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IMGs 6 Steps to Financial Security

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Build Your Financial Foundation

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The Power of Compound Interest

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Money Working Against You

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The High Cost of Waiting

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Know Your Priority

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A Powerful Strategic Product Partner

H E A L T H G R O U P . I N C

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The Complete Financial Plan

Kaiser Ultimate Health Builder


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Who will Provide Your Healthcare During Retirement Years?

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KAISER ULTIMATE HEALTH BUILDER

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BENEFITS

succeeding

Examination

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INSURANCE
BENEFITS

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BUY TERM INVEST THE DIFFERENCE CONCEPT

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CLASS 101-LIFE INSURANCE

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Where Would You Rather Save Your Money?

OR
A

Keep all money first two years


1% to 4% return on your money
10% to 12% Loan Charge
Keeps all cash if you die, and only
give you the insurance benefit

Your money credited to you immediately


Potential for higher return
No Loan Charge
Family gets cash if you die, plus give all
insurance benefit

Would anyone knowingly save money on A?


If your friends and family had money there, would they want to put it in B?
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How Much Protection You Need


Formula for Income Replacement
YOUR ANNUAL INCOME X 10
Sample Computation:
Monthly Income of 20K X 12 = (240K) X (10)

2.4M
X
10%
240K
12 mos.
20K /mos.

AMOUNT OF
PROTECTION NEEDED

LIVING ON
INTEREST
MONTHLY INCOME
REPLACEMENT

Do you have enough protection to replace your income?


Copyright 2014 IMG Corp. All Rights Reserved.

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Multiple Option Super Term


Issue Age
MUTUAL FUND PROJECTED RATE

Year

Age

Annual
Contribution

30

INSURANCE PACKAGE

12%

PHILAMLIFE LIFE+ADD+TIB
CRITICAL ILLNESS

Annual
Premium

Investment to
Mutual Fund

Withdrawal

Educational
COVERAGE

Option

ANNUAL PREMIUM

1,000,000
1,000,000
TOTAL

3,230
1,950
5,180

Protected

Illustrative
Total
Accumulated
Year End Yield Value of Mutual Fund Death Benefit
Investment at 12%

30

60,000

5,180

54,820

6,578

61,398

1,061,398

31

60,000

5,330

54,670

13,928

129,997

1,129,997

32

60,000

5,480

54,520

22,142

206,659

1,206,659

33

60,000

5,730

54,270

31,311

292,240

1,292,240

34

60,000

5,930

54,070

41,557

387,867

1,387,867

35

6,230

-6,230

45,796

427,434

1,427,434

36

6,530

-6,530

50,508

471,412

1,471,412

37

6,880

-6,880

55,744

520,276

1,520,276

38

7,180

-7,180

61,572

574,668

1,574,668

10

39

7,700

-7,700

68,036

635,004

1,635,004

11

40

8,190

-8,190

75,218

702,031

1,702,031

12

41

8,670

-8,670

83,203

776,565

1,776,565

13

42

9,110

-9,110

92,095

859,549

1,859,549

14

43

9,500

-9,500

102,006

952,055

1,952,055

15

44

10,040

-10,040

113,042

1,055,057

2,055,057

16

45

10,790

-110,790

100,000

113,312

1,057,579

2,057,579

17

46

11,440

-126,440

115,000

111,737

1,042,876

2,042,876

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47

12,550

-144,800

132,250

107,769

1,005,845

2,005,845

19

48

13,890

-165,978

152,088

100,784

940,651

1,940,651

20

49

15,360

-15,360

111,035

1,036,326

2,036,326

300,000

171,710

-371,048

499,338

1,407,373

1,036,326

2,036,326

TOTAL
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Copyright 2014 IMG Corp. All Rights Reserved.

*This material is for product illustration use only. It does not form part of the contract.

