Republic of the Philippines

Department of Finance

INSURANCB COMMISSION
1071 United Nations Avenue

I\Aanila

Circular Letter (CL) No.:

Ct't)-11

Date:

5 Jaauar:r

Suoersedes:

None

2015

CIRCULAR LETTER

: ALL INSURANCE

TO

COMPANIES AND OTHER ENTITIES

CONCERNED

SUBEJCT

APPLICABILITY OF SENIOR CITIZENS' DISCOUNT IN THE

PAYMENT OF PREMIUMS FOR INSURANCE POLICIES

Republic Act No. 9994, otherwise known as the "Expanded Senior Citizens Act of
2010", and its lmplementing Rules and Regulations is the enabling law which
granted certain privileges to Senior Citizens or the Elderly.

One of the privileges granted to Senior Citizens under Section 41 of the Expanded
Senior Citizens Rtt of 2010 is the Twenty Percent (20o/o) discount on the sale of
goods and services specifically enumerated in the said law which does not include

It is also noted that the National lnter-Agency Coordinating and Monitoring Board
(NCMB), a government agency attached to the Department of Social Welfare and
bevelopment (DSWD) tasked with the implementation and monitoring of the
Expanded Senior Citizens Act, has not issued any guideline ordering the applicability

"SEC. 4. Privileges forthe

Ssid

and enjoynent or availmenl of the

(l)

on the

Citkens. - The senior citizens shall be efritled to the

folNing:

snior cilizen:

purcha* of medbines, ircluding the purchase of infueEa and pn@mococl vaeines. and such other e$edid medcal supPli6, accesdies and equipment to

be

detemhed

by

itE

Oepadmeil of Heahh (oOH).

marsiN:
(2) on the p.ofGsional fees of atending physiciads in all private hospitals,

Uissed

by the DOH.

Transil (LRT),
(6) in

h cotrdination with the Phi[ppine Heallfi l6uran@ Corpdalion (PhilHealth);

Mas Rail Transil (MRT) and Philippne National Ratuavs (PNR).

atuattsa@datbn fare for &mdic ai transpofr srvbes ad sea shiping ves*b ad the like. baed

(7) on the dilization of seNices in

(8) on

medel facilities, odpatient cliniG and home health 6re servbes;

admision fees clEtged

(9) on funeral and

Head

by

hdels and simihr lodging establbhmenb,

r*umds

and recreation

on the

adalfare and advamed booking;

ceilsi

theate6, cinema houes and conced halls, circuses, leisure and amusement: and

buial serybes lol ttE dealh of

sior ctzens;

office: po. Box 358g Manila FAX No.522-14-34 Tel. Nos. 523-84-61 to 70 Website: rvww.insurance.gov.ph

(2OYo) discount in the payment of premiums for insurance

policies made by Senior Citizens.

of the Twenty Percent

Thus, unless the payment of premiums for insurance policies is included in the law,
the Twenty Percent (2OVo) Senior Citizen Discount is not applicable in the payment
of premium for insurance policies.
For your information and guidance.