that they don’t have anything left to tithe. Our first creditor is God and we should pay this debt first. It is not right to take from God what rightly belongs to Him to satisfy another creditor (Malachi 3:7 - 9). We are to tithe first; not from what is left over. We are told to bring the “first fruits” of our increase to the Lord (Proverbs 3:9). You cannot afford not to tithe. If you are waiting for a bigger salary in order to begin tithing, most likely you won’t. If you can’t tithe on your “little” salary, you will not tithe on your “much”, later (Luke 16:10). V. THE DIFFERENCE BETWEEN “ TITHES” AND “ OFFERINGS”. “Tithes” means a tenth of your income. “offerings” means any amount given over and above your tithe. Think about it: Society says: It is more blessed to receive than to give. Scripture says: “It is more blessed to give than to receive”. (Acts 20:35) 1. Is giving a means of worship to God? 2. Giving the tenth of one’s income you are doing what? 3. Tithing is not a command from God. True or False 4. To whom does the tithe belong? 5. What day are we to bring the tithe to the house of God? 6. Did Jesus tithe? 7. Who is our first Creditor? 8. Can you afford not to tithe? And if not, why? (Malachi 3:8, 9)

Lesson #5 Answer Key The Tithe is the Lord’s 1. Yes 2. Tithing 3. False 4. The Lord 5. Sunday 6. Yes 7. God 8. a. No b. We are under a curse if we don’t tithe

Lesson 6 Spirit Controlled Finances INTRODUCTION: Giving is a spiritual decision. The basic principle of our control of financial matters is a direct indication of our control on spiritual matters (Luke 16:11). Our goal is to have complete freedom from financial pressures and to provide a testimony of God’s power and love in His provision for us. I. FINANCES ARE A PART OF OUR SPIRITUAL LIFE. A. We need to be presented the complete truth. Because of some financially unwise stewards, many people have a closed mind to seeing the spiritual effects of Biblical financial principles and they miss great blessings. Luke 16:11, 13 says that finances have a big part in our spiritual life. The truth is, if one’s pocketbook is not at God’s disposal, one’s heart is probably not surrendered to God either. B. Abiding by Biblical principles of finances. When we abide by these God given principles of finances we will experience that they will bring a promise of blessings (Malachi 3:10; Proverbs 3:9, 10; Matthew 6:24 - 34; Proverbs 11:24, 25). PROBLEMS OF CONTROLLING OUR OWN FINANCES; INSTEAD OF MAKING GOD OUR FINANCIAL MANAGER. A. Debt often results: 1) Debt destroys testimonies, yours and God’s. 2) Debt produces bondage to men instead of God (Proverbs 22:7). 3) Debt limits flexible response to God’s will and leading (Matthew 6:24). 4) Debt presumes upon the future (James 4:13 15; Matthew 6:34). B. Financial pressures dull spiritual perception and hampers effectiveness in God’s service. You can’t concentrate on God's will if you are worrying about tomorrow's provision (Matthew 6:34). Serve God day by day and He will provide for you day by day. C. Many doors are left open for temptation to be unethical. (Proverbs 28:22). Read and study very carefully. HOW TO FAIL IN BUSINESS WITHOUT REALLY TRYING; OR GET POOR QUICK. A. Credit card mania. Be uncontrolled with credit cards. B. Borrow heavily for depreciable items so that you commit God's money to paying interest on items that are already worn out. C. Abandon spiritual discernment and spend carelessly for frivolous things so that when you really must have something, you have to go into debt to get it.



Lesson 6 (cont’d) IV. SOLOMON'S SIX SLIPPERY STEPS TO THE SLUMS. 1. Be stingy: (Proverbs 11 24). Keep more than you need and not give to the ministry of the Lord. 2. Get rich quick: (Proverbs 28:22). Don't work it out, or think it through all the way. 3. Be stubborn: (Proverbs 13 18). Don’t listen, refuse financial advice and instruction from the Lord and His ministers. 4. Cultivate laziness: (Proverbs 20:13). Love, sleep and pleasures; don’t work. 5. Feed the flesh: (Proverbs 23 21). Any desire of the flesh that over comes you and controls your will and life. 6. Be crafty: (Proverbs 28:19, 20). Vain people use their craftiness to take advantage of the faithful. V. WHY GOD WANTS TO CONTROL YOUR FINANCES. A. All things belong to God: (Acts 14:15; 17:24). If everything belongs to God and He created everything, then He must be a better financial manager than we are. B. God wants to demonstrate His love, power and provision (Matthew 6:25 - 34). God knows our needs far better than we do. He wants us to depend on Him for He loves us and has the power to provide for us too. C. God wants to use finances to guide us, to protect our testimony and to unite Christians (II Corinthians 8:1-9,14). God wants to protect us from harmful things, strengthen the Christian faith and change our direction from making mistakes financially that will hurt our testimony and fellowship with Him.

