You are on page 1of 502

HANDBOOK

ON
INDIAN INSURANCE STATISTICS
2013-14

INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA

Head Office
3rd Floor, Parishram Bhavan
Basheerbagh, Hyderabad 500 004
INDIA.
Phone : +91-40-2338 1100 / 1300
Fax : +91-40-6682 3334

Website: www.irda.gov.in
E-mail: irda@irda.gov.in

Delhi Office
Gate No. 3, 1st Floor, Jeevan Tara
Parliament Street, New Delhi 110 001
INDIA.
Phone : +91-11-2374 7648
Fax : +91-11-2374 7650

MISSION STATEMENT
To protect the interest of and secure fair treatment to policyholders;

To bring about speedy and orderly growth of the insurance industry (including annuity and
superannuation payments), for the benefit of the common man, and to provide long term
funds for accelerating growth of the economy;

To set, promote, monitor and enforce high standards of integrity, financial soundness, fair
dealing and competence of those it regulates;

To ensure speedy settlement of genuine claims, to prevent insurance frauds and other
malpractices and put in place effective grievance redressal machinery;

To promote fairness, transparency and orderly conduct in financial markets dealing with
insurance and build a reliable management information system to enforce high standards
of financial soundness amongst market players;

To take action where such standards are inadequate or ineffectively enforced;

To bring about optimum amount of self-regulation in day-to-day working of the industry


consistent with the requirements of prudential regulation.

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

CONTENTS
SI.
No.

Particulars

Page
No.

SUMMARY
A
B
C
D

Summary of Indian Life Insurance Sector


Summary of Indian Non-Life Insurance Sector
International Comparison of Insurance Penetration
International Comparison of Insurance Density

3-4
5
6-8
9-11

CHARTS
1
2
3
4
5
6
7
8

Life Insurance
Number of Insurers
Region Wise Distribution of Offices
Number of New Policies Issued
Total Life Insurance Premium
Channel Wise New Business Premium (Individual + Group)
Equity Share Capital
Assets Under Management
Profitability of Sector

15
15
16
16
17
17
18
18

9
10
11
12
13
14
15
16

Non-Life Insurance
Number of Insurers
Number of Policies Issued
Gross Direct Premium
Segment Wise Net Premium Income Earned
Equity Share Capital
Assets Under Management
Profitability of Sector
Incurred Claim Ratio

19
19
20
20
21
21
22
22

TABLES
PART - I
LIFE INSURANCE
1
2
3
4
5
6
7

Life Insurance Companies Operating in India


First Year Life Insurance Premium
Total Life Insurance Premium
Individual New Business Performance of Life Insurers - Channel Wise
Group New Business Performance of Life Insurers - Channel Wise
State Wise Individual New Business Underwritten
State Wise Group New Business Underwritten

25
26
27
28
29-30
31-32
33-34

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

SI.
No.

Particulars

Page
No.

Number of New Policies Issued

35

Individual Business (Within India) - Business in Force (Number of Policies)

36-56

10

Individual Business (Within India) - Business in Force (Sum Assured)

57-77

11

Linked and Non - Linked Premium of Life Insurers

78-85

12

Linked and Non - Linked Commission of Life Insurers

86-88

13

Individual Death Claims

89

14

Group Death Claims

90

15

Duration Wise Settlement of Death Claims - Individual Category

91-103

16

Duration Wise Settlement of Death Claims - Group Category

104-116

17

Assets Under Management of Life Insurers

117

18

Equity Share Capital of Life Insurers

118

19

Solvency Ratio of Life Insurers

119-121

20

Life Insurers - Policyholders Account

122-143

21

Life Insurers - Shareholders Account

144-164

22

Life Insurers - Balance Sheet

165-186

23

Life Insurance Corporation of India - Policyholders Account (Non-Participating)

187

24

Life Insurance Corporation of India - Shareholders Account (Non-Participating)

188

25

Life Insurance Corporation of India - Balance Sheet (Non-Participating)

189

26

Individual Business - Details of Forfeiture/Lapsed Policies in Respect of Non-Linked Business

190-192

27

Persistency of Life Insurance Policies

193-194

28

Number of Individual Agents of Life Insurers

195

29

Number of Corporate Agents of Life Insurers

196

30

Average Number of Policies Sold by Individual and Corporate Agents

197

31

Average New Business Premium for Individual and Corporate Agents

198

32

Average Premium Per Policy for Individual and Corporate Agents

199

33

State Wise Distribution of Offices of Life Insurers

200-212

34

Region Wise Distribution of Offices of Life Insurers

213-214

35

State Wise Distribution of Individual Agents

215-227

36

New Business Under Micro Insurance Portfolio

228-229

37

Death Claims Under Micro Insurance Portfolio - Individual Category

230-235

38

Death Claims Under Micro Insurance Portfolio - Group Category

236-239

39

Duration Wise Settlement of Claims- Micro Insurance - Individual Category

240-245

40

Duration Wise Settlement of Claims- Micro Insurance Claims - Group Category

246-249

41

Company Wise Number of Micro-Insurance Agents

42

Status of Grievances - Life Insurance

251-252

43

Performance of Ombudsmen at Different Centers - Life Insurance

253-254

250

ii

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

SI.
No.

Particulars

Page
No.

PART - II
NON-LIFE INSURANCE
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

Non-Life Insurance Companies Operating in India


Gross Direct Premium of Non-Life Insurance (Within & Outside India)
Segment Wise Gross Direct Premium of Non-Life Insurers (Within India)
Segment Wise Net Premium Income in India (Earned)
Channel Wise Gross Direct Premium of Non Life Insurers
State Wise Gross Direct Premium Income
Number of New Policies Issued : Non-Life Insurers
Net Retentions of Non Life Insurers
Incurred Claims Ratio - Public & Private Sector Non-Life Insurers
Underwriting Experience and Profits of Public Sector Companies
Underwriting Experience and Profits of Private Sector Companies
Assets Under Management of Non-Life Insurers
Equity Share Capital of Non-Life Insurers
Solvency Ratio of Non-Life Insurers
Public Sector Non-Life Insurers - Policyholders Account
Public Sector Non Life Insurers - Shareholders Account
Public Sector Non-Life Insurers - Balance Sheet
Private Sector Non-Life Insurers - Policyholders Account
Private Sector Non-Life Insurers - Shareholders Account
Private Sector Non-Life Insurers - Balance Sheet
Health Insurance (Other than Travel-domestic/overseas & Personal accident):
Gross Premium and Number of Persons Covered
Health Insurance (Other than Travel-domestic/overseas & Personal accident):
Incurred Claims Ratio
Personal Accident Insurance Premium and Number of Persons Covered
Personal Accident Insurance Incurred Claims Ratio
Overseas Travel Insurance Gross Premium and Number of Persons Covered
Overseas Travel Insurance Incurred Claims Ratio
Domestic Travel Insurance Gross Premium and Number of Persons Covered
Domestic Travel Insurance Incurred Claims Ratio
Health Insurers - Policyholders Account
Health Insurers - Shareholders Account
Health Insurers - Balance Sheet
Export Credit Guarantee Corporation Ltd. (ECGC) - Policyholders Account

iii

257
258-259
260-265
266-271
272-274
275-281
282
282
283-294
295-298
299-312
313
314
315-316
317-333
334-338
339-343
344-395
396-409
410-424
425-427
428-430
431-433
434-436
437-439
440-442
443-445
446-448
449-451
452-454
455-457
458

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

SI.
No.

Particulars

Page
No.

76
77
78
79
80
81
82
83
84
85
86
87
88

Export Credit Guarantee Corporation Ltd. (ECGC) - Shareholders Account


Export Credit Guarantee Corporation Ltd. (ECGC) Balance Sheet
Agriculture Insurance Company of India Ltd. (AIC) - Policyholders Account
Agriculture Insurance Company of India Ltd. (AIC) - Shareholders Account
Agriculture Insurance Company of India Ltd. (AIC) Balance Sheet
General Insurance Corporation (GIC) - Policyholders Account
General Insurance Corporation (GIC) - Shareholders Account
General Insurance Corporation (GIC) Balance Sheet
State Wise Number of Offices of Non-Life Insurers
State-Wise Number of Registered Brokers
Third Party Administration Number of Claims Received & Duration Wise Settlement of Claims
Status of Grievances - Non-Life Insurers
Performance of Ombudsmen at different centers - Non - Life Insurance

459
460
461
462
463
464
465
466
467-475
476
477-481
482-484
485-486

PART - III
LIFE AND NON-LIFE INSURANCE COMBINED
89

Performance of Ombudsmen at different centers - Life and Non-Life Insurance Combined

iv

489-490

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

SUMMARY

Insurance density

FY
FY
FY
FY
FY

First year premium


(Including single premium)

Total Premium

Market share of LIC


(based on Total Premium)

Individual Business in Force


(Number of policies)

Individual Business in Force


(Sum Assured)

Nos.

As on 31 March

No of corporate agents
FY

Operating Expenses related


to Insurance Business

FY
FY
FY

Amount Claimed (Group)

Total Benefit Paid (Net)

FY

No of claims submitted
(Group)

Amount Claimed (Individual)

FY

No of claims submitted
(Individual)

POLICYHOLDERS' SERVICES

FY

Commission paid

(` Lakh)

(` Crore)

(` Crore)

No of Lives

No. of
policices

(` Lakh)

(` Lakh)

Nos.

st

As on 31st March

(` Crore)

In Thousands

In per cent

(` Crore)

(` Crore)

In Lakhs

US $

No of individual agents

INTERMEDIARIES

FY

Number of new policies issued

BUSINESS FIGURES

Calender Year
Calender Year

Insurance penetration

In per cent

Nos.

As on 31 March

No of branch offices
st

Nos.

Unit

As on 31st March

Remarks

No of companies

PROFILE

PARTICULARS

100

34898

9707

2199

98

55748

16942

254

11.7

2.59

2445

13

95

66654

19788

286

12.9

2.26

2612

13

91

82855

26218

262

15.7

2.53

3001

14

451963

82

156076

75649

462

33.2

4.10

5373

16

257911

74

201351

93713

509

40.4

4.00

8913

18

291618

71

221785

87331

509

41.2

4.00

11815

22

318927

70

265447

109894

532

47.7

4.60

12018

23

1554045 3857531 2396646 2913703 3338541

193601

86

105876

38786

355

18.3

2.53

3865

15

545115

515273

757
642483

615838

2436
821560

709861

819

656

2415

2506

2930

1114

4626

162837

577322

1383

5279

264138

640620

1679

6541

309151

762435

961105 1358584 2030673 2583190 2890628

863548 1226864 1468058 1549598 1803559

216

2118

8286

436201

851534

3294230

1828029

2165

2581840

3856219

329187

70

291639

126398

482

55.7

4.40

11546

23

2010-11

2458

9158

402407

854200

2965610

1849874

882

2358885

4311470

335284

71

287072

113966

442

49.0

3.40

11167

24

2011-12

2749

10275

365437

878482

3155237

1921810

739

2122757

4719833

336112

73

287202

107361

442

42.7

3.17

10285

24

2012-13

3230

11958

425978

885361

3505176

2075032

689

2188500

6796602

334808

75

314283

120320

409

41.0

3.10

11032

24

2013-14

1747952 2054522 2399357 2875133 3520986 5571501 6168637 5837029 9556491 14215045 15261746 19122047 21632878

467417

456691

275

826334 1068441 1265183 1212679 1420235 1976934 2485980 2883214 2898653

99

50094

19857

9.1

2.15

2306

12

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10

A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Remarks

Unit

FY
FY
FY
FY
FY
FY
FY
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)

4
(` Crore)
(` Crore)
(` Lakh)
(` Crore)

As on 31st March
As on 31st March
As on 31st March
As on 31st March

Profit / (Loss) after tax

Equity Capital

Nos.
Nos.

FY
FY

Note: Figures in brackets represent negative values.

No of grievances reported
during the year
No. of complaints reported
with the Ombudsmen at
difference centres

REDRESSEL OF CONSUMER GRIEVANCES

(` Crore)
(` Crore)

Nos.
Nos.
Nos.
Nos.

In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs

As on 31st March
As on 31st March

As on 31st March
As on 31st March
As on 31st March
As on 31st March

FY
FY
FY
FY
FY
FY
FY

Life Fund
Pension & General Annuity &
Group fund
Unit ULIP Fund
Total Fund

Assets Under Management

Metro
Urban
Unclassified
Total

Region Wise distribution of Offices

Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals

29115

194010

194010

Channel Wise-New Business (No. of Lives Covered)-Individual plus Group

Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals

1669

59398

230369

230369

2234

11064

266
260552

229649
30638

3244

(41456)

1688
352625

307309
43627

4353

(16483)

7527
428452

366220
54705

67050
604180

465555
71575

133077
765969

541630
91262

939
1637
6337
8913

500
35
33
9
277
854
14

67611
6822
3503
573
15174
93683
2347

5892

8124

12296

731291
143627

1244
2105
8669
19575

540
33
104
54
609
1339
13

66906
9288
3912
1476
28262
109845
2610

18255

21020

(98882)

172763 337540
916365 1212458

629650
113952

1265
2123
8427
11815

463
41
33
9
491
1038
20

56884
7307
3511
857
18340
86900
2731

(45242) (115960) (341281) (488301)

25888
487151

397189
64074

549
1347
3477
5373

423
29
18
8
175
660
8

54611
3690
1829
363
13847
75597
1258

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10

Channel Wise-New Businesss (Amount of Premium)-Individual plus Group

PARTICULARS

A. SUMMARY OF INDIAN LIFE INSURANCE SECTOR (Concld.)

23662

265704

399116
1430118

841075
189927

1132
1988
8426
11546

450
66
97
52
648
1313
9

68094
12391
3277
1685
40886
126333
875

2010-11

12353

309613

24932

597354

369972
1581259

974620
236667

1106
1956
8105
11167

478
48
27
28
527
1109
0.13

53113
12811
2322
1460
44163
113868
35

2011-12

15711

341012

25519

694839

342507
1744894

1120000
282387

1071
2133
7081
10285

510
52
74
27
560
1223
0.13

49761
12154
1653
1288
42380
107236
21

2012-13

17512

374620

25939

758783

331661
1957466

1288225
337579

1048
2543
7441
11032

484
56
53
41
714
1348
0.13

48831
11327
1252
1267
57478
120156
20

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Unit

12385
96.22

436
14870
90.92

0.67
3.0

0.56
2.4
417
16542
86.35

0.62
3.5

16

498
18456
81.00

0.64
4.0

16

511
21339
74.87

0.61
4.4

16

467
25930
66.60

0.60
5.2

17

573
28806
61.48

0.60
6.2

20

671
31428
59.74

0.60
6.2

22

675
35816
59.20

26
6417
0.60
6.7
793
43842
60.25

26
6660
0.70
8.7
857
54578
59.11

28
7050
0.70
10.0

28
8099
0.78
10.5

29
9872
0.80
11.0

FY
FY
FY
FY
FY
FY
FY
FY

REDRESSEL OF CONSUMER GRIEVANCES


No of grievances reported during the year
No. of complaints reported with the
Ombudsmen at difference centres
Note: Figures in brackets represent negative values.

FY
FY
FY
FY
FY
FY
FY
Underwriting Profit/Loss
As on 31st March
Assets Under Management
st
Equity Share Capital (Including specialised As on 31 March
insurers but excluding GIC)
FY
Commission expenses
FY
Operating expenses realted to Insurance business
FY
Operating profit/(Loss)
FY
Income from investments
FY
Profit after tax (Industry Total)

Incurred Claims Ratio


Fire
Marine
Motor
Health
Others
Total- All Segments

Net Retentions of Non-Life Insurers


Fire
Marine Cargo
Marine Hull
Motor
Engineering
Aviation
Other miscellaneous
Total- All Segments

(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)

in Percent
in Percent
in Percent
in Percent
in Percent
in Percent
(` Lakh)
(` Crore)
(` Crore)

in Percent
in Percent
in Percent
in Percent
in Percent
in Percent
in Percent
in Percent

(5319)
225842
(2554)
1514
(1358)

38442
24462

8634
308449
10696
91224
68064

109.12
78.27
63191
30334
1723

105.15
88.02
(26646)
23400
1517
(2420)
268069
(57594)
78077
(7210)

47.04
67.10

46.52
59.70

11075
420346
46452
126067
141100

88.95
77.20
142536
34075
2149

30.33
62.19

80.46
89.46
26.68
99.02
81.29
25.98
94.70
87.90

30384
440489
87824
142246
153811

86.27
77.43
129350
37412
2299

39.54
66.61

76.00
85.07
25.55
99.64
75.78
23.53
88.35
86.45

40078
520001
38922
192612
174723

86.88
88.39
147366
42332
2784

64.57
74.41

85.76
91.77
39.76
100.00
91.55
48.53
94.47
92.58

25233
541293
205785
211079
355134

58.52
86.52
84.69
141.02
52.85
81.27
313711
50383
3056

65.72
77.10
18.30
96.15
72.89
21.93
89.63
83.41

75.74
102.93
88.82
105.95
54.17
86.31
39707
58893
4400

77.35
88.59
31.26
99.99
71.26
23.71
96.95
94.45

65.39
79.18
25.06
98.88
70.15
37.50
90.63
88.24

75.16
78.86
32.29
99.02
73.53
20.16
94.52
91.84

71.88
83.59
34.79
98.78
70.78
27.25
90.01
89.84

69.24
85.99
31.94
100.00
71.07
1.00
89.43
90.32
79.91
86.07
96.78
68.82
76.54
78.08
90.18
83.72
64.96
63.37
84.51 102.54
94.96
88.63
79.50
111.13 100.08
94.00
96.42 100.73
56.64
56.13
54.29
48.72
64.07
85.67
93.30
88.90
82.79
81.74
120451 (994353) (882740) (698428) (754888)
66372
82520
99268 122992 139809
5255
6276
7396
9520
10240

73.99
85.35
23.31
99.99
68.88
25.64
91.39
90.30

93155
9987

78927
9071

63736
9627

61750 104660 119879 144373 202798 191464 263497


632209 760976 874600 1062048 1117216 1354018 1511785
135774 (104451) (104774) (368607) (245735) 145043 234366
260384 226494 277048 938183 950493 1191167 1400434
286300
84212 117061 (101894)
2452 328183 443890

68.69
91.63
92.31
106.99
52.52
87.78
224932
56280
3661

75.65
84.43
20.01
100.00
77.52
24.21
97.11
91.26

739173
315436
3382357
1566316
1057720
7061002

10499

15

13

Segment Wise Gross Direct Premium (Within India ) - Excluding Specialised & Standalone Insurers
Fire
FY
206436 266739 295478 315005 333092 377453 413238 345921 338468 386927 455512 543449 665891
(` Lakh)
Marine
FY
98515 1105340 121519 111754 122810 128409 162784
32857 195615 216759 251876 287679 302915
(` Lakh)
Motor
FY
873338 1069666 1268525 1333602 1504699 1817272 2424712 2962980
(` Lakh)
Health
FY
222075 331929 489442 608800 731137 994393 1180902 1397467
(` Lakh)
Others
FY
675744 772485 973695 1132722 1292158 434697 512929 498604 558698 622522 738594 850835 968012
(` Lakh)
Total
FY
980695 1144582 1390692 1559481 1748060 2035972 2490549 2788134 3035183 3462045 4257647 5287577 6297624
(` Lakh)

In Lakhs
(` Crore)
in Percent

10

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

1025
72990
54.67

FY
FY

As on 31st March Nos.


As on 31st March Nos.
Calender Year in Percent
Calender Year
US $

Remarks

1070
65023
55.61

Number of new policies issued


Gross Direct Premium (Within & Outside India)
Market share of PSUs (Excluding GIC, AIC
& ECGC)

BUSINESS FIGURES

PROFILE
No of companies (incl reinsurer)
No. of branch offices
Insurance penetration
Insurance density

PARTICULARS

B. SUMMARY OF INDIAN NON-LIFE INSURANCE SECTOR

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2.14
8.58
6.59
3.06
17.97
12.71
14.18
8.97

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

1.55

5.73

0.36

5.7

4.68

1.86

6.03

0.53

8.69

3.4

1.34

0.3

3.38

8.85

2.15

5.13

4.4

10.73

7.95

15.19

Life

2001

3.15

1.08

2.59

0.67

3.38

1.18

0.86

0.38

1.8

2.22

0.56

1.21

4.57

3.45

4.76

2.78

1.51

3.59

2.85

1.78

3.45

Non-Life

8.14

3.24

10.16

1.3

11.61

4.91

2.98

0.62

4.91

10.86

3.26

6.65

9.58

14.75

13.36

18.78

2.77

6.76

8.58

2.79

8.48

Total

0.96

3.06

5.61

1.05

5.02

4.76

2.09

7.35

0.55

8.23

3.48

2.03

0.24

2.94

8.64

2.59

5.2

4.6

10.19

8.14

15.92

Life

2002

3.38

1.15

2.81

0.75

3.38

1.43

0.95

0.38

1.97

2.22

0.67

1.45

4.98

4.56

5.22

2.86

1.81

3.7

2.97

1.74

3.46

Non-Life

* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars)
# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

7.83

12.07

South Korea

World

4.58

Singapore

2.94

2.2

PR China

Thailand

0.68

Pakistan

8.62

5.18

Malaysia

Taiwan

11.07

Japan

1.2

2.71

India#

Sri Lanka

6.34

Hong Kong

Asian Countries

9.15

Total

Australia

Countries

8.06

3.45

11.31

1.3

9.63

7.59

3.33

0.62

5.35

10.81

2.88

7.88

9.61

13.37

12.74

15.88

3.25

6.99

9.15

2.96

7.99

Total

1.12

3.17

5.99

1.28

4.42

4.59

2.25

8.28

0.55

6.77

6.09

2.3

0.24

3.29

8.61

2.26

6.38

4.38

8.62

7.72

12.96

Life

2003

3.47

1.2

3.03

0.75

2.86

1.5

1.03

0.38

2.06

2.2

0.62

1.5

5.23

4.75

5.02

2.92

2.13

3.82

3.16

1.68

3.57

Non-Life

7.99

3.52

14.13

1.37

9.52

7.5

3.26

0.71

5.4

10.51

3.17

9.27

9.36

12.6

11.75

14.38

2.83

6.97

9.52

2.98

8.02

Total

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Contd.)

0.61

3.11

6.38

1.36

4.17

4.55

1.94

11.06

0.6

6.75

6.02

2.21

0.28

3.52

8.26

2.53

7.88

4.22

8.92

6.73

11.43

Life

2004

3.44

1.58

3.07

0.77

2.77

1.48

1.05

0.43

1.88

2.25

0.64

1.39

5.14

3.68

5.02

2.95

2.22

3.86

3.14

1.62

3.85

Non-Life

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

3.01
10.21
6.79
2.27
13.87
11.19
12.45
9.15

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

7
3.14
10.54
5.42
0.67
2.70
7.47
10.25
1.46
14.11
3.61
7.52

India#

Japan

Malaysia

Pakistan

PR China

Singapore

South Korea

Sri Lanka

Taiwan

Thailand

World

0.12

3.06

7.08

1.33

3.51

4.34

1.99

11.17

0.62

7.27

6.00

1.78

0.27

3.60

8.32

2.53

8.63

4.14

8.90

6.20

10.84

Life

2005

3.18

1.62

2.93

0.84

2.98

1.48

0.92

0.40

1.82

2.22

0.61

1.29

5.01

3.55

4.99

3.03

2.15

3.73

3.13

1.68

3.09

Non-Life

7.50

3.50

14.50

1.60

11.10

6.50

2.70

0.80

4.90

10.50

4.80

10.50

8.80

16.50

11.00

16.00

2.30

6.70

11.00

2.80

7.00

Total

0.10

3.10

7.90

1.30

3.80

4.50

1.90

11.60

0.60

7.90

5.40

1.70

0.30

3.20

8.30

4.10

9.20

4.00

13.10

6.20

13.00

Life

2006

3.00

1.60

2.90

0.90

3.20

1.10

1.00

0.50

1.70

2.20

0.60

1.20

4.80

3.40

4.90

3.00

2.30

3.60

3.10

1.60

3.20

Non-Life

* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars)
# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

9.93

Hong Kong

Asian Countries

6.60

Total

Australia

Countries

7.50

3.40

15.70

1.50

11.80

7.60

2.90

0.70

4.60

9.60

4.70

11.80

8.90

15.70

10.30

15.30

2.40

6.60

10.30

3.00

6.80

Total

0.10

3.10

7.30

1.40

3.80

4.40

1.80

12.90

0.60

8.20

6.20

1.80

0.30

3.10

7.50

4.00

10.60

4.20

12.60

5.70

12.50

Life

2007

3.10

1.50

2.80

0.90

3.60

1.50

1.10

0.40

1.50

2.10

0.60

1.20

4.70

3.00

4.60

2.80

2.40

3.60

3.00

1.60

3.00

Non-Life

7.10

3.30

16.20

1.40

11.80

7.80

3.30

0.80

4.30

9.80

4.60

11.20

8.70

15.70

9.90

15.30

2.30

6.60

9.20

3.00

7.30

Total

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Contd.)

3.00

6.20

1.40

4.40

4.10

1.80

13.30

0.60

8.00

6.30

2.20

0.30

2.80

7.60

4.00

9.90

4.10

12.80

5.50

12.50

Life

2008

2.90

1.50

2.90

0.90

3.70

1.60

1.00

0.40

1.50

2.20

0.60

1.30

4.60

2.90

4.40

2.90

2.30

3.50

3.00

1.60

2.90

Non-Life

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

3.10
10.30
7.00
2.50
12.90
9.80
12.90
8.00

Brazil

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

8
5.20
9.90
4.40
0.70
3.40
6.80
10.40
1.40
16.80
4.00
7.00

India#

Japan

Malaysia

Pakistan

PR China

Singapore

South Korea

Sri Lanka

Taiwan

Thailand

World

4.00

2.40

13.80

0.60

6.50

5.10

2.30

0.30

2.90

7.80

4.60

9.60

3.50

10.00

5.40

10.00

3.30

7.20

1.60

3.40

Life

2009

3.00

1.60

3.00

0.90

3.90

1.70

1.10

0.40

1.60

2.10

0.60

1.40

4.50

3.00

4.50

2.90

2.50

3.70

3.10

1.50

3.00

Non-Life

6.90

4.30

18.40

1.40

11.20

6.10

3.80

0.70

4.80

10.10

5.10

11.40

8.00

12.40

9.90

14.80

2.30

7.20

10.50

3.10

5.90

Total

4.00

2.60

15.40

0.60

7.00

4.60

2.50

0.30

3.20

8.00

4.40

10.10

3.50

9.50

5.50

12.00

3.50

7.40

1.60

3.10

Life

2010

2.90

1.70

3.00

0.90

4.20

1.60

1.30

0.30

1.60

2.10

0.70

1.40

4.50

2.90

4.40

2.80

2.30

3.70

3.10

1.50

2.80

Non-Life

6.60

4.40

17.00

1.20

11.60

5.90

3.00

0.70

5.10

11.00

4.10

11.40

8.10

11.80

10.00

12.90

2.40

6.80

9.50

3.20

6.00

Total

* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars)
# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

11.00

Hong Kong

Asian Countries

6.40

Total

Australia

Countries

3.80

2.70

13.90

0.60

7.00

4.30

1.80

0.40

3.30

8.80

3.40

10.10

3.60

8.70

5.50

10.20

0.10

3.20

6.20

1.70

3.00

Life

2011

2.80

1.70

3.10

0.60

4.60

1.50

1.20

0.30

1.80

2.20

0.70

1.40

4.50

3.10

4.50

2.70

2.30

3.60

3.30

1.50

3.00

Non-Life

6.50

5.02

18.19

1.20

12.12

6.03

2.96

0.71

4.80

11.44

3.96

12.44

8.18

11.27

9.57

14.16

1.33

6.74

8.92

3.65

5.60

Total

3.69

2.95

15.03

0.54

6.87

4.43

1.70

0.43

3.08

9.17

3.17

11.02

3.65

8.44

5.25

11.56

0.09

3.12

5.64

1.99

2.84

Life

2012

2.81

2.07

3.16

0.66

5.25

1.60

1.26

0.28

1.72

2.27

0.78

1.42

4.52

2.84

4.33

2.60

1.24

3.62

3.28

1.66

2.76

Non-Life

6.30

5.50

17.60

1.10

11.90

5.90

3.00

0.70

4.80

11.10

3.90

13.20

7.50

11.50

9.60

15.40

1.30

6.70

9.00

4.00

5.20

Total

C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Concld.)

3.50

3.80

14.50

0.50

7.50

4.40

1.60

0.50

3.20

8.80

3.10

11.70

3.20

8.80

5.30

12.70

0.10

3.10

5.70

2.20

3.00

Life

2013

2.80

1.70

3.10

0.70

4.40

1.60

1.40

0.30

1.70

2.30

0.80

1.50

4.30

2.80

4.40

2.70

1.20

3.60

3.20

1.80

2.10

Non-Life

(In Per cent)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1484.2
65.8
446.3
4342.8
3393.8
3266.0

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

9
198.3
2.7
20.0
959.0
1060.1

Malaysia

Pakistan

PR China

Singapore

South Korea

53.9
393.3

Thailand

World

235.0

34.1

760.9

4.3

763.4

713.2

12.2

1.2

129.5

2806.4

9.1

1249.7

1602.0

2567.9

2715.7

377.2

33.2

674.3

1268.2

10.8

1040.3

Life

2001

158.3

19.8

327.6

5.4

296.7

245.8

7.8

1.5

68.8

701.1

2.4

295.5

1664.0

825.9

1627.1

69.1

32.6

809.9

630.6

53.2

628.0

Non-Life

422.9

65.2

1279.2

10.6

1159.8

1030.7

28.7

2.7

198.0

3498.6

14.7

1583.0

3461.6

3879.1

4922.4

425.3

66.6

1627.7

2064.2

72.2

1705.9

Total

247.3

42.1

925.1

4.5

821.9

730.1

19.2

1.0

118.7

2783.9

11.7

1237.9

1662.6

2679.4

3099.7

360.5

23.1

736.7

1349.5

27.2

1010.4

Life

2002

* Insurance density is measured as ratio of premium (in US Dollar) to total population.


# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

1088.5

Taiwan

9.7

3507.5

Japan

Sri Lanka

11.5

India#

Hong Kong

1545.2

1898.8

France

Asian Countries

64.0

1668.3

Total

Brazil

Australia

Countries

175.6

23.1

354.1

6.1

337.9

300.6

9.5

1.7

79.3

714.7

3.0

345.1

1799.0

1199.7

1822.7

64.8

43.5

891.0

714.7

45.0

695.5

Non-Life

469.6

79.6

1433.3

12.5

1243.0

1620.5

36.3

2.9

227.0

3770.9

16.4

1832.6

3637.7

4058.5

5660.3

583.9

98.2

2051.2

2698.3

82.6

2041.4

Total

267.1

52.0

1050.1

5.3

873.6

1300.2

25.1

1.1

139.8

3002.9

12.9

1483.9

1657.5

2617.1

3431.8

476.5

33.9

930.4

1767.9

35.8

1129.3

Life

2003

202.5

27.6

383.2

7.2

369.4

320.3

11.2

1.8

87.2

768.0

3.5

348.7

1980.2

1441.4

2228.5

107.4

64.3

1120.8

930.4

46.8

912.1

Non-Life

511.5

92.1

1909.0

14.1

1419.3

1849.3

40.2

3.7

256.5

3874.8

19.7

2217.2

3755.1

4508.4

5716.4

686.5

114.4

2286.6

3207.9

101.1

2471.4

Total

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Contd.)

