Index

New Index Button: If you add a new worksheet, you can create a new set of index buttons with the New Index button. However, some macros automatically create a new index. Install Index Button: This button will install a return to index button on the selected worksheet. However, some macros automatically include the return to index button. If you find any errors, or find this file has been of help to you, please contact me. Jack Karnes jackkarnes_pc@mindspring.com You can see more files on my web site: http://www.mindspring.com/~jackkarnes The Time/Rate Calculator that can be found at this site may be of particular value to you. This file calculates fees based on elapsed time and hourly rate. If you have opted to create separate files for Monthly Bills, Account Record, Income Tax, Bond Schedule, Expense, or Trip Expense, they can be deleted from this file with the following buttons. They will not be permanently deleted until this file is saved.

et, you can create a new set New Index button. However, ly create a new index.

eturn to index button on However, some macros automatically

find this file has been of help e. Jack Karnes

my web site: ~jackkarnes

that can be found at this site e to you. This file calculates fees d hourly rate.

te separate files for Monthly Bills, Tax, Bond Schedule, Expense, or e deleted from this file with the will not be permanently deleted until

Index Financial Calculator Currency Converter Elapsed Time Table Miscellaneous Monthly Bills Account Record Bond Schedule Starter Expense Starter Trip Expense Starter

9

See note below!

Financial Calculator
Amount at Simple Interest Amount Compounded Daily Amount Compounded Monthly Amount Compounded Quarterly Find Number of Periods (NPER) Find Amount of Interest in Payment Find Payment Find Loan Balance Future Value of PMT Present Value of PMT PV of Single Amount FV of Single Amount Days Calculator Amortization Schedule How Much House? How Much Accumulation?

Note: When creating an amortization schedule and the X-Bar add-in is installed and activated, uncheck t Create New Workbook box as creating a new workbook conflicts with the X-Bar add-in. Un-checking the Create New Workbook box creates the amortization schedule in this workbook. It can then be moved, cop workbook.

or deleted by selecting the sheet name tab with the mouse down and pressing the Shift key. It can also remain in the

Page

See note below!

d and activated, uncheck the r add-in. Un-checking the . It can then be moved, copied,

t key. It can also remain in the

Page

10/16/1999 Account No. Security IRA Bond 1 IRA Bond 2 IRA Bond 3 IRA Bond 4 IRA Bond 5

Cpn 7.200% 7.000% 5.800% 6.250% 6.375%

M/Date 4/15/2006 7/1/2007 1/12/2009 3/15/2009 2/15/2010 Totals

Quantity $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $250,000.00

Jan/Jul $1,750.00 $1,450.00

Feb/Aug

Mar/Sep

Apr/Oct $1,800.00

May/Nov

Jun/Dec $3,600.00 $3,500.00 $2,900.00 $3,125.00 $3,187.50 $16,312.50

$1,562.50 $3,200.00 $1,593.75 $1,593.75 $1,562.50 $1,800.00 $0.00 $0.00

Account No. Security Municipal Bond 1 Corporate Bond 1 Municipal Bond 2 Municipal Bond 3 Municipal Bond 4 Municipal Bond 5 Municipal Bond 6 Municipal Bond 7 Municipal Bond 8 Municipal Bond 9 Municipal Bond 10

Cpn 6.000% 7.875% 6.400% 6.600% 5.650% 6.100% 5.100% 5.125% 6.200% 5.750% 6.700%

M/Date 10/1/2014 8/1/2008 11/1/2009 6/1/2005 7/1/2023 8/1/2012 10/1/2007 12/1/2013 5/1/2020 3/1/2016 10/1/2006 Totals Grand Total

Quantity $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $50,000.00 $550,000.00 $800,000.00

Jan/Jul

Feb/Aug $1,968.75

Mar/Sep

Apr/Oct $1,500.00

May/Nov

Jun/Dec $3,000.00 $3,937.50 $3,200.00 $3,300.00 $2,825.00 $3,050.00 $2,550.00 $2,562.50 $3,100.00 $2,875.00 $3,350.00 $33,750.00 $50,062.50

$1,600.00 $1,650.00 $1,412.50 $1,525.00 $1,275.00 $1,281.25 $1,550.00 $1,437.50 $1,412.50 $4,612.50 $3,493.75 $5,087.50 $1,437.50 $3,000.00 $1,675.00 $4,450.00 $6,250.00 $3,150.00 $3,150.00 $2,931.25 $2,931.25