Think about it: Society says: “Wealth is instrumental in achieving happiness. It should be accumulated for financial security. The mark of a successful person is a healthy financial statement”. Scripture says: Wealth is no determiner of happiness. Our security is in the living God, not our possessions. The mark of a successful person is faithfulness. 1. Is giving a spiritual decision? 2. If we give our pocketbook to God’s disposal will our heart be blessed? 3. Abiding by the God given principles of finances we might be blessed. True or False 4. What happens when God isn’t in control of our finances? 5. Can debt limit our response to God’s will and leading? 6. Does God want to control our finances to harm us?

Lesson #6 Answer Key Spirit Controlled Finances 1. Yes 2. Yes 3. False 4. Uncontrolled problems will occur 5. Yes 6. No

Lesson 7 Stewardship of Life I Corinthians 4:1-3 INTRODUCTION: There are four basic principles of Christian stewardship: 1) God's divine ownership of all things (Psalm. 24:1; Haggai 2:8). 2) Stewardship is a sacred trust which all Christians should respect (I Corinthians 4:1). 3) The personal responsibility to manage, supervise and administer all things for God’s glory rests with every believer (Luke 19:13). 4) That every steward must give an account of his stewardship (Luke 16:2; Romans 14:12). All phases of stewardship recognizes the ownership of God. The following scriptures present God’s ownership of mankind: Deuteronomy 32:6; Romans 14:8; Ezekiel 18:4; I Corinthians 6:19, 20. I. THE PLAIN AND PROPER PERSPECTIVE OF THE STEWARDSHIP OF LIFE I CORINTHIANS 6:19, 20 A. "Ye are not your own" Life is a gift of God. No man possesses himself. God has a two-fold claim to every human life (Deuteronomy. 32:6). 1) God’s first claim on all men is because of creation. “Hath He not made thee?” Therefore we belong to Him, our creator. 2) God’s second claim is because He has sustained, preserved and established our life. The question, “Hath He ... not established thee?” is the fact God has preserved our life, provides the second claim which He holds on all men. B. "For ye are bought with a price" This phase shows that upon the Christian, God has a third claim. The Christian, having been redeemed by the precious blood of Christ and bought from the slavery of sin, belongs to the One who paid the price. To the Christian, it should be evident that our life is not our own. C. “Therefore glorify God in your body and in your spirit” This is the essence of stewardship. Our life is not ours to spend or use it as we please, but we are to so conduct our life, which belongs to God, in a way that pleases Him. This life is entrusted to our care with the responsibility to administer it in a fashion to glorify God. THE CHRISTIAN WHO RESPONDS TO THE BIBLE TEACHING OF STEWARDSHIP OF LIFE WILL LIVE; A sacrificial and holy life (Romans 12:1, 2) A crucified life. (Galatians 2:20) A separated life. (II Corinthians 6:17, 18) A life of self denial (Philippians 3:7) A life of submission (James 4:7) A yielded life (Romans 6:13) An unselfish life (I Corinthians 10:24) A life of subjection (I Corinthians 9:27) A mortified life (Colossians 3:5) A life of abstinence of one’s desires (I Peter 2:11)

II. A. B. C. D. E. F. G. H. I. J.

Lesson 7 (cont’d) K. A life fulfilling God’s will (I Peter 4:2) L. A life of obedience (I John 5:14) M. A life of witnessing (Acts 5:32) N. A life of love (Ephesians 5:2) O. A life of fellowship (I John 1:7) CONCLUSION: After a careful study of the Word of God, one could easily see that God is the creator of mankind and owns everything. Also, a Christian should be able to see the importance of living for Christ. Christ paid the price for our salvation. He took our sins upon Him, took our debt and paid the price in full, by giving His life on the cross. If Christ would give His life for us to escape the judgment of Hell, shouldn’t a Christian give his life in return and live for Christ? Think about it: When life hands us a lemon, let’s try to make lemonade. Let’s forget our own unhappiness by trying to create a little happiness for others. “When you are good to others, you are best to yourself”. Let’s fill our minds with thoughts of peace, courage, health and hope, for “our life is what our thoughts make it”. Count your blessings - not your trouble! 1. There are how many basic principles of Christian stewardship? 2. All phases of stewardship_____ the _____ of God. 3. God has a ____-_____ claim to every human life, what are they? 4. What is the third claim God has on a Christian? 5. Glorify God in your______ and in your ______. 6. Our life is our own and we can spend it and use it as we please. True or False?