291.5

50.8

1494.6

6.2

1006.8

1483.9

27.3

1.5

167.3

3044.0

15.7

1884.3

1692.5

3190.4

3275.1

545.5

24.8

1021.3

2150.2

45.9

1285.1

Life

2004

220.0

41.3

414.4

7.9

412.5

365.4

12.9

2.2

89.2

830.8

4.0

332.9

2062.6

1318.0

2441.3

141.0

89.6

1265.3

1057.7

55.2

1186.3

Non-Life

(In US Dollars)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

3568.5
2310.5
122.8
714.6
5558.4
4599.0
3875.2

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

10
299.5

54.6

1699.1

6.9

1210.6

1591.4

30.5

1.9

188.0

2956.3

18.3

2213.2

1753.2

3287.1

3078.1

558.3

6.3

1042.1

2474.6

56.8

1366.7

Life

2005

219.0

44.4

446.4

9.4

495.5

392.0

15.8

2.8

95.3

790.4

4.4

331.7

2122.0

1311.9

2480.3

156.2

116.5

1268.4

1093.9

72.1

1203.2

Non-Life

554.8

110.1

2250.2

21.3

2071.3

1957.7

53.5

5.9

292.2

3589.6

38.4

2787.6

3923.7

6466.7

5561.9

855.8

150.9

2436.8

4075.4

160.9

2580.8

Total

330.6

60.0

1800.0

8.5

1480.0

1616.5

34.1

2.3

189.2

2829.3

33.2

2456.0

1789.5

5139.6

3111.8

695.6

4.0

1136.1

2922.5

72.5

1389.0

Life

2006

* Insurance density is measured as ratio of premium (in US Dollar) to total population.


# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

518.5

World

1706.1

South Korea

99.0

1983.4

Singapore

Thailand

46.3

PR China

2145.5

4.6

Pakistan

Taiwan

283.3

Malaysia

16.3

3746.7

Japan

Sri Lanka

22.7

India#

Hong Kong

2544.9

128.9

Brazil

Asian Countries

2569.9

Total

Australia

Countries

224.2

50.0

450.3

12.8

591.2

341.2

19.4

3.6

103.0

760.4

5.2

331.6

2134.2

1327.1

2450.1

160.2

146.9

1300.7

1152.9

88.4

1191.9

Non-Life

607.7

129.7

2628.0

24.9

2384.0

2776.0

69.9

6.5

332.1

3319.9

46.6

3373.2

4086.5

7113.7

5740.7

878.5

209.4

2662.1

4147.6

202.2

3000.2

Total

358.1

70.8

2165.7

10.2

1656.6

2244.7

44.2

2.6

221.5

2583.9

40.4

3031.9

1922.0

5730.5

3159.1

719.0

6.1

1234.1

2928.3

95.3

1674.1

Life

2007

249.6

58.9

462.3

14.7

727.3

531.2

25.5

3.9

110.6

736.0

6.2

341.3

2164.4

1383.2

2581.7

159.5

203.3

1427.9

1219.3

106.9

1326.1

Non-Life

633.9

142.1

2787.6

32.1

1968.7

3179.0

105.4

6.8

345.4

3698.6

47.4

3310.3

4078.0

6857.8

6379.4

870.6

273.5

2919.2

4131.0

244.5

3386.5

Total

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Contd.)

369.7

77.2

2281.1

12.8

1347.7

2549.0

71.7

2.8

225.9

2869.5

41.2

2929.6

1900.6

5582.1

3551.5

707.0

5.4

1346.5

2791.9

115.4

2038.0

Life

2008

264.2

64.9

499.6

19.3

621.0

630.0

33.7

4.0

119.5

829.2

6.2

380.8

2177.4

1275.7

2827.9

163.6

268.1

1572.7

1339.2

129.1

1348.6

Non-Life

(In US Dollars)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

4269.2
2878.4
280.9
738.1
6257.7
4578.8
3710.0

France

Germany

Russia

South Africa

Switzerland

United Kingdom

United States

11
341.2

91.7

2257.3

11.8

1180.6

1912.0

81.1

3.0

206.9

3138.7

47.7

2886.6

1602.6

3527.6

3405.6

574.2

4.5

1356.7

2979.8

127.9

1524.8

Life

2009

253.9

62.7

494.8

17.7

709.7

645.6

40.0

3.6

115.0

840.4

6.7

417.5

2107.3

1051.2

2852.1

163.9

276.4

1518.7

1289.4

123.8

1307.9

Non-Life

627.3

199.4

3296.2

34.2

2339.4

2823.4

158.4

6.1

421.1

4390.2

64.4

3635.5

3758.9

4496.6

6633.7

1054.7

296.8

2903.8

4186.6

327.6

3369.2

Total

364.3

121.9

2756.8

13.7

1454.3

2101.4

105.5

3.2

282.8

3472.8

55.7

3197.3

1631.8

3436.3

3666.8

854.6

6.4

1402.2

2937.6

169.9

1766.3

Life

2010

263.0

77.5

539.3

20.6

885.1

722.1

52.9

2.9

138.3

917.4

8.7

438.2

2127.2

1060.2

2966.9

200.1

290.4

1501.6

1249.0

157.7

1603.0

Non-Life

* Insurance density is measured as ratio of premium (in US Dollar) to total population.


# data relates to financial year.
Source: Swiss Re, Sigma various volumes.

595.1

World

1890.3

South Korea

154.4

2557.6

Singapore

Thailand

121.2

PR China

2752.1

6.6

Pakistan

Taiwan

321.8

Malaysia

29.5

3979.0

Japan

Sri Lanka

54.3

India#

Hong Kong

3304.0

251.7

Brazil

Asian Countries

2832.7

Total

Australia

Countries

661.0

222.0

3371.0

33.0

2661.0

3106.0

163.0

8.0

502.0

5169.0

59.0

3904.0

3846.0

4535.0

8012.0

1037.0

303.0

2967.0

4041.0

398.0

4094.0

Total

378.0

134.0

2757.0

15.0

1615.0

2296.0

99.0

4.0

328.0

4138.0

49.0

3442.0

1716.0

3347.0

4421.0

823.0

8.0

1389.0

2638.0

208.0

2077.0

Life

2011

283.0

88.0

614.0

18.0

1045.0

810.0

64.0

4.0

175.0

1031.0

10.0

462.0

2130.0

1188.0

3591.0

215.0

295.0

1578.0

1403.0

189.0

2017.0

Non-Life

655.7

266.2

3759.6

32.9

2785.4

3362.0

178.9

8.7

514.2

5167.5

53.2

4543.9

4047.3

4350.2

7522.1

1080.9

182.4

2804.6

3543.5

414.2

3922.3

Total

372.6

156.5

3107.1

14.8

1578.1

2471.8

102.9

5.3

329.9

4142.5

42.7

4024.7

1808.1

3255.8

4121.1

882.3

12.1

1299.3

2239.2

225.5

1987.7

Life

2012

283.1

109.7

652.5

18.2

1207.3

890.2

76.0

3.4

184.3

1024.9

10.5

519.2

2239.2

1094.4

3401.1

198.6

170.3

1505.3

1304.3

188.7

1934.7

Non-Life

D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Concld.)

652.0

310.0

3886.0

36.0

2895.0

3251.0

201.0

9.0

518.0

4207.0

52.0

5002.0

3979.0

4561.0

7701.0

1025.0

199.0

2977.0

3736.0

443.0

3528.0

Total

366.0

214.0

3204.0

16.0

1816.0

2388.0

110.0

6.0

341.0

3346.0

41.0

4445.0

1684.0

3474.0

4211.0

844.0

19.0

1392.0

2391.0

246.0

2056.0

Life

2013

285.0

96.0

682.0

21.0

1079.0

863.0

91.0

3.0

176.0

861.0

11.0

557.0

2296.0

1087.0

3490.0

181.0

180.0

1585.0

1345.0

197.0

1472.0

Non-Life

(In US Dollars)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

CHARTS

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

LIFE INSURANCE

15

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

16

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

17

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

18

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

NON-LIFE INSURANCE

19

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

20

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

21

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

22

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

PART I

LIFE INSURANCE

25

Allianz, SE Germany
AXA India Holdings, France
Sun Life Financial (India) Insurance Investment Inc, Canada
HSBC Insurance (Asia Pacific) Holdings Ltd. UK
Prudential International Insurance Holdings Ltd. USA
Tokio Marine & Nichido Fire Insurance Company Ltd. Japan

Participatie Maatschapij Graafsschap Holland NV, Netherlands


Standard Life (Mauritius Holdings) 2006, Ltd. UK
Prudential Corporation Holdings Ltd. UK
Aegis Insurance International NV Netherlands
Legal & General Middle East Ltd.
Old Mutual Plc, UK
Mitsui Sumitomo Insurance Company Ltd. Japan
Metlife International Holdings Inc, USA
Nippon Life Insurance Company Ltd. Japan

BNP Paribas Cardif, France

Dai-ichi Life Insurance Company Ltd. Japan


American International Assurance Company (Bermuda Ltd.)

Bajaj Allianz Life Insurance Company Ltd.

Bharti AXA Life Insurance Company Ltd.

Birla Sunlife Insurance Company Ltd.

Canara HSBC OBC Life Insurance Company Ltd.

DHFL Pramerica Life Insurance Company Ltd.

Edelweiss Tokio Life Insurance Company Ltd.

Exide Life Insurance Company Ltd.

Future Generali Life Insurance Company Ltd.

HDFC Standard Life Insurance Company Ltd.

ICICI Prudential Life Insurance Company Ltd.

IDBI Federal Life Insurance Company Ltd.

IndiaFirst Life Insurance Company Ltd.

Kotak Mahindra OM Life Insurance Company Ltd.

MaxLife Insurance Company Ltd.

PNB Metlife India Insurance Company Ltd.

Reliance Life Insurance Company Ltd.

Sahara India Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.

Shriram Life Insurance Company Ltd.

Star Union Dai-ichi Life Insurance Company Ltd.

TATA AIA Life Insurance Company Ltd.

* as on 31st March, 2014.

Life Insurance Corporation of India

Aviva International Holdings Ltd. UK

Aviva Life Insurance Company Ltd.

PUBLIC SECTOR

Aegon India Holdings BV, Netherlands

Foreign Partners

Aegon Religare Life Insurance Company Ltd.

PRIVATE SECTOR

Insurers

512

110

142

128

111

127

121

117

104

107

143

135

105

101

133

114

147

140

136

109

130

116

122

138

Regn. No.

01.09.1956

12.02.2001

26.12.2008

17.11.2005

29.03.2001

06.02.2004

03.01.2002

06.08.2001

15.11.2000

10.01.2001

05.11.2009

19.12.2007

24.11.2000

23.10.2000

04.09.2007

02.08.2001

10.05.2011

27.06.2008

08.05.2008

31.01.2001

14.07.2006

03.08.2001

14.05.2002

27.06.2008

Date of
Registration

TABLE 1 : DETAILS OF LIFE INSURANCE COMPANIES OPERATING IN INDIA*

1956-57

2001-02

2008-09

2005-06

2001-02

2004-05

2001-02

2001-02

2000-01

2001-02

2009-10

2007-08

2000-01

2000-01

2007-08

2001-02

2011-12

2008-09

2008-09

2000-01

2006-07

2001-02

2002-03

2008-09

Year of
Operation

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

26

Sahara

SBI Life

Shriram Life

Star Union Dai-ichi

Tata AIA

9707.43

Industry Total

19857.28
(104.56)

19588.77
(101.93)

268.51
(4061.70)

21.14

14.69

0.28

0.48

38.80

7.58

113.33

32.78

4.19

28.11

7.14

2001-02

16942.45
(-14.68)

15976.76
(-18.44)

965.69
(259.65)

59.77

71.88

6.32

7.70

67.31

35.21

364.11

129.31

17.66

129.57

63.39

13.47

2002-03

19788.32
(16.80)

17347.62
(8.58)

2440.71
(152.74)

181.59

207.05

27.21

23.41

137.28

125.51

750.84

209.33

72.10

449.86

179.55

76.96

2003-04

26217.64
(32.49)

20653.06
(19.05)

5564.57
(127.99)

297.55

484.85

1.74

91.33

57.52

233.63

373.99

1584.34

486.15

282.42

621.31

857.45

192.29

2004-05

38785.54
(47.94)

28515.87
(38.07)

10269.67
(84.55)

464.53

10.33

827.82

26.34

193.56

148.53

471.36

396.06

2602.50

1042.65

283.98

678.12

2716.77

407.12

2005-06

Note: 1) Figures in the brackets represent the growth over the previous year in per cent.
2) represents business not started.

9700.98

LIC

6.45

Reliance

Private Total

PNB Metlife

0.16

Max Life

5.97

ICICI Prudential

Kotak Mahindra

0.002

HDFC Standard

IndiaFirst

Future Generali

Exide Life

IDBI Federal

Edelweiss Tokio

0.32

Birla Sunlife

Bharti AXA

DHFL Pramerica

Bajaj Allianz

Canara HSBC

Aviva

2000-01

Aegon Religare

INSURER

75649.21
(95.04)

56223.56
(97.17)

19425.65
(89.16)

644.82

181.17

2563.84

43.00

932.11

340.44

912.11

614.94

5162.13

1648.85

467.66

882.72

7.78

4302.74

721.35

2006-07

93712.52
(23.88)

59996.57
(6.71)

33715.95
(73.56)

964.51

309.99

4792.82

122.12

2751.05

825.35

1597.83

1106.62

11.90

8034.75

2685.37

2.49

704.44

1965.01

113.24

6674.48

1053.98

2007-08

71521.90
(34.49)

38372.01
(12.36)

1322.01

519.87

419.50

7040.74

124.83

3920.78

1061.85

1849.08

1333.98

201.59

400.56

6333.92

3257.51

486.08

642.43

37.38

622.62

2960.01

437.43

4451.10

798.37

150.37

2009-10

87012.35
(21.66)

39385.84
(2.64)

1332.21

758.69

571.99

7589.58

91.83

3034.94

706.22

2061.39

1253.14

704.77

444.95

7862.14

4059.33

448.61

660.49

74.15

817.29

2080.30

347.78

3465.82

745.39

274.87

2010-11

81862.25
(-5.92)

32103.78
(-18.49)

939.55

964.77

390.99

6531.32

71.14

1809.29

1076.97

1901.72

1164.27

982.31

311.01

4441.09

3857.47

345.03

638.14

10.88

103.16

687.10

1926.17

224.59

2717.31

801.86

207.65

2011-12

76611.50
(-6.41)

30749.58
(-4.22)

560.16

744.80

420.65

5182.88

61.43

1376.57

840.08

1899.34

1188.10

1316.42

345.14

4808.62

4436.07

240.43

638.20

47.33

140.01

606.72

1836.51

248.92

2987.90

687.40

135.90

2012-13

90808.79
(18.53)

29510.87
(-4.03)

433.76

562.85

389.83

5065.48

65.09

1933.99

675.89

2261.60

1271.81

1681.36

315.69

3759.59

4038.93

224.90

567.81

80.72

172.95

602.69

1697.49

375.61

2592.03

593.76

147.04

2013-14

(` Crore)

87331.08 109893.91 126398.18 113966.03 107361.08 120319.66


(-6.81)
(25.84)
(15.02)
(-9.84)
(-5.80)
(12.07)

53179.08
(-11.36)

34152.00
(1.29)

1142.67

50.19

314.47

5386.64

134.01

3513.98

1144.70

1842.91

1343.03

316.78

6811.83

2651.11

149.97

688.95

3.37

296.41

2820.85

292.93

4491.43

724.56

31.21

2008-09

TABLE 2: FIRST YEAR LIFE INSURANCE PREMIUM (INCLUDING SINGLE PREMIUM)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

27

Sahara

SBI Life

Shriram Life

Star Union Dai-ichi

Tata AIA

34898.47

Industry Total

50094.46
(43.54)

49821.91
(42.79)

272.55
(4124.31)

21.14

14.69

0.28

0.48

38.95

7.58

116.38

33.46

4.19

28.26

7.14

2001-02

55747.55
(11.28)

54628.49
(9.65)

1119.06
(310.59)

81.21

72.39

6.47

7.91

96.59

40.32

417.62

148.83

21.16

143.92

69.17

13.47

2002-03

66653.75
(19.56)

63533.43
(16.30)

3120.33
(178.83)

253.53

225.67

31.06

28.73

215.25

150.72

989.28

297.76

88.51

537.54

220.80

81.50

2003-04

28253.00
(87.31)

1367.18

184.16

2928.49

51.00

1004.66

492.71

1500.28

971.51

7912.99

2855.87

707.20

1776.71

7.78

5345.24

1147.23

2006-07

51561.42
(82.50)

2046.35

358.05

5622.14

143.49

3225.44

1159.54

2714.60

1691.14

11.90

13561.06

4858.56

2.49

1158.87

3272.19

118.41

9725.31

1891.88

2007-08

64497.43
(25.09)

2747.50

50.19

436.17

7212.10

206.47

4932.54

1996.64

3857.26

2343.19

318.97

15356.22

5564.69

152.60

1442.28

3.37

296.41

4571.80

360.41

10624.52

1992.87

31.21

2008-09

79369.94
(23.06)

3493.78

530.37

611.27

10104.03

250.59

6604.90

2536.01

4860.54

2868.05

201.60

571.12

16528.75

7005.10

541.51

1642.65

38.44

842.45

5505.66

669.73

11419.71

2378.01

165.65

2009-10

88165.24
(11.08)

3985.22

933.31

821.52

12945.29

243.41

6571.15

2508.17

5812.63

2975.51

798.43

811.00

17880.63

9004.17

726.16

1708.95

95.04

1531.86

5677.07

792.02

9609.95

2345.17

388.61

2010-11

84182.83
(-4.52)

3630.30

1271.95

644.16

13133.74

225.95

5497.62

2677.50

6390.53

2937.43

1297.93

736.70

14021.58

10202.40

779.58

1679.98

10.88

167.01

1861.08

5885.36

774.16

7483.80

2415.87

457.32

2011-12

78398.91
(-6.87)

2760.43

1068.80

618.07

10450.03

205.38

4045.39

2429.52

6638.70

2777.78

1690.08

804.68

13538.24

11322.68

678.29

1742.36

54.83

236.79

1912.15

5216.30

744.52

6892.70

2140.67

430.50

2012-13

77340.90
(-1.35)

2323.70

948.75

594.24

10738.60

204.63

4283.40

2240.59

7278.54

2700.79

2143.36

826.25

12428.65

12062.90

634.16

1830.67

110.90

305.86

1805.88

4833.05

872.65

5843.14

1878.10

452.07

2013-14

90792.22 127822.84 149789.99 157288.04 186077.31 203473.40 202889.28 208803.58 236942.30


(20.85)
(40.79)
(17.19)
(5.01)
(18.30)
(9.35)
(-0.29)
(2.92)
(13.48)

15083.54
(95.19)

880.19

10.33

1075.32

27.66

224.21

205.99

788.13

621.85

4261.05

1569.91

425.38

1259.68

3133.58

600.27

2005-06

(` Crore)

82854.80 105875.76 156075.84 201351.41 221785.47 265447.25 291638.64 287072.11 287202.49 314283.20
(24.31)
(27.78)
(47.41)
(29.01)
(10.15)
(19.69)
(9.87)
(-1.57)
(0.05)
(9.43)

75127.29
(18.25)

7727.51
(147.65)

497.04

601.18

1.74

106.55

81.53

413.43

466.16

2363.82

686.63

338.86

915.47

1001.68

253.42

2004-05

Note: 1) Figures in the brackets represent the growth over the previous year in per cent.
2) represents business not started.

34892.02

LIC

6.45

Reliance

Private Total

PNB Metlife

0.16

Max Life

5.97

ICICI Prudential

Kotak Mahindra

0.002

HDFC Standard

IndiaFirst

Future Generali

Exide Life

IDBI Federal

Edelweiss Tokio

0.32

Birla Sunlife

Bharti AXA

DHFL Pramerica

Bajaj Allianz

Canara HSBC

Aviva

2000-01

Aegon Religare

INSURER

TABLE 3: TOTAL LIFE INSURANCE PREMIUM

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

28

1573849
(3.10)

139077
(0.31)

Direct Selling

1814558
(3.41)

439396
(0.83)
1088426
(2.26)

511388
(1.06)
812478
(1.84)

476054
(1.08)
809926
(1.83)

427151
(0.97)

1093960
(2.48)

698100
(1.71)

315769
(0.77)

701276
(1.71)

(100.00)
1349398
(2.65)

(100.00)
715933
(1.55)

1952102
(3.83)

(100.00)
1232079
(2.32)

(100.00)
548772
(1.14)

(100.00)
12274
(0.03)

(100.00)
12168
(0.03)

(100.00)
12725
(0.03)

(100.00)

45411865 50847196 50904871 53195191 48106668 44160341 44154624 40835064

2442772
(4.80)

306277
(0.60)

1588650
(3.60)

1257
(2.04)

(100.00)

60361

235
(0.39)

332
(0.55)

*Any entity other than banks but licensed as a corporate agent.


Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total individual new business procured through respective channels.

Referrals

TOTAL

227403
(0.45)

2988481
(6.21)

1826
(3.02)

259177
(0.57)

3819790
(7.18)

2327836
(5.70)

Brokers

2798776
(5.50)

2452767
(5.55)

2599723
(5.11)

2180018
(4.94)

1284785
(2.83)

1936562
(4.03)

Corporate
Agents- Others*

2084543
(3.92)

3363
(5.57)

1896457
(3.73)

1693610
(3.33)

2012-13

1426919
(3.14)

2011-12

Corporate
Agents-Banks

2010-11
54605
(90.46)

2009-10

42301907 44752611 43460589 45036904 41581811 39103141 39370820 36792083


(93.15)
(88.01)
(85.38)
(86.44)
(86.44)
(88.55)
(89.17)
(90.10)

2008-09

Individual
Agents

2007-08

2006-07

2006-07

NUMBER OF POLICIES ISSUED


2013-14

Particulars
2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

3310.33
(4.76)

773.62
(1.11)

3380.54
(4.86)

6737.38
(9.69)

3389.85
(4.13)

1128.50
(1.38)

3510.76
(4.28)

2016.32
(2.42)

1471.80
(1.77)

2957.75
(3.56)

8688.68 11062.63
(10.60)
(13.30)

1222.61
(1.89)

1134.64
(1.75)

1749.78
(2.7)

1588.71
(2.55)

1033.15
(1.66)

1288.68
(2.07)

9692.90 10072.96
(14.96)
(16.18)

1883.57
(3.09

948.53
(1.55)

811.93
(1.33)

9523.00
(15.62)

2346
(2.95)

(100.00)

2714.81
(3.90)

(100.00)

2567.61
(3.13)

(100.00)

835.91
(1.01)

(100.00)

34.90
(0.05)

(100.00)

20.87
(0.03)

(100.00)

19.64
(0.03)

(100.00)

79423 69529.41 82007.05 83174.03 64772.24 62240.88 60956.86

2643
(3.33)

474
(0.60)

3462
(4.36)

6329
(7.97)

66515 55327.54 65289.25 65665.52 50972.32 48257.36 47789.83


(83.75)
(79.57)
(79.61)
(78.95)
(78.69)
(77.53)
(78.40)

2007-08

AMOUNT OF PREMIUM

(Premium in ` Crore)

TABLE 4: INDIVIDUAL NEW BUSINESS PERFORMANCE OF LIFE INSURERS CHANNEL WISE

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

29

(100.00)

24764

18851
(76.12)

541
(2.18)

132
(0.53)

1358
(5.48)

3882
(15.68)

2008-09

13
(0.05)

(100.00)

28655

21612
(75.42)

1072
(3.74)

1891
(6.60)

444
(1.55)

3636
(12.69)

2009-10

3
(0.01)

(100.00)

30596

21713
(70.97)

1266
(4.14)

671
(2.19)

1834
(5.99)

5112
(16.71)

2010-11

NUMBER OF SCHEMES

(100.00)

31529

21286
(67.51)

1519
(4.82)

666
(2.11)

936
(2.97)

7122
(22.59)

2011-12

(100.00)

31350

21573
(68.81)

1500
(4.78)

328
(1.05)

515
(1.64)

7434
(23.71)

2012-13

492044
(2.46)

467838
(2.34)

1479025
(7.40)

27384
(0.13)

2006-07

720816
(2.09)

674212
(1.95)

1767953
(5.12)

5236297
(15.16)

2007-08

643499
(1.22)

536188
(1.01)

2246435
(4.25)

2805100
(5.30)

2008-09

4926933
(6.11)

6539250
(8.10)

1181334
(1.46)

8996036
(11.15)

2009-10

4657417
(5.60)

6735374
(8.09)

4651600
(5.59)

3435632
(4.13)

2010-11

2012-13

2013-14

2370781
(3.55)

1143544
(1.71)

2618616
(3.93)

2296292
(2.94)

6281462
(8.04)

2698080
(3.45)

3793588
(4.04)

4621554
(4.92)

3282246
(3.49)

8703095 11626637 11644649


(13.05)
(14.88)
(12.39)

2011-12

NUMBER OF LIVES COVERED

(100.00)

62913
(0.31)

(100.00)

2183
(0.01)

(100.00)

(100.00)
4771 53746.00
(0.01)
(0.07)

(100.00)

319262
(0.38)

(100.00)

841
()

(100.00)

792
()

(100.00)

(100.00)

37033 19824304 34548616 52880550 80693285 83232045 66713271 78116676 94011968

28143 17358013 26149338 46649328 59049732 63752022 51877235 55214205 70669931


(75.99)
(87.36)
(75.69)
(88.22)
(73.18)
(76.60)
(77.76)
(70.68)
(75.17)

1739
(4.70)

78
(2.11)

483
(1.30)

6590
(17.80)

2013-14

*Any entity other than banks but licensed as a corporate agent.


Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total group new business procured through respective channels.

2
(0.01)

TOTAL

2
(0.01)

19271
(77.52)

22507
(97.50)

Direct Selling

Referrals

462
(1.86)

261
(1.09)

Brokers

24858

278
(1.12)

8
(0.03)

Corporate
Agents- Others*

(100.00)

765
(3.08)

275
(1.19)

Corporate
Agents-Banks

23102

4082
(16.42)

49
(0.18)

Individual
Agents

(100.00)

2007-08

2006-07

Particulars

(Premium in ` Crore)

TABLE 5: GROUP NEW BUSINESS PERFORMANCE OF LIFE INSURERS CHANNEL WISE (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

30

1095.28
(7.68)
492.69
(3.46)
40.83
(0.29)
99.55
(0.70)
12531.48
(87.88)
14259.83
(100.00)
1.64
(0.01)

5.63
(0.04)
326.98
(2.33)
3.17
(0.02)
31.01
(0.21)
13611.19
(97.39)
13979.49
(100.00)
1.50
(0.01)

Individual Agents

Corporate Agents-Banks

Corporate Agents- Others*

Brokers

Direct Selling

TOTAL

15.83
(0.09)

(100.00)

17370.32

15029.91
(86.53)

83.72
(0.48)

130.74
(0.75)

569.19
(3.28)

1556.76
(8.96)

2008-09

42.29
(0.15)

(100.00)

27838.37

24872.06
(89.34)

347.90
(1.25)

401.73
(1.44)

599.57
(2.15)

1617.12
(5.81)

2009-10

39.23
(0.09)

(100.00)

43159.21

38869.75
(76.60)

213.54
(0.49)

318.92
(0.74)

1328.61
(3.08)

2428.39
(5.63)

2010-11

AMOUNT OF PREMIUM

*Any entity other than banks but licensed as a corporate agent.


Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total group new business procured through respective channels.