Currency Converter

Currency

Factors

Australian Dollar 0.66 Brazilian Real 0.55 British Pound 1.42 Canadian Dollar 0.63 Czech Koruny 0.03 Chinese (P.R.) Yuan 0.12 Danish Krone 0.12 Egyptian Pound 0.22 Euro 0.87 Hungarian Forint 0 Indian Rupee 0.02 Israeli Shekel 0.22 Japanese Yen 0.01 Malaysian Ringgit 0.26 Mexican Peso 0.11 New Zealand Dollar 0.53 Norwegian Krone 0.11 Philippine Peso 0.03 Polish Zlotych 0.24 Russian Ruble 0.03 Singapore Dollar 0.59 South African Rand 0.09 South Korean Won 0 Sri Lankan Rupee 0.01 Swedish Krona 0.09 Swiss Franc 0.59 Taiwan N.T. Dollar 0.03 Thai Baht 0.03 Turkish Lira 7.84E-07 Venezuelan Bolivar 0

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Currency Converter

Euro Countries:
Austria Belgium Finland France Germany Greece Ireland Italy Luxembourg Netherlands Portugal Spain

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A 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 TODAY 2/2/2010

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ELAPSED TIME TABLE
DATE OF LAST UPDATE: Monday, March 24, 2003 PROJECTED DATE Sunday, August 1, 2010 Friday, July 1, 2011 Sunday, December 2, 2012 Tuesday, March 12, 2013 Friday, June 20, 2014 ### Tuesday, November 1, 2016 Friday, January 6, 2017 Monday, April 16, 2018 Thursday, July 25, 2019 Monday, November 2, 2020 Thursday, April 1, 2021 Thursday, December 1, 2022 Monday, May 1, 2023 Monday, July 1, 2024 Friday, August 1, 2025 Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal Municipal SUBJECT Bond 1 Bond 2 Bond 3 Bond 4 Bond 5 Bond 6 Bond 7 Bond 8 Bond 9 Bond 10 Bond 11 Bond 12 Bond 13 Bond 14 Bond 15 Bond 16 YEARS 7 YEARS 8 YEARS 9 YEARS 9 YEARS 11 YEARS 12 YEARS 13 YEARS 13 YEARS 15 YEARS 16 YEARS 17 YEARS 18 YEARS 19 YEARS 20 YEARS 21 YEARS 22 YEARS

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A 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

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©1998 JACK KARNES. ALL RIGHTS RESERVED.

MONTHS 4 MO. 3 MOS. 8 MOS. 11 MOS. 2 MOS. 6 MOS. 7 MOS. 9 MOS. 0 MOS. 4 MOS. 7 MOS. 0 MOS. 8 MOS. 1 MOS. 3 MOS. 4 MOS.

WEEKS DAYS 1 WEEK 3 DAYS 1 WEEK 2 DAYS 1 WEEK 5 DAYS 3 WEEKS 0 DAYS 4 WEEKS 2 DAYS 1 WEEK 1 DAY 1 WEEK 6 DAYS 2 WEEKS 4 DAYS 3 WEEKS 6 DAYS 0 WEEKS 5 DAYS 2 WEEKS 1 DAY 1 WEEK 6 DAYS 1 WEEK 6+ DAYS 1 WEEK 5 DAYS 1 WEEK 6+ DAYS 1 WEEK 6+ DAYS

TOTAL DAYS 180 DAYS 514 DAYS 1034 DAYS 1134 DAYS 1599 DAYS 2064 DAYS 2464 DAYS 2530 DAYS 2995 DAYS 3460 DAYS 3926 DAYS 4076 DAYS 4685 DAYS 4836 DAYS 5263 DAYS 5659 DAYS

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LL RIGHTS RESERVED. 2

Elapsed Time Table Instructions

Use the sample entries provided to familiarize yourself with this sheet. Clear the sample with the Clear Sample button.Then replace the sample with the Replace Sample button. Next click the Sort b Date button. Finally, click the Calculate button. This should give you a good idea how the macro wo You now simply enter your maturity dates and the subject of that date. If you wish to delete the Cle Sample and Replace Sample buttons, select them with the mouse and the commandkey down, then the cut menu item under the Edit menu. Days Calculator Calculates days between two dates and converts them to weeks, months, or years. Also, will find day of week for a particular date.

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f with this sheet. Clear the sample with the 6 e Replace Sample button. Next click the Sort by 7 hould give you 8 good idea how the macro works. a bject of that date. If you wish to delete the Clear 9 h the mouse and the commandkey down, then select 10

11 12 13 m to weeks, months, or years. 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45

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Miscellaneous

Instructions
Fund Analyzer Calculates the number of years an investment fund will last withdrawing a set monthly amount. Required Distribution Calculates minimum required disbursement of IRA funds for those over the age of seventy and one half years. Fund Creator Calculates the number of years a monthly investment will require to meet a set goal. What If? Calculates the amount of a retirement fund at the end of proposed investment period at a set monthly investment amount. How Much for How Long? Calculates the amount that can be withdrawn each year before funds are completely depleted. Net Worth Calculates Net Worth. Will create a printable Net Worth sheet by checking Create Net Worth Sheet box. Find Marginal Tax Rate Calculates Marginal Tax Rate. Enter taxable income. Find Comparable Tax Rate Calculates comparable tax rate of tax free bonds with taxable investments.
• In

all cases, enter annual interest rate ie: 6% as 6 (not .06).