7. How many references are given to the way a Christian should respond to Bible teachings on stewardship of Life? Did you look up the scriptures of each? 8. What price was paid for you and mankind?

Lesson #7 Answer Key Stewardship of Life 1. Four 2. 3. a. Recognizes b. Ownership a. Two-fold b. By creation c. By sustaining life

4. Because He has redeemed or bought us by the blood of Christ 5. a. Body b. Spirit

6. False 7. 15 8. The life of Christ on the cross

Lesson 8 Stewardship of Talents INTRODUCTION: To properly understand the stewardship of talents, we must realize two principles on which such stewardship is established. Also, the two basic principles of all stewardship must be kept in mind: 1) God owns all things. 2) We are to administer these things for Him. PRINCIPLE NO. I I. The stewardship of talents is predicated on the fact that God expects all Christians to produce good works (Matthew 5:16; Ephesians 2:10). A) We must abound to every good work. (II Corinthians 9:8) B) We must be fruitful in every good work. (Colossians 1:10) C) We must be established in every good work. (II Thessalonians 2:16, 17) D) We must diligently follow in every good work. (I Tim. 5:10) E) We must manifest our good works. (I Tim. 5:25) F) We must be prepared for good works. (II Tim. 2:21) G) We must be furnished unto all good works. (II Tim. 3:16, 17) H) We must be a pattern of good works. (Titus 2:7) I) We must be zealous of good works. (Titus 2:14) J) We must be ready for good works. (Titus 3:1) K) We must be careful to maintain good works. (Titus 3:8) L) We must learn to maintain good works. (Titus 3:14) M) We must provoke others to good works. (Hebrews 10:24) N) We must show our good works. (I Peter 2:12) PRINCIPLE NO. II II. The stewardship of talents is predicated on the fact that God expects all Christians to produce good works because He has given them the capacity to do so. A. “Every one of us is given” (Ephesians 4:7). Every Christian is given a talent. B. “Gave gifts unto men” (Ephesians 4:7). Before Christ entered Heaven He gave a commission. What is the commission? “Go ye into all the world and preach the “gospel” to every creature”(Mark 16:15). He also gave gifts (talents) for fulfilling the demands of the great commission (I Corinthians 12:7; I Tim. 6:20). God has committed to His people truths; laws, promises and powers. Alone with these, God has given the capacity through His Spirit; to teach and profess the truth, to pass and observe the laws, to claim and apply the promises, to exercise and employ the powers. The capacity, strength, ability, desire and determination to properly use the truths, laws, promises and powers are talents. Lesson 8 (cont’d) In the parable given by Jesus in Matthew 25:14 - 30, He stated “Seven Laws” pertaining to the stewardship of talents.

1. The goods entrusted and committed to the servants belong to the Lord (Ver. 14, 15). 2. The amount of the goods entrusted to each servant was determined solely by his ability (Ver 15). Each one has at least one talent and all do not receive alike (I Corinthians 12:11). When Divine providence has made a difference in men’s ability, as to mind, body, estate, relation and interest, Divine grace dispenses spiritual gifts accordingly. 3. Each servant was given full responsibility in handling the goods entrusted to him (ver 16 - 18). We are spiritual tradesman -- give of things of less value (worldly things) for those of greater value (heavenly things). 4. Each servant was called on to give a strict account as to how he had handled his Master’s goods (Ver 19 - 25). The accounting time is certain (II Corinthians 5:9, 10). The time of accounting is uncertain (Matthew 25:13). 5. Each servant was required to show a distinct gain (ver 26, 27). It would be wicked to disobey and slothful to fail to act. 6. The same reward and commendations were given to the servants who produced (Ver. 20 - 23). 7. The servant who refused to use the one talent given him suffered two great penalties (Ver 24 - 30). 1) He lost the talent he had. 2) He was cast to outer darkness, wept in despair, gnashed his teeth in bitterness and regrets (I Corinthians 3:11 - 15). Think about it: You’ll never meet a man who walked with God and gave his talents for God’s glory and at the end of his life said, “I wish I hadn’t done it”. 1. How many principles are given in establishing stewardship of talents? 2. Does God really expect all Christians to produce good works? 3. How many good works are listed? 4. Why does God expect Christians to produce good works? 5. Does every Christian have a talent? 6. What two things did Christ give before His ascension to Heaven? a. b. 7. How many laws are given in Matthew 25:14 - 30 pertaining to the stewardship of talents? 8. Do you think it is important to use our talents for the glory of Christ? And why? a. b. Lesson #8 Answer Key Stewardship of Talents 1. Two 2. Yes

