Name:

Purnendu Banerjee

Email: Purnendu@aol.com
Phone: 908 227 1569

Experience Summary

A senior level Analyst and Data Modeler, with specialization in Data Sourcing, Data Analysis and Data
Structure designs using Data Modeling methodologies and Data Provisioning through XML based data
porting and persisting technologies, associated with the analysis, design and implementation of data
sourcing, data warehousing and data provisioning solutions supporting analytical and reporting systems in
the Financial Services industry, especially in the areas of Financial Risk Analytics supporting Market
Risk, Credit Risk, and Operational Risk analytics covering Trades, Positions and associated Reference
data.
Analyzed, Designed and implemented data structures based on IBM Banking Data Warehouse (BDW)
model artifacts.
Analyzed and architected Relational data model structures for a repository supporting the collection and
management of Loss Incident Data for deriving the Capital Charges, using the AMA approach of Basel
II accord, for the capital adequacy provisions with respect to Operational Risk.
Analyzed and architected a Relational data model for a repository to collect, manage and report the data
supporting the Sarbanes Oxley (SOX) compliance processes.
Analyzed and architected data warehouse OLAP data model for collection of data for capital charge
calculation for Credit Risk under Basel II accord and reporting of capital charges.
Analyzed and architected data warehouse OLAP data model facilitating reporting and analytics for the
Asset Liability Management (ALM) initiatives with a focus on Portfolio Position Valuations and
Balance Sheet analytics.
Analyzed and architected through Relational data model for an Operational Data Store providing timely
and better quality data on Financial Securities, Counterparty and Holdings for performing Market Risk
and Credit Risk analytics.
Experience in business systems analysis functions (requirements, analysis, data sourcing, data mappings,
data transformations and data structure designs) supporting data warehousing solutions for Financial Risk
analytic functions including Market Risk analytics, Credit Risk analytics, and Asset Liability Management.
Knowledge of financial instruments including Bonds, Loans, Equities and derivatives including Options and
Swaps. Understanding of Market Risk and Credit Risk concepts and measurement techniques, including
Value at Risk approach, Credit Rating Systems. Understanding of traditional Credit Risk mitigating
techniques including Bond Insurance in the form of Guarantees and Letters of Credit, Netting,
Marking to Market, Collateralization, Termination or Reassignment, and the newer techniques
including Credit Derivatives, Securitization of Loans and Bonds.
Knowledge of Basel II Accord, the new capital adequacy framework for banks, in terms of the three pillars
of the accord minimum capital requirements, supervisory review of capital adequacy, and public
disclosure.
Interacted effectively with users, team members, peers, and managers at all levels within the organization in
the course of designing and implementing the system solutions.
The data warehousing solutions encompassed legacy mainframe systems and open systems in Unix and
Oracle, Sybase, SQL Server and UDB environments using latest methodologies and technologies in data
extract and transform processes (Informatica, DataStage), data porting and persisting technologies using
XML, logical and physical modeling including ER Modeling and Dimensional Modeling using ERwin,
ERStudio and PowerDesigner as data modeling tools, mapping of XML document object model to relational
model, analytics and reporting using tools from Cognos and Business Objects and data quality assessments
via custom SQL queries and tools from DataStage.

Name:

Purnendu Banerjee

Experience
Consulting Information Architect (Oct 2013 onwards) for a top tier technology company consulting with a
top tier banking organization engaged in Asset Servicing, Asset Management, and Wealth Management
providing an Information Architecture solution for building an Operational Data Store supporting Financial
transactions. Main objective of the Operational Data Store is to provide the details of the General Ledger
transactions in terms of the various banking products like Loans, Deposits, Repos, Letters Of Credit
etc. The product structures were modeled as par the IBM Banking Data Warehouse (BDW) model artifacts.
Bank of Tokyo Mitsubishi UFJ (April 2013 Sep 2013) Consulting Data Modeler responsible for
defining, designing, and implementing Data Warehouse data models / architectures for hosting core banking
products, like Facility, Loan, Deposits, Money Market and Forex, based on industry standard banking data
warehouse model (BDW) from IBM.
Bank Of America Merrill Lynch (April 2010 March 2013) - engaged in the Investment Banking side in the
area of Global Risk Management.
Senior Data Modeler/Data Architect (Vice President) - responsible for defining, designing, and implementing
the data models / architectures for:
Trade / Position and associated Reference Data data (Counterparty, Securities, Legal Entities)
repository supporting Credit Risk applications, analytics and reporting using Relational and
Dimensional data model structures, using ERStudio and PowerDesigner, on UDB 9.3 database.
Relational data model structures, using ERStudio, for Securitization of Mortgages and Mortgage
Pools, Listed Options based on XML schema definition of SOAP messages.
Bank of New York Mellon (June 2008 March 2010) engaged in Asset Servicing, Asset Management, and
Wealth Management:
Senior Data Modeler/Data Architect (Vice President) - responsible for defining, designing, and implementing
the data architectures supporting Wealth Management and Issuer Services groups initiatives. The projects
and deliverables were:
Application System supporting the automation and reporting of Exposure Adjustment based on Credit
Risk factors for FASB157 Fair Value Reporting. This system received data feeds from Trading systems,
Market Risk systems and Credit Risk Systems and the integrated data were then used to compute the
exposure adjustment based on Credit Risk factors, like credit risk ratings, netting agreements etc.
Architected the data integration environment, including data modeling using ERwin, on a MS SQL Server
environment.
A reporting engine supporting analytics on Electronic Banking Fund Transfer Transactions. Analyzed the
requirements and then conceptualized and designed a data mart based on Dimensional data model (using
ERwin) supporting OLAP functionality on an Oracle10g database.
Application system supporting Corporate Actions on American Depository Receipts - conceptualized
and designed extensions to a Relational data model, using Erwin, on a Sybase 12.5 database.
Morgan Stanley (Nov 2005 June 2008):
Data Modeler/Data Architect (Vice President) resposnsible for defining, designing, and implementing the
data architectures supporting Risk and Control Technology groups initiatives with Operational Risk,
Sarbanes Oxley (SOX) Compliances and ALM Data Repository; Credit Risk Technology groups
initiative around Basel Capital Calculation and Reporting for Credit Risk.
The projects and deliverables were:

Name:

Purnendu Banerjee

A web based transaction processing system supporting the collection, management and analytics of Loss
Incident Data used for the computation of Capital Charges, using the Advanced Measurement
Approach of Basel II accord with respect to Operational Risk. Analyzed the requirements and then
conceptualized, designed and implemented a Relational data model, using Erwin, on a Sybase 12.5
database. The transaction environment was supported with a reporting Relational data model, using
Erwin, supporting ad-hoc reporting..

Credit Risk Technology groups project - a data repository for collection of credit risk related data
supporting Basel II Capital Calculation and Reporting for regulatory reporting. Conceptualized and
designed Dimensional data marts supporting OLAP functionality, using Erwin, on a UDB 9.0 database. It
involved modeling data structures for Counterparties, Counterparties Ratings and Limits, Customer
Accounts, Trades, Netting Groups, Collaterals, Products, and Capital Calculation Items, like PD,
LGD, PE etc..

A web based transaction processing system and a reporting system supporting the collection, management
and analytics of Risk and Control Self Assessments in the business units. Analyzed the requirements and
then for the transaction system conceptualized, designed and implemented a Relational data model, using
Erwin, on a Sybase 12.5 database. For the reporting system created a denormalized data model supporting
the reporting requirements.

A web based transaction processing system supporting the collection, and management of reference data like
Process, Risk, Controls, Org Units, and Cost Centers etc. and its hierarchies. These set of
reference data were used across all the Risk and Control systems. Analyzed the requirements and then
conceptualized, designed and implemented a normalized data model, using Erwin, on a Sybase 12.5
database.

A data repository for reporting on Issues, Action Plans, Internal and External Incidents, and
Reference data.. Conceptualized, designed and implemented a denormalized reporting data model, using
ERwin, on a Sybase 12.5 database providing reporting data on a historical basis, thus enabling production of
as of images at any point in time.

Project supporting SOX compliance monitoring and reporting - a data repository developed for supporting
reporting of Process and Control Assessments and Certifications from a SOX perspective. Designing
denormalized data model, using Erwin, providing reporting data on a historical basis, thus enabling
production of as of images at any point in time.