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Miscellaneous

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Miscellaneous

estments.

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Miscellaneous

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Monthly Bills Estimate
Bills Credit Card 1 Credit Card 2 Department Store 1 Department Store 2 Phone Cable Gas Electric Bill 9 Bill 10 Bill 11 Bill 12 Bill 13 Bill 14 Bill 15 Total Balance $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Enter Present Checking Account Balance: No Additional Funds Required.

$0.00 $0.00

Account Record
Account 1 Name Base Value Update Value Current Rate Account 2 Name Base Value Update Value Current Rate Base Date Update Date

Base Date Update Date

Instructions
Enter Deposit: Click Update Account button. Enter deposit amount and rate, if this is initial deposit or rate has changed, enter base and update date in dialog box. Click OK. In most cases, for both deposits and withdrawals, base date and update date should be the same. Enter Withdrawal: Click Update Account button. Enter withdrawal amount and rate, if rate has changed, in dialog box. Click OK. Update Value: Click Update Account button. Make no entries except for update date if update date is not today. Otherwise, make no entries. Click OK. Always update before entering deposits or withdrawals. Change Rate: Click Update Account button. Enter new rate in dialog box. Enter 6.5% as 6.5, not 0.065. Click OK. New Record: Click New Record button to create a new account record sheet. !DO NOT CHANGE NAME OF WORKSHEET 1 - Account Record Account Names: Type in account names at cell B6 and B11. You can create a separate account record workbook by clicking the Create Account Record Workbook button. Creating the Account Record Workbook permanently deletes all other worksheets and macros. If you plan to create many account records, we recommend creating a separate file.

2 1

in dialog box.

the Create Account book permanently deletes all nt records, we recommend

To create a bond payment schedule, press Bond Payment Schedule You can create a separate bond record workbook by clicking the Create Bond Record Workbook button. If you plan to create many payment schedules, we recommend creating a separate file. Set the directory to the storage folder before creating workbook.

ment Schedule button.

g the Create Bond Record hedules, we recommend der before creating workbook.

To create expense record sheet, press Simple Expense Record button. You can create a separate expense workbook by clicking the Create Expense Workbook button. If you plan to create many expense records, we recommend creating a separate file. Set the directory to the storage folder before creating workbook.

se Record button.

e Create Expense Workbook ommend creating a separate file.

To create expense record sheet, press Trip Expense Record button.

You can create a separate expense workbook by clicking the Create Trip Expense Workbook button. If you plan to create many expense records, we recommend creating a separate file. Set the directory to the storage folder before creating workbook.

Trip Expense Record Instructions: After pressing the "Trip Expense Record" button, the "Expense Dialog Box" will app several options. However, the default options are set to create a new expense sheet t placed in the last position of your expense sheets in your workbook. Therefore, you w just press the "OK" button unless you are placing it in an existing worksheet. Install Control Buttons Unless you are placing several small reports on one page, t Enter Starting Row Again, unless you are installing on an existing sheet, the se Enter the Number of Lines Required. Always select more than you think will be required, but 40 r is all that should be used for a 8-1/2X11 page. Forty is the d Install onNew or Existing Worksheet The default selection is new worksheet. Add Current Date During the planning stage, it is probably a good idea to date Select Worksheet for Installation This is only active, and used, when you are installing on an Enter Worksheet of Workbook This is required where you are installing on a worksheet in a Current Credit Cards Selected Shows current credit cards selected, but may be changed b "Change Credit Card Selection" box.

The Trip Expense Sheet contains the following 13 buttons; SET TITLE When dialog box Set Title Form appears: Enter trip title and year. Enter worksheet/expense sheet name without spaces. Example: England