Referrals

2007-08

2006-07

Particulars

0.26
()

(100.00)

49096.06

42939.92
(87.46)

325.57
(0.66)

572.45
(1.17)

3117.71
(6.35)

2140.40
(4.36)

2011-12

(100.00)

44995.07

40791.39
(90.66)

254.77
(0.57)

364.42
(0.81)

2081.28
(4.63)

1503.21
(3.34)

2012-13

(100.00)

59199.17

55594.02
(93.91)

318.89
(0.54)

440.44
(0.74)

1804.20
(3.05)

1041.62
(1.76)

2013-14

(Premium in ` Crore)

TABLE 5: GROUP NEW BUSINESS PERFORMANCE OF LIFE INSURERS CHANNEL WISE (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

31

4590505
11778
940729
2015894
910886
120666
2399812
864779
332171
223881
905158
3240376
2038410
2006889
5482681
40891
22661
8316
23932
1348973
940184
2112791
23544
3827785
127669
5021447
507404
3831294
31474
316003
313
4944
1810466
245
42846
46127798

Policies

2006-07

5150.05
16.67
970.26
1795.18
1010.89
194.58
3493.73
1555.91
810.59
495.92
995.87
3703.85
3913.36
2346.94
7189.75
53.36
45.35
50.98
45.41
1302.23
2340.48
3237.61
51.73
5614.57
141.07
5922.41
611.54
3716.55
48.76
853.61
0.64
6.07
3876.06
0.07
55.79
61617.83

Premium

* New Business Premium includes first year premium and single premium.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA

State/Union Territory

4705896
13682
986682
2333424
495942
153612
2703402
830714
436029
271996
984865
3554507
2667048
1784882
6643175
55048
28561
11296
23498
1630089
1193593
2077792
21987
4754322
123237
5395340
523911
4465811
28420
120840
932
6689
1749006
252
70716
50847196

Policies

2007-08

5707.75
32.44
1152.23
2267.62
711.6
324.12
4398.88
1675.68
977.46
620.85
1285.94
5007.13
6347.4
2609.67
11257.38
96.72
84.09
53.42
43.22
1917.2
3119.18
3397.49
58.81
8294.8
194.85
6853.05
679.18
5315.71
48.87
864.99
1.52
10.23
3903.92
3.47
106.12
79422.97

Premium
4661915
14774
1068332
2551196
746858
152811
2938482
802335
418696
202105
1014194
3374040
2513726
2029821
6034206
83361
32044
10905
30064
1607331
1304873
2121980
21198
3896649
108267
5301049
510583
5404180
23104
118764
1157
6641
1748045
525
50660
50904871

Policies

2008-09

4912.54
26.30
1090.30
2235.68
585.12
366.76
4686.39
1285.51
690.05
436.57
1227.13
4238.31
4073.22
2552.70
10929.95
69.75
76.62
60.21
47.55
1653.33
2351.72
2694.09
35.53
5315.17
161.15
5981.39
612.69
5730.76
49.21
756.65
8.69
262.37
4214.90
1.07
110.03
69529.41

Premium
5033973
21475
1147104
2874562
735256
121306
2508343
964886
571106
312365
1046319
3385546
2435371
2044796
5471792
82840
27639
9418
33066
1826498
1404191
2612195
19893
3892855
133017
6176057
678103
5697386
23331
134611
1393
3086
1705367
257
59788
53195191

Policies

2009-10

5572.37
40.74
1392.92
2768.78
718.33
431.96
5286.79
1485.97
959.56
592.89
1454.22
4714.64
4635.06
3172.47
12476.44
108.12
84.53
48.14
72.56
2061.39
2543.22
3371.59
38.58
6032.66
224.08
7601.30
885.38
7655.61
70.42
723.26
3.98
112.22
4572.54
0.96
93.38
82007.05

Premium

(Policies in Numbers) (Premium in ` Crore)

TABLE 6: STATE WISE INDIVIDUAL NEW BUSINESS UNDERWRITTEN* (LIFE INSURANCE) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

32

4134985
14250
1013067
2541171
728889
143937
2464183
802421
419388
246749
872659
3185958
2193836
1966708
5628117
92004
27011
6620
19707
1611715
1138228
2251502
17618
3429971
132017
5132460
576776
5467384
17466
198953
2156
4897
1565792
247
57825
48106668

Policies

2010-11

5935.93
39.51
1379.42
2459.16
749.54
433.4
5623.17
1634.8
879.75
620.93
1486.4
4818.71
4645.81
3200.27
12570.95
109.66
89.36
37.74
54.85
2021.38
2447.18
3295.1
48.43
6568.47
238.88
7685.31
963.77
7662.28
31.9
723.72
4.94
28.03
4561.31
0.56
123.41
83174.03

Premium

* New Business Premium includes first year premium and single premium.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA

State/Union Territory

3812609
15396
1084455
2672631
853299
138714
2068362
791654
473955
258124
903514
2979307
2231036
1936102
5168419
98341
19597
7420
23881
1389530
1055030
1942597
15346
3390971
144018
4641360
555740
3935705
13705
122637
2266
6105
1364415
282
43818
44160341

Policies

2011-12

5041.86
57.48
1209.20
2225.93
600.61
315.33
4737.12
1241.07
503.74
449.94
1201.79
3989.54
2785.15
2557.96
10740.39
73.04
63.33
26.94
104.11
1499.49
1538.78
2356.50
37.77
4877.55
114.54
5790.82
714.87
5889.81
28.51
477.75
3.51
9.51
3432.15
0.35
75.81
64772.24

Premium
3639267
15529
1027343
2705199
867518
148210
2398885
751421
437316
255713
968392
3067729
1923739
1930102
5004894
58703
20977
6162
21196
1548469
1019958
2117883
19068
3182948
125643
4896119
579800
3753076
9461
220163
2827
8826
1362092
204
59791
44154624

Policies

2012-13

4732.85
31.82
1403.99
2198.84
558.21
305.84
4316.45
1356.25
520.26
433.10
1091.45
3812.22
2569.09
2461.15
10956.86
78.95
71.07
24.24
48.75
1500.18
1514.88
2346.23
39.06
4305.39
140.25
5503.26
675.23
5295.59
17.43
513.24
3.83
8.24
3330.51
0.84
75.36
62240.88

Premium
3290036
13370
969059
2420746
792693
136424
2438534
703701
432135
229418
837214
2755603
1487242
1585535
5266383
53889
18296
6246
17605
1565226
916284
2130726
16789
2574555
148378
4656738
539573
3290923
6651
180648
2541
9977
1289932
108
51886
40835064

Policies

2013-14

4438.46
33.91
1246.22
2189.37
541.95
296.87
4335.71
1269.81
528.16
389.62
1057.88
3654.94
2365.67
2298.39
11637.52
67.13
267.69
21.68
49.62
1613.25
1339.82
2284.04
33.66
4150.22
150.72
5291.91
641.85
4897.93
12.59
501.36
3.18
11.36
3228.52
0.14
105.70
60956.85

Premium

(Policies in Numbers) (Premium in ` Crore)

TABLE 6: STATE WISE INDIVIDUAL NEW BUSINESS UNDERWRITTEN* (LIFE INSURANCE) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

33

2291

1056
618
538
107
1192
423
612
115
343
2486
1238
2174
3568
12
6
2
1
846
422
1108
1
3972
67
2612
322
3050

255
2

1131

26
30596

No. of schemes

* New Business Premium includes first year premium and single premium.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar
Chandigarh
Dadra & Nagrahaveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA

State/Union Territory

2776
1
263
84
415
79
1131
196
39
183
339
6212
863
259
13484
1
5
2
2
379
104
344
1
2417
13
552
98
2624
1
220

1
10064

10
43159

Premium

2010-11

39851287
3932
290465
1120171
239414
61044
1459407
429299
54577
55751
91669
7796648
919667
1891592
8945201
4371
7506
2550
4259
264643
322545
2263847
1496
6208804
36389
1715693
162081
6126242
598
130909
308
1074
2721588
5
47013
83232045

No. of Lives Covered


2330
7
1551
572
599
107
909
430
546
123
450
2672
1249
1965
3928
24
16
16
8
801
336
1783
7
3437
80
2171
450
3492
5
267
4
4
1133
3
54
31529

No. of schemes
2734
2
317
94
617
135
1363
304
40
93
620
5381
947
695
17430
3
22
6
3
404
167
506
4
3606
20
799
250
5342
1
220

1
6964

3
49096

Premium

2011-12

14647540
2463
327802
308412
2669085
44201
1539679
633038
61817
66597
230068
7844354
1071791
2866024
10823683
13614
21083
5249
10961
514004
287777
1836321
1102
6601960
40540
2322713
138467
8950189
602
170517
181
1848
2615424
8
44157
66713271

No. of Lives Covered

(Premium in ` Crore)

TABLE 7: STATE WISE GROUP NEW BUSINESS UNDERWRITTEN* (LIFE INSURANCE) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

34

2414
2
1409
799
460
95
1048
480
475
107
426
2787
1405
2036
3880
6
21
8
1
1025
300
1144
7
2997
83
2033
432
4024

299
3

1009

135
31350

No. of schemes

* New Business Premium includes first year premium and single premium.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar
Chandigarh
Dadra & Nagrahaveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA

State/Union Territory

2613
2
291
75
394
47
1342
333
38
110
1519
5926
1068
820
18746
1
11
3
1
398
168
558
3
2247
24
721
273
2259

237

4756

12
44995

Premium

2012-13

16298076
4130
495205
521197
2728057
38810
1578152
853803
64665
78286
250036
8586571
1574342
2744917
12108716
18924
7756
3421
7680
1154988
264124
2567517
2289
8142946
40836
4016428
116663
11045931
402
138118
2641
475
2638377
86
22110
78116676

No. of Lives Covered


2874
10
1396
922
543
215
1989
577
444
123
634
3991
1352
2265
4809
26
24
34
5
1186
543
1199
3
3785
72
2342
748
2717
1
402
3
4
1573

222
37033

No. of schemes
2344
2
305
232
457
115
1600
431
101
264
1389
7240
1109
514
16840
3
157
4
2
455
152
679
1
4716
19
949
3284
6055

359

9407

11
59199

Premium

2013-14

20230462
7566
684088
557362
2333560
50791
1729346
1213718
77826
44684
323778
12557770
4057159
5306337
12307101
11252
30961
6282
4458
879242
251938
3054217
652
8416435
29488
4221950
245190
11496434
742
359788
3269
4787
3468896
16
44423
94011968

No. of Lives Covered

(Premium in ` Crore)

TABLE 7: STATE WISE GROUP NEW BUSINESS UNDERWRITTEN* (LIFE INSURANCE) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

245.46
(96.75)
8.25
(3.25)
253.71

LIC

Private Sector

Total

286.27
(12.83)

16.59
(101.05)

269.68
(9.87)

2003-04

262.11
( 8.44)

22.33
(34.62)

239.78
(-11.09)

2004-05

354.62
(35.29)

38.71
(73.37)

315.91
(31.75)

2005-06

461.52
(30.14)

79.22
(104.64)

382.29
(21.01)

2006-07

Note: Figures in bracket indicates the growth over the previous year in per cent.

2002-03

INSURERS

508.74
(10.23)

132.62
(67.40)

376.13
(-1.61)

2007-08

509.23
(0.10)

150.11
(13.19)

359.13
(-4.52)

2008-09

532.25
(4.52)

143.62
(-4.32)

388.63
(8.21)

2009-10

481.52
(-9.53)

111.14
(-22.61)

370.38
(-4.70)

2010-11

441.93
(-8.22)

84.42
(-24.04)

357.51
(-3.47)

2011-12

TABLE 8: LIFE INSURERS: NUMBER OF INDIVIDUAL NEW POLICIES ISSUED

441.87
(-0.01)

74.05
(-12.28)

367.82
(2.88)

2012-13

(-7.50)

408.72

63.6
(-14.11)

345.12
(-6.17)

2013-14

(In Lakhs)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

35

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

36

Business in force at end of the financial year

59

139

72.21

11.85

0.37

0.37

54

42

15

182

77.15

8.58

0.54

0.16

0.33

0.47

96

15

56

54

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

23

Deletions during the year**

44.34

Additions during the year*

Non linked Health Business

15

12

Business in force at start of the financial year

16.96

General Annuity and Pension Business

Aegon Religare

Aviva

198

70.20

6.22

0.33

0.21

0.54

121

31

57

96

223

56.80

3.39

3.51

0.98

0.07

4.42

216

38

67

188

259

225.61

34

19

29

23

587

438.00

51

24

41

34

732

684.05

48

40

37

51

886

824

0.1

0.1

62

33

46

48

983

922

0.3

0.1

0.3

0.1

62

38

37

62

864

711

1.0

0.7

0.3

152

34

124

62

848

590

3.90

0.04

2.96

0.98

255

59

161

152

761.25

438

2.29

4.30

0.06

0.46

3.90

317

69

131

255

664.42

284

7.79

37.62

19.85

1.13

56.35

335

80

98

317

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Business in force at start of the financial year

Life Business

Particulars

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

215
68
395

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

0.65
6.39

Deletions during the year**

Business in force at end of the financial year

37
1112

3653

2458.00

6.00

6.00

511

80

196

395

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

710.44

0.56

Additions during the year*

Non linked Health Business

6.48

Business in force at start of the financial year

General Annuity and Pension Business

248

2005-06

Business in force at start of the financial year

Life Business

Particulars

6184

5607.95

29.73

6.62

0.20

0.36

6.46

540

92

122

511

2007-08

7542

6721

93

6.6

0.5

0.5

6.6

721

78

259

540

2008-09

8277

7248

82

6.9

0.5

0.7

6.7

941

114

334

721

2009-10

Bajaj Allianz

8587

6690

69

7.8

0.4

1.3

6.9

1820

157

1036

941

2010-11

8307

59.56

58.54

8.68

0.40

1.31

7.78

2283

442

905

1820

2011-12

7222

4650.63

53.95

10.06

0.50

1.87

8.68

2507

470

694

2283

2012-13

5857

3394.25

38.05

10.76

0.81

1.50

10.08

2413

576

480

2509

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

38
7

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

188

257

71

226

308

393

266.35

8.28

0.31

Business in force at end of the financial year

Non linked Health Business

0.03

Deletions during the year**

391

235.52

15.66

0.53

0.37

0.59

140

63

85

118

2011-12

0.34

118

21

94

45

2010-11

Additions during the year*

61

45

19

25

39

2009-10

0.31

39

14

42

10

2008-09

Bharti AXA

Business in force at start of the financial year

General Annuity and Pension Business

10

Business in force at end of the financial year

Deletions during the year**

13

Additions during the year*

2007-08

1
1

2006-07

Business in force at start of the financial year

Life Business

Particulars

412.51

202.58

17.09

0.24

0.29

0.53

193

94

147

140

2012-13

375.50

153.07

11.67

0.21

0.04

0.01

0.24

211

72

111

172

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

16
159

Deletions during the year**

Business in force at end of the financial year

39
607

447.63

713.00

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

1249

1401

1076.13

2423

1737

10

0.01

676

107

458

325

2008-09

Business in force at end of the financial year

0.01

0.01

325

66

158

234

2007-08

0.01

234

34

109

159

2006-07

Deletions during the year**

Additions during the year*

Business in force at start of the financial year

73

Additions during the year*

General Annuity and Pension Business

102

2005-06

Business in force at start of the financial year

Life Business

Particulars

3312

2305

0.1

0.2

993

421

739

676

2009-10

Birla Sun Life

2997

2130

1.0

0.1

0.9

0.1

852

790

649

993

2010-11

2943

10.76

1982.61

5.78

1.48

0.65

1.13

1.00

942

622

712

852

2011-12

2506

10.87

1719.62

5.05

1.02

0.52

0.06

1.48

769

656

483

942

2012-13

2232

9.38

1449.00

2.63

1.08

0.14

0.20

1.02

770

386

387

769

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

129.34

200.02

40
130

215

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

36

Business in force at end of the financial year

249

218.59

Deletions during the year**

Non linked Health Business

Additions during the year*

30

20

15

2011-12

35.54

15

15

2010-11

Canara HSBC

Business in force at start of the financial year

General Annuity and Pension Business

Business in force at end of the financial year

Deletions during the year**

Additions during the year*

2009-10

2008-09

Business in force at start of the financial year

Life Business

Particulars

286

232.15

54

10

33

30

2012-13

285

223.08

62

18

25

54

2013-14

2.17

2008-09

21

19.84

2009-10

54

33.11

21

22

2010-11

105

33.38

72

16

67

21

2011-12

DHFL Pramerica

170

32.70

137

37

102

72

2012-13

163

19.35

2.58

1.41

3.98

141

62

66

137

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

41
6

23

22

23

2012-13

40

38

17

32

22

2013-14

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

2011-12

Edelweiss Tokio

Business in force at start of the financial year

Life Business

Particulars

274

49

32

28

193

42

83

152

2005-06

847

169

38

31

253

48

108

193

2006-07

731

399

44

38

289

58

93

253

2007-08

1014

581

71

30

44

363

65

139

289

2008-09

1185

664

89

24

71

432

96

165

363

2009-10

Exide Life

1314

631

108

24

89

575

83

226

432

2010-11

1349

552

131

29

108

660

122

210

572

2011-12

1219

354.78

120.57

11.79

1.04

131.33

743

128

214

657

2012-13

1160

242

106

21

121

813

134

204

743

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2.14

Business in force at end of the financial year

42

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

98

39.70

0.13

Deletions during the year**

Non linked Health Business

1.89

2.27

Additions during the year*

379

196.95

3.95

0.08

2.14

178

45

167

56

2009-10

Business in force at start of the financial year

General Annuity and Pension Business

56

Business in force at end of the financial year

Deletions during the year**

62

Additions during the year*

2008-09

1
1

2007-08

Business in force at start of the financial year

Life Business

Particulars

551

178.75

5.50

0.15

1.70

3.95

367

69

257

178

2010-11

Future Generali

508

157.73

6.27

0.18

0.96

5.50

344

179

157

367

2011-12

507

147.87

5.75

0.55

0.02

6.27

353

108

117

344

2012-13

487

130.84

5.25

0.97

0.47

5.75

351

86

83

353

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

222
42
590

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

3.42
72.58

Deletions during the year**

Business in force at end of the financial year

43
896

2249

520.00

74.00

3.00

4.00

73.00

752

36

198

590

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

233.04

3.45

Additions during the year*

Non linked Health Business

72.55

Business in force at start of the financial year

General Annuity and Pension Business

410

2005-06

Business in force at start of the financial year

Life Business

Particulars

2098

1028.26

74.51

6.27

7.14

73.64

996

73

317

752

2007-08

2744

1404

17

79.1

15.4

20.0

74.5

1244

120

368

996

2008-09

3244

1667

79.9

12.3

13.1

79.1

1497

174

427

1244

2009-10

HDFC Standard

3588

1894

15

81.2

8.0

9.2

79.9

1598

214

314

1497

2010-11

3833

1975.50

6.57

88.48

10.56

17.86

81.18

1761

400

565

1598

2011-12

4040

2015.99

6.05

79.12

13.49

4.13

88.48

1938

449

625

1763

2012-13

4218

1869.32

23.45

87.67

10.56

19.11

79.12

2238

296

596

1938

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

237
138
473

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

1.29
50.26

Deletions during the year**

Business in force at end of the financial year

44
1764

1238.49

4408

2407.00

93.00

53.00

2.00

5.00

50.00

734

165

426

473

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

1.64

1.08

Additions during the year*

Non linked Health Business

50.47

Business in force at start of the financial year

General Annuity and Pension Business

374

2005-06

Business in force at start of the financial year

Life Business

Particulars

5355

4036.34

226.72

54.93

2.61

4.61

52.92

1037

403

706

734

2007-08

6449

37

4826

217

56.8

2.2

4.1

54.9

1313

637

913

1037

2008-09

6321

88

5089

115

57.3

2.1

2.6

56.8

972

863

523

1312

2009-10

ICICI Prudential

6251

92

4945

66

58.8

1.8

3.3

57.3

1090

502

620

972

2010-11

6068

108.51

4561.46

45.61

59.42

2.93

3.51

58.84

1293

519

722

1090

2011-12

5577

121.20

3853.88

37.64

62.13

2.81

5.51

59.42

1502

522

731

1293

2012-13

5121

118.25

3280.90

32.27

67.17

2.21

7.25

62.13

1622

462

582

1502

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

45
70.82

114.70

81

162

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

250

129.07

0.57

298

117.59

0.71

0.92

Business in force at end of the financial year

0.47

0.14

Deletions during the year**

0.58

179

16

76

120

2011-12

Additions during the year*

0.47

120

77

47

2010-11

0.47

3.09

47

37

10

2009-10

IDBI Federal

Business in force at start of the financial year

General Annuity and Pension Business

10

Business in force at end of the financial year

Deletions during the year**

10

Additions during the year*

2008-09

2007-08

Business in force at start of the financial year

Life Business

Particulars

383

113.71

0.68

0.95

0.02

0.06

0.92

268

35

124

179

2012-13

426

95.60

0.49

0.92

0.04

0.95

329

51

111

268

2013-14

169

168.66

2010-11

256

7.90

240.64

2011-12

341

7.74

291.78

0.02

42

38

2012-13

IndiaFirst

381

7.79

300.34

6.32

0.10

0.02

0.08

66

17

41

42

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

39
27
108

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

0.42
6.47

Deletions during the year**

Business in force at end of the financial year

46
189

494

189.00

6.00

6.00

123

22

37

108

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

74.24

0.21

Additions during the year*

Non linked Health Business

6.68

Business in force at start of the financial year

General Annuity and Pension Business

97

2005-06

Business in force at start of the financial year

Life Business

Particulars

571

415.48

5.93

0.38

0.17

6.14

149

27

53

123

2007-08

951

788

6.0

0.4

0.2

6.1

157

35

42

149

2008-09

1081

913

5.9

0.4

0.4

6.0

163

28

34

157

2009-10

Kotak Mahindra

1150

878

6.5

0.4

1.0

5.9

265

32

135

163

2010-11

1173

781.72

6.63

0.60

0.73

6.51

384

62

181

265

2011-12

1123

643.70

6.12

0.75

0.31

6.63

473

75

164

384

2012-13

1074

513.24

5.64

0.75

0.27

6.12

555

77

159

473

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

316
107
562

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

1.40
8.18

Deletions during the year**

Business in force at end of the financial year

47
689

2122

351.00

8.00

1.00

8.00

713

164

315

562

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

119.09

0.92

Additions during the year*

Non linked Health Business

8.66

Business in force at start of the financial year

General Annuity and Pension Business

353

2005-06

Business in force at start of the financial year

Life Business

Particulars

1711

793.55

13.86

7.08

0.86

0.29

7.65

896

163

346

713

2007-08

2575

1359

73

6.8

0.6

0.4

7.1

1135

202

441

896

2008-09

2977

1587

42

6.5

0.7

0.4

6.8

1342

266

473

1135

2009-10

Max Life

3359

1614

24

6.1

0.7

0.2

6.5

1715

211

584

1342

2010-11

3511

1459.65

19.30

5.68

0.66

0.23

6.11

2027

260

571

1715

2011-12

3550

1261.46

18.56

5.07

3.27

2.65

5.68

2265

268

506

2027

2012-13

3625

1096.46

12.64

4.56

0.81

0.30

5.07

2512

256

502

2265

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

76
32
106

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

0.15
0.74

Deletions during the year**

Business in force at end of the financial year

48
129

397

95.00

1.00

1.00

112

38

44

106

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

21.92

0.16

Additions during the year*

Non linked Health Business

0.73

Business in force at start of the financial year

General Annuity and Pension Business

62

2005-06

Business in force at start of the financial year

Life Business

Particulars

388

272.83

0.63

0.07

0.05

0.66

115

28

31

112

2007-08

645

469

0.7

0.1

0.2

0.6

176

29

90

115

2008-09

804

563

10

0.8

0.1

0.1

0.7

230

49

104

176

2009-10

PNB Metlife

853

578

0.8

0.1

0.1

0.8

270

78

118

230

2010-11

895

575.55

1.76

0.90

0.14

0.21

0.83

316

94

140

270

2011-12

949

537.50

0.62

0.80

0.10

0.90

410

85

179

316

2012-13

925

463.48

0.17

0.77

0.04

0.01

0.80

460

110

160

410

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

18
77

Deletions during the year**

Business in force at end of the financial year

49

Business in force at end of the financial year

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

125

Deletions during the year**

803

326

Additions during the year*

Non linked Health Business

189

49

162

77

2006-07

Business in force at start of the financial year

48

47

Additions during the year*

General Annuity and Pension Business

48

2005-06

Business in force at start of the financial year

Life Business

Particulars

1454

1203

32

220

46

77

189

2007-08

3313

63

3015

234

92

106

220

2008-09

4633

52

3981

600

84

450

234

2009-10

Reliance

5279

46

3262

18

13.9

0.7

14.6

1939

208

1547

600

2010-11

5158

38.03

2919.42

38.03

7.71

6.20

0.04

13.88

2155

790

1006

1939

2011-12

4865

23.49

2470.61

35.34

8.48

0.23

0.99

7.71

2327

590

762

2155

2012-13

4018

10.54

1564.86

27.42

7.72

1.19

0.43

8.48

2407

544

624

2327

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

17
5
22

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

0.1
0.3

Deletions during the year**

Business in force at end of the financial year

50
28

118

20

42

26

22

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

0.2

Additions during the year*

Non linked Health Business

0.2

Business in force at start of the financial year

General Annuity and Pension Business

10

2005-06

Business in force at start of the financial year

Life Business

Particulars

156

79

0.3

0.3

76

14

49

42

2007-08

238

136

0.3

0.3

101

20

44

76

2008-09

283

166

0.3

0.3

116

23

38

101

2009-10

Sahara

318

167

0.4

0.1

0.3

150

21

55

116

2010-11

354

157.07

0.39

0.01

0.05

0.35

197

25

72

150

2011-12

347

118.35

0.37

0.02

0.39

229

37

69

197

2012-13

310

70.02

0.36

0.02

0.01

0.37

240

37

48

229

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

186
35
352

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

0.1
64.5

Deletions during the year**

Business in force at end of the financial year

51
508

1657

499

77.0

2.0

14.0

64.0

411

89

148

352

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

92

10.7

Additions during the year*

Non linked Health Business

54.0

Business in force at start of the financial year

General Annuity and Pension Business

200

2005-06

Business in force at start of the financial year

Life Business

Particulars

1809

1297

91.8

8.4

23.2

76.9

420

85

94

411

2007-08

2642

2030

122.5

11.2

41.9

91.8

489

53

122

420

2008-09

3879

3167

133.2

8.7

19.4

122.5

579

57

147

489

2009-10

SBI Life

4477

3549

138.8

9.8

15.4

133.2

789

79

289

579

2010-11

4758

3355.78

36.38

161.18

12.18

34.57

138.79

1205

143

559

789

2011-12

4606

2718.44

13.59

148.57

18.48

5.87

161.18

1725

214

734

1205

2012-13

4801

145.57

9.00

335.18

139.85

17.58

457.45

4456

746

1068

4134

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

52
21

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

54

179

184

144

266

227

325

285

321

248

72

42

40

2010-11

Business in force at end of the financial year

40

16

18

38

2009-10

Additions during the year*

39

16

15

40

2008-09

Shriram

Deletions during the year**

39

25

12

53

2007-08

Business in force at start of the financial year

General Annuity and Pension Business

53

Business in force at end of the financial year

21

Deletions during the year**

42

Additions during the year*

2006-07

21
21

2005-06

Business in force at start of the financial year

Life Business

Particulars

351

183.09

0.02

0.02

168

13

109

72

2011-12

404

156.67

0.03

0.01

0.02

247

61

140

168

2012-13

377

117.41

2.54

0.69

0.16

3.07

375

167

141

401

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

53
12.63

13

118

106.11

188

150.93

302

214.88

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

0.11

0.26

0.01

Business in force at end of the financial year

0.16
0.01

0.10

Additions during the year*

0.11

86.89

14.66

64.56

36.99

Deletions during the year**

0.01

36.99

4.55

29.30

12.23

Business in force at start of the financial year


0.01

12.23

0.69

Business in force at end of the financial year

11.94
0.33

0.62

Additions during the year*

0.62

Deletions during the year**

0.07

General Annuity and Pension Business

Star Union Dai-Ichi

Tata AIA

381

226.87

0.37

0.01

0.12

0.26

154

36

103

87

406

224.10

25.81

8.16

0.34

33.64

380

98

131

348

600

86

39

22.3

2.8

7.4

17.7

453

81

205

329

1709

195

72

22.0

3.0

3.0

22.0

567

129

243

453

1122

432

90

21.0

2.4

1.5

21.8

579

196

208

567

1627

10

781

106

19.9

1.7

0.7

21.0

710

132

264

579

1809

16

933

101

19.3

1.1

0.5

19.9

740

258

288

710

1933

17

1000

79

19.7

0.7

1.1

19.3

819

235

314

740

1845

14.35

956.01

33.47

19.42

0.58

0.34

19.66

821.75

212.48

215.35

818.88

1686

12.98

823.73

23.50

18.75

0.85

0.18

19.42

807

159

144

822

1493

9.19

633.99

19.41

17.93

1.09

0.26

18.75

813

118

123

807

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Business in force at start of the financial year

Life Business

Particulars

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1768
631
3545

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

10
263

Deletions during the year**

Business in force at end of the financial year

54
7200

3352

20479

8439

165

285

11

32

261

4746

894

2096

3545

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

40

28

Additions during the year*

Non linked Health Business

245

Business in force at start of the financial year

General Annuity and Pension Business

2408

2005-06

Business in force at start of the financial year

Life Business

Particulars

23970

17532

392

306

23

45

284

5740

1321

2316

4745

2007-08

33795

110

25264

516

372

35

100

306

7533

1638

3431

5741

2008-09

40363

161

30428

363

404

32

64

372

9007

2555

4031

7531

2009-10

Private Total

43251

162

29496

302

451

28

75

404

12839

2757

6589

9007

2010-11

43693

257

27225

276

504

42

94

451

15431

4072

6660

12843

2011-12

41558

176

23082

221

473

54

23

504

17606

4142

6319

15428

2012-13

38662

155

16329

195

724

211

57

878

21803

4447

5839

20411

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

30947
14334
179564

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

239
2923

Deletions during the year**

Business in force at end of the financial year

55
186401

3914

431484

20240

2909

190

176

2923

189419

13104

22959

179564

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

293

Additions during the year*

Non linked Health Business

2868

Business in force at start of the financial year

General Annuity and Pension Business

162951

2005-06

Business in force at start of the financial year

Life Business

Particulars

233941

38582

102

2829

300

220

2909

192428

17487

20496

189419

2007-08

257823

198

44682

2789

241

201

2829

210154

14291

32017

192428

2008-09

278563

291

49434

2780

265

256

2789

226058

17003

32907

210154

2009-10

LIC

285936

344

42462

2749

286

256

2780

240381

21069

35392

226058

2010-11

291591

319

32793

183

2450

647

348

2749

255845

22559

38023

240381

2011-12

294554

279

21253

357

2413

304

267

2451

270251

25143

39549

255845

2012-13

296146

247

13666

328

2376

170

133

2413

279528

27986

37262

270251

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

32715
14965
183109

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

249
3186

Deletions during the year**

Business in force at end of the financial year

56
193601

7266

451963

28679

165

3194

201

208

3184

194165

13998

25055

183109

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

40

322

Additions during the year*

Non linked Health Business

3114

Business in force at start of the financial year

General Annuity and Pension Business

165359

2005-06

Business in force at start of the financial year

Life Business

Particulars

257911

56114

494

3135

323

265

3193

198168

18808

22812

194164

2007-08

291618

308

69946

516

3161

276

302

3135

217687

15930

35448

198169

2008-09

318927

453

79862

363

3184

296

319

3161

235065

19558

36939

217685

2009-10

Grand Total

329187

506

71958

302

3200

314

331

3184

253221

23825

41981

235065

2010-11

335284

576

60018

460

2954

688

442

3200

271276

26630

44683

253224

2011-12

336112

456

44335

578

2886

358

290

2954

287857

29285

45868

271274

2012-13

334808

402

29996

523

3101

381

190

3292

301331

32433

43101

290662

2013-14

(Policies in '000)

TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (NUMBER OF POLICIES) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

96
903

Deletions during the year**

Business in force at end of the financial year

999

Deletions during the year**

Business in force at end of the financial year

57
1261

358

4492

1193

12

12

3287

439

2823

903

13363

2965

492

9896

664

7274

3287

23242

3763

399

15

19065

1954

11122

9896

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

Aegon Religare

Aviva

(` Crore)