RETIREMENT &
PENSION Option

Issue Age

MUTUAL FUND PROJECTED RATE

Year

Age

Annual
Contribution

Multiple Option Super Term


50

INSURANCE PACKAGE

12%

PHILAMLIFE LIFE+ADD+TIB
CRITICAL ILLNESS

Annual
Premium

Investment to
Mutual Fund

Cash
Withdrawals

COVERAGE

ANNUAL PREMIUM

1,000,000
1,000,000
TOTAL

9,000
7,700
16,700

Protected

Illustrative
Total
Accumulated
Year End Yield Value of Mutual Fund Death Benefit
Investment at 12%

50

1,036,326

16,700

1,019,626

122,355

1,141,981

2,141,981

51

17,380

-17,380

134,952

1,259,553

2,259,553

52

17,880

-17,880

149,001

1,390,674

2,390,674

53

18,280

-18,280

164,687

1,537,081

2,537,081

54

18,840

-18,840

182,189

1,700,430

2,700,430

55

20,120

-20,120

201,637

1,881,948

2,881,948

56

21,320

-21,320

223,275

2,083,903

3,083,903

57

23,320

-23,320

247,270

2,307,853

3,307,853

58

25,370

-25,370

273,898

2,556,381

3,556,381

10

59

27,490

-27,490

303,467

2,832,358

3,832,358

11

60

29,980

-29,980

336,285

3,138,663

4,138,663

12

61

31,740

-31,740

372,831

3,479,754

4,479,754

13

62

33,420

-33,420

413,560

3,859,894

4,859,894

14

63

34,480

-34,480

459,050

4,284,463

5,284,463

15

64

38,120

-38,120

509,561

4,755,905

5,755,905

16

65

27,050

-27,050

500,000

567,463

5,296,317

6,296,317

17

66

28,100

-528,100

500,000

572,186

5,340,403

6,340,403

18

67

29,060

-529,060

500,000

577,361

5,388,704

6,388,704

19

68

31,870

-531,870

500,000

582,820

5,439,654

6,439,654

20

69

34,080

-534,080

500,000

588,669

5,494,243

6,494,243

1,036,326

524,600

-1,488,274

2,500,000

6,982,517

5,494,243

6,494,243

TOTAL

*This material is for product illustration use only. It does not form part of the contract.

Copyright 2014 IMG Corp. All Rights Reserved.

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Multiple Option Super Term


ABOUT THE PRODUCT

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MEDICAL REQUIREMENTS

Multiple Option Super Term

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Mutual Fund

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MUTUAL FUND Concepts and Benefits

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MUTUAL FUND Money Cost Averaging

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Be Certain in Uncertain Time

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Asset Preservation Service


IS THIS YOUR STORY?
Even if she was a co-depositor, Grace can
not close the bank account of her mother who
passed away. She was forced to hire a lawyer and
go to court in order to have the funds released
in her favor.
Emmanuel and his six siblings, mostly hardup, lost their only hope of recovery when they
couldnt pay the estate tax for the partition of
their fathers property in Laguna. They were
forced to sell the property at a very cheap price
merely sufficient to repay the debts incurred
for their fathers hospitalization and medical
expenses.
Leandro died without leaving a will. After his
lifetime, his children were compelled to endure
a long court battle and incur judicial expenses
to get what each child believed was rightfully
his/her share of their fathers wealth.

IMAX OFFERS YOU A BETTER


SOLUTION
Set up a corporation that will handle the
preservation, transfer or sale of your assets,
minus the hassle of doing it on your own and
paying for costly attorneys fees.

SOME BENEFITS OF SETTING UP


A CORPORATION

IMAX WILL HELP YOU SET UP YOUR


CORPORATION

Easy Transfer

If you are not a business owner, you probably do


not know how to set up a corporation.

While you cant live forever a corporation


can. Despite the death of a stockholder of
a corpoartion, the corporations existence
remains. It can easily transfer the corporations
assets through a simple board resolution.

We will help you do the incorporation work,


provide corporate secretarial services and
custody of records.

Protection of Assets

Aside from initial set-up, we will also help you


with the annual record keeping requirements
needed by a corporation until you are ready to
do it on your own.

