Preliminary Estimate 9-22-05 Hurricane Katrina’s Impact on Low Income Housing Units Estimated 302,000 units lost or damaged

, 71% Low Income An Assessment from the 2000 Census NLIHC Research Note #05-02 Introduction This research note looks at the number of housing units within Census block groups affected by Hurricane Katrina according to the most recent information from the National GeospatialIntelligence Agency (NGA) made public by the Federal Emergency Management Agency (FEMA). The housing data is from special tabulations of the 2000 Census from the US Department of Housing and Urban Development. The impact on housing within a block group is determined according to the proportion of the block group’s area that FEMA maps indicate was damaged during and in the aftermath of the storm. Sixty-nine percent of the area described here suffered at least moderate damage (e.g. solid structures sustain exterior damage such as missing roofs and many are damaged or displaced) due to Hurricane Katrina. The majority of the units in New Orleans and coastal areas must be considered lost due to flooding. The definition and geographic extent of the damage categories considered here can be seen in Appendix 2. An Estimate of the Impact According to this estimate, in all Katrina affected areas of the Gulf Coast 302,000 housing units were destroyed or damaged in the storm. Of these units, 216,000 were affordable to low income households, earning 80% of the Area Median Income (AMI) or less, and 92,000 were affordable to very low income households earning less than 50% of AMI. Thus, 71% of the housing stock destroyed or damaged by Hurricane Katrina was affordable to low income households and 30% were affordable to very low income households. In New Orleans, an estimated 142,000 units were damaged and most likely lost due to flooding. Over 112,000 of these units were affordable to low income households. Thus, fully 79% of the housing in the affected areas of the city was affordable to low income households. Over 57,000 units or 40% of the housing stock estimated to be damaged or destroyed was affordable to very low income households. Forty-seven percent of the housing units in the entire Katrina affected area were rental units. In New Orleans, 55% were rental units. Fully 20% of the rental units lost in New Orleans were affordable to extremely low income households, i.e. households earning 30% of AMI or less, amounting to 16,000 units. This percentage was 16%, 22,000 units, for all Katrina affected areas. Thus, 73% of all the rental units affordable to extremely low income households in the Katrina affected areas were in New Orleans and likely destroyed. (HUD does not report data on extremely low income homeownership units.) While, these estimates are based on Census 2000 numbers and do not reflect any changes in the housing stock since 1999, the proportions and numbers of units affected are not expected to have changed dramatically, particularly in older and densely developed areas such as New Orleans. The maps used to determine the extent of the damage from Hurricane Katrina are based on comparisons of NGA "remote sensing data” before and after the storm. Indications of damage such as changes in water boundaries, foliage, and the location, density and size of human structures are used to map of the extent of the storm’s impact. Preliminary 9-22-05

Preliminary Estimate 9-22-05 Appendix 1 Data Tables Breakdown of Units Destroyed or Damaged by Affordability Category in Katrina Affected Areas Table 1
ALL KATRINA AFFECTED AREAS NUMBER OF UNITS ESTIMATED BY PROPORTION OF BLOCK GROUP AREA DAMAGED OWNERSHIP UNITS RENTER UNITS ALL UNITS Housing Units by Affordability Occupied Vacant Total Percent Occupied Vacant Total Percent Occupied Vacant Total Percent Category Extremely Low Income(=<30% AMI)* --------20,162 1,987 22,149 16% --------Very Low Income (=< 50% AMI) 31,773 1,384 33,157 21% 52,279 6,741 59,020 42% 84,052 8,125 92,177 30% Low Income (51-80%AMI) 57,403 916 58,319 36% 61,659 3,587 65,246 46% 119,062 4,502 123,565 41% Upper Income (> 80% AMI) 68,782 1,239 70,021 43% 15,491 1,152 16,643 12% 84,273 2,391 86,664 29% All Units All Low Income (<=80% AMI) 157,958 89,176 3,538 161,496 2,299 91,475 100% 57% 129,430 11,480 140,910 113,939 10,328 124,267 100% 88% 287,387 15,018 302,405 203,115 12,627 215,742 100% 71%

Table 2
NEW ORLEANS NUMBER OF UNITS ESTIMATED BY PROPORTION OF BLOCK GROUP AREA DAMAGED OWNERSHIP UNITS RENTER UNITS ALL UNITS Housing Units by Affordability Occupied Vacant Total Percent Occupied Vacant Total Percent Occupied Vacant Total Percent Category Extremely Low Income(=<30% AMI)* --------14,519 1,575 16,094 20% --------Very Low Income (=< 50% AMI) 15,599 856 16,455 26% 36,456 4,499 40,955 52% 52,055 5,355 57,410 40% Low Income (51-80%AMI) 24,757 394 25,152 39% 28,439 1,021 29,459 37% 53,196 1,415 54,611 38% Upper Income (> 80% AMI) 21,799 531 22,330 35% 7,942 396 8,338 11% 29,741 928 30,668 21% All Units All Low Income (<=80% AMI) 62,155 40,356 1,782 63,937 1,251 41,607 100% 65% 72,837 64,895 5,916 78,753 5,520 70,415 100% 89% 134,992 105,251 7,698 142,690 6,770 112,021 100% 79%

*HUD does not provide data in this dataset on extremely low income homeownership units Source: Unit data from special tabulations of the 2000 Census, HUD, CHAS Data retrieved 9/8/05 from www.huduser.org/datasets/cp.html. Katrina Affected Areas data from FEMA flood map: http://www.gismaps.fema.gov/2005pages/rsdrkatrina.shtm (September 10, 2005, 10:00).

Preliminary 9-22-05

Preliminary Estimate 9-22-05 Appendix 2: The Definition and Spatial Distribution of the Damage Categories The breakdown of affected areas is as follows: Square Meters (mil.) LIMITED DAMAGE: Generally superficial damage to solid Flood 461.2 structures (e.g. loss of tiles or roof shingles); some mobile Saturation 1.2 homes and light structures are damaged or displaced. Catastrophic 63.5 MODERATE DAMAGE: Solid structures sustain exterior Extensive 29.2 damage (e.g., missing roofs or roof segments); some mobile Moderate 64.7 homes and light structures are destroyed, many are damaged or Limited 260.5 displaced. 880.3 EXTENSIVE DAMAGE: Some solid structures are destroyed; most sustain exterior and interior damage (e.g., roofs are missing, interior walls exposed), most mobile homes and light structures are destroyed. CATASTROPHIC DAMAGE: Most solid and all light or mobile structures are destroyed. FLOOD: Indicates a separate severe damage category related to the specific affects of flooding. SATURATED AREA: Indicates the possibility of water damage due to saturated soil. Percent of Total 52% 0% 7% 3% 7% 30% 100%

Preliminary 9-22-05