176.24

62

23

85

60580

3897

22211

42266

44817 60818.51

3994 2680.81

374

10

15

40439

3036

24410

19065

7855

7655

201

49

137

113

15120

14282

415

218

201

21659

21365

294

320

199

415

24889

24058

828

168

703

294

30055

26907

3146

433

2751

828

36672

26459

16

14

10198

1280

8332

3146

64071

25242

72

57

16

38757

3320

31879

10198

81766

20475

290

99

29

72

60902

6812

28957

38757

91707

16401

901

156

40

119

74249

7779

21126

60902

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Additions during the year*

Business in force at start of the financial year

Life Business

Particulars

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

5033
2455
10619

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

26
288

Deletions during the year**

Business in force at end of the financial year

58
29805

18898

95793

64816

239

68

20

288

12554

2627

4562

10619

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

97

Additions during the year*

Non linked Health Business

217

Business in force at start of the financial year

General Annuity and Pension Business

8041

2005-06

Business in force at start of the financial year

Life Business

Particulars

168501

154938

339

226

24

10

239

12998

2983

3427

12554

2007-08

198477

180727

2329

226

17

17

226

15195

2407

4604

12998

2008-09

200912

178770

2825

219

20

13

226

19098

3593

7496

15195

2009-10

Bajaj Allianz

205253

164151

2822

225

17

23

219

38055

4600

23556

19098

2010-11

195687

146534

2894

258

17

29

245

46001

11912

19858

38055

2011-12

174830

119072

1188

267

17

27

257

54303

11474

19776

46001

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

317443

91123

889

308

24

27

305

225123

71455

122104

174474

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

68
4
65

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

59
312

175

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

2006-07

Business in force at start of the financial year

Life Business

Particulars

1164

582

582

165

682

65

2007-08

5462

4148

1314

687

1419

582

2008-09

7025

5487

126

1412

1112

1210

1314

2009-10

Bharti AXA

10058

6071

147

26

28

3814

1164

3566

1412

2010-11

10937

5982

386

45

53

72

26

4525

2570

3281

3814

2011-12

16465

5397

605

14

31

45

10449

2339

8263

4525

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

24

18

11

10

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1381
399
3933

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

60
22437

18505

41869

30297

5113

673

1853

3933

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

2951

2005-06

Business in force at start of the financial year

Life Business

Particulars

54199

49545

4654

1153

694

5113

2007-08

84551

78955

766

4830

879

1055

4654

2008-09

116924

578

109029

773

6544

1106

2819

4830

2009-10

Birla Sun Life

130095

742

113594

704

15054

2333

10843

6544

2010-11

143815

1076

109068

703

32966

7636

25548

15054

2011-12

147258

1087

101365

638

44166

12945

24145

32966

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

146088

938

92960

347

27

24

51817

13859

21511

44166

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

59

59

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

61
2521

2462

7152

6786

366

34

341

59

2009-10

13404

12374

1030

59

723

366

2010-11

17771

15923

1848

244

1062

1030

2011-12

Canara HSBC

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

2008-09

Business in force at start of the financial year

Life Business

Particulars

20445

17448

2998

313

1462

1848

2012-13

21341

17717

3623

629

1255

2998

2013-14

78

29

49

55

2008-09

666

552

114

58

123

49

2009-10

1773

1250

522

164

572

114

2010-11

2980

1200

1781

501

1759

522

2011-12

DHFL Pramerica

3853

925

2928

886

2034

1780

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

4012

836

3175

1347

1594

2928

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Deletions during the year**

Business in force at end of the financial year

62
1179

40

3612

57

3555

353

2769

1139

2012-13

7444

86

30

31

7328

1103

4876

3555

2013-14

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

1139

15

Deletions during the year**

Business in force at end of the financial year

1154

2011-12

Edelweiss Tokio

Additions during the year*

Business in force at start of the financial year

Life Business

Particulars

5744

1351

4393

893

1706

3580

2005-06

16605

4804

5036

865

1508

4393

2006-07

15099

9499

5600

877

1441

5036

2007-08

18380

11127

7253

1164

2818

5600

2008-09

20035

11477

360

22

169

213

8198

1845

2790

7253

2009-10

Exide Life

22991

11253

599

22

261

360

11139

1494

4435

8198

2010-11

25001

10138

216

850

74

325

599

13796

2358

5193

10962

2011-12

27705

8293

1087

65

302

850

18324

3021

7726

13620

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

31207

6658

1190

136

238

1087

23358

4028

9062

18324

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

33

Business in force at end of the financial year

Business in force at end of the financial year

63
33

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

2933

891

Additions during the year*

Deletions during the year**

Business in force at start of the financial year

General Annuity and Pension Business

288

Deletions during the year**


2041

2297

33

Additions during the year*

33

2008-09

2007-08

Business in force at start of the financial year

Life Business

Particulars

9223

5043

4179

1707

3845

2041

2009-10

20204

4708

15495

1627

12943

4179

2010-11

Future Generali

17171

3982

13187

8681

6373

15495

2011-12

15715

3468

12246

4534

3592

13187

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

14284

3119

19

18

11147

3801

2702

12246

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

904

Deletions during the year**

79

Deletions during the year**

64
23636

10358

55144

21487

1485

98

105

1478

14253

992

3444

11801

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

1478

109

Additions during the year*

Business in force at end of the financial year

1448

Business in force at start of the financial year

General Annuity and Pension Business

11801

4552

Additions during the year*

Business in force at end of the financial year

8153

2005-06

Business in force at start of the financial year

Life Business

Particulars

55885

37478

1434

146

95

1485

16973

1347

4067

14253

2007-08

69640

45479

408

1502

191

258

1434

22251

2233

7510

16973

2008-09

89016

57892

1580

237

315

1502

29544

3232

10525

22252

2009-10

HDFC Standard

110822

73239

377

1830

183

434

1580

35376

3212

9024

29563

2010-11

135241

84217

213

2683

445

1297

1831

48128

15241

27994

35376

2011-12

180747

94282

276

79

2688

84

2683

86110

7011

44993

48128

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

239139

93499

1880

2823

285

740

2368

140937

10634

65460

86110

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1655
13438

Deletions during the year**

Business in force at end of the financial year

65
42740

27686

55

98306

56319

4043

1559

85

83

1560

15403

1925

3890

13438

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

1560

76

Deletions during the year**

Business in force at end of the financial year

79

Additions during the year*

Business in force at start of the financial year

1557

4063

Additions during the year*

General Annuity and Pension Business

11030

2005-06

Business in force at start of the financial year

Life Business

Particulars

135339

84912

27245

1538

89

67

1559

21644

3000

9242

15403

2007-08

161595

32

95995

35085

1569

71

102

1538

28914

6163

13433

21644

2008-09

137984

112

89388

19586

1552

78

62

1568

27347

10798

9027

29118

2009-10

ICICI Prudential

177188

176

127584

11585

1565

84

97

1552

36278

7282

16214

27347

2010-11

191389

246

122854

8066

1562

95

92

1565

58660

6978

29360

36278

2011-12

179841

5447

88331

6749

1653

75

166

1562

77662

8876

27877

58660

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

220846

5431

100683

5778

1709

72

127

1653

107246

11738

41322

77662

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

11

11

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

66
74

64

2682

1655

1026

1017

11

2008-09

7810

2747

5063

24

4060

1026

2009-10

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

2007-08

Business in force at start of the financial year

Life Business

Particulars

14370

3249

11121

252

6310

5063

2010-11

IDBI Federal

17667

3084

14584

1039

4502

11121

2011-12

21301

3043

18257

1967

5640

14584

2012-13

24587

2644

21944

2896

6583

18257

2013-14

566

566

2009-10

2833

2722

111

111

2011-12

6468

136

5684

649

27

565

111

2011-12

IndiaFirst

9462

139

7515

1807

215

1373

649

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

1468320

1426350

7785

182

34002

14325

27881

20446

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1132
6083

Deletions during the year**

Business in force at end of the financial year

262

Business in force at end of the financial year

67
12016

5671

25556

9268

260

262

7159

716

1792

6083

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

19

Deletions during the year**

Non linked Health Business

Additions during the year*

Business in force at start of the financial year

275

1863

Additions during the year*

General Annuity and Pension Business

5351

2005-06

Business in force at start of the financial year

Life Business

Particulars

24678

16868

248

19

260

7561

1403

1806

7159

2007-08

33874

25160

236

20

248

8479

1423

2340

7561

2008-09

37992

29030

224

17

236

8738

1707

1967

8479

2009-10

Kotak Mahindra

47286

27295

259

17

53

224

19732

2257

13250

8738

2010-11

57765

25152

266

28

34

259

32347

4347

16963

19732

2011-12

62736

21459

242

31

266

41035

5289

13976

32347

2012-13

220

32

10

242

46633

5548

11146

41035

2013-14

(` Crore)

66341.07

19487.88

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

7917
2858
19191

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

26
167

Deletions during the year**

Business in force at end of the financial year

68
24533

5174

69757

14906

157

19

167

24525

2724

8057

19191

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

18

Additions during the year*

Non linked Health Business

176

Business in force at start of the financial year

General Annuity and Pension Business

14132

2005-06

Business in force at start of the financial year

Life Business

Particulars

58240

27989

218

145

17

157

29887

4392

9755

24525

2007-08

82914

40593

1268

139

13

145

40914

6490

17517

29887

2008-09

90299

47876

735

133

14

139

41554

11656

12296

40914

2009-10

Max Life

98623

48743

460

125

13

133

49295

8737

16478

41554

2010-11

106310

45386

379

115

14

125

60430

8771

19823

49378

2011-12

111892

38753

361

105

60

49

115

72673

11406

23649

60430

2012-13

261.23

111

16

22

105

85433

11437

24196

72673

2013-14

(` Crore)

122260.28

36455.49

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2908
1049
4491

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

4
16

Deletions during the year**

Business in force at end of the financial year

69
5747

1240

19198

6706

25086

19550

15

3
15

15

5522

892

1396

5018

2007-08

16

5018

1211

1737

4491

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

16

Business in force at start of the financial year

General Annuity and Pension Business

2633

2005-06

Business in force at start of the financial year

Life Business

Particulars

36768

29555

15

15

7198

978

2654

5522

2008-09

41314

31918

44

15

15

9336

1568

3707

7198

2009-10

PNB Metlife

47056

35064

23

19

15

11949

2191

4803

9336

2010-11

49168

34449

17

39

25

20

14663

3671

6385

11949

2011-12

49907

31488

30

39

18384

4780

8501

14663

2012-13

1.54

27

30

21847

4432

7895

18384

2013-14

(` Crore)

50104.72

28229.41

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1050
275
1767

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

70
2253

486

15116

6201

3339

1118

2691

1767

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

992

2005-06

Business in force at start of the financial year

Life Business

Particulars

21962

17337

524

4102

793

1555

3339

2007-08

39431

1199

32163

6069

814

2782

4102

2008-09

50401

1086

40592

8723

1831

4485

6069

2009-10

Reliance

61640

970

38236

385

22050

2748

16075

8723

2010-11

66594

723

34773

827

30272

8563

16786

22050

2011-12

65470

437

29522

776

34736

10693

15157

30272

2012-13

10

10

36921

13466

15651

34736

2013-14

(` Crore)

55871.48

57.42

18882.62

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

214
61
289

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

1
8

Deletions during the year**

Business in force at end of the financial year

71
380

84

1699

392

568

77

356

289

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

137

2005-06

Business in force at start of the financial year

Life Business

Particulars

2696

1604

1085

176

694

568

2007-08

4013

2551

1454

275

644

1085

2008-09

4583

2875

1700

345

592

1454

2009-10

Sahara

4878

2712

10

2156

399

855

1700

2010-11

5160

2347

11

10

2801

501

1146

2156

2011-12

4752

1635

10

11

3106

714

1019

2801

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

4116.39

901.42

10

3206

712

811

3106

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

4092
551
7254

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

72
9557

2054

31616

10734

331

89

249

9155

948

2849

7254

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

249

77

Additions during the year*

Business in force at end of the financial year

172

Business in force at start of the financial year

General Annuity and Pension Business

3713

2005-06

Business in force at start of the financial year

Life Business

Particulars

37801

26278

526

196

331

10997

1314

3156

9155

2007-08

55441

40010

976

17

467

526

14455

1576

5035

10997

2008-09

74754

55777

142

816

336

177

976

18018

2080

5642

14455

2009-10

SBI Life

87349

56779

840

19

43

816

29725

3208

14914

18018

2010-11

115255

61484

1150

375

629

164

840

52246

5185

27706

29725

2011-12

143129

60632

500

540

113

278

375

81457

8415

37626

52246

2012-13

131.33

307.95

1759

229

1092

896

182954

24021

65242

141734

2013-14

(` Crore)

185021.02

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

73
443

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Non linked Health Business

Business in force at end of the financial year

Deletions during the year**

Additions during the year*

Business in force at start of the financial year

General Annuity and Pension Business

443

4230

1164

1380

153

Deletions during the year**

Business in force at end of the financial year

1090

443

2006-07

443

2005-06

Additions during the year*

Business in force at start of the financial year

Life Business

Particulars

4556

3552

6710

5794

916

372

283

1004

2008-09

1004

580

204

1380

2007-08

8533

7544

989

254

327

916

2009-10

Shriram

7906

6020

1886

294

1191

989

2010-11

9662

4209

5452

432

3998

1886

2011-12

8981

8978

1816

5342

5452

2012-13

2399.59

12326

5958

5854

12431

2013-14

(` Crore)

12326.72

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14


15

15

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

Deletions during the year**

Business in force at end of the financial year

74
343

328

2804

1854

669

669

280

273

15

3673

2931

733

79

582

230

6861

4913

21

13

1927

224

1418

733

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

Additions during the year*

Non linked Health Business

Business in force at start of the financial year

General Annuity and Pension Business

Star Union Dai-Ichi

Tata AIA

(` Crore)

6838.81

129

36

23

143

13489

2185

5383

10290

15507

3886

833

486

94

54

525

10303

1295

4382

7216

42046

8504

3233

475

58

48

486

12428

2193

4318

10303

36345

18787

4548

460

42

26

475

12550

3346

3469

12428

44209

215

25751

4281

444

30

14

460

13518

1710

2678

12550

54062

2380

31035

5367

434

20

444

14846

1831

3158

13518

60813

2940

33626

5143

448

14

29

434

18657

2097

5908

14846

58828

2219

32682

1641

449

12

13

448

21837

3128

6308

18657

54599

1490

27322

1128

457

18

25

449

24202

3828

6193

21837

53552

1657

21489

860

452

21

16

457

29095

3153

8046

24202

2013-14 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

10433 13617.52

6026

29

21

4377

567

3017

1927

2008-09 2009-10 2010-11 2011-12 2012-13

Business in force at start of the financial year

Life Business

Particulars

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

39741
13577
94205

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

326
4513

Deletions during the year**

Business in force at end of the financial year

75
202653

103046

532367

250055

7276

4529

348

364

4514

116411

16230

38433

94206

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

888

448

Additions during the year*

Non linked Health Business

4391

Business in force at start of the financial year

General Annuity and Pension Business

68041

2005-06

Business in force at start of the financial year

Life Business

Particulars

663317

490348

32874

4599

339

408

4530

135496

22743

41831

116408

2007-08

876172

1447

647791

44136

5117

361

879

4599

177682

27731

69917

135496

2008-09

996603

4157

744339

29599

6026

749

1445

5330

212483

45661

80256

177887

2009-10

Private Total

1178249

4827

801025

22143

5984

373

1012

5345

344271

46141

177960

212452

2010-11

1328223

8163

779343

16891

6766

1376

2138

6004

517060

97297

269027

345330

2011-12

1439716

8601

690503

12890

4630

3115

979

6766

723092

111288

317496

516883

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

3210472

1434433

571012

11585

9042

887

2421

7508

1196451

218405

491922

922934

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

8715
63912

Deletions during the year**

Business in force at end of the financial year

76
1351392

7321

3325164

106381

87027

2345

25460

63912

1397468

122551

239860

1280159

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

8858

Additions during the year*

Non linked Health Business

63769

Business in force at start of the financial year

General Annuity and Pension Business

1280159

96344

Deletions during the year**

Business in force at end of the financial year

311408

1065095

2005-06

Additions during the year*

Business in force at start of the financial year

Life Business

Particulars

1733328

196936

3744

47269

51029

11270

87027

1485380

127339

215251

1397468

2007-08

2037531

7217

198470

46964

233178

232873

47269

1784880

111705

411205

1485380

2008-09

2341937

10852

223125

46927

6318

6281

46964

2061034

178613

454767

1784880

2009-10

LIC

2677970

12498

178479

51597

6525

11196

46927

2435396

192221

566583

2061034

2010-11

2983247

12343

137067

3609

42494

18140

9037

51597

2787732

212830

565166

2435396

2011-12

9825.86

68573.18

7286.17

51417

4200

4032

51585

3449027

296042

625738

3119331

2013-14

(` Crore)

3280117 3586129.80

10783

91702

6701

51599

5161

14266

42494

3119331

245049

576648

2787732

2012-13

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

351149
109921
1374364

Additions during the year*

Deletions during the year**

Business in force at end of the financial year

9041
68425

Deletions during the year**

Business in force at end of the financial year

77
1554045

110367

3857531

356436

7276

91556

2693

25824

68426

1513879

138781

278293

1374365

2006-07

* Includes New Policies issued, Old Policies reinstated/revived.


** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract of various years.

Business in force at end of the financial year

Grand Total

Business in force at end of the financial year

Linked Health Business

Business in force at end of the financial year

Linked Business #

Business in force at end of the financial year

888

9306

Additions during the year*

Non linked Health Business

68160

Business in force at start of the financial year

General Annuity and Pension Business

1133136

2005-06

Business in force at start of the financial year

Life Business

Particulars

2396646

687284

36618

51867

51368

11678

91557

1620876

150082

257081

1513876

2007-08

2913703

8664

846261

44136

52081

233539

233753

51867

1962562

139436

481122

1620876

2008-09

3338541

15008

967464

29599

52952

7067

7726

52294

2273517

224274

535023

1962767

2009-10

Industry Total

3856219

17325

979504

22143

57581

6899

12208

52271

2779667

238362

744543

2273486

2010-11

4311470

20506

916411

20501

49260

19516

11175

57601

3304792

310127

834193

2780726

2011-12

4719833

19383

782206

19591

56229

8277

15246

49260

3842423

356337

894145

3304616

2012-13

6796602

1444259

639585

18871

60459

5087

6453

59093

4645478

514447

1117660

4042265

2013-14

(` Crore)

TABLE 10: INDIVIDUAL BUSINESS (WITHIN INDIA) BUSINESS IN FORCE (SUM ASSURED) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2008-09

78
8.92
1119.43

Sahara

SBI Life

4459.22

4840.47

3103.62

25941.72 41078.55 31327.85 33761.61 21798.69

712.79

Industry Total

1093.95

189.58

113.05

2518.23

18.34

1012.40

339.62

12060.80 14314.05

919.91

233.20

261.80

3820.70

41.95

3323.31

757.86

LIC

726.77

30.10

172.72

2736.21

54.70

2893.05

985.20

13880.92 26764.50 26868.63 28921.13 18695.06

375.79

118.13

2475.69

46.50

1788.42

737.07

763.33

605.42

405.34

113.22

4178.18

2937.32

91.07

126.29

Private Total

Tata AIA

Star Union Dai-ichi

58.25

626.27

Reliance

Shriram Life

276.15

1208.31

PNB Metlife

1296.16

506.70

Max Life

1026.77

162.74
1224.75

233.72

5960.48

1014.41

985.09

183.49

6162.70

511.75

4.36

7209.82

Kotak Mahindra

4282.51

2476.44

306.67

311.88

IndiaFirst

IDBI Federal

ICICI Prudential

102.90
1996.62

2197.08

HDFC Standard

1253.19

Future Generali

504.10

9139.35

464.95

8674.40

256.37

175.14

10.19

1027.17

2.20

372.39

181.54

190.88

258.42

173.49

17.93

2062.60

1856.13

32.56

28.74

581.61

16.01

386.48

1099.71

92.70

171.94

180.55

78.80

2011-12

Exide Life

46.28

644.82

1726.41

250.81

1295.01

431.54

176.01

2010-11

2.46

35.62

602.87

2887.42

398.96

2952.65

698.14

138.06

2009-10

a. Regular

Edelweiss Tokio
359.43

2658.89
3.24

1915.76

228.01
288.57

Birla Sunlife

87.48

3731.30

DHFL Pramerica

809.87

Bharti AXA

5839.54

Canara HSBC

7.61

Bajaj Allianz

669.42

687.19
2997.85

Aviva

1024.42

2007-08
26.59

2006-07

Aegon Religare

Insurer

8265.39

40.13

8225.27

120.08

110.99

8.56

969.82

0.34

191.14

183.29

153.09

251.23

195.25

3.81

2555.77

1948.02

14.63

42.89

2.91

11.75

242.52

786.47

56.71

205.21

125.18

45.60

2012-13

3364.81

20.65

90.15

840.95

22.53

231.38

9.23

115.79

45.53

445.30

276.83

25.04

39.39

1175.90

26.13

2006-07

4258.42

48.26

185.78

1189.37

50.89

906.79

56.15

202.91

31.75

7.24

388.20

359.62

36.87

31.43

2.08

743.06

18.02

2007-08

2669.11

38.91

14.65

135.32

494.49

51.63

548.14

42.67

150.04

18.71

103.85

232.82

269.97

4.72

22.36

7.58

40.67

1.65

465.77

24.53

0.62

2008-09

6935.98 23172.35 29418.49 13332.46

9.10 19807.54 25160.07 10663.35

6926.88

62.54

142.00

2.53

1002.79

0.09

219.83

166.10

392.02

197.35

108.31

0.55

2200.45

1198.35

18.70

26.20

2.87

5.32

189.23

737.69

15.02

140.98

68.15

29.82

2013-14

A. LINKED PREMIUM

26163.84

23245.78

2918.06

19.42

237.67

112.82

535.30

42.29

265.57

30.48

81.54

187.63

38.85

109.98

113.15

216.00

8.74

6.87

1.38

11.91

40.92

3.82

796.19

54.04

3.50

2009-10

31761.14

23398.56

8362.58

162.54

353.50

322.91

1964.93

43.52

719.62

139.58

94.55

277.44

261.57

173.44

1904.66

556.22

79.47

19.06

5.00

5.28

23.29

4.61

1141.26

88.32

21.79

2010-11

b. Single

8242.62

3642.44

4600.18

125.21

355.01

161.13

1256.72

26.26

335.89

316.44

70.08

370.85

207.23

83.68

238.16

171.13

45.66

31.28

9.78

0.07

63.99

1.09

669.44

40.80

20.29

2011-12

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

2549.89

151.83

2398.06

31.25

191.22

112.04

325.99

10.08

142.58

182.48

33.72

246.94

73.53

56.00

78.74

482.34

25.38

9.56

8.05

1.96

0.01

11.58

0.30

360.85

7.72

5.74

2012-13

1672.70

34.75

1637.95

22.81

63.82

74.31

282.14

5.07

51.83

15.87

13.63

189.88

40.72

21.94

127.59

323.39

46.98

2.12

5.84

3.42

3.85

12.79

0.23

321.64

5.99

2.10

2013-14

(Premium in ` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Birla Sunlife

89.56

79
882.87

629.26

498.17

191.96

49114.08 70497.04 44660.31 59925.45 53559.83 17381.97 10815.29

4107.39

Industry Total

151.34

302.21

120.60

1295.81

10.42

333.71

365.77

186.81

31868.35 39474.12 15122.57 28086.26 26502.19

381.58

530.15

171.32

2283.89

28.46

708.28

497.98

260.96

268.78

59.82

2634.51

2430.35

40.01

LIC

875.34

543.09

435.96

4483.16

61.86

1732.02

479.20

857.88

380.72

101.61

2300.77

2027.26

78.22

52.46

17245.73 31022.92 29537.74 31839.19 27057.64 13274.58 10623.33

1113.37

470.87

374.62

4356.00

84.24

3588.88

788.34

1289.86

666.91

286.66

6082.84

3493.54

170.54

145.35

10.96

13.71

242.53

798.05

57.01

566.05

132.90

51.34

2012-13

Private Total

775.03

958.82

396.44

308.05

Tata AIA

303.91

3230.69

106.33

3441.19

1027.86

1446.21

44.75

148.40

Shriram Life

3665.06

97.38

2695.21

793.23

1229.68

Star Union Dai-ichi

31.45
1960.38

Reliance

SBI Life

857.65

PNB Metlife

Sahara

285.38

Max Life

1243.46

343.70
1202.03

557.28
622.49

Kotak Mahindra

1016.84

287.34
201.59

11.61

6073.63

2692.44

315.41

IndiaFirst

IDBI Federal

6395.52

4727.81

ICICI Prudential

7598.02

2266.58

1530.02

HDFC Standard

2556.69

107.62

Future Generali

318.74

60.02

526.47

25.79

386.55

1163.69

93.79

841.38

221.35

99.08

2011-12

Exide Life

51.28

650.10

1749.70

255.42

2436.27

519.86

197.80

2010-11

2.46

37.00

614.78

2928.34

402.77

3748.84

752.18

141.57

2009-10

c. First Year (a+b)

Edelweiss Tokio

3.24

DHFL Pramerica
618.48

229.66
2699.56
296.15

1947.18

Canara HSBC

384.48

7.61
849.26

Bharti AXA

4197.07

4173.75

Bajaj Allianz

6582.60

693.95

1042.44

713.32

2008-09

Aviva

2007-08
27.20

2006-07

Aegon Religare

Insurer

8608.68

43.85

8564.83

85.35

205.82

76.84

1284.92

5.16

271.66

181.97

405.64

387.24

149.03

22.48

2328.04

1521.74

65.68

28.32

8.71

8.74

193.09

750.48

15.25

462.62

74.14

31.92

2013-14

521.68

25.76

439.93

5.84

387.86

198.71

502.97

461.56

5137.57

1744.21

252.99

1278.84

5.11

2726.90

837.16

2007-08

927.57

100.49

1287.58

39.18

1319.32

701.47

1230.29

876.66

1.28

8107.79

2462.86

524.61

1723.32

61.60

5789.33

1258.88

2008-09

7870.19 19574.53
6556.39 22397.28 45986.75

377.26

6179.13 14527.09 26412.22

251.79

184.69

0.43

29.69

39.61

133.11

229.05

2407.25

797.52

68.02

844.83

767.86

425.28

2006-07

A. LINKED PREMIUM

55595.51

19175.90

36419.61

1543.58

10.12

168.88

2444.60

77.44

2567.85

1282.61

2107.71

1416.02

0.01

120.70

9746.75

3081.19

35.43

732.00

1.04

219.65

2514.84

228.36

6536.42

1570.66

13.73

2009-10

1748.58

266.26

206.77

5403.39

74.44

2713.24

1148.92

2713.17

1535.54

315.18

306.47

8662.29

5092.49

225.29

503.24

50.85

1142.33

3747.70

508.63

3452.02

1459.32

198.06

2011-12

1226.34

267.73

102.74

3646.19

45.13

1354.08

963.02

2160.50

1148.87

367.27

207.94

7027.64

4890.32

153.36

321.00

1.34

48.24

1211.10

2890.70

410.99

1849.30

1120.63

207.45

2012-13

6338.40
55475.88 52267.94 37960.27

12694.60 10793.76

28938.33

2684.40

26253.94

808.46

263.67

50.55

3007.39

25.41

831.88

769.10

1694.73

763.34

430.10

119.05

6033.19

5370.51

112.67

237.66

29.76

37.42

1032.43

2399.97

322.54

954.20

776.50

183.44

2013-14

(Premium in ` Crore)

42781.28 41474.18 31621.87

1985.75

160.26

223.58

4599.97

90.13

3326.71

1446.71

2662.68

1603.25

93.66

283.52

9564.93

3898.47

200.36

702.12

20.75

713.36

3550.68

437.95

5543.65

1567.21

105.58

2010-11

d. Renewal

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

80
148.40

Shriram Life

5773.63

350.84

1050.75
7392.01

370.90

847.47

72.03

1363.46

5300.38

693.37

7119.75

303.51

563.26

2.46

76.65

1528.88

4911.39

602.42

4293.41

1680.66

297.15

2728.25 17825.54

1901.66

126.50

5.23

859.77

24.73

55.56

25.22

299.30

60.48

3794.41

150.31

1.59

6.03

1828.69

27.68

179.08

81.22

297.55

62.65

0.72

5608.54

179.67

22.04

7.20

2461.12

40.59

306.84

229.45

439.16

69.36

51.81

26952.54

6530.35

1620.69

192.05

30.86

598.14

11.55

74.10

52.88

243.81

41.29

55670.46 92894.32 90647.06 115520.96 109035.71 69649.91 48775.55 37547.01 19446.24 13809.62 18475.80

893.81

469.49

127.38

4292.31

30.58

1103.54

951.07

2100.37

1150.58

579.13

141.53

Industry Total

1377.67

569.94

223.34

4942.00

55.54

1687.79

1328.79

2347.31

1647.04

636.05

267.76

97.95

507.45

170.26

314.79

0.38

1.30

29.85

6.13

618.70

46.14

8.36

2009-10

21344.01

2130.16

796.41

378.09

7687.28

102.90

3421.52

1646.89

2974.13

2164.80

695.90

408.08

182.62

339.74

41.73

149.07

0.13

0.26

105.07

47.67

281.08

9.19

2.32

2008-09

11907.96 14681.40

2861.09

703.35

659.53

9083.14

151.99

5058.73

1925.91

3520.56

2486.11

760.57

570.18

162.12

83.32

2.49

79.26

10.29

18.32

80.27

8.80

2007-08

32245.61 47344.31 34697.10 47262.15 39196.78 14901.15

2656.95

480.99

543.51

6800.60

161.68

6156.72

2070.95

3397.56

2618.06

201.60

464.40

88.10

63.25

80.87

22.44

0.15

116.28

4.92

2006-07

LIC

1886.39

44.75

408.54

4518.27

145.51

4760.51

1729.33

2676.49

2120.12

288.62

8361.22

6892.25

178.35

265.97

38.47

46.16

1225.52

3150.45

337.79

1416.82

850.63

215.35

2013-14

23424.86 45550.01 55949.96 68258.80 69838.93 54748.76 42245.20 34818.76

1296.71

329.67

4104.99

103.22

3083.07

991.93

1732.65

1478.41

11.61

9662.15

7320.67

193.37

373.45

12.30

61.96

1453.63

3688.75

468.00

2415.36

1253.54

258.79

2012-13

Private Total

Tata AIA

648.23

31.87

887.34

Reliance
2145.07

325.00

PNB Metlife

SBI Life

755.60

Max Life

Sahara

786.32

Star Union Dai-ichi

4729.45

107.62

1051.08

38.05

834.42

5443.18

631.13

7979.93

2087.07

303.38

2011-12

7135.06 12735.58 14503.31 15820.38 15647.77 10963.06

Kotak Mahindra

IndiaFirst

IDBI Federal

ICICI Prudential

2327.54

Future Generali

HDFC Standard

4300.91

871.47

452.50

Exide Life

Edelweiss Tokio

4422.89
3.24

3226.03

291.26
296.15

1694.09

Birla Sunlife

94.67

2322.84

155.30

2010-11

475.99

236.53

140.38

1165.63

39.87

1064.01

556.60

1360.42

402.34

568.56

197.13

1582.32

1141.72

263.26

575.36

8.09

77.36

296.65

743.75

103.43

1679.70

575.72

107.50

2011-12

294.47

269.54

180.95

1648.36

35.01

997.27

461.10

1376.26

498.12

40.42

264.46

1628.35

1165.07

199.34

457.36

34.57

124.67

352.60

1023.73

158.48

1766.84

548.25

84.05

2012-13

42146.49 53091.90 43882.66

33161.73 39729.58 30273.39

45749.34

31895.39

13853.95

271.44

300.69

186.18

1994.72

25.07

1616.43

464.33

1395.41

591.72

39.33

274.34

1084.72

1157.35

157.19

467.70

64.59

102.95

393.82

901.02

279.83

1457.55

513.39

114.19

2013-14

(Premium in ` Crore)