(This will become the name of your worksheet. "_Exp" will a Enter starting date of trip. Enter ending date of trip. Click on the Add Prepared For: Line box, if desired. (Typically for travel a ENTRY When dialog box Data Form Box appears: Date: Enter transaction date. Item: Enter name of hotel, airline, car rental agency, etc. Amount: Enter amount. Foreign: Enter foreign amount, for identification purposes. Miles: Entire miles if applicable. Select from list of types of transactions. Select credit card used or cash or check. Select whether transaction has been paid or not. Select line for transaction (usually Last). Check the Repeat box, and leave checked until the last entry. CALCULATE This button calculates all the entries, and places the totals in the summary list. CONTRACT This button deletes the unused lines of the sheet. EXPAND This button returns the unused lines if additional expenses are added. FIX This button permanently fixes the expense sheet. It also deletes the criteria line and the Set Title, Entry, Calculate, Contract, Expand, and Fix buttons. This button should only be used when Expense Sheet is completed. Once the expense sheet is completed, the "Fix" button should be used before a new expense sheet is inserted into the workbook. OPEN and CLOSE COLUMNS These either hide or show the last 5 columns of the expense sheet. A printed record of the Expense Sheet is usually made with the columns closed. GO TO SUMMARY Puts all the summary figures in the active window. CODES This button displays a dialog box with all the codes for the various entries. This can be useful when making or changing entries without using the Entry button.

SET FACTORS This button allows the user to set up to 10 foreign currency factors for use with the CURRENCY CONVERTER and CONVERTER buttons. Ten countries and factors have been entered, however, the factors may not be current. They can be easily updated o

changed by simply typing over the existing entries. Factors can be found in the Busin Section of most newpapers. Always use the foreign to dollars factor. Countries can be changed as well. If changes are made, it is best to click the Save

CURRENCY CONVERTER This button activates a macro that does the math work for converting foreign currenc to U. S. dollars. Enter the foreign amount in the dialog box, select the country, and th click OK. Dialog box will reappear with the conversion.

CONVERTER This button is the same as the CURRENCY CONVERTER button, except it enters the re directly into the line selected in the Trip Expense Sheet. It will take the figure entered in the Foreign column, convert it to US currency, and place the result in the Amount c at the line selected.

To Install Expense Sheet on Existing Worksheet This option is usually used when you have several short reports that can be placed on one page. However, if you check the "Install Control Buttons" box, and enter 1 in the "Starting Row" box, and 40 in the Number of Lines box, and check the Date box, you will have exactly the same sheet as the Trip Expense Sheet. Those selections are also the default selections. When the dialog box Trip Expense Form appears: Click "Install Control Buttons" box. This box should only be checked (marked X) on the first exp sheet installed on a worksheet. Additional expense sheets same worksheet do not require buttons. When installing multiple expense sheets on a single worksh each expense sheet should be fixed before the next expens is installed. However, do not check the Delete Top Row of B options box on the Fix button dialog box until the last expen report has been installed. After sheet is created, see Insert Expense Sheet above for explanation of buttons. SET FACTORS This button allows the user to set up to 10 foreign currency factors for use with the CURRENCY CONVERTER button. The same button as on the Trip Expense Sheet.

CURRENCY CONVERTER This button activates a macro that does the math work for converting foreign currenc to U. S. dollars. Enter the foreign amount in the dialog box, select the country, and th click OK. Dialog box will reappear with the conversion. The same button as on the Trip Expense Sheet. If you have any problems or suggestions, you can contact me at: jackkarnes@mindspring.com More files can be found on my web site: http://www.mindspring.com/~jackkarnes

Record button.

e Create Trip Expense Workbook ommend creating a separate file.

he "Expense Dialog Box" will appear with to create a new expense sheet that will be your workbook. Therefore, you will usually an existing worksheet.

eral small reports on one page, this box should be checked.

ling on an existing sheet, the selection should be "1".

u think will be required, but 40 rows r a 8-1/2X11 page. Forty is the default selection.

w worksheet.

t is probably a good idea to date each sheet.

d, when you are installing on an existing worksheet.

are installing on a worksheet in a workbook.

selected, but may be changed by checking the

thout spaces. Example: England_96.

of your worksheet. "_Exp" will automatically be added)

if desired. (Typically for travel agents.)

ental agency, etc.

ification purposes.

ed until the last entry.

otals in the

enses are added.

lso deletes the ct, Expand, and pense Sheet is completed. n should be used before a

xpense sheet. e with the columns closed.

r the various entries. without using the Entry button.

rrency factors for use with the . Ten countries and factors have nt. They can be easily updated or

actors can be found in the Business o dollars factor. Countries can be ck the Save box to save changes.

rk for converting foreign currencies g box, select the country, and then

R button, except it enters the result et. It will take the figure entered place the result in the Amount column

ort reports that can be placed on Buttons" box, and enter 1 in the ox, and check the Date box, ense Sheet. Those selections are

cked (marked X) on the first expense eet. Additional expense sheets on the uire buttons. pense sheets on a single worksheet, be fixed before the next expense sheet ot check the Delete Top Row of Buttons on dialog box until the last expense

e for explanation of buttons.

rrency factors for use with the s on the Trip Expense Sheet.

rk for converting foreign currencies g box, select the country, and then n. The same button as on the