American International Group: (Oct. 2001 Nov 2005)

Principal Data Modeler/Data Architect (Enterprise Risk Management Technology). Responsible for
defining, designing, and implementing the data architecture for data repository supporting Financial Risk
analytics supporting Market Risk analytics, Credit Risk analytics, and Asset Liability Management functions at
a corporate level.
The focus of the repository was primarily with daily global data feed on Trade/Positions, and the supporting
reference data associated with entities including Counterparty, Securities, Portfolios and the Holding
Companies, i.e. Legal Entities and SPVs. The types of securities that were mainly covered were Fixed Income
Securities, Equities, and some Options. The Counterparty and the Securities data, originating from internal
sources, were further enriched with data feeds from market data sources, including D&B, Reuters, S&P,
and Bloomberg.
PricewaterhouseCoopers LLP (MCS) (Jan. 1998 Oct. 2001)

Name:

Purnendu Banerjee

Principal Consultant, Data Warehousing Practice. A senior level data architect with expertise in data
requirements analysis, logical and physical data modeling, data sourcing analysis, relational database
technology, data extract transform and load design and implementation, data porting technologies, data quality
assessment and performance enhancements. Selected accomplishments include:
Performed the mapping of an insurance XML documents DTD to a relational model and the mapping of a
Rational Rose insurance UML object model to a relational model using ERwin.
Performed the analysis, design, development (Informatica), testing and implementation of a Marketing data
mart project for supporting marketing research analytics and reporting associated with both traditional
Insurance and Annuity products as well as Financial Services offerings, including Financial Planning. The
Marketing data mart provided information on Financial Plan Workflow events, Portfolio of Contracts
associated with Customers and Households.
Performed the analysis, design, development (Informatica), testing and implementation of an Expense
Reporting data mart. The Expense Reporting data mart had budget, forecast and actual expense facts for the
various business units. The Expense Reporting fact was supported via a 'Journal Transactions' fact and the
'Journal Transactions' fact is in turn was supported by an 'Account Payable' fact. The main data sources for
the data mart were the Peoplesoft 'General Ledger' and 'Accounts Payable' in the IBM mainframe systems.
Performed the analysis, design, development (Informatica) and data validation processes for a 'Product
Profitability' data mart project. The data mart, based on actuarial and financial data, was used to perform
analysis and reporting on 'Product Profitability' of Life and Annuity contracts. Apart from direct premium
income and selling expenses other ledger expense items were allocated to the contracts using complex
allocation algorithms. The data sources were from IBM mainframe DB2 sources and flat files from open
systems.

Technical / Business Systems Skills

Analysis:
Design:
IDA)
Languages:
Platforms:
Databases:
Tools:

Business Modeling (Rational Unified Process methodology Business Model, Object Model)
UML (Rational Rose), OLTP and OLAP Modeling (ERwin, ERStudio, PowerDesigner,

SQL, XML (FpML, FixML, Olife), XSL

Windows, Unix (Solaris), IBM MVS.
Sybase; IBM: DB2 and UDB (with XML Extender), IMS; Oracle 9i; MS: Sql Server, Access.
ERwin; ERStudio, PowerDesigner, IDA, Rational Rose; Informatica Powermart; Ab Initio;
Cognos Impromptu and Powerplay; Oracle Discoverer and Express; Business Objects,
DataStage; MS Project; IBM Banking Data Warehouse (BDW) Model.
DW systems: Sales Analysis; Product and Customer Profitability Analysis; Marketing Research Analytics;
Budget and Expense Monitoring, Financial Risk Analytics namely Market Risk analytics, Credit
Risk analytics, Operational Risk Loss Incident Data, Sarbanes Oxley Compliance, Capital
Calculation and Reporting.
Insurance: Claims admin.; Agent/Agency admin.; Policy admin; MIS and DSS Reporting.
Banking:
Retail banking Customer Accounts Admin.; Investment banking Back office cost allocations
to contracts/deals, Financial Risk Analytics Market Risk Analytics, Credit Risk Analytics;
Letters Of Credit and Financial Guarantees.; Operational Risk Loss Incident Data,
Sarbanes Oxley Compliance, Capital Calculation and Reporting.

Education
MS, Information Science (University of Technology, Sydney, Australia)
Certificate in Financial Risk Management from Casualty Actuarial Society, U.S.