8984.76 13362.32 13609.26

394.92

154.21

46.38

871.59

29.97

1272.22

214.20

1011.66

251.55

22.87

150.35

1514.51

401.73

275.79

507.84

22.87

151.89

302.86

70.95

1017.08

224.20

75.14

2010-11

a. Regular

e. Total (c+d)
2009-10

B. NON-LINKED PREMIUM

A. LINKED PREMIUM

9986.40 10285.27

1952.83

27.20

2008-09

DHFL Pramerica

7.61

Bharti AXA

9309.50

1879.59

2007-08

Canara HSBC

1138.60
4941.61

Bajaj Allianz

2006-07

Aviva

Aegon Religare

Insurer

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

81
1.91

Shriram Life
56.33
559.21
6529.67
7088.89

Tata AIA

Private Total

LIC

Industry Total

Star Union Dai-ichi

0.36

Reliance
5.32

2.17

PNB Metlife

SBI Life

45.81

Max Life

Sahara

16.37

346.22

Kotak Mahindra

IndiaFirst

IDBI Federal

ICICI Prudential

3.54

5443.02

81.98

198.09

79.29

3081.79

2.81

37.01

22.39

280.34

132.67

33.04

12.27

558.00

664.62

6516.99

114.36

173.04

119.09

2238.72

16.00

45.59

13.20

336.28

191.81

1007.21

20.86

545.75

840.65

1.08

128.39

7092.10

76.97

56.35

126.82

1785.84

34.86

45.91

29.58

460.54

292.86

1493.00

18.87

346.83

1359.84

2.02

71.79

2179.91

248.38

32.77

603.46

11.55

74.46

55.05

289.62

57.66

434.32

118.84

83.18

2693.03

189.48

6.08

1127.75

24.73

55.85

32.13

368.14

89.77

0.30

436.74

128.68

2.49

85.96

17.83

23.68

91.88

11.55

2007-08

4614.26

183.85

5.44

6.42

2155.95

27.68

72.79

116.84

396.70

99.56

29.43

416.31

384.53

42.35

162.49

0.13

0.26

121.29

63.27

294.36

30.61

4.01

2008-09

6532.82

208.64

49.00

44.88

2684.75

40.59

331.90

273.51

559.22

131.95

56.85

260.29

565.06

170.67

323.69

0.38

7.84

31.67

34.66

702.26

46.20

8.80

2009-10

49968.46

3343.43

61.96

61.39

89.65

2234.83

30.70

12.82

191.85

118.72

14.98

7.93

264.79

164.05

2.28

7.29

33.46

0.16

128.98

8.01

2006-07

9405.86 24194.97 23015.92 30691.86 43468.29 52663.14 65961.64 26535.13 23215.48 42670.77

924.28

28.97

26.96

37.68

223.63

25.06

44.06

120.06

62.59

5.04

162.34

57.61

0.41

8.90

7.42

61.27

15.78

45.98

80.53

671.86

6.24

0.94

2013-14

557.97

434.62

219.68

4247.43

42.68

1101.02

578.99

1640.76

535.01

601.59

209.40

2140.32

1806.34

266.80

578.12

8.42

77.36

300.55

762.47

130.80

1875.92

580.51

108.57

2011-12

408.83

442.59

300.05

3887.07

51.02

1042.86

474.30

1712.54

689.93

1047.64

285.32

2174.10

2005.72

200.42

585.75

36.37

126.29

364.19

1038.46

191.91

2421.85

554.50

84.56

2012-13

90764.94
72838.36 96560.20 96545.80 111710.98

60510.16 77754.85 76419.54

20946.05

348.40

357.03

313.00

3780.56

59.93

1662.33

493.91

1855.95

884.58

1532.34

293.21

1431.56

2517.19

159.21

539.49

72.01

164.21

409.60

947.01

360.36

2129.41

519.63

115.13

2013-14

(Premium in ` Crore)

12328.19 18805.34 20126.25

456.87

215.60

136.03

3106.41

29.97

1302.92

227.02

1203.51

370.27

37.86

158.28

1779.30

565.79

278.06

515.13

22.87

167.19

330.60

92.36

1029.55

225.53

77.07

2010-11

c. First Year (a+b)

43435.65

819.86

33.54

3.86

0.39

327.26

-106.29

35.62

99.15

36.92

28.71

233.69

44.78

0.61

13.41

1.80

1.62

11.59

14.73

33.43

655.01

6.24

0.52

2012-13

B. NON-LINKED PREMIUM

8614.49 23375.11 22091.64 27348.43 38025.27 46146.15 58869.55 24355.22 20522.45 38056.51

791.37

62.98

0.85

267.98

0.29

6.91

68.85

29.29

0.30

274.61

45.36

HDFC Standard

55.58

Future Generali

6.71

3.90

18.72

27.38

196.22

4.78

1.07

2011-12

2.77

2.31

15.29

27.75

21.42

12.47

1.33

1.93

2010-11

Exide Life

6.54

1.82

28.53

83.56

0.06

0.45

2009-10

0.34

16.22

15.60

13.28

21.42

1.69

2008-09

b. Single

Edelweiss Tokio

7.54

11.03

Birla Sunlife

5.35

DHFL Pramerica

0.01

Bharti AXA

11.61

2.75

2007-08

Canara HSBC

3.10
12.70

Bajaj Allianz

2006-07

Aviva

Aegon Religare

Insurer

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

82
112.66
42.86
7.58
179.96

PNB Metlife

Reliance

Sahara

SBI Life

718.95

35.77

783.42

19.13

117.32

167.72

744.68

185.19

777.92

749.64

28.38

1517.14

40.27

142.37

167.60

981.95

212.73

0.30

825.48

557.66

2.49

287.40

46.16

23.74

415.81

12.30

2007-08

4828.14

6011.41

8547.47

861.11

5.44

27.64

2693.83

60.95

172.03

267.32

1180.77

223.07

30.35

852.91

835.24

44.99

391.21

0.13

0.26

148.92

69.15

638.12

40.04

4.01

2008-09

11111.14

836.83

49.38

67.76

3303.43

88.91

448.17

465.06

1462.98

249.99

106.72

708.37

1231.47

190.68

591.90

0.40

8.03

62.47

38.60

1134.45

55.18

10.36

2009-10

1500.14

475.53

266.07

5446.46

123.06

2076.10

1030.60

3416.41

772.63

602.03

328.62

3058.52

3082.65

476.07

1116.73

8.42

90.37

332.20

973.97

171.73

3190.39

735.20

160.18

2011-12

1382.76

498.86

394.73

5508.03

149.84

2357.60

1100.72

4291.39

1130.74

1054.03

536.92

3876.09

4002.00

484.92

1368.91

42.53

174.84

458.51

1527.55

276.52

4477.34

887.14

171.71

2012-13

18326.31 29434.07 36153.71

1124.13

229.96

161.99

3862.15

91.42

1512.42

582.26

2292.07

489.40

37.86

240.82

2232.86

1612.16

355.26

861.47

23.01

168.40

376.68

98.65

1630.02

258.10

85.23

2010-11

42522.13

1429.89

479.26

466.85

6446.30

174.06

3179.86

1289.51

5178.17

1550.21

1564.23

684.72

4067.43

5170.66

455.81

1564.70

72.43

259.70

580.36

1682.60

534.87

4426.32

1027.47

236.72

2013-14

73870.25 85241.61 88467.64 99957.83 109764.57 120862.00 141881.14 165025.20 100405.38 108457.09 131138.41 149926.29 182602.93 217422.20 238426.94 276736.18

5998.12 10628.72 16027.46 21576.09

1081.49

122.22

153.86

2665.74

114.13

1517.53

795.60

3322.22

665.64

31.89

391.51

2635.87

528.33

254.70

82.62

0.16

403.63

8.61

2006-07

Industry Total

4578.32

973.93

56.27

94.69

1620.96

98.82

1314.75

626.42

2578.86

440.81

6.40

251.60

1701.98

2653.46

296.59

1025.21

0.43

95.49

170.76

735.60

174.51

2296.91

507.84

121.59

2013-14

71222.02 81923.23 84534.43 95379.51 103766.45 110233.27 125853.68 143449.12 95577.23 102445.68 122590.94 138815.16 164276.61 187988.13 202273.23 234214.05

3933.21

942.17

40.91

46.40

1199.03

80.37

975.08

451.61

1775.65

237.62

0.44

119.23

918.20

1996.29

284.50

783.16

6.16

48.54

94.33

489.09

84.61

2055.50

332.64

87.15

2012-13

LIC

3318.38

667.26

14.36

25.96

755.74

61.45

209.50

355.24

1088.56

119.12

82.53

453.56

1276.30

209.27

538.60

13.00

31.65

211.49

40.93

1314.47

154.70

51.61

2011-12

2648.24

628.19

0.38

22.89

618.68

48.33

116.27

191.55

903.76

118.04

49.87

448.08

1046.37

77.20

346.34

0.14

1.21

46.08

6.28

600.48

32.57

8.16

2010-11

Private Total

677.26

21.21

537.88

33.27

99.24

150.48

784.06

123.51

0.92

436.60

666.41

20.01

268.21

0.02

0.19

30.80

3.94

432.19

8.98

1.55

2009-10

e. Total (c+d)

470.57

560.15

22.30

389.39

15.54

86.52

135.48

613.81

122.96

388.74

450.72

2.64

228.72

27.63

5.88

343.76

9.43

2008-09

d. Renewal

B. NON-LINKED PREMIUM

(Premium in ` Crore)

Tata AIA

Star Union Dai-ichi

3.00

455.06

Max Life

Shriram Life

127.53

343.61

Kotak Mahindra

IndiaFirst

IDBI Federal

ICICI Prudential

428.98

HDFC Standard

409.49

201.44

Future Generali

Exide Life

171.52

DHFL Pramerica

Edelweiss Tokio

Canara HSBC

28.33

49.15

Birla Sunlife

323.93

0.75

2007-08

0.06

274.65

0.60

2006-07

Bharti AXA

Bajaj Allianz

Aviva

Aegon Religare

Insurer

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2008-09

83
20.47
1717.57

Sahara

SBI Life

3924.03

76.98

5049.79

111.24

72.45

18.51

135.71

821.75

51.63

441.85

78.28

48.39

264.63

150.50

758.93

42.29

290.62

74.54

201.60

250.22

38.85

115.02

275.49

49179.76

45387.96 54888.17 49803.65 60714.15 63945.18 62231.26 52148.05 52685.32 30261.24 38824.35 37527.43

333.97

186.63

1457.35

50.89

907.08

63.06

249.19

55.63

132.57

466.51

9.15
273.62

Industry Total

414.55

442.68

92.06

846.27

22.53

231.74

11.40

271.76

61.04

7.54

662.81

5.33
314.75

15.77

45337.42

732.36

380.54

188.70

2997.51

25.16

1836.25

630.44

161.60

61.89

791.52

404.97

35.78

1.38

18.45

42.75

32.35

879.75

54.10

3.95

2009-10

29886.35 26222.00 19140.61 26184.48 36265.36 40194.54 30313.52 31904.49 26337.22 33774.56 34038.47

1107.71

411.68

189.51

2618.18

35.35

1188.40

644.39

1787.43

789.07

147.64

274.89

3285.17

332.41

43.58

7.58

56.89

17.25

479.04

45.95

2.30

2008-09

LIC

1273.62

343.79

150.57

2192.80

42.07

1436.40

738.14

1529.35

749.35

235.67

268.27

4184.13

175.90
2355.70

27.36

38.97

7.44

754.67

20.77

2007-08

3842.34

1070.22

255.24

31.69

159.43

3389.82

48.30

2284.63

553.81

1551.29

660.75

742.05

215.06

3644.92

213.97
3113.08

493.90

50.42

0.01

1188.60

29.23

2006-07

3488.97

853.27

269.00

6281.82

82.53

3630.15

987.31

178.76

4564.89

82.38

3072.13

1066.42

295.82
2997.85

500.25

67.46

108.27

583.05

1638.72

294.85

1598.52

581.53

144.01

2013-14

15501.61 28666.16 30663.04 34529.67 27679.83 22036.72 21834.53 20780.83

567.84

123.36

3335.46

71.23

1843.98

762.29

1774.99

856.98

428.21

263.58

5692.69

3339.05

366.86

634.13

37.48

136.42

595.12

1810.20

215.19

1972.04

673.43

129.64

2012-13

207.19

553.09

240.42

4338.52

29.07

372.89

338.83

350.42

503.52

240.27

95.95

796.17

835.76

49.21

34.04

0.34

9.78

3.97

82.71

28.46

865.67

45.58

21.36

2011-12

8915.05

145.61

364.26

231.14

2564.71

26.08

188.17

195.69

370.00

438.75

1080.75

76.86

624.49

1322.99

26.46

137.96

9.85

3.58

11.60

26.31

33.73

1015.86

13.97

6.26

2012-13

62453.00 51710.91 55213.03

67634.34

58904.30

8730.05

99.78

120.17

201.13

2067.97

39.93

97.74

45.45

474.17

482.74

1533.72

40.81

474.42

1683.23

49.00

73.91

13.26

64.69

19.63

58.77

80.76

993.51

12.23

3.04

2013-14

(Premium in ` Crore)

50746.99 41667.71 46297.98

11706.01 10043.20

224.50

414.90

412.55

4199.76

43.52

750.31

152.40

286.40

396.16

276.56

181.37

2169.45

720.28

81.75

26.35

5.00

20.57

51.04

26.03

1153.73

89.65

23.73

2010-11

b. Single

Private Total

Tata AIA

Star Union Dai-ichi

89.11

700.37

Reliance

Shriram Life

329.04

1647.47

PNB Metlife

1593.72

750.51

Max Life

1326.07

162.74
1287.39

285.53

6058.43

1083.77

1045.57

184.21

6345.32

553.05

4.36

7371.94

476.93
2983.89

Kotak Mahindra

4370.61

144.63
2336.36

626.66

IndiaFirst

IDBI Federal

ICICI Prudential

2.49
2280.40

HDFC Standard

1316.44

Future Generali

653.18

604.10

660.87

93.38

683.13

1843.46

196.13

1851.64

756.28

186.29

2011-12

Exide Life

69.15

796.71

2029.27

321.76

2312.09

655.74

251.14

2010-11

10.55

36.00

604.17

2917.26

405.09

3571.35

744.28

146.42

2009-10

a. Regular

C. TOTAL OF LINKED AND NON-LINKED PREMIUM

Edelweiss Tokio
440.30

2763.96
3.37

1926.04

275.68
288.83

Birla Sunlife

105.80

4012.39

DHFL Pramerica

832.31

Bharti AXA

5919.81

Canara HSBC

7.77

Bajaj Allianz

678.61

692.11
3114.13

Aviva

1033.22

2007-08
28.91

2006-07

Aegon Religare

Insurer

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2008-09

798.37

84
433.76

562.85

389.83

5065.48

65.09

1933.99

675.89

1081.83

48.06

829.32

21.38

474.39

334.18

1116.78

584.52

5526.31

1604.83

121.70

1825.46

72.45

1418.56

851.94

2014.35

1000.17

2.20

8544.39

8827.36 17845.47 30345.43

722.36

3.00

364.64

8.01

72.55

152.27

588.17

356.58

2750.86

2.64
2913.58

40997.93

2171.76

10.50

191.77

3063.28

125.77

2684.12

1474.16

3011.46

1534.07

0.01

170.56

10194.83

3747.60

55.44

1000.22

1.07

219.83

2545.65

232.30

6968.61

1579.64

15.28

2009-10

2690.75

307.18

253.17

6602.42

154.81

3688.33

1600.53

4488.82

1773.16

315.62

425.69

9580.48

6368.79

434.55

1041.84

63.86

1173.98

3959.19

549.56

4766.49

1614.01

249.67

2011-12

2200.27

324.00

197.42

5267.15

143.95

2668.82

1589.44

4739.36

1589.68

373.66

459.55

8729.62

6886.61

437.86

1104.16

7.50

96.79

1305.43

3379.79

495.60

3904.80

1453.27

294.60

2012-13

48779.40 52102.91 47649.33

2653.01

174.62

249.54

5355.71

151.58

3536.21

1801.95

3751.24

1722.37

93.66

366.05

10018.49

4944.85

277.55

1048.46

20.89

714.57

3596.76

444.23

6144.13

1599.79

113.74

2010-11

47830.02

1889.95

385.90

204.40

5673.13

139.54

2349.41

1564.70

5016.95

1428.98

462.00

510.55

8669.06

8023.97

409.26

1262.86

30.19

132.91

1203.20

3135.56

497.05

3251.11

1284.34

305.03

2013-14

75649.20 93712.52 87331.09 109893.91 126398.18 113942.17 107361.08 120319.66 80426.64 107638.89 134454.39 155553.34 165240.45 173129.94 179841.41 193963.54

560.16

744.80

420.65

5182.88

61.43

1376.57

840.08

2261.60

1271.81

1681.36

315.69

3759.59

2173.19

1207.01

753.33

1750.95

67.48

6133.09

1268.31

2008-09

Industry Total

939.55

964.77

390.99

6531.32

71.14

1809.29

1076.97

1899.34

1188.10

1316.42

345.14

4808.62

224.90
4038.93

454.43

239.54

1307.18

5.17

3050.83

837.90

2007-08

56223.56 59996.57 53179.08 71521.90 87012.35 81862.25 76611.50 90808.79 71599.28 89793.42 104108.96 114555.41 116461.05 121027.03 132192.08 146133.51

1332.21

758.69

571.99

7589.58

91.83

3034.94

706.22

1901.72

1164.27

982.31

311.01

4441.09

240.43
4436.07

567.81

893.98

1042.51

425.88

2006-07

LIC

1322.01

519.87

50.19
1142.67

419.50

7040.74

124.83

3920.78

1061.85

314.47

5386.64

134.01

3513.98

1144.70

345.03
3833.61

638.20

80.72

172.95

602.69

1697.49

375.61

2592.03

593.76

147.04

2013-14

19425.64 33715.96 34152.01 38372.01 39385.84 32079.92 30749.58 29510.87

964.51

309.99

4792.81

122.12

2751.05

825.35

2061.39

1253.14

704.77

444.95

7862.14

4059.33

448.61

660.49

47.33

140.01

606.72

1836.51

248.92

2987.90

687.40

135.90

2012-13

d. Renewal

(Premium in ` Crore)

Private Total

Tata AIA

644.82

181.17

Shriram Life

Star Union Dai-ichi

43.00
2563.84

SBI Life

932.11

Reliance

Sahara

340.44

1849.08

PNB Metlife

1842.91

912.11

Max Life

1597.83

201.59
1343.03

400.56

6333.92

1333.98

1106.62

316.78

6811.83

614.94

11.90

8034.75

486.08
3257.51

Kotak Mahindra

5162.13

149.97
2651.11

642.43

IndiaFirst

IDBI Federal

ICICI Prudential

2.49
2685.37

HDFC Standard

1648.85

Future Generali

688.95

638.14

704.44

Exide Life

103.16

687.10

1926.17

224.59

2717.31

801.86

207.65

2011-12

10.88

74.15

817.29

2080.30

347.78

3465.82

745.39

274.87

2010-11

C. TOTAL OF LINKED AND NON-LINKED PREMIUM

Edelweiss Tokio
467.66

3.37

37.38

622.62

296.41

Canara HSBC

DHFL Pramerica

437.43

4451.10
2960.01

Birla Sunlife

292.93

4491.43

150.37

2009-10

c. First Year (a+b)

2820.85

882.72

Bharti AXA
1965.01

113.24

7.78

Bajaj Allianz

724.56

6674.48

721.34
4302.74

Aviva

1053.98

2007-08
31.21

2006-07

Aegon Religare

Insurer

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

85
184.17

Shriram Life
1367.18
28253.00
127822.84
156075.84

Tata AIA

Private Total

LIC

Industry Total

Star Union Dai-ichi

51.00
2928.49

SBI Life

1004.66

Reliance

Sahara

492.71

201351.41

149789.99

51561.43

2046.35

358.05

5622.13

143.49

3225.44

1159.54

221785.47

157288.04

64497.44

2747.50

50.19

436.17

7212.10

206.47

4932.54

1996.64

265447.25

186077.31

79369.94

3493.78

530.37

611.27

10104.03

250.59

6604.90

2536.01

4860.54

PNB Metlife

3857.26

1500.28

Max Life

2714.60

201.60
2343.19

571.12

16528.75

2868.05

1691.14

318.97

15356.22

971.51

11.90

13561.06

7005.10

541.51

1642.65

Kotak Mahindra

7912.99

5564.69

152.60

1442.28

38.44

842.45

5505.66

669.73

11419.71

2378.01

165.65

2009-10

IndiaFirst

IDBI Federal

ICICI Prudential

2.49
4858.56

2855.87

HDFC Standard

1158.87

Future Generali

Exide Life

Edelweiss Tokio
707.20

4571.80
3.37

3272.19

360.41
296.41

1776.71

Birla Sunlife

118.41

10624.52

1992.87

31.21

2008-09

DHFL Pramerica

7.78

Bharti AXA

9725.31

1891.89

2007-08

e. Total (c+d)

291638.64

203473.40

88165.24

3985.22

933.31

821.52

12945.29

243.41

6571.15

2508.17

5812.63

2975.51

798.43

811.00

17880.63

9004.17

726.16

1708.95

95.04

1531.86

5677.07

792.02

9609.95

2345.17

388.61

2010-11

C. TOTAL OF LINKED AND NON-LINKED PREMIUM

Canara HSBC

1147.22
5345.24

Bajaj Allianz

2006-07

Aviva

Aegon Religare

Insurer

287072.11

202889.28

84182.83

3630.30

1271.95

644.16

13133.74

225.95

5497.62

2677.50

6390.53

2937.43

1297.93

736.70

14021.58

10202.40

779.58

1679.98

10.88

167.01

1861.08

5885.36

774.16

7483.80

2415.87

457.32

2011-12

78398.91

2760.43

1068.80

618.07

10450.03

205.38

4045.39

2429.52

6638.70

2777.78

1690.08

804.68

13538.24

11322.68

678.29

1742.36

54.83

236.79

1912.15

5216.30

744.52

6892.70

2140.67

430.50

2012-13

287202.49

208803.58

TABLE 11: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Concld.)

314283.20

236942.30

77340.90

2323.70

948.75

594.24

10738.60

204.63

4283.40

2240.59

7278.54

2700.79

2143.36

826.25

12428.65

12062.90

634.16

1830.67

110.90

305.86

1805.88

4833.05

872.65

5843.14

1878.10

452.07

2013-14

(Premium in ` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

86
33.82
230.69
4895.41
1481.14
6376.55

Tata AIA

Private Total

LIC

Industry Total

Reliance

Star Union Dai-ichi

542.50

PNB Metlife

62.35

231.96

Max Life

Shriram Life

273.42

Kotak Mahindra

12.83

160.83

IndiaFirst

534.39

14.56

IDBI Federal

SBI Life

22.73

ICICI Prudential

Sahara

337.33
561.91

HDFC Standard

3747.96

1017.55

2730.42

138.77

29.27

28.41

402.87

8.25

141.31

44.11

205.70

83.71

26.23

16.51

411.24

327.33

11.67

1734.17

360.81

1373.36

37.07

30.49

8.72

237.31

4.43

67.01

44.41

73.83

37.68

23.75

7.39

247.00

226.09

5.82

72.02

1.50

62.42

Future Generali

19.56

4.93

141.63

10.66

4.24

DHFL Pramerica

179.03

57.46

203.10

Canara HSBC

299.62

7.60

Exide Life

510.61

Birla Sunlife

29.83

34.50

22.81

3.67

2011-12

0.14

62.12

Bharti AXA

284.50

63.49

11.46

2010-11

1208.43

152.95

1055.49

10.20

19.15

4.33

148.88

2.08

28.67

30.34

51.15

21.89

20.28

4.61

243.36

311.03

2.95

4.84

0.19

1.13

26.20

133.25

3.40

-30.35

16.05

1.88

2012-13

ULIP Commission

Edelweiss Tokio

151.38
803.43

Bajaj Allianz

11.73

2009-10

Aviva

Aegon Religare

Insurer

854.56

64.28

790.29

6.61

18.68

2.13

119.18

1.01

18.40

21.29

65.26

13.56

17.19

2.01

261.27

205.44

2.80

4.08

0.21

0.44

11.46

82.83

1.25

-72.97

6.07

2.09

2013-14

5.52

3.13

7.17

8.68

7.03

11.47

7.86

7.93

8.81

11.20

8.05

6.14

7.22

4.89

3.55

5.84

20.53

5.47

11.14

24.34

9.38

9.84

7.81

6.52

7.55

2009-10

3.44

2.60

3.91

4.85

4.16

4.31

4.44

5.43

2.79

2.29

5.84

3.37

3.45

2.90

2.63

4.43

3.15

2.31

6.84

10.39

5.65

4.30

3.57

3.04

3.78

2010-11

2.49

2.42

2.51

1.74

3.83

2.31

3.09

4.31

1.96

2.70

2.48

1.74

3.41

1.81

2.25

3.18

1.92

1.89

5.71

1.96

4.08

3.65

1.26

0.80

1.36

1.24

2011-12

2.48

2.34

2.50

0.74

3.36

1.94

3.01

3.74

1.70

2.28

2.18

1.33

3.19

1.72

2.52

4.25

1.53

1.29

1.58

1.82

1.80

3.61

0.73

-1.26

1.28

0.73

2012-13

% to ULIP Premium

Unit Linked Plans

2.28

2.36

2.27

0.74

3.98

1.67

2.78

3.31

1.67

2.24

3.11

1.18

2.97

1.42

3.12

2.98

1.57

1.53

0.55

0.95

0.94

2.63

0.37

-5.15

0.71

0.97

2013-14

35.32

12.23

82.36

82.14

86.09

93.78

80.22

54.16

86.41

79.30

64.91

95.78

100.00

51.43

93.19

64.19

55.63

47.58

98.86

99.87

98.92

98.20

83.47

95.63

94.87

2009-10

20.50

7.65

54.92

56.35

72.84

68.52

60.03

37.37

27.45

50.52

38.10

64.31

97.45

24.78

73.35

68.65

12.18

14.98

50.70

93.30

78.73

75.64

46.15

62.84

52.32

2010-11

9.37

2.57

30.77

26.24

59.35

17.58

45.78

19.98

16.84

37.49

12.42

33.61

86.77

11.57

40.80

39.14

6.65

8.05

8.84

8.31

75.15

55.02

27.15

8.89

24.37

14.81

2011-12

6.27

1.03

23.61

9.84

32.83

9.08

29.11

11.05

8.79

24.87

8.33

18.29

66.36

5.24

31.79

48.05

5.02

4.08

2.60

3.69

47.61

44.35

9.57

-10.48

15.12

11.55

2012-13

4.10

0.38

19.35

7.09

25.40

6.30

21.43

6.59

5.58

16.79

9.56

9.87

62.42

2.39

41.64

39.96

6.53

3.08

1.44

2.32

30.99

35.29

2.53

-47.42

7.81

10.45

2013-14

(Commission in ` Crore)

% to Total Commission

TTABLE 12: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

5.59
0.26
0.05

Birla Sunlife

Canara HSBC

DHFL Pramerica

87

188.17
41.06
21.46

HDFC Standard

ICICI Prudential

IDBI Federal

11677.48 14532.33 16764.57 18053.02 19991.81

3293.20

86.56

Industry Total

3415.71

93.42

54.86

31.68

437.01

14.34

311.42

105.48

617.55

123.74

10.35

82.03

366.22

308.67

40.13

128.18

14.38

18.51

25.52

151.88

48.16

226.85

71.73

17.95

2013-14

10629.17 12291.13 13674.82 14637.31 16698.61

3089.75

104.21

39.19

43.32

362.53

16.72

297.49

91.65

562.89

97.83

10.28

83.47

522.06

336.22

55.81

113.56

7.27

29.40

28.83

167.22

32.10

319.92

90.13

14.39

2012-13

LIC

2241.20

107.51

20.88

40.88

281.05

17.77

331.02

74.04

520.74

74.44

3.62

56.53

358.47

351.54

81.67

121.80

1.45

16.59

20.64

146.37

20.40

353.77

70.78

21.12

2011-12

1048.31

50.16

Tata AIA

10.92

13.05

268.19

13.83

373.49

43.21

334.20

46.45

0.69

50.12

149.44

149.48

84.11

111.01

4.79

10.17

80.96

9.61

331.98

37.55

10.44

2010-11

Traditional Commission

Private Total

5.46

SBI Life

Star Union Dai-ichi

10.86
131.78

Sahara
4.14

85.36

Reliance

Shriram Life

60.55

PNB Metlife

7.09
147.79

Max Life

Kotak Mahindra

57.44

Future Generali

IndiaFirst

63.30

Exide Life

Edelweiss Tokio

1.14

Bharti AXA

6.91
159.13

Aviva

Bajaj Allianz

0.63

2009-10

Aegon Religare

Insurer

7.79

7.66

9.43

5.99

11.06

6.11

3.99

12.21

19.05

13.02

10.10

2.84

#DIV/!