Stockholders of a corporation enjoy a personality


separate and distinct from a corporation.
Creditors cannot pursue a stockholders
personal possession to pay off debts incurred
by the corporation.
Gain tax breaks
Corporation have tax advantages. It may own
in its name properties, bank accounts, and
investments. There is no need to pay estate tax
or capital gains tax when assets are transferred
or sold from its name.

YOU WILL SAVE MONEY

We can even appoint nominal directors to


complete the required number of five directors.

With these services, we free you from hassle and


worry of doing it all on your own - at a much
lower cost that if you would hire a lawyer to do
it all for you.

Incorporate Now! Call

Tel No.: 586-54-71 loc.288


Cel No.: 09178952888 and 09253200212

Website: www.incorporate.ph

Usually, it is the very wealthy people who set up corporation to protect their wealth - because they are the ones who can pay Php100,000.00
to their lawyers. Not anymore. Through IMAX, we can do all these for only Php 18,000.00. Anyone can now do what the rich have been doing
to preserve their estate. Check out the table below.

SCOPE OF SERVICES
INCORPORATION
Compliance in Securities and Exchange Commissions Reportorial and Monitoring Requirements for Domestic Corporations (i.e. Preparation and filing of
General Information Sheet and Registration of Stock and Transfer Book)

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Copyright 2014 IMG Corp. All Rights Reserved.

Php 100,000.00

For IMG MEMBER


SERVICE FEE

Php 18,000.00

SAVINGS
Php 82,000.00

Php 10,000.00

INCLUDED

Php 10,000.00

SERVICE FEE FOR THE 1ST YEAR

Php 50,000.00

INCLUDED

Php 50,000.00

TOTAL

Php 160,000.00

Php 18,000.00

Php 142,000.00

BIR REGISTRATION & BUSINESS PERMIT PROCESSING (Optional)

Php 50,000.00

Php 15,000.00

Php 35,000.00

ANNUAL SERVICE FOR THE 2ND YEAR ONWARDS (Optional)


Corporate Secretarial Engagement and Custody of Corporate Records
(including use of corporate registered address, if needed)

Php 60,000.00

Php 10,000.00

Php 50,000.00

SERVICE FEE FOR THE 1ST YEAR

Website: www.incorporate.ph

REGULAR
SERVICE FEE

Corporate Secretarial Work and Custody of Corporate Records


(including use of corporate registered address, if needed)

Process Flow : E-APP and OPMS


GO TO http://img.com.ph and Log-in using the username &
password in your agent online access.
Create proposal. This can be sent to your prospective client using
the email address provided.

Client must submit application form with complete details and correct
Email Address.
Once the policy has been approved, the Username and Password will
be sent to the Email address the client had provided in his application
In the email received, you will see the username and password then
click http://kaiserhealthgroup.net

The client will receive email containing the link to complete the
application form and proceed to payment.
Once completed the client will
receive notification that the
application is completed.

For incomplete or with lacking information the agent or the client will
continue to receive daily notification of the status until it is completed.
For completed applications , they will be transmitted to Kaiser for
processing and E-policy will be issued once approved.

Type your Username and Password then click Login

Now you can view your account, you can view Policy Details,
Download Current Bill, View Payment History, Starter Guide, Health
Care Contract, Schedule of Benefits and also you can Pay Bill online.

Copyright 2014 IMG Corp. All Rights Reserved.

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Real ESTATE Preferred Provider

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Real ESTATE Preferred Provider

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Financial
Independence
Can be
A Decision
Not a Dream

www.img-corp.com
International Marketing Group (IMG) is an independent marketing company offering a broad array of financial services products through its affiliated companies.
9th Floor Kings Court Building 1, 2129 Don Chino Roces Avenue (formerly Pasong Tamo), Makati City (1231) Philippines
Tel. No.: (63)(2) 586-54-71, 500-9027 and 264-0059 Cel No. 09175008388 and 09178952888
*For internal use only
Copyright 2014 IMG Corp. All Rights Reserved.