3. 14 4. He has given them the capacity to do so 5. Yes 6. 7. 7 8. a. Yes b. So we won’t suffer loss of any talents a. He gave the great commission b. He gave gifts to men to fulfill that great commission

Lesson 9 Stewardship of Time INTRODUCTION: The Bible teaching concerning stewardship points to God’s ownership of all things. This is true of time also. In Psalms 31:15, the Word teaches, “My times are in Thy Hand”. The Bible has taught us that stewards must be faithful (I Corinthians 4:2). Therefore, we must use our time in the proper way with the help of the Holy Spirit. I. A. B. C. D. E. II. A. B. C. D. E. F. III. THE WAY CHRIST USED HIS TIME SHOULD SERVE AS AN EXAMPLE FOR ALL CHRISTIANS. Christ knew the "value" of time. (Luke 2:49) Christ knew the "limit" of time. (John 9:4) Christ knew the "use" of time. (John 4:34) Christ knew the "shortness" of time. (John 12:35) Christ knew the “reward” of time. (John 17:4) BIBLICAL FACTS ABOUT TIME Time is appointed to us from God. (Job 7:1) Time moves swiftly. (Job 7:6) Time for man is short. (Psalms 89:47) Time is allotted and must be used properly. (Psalms 90:9 - 12) Time must be passed in the fear of God. (I Peter 1:17) Time for man’s life is so little then it vanishes. (James 4:14)

CHRISTIANS MUST KNOW THE TIME. Christians who are concerned about their proper stewardship of time “Must know the time” (Romans 13:11 - 14). According to these verses, if saints know the time they realize it is: A. B. C. D. E. F. IV. Time to “wake up” (verse 11) out of spiritual sleep Time to “cast off” (verse 12) works of darkness Time to “put on” (verse 12) the armor of light Time to “walk” (verse 13) honestly Time to “put ye on” (verse 14) the Lord Jesus Christ Time to “make not” (verse 14) provision of the flesh

CHRISTIANS MUST REALIZE THE SERIOUSNESS OF THE TIME. Christians who are concerned about their proper stewardship of time “Must realize the seriousness of the time” (I Corinthians 7:29 - 31). According to these verses, because the time is short, saints must realize: or A. Time is not to be taken up with “domestic cares” (verse 29). Not to let spouse, children family life take-up all your time.

Lesson 9 (cont’d) B. Time is not to be taken up with "sorrows" and "joys". (verse 30). Not to let your emotions be used by Satan to control you. C. Time is not to be taken up with "possessions". (verse 30). D. Time is not to be taken up with "worldliness". (verse 31). Anything that keeps us from giving our time to God is worldliness. NOTE: We are to use but not to abuse. V. CHRISTIANS MUST REDEEM THE TIME. Christians who are concerned about their proper stewardship of time “Must redeem the time”. Why? Because the days are evil (Ephesians 5:15, 16). According to these verses, saints are to realize: A. Time is redeemed by “walking carefully” (verse 15). Watch carefully how you live. B. Time is redeemed by “living purposefully” (verse 15). Intend to live life with a purpose. C. Time is redeemed by “living worthily” (verse 15). D. Time is redeemed by “walking accurately” (verse 15). Not as fools, but as wise people of God. Walk carefully with a purpose. Put worth in your life and walk with precision. E. Time is redeemed by “using opportunities” (verse 16). Taking every advantage of time. Think about it: The clock of life is wound but once, And no man has the power To tell just when the hands will stop At late or early hour. Now is the only time you own; So live, love, toil with a will; Do not depend upon tomorrow, for The clock may then be still. Old Union Reminder 1. Does God own time? 2. Are we to be stewards of God’s time? 3. Did Christ set a good example of using time? 4. Who created time as we know it? And will it ever end? a. b. 5. We are to use our time in the ______ way. 6. If we are to have a proper understanding of the stewardship of time, we must? List three and the scripture references. Lesson #9 Answer Key Stewardship of Time

1. Yes 2. Yes 3. Yes 4. a. God b. Yes

5. Proper 6. a. Know the time. -- Romans 13:11 - 14 b. Realize the seriousness of the time. -- I Corinthians 7:29 - 31 c. Redeem the time. -- Ephesians 5:15, 16