20.11

5.80

15.28

30.12

10.69

12.28

3.27

8.94

2.95

14.03

12.53

6.12

2009-10

7.96

7.48

12.23

9.56

4.75

8.06

6.94

15.13

24.69

7.42

14.58

9.49

1.81

20.81

6.69

9.27

23.68

12.89

20.83

6.04

21.49

9.74

20.37

14.55

12.25

2010-11

7.71

7.27

10.50

6.95

4.39

15.36

5.16

14.44

15.94

7.18

15.24

9.63

0.60

17.20

11.72

11.40

17.15

10.91

17.20

18.36

6.21

15.03

11.88

11.09

9.63

13.18

2011-12

7.57

7.24

9.45

6.76

7.86

10.97

6.58

11.16

12.62

8.33

13.12

8.65

0.98

15.55

13.47

8.40

11.51

8.30

17.10

16.81

6.29

10.95

11.61

7.15

10.16

8.38

2012-13

% to Traditional Premium

Traditional Plans

7.22

7.13

7.74

6.05

11.45

6.79

6.78

8.24

9.79

8.18

11.93

7.98

0.66

11.98

9.00

5.97

8.80

8.19

19.85

7.13

4.40

9.03

9.00

5.13

6.98

7.58

2013-14

64.68

87.77

17.64

17.86

13.91

6.22

19.78

45.84

13.59

20.70

35.09

4.22

48.57

6.81

35.81

44.37

52.42

1.14

0.13

1.08

1.80

16.53

4.37

5.13

2009-10

79.50

92.35

45.08

43.65

27.16

31.48

39.97

62.63

72.55

49.48

61.90

35.69

2.55

75.22

26.65

31.35

87.82

85.02

49.30

6.70

21.27

24.36

53.85

37.16

47.68

2010-11

90.63

97.43

69.23

73.76

40.65

82.42

54.22

80.02

83.16

62.51

87.58

66.39

13.23

88.43

59.20

60.86

93.35

91.95

91.16

91.69

24.85

44.98

72.85

91.11

75.63

85.19

2011-12

93.73

98.97

76.39

90.16

67.17

90.92

70.89

88.95

91.21

75.13

91.67

81.71

33.64

94.76

68.21

51.95

94.98

95.92

97.40

96.31

52.39

55.65

90.43

110.48

84.88

88.45

2012-13

95.90

99.62

80.65

92.91

74.60

93.70

78.57

93.41

94.42

83.21

90.44

90.13

37.58

97.61

58.36

60.04

93.47

96.92

98.56

97.68

69.01

64.71

97.47

147.42

92.19

89.55

2013-14

(Commission in ` Crore)

% to Total Commission

TTABLE 12: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

63.26
516.20
203.37
4.29

Bajaj Allianz

Bharti AXA

Birla Sunlife

Canara HSBC

DHFL Pramerica

88
23.68
666.17
66.49
39.28
280.85
5943.72
12110.31
18054.03

Shriram Life

Star Union Dai-ichi

Tata AIA

Private Total

LIC

Industry Total

627.85

Reliance

SBI Life

292.51

PNB Metlife

Sahara

167.92
421.21

14.56

IndiaFirst

Max Life

44.19

IDBI Federal

Kotak Mahindra

525.50
602.97

ICICI Prudential

129.45

Future Generali

HDFC Standard

120.76

Exide Life

Edelweiss Tokio

158.29
962.57

Aviva

12.36

2009-10

Aegon Religare

Insurer

18280.29

13308.68

4971.61

246.28

40.19

41.46

671.05

22.08

514.80

87.32

539.90

130.17

26.92

66.63

560.68

476.81

95.78

130.58

9.72

151.80

380.58

39.43

616.47

101.04

21.91

2010-11

18498.74

14035.63

4463.11

141.28

51.37

49.60

518.36

22.20

398.03

118.44

594.57

112.12

27.37

63.92

605.47

577.64

87.49

132.46

1.59

18.09

83.06

325.40

28.00

388.27

93.58

24.79

2011-12

19261.45

14790.26

4471.19

103.62

58.34

47.65

511.41

18.80

326.16

121.99

614.03

119.72

30.55

88.09

765.42

647.25

58.76

118.39

7.47

30.52

55.02

300.48

35.50

289.57

106.18

16.26

2012-13

Total Commission (ULIP+Traditional)

20846.37

16762.88

4083.49

93.17

73.54

33.81

556.18

15.35

329.82

126.77

682.81

137.30

27.55

84.04

627.49

514.10

42.94

132.26

14.59

18.95

36.98

234.71

49.41

153.88

77.81

20.05

2013-14

6.80

6.51

7.49

8.04

7.41

10.88

6.59

9.45

9.51

11.53

8.67

5.85

7.22

7.74

3.65

7.50

23.91

7.35

11.15

24.14

9.38

9.45

8.43

6.66

7.46

2009-10

Total (ULIP+Traditional)

6.27

6.54

5.64

6.18

4.31

5.05

5.18

9.07

7.83

3.48

9.29

4.37

3.37

8.22

3.14

5.30

13.19

7.64

10.23

9.91

6.70

4.98

6.41

4.31

5.64

2010-11

6.44

6.92

5.30

3.89

4.04

7.70

3.95

9.83

7.24

4.42

9.30

3.82

2.11

8.68

4.32

5.66

11.22

7.88

14.60

10.83

4.46

5.53

3.62

5.19

3.87

5.42

2011-12

6.71

7.08

5.70

3.75

5.46

7.71

4.89

9.15

8.06

5.02

9.25

4.31

1.81

10.95

5.65

5.72

8.66

6.79

13.62

12.89

2.88

5.76

4.77

4.20

4.96

3.78

2012-13

% of Total Commission to Total Premium

6.63

7.07

5.28

4.01

7.75

5.69

5.18

7.50

7.70

5.66

9.38

5.08

1.29

10.17

5.05

4.26

6.77

7.22

13.15

6.20

2.05

4.86

5.66

2.63

4.14

4.43

2013-14

(Commission in ` Crore)

TTABLE 12: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

604178
10869

Claims paid (D)

Claims repudiated (E)

Claims written back (F)

89
4833.2
4444.74
138.39

Total Claims (C=A+B)

Claims paid (D)

Claims repudiated (E)

Claims written back (F)


250.07

4611.02

Claims intimated / booked (B)

Claims pending at end of year (G=C-D-E-F)

222.19

2006-07

Claims pending at start of year (A)

Particulars

11985

627032

Total Claims (C=A+B)

Claims pending at end of year (G=C-D-E-F)

615564

11468

2006-07

Claims intimated / booked (B)

Claims pending at start of year (A)

Particulars

206.66

31.64

152.66

4235

4625.95

4375.88

250.07

2007-08

14548

339

9027

553408

577322

565337

11985

2007-08

242.84

58.36

179.59

4798.22

5279.02

5072.36

206.66

2008-09

16915

5796

12781

605128

640620

626072

14548

2008-09

16415

3837

17350

813932

851534

835642

15892

2010-11

286.31

51.83

244.77

5958.13

6541.04

6298.20

242.84

2009-10

306.40

48.52

336.24

7595.24

8286.40

8000.08

286.32

2010-11

AMOUNT OF BENEFIT PAID

15892

5741

14693

726109

762435

745520

16915

2009-10

NUMBER OF POLICIES

292.91

5.40

450.90

8408.74

9157.94

8851.53

306.41

2011-12

12316

485

19133

822266

854200

837785

16415

2011-12

TABLE 13 : INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS

8497

1819

18423

856622

885361

873094

12267

2013-14

318.24

18.62

568.42

9370.22

10275.49

9982.26

293.22

2012-13

450.41

22.48

624.43

10860.59

11957.91

11533.28

424.63

2013-14

(Benefit Amount in ` Crore)

12267

801

18485

846929

878482

866159

12323

2012-13

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

90
0.58
41.57

Claims written back (F)

Claims pending at end of year (G=C-D-E-F)

1053.86

Claims paid (D)


18.29

1114.31

Total Claims (C=A+B)

Claims repudiated (E)

1081.24

33.07

2007-08

2229

Claims intimated / booked (B)

Claims pending at start of year (A)

Particulars

Claims pending at end of year (G=C-D-E-F)

34

Claims written back (F)

159333

Claims paid (D)


1241

162837

Total Claims (C=A+B)

Claims repudiated (E)

160486

2351

2007-08

Claims intimated / booked (B)

Claims pending at start of year (A)

Particulars

29.49

2.00

24.08

1327.48

1383.04

1341.50

41.54

2008-09

2148

71

1412

260507

264138

261909

2229

2008-09

11601

266

2404

421930

436201

434329

1872

2010-11

22.58

0.89

20.92

1634.37

1678.77

1649.27

29.50

2009-10

37.71

0.61

19.87

2059.82

2118.01

2095.45

22.56

2010-11

AMOUNT OF BENEFIT PAID

1872

20

1520

305739

309151

307003

2148

2009-10

NUMBER OF POLICIES

38.73

0.33

37.64

2381.75

2458.45

2420.73

37.71

2011-12

13640

24

2989

385754

402407

390806

11601

2011-12

TABLE 14 : GROUP DEATH CLAIMS OF LIFE INSURERS

14158

1922

409897

425978

411647

14331

2013-14

55.99

0.03

46.95

2646.45

2749.42

2710.69

38.73

2012-13

62.79

0.01

62.23

3105.08

3230.11

3174.12

55.99

2013-14

(Benefit Amount in ` Crore)

14331

1430

349669

365437

351797

13640

2012-13

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2
1

24

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

91
0.30
0.05

91 to 180 Days

181 Days to 1 Year

Total Claims Settled

1.07

0.20

31 to 90 Days

More than 1 Year

0.53

Within 30 Days of Intimation

2009-10

10

31 to 90 Days

Particulars

11

2009-10

Within 30 Days of Intimation

Particulars

181

34

146

2011-12

4.05

0.16

1.17

0.76

1.96

2010-11

9.65

0.08

1.38

8.19

2011-12

AEGON RELIGARE

68

24

32

2010-11

AEGON RELIGARE

11.81

2.38

9.43

2012-13

282

34

248

2012-13

1032

23

41

102

185

681

2008-09

26.34

1.10

4.10

21.14

2013-14

22.38

0.33

0.99

2.54

4.43

14.09

2008-09

25.37

0.37

0.24

0.43

2.5

21.83

2009-10

1635

10

13

23

115

1474

2009-10

BENEFIT AMOUNT PAID

324

35

287

2013-14

NUMBER OF POLICIES

36.08

0.87

0.25

0.95

5.76

28.25

2010-11

AVIVA

1906

25

16

32

219

1614

2010-11

AVIVA

53.41

1.46

0.40

2.26

17.22

32.07

2011-12

2006

56

13

33

235

1669

2011-12

1708

64

286

1358

2013-14

79.97

0.07

5.16

24.95

49.79

2012-13

85.84

9.89

30.25

45.70

2013-14

( Amount in ` crore)

2134

23

283

1825

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

889
127
55

91 to 180 Days

181 Days to 1 Year

More than 1 Year

92
80.61
73.84
17.07
2.14
0.76
174.42

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

Within 30 Days of Intimation

Particulars

10484

3863

31 to 90 Days

Total Claims Settled

5550

2008-09

Within 30 Days of Intimation

Particulars

294.92

1.10

5.88

50.87

143.85

93.22

2009-10

20316

46

215

2964

9524

7567

2009-10

24658

326.84

1.02

7.65

26.52

103.56

188.09

2010-11

36

43

840

6083

17656

2011-12

355.67

0.77

1.19

24.72

100.90

228.09

2011-12

BAJAJ ALLIANZ

23980

61

345

1388

6717

15469

2010-11

BAJAJ ALLIANZ

349.25

0.05

37.17

85.28

226.75

2012-13

24192

1376

5175

17635

2012-13

108

28

55

24

2008-09

360.20

54.46

65.33

240.41

2013-14

3.11

0.02

0.96

1.68

0.46

2008-09

BENEFIT AMOUNT PAID

21658

1264

3300

17094

2013-14

NUMBER OF POLICIES

7.57

0.01

0.31

1.94

3.73

1.59

2009-10

382

69

147

156

2009-10

11.52

0.55

2.67

4.79

3.51

2010-11

16.76

0.18

3.35

7.35

5.88

2011-12

820

99

244

470

2011-12

BHARTI AXA

686

19

101

218

348

2010-11

BHARTI AXA

950

84

142

724

2013-14

17.90

2.88

5.74

9.27

2012-13

26.14

5.06

6.99

14.09

2013-14

( Amount in ` crore)

936

69

213

654

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

65
10
6

91 to 180 Days

181 Days to 1 Year

More than 1 Year

93
34.28
22.01
1.69
0.78
0.34
59.11

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

Within 30 Days of Intimation

Particulars

2457

640

31 to 90 Days

Total Claims Settled

1736

2008-09

Within 30 Days of Intimation

Particulars

102.76

0.01

0.14

1.62

29.25

71.75

2009-10

5275

16

577

4676

2009-10

9925

185.96

0.05

0.03

0.48

17.31

168.09

2010-11

12

16

61

737

9099

2011-12

225.66

0.49

1.09

5.17

41.11

177.81

2011-12

BIRLA SUNLIFE

9307

15

204

9086

2010-11

BIRLA SUNLIFE

224.21

0.28

1.89

14.21

67.82

140.01

2012-13

8149

38

327

1457

6320

2012-13

2008-09

268.14

0.92

11.28

63.99

77.93

114.02

2013-14

0.20

0.06

0.14

2008-09

BENEFIT AMOUNT PAID

8071

27

106

1373

1675

4890

2013-14

NUMBER OF POLICIES

1.15

0.05

0.17

0.72

0.22

2009-10

36

19

10

2009-10

361

9.07

0.12

1.74

2.04

2.92

2.26

2010-11

135

121

96

2011-12

14.68

0.01

0.24

4.60

6.39

3.43

2011-12

CANARA HSBC OBC

201

18

49

77

54

2010-11

CANARA HSBC OBC

544

78

145

319

2013-14

21.78

0.01

1.25

3.95

7.97

8.59

2012-13

23.77

0.04

0.09

4.41

7.83

11.40

2013-14

( Amount in ` crore)

528

119

187

217

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

94

181 Days to 1 Year

More than 1 Year


0.48

91 to 180 Days

Total Claims Settled

0.47

31 to 90 Days

Within 30 Days of Intimation

2009-10

31 to 90 Days

Particulars

2009-10

Within 30 Days of Intimation

Particulars

57

32

13

2011-12

0.49

0.02

0.10

0.18

0.20

2010-11

2011-12

4.12

0.07

2.48

1.21

0.31

0.05

2012-13

166

92

49

15

2012-13

DHFL PRAMERICA

42

18

16

2010-11

DHFL PRAMERICA

6.30

0.85

2.64

1.85

0.61

0.34

2013-14

190

41

63

49

20

17

2013-14

10

2012-13

48

12

21

15

2013-14

0.05

0.05

2011-12

0.51

0.13

0.38

2012-13

4.50

0.50

1.95

2.05

2013-14

EDELWEISS TOKIO

BENEFIT AMOUNT PAID

2011-12

EDELWEISS TOKIO

NUMBER OF POLICIES

17.18

0.08

1.52

5.64

7.29

2.66

2008-09

1180

39

168

344

420

209

2008-09

24.91

0.11

1.48

4.07

9.25

10.01

2009-10

1720

72

234

543

862

2009-10

2510

28.41

0.06

1.07

3.66

7.08

16.53

2010-11

203

353

1939

2011-12

34.95

0.07

0.14

4.15

6.28

24.31

2011-12

EXIDE LIFE

2075

27

177

525

1344

2010-11

EXIDE LIFE

3111

19

31

201

260

2600

2013-14

35.85

0.29

0.19

4.61

5.73

25.03

2012-13

41.37

0.50

0.80

5.31

6.16

28.59

2013-14

( Amount in ` crore)

2780

11

11

225

292

2241

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

17

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

95

Total Claims Settled

0.62

More than 1 Year

0.2

91 to 180 Days

0.35

31 to 90 Days

181 Days to 1 Year

0.07

Within 30 Days of Intimation

2008-09

11

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

3.6121

0.21

1.08

1.85

0.4721

2009-10

176

54

78

38

2009-10

1366

13

104

197

640

412

2011-12

10.92

0.47

2.48

3.53

3.61

0.83

2010-11

28.72

0.31

2.2

9.56

10.35

6.3

2011-12

FUTURE GENERALI

629

101

210

238

73

2010-11

FUTURE GENERALI

22.83

0.13

0.67

2.46

8.24

11.33

2012-13

1369

18

78

434

837

2012-13

2549

40

190

352

753

1214

2008-09

25.93

0.33

2.66

4.12

11.91

6.91

2013-14

37.83

1.17

5.10

8.15

14.53

8.88

2008-09

BENEFIT AMOUNT PAID

1669

44

217

773

633

2013-14

NUMBER OF POLICIES

66.58

1.33

3.28

14.43

20.59

26.95

2009-10

3497

29

115

314

1062

1977

2009-10

4952

80.58

1.95

1.16

8.17

20.38

48.92

2010-11

13

345

4588

2011-12

96.97

0.12

0.10

0.77

14.88

81.10

2011-12

HDFC STANDARD

4369

15

39

211

720

3384

2010-11

HDFC STANDARD

6824

250

869

5705

2013-14

143.92

4.23

34.05

105.65

2012-13

216.94

22.24

51.34

143.36

2013-14

( Amount in ` crore)

5988

48

602

5338

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

573
178
10

91 to 180 Days

181 Days to 1 Year

More than 1 Year

96
63.30
22.30
12.79
3.10
0.20
101.69

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

Within 30 Days of Intimation

Particulars

9298

1263

31 to 90 Days

Total Claims Settled

7274

2008-09

Within 30 Days of Intimation

Particulars

218.04

0.87

8.34

15.56

28.01

165.25

2009-10

14479

30

462

1016

2231

10740

2009-10

14314

74

32

292

2646

11270

2011-12

201.68

8.43

19.63

23.81

31.96

117.85

2010-11

212.85

1.63

0.84

8.58

42.75

159.05

2011-12

ICICI PRUDENTIAL

15160

308

280

765

1637

12170

2010-11

ICICI PRUDENTIAL

292.50

0.79

0.19

14.70

13.95

262.87

2012-13

14393

33

253

362

13736

2012-13

12

2008-09

278.60

1.23

34.64

29.57

213.16

2013-14

0.19

0.05

0.08

0.06

2008-09

BENEFIT AMOUNT PAID

12608

12

571

526

11499

2013-14

NUMBER OF POLICIES

2.70

0.38

0.88

1.44

2009-10

104

17

28

59

2009-10

5.59

0.08

5.51

2010-11

19.27

19.27

2011-12

423

423

2011-12

IDBI FEDERAL

272

270

2010-11

IDBI FEDERAL

842

149

693

2013-14

20.39

20.39

2012-13

32.70

8.08

24.62

2013-14

( Amount in ` crore)

550

550

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

97

181 Days to 1 Year

More than 1 Year


0.07

91 to 180 Days

Total Claims Settled

0.07

31 to 90 Days

Within 30 Days of Intimation

2009-10

31 to 90 Days

Particulars

2009-10

Within 30 Days of Intimation

Particulars

2.23

2.23

2010-11

155

155

2010-11

7.15

0.03

0.42

6.69

2011-12

INDIAFIRST

449

12

435

2011-12

INDIAFIRST

14.24

0.48

13.76

2012-13

654

19

635

2012-13

1002

15

35

247

319

386

2008-09

20.90

0.12

0.48

4.07

16.23

2013-14

16.21

0.23

0.43

4.08

5.87

5.60

2008-09

55.91

0.09

0.05

13.25

10.30

32.23

2009-10

1983

465

431

1078

2009-10

BENEFIT AMOUNT PAID

920

11

91

816

2013-14

NUMBER OF POLICIES

2716

57.49

0.67

0.89

13.08

19.77

23.09

2010-11

11

194

443

2062

2011-12

60.55

0.27

0.13

6.56

15.86

37.74

2011-12

KOTAK MAHINDRA

2411

10

443

596

1357

2010-11

KOTAK MAHINDRA

2687

16

21

81

210

2359

2013-14

71.63

2.60

0.21

3.95

19.29

45.58

2012-13

71.09

0.32

1.25

5.80

10.81

52.90

2013-14

( Amount in ` crore)

2843

16

95

398

2326

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

793
280
43

91 to 180 Days

181 Days to 1 Year

More than 1 Year

98
8.48
39.01
14.37
4.20
0.68
66.74

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

Within 30 Days of Intimation

Particulars

3545

2097

31 to 90 Days

Total Claims Settled

332

2008-09

Within 30 Days of Intimation

Particulars

78.07

2.48

20.84

35.55

19.19

2009-10

3943

75

943

1632

1293

2009-10

148.04

1.25

1.73

6.03

61.94

77.09

2010-11

181.33

4.21

0.69

8.12

72.66

95.65

2011-12

8113

173

29

160

2613

5138

2011-12

MAX LIFE

7033

52

68

235

2585

4093

2010-11

MAX LIFE

205.08

1.61

0.03

9.76

48.48

145.20

2012-13

8531

50

109

1252

7119

2012-13

422

22

79

132

182

2008-09

214.60

0.15

7.29

46.84

160.32

2013-14

17.13

0.25

1.81

3.35

5.21

6.50

2008-09

BENEFIT AMOUNT PAID

8896

112

1020

7763

2013-14

NUMBER OF POLICIES

40.50

0.04

2.26

8.12

20.42

9.66

2009-10

1111

52

220

444

393

2009-10

1769

54.51

0.02

0.25

12.57

15.59

26.08

2010-11

63

325

651

729

2011-12

58.50

0.04

3.50

11.53

23.47

19.96

2011-12

PNB METLIFE

1565

14

148

446

956

2010-11

PNB METLIFE

2265

2258

2013-14

67.77

0.01

0.46

3.31

8.25

55.74

2012-13

82.40

1.42

80.99

2013-14

( Amount in ` crore)

2017

12

53

204

1747

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

13
15
3204

181 Days to 1 Year

More than 1 Year

Total Claims Settled

99
32.24
1.74
0.59
0.28
0.21
35.06

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

30

91 to 180 Days

Particulars

73

3073

2008-09

31 to 90 Days

Within 30 Days of Intimation

Particulars

79.61

0.15

1.56

2.37

12.85

62.68

2009-10

7797

58

72

681

6979

2009-10

17367

119.46

0.2

0.24

6.15

33.97

78.9

2010-11

10

387

6387

10574

2011-12

180.54

0.48

0.27

15.34

84.27

80.18

2011-12

RELIANCE LIFE

13254

229

2685

10326

2010-11

RELIANCE LIFE

207.87

0.21

0.33

14.78

73.15

119.40

2012-13

18511

14

540

4731

13221

2012-13

198

67

88

30

12

2008-09

202.96

4.39

12.17

23.71

48.63

114.07

2013-14

1.78

0.62

0.73

0.23

0.19

0.01

2008-09

BENEFIT AMOUNT PAID

17241

128

461

919

3085

12648

2013-14

NUMBER OF POLICIES

4.73

0.33

1.23

1.78

1.31

0.08

2009-10

461

29

103

171

146

12

2009-10

4.49

0.61

0.78

1.37

1.31

0.42

2010-11

7.64

0.28

1.57

2.84

2.48

0.47

2011-12

814

32

147

309

274

52

2011-12

SAHARA

503

69

79

165

155

35

2010-11

SAHARA

754

14

38

110

592

2013-14

7.18

0.04

0.42

1.72

2.71

2.29

2012-13

6.75

0.15

0.28

1.21

5.11

2013-14

( Amount in ` crore)

809

45

189

299

270

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

404
108
20
3262

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

100
16.04
7.61
2.03
0.31
46.99

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

21

31 to 90 Days

Within 30 Days of Intimation

2008-09

965

31 to 90 Days

Particulars

1765

2008-09

Within 30 Days of Intimation

Particulars

92.44

1.02

1.41

7.05

28.51

54.45

2009-10

6022

35

45

294

1443

4205

2009-10

138.84

0.29

0.27

4.58

38.80

94.90

2010-11

176.95

0.27

0.21

0.69

24.94

150.83

2011-12

11328

10

20

839

10450

2011-12

SBI LIFE

8249

139

1528

6572

2010-11

SBI LIFE

217.52

0.07

0.36

4.87

45.25

166.97

2012-13

12676

71

1379

11217

2012-13

312

25

76

138

70

2008-09

255.28

0.03

0.13

5.51

46.71

202.91

2013-14

4.12

0.09

0.60

0.90

1.74

0.78

2008-09

BENEFIT AMOUNT PAID

12960

59

1236

11658

2013-14

NUMBER OF POLICIES

5.47

0.14

0.17

1.85

1.99

1.32

2009-10

461

18

143

168

123

2009-10

11.63

0.27

0.94

3.51

5.06

1.86

2010-11

17.67

0.57

2.10

2.41

4.68

7.92

2011-12

937

20

75

118

211

513

2011-12

SHRIRAM

876

10

66

240

365

195

2010-11

SHRIRAM

966

37

27

70

257

575

2013-14

21.42

0.37

0.30

2.16

7.36

11.23

2012-13

20.30

1.11

0.95

1.83

6.21

10.19

2013-14

( Amount in ` crore)

1079

21

14

80

316

648

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

101

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

0.61

0.01

0.16

0.43

0.02

2009-10

35

15

18

2009-10

2.86

0.08

0.88

1.47

0.44

2010-11

6.01

0.20

0.67

1.03

2.18

1.94

2011-12

411

49

80

147

131

2011-12

STAR UNION

234

48

122

58

2010-11

STAR UNION

13.75

0.81

1.78

2.85

4.49

3.82

2012-13

662

51

126

231

246

2012-13

1652

12

89

744

803

2008-09

19.48

0.05

0.27

0.94

4.78

13.45

2013-14

28.36

0.07

0.07

3.48

14.96

9.78

2008-09

BENEFIT AMOUNT PAID

949

34

197

708

2013-14

NUMBER OF POLICIES

52

6.04

19.87

26.09

2009-10

2732

92

935

1705

2009-10

61.36

0.04

0.4

5.06

15.37

40.49

2010-11

82.78

0.27

0.71

2.36

3.37

76.07

2011-12

4287

13

63

116

4093

2011-12

TATA AIA

3428

106

674

2639

2010-11

TATA AIA

4225

22

183

597

3420

2013-14

95.82

2.40

13.63

21.22

58.58

2012-13

94.80

0.24

1.66

11.10

15.83

65.98

2013-14

( Amount in ` crore)

4125

30

246

706

3143

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

4107
1290
355
40739

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

102
288.94
231.33
83.69
23.81
5.35
633.12

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

11679

31 to 90 Days

Particulars

23308

2008-09

Within 30 Days of Intimation

Particulars

1158.58

5.57

29.14

152.31

372.52

599.04

2009-10

72200

214

1254

7130

20234

43368

2009-10

109765

464

644

3564

23144

81949

2011-12

1502.10

16.30

40.40

126.32

391.60

927.48

2010-11

1849.23

11.44

16.40

114.98

483.38

1223.03

2011-12

PRIVATE TOTAL

96403

572

1117

4715

19753

70246

2010-11

PRIVATE TOTAL

2147.32

7.36

13.00

147.62

487.23

1492.11

2012-13

113384

171

360

4076

18595

90182

2012-13

564389

4840

39502

69544

111874

338629

2008-09

2385.33

8.78

35.53

264.52

488.54

1587.95

2013-14

4165.1

41.72

291.49

504.84

828.03

2499.02

2008-09

BENEFIT AMOUNT PAID

110410

277

819

5672

15011

88631

2013-14

NUMBER OF POLICIES

4799.55

40.07

260.93

445.83

707.6

3345.12

2009-10

653909

5440

35203

60148

95463

457655

2009-10

6093.1

68.5

228.67

378.43

709.46

4708.1

2010-11

LIC

717529

8025

26954

45041

84312

553197

2010-11

LIC

6559.51

72.32

150.69

360.5

606.99

5369.01

2011-12

712501

5664

14417

32160

55957

604303

2011-12

746212

2510

13165

28386

55628

646523

2013-14

7222.90

38.74

140.21

306.56

1102.53

5634.86

2012-13

8475.26

26.70

140.05

301.98

591.79

7414.74

2013-14

( Amount in ` crore)

733545

3406

17345

31873

60040

620881

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

73651
40792
5195
605128

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

103
2787.96
1059.36
588.53
315.30
47.07
4798.22

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

123553

31 to 90 Days

Particulars

361937

2008-09

Within 30 Days of Intimation

Particulars

5958.13

45.64

290.07

598.14

1080.12

3944.16

2009-10

726109

5654

36457

67278

115697

501023

2009-10

822266

6128

15061

35724

79101

686252

2011-12

7595.24

84.80

269.07

504.75

1101.06

5635.56

2010-11

8408.74

83.76

167.09

475.48

1090.37

6592.04

2011-12

INDUSTRY TOTAL

BENEFIT AMOUNT PAID

813932

8597

28071

49756

104065

623443

2010-11

INDUSTRY TOTAL

NUMBER OF POLICIES

856622

2787

13984

34058

70639

735154

2013-14

9370.22

46.10

153.21

454.18

1589.76

7126.97

2012-13

10860.59

35.48

175.58

566.50

1080.33

9002.69

2013-14

( Amount in ` crore)

846929

3577

17705

35949

78635

711063

2012-13

TABLE 15 : DURATION WISE SETTLEMENT OF DEATH CLAIMS-INDIVIDUAL CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

104

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

2009-10

2009-10

0.05

0.03

2010-11

0.03

0.03

2011-12

2011-12

AEGON RELIGARE

2010-11

AEGON RELIGARE

0.11

0.11

2012-13

2012-13

2759

30

67

2654

2008-09

0.59

0.06

0.53

2013-14

6.49

0.02

0.02

0.06

0.69

5.70

2008-09

BENEFIT AMOUNT PAID

2013-14

NUMBER OF LIVES

11.53

0.01

0.03

0.02

0.37

11.10

2009-10

4550

12

62

4466

2009-10

25.79

0.02

0.01

0.02

0.10

25.64

2010-11

AVIVA

10502

10

46

10435

2010-11

AVIVA

20.67

0.05

0.44

0.66

19.52

2011-12

6479

54

6415

2011-12

3231

13

82

3136

2013-14

17.99

0.05

0.01

0.15

1.40

16.38

2012-13

15.49

0.03

0.54

14.92

2013-14

( Amount in ` crore)

2389

55

2322

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

230
109
42

91 to 180 Days

181 Days to 1 Year

More than 1 Year

105
37.29
4.67
1.00
0.50
0.18
43.64

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

Within 30 Days of Intimation

Particulars

13300

1628

31 to 90 Days

Total Claims Settled

11291

2008-09

Within 30 Days of Intimation

Particulars

66.05

0.21

0.71

2.02

11.47

51.65

2009-10

38988

80

212

633

4545

33518

2009-10

66067

150.73

0.16

0.45

2.75

14.66

132.71

2010-11

32

208

1540

64281

2011-12

158.29

0.02

0.13

2.50

17.10

138.54

2011-12

BAJAJ ALLIANZ

98040

43

75

1767

7882

88273

2010-11

BAJAJ ALLIANZ

197.32

4.99

27.31

165.02

2012-13

45922

363

1893

43666

2012-13

2008-09

290.98

14.90

58.88

217.19

2013-14

0.04

0.03

2008-09

BENEFIT AMOUNT PAID

81735

514

4316

76905

2013-14

NUMBER OF LIVES

0.53

0.41

0.12

2009-10

19

10

2009-10

0.51

0.02

0.26

0.18

0.05

2010-11

1.25

0.02

0.92

0.32

2011-12

38

19

17

2011-12

BHARTI AXA

59

26

21

2010-11

BHARTI AXA

78

18

60

2013-14

1.52

0.86

0.66

2012-13

3.60

2.25

1.35

2013-14

( Amount in ` crore)

70

22

48

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

540

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

106

Total Claims Settled

7.72

More than 1 Year

0.02

91 to 180 Days

2.29

31 to 90 Days

181 Days to 1 Year

5.41

Within 30 Days of Intimation

2008-09

44

31 to 90 Days

Particulars

492

2008-09

Within 30 Days of Intimation

Particulars

11.07

0.01

0.61

10.45

2009-10

900

34

865

2009-10

1066

15.87

0.01

0.07

15.80

2010-11

27

1038

2011-12

31.65

0.01

0.76

30.89

2011-12

BIRLA SUNLIFE

1247

12

1234

2010-11

BIRLA SUNLIFE

61.13

0.60

3.94

56.60

2012-13

1530

12

66

1452

2012-13

2008-09

83.18

0.45

1.16

7.25

74.33

2013-14

2008-09

BENEFIT AMOUNT PAID

1933

10

24

110

1789

2013-14

NUMBER OF LIVES

2009-10

2009-10

111

0.18

0.01

0.14

0.02

2010-11

11

94

2011-12

0.97

0.15

0.53

0.12

0.17

2011-12

CANARA HSBC OBC

18

10

2010-11

CANARA HSBC OBC

342

17

23

302

2013-14

1.00

0.01

0.35

0.35

0.29

2012-13

3.14

0.23

0.89

2.02

2013-14

( Amount in ` crore)

154

13

15

125

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

107

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2009-10

31 to 90 Days

Particulars

2009-10

Within 30 Days of Intimation

Particulars

2010-11

0.04

0.01

0.03

2012-13

2011-12

34

28

2012-13

2011-12

DHFL PRAMERICA

2010-11

DHFL PRAMERICA

0.61

0.03

0.08

0.49

2013-14

388

16

50

322

2013-14

21

13

2012-13

176

34

141

2013-14

2011-12

2.41

0.10

0.33

1.98

2012-13

5.51

0.01

0.91

4.59

2013-14

EDELWEISS TOKIO

BENEFIT AMOUNT PAID

2011-12

EDELWEISS TOKIO

NUMBER OF LIVES

1.65

0.15

0.64

0.86

2008-09

97

13

30

54

2008-09

3.46

0.01

0.01

0.32

1.13

2.00

2009-10

230

22

75

130

2009-10

1.52

0.01

0.16

0.48

0.87

2010-11

2.72

0.14

0.48

0.25

1.85

2011-12

250

19

218

2011-12

EXIDE LIFE

166

27

70

67

2010-11

EXIDE LIFE

258

254

2013-14

2.99

0.01

0.02

0.01

1.82

1.13

2012-13

1.79

0.17

0.03

1.59

2013-14

( Amount in ` crore)

258

11

76

169

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

20
6

96

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

108
0.33
0.14

91 to 180 Days

181 Days to 1 Year

Total Claims Settled

1.96

1.45

31 to 90 Days

More than 1 Year

0.04

Within 30 Days of Intimation

2008-09

41

31 to 90 Days

Particulars

29

2008-09

Within 30 Days of Intimation

Particulars

17.20

2.39

2.46

4.08

3.39

4.88

2009-10

2236

36

82

357

1028

733

2009-10

695

16.72

0.01

0.10

1.06

1.10

14.45

2010-11

346

250

44

48

2011-12

12.94

0.09

0.75

2.68

4.66

4.76

2011-12

FUTURE GENERALI

7618

11

17

23

7565

2010-11

FUTURE GENERALI

15.21

0.17

0.13

2.29

4.16

8.46

2012-13

107

16

37

44

2012-13

212

199

2008-09

15.73

0.28

0.58

3.63

5.09

6.15

2013-14

2.71

0.04

0.12

0.13

0.20

2.22

2008-09

BENEFIT AMOUNT PAID

133

13

34

33

48

2013-14

NUMBER OF LIVES

2.36

2.36

2009-10

286

286

2009-10

930

2.78

0.02

2.77

2010-11

930

2011-12

6.44

6.44

2011-12

HDFC STANDARD

283

279

2010-11

HDFC STANDARD

2758

83

2675

2013-14

20.49

4.14

16.35

2012-13

28.95

3.72

25.23

2013-14

( Amount in ` crore)

1526

12

1514

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

36
6

91 to 180 Days

181 Days to 1 Year

More than 1 Year

109
1.37
0.34

91 to 180 Days

181 Days to 1 Year

Total Claims Settled

22.34

2.91

31 to 90 Days

More than 1 Year

17.72

2008-09

Within 30 Days of Intimation

Particulars

1104

64

31 to 90 Days

Total Claims Settled

998

2008-09

Within 30 Days of Intimation

Particulars

33.34

0.30

0.55

2.40

3.58

26.51

2009-10

1863

13

54

99

1693

2009-10

5279

45.06

0.95

1.88

11.90

30.34

2010-11

43

1131

4095

2011-12

59.96

0.09

0.08

0.89

16.40

42.50

2011-12

ICICI PRUDENTIAL

3976

11

125

943

2896

2010-11

ICICI PRUDENTIAL

63.19

2.05

5.61

55.53

2012-13

3593

21

55

3517

2012-13

2008-09

64.20

0.92

0.11

4.45

6.97

51.76

2013-14

2008-09

BENEFIT AMOUNT PAID

2703

41

72

2585

2013-14

NUMBER OF LIVES

0.04

0.04

2009-10

49

49

2009-10

2121

0.79

0.79

2010-11

2121

2011-12

2.77

2.77

2011-12

IDBI FEDERAL

918

918

2010-11

IDBI FEDERAL

575

575

2013-14

2.86

2.86

2012-13

6.49

6.49

2013-14

( Amount in ` crore)

778

778

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

110

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

2009-10

2009-10

1.73

0.07

1.67

2010-11

19.82

0.02

0.68

19.12

2011-12

3944

33

3909

2011-12

INDIAFIRST

307

302

2010-11

INDIAFIRST

25.22

0.01

1.06

24.14

2012-13

2440

43

2396

2012-13

729

23

36

139

207

324

2008-09

31.91

0.28

0.42

3.37

27.85

2013-14

18.68

0.36

0.88

3.35

5.54

8.54

2008-09

BENEFIT AMOUNT PAID

2371

72

2288

2013-14

NUMBER OF LIVES

35.62

0.65

0.17

2.75

7.00

25.05

2009-10

1157

34

122

265

728

2009-10

4806

44.88

0.07

0.03

2.28

10.63

31.87

2010-11

140

365

4295

2011-12

59.97

0.09

0.34

3.79

11.26

44.49

2011-12

KOTAK MAHINDRA

2426

118

270

2031

2010-11

KOTAK MAHINDRA

13735

34

309

13386

2013-14

96.05

0.07

0.08

2.02

14.85

79.03

2012-13

143.95

0.10

0.05

1.73

9.62

132.45

2013-14

( Amount in ` crore)

8690

112

453

8119

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

128
65
12
434

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

111
0.65
2.76
1.87
0.81
0.07
6.16

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

198

31 to 90 Days

Particulars

31

2008-09

Within 30 Days of Intimation

Particulars

19.87

0.20

1.85

17.82

2009-10

10421

112

945

9362

2009-10

73.42

0.04

0.47

1.57

5.22

66.12

2010-11

58.55

0.04

0.17

0.66

4.72

52.97

2011-12

27723

28

83

123

404

27085

2011-12

MAX LIFE

45084

25

352

1127

2411

41169

2010-11

MAX LIFE

46.71

0.08

0.08

4.16

5.06

37.33

2012-13

13898

57

68

99

881

12793

2012-13

617

21

28

42

91

435

2008-09

44.40

0.69

7.09

36.62

2013-14

17.83

0.28

0.52

1.21

3.49

12.33

2008-09

BENEFIT AMOUNT PAID

10067

114

9944

2013-14

NUMBER OF LIVES

25.82

0.02

0.11

0.50

1.91

23.28

2009-10

954

33

110

801

2009-10

2024

46.28

0.05

0.29

0.66

45.28

2010-11

58

271

1693

2011-12

55.54

0.01

2.87

8.46

44.21

2011-12

PNB METLIFE

2551

111

40

2392

2010-11

PNB METLIFE

1358

1353

2013-14

57.29

1.53

9.25

46.52

2012-13

68.48

0.13

68.35

2013-14

( Amount in ` crore)

2115

18

288

1809

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

8
3
5
995

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

112
19.59
0.56
0.27
0.16
0.03
20.61

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

37

31 to 90 Days

Particulars

942

2008-09

Within 30 Days of Intimation

Particulars

25.59

0.01

0.01

0.18

1.61

23.76

2009-10

1869

36

1820

2009-10

2237

26.36

0.01

1.71

24.65

2010-11

2.00

12

2220

2011-12

25.62

0.01

0.51

0.03

0.45

24.63

2011-12

RELIANCE LIFE

1145

42

1102

2010-11

RELIANCE LIFE

28.07

0.11

0.28

27.69

2012-13

4641

4632

2012-13

2008-09

25.63

0.10

0.04

25.49

2013-14

0.03

0.02

0.01

2008-09

BENEFIT AMOUNT PAID

1265

1262

2013-14

NUMBER OF LIVES

0.03

0.02

2009-10

2009-10

0.05

0.05

2010-11

0.06

0.06

2011-12

9.00

2011-12

SAHARA

17

14

2010-11

SAHARA

2013-14

0.01

0.01

2012-13

2013-14

( Amount in ` crore)

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

402
169
172
16387

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

113
111.62
26.23
6.31
3.60
3.87
151.63

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

1292

31 to 90 Days

Particulars

14352

2008-09

Within 30 Days of Intimation

Particulars

170.32

5.98

1.35

3.72

23.52

135.74

2009-10

25817

201

75

163

989

24389

2009-10

178.54

1.41

0.46

3.53

24.49

148.65

2010-11

204.66

0.91

0.61

3.23

28.43

171.48

2011-12

11995

60

969

10956

2011-12

SBI LIFE

11936

86

906

10928

2010-11

SBI LIFE

222.18

0.30

0.93

28.93

192.02

2012-13

11187

14

740

10429

2012-13

2008-09

267.38

0.04

0.04

1.10

47.04

219.18

2013-14

0.08

0.08

2008-09

BENEFIT AMOUNT PAID

12122

16

982

11118

2013-14

NUMBER OF LIVES

1.89

0.33

1.56

2009-10

82

15

66

2009-10

20.03

0.25

19.79

2010-11

47.17

1.50

45.67

2011-12

2939

496

2443

2011-12

SHRIRAM

1232

82

1150

2010-11

SHRIRAM

5515

2145

3370

2013-14

58.98

2.51

56.47

2012-13

76.14

7.98

68.16

2013-14

( Amount in ` crore)

3746

899

2847

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

114

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

31 to 90 Days

Particulars

2008-09

Within 30 Days of Intimation

Particulars

0.41

0.04

0.20

0.13

0.04

2009-10

16

2009-10

1.79

0.33

0.66

0.20

0.60

2010-11

3.99

0.42

1.14

2.44

2011-12

419

10

63

346

2011-12

STAR UNION

202

16

19

158

2010-11

STAR UNION

6.13

0.23

1.40

1.48

3.02

2012-13

697

101

183

408

2012-13

912

222

97

113

184

296

2008-09

12.24

0.44

1.91

9.89

2013-14

20.76

2.57

2.15

4.15

6.40

5.48

2008-09

BENEFIT AMOUNT PAID

1555

74

67

1414

2013-14

NUMBER OF LIVES

13.96

0.05

0.08

2.32

6.58

4.94

2009-10

809

122

269

406

2009-10

13.20

0.44

0.82

3.03

8.91

2010-11

21.92

0.07

0.41

1.99

4.07

15.38

2011-12

3192

11

18

105

548

2510

2011-12

TATA AIA

1069

20

59

95

895

2010-11

TATA AIA

1225

54

244

297

624

2013-14

22.20

0.21

0.38

1.11

20.51

2012-13

31.87

0.05

2.57

8.80

10.55

9.91

2013-14

(Amount in ` crore)

1516

13

85

1416

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1170
525
502
38200

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

115
227.59
57.86
20.22
9.23
7.43
322.33

Within 30 Days of Intimation

31 to 90 Days

91 to 180 Days

181 Days to 1 Year

More than 1 Year

Total Claims Settled

2008-09

3892

31 to 90 Days

Particulars

32111

2008-09

Within 30 Days of Intimation

Particulars

439.08

9.63

5.52

18.72

63.92

341.29

2009-10

90254

368

419

1650

8489

79328

2009-10

142325

666.31

1.74

3.30

15.30

74.94

571.04

2010-11

65

508

1029

5999

134724

2011-12

794.99

1.38

3.29

20.53

101.58

668.22

2011-12

PRIVATE TOTAL

188798

95

504

3477

12882

171840

2010-11

PRIVATE TOTAL

949.08

0.37

1.07

21.08

114.44

812.12

2012-13

105319

67

93

803

5824

98532

2012-13

222307

801

1769

219726

2008-09

1222.24

1.54

4.10

37.71

174.37

1004.51

2013-14

1005.15

0.07

0.07

5.77

29.11

970.13

2008-09

BENEFIT AMOUNT PAID

143530

23

88

1046

8818

133555

2013-14

NUMBER OF LIVES

1195.28

0.23

2.23

0.93

1.99

1189.90

2009-10

215485

12

142

85

202

215044

2009-10

1393.51

0.30

3.31

5.59

19.84

1364.47

2010-11

LIC

233132

48

601

1445

2909

228129

2010-11

LIC

1586.75

0.12

0.60

10.04

44.87

1531.13

2011-12

243429

10

62

6535

2617

234205

2011-12

266367

782

3293

262290

2013-14

1697.37

1.91

0.02

3.43

1692.01

2012-13

1882.83

0.01

6.34

24.29

1852.19

2013-14

( Amount in ` crore)

244350

172

263

243913

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

530
508

181 Days to 1 Year

More than 1 Year

116
9.30
7.50

181 Days to 1 Year

More than 1 Year

1327.48

25.99

91 to 180 Days

Total Claims Settled

86.97

1197.72

2008-09

31 to 90 Days

Within 30 Days of Intimation

Particulars

260507

1971

91 to 180 Days

Total Claims Settled

5661

251837

2008-09

31 to 90 Days

Within 30 Days of Intimation

Particulars

1634.36

9.86

7.75

19.65

65.91

1531.19

2009-10

305739

380

561

1735

8691

294372

2009-10

385754

75

570

7564

8616

368929

2011-12

2059.82

2.04

6.61

20.89

94.78

1935.51

2010-11

2381.75

1.50

3.89

30.57

146.44

2199.35

2011-12

INDUSTRY TOTAL

BENEFIT AMOUNT PAID

421930

143

1105

4922

15791

399969

2010-11

INDUSTRY TOTAL

NUMBER OF LIVES

409897

25

88

1828

12111

395845

2013-14

2646.45

2.28

1.07

21.10

117.87

2504.13

2012-13

3105.07

1.55

4.10

44.05

198.66

2856.70

2013-14

( Amount in ` crore)

349669

239

93

805

6087

342445

2012-13

TABLE 16: DURATION WISE SETTLEMENT OF DEATH CLAIMS GROUP CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

117

2002

Other than Approved Investments


(OTAI)
Total (ULIP Funds)

2003

265.91

5.55

260.36

30638.05

9291.53

5112.19

16234.34

2005

2006

2007

2008

2009

1577.38
(505.83)
110.93
(1900.27)
1688.31
(534.82)

24546.62
(51.20)
8567.91
(67.60)
10512.76
(13.14)
43627.30
(42.40)
6731.78
(326.77)
795.66
(617.24)
7527.45
(345.86)

31116.51
(26.76)
11712.11
(36.70)
11876.01
(12.97)
54704.63
(25.39)
23401.01
(247.62)
2487.12
(212.58)
25888.13
(243.92)

36410.66
(17.01)
14488.56
(23.71)
13174.69
(10.94)
64073.91
(17.13)

45894.15 46918.58
(10.76)
(2.23)
18152.7 18434.55
(25.68)
(1.55)
27215.01 48598.49
(73.38)
(78.57)
91261.86 113951.62
(27.51)
(24.86)

57587.24 111629.43 151489.89


(146.09)
(93.84)
(35.71)
9462.56 21448.05 21272.87
(280.460 (126.66)
(-0.82)
67049.80 133077.48 172762.76
(159.00)
(98.48)
(29.82)

41434.52
(13.80)
14443.79
(-0.31)
15696.40
(19.14)
71574.70
(11.71)

2010

311668.71
(105.73)
25871.42
(21.61)
337540.14
(95.37)

53351.21
(13.71)
23591.16
(27.97)
66684.57
(37.21)
143626.93
(26.04)

307095.57
(14.12)
113644.46
(28.02)
85674.54
(28.49)
190398.99
(23.73)
34477.3
(-32.74)
731290.86
(16.14)

100.00

Life Fund
Pension & Group Fund
ULIP Fund

TOTAL

100.00

2002
100.00

2001
100.00

100.00

88.14
11.76
0.10

2003

100.00

87.15
12.37
0.48

2004

100.00

85.48
12.77
1.76

2005

100.00

81.53
13.15
5.31

2006

100.00

77.06
11.85
11.10

2007

100.00

70.71
11.91
17.37

2008

100.00

68.71
12.44
18.85

2009

100.00

60.79
11.69
27.52

2010

SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT


(As on 31st March)

Note: Figure in the brackets indicate the growth over the previous year in per cent.

Particulars

2004

2011

371898.63
(19.32)
27217.13
(5.20)
399115.76
(18.24)

67575.74
(26.66)
32375.68
(37.23)
89975.83
(34.92)
189927.26
(32.23)

353376.05
(15.07)
141357.66
(24.38)
89180.75
(4.09)
215000.98
(12.92)
42159.12
(22.28)
841074.55
(15.09)

2013

2014

346340.05
(8.20)
23631.74
(13.86)
369971.79
(8.63)

73302.35
(10.73)
36581.92
(17.83)
126782.51
(55.20)
236666.78
(32.54)

325282.95
(5.66)
17224.23
(23.54)
342507.19
(6.88)

71189.19
(3.13)
51532.31
(46.18)
159665.25
(36.55)
282386.76
(24.07)

322455.98
(0.87)
9205.18
(46.56)
331661.16
(3.17)

85826.06
(20.56)
78481.50
(52.30)
173271.88
(8.52)
337579.44
(19.55)

394780.11 440990.60 518824.47


(13.48)
(13.08)
(17.65)
177933.28 214456.88 255469.45
(32.18)
(25.84)
(19.12)
97319.92 118878.35 155025.90
(9.50)
(24.17)
(30.41)
258324.79 296590.39 329787.31
(22.75)
(17.80)
(11.19)
46262.23 49083.72
29117.83
(11.90)
(6.69)
(40.68)
974620.33 1119999.94 1288224.97
(18.26)
(17.28)
(15.02)

2012

(` Crore)

2011

100.00

58.81
13.28
27.91

2012

100.00

61.64
14.97
23.40

2013

100.00

64.19
16.18
19.63

100.00

65.81
17.25
16.94

2014

(Per Cent)

194009.60 230368.74 260552.48 352624.52 428451.93 487150.69 604179.80 765969.33 916364.78 1212457.93 1430117.56 1581258.90 1744893.88 1957465.57
(18.74)
(13.10)
(35.34)
(21.50)
(13.70)
(24.02)
(26.78)
(19.63)
(32.31)
(17.95)
(12.47)
(11.44)
(12.18)

Approved Investments

GRAND TOTAL

ULIP
Funds

2001
47512.68 128813.10 123704.98 144665.52 170433.39 201678.32 233664.31 250793.31 269091.17
(171.11)
(-3.97)
(16.94)
(17.81)
(18.33)
(15.86)
(7.33)
(7.30)
52523.95
3364.38 23380.50 30028.12 39474.78 43799.61 45644.64 67045.41 88755.04
(-93.59) (594.54)
(28.43)
(31.46)
(10.96)
(4.21)
(46.89)
(32.38)
24886.86 20740.87 32962.63 38636.84 45521.01 49638.45 69836.78 63262.13 66673.33
(-16.66)
(58.93)
(17.21)
(17.82)
(9.05)
(40.69)
(-9.41)
(5.39)
50502.28 60928.74 42703.36 77132.81 84412.93 75373.71 86360.96 118338.7 153870.47
(20.65)
(-29.91)
(80.62)
(9.44)
(-10.71)
(14.58)
(37.03)
(30.02)
18583.83 16521.65
6897.04 16845.63 26377.73 26698.56 30048.61 42190.44 51260.39
(-11.10)
(-58.25) (144.24)
(56.59)
(1.22)
(12.55)
(40.41)
(21.50)
194009.60 230368.74 229648.52 307308.91 366219.85 397188.65 465555.30 541629.99 629650.4
(18.74)
(-0.31)
(33.82)
(19.17)
(8.46)
(17.21)
(16.34)
(16.25)

Total (Pension & General Annuity &


Group Fund) Investments

Pension Central Govt Securities


& General
Annuity
State Govt & Other Approved
Fund
Securities
Approved Investments

Other than Approved Investments


(OTAI)
Total (Life Fund)

Approved Investments

State Govt & Other Approved


Securities
Infrastructure Investments

Life Fund Central Govt Securities

Particulars

TABLE 17 : ASSETS UNDER MANAGEMENT OF LIFE INSURERS


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

190.00

ICICI Prudential

118

Sahara

SBI Life

Shriram

Star Union Dai-ichi

TATA AIA

864.00

5.00
1669.00

5.00

1664.00

185.00

125.00

125.00

110.00

250.00

101.00

190.00

168.00

110.00

150.00

150.00

2002

2234.13

5.00

2229.13

185.00

125.00

125.00

110.00

255.00

131.30

425.00

218.00

170.00

180.00

150.03

154.80

2003

Note: indicates the company has not started its operation.

Industry Total

LIC

859.00

Reliance

Private Total

250.00

Max Life

PNB Metlife

101.00

Kotak Mahindra

168.00

HDFC Standard

Future Generali

IndiaFirst

Exide Life

IDBI Federal

Edelweiss Tokio

150.00

Birla Sunlife

Bharti AXA

DHFL Pramerica

Bajaj Allianz

Canara HSBC OBC

Aviva

2001

Aegon Religare

Insurer

3243.71

5.00

3238.71

231.00

175.00

157.00

160.00

160.00

346.08

151.26

675.00

255.50

245.00

290.00

150.07

242.80

2004

4352.81

5.00

4347.81

321.00

350.00

157.00

217.10

235.00

466.08

211.76

925.00

320.00

325.00

350.00

150.07

319.80

2005

5892.05

5.00

5887.05

447.00

125.00

425.00

157.00

331.00

235.00

557.43

244.58

1185.00

620.00

490.00

460.00

1.10

150.23

458.70

2006

870.00

125.00

1000.00

232.00

1147.70

761.08

1032.43

480.27

200.00

1401.11

1271.00

185.00

790.00

1274.50

366.11

150.71

1004.50

2008

1519.50

150.00

125.00

1000.00

232.00

1162.33

1580.00

1782.43

510.29

450.00

1427.26

1795.82

468.50

1019.15

137.05

400.00

1879.50

668.43

150.71

1491.80

300.00

2009

1920.50

250.00

125.00

1000.00

232.00

1164.65

1774.79

1838.82

510.29

200.00

450.00

1428.14

1968.00

702.00

1019.15

221.30

500.00

1969.50

1131.35

150.71

1888.80

570.00

2010

1953.50

250.00

175.00

1000.00

232.00

1165.84

1969.57

1841.00

510.29

325.00

700.00

1428.46

1994.88

1052.00

1464.88

293.96

700.00

1969.50

1525.35

150.71

2004.90

950.00

2011

1953.50

250.00

175.00

1000.00

232.00

1196.32

1969.57

1944.69

510.29

475.00

800.00

1428.85

1994.88

1203.00

1464.88

150.00

305.17

800.00

1969.50

1718.65

150.71

2004.90

1135.00

2012

1953.50

250.00

175.00

1000.00

232.00

1196.32

2012.88

1944.69

510.29

475.00

800.00

1428.94

1994.88

1452.00

1464.88

150.00

320.02

950.00

1969.50

1807.20

150.71

2004.90

1176.00

2013

1953.50

250.00

175.00

1000.00

232.00

1196.32

2012.88

1944.69

510.29

475.00

800.00

1429.26

1994.88

1452.00

1600.00

180.29

340.38

950.00

1901.21

1978.20

150.71

2004.90

1307.00

2014

(` Crore)

5.00

5.00

5.00

5.00

100.00

100.00

100.00
8124.41 12296.42 18254.77 21020.00 23661.85 24931.92 25518.72 25938.51

5.00

8119.41 12291.42 18249.77 21015.00 23656.85 24831.92 25418.72 25838.51

547.00

125.00

500.00

157.00

664.00

530.00

732.43

330.35

1312.30

801.26

690.00

671.50

150.00

150.37

758.20

2007

TABLE 18: EQUITY SHARE CAPITAL OF LIFE INSURERS


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Edelwiess Tokio

119
2.90
2.20

SBI Life

Shriram

1.30

2.70
1.50

2.59

2.74

1.78

2.68

1.62

1.52

2.50

2.85

3.30

4.32

1.65

1.70

2.25

2.41

3.45

1.74

2.38

2.94

2.36

2.37

2.73

2.34

4.29

March
2008

2.02

2.93

2.74

1.99

4.23

2.57

2.06

2.66

1.85

3.13

2.04

2.85

2.47

1.74

5.48

2.00

2.50

2.16

2.67

June
2008

Note: indicates that the company has not started its operations.
Source: Actuarial Report and Abstract of various years and respective quarterly Solvency Statements.

LIC

Public Insurer

TATA AIA

2.70

Sahara

Star Union Dai-ichi

2.00

Reliance

1.73

2.08

2.00
1.70

Max Life

PNB Metlife

1.64

1.53

2.05

2.87

1.80

1.96

2.45

6.31

March
2007

1.80

IndiaFirst

Kotak Mahindra

IDBI Federal

1.60

2.90

HDFC Standard

ICICI Prudential

Future Generali

2.30

DHFL Pramerica

Exide Life

Canara HSBC

2.00

2.80

Bajaj Allianz

Bharti AXA

Birla Sun

2.80

March
2006

Aviva

Aegon Religare

Private Insurers

INSURERS

1.79

2.64

2.98

2.71

4.21

2.83

1.73

2.02

2.31

2.63

1.99

3.09

2.62

1.66

1.77

4.44

2.10

2.42

1.99

5.45

2.65

September
2008

2.27

3.23

3.25

2.91

4.04

3.96

2.55

3.58

2.61

2.10

2.77

3.18

2.47

2.18

1.56

7.37

2.58

2.54

2.58

3.78

1.94

December
2008

TABLE 19: SOLVENCY RATIO OF LIFE INSURERS (Contd.)


(At the end of the Quarter)

1.54

2.51

2.53

3.05

2.92

3.60

2.50

2.27

3.04

2.69

6.11

2.31

2.58

3.17

2.26

1.71

5.74

2.44

2.07

2.62

5.91

1.93

March
2009

1.74

1.91

7.89

2.91

2.73

4.04

2.25

1.76

2.43

3.02

5.67

2.54

2.32

1.99

2.96

1.53

4.45

1.94

2.16

2.35

3.61

2.14

June
2009

1.72

2.05

7.66

2.63

2.64

4.33

2.22

1.82

2.22

3.07

5.33

2.57

2.14

2.25

2.32

1.59

3.26

1.96

2.58

2.53

5.23

1.93

September
2009

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

120
1.80

TATA AIA
1.54

2.11

7.46

2.69

2.17

4.50

1.86

1.65

5.27

1.62

1.97

7.36

2.38

2.25

4.70

1.58

1.69

3.04

2.75

5.01

3.64

3.09

2.02

1.80

3.11

1.92

3.38

2.23

3.78

2.86

4.26

3.55

June
2010

1.66

1.79

7.47

2.52

2.22

4.87

1.55

1.67

2.82

2.69

7.43

3.04

3.05

1.92

2.76

3.37

1.88

2.62

2.24

4.39

2.99

3.44

4.18

September
2010

Note: indicates that the company has not started its operations.
Source: Actuarial Report and Abstract of various years and respective quarterly Solvency Statements.

LIC

1.66

7.77

Star Union Dai-ichi

Public Insurer

2.52
2.61

SBI Life

4.51

Sahara

Shriram

1.91

Reliance

3.22

1.90
1.65

Max Life

3.05

Kotak Mahindra

PNB Metlife

2.79

7.77

IndiaFirst

4.05

2.89
4.91

ICICI Prudential

2.90

1.80

2.34

1.79

1.67

2.58

2.11

1.68

2.68

5.12

2.66

March
2010

IDBI Federal

1.95

HDFC Standard

2.32

1.74

DHFL Pramerica

Edelwiess Tokio

Future Generali

3.89

Canara HSBC

1.82

1.75

Birla Sun

Exide Life

2.59
1.86

Bajaj Allianz

5.59

Aviva

Bharti AXA

2.07

December
2009

Aegon Religare

Private Insurers

INSURERS

1.58

1.87

7.07

3.63

2.16

5.06

1.59

1.63

3.06

2.61

6.90

2.45

3.24

1.80

2.19

3.26

1.63

4.00

2.50

2.91

3.37

4.13

2.74

December
2010

1.54

2.16

6.70

3.96

2.04

4.82

1.66

1.69

3.65

2.67

6.36

6.60

3.27

1.72

2.21

3.00

2.53

3.07

2.89

2.14

3.66

5.40

3.22

March
2011

TABLE 19: SOLVENCY RATIO OF LIFE INSURERS (Contd.)


(At the end of the Quarter)

1.57

2.28

6.02

4.09

2.20

5.07

2.14

1.73

4.08

2.85

6.34

8.32

3.76

1.85

1.73

2.71

2.26

2.01

2.26

3.20

2.27

4.04

5.15

2.97

June
2011

1.59

2.37

6.45

4.30

2.14

5.08

2.38

1.76

4.56

3.04

8.86

7.77

3.90

1.83

2.35

2.48

2.26

2.08

4.05

3.43

2.81

4.51

4.71

3.22

September
2011

1.56

2.52

5.53

4.70

2.13

5.16

3.74

1.78

5.39

3.04

8.58

7.34

3.75

1.80

2.18

2.25

2.50

2.34

3.85

3.46

2.51

5.03

4.41

2.17

December
2011

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

121
2.84

TATA AIA
1.60

3.06

5.28

5.08

2.15

5.78

3.76

1.72

8.06

1.60

3.19

4.54

5.00

2.17

5.76

4.06

1.72

5.54

2.90

6.88

5.80

3.82

2.27

2.82

1.90

2.15

2.72

3.94

3.31

2.19

5.85

4.14

1.87

September
2012

1.58

3.36

4.08

5.33

2.14

6.16

4.36

1.89

5.51

2.94

6.02

5.40

3.90

2.19

2.82

1.91

2.14

2.99

3.76

3.44

2.05

6.33

3.56

1.62

December
2012

Note: indicates that the company has not started its operations.
Source: Actuarial Report and Abstract of various years and respective quarterly Solvency Statements.

LIC

1.54

5.67

Star Union Dai-ichi

Public Insurer

5.34
4.99

SBI Life

5.28

Sahara

Shriram

3.53

Reliance

5.61

5.34
1.65

Max Life

3.06

Kotak Mahindra

PNB Metlife

2.97

7.71

6.24

IndiaFirst

3.85

1.99

3.71

1.88

HDFC Standard

3.13

6.61

3.86

Future Generali

2.07

ICICI Prudential

2.16

Exide Life

2.41

2.38

4.53

3.20

2.01

5.58

4.62

1.97

June
2012

IDBI Federal

2.31
2.41

2.60

Canara HSBC

DHFL Pramerica

2.99

Birla Sun

Edelwiess Tokio

5.15
2.34

Bajaj Allianz

5.15

Aviva

Bharti AXA

2.62

March
2012

Aegon Religare

Private Insurers

INSURERS

1.54

3.41

3.46

5.59

2.15

5.78

4.29

2.07

5.21

2.93

4.20

4.90

3.96

2.17

4.17

1.80

1.96

2.67

3.84

2.67

1.82

6.34

4.23

1.91

March
2013

1.58

3.59

3.23

5.80

2.25

6.92

4.33

2.10

5.24

3.11

3.83

4.80

4.04

2.27

4.12

1.86

2.07

2.41

3.79

2.27

1.84

6.97

4.27

1.60

June
2013

1.58

3.72

2.86

6.12

2.40

6.88

4.80

2.16

5.21

3.12

3.22

4.78

3.95

2.19

4.01

2.35

2.16

2.80

3.94

2.06

1.92

7.09

4.27

1.64

September
2013

TABLE 19: SOLVENCY RATIO OF LIFE INSURERS (Concld.)


(At the end of the Quarter)

1.57

3.96

3.30

6.35

2.47

6.92

4.93

2.23

5.30

3.16

3.00

5.00

3.83

2.02

3.89

2.31

2.09

4.61

3.77

2.10

1.62

7.38

3.93

1.87

December
2013

1.54

4.09

2.38

6.41

2.28

6.84

4.42

2.28

4.85

3.02

2.47

4.72

3.72

1.94

3.18

2.39

2.20

5.37

3.59

1.86

2.09

7.34

4.15

2.28

March
2014

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

122

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL ( C )
SURPLUS/ (DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

16565
(86)

136
864
(191)
490
39
29

17846
1236
27825

29118
50

12633
(289)

12394
(23666)

(23666)

121

(23787)
(23666)

15
13
(39)
35
4

3135
219
16213

60

16492
15

2096
(41)

2071
(15427)

(15427)

(15432)
(15427)

2009-10

3121
(13)

2008-09

(29649)

194

(29843)
(29649)

31468
(779)

30888
(29649)

615
1394
(774)
1181
116
69

2974

44073
2191
40631
12

42834
199

38861
(363)

2010-11

(14755)

181

(14936)
(14755)

26703
948

29263
(14755)

1595
2298
(3615)
(1288)
564
(98)

7070

51257
2479
34219
51

36749
1612

45732
(1001)

2011-12

AEGON RELIGARE

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(10954)

(78)

(10876)
(10954)

29444
(1430)

35187
(10954)

2736
4846
(3495)
1701
859

2492

50815
1626
24512
444

26582
7173

43050
(1374)

2012-13

(9459)

(267)

(9192)
(9459)

24065
(144)

41326
(9459)

3841
8103
(5027)
5637
984

2120

58649
2005
24473
303

26781
17405

45207
(2215)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

123

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

16829
(186)

17164

16324
1936
9950

11886
77

4368
(7)

4437

5892
210
4841

5050
6

839
(3)

842

36114
4593
14357

18950
522

498
183
(85)
843

9637

116
248
(4)
177

7678

49
31
(6)

4480

25342
(305)

2004-05

8150
(40)

2003-04

1347
(8)

2002-03

1707

1733

26

1733

45193
(89)

46864
1733

84684
10317
25498

272

36087
1755
5

1916
576
(17)
7421

15095

60027
(334)

2005-06

583

622

39

622

68796
(177)

75738
622

137412
17886
42749

417

61052
7092
27

4733
554
(239)
3442

14916

114723
(717)

2006-07

2548

2595

48

2595

115514
(239)

133337
2595

225909
21797
67601

579

89977
18031
32

9913
4041
(525)
1297

22615

189815
(1247)

2007-08

6243

6296

53

6296

91519
(391)

111296
6296

210766
15196
77390

588

93174
20116
52

15240
2242
(3249)
(53158)

51984

199287
(1580)

2008-09

AVIVA

2752

2803

51

2803

258208
(397)

320967
2803

410618
15829
71019

86848
63094
62

18282
10085
(5027)
114670

456

36002

237801
(1651)

2009-10

2033

22528

20495

(6190)

20659

26849

20659

153874
20659

208574
22528

22528

12445
(4596)

243363
9358
59451
21

68831
145980
44

29580
24404
(17041)
(57500)

202

24749

241587
(2618)

2011-12

89610
(86)

298080
10104
56873

66977
118976
74

24740
27862
(4922)
(1748)

(658)

20129

234517
(1839)

2010-11

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(4359)

26694

31053

26694

210526
26694

28180
(17056)

299171
10530
51379
42

61951
199308
94

35905
35863
(24908)
8344

34181

214067
(4280)

2012-13

(372)

25341

25714

25341

214234
25341

47919
(26100)

290414
7853
42843
143

50838
192075
340

38736
56559
(32663)
17804

26951

187810
(4783)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

124

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

BAJAJ ALLIANZ

6917
(56)

117
32

83
4000

11095
1242
6672

7914
36

2749

2785
395

395

(16)
411
395

703
235
2511

2746

341

341
(2384)
2400

16
16

904

904

411

904

7459

7738
493

318
134

135
4000

26512
5044
13237

18281
278
1

22080
(155)

640

640

904

640

64169

69823
(265)

856
24
(37)

530
4512

105688
14584
21439
107

36130
5651
3

100168
(364)

5645

6822

1177

640

6822

19123

155761
240244
6182

2111
1066
(53)

2902
10855

329704
34187
48681

410

83278
65348
12

313358
(536)

972531 1062452 1141971


(1327)
(2345)
(2835)

960995
(3477)

6709

19433

313
12411

5645

19433

26699

261752
358324
13788

9494

(6849)

(327)
(16016)

6709
(675)
25837

39161

576733
701062
19803

10720

21044

415
9908

9494

21044

10237

62684

52448

10720
11004
62685

11837

105388

93551

10237
11056
105388

73692 122952
81533

311113 1434932 446956


460461 1821007 1027151
11550
40961
84095

11533
19586
41288
64538
93783
37146
90009
45921 334710 349772
(10550) (15526) (217401) (49701) (38265)
(10366) (30084) (191895) 643474 (14053)

3728
7211
11910
2816
869
9724
29518
16391
6945
3167

574812 1071918 766322 2141918 1352790


94668 149686 105155
96257
61647
107302 200434 187579 177163 160658

731

19239
6531

933
1577

202701 351053 294311 279951 241544


69854
85140
75651 263020 498467
20
27
5
104
196

534524
(926)

2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11

714
(11)

2001-02

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

14428

121341

106913

11837
8974
121341

180920

(288471)
442034
100530

110657.1
164481.2
(69796)
(209288)

879
285

740581
38827
140628

18562

198017
549460
125

748380
(5018)

2011-12

152342.8
324434.5
(137970)
139956

15660
694

1072650
14825
147289

14692

176806
847725
474

584314
(6782)

2013-14

17406

109154

91748

14428
8480
109154

18395

82306

63910

82306

17406

311466 293992

(545391) (311246)
696769 830944
86247
64900

135321
374489
(137179)
(89710)

21354
235

988016
28042
160030

16928

205000
930377
317

689270
(5764)

2012-13

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

125

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

11841
(27)

46
45
(20)
(359)

246
25080

36852
1264
29494

93

30851
60

5980
(39)

6001

3
1

(5)

73
8467

9314
56
8607

27

8690

624

624

2007-08

778
(2)

2006-07

(41515)

(41515)

(41515)

15385
(126)

15520
(41515)

252
55
(304)
(2941)

547
1215

34771
3873
56587

306

60766
262

36041
(93)

2008-09

(47729)

(47729)

(47729)

61979
(277)

62595
(47729)

789
6546
(639)
12648

236

244
695

87263
6326
66071

72397
893

66973
(229)

2009-10

BHARTI AXA

(28343)

(28343)

(28343)

57268
(121)

61541
(28343)

2182
11204
(2999)
(49)

165

1388
6661

97292
3943
60151

64094
4394

79202
(463)

2010-11

(5268)

(5268)

(5268)

31847
(62)

43566
(5268)

3969
7097
(11912)
(4592)

(401)

528
14746

86280
2800
45085
97

47981
11781

77416
(571)

2011-12

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

1121

1121

1121

25310
(447)

57115
1121

5436
11730
(8001)
7874

(41)
14017

104702
3550
42868
48

46466
32252

74452
(765)

2012-13

(874)

(874)

(874)

28858
(1726)

76995
(874)

7652
18127
(8713)
15004

201
16206

134595
4941
53479
42

13

58475
49863

87265
(1148)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

126

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

BIRLA SUNLIFE

14392
(403)

287
22
(6)

15
6770

21079
2951
8907
1

11859
102

9782
(665)

9219

61
26
(1)
4406

7174
440
4816

5256
30

1943
(56)

1917

40377
(633)

40516

1312
128
(91)

193
8216

62743
7779
14446
1

22226
772

53754
(770)

69100
(688)

71714

4501
511
(243)

690
6762

102380
12922
17744

30666
3303

91547
(1388)

117714
(1107)

123986

8880
8395
(2314)
17660
(75)

1610
7019

164557
15964
24393

214

40571
7379

125566
(2184)

139681
(1326)

150838

15771
22877
(5541)
(13550)
(63)

317
15473

208800
20138
37587

237

57961
12484

176617
(3101)

457180
(5517)

2585

5192

2607

275170
(2893)

315245
5192

10308

13169

2862

13169

212457
(1235)

275865
13169

25045
38845
63154
32790
(10228) (111613)
(29177) (27083)
(65)
(6)

1002
1709
49410
76399

421448 462705
33555
48179
67073 124876

383
615

101011 173670
42968
64644

325713
(3406)

16947

18438

1491

18438

683250
(7599)

789529
18438

52157
241291
(34109)
141402
(426)

1435
47975

992261
51620
132675

184295
113878

550566
(8029)

15855

48762

32907

48762

316927
(321)
64

510108
48762

77156
159965
(38949)
(47785)
(1194)

2368
6198

717217
38058
120348

(59)

158347
193437

567707
(8250)

2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11

2826
(146)

2001-02

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(6109)

64968

71077

64968

45339
(8237)

67720
375285
64968

95676
58220
(134586)
(34858)
(780)

2981
32873

594305
32540
121512

154052
270462

588536
(13759)

2011-12

(18632)

44028

62660

44028

71509
(11694)

120065
545744
44028

109246
111149
(47243)
33853

3666
19946

735791
30048
115970

146018
365864

521630
(16455)

2012-13

(13620)

38403

52023

38403

104296
(23767)

130765
577844
38403

117585
106682
(76767)
102088

3654
25808

743535
23471
103817

127288
366543
7

483305
(18820)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

127

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

DHFL PRAMERICA

259

259

24507

24571

113

113

5267

5267

113 5267.03

13285

13285

13285

4356
8
4055

34

4097

50170 132800 183465 189549 241785 279170


10565 20337 15180
8306
5502
3698
14893 19235 26045 23950 25053 26335
26

141

25599 39571 41225 32256 30555 30068


64
433
609
2444 10692 55540

92818 141690 154822 195373 180278


(23)
(59)
(85)
(103)

93229 142240 157181 205963 235818

113
5267 13285

4
1
(2)
3

4015

1873
4207
(258)
16645

230

26114

197
144
(129)
(742)

21086

337

5205 11664 21732 32779


10907
9277 13605 21538
(2633) (15683) (12529) (16877)
(2608) (10582) 23779 52181

268
(498)

41

19760 10287
5290 10320

84245 153186 186108 191215 180588


(254) (621) (1024) (1306) (1400)

29641
(27)

2921

2896

13896
429
10571

11000
(25)

44
43
(19)
186

9794

3844
(4)

5491

5584

21345
972
14788

15761
93

176
156
(31)
105

14

11450

9504
(30)

37

37

37

7258

7644
37

30113
1809
20622

22432
386

462
163
(221)
(548)
3
(23)

1
13649

16701
(76)

55

55

55

10265

11274
55

39720
3052
25338

28390
1009

986
950
(321)
407
1

8
14193

23679
(184)

826

826

826

14522

16999
826

43458
1895
23739

25634
2476

(` Lakh)

1088
(16)

1579
(1003)

577

6808
159
6072

6231
1

11090
(470)

6471
(3323)

3266

16263
747
12251

12997
117

11203
(5116)

6632

23245
1459
15154

16613
544
0.3

138
422
90
276
(18)
(76)
5
86

1
2
10800 11914.08

5483
(236)

2013-14

EDELWEISS TOKIO
2011-12 2012-13

1750
6
1458
18
(1283)
(4)
1800
5
37

9459 5710.75

30586
(357)

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

CANARA HSBC

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

128

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

35

5
4752
6904
645
5775

6420
29

458
(3)

484

417
135
2312

1417
3864

354
(1)

353
(3800)

(3800)

(3800)

2116
(4)

4487
(3)

4589

16472
1993
9891

11883
96
11

102

39
7503

8851
(22)

25090
(40)

25311

44067
4107
14649

18755
260
1

522
76

(175)

56
9822

33886
(121)

28507
(41)

31501

59739
6913
21083

242

28238
3034

2012
481
(83)
2380

39
12624

42538
(251)

50463
(4)

55514

95555
9417
30353

271

40042
5051
3

4019
3878
(1069)
(592)

50
18867

70720
(318)

2049

2113

64

86993
(57)

95898
2113

149369
10555
40370

433

51357
8958
3

7011
14526
(4983)
(3428)

208
20707

115887
(559)

(1388)
2049

1008

2049

1008

347

65026
(89)

78314
(1041)

134926
11038
46392

223

57652
13371
7

10244
6432
(34378)
(13933)

2249
20840

144228
(758)

2008-09

EXIDE LIFE
2002-03 2003-04 2004-05 2005-06 2006-07 2007-08

419
(2)

2001-02

1991
661

2653

661

2653

196597
104

221251
1991

282045
12076
46727

58803
24544
7

15559
39112
(6751)
54139

1499
14630

164265
(409)

2011-12

(303)
2653

4744

2653

4744

2395

96866
21

155525
2092

220116
13058
49441

62499
58627
11

22618
22252
(7157)
199

179
11496

(698)
1990

5754

1990

5754

4462

44791
(70)

120637
3764

185795
13246
48148

61394
75888
27

28137
19338
(14468)
(25493)

(189)
11166

170895 167998.36
(366)
(695)

2009-10 2010-11

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

2013-14

115
685

7288

685

7288

6488

46798
(10)

166156
6603

232188
11759
47669

59428
119340
28

35455
35967
(21330)
134

502
7787

296
442

8043

442

8043

7305

71405
(10)

186736
7601

256128
13115
48676

61791
115306
35

42282
30460
(15807)
10493

730
5523

174236 183067.13
(564)
(620)

2012-13

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

129

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

15260
(463)

120
53
(52)
80

11
26341

41351
2204
27186

132

29522
220

11867
(258)

11829

11
3372

3444
4
3309

12

3325
39

134
(54)

119

2008-09

249
(192)

2007-08

37223

38621

1325
1100
(131)
2890

207
36837

95712
11044
46047

57091
1398

54151
(667)

2009-10

54968
(159)

58813

3214
4160
(543)
(1858)

146
32778

109499
9578
41108

50686
4005

72616
(1013)

2010-11

FUTURE GENERALI

42804
(133)

48610

6931
2566
(4297)
(3135)

323
13981

92916
8749
35557

44305
5939

77958
(1411)

2011-12

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

41826
(193)

59302

10065
5108
(6697)
6173

1085
8626

90240
5876
25062

30938
17669

67829
(1949)

2012-13

30619
(24)

62255

12958
8424
(5507)
4190

1069
6611

89200
4294
22652

26946
31660

63416
(1959)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

130

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

14882
(477)
528
46

(64)
5355

20270
1977
6973

8950
55

12291
(706)

11641
(321)

(321)

(321)
(321)

107
5

4461

7780
662
4126

4788
3

3070
(379)

2694
298

25

273

298

21644
(999)

20916

1424
1428
(11)

(83)
2864

34604
3871
9817

13688
270
2

29776
(794)

50465
(2527)

49512

2671
1087
(1139)
340

96
9547

79896
7309
23075

30384
1572
2

68663
(1371)

339

339

255

255

339

226253
(1411)

242299
339

15895
10434
(4119)
1014
(658)

2330
14504

321662
20993
57674

358

79025
17454
3

285587
(3324)

255

152476
(1192)

155772
255

6897
9449
(150)
21590
(602)

2327
13970

208176
12033
39849

268

52150
4483
4

156991
(2296)

556469
(4632)

700510
(4947)

2009-10

1875

7038

5163

7038

378072
1029

429286
7038

2850
5864

16664

7950

16664

5329
9036

19094

4729

19094

134542 952640
6028
(2546)

208745 1083920
16664
19094

27694
44518
62142
34152
20341
94552
(11230) (54725) (16419)
5835 (182065) 428328
(569)
(383)
(458)
4136

3247
3555
3028
32482
61490
35594

573373 444568 1306468


35126
42489
52549
101298 176007 150904

626
663

137049 219159 203454


50146
68127 133789
39
37

485856
(4095)

2008-09

HDFC STANDARD
2002-03 2003-04 2004-05 2005-06 2006-07 2007-08

3346
(139)

2001-02

4271

(16939)
6698

4463
14903

6698

639045
(3246)

918942
6698

92041
187150
(13780)
(57712)
905
(3021)

1730
20057

1122841
47681
149521

197202
283091
51

900417
(4946)

2010-11

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(6661)

10926
37292

25053
7974

37292

532539
(8087)

820682
37292

126053
123510
(53432)
(172876)
1934
(1115)

1075
2591

1042726
57764
126988

184752
295317
914

1020240
(5253)

2011-12

21858

6013
64211

39376
(3036)

64211

816926
(93390)

1115174
64211

177871
159533
(65476)
(19760)
2119

2566
190

1382905
63940
134420

5162

203521
389764
1873

1132268
(6405)

2012-13

(11782)

42978

76540
(21780)

42978

1058767
(52930)

1475322
42978

235421
129694
(88152)
228342
2030

2388
21733

1728658
50970
141465

15160

2763

210358
466191
3294

1206290
(9088)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

131

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

41762
(28)

1863
626

17
15838

60078
3776
17383

21159
316

18723

19881
38920

12825

725
13615
(10643)

(12417)
1774

(10643)

2002-03

11637
(3)

170
117

18

11939
1447
8485

(965)

8967
65

2001-02

24843

63734
89393

98928
(191)

2656
2315
(20)
(115)

1690
23677

128939
9562
28728

1257

39546
816

2003-04

3175

3175

3176

201373

211492
3176

236382
(382)

9579
2251
(283)
7722

10
23335

278614
17796
46151

63947
10120

2004-05

2008-09

2009-10

2010-11

3461

10141

13602

248

1006

13601

32300

32512

212

32512

671979 1196952

744729 1398444
13601
32512

1402158
(9370)

223640
362236
(188191)
(450606)
38983
(243)

1391
34980

1414978
60547
200347
(558)

1095
4356

265787
845438
298

2011-12

2013-14

850
283739 260626
1328786 1207396
487
938

987

1353824 1242865
(12100) (14600)

279923 316932
353029 432015
(165475) (150483)
119800 291264
31754
31946

2407
1725
54125
9465

2017287 2161130
76542
62749
203122 192347
536
(512)

167
818
2385
4374

2012-13

(` Lakh)

17948
53785

75078

3344

53785

75078

51508
71733

201503

78262

71733

201503

(26021)
123242

184002

86782

123242

184002

(21299)
97220

230417

154495

97220

230417

(25096)
75922

220889

170064

75922

220889

(422)
50825

176822

126418

50825

176822

424219 2291183 1015510 190145 273560 580883

(19887) (14253) (14709)

644880 3012187 2074682 1015995 1588580 1774507


21293 129770
60760 133196 144968 125997

791299 1356106 1535622 1652875 1788063


(1617)
(2430)
(3803)
(5292)
(6365)

38054
63572 114414 136165 190214
54231 190333 157903 393183 1338224
(13857) (26177) (329367) (63470) (695719)
17386
63249

(2702)
(1648)
3092
1341
160

(557821) 1294821 (207918)


16
313
381
735
1028
75800 160635
94857
52550
13590

964403 1806942 1012345 3458864 2419469


52551
81097
69999
60297
56068
152296 291994 274059 256915 218739

1226
2896
2114
(305)
9219

206073 375987 346172 316907 284026


72750 201487 220656 720999 1059117

6
5
5
56

2007-08

ICICI PRUDENTIAL
2006-07

759

1006

467452

488398
1006

426105
(684)

20293
23161
(6271)
105135

47
23067

590854
28339
72500

610

101450
20947

2005-06

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

132

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

2995
6256
(1140)
3011
59
127

12299

80508
4419
14850

19269
351

703
862
(2392)
89
7

11611

42733
1545
11915

69

13529
76

29245
(117)

29204

1019

2209
37
1004

1045

1164
(1)

1164

61166
(278)

61239

57112
(210)

75506
(413)

75858

5977
6483
(1641)
(1876)
303
99

13
13511

103517
6663
20997

27660
765

81100
(452)

2010-11

IDBI FEDERAL
2009-10

31897
(43)

2008-09

1190

2007-08

2863

2863

2863

50819
(192)

59113
2863

10061
5246
(11844)
(2288)
910
(226)

2
12242

87219
6392
18850

25243
8487

73670
(554)

2011-12

8161

8161

8161

43205
(187)

72695
8161

13845
12736
(8319)
(237)
1479

3
9668

108975
8809
19311

28120
29677

80468
(669)

2012-13

522

9607

522

9607

522

76131

76520
522

1065
1593
(99)
1141
349

72
8923

92825
2692
13090

15782
388

79843
(62)

2010-11

17472

17488
2

33
55
(4)
413

18
5095

25769
1456
6822

8278
17

20160

2009-10

9607

47917
(386)

82480
9607

17711
16868
(12431)
9610
1663

4250

119442
8404
18916

35

27355
34949

82625
(853)

2013-14

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

1857

4458

2602

4458

115926

118557
4458

4665
1083
(983)
(4000)
1537

(75)
13043

144708
2737
18956

21693
2631

129793
(355)

2011-12

INDIAFIRST

1295

3046

1751

3046

168804

174623
3046

12664
5281
(2212)
6394
2204

58
9056

201770
3055
21045

24101
5820

169008
(683)

2012-13

2102

6241

4139

6241

227010

242452
6241

27651
6986
(1936)
17274
2993

63
9699

276013
2755
24565

27320
15442

214336
(1053)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

133

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

4032
(60)

41

4014
761
6138

6898
21

2320

2341
(5226)

(5226)

(993)

(4233)
(5226)

737
181
3698

1
3880

347

347
(3490)

1146

2002-03

758
(21)

2001-02

74

4330
4404

4404

4389

5031
9829
4404

448
255
(3)
74

7
9758

25213
1920
8984

77
10981
408

15072
(398)

2003-04

244

(4967)
(4967)

(2256)

(4967)

8541

28404
37400
(2711)

1239
369
(273)
484

26
2173

49956
3890
11133

243
15266
456

46616
(678)

2004-05

143

1146

363
1653

147

(4848)
(4702)

(4848)

1653

12081

50803
80201
6501

6158
10336
(2779)
(1776)

70
11799

118941
8020
24031

189

32239
17317

97151
(2018)

4018

370
6327

1939

363

6327

12979

99180
138414
5963

10137
32018
(5748)
(10306)

108
10888

203369
15511
42487

282

712

58991
26255

169114
(2843)

2007-08

5541

380
7942

2021

370

7942

17497

66594
108395
7572

17108
13704
(57479)
(7855)

286
3013

199551
22543
60767

268

83583
24304

234319
(3545)

2008-09

KOTAK MAHINDRA
2006-07

(4967)

(4702)

12468

42217
58882
265

3514
2000
(446)
7415

24
4998

78574
5912
13408

107

19427
4197

62185
(1115)

2005-06

9663

528
17276

7085

380

17276

21659

230754
302082
16896

26006
35815
(8651)
52223

290
1770

392437
16792
57384

(717)

73458
49668

286805
(1820)

2009-10

(176)

422
9197

8951

528

9197

23347

154108
281070
8669

36933
48481
(17295)
(2752)

415
882

360761
13017
58006

71022
103615

297551
(3455)

2010-11

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

(5958)

1238
12381

17101

(8833)

2564
11981

18250

1238

11981

60036
292303
10744

64590
236490
11959
422

12381

53949
(137)

53221
70775
(26978)
(892)

182
4122

372829
11741
57328

586.37

127

69782
178213
242

277778
(5379)

2012-13

28380

46964
35051
(41140)
(15215)

169

315121
11212
55460

66672
143494
25

293743
(4451)

2011-12

(4033)

7717
23748

20064

2564

23748

10059
278626
21184

81899
631

65478
76754
(70296)
33051

148
2366

372595
13438
58272

1201

(127)

72785
185422
614

270079
(4985)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

134

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

5462849
(2794)
182
2507983
128251
(33223)

35533

8098781
499861
462109
26541

125862

26077
824646
1965097
2053039
21635
4010200

6084875
48810

48810
48810

48810

2286190
112377
(13618)

12464

7378007
451791
426040
17987

86817

8397
859
991891
1747664
19538
3403227

5170429
1215687

43325
822144

350218

1215687

2002-03

4982191
(1676)
79

2001-02
7512729
(4295)
(97)

2004-05

2006-07

2007-08

LIC OF INDIA
2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

9079222 12782284 14978999 15728804 18607731 20347340 20288928 20880358 23694230


(3454)
(4167)
(8795)
(10091)
(9492)
(11936)
(8513)
(21386)
(14423)
151
109
355
(57)
352
401
(125)

2005-06

(` Lakh)

54813

54813

54813

4838442

7254178
54813

69660

69660

69660

62177

62177

62177

75781

75781

75781

82959

82959

82959

92912

92912

92912

103092

103092

103092

113762

113762

113762

128123

128123

128123

143638

143638

143638

(0.01)
163427

163427

163427

6016358 6926623 7394339 8955640 10771117 11722395 14595689 16078400 18327498 19977229

378623 1062908 2364517 3663043 1472001 7276923


572611 (2801699) (3416257) (2585044)
9258555 11411965 15227074 18381025 17568156 27012738 26402951 25150077 28540205 33344108
69660
62177
75781
82959
92912
103092
113762
128123
143638
163427

2721569 3297750 3547864 4057240 4799879 5658279 6719788 7766669 9026687 10388210 11809709
349699
430727
610719
767174 1108636
508993 1017242 1842358 1660633 2357655 2332637
(86694) (96922) (153943) (145943) (163831) (190329) (192374) (234862) (145849) (263258)
(64960)

(110232) (107288) (1699371) 3694853


209195 (2108443) (737319)
219327

11250
99382
134128
96011
113522
31838
34053
8098
18220
29929
27725

9308890 11239274 13214688 17442476 20636298 20028065 29872155 29927263 28731538 32634188 38004244
573384
624517
709492
916907
956810 1003324 1211031 1330868 1403563 1476798 1668129
504233
598718
604156
708584
830932
906429 1224582 1698028 1491440 1670766 2027788
50849
109937
20976
41167
13568
27311 (104530)
(44141)
22720
92257
157135

150628
561925
396775
466582
351046
334848
362529
397318
442478
637299
601911
720805
16480
4036
12233
15791
93177
50455
35345

39198
(4126)
(28170)
(518)
5110
(5851)
4167
1909
12256
(6868)
53940
77350
69916
1999899 1911059 1740546 2139622 2172314 2366998 2756324 3410550 3453339 3950344 4496709
2392375 2844045 3392711 5328646 5655033 5247814 7913066 11124119 11747214 13488128 15801554
23362
19529
29724
139571
107309
77223
100354
110533
126162
140836
150370

6316760
(3831)
137

2003-04

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

135

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

9659
(154)

406

12

9923
1849
11194

13043
249

4546
(25)

4770
(7890)
(7823)

(15713)

(15713)
(15713)

3895
(35)

77

3938
1186
8488

9674
67

2037
(16)

2088
(7824)

(7824)

(7824)

(15713)

9558
(139)

10584
15713

929

(38)
24501

46598
4028
16273

20301
1164

21525
(318)

21068
(240)

22070

2131
9

40

(78)
10267

53241
6509
24641
17

31171
1242

41343
(471)

499
55

560

560

38605
(212)

42646
560

3852
331
(47)
2260
(152)

123
6516

90856
13447
33932
9

5
256

47650
4254

78813
(841)

127
14

153

12

153

82385
(100)

90623
153

7028
1974
(460)
842
(76)

99
7419

165368
22852
51370
58

0.34
311

74593
8337

150028
(1486)

3640

4431

791

4431

166557
(523)

179634
4431

12008
11452
(2816)
1736
30

36
17913

309615
38446
86533
100

1
469

125549
13601

271460
(2205)

486054
(5968)

1695

2796

1101

4335

2796

176276
(480)

197878
(1539)

6229

16564

10335

1695

16564

419620
(1050)

477487
14869

21178
32384
12000 72232.88
(41177)
(9806)
(14411) 102913
577
1241

95
46
37158
5862

397324 684959
39158
42121
160896 150439
132
22

6
20
794

200986 192602
22082
58917

385726
(3823)

15136

48122

32986

6229

48122

310190
10

433879
41892

45051
71058
(13582)
(3685)
(195)
434

243
1183

674128
53990
144044
315

198356
123679

581263
(7642)

2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11

MAX LIFE

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

42441

83558

41117

15136

83558

239716
(655)

411461
68422

62230
44525
(37985)
(36948)
101
(1586)

181
939

663540
59457
124005
194

0.16

183657
172400

639053
(6969)

2011-12

67872

111084

43212

42441

111084

283850
1127

534804
68643

84910
74978
(48948)
12776
6222

1017
123

788106
61403
122884
277

94

184659
249817
10

663870
(6840)

2012-13

99864

129370

29506

67872

129370

390561
336

684034
61497

109152
80140
(55661)
77742
4843

1773
1311

940481
68281
126523
58

88

194950
293120
17

727854
(6673)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

136

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

791
(11)

783
167
3044

3212
18

523

541
(2970)

(2790)

(2790)
(2790)

47
16
653

669

9
(631)

(631)

(631)

2002-03

48
(1)

2001-02

(4721)
(4721)

1488
(42)

1500
(1751)

(2970)

(4721)

77

1976

4887
673
4465

5138
54

2873
(39)

2003-04

(5957)
(5957)

3814
(112)

4052
(1236)

(4721)

(5957)

231

5
5629

13803
1449
9538

10987
350

8153
(214)

2004-05

(7724)
(7724)

13361
(161)

13797
(3601)
1834
(5957)

(7724)

643
98

797

1
8658

30603
4050
16157

201

20407
597

20599
(194)

2005-06

(244)

(30079)
(30323)

40236
(74)

42240
(22111)

7724

(29835)

1656
252

908

69
2279

53996
10505
23197

165

33867
2077

49271
(439)

2006-07

7547

(4107)

(39367)
191

162092
34956
63290

356

98602
7669
2

199664
(1837)

2008-09

11934
9763
(3305)

114181
622

387121
29251
68199

97450
18573
6

253601
(2980)

2009-10

19858
19144
(12413)

32634
234

306280
8732
56360

65093
47792
8.95

250817
(3993)

2010-11

28747
40015
(31323)
(53742)

368

246597
11844
55417

67261
80864
23

267750
(5217)

2011-12

40669
67279
(46104)
16242

1179

316769
12199
56846

199
69244
139669
40

242952
(5448)

2012-13

51725
63553
(48004)
46843

1072

332714
12677
54060

435
67171
160451
12

224059
(6533)

2013-14

(` Lakh)

65

74

111.92

192

274.58

394

(1362)
2167
4301
(293)
(2849)
(2057)
1395

(1362) (136394) (166383) (165375) (157333) (149345) (136406)


(2723) (134162) (162007) (165556) (159990) (151127) (134617)

97354 110326 297274 193886


93222 102110
92028
(378)
(663)
(568)
(1326)
(158)
(500)
(1676)

100441 117334 315284 240361 173951 241319 250815


(48878) (53844) (25613)
827
5385
6206
14728

(30079) (80318) (136394) (166383) (165375) (157333) (149345)

(78956) (134162) (162007) (165556) (159990) (151127) (134617)

3613
2320

257

93

121133
26629
42661

280

69569
3465

115954
(1105)

2007-08

PNB METLIFE

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

137

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

647
(46)

609
167
3398

3565
9

157

166
(3122)
(1114)
(4236)

(4236)

28
7
1123

1130

11

11
(1113)

(1113)

(1113)

2002-03

28

2001-02

(4236)

1647

1697
4236

48
14

(4)
(15)

9
8638

11699
547
5219

5766
50

3106
(96)

2003-04

7557
(102)

8150

12
5742

16616
787
7680

8466
695

269
111
(16)
(10)

10655
(147)

2004-05

20797

24077

731
937
(140)
3014
(100)

73
10494

37229
1433
11593

126

13152
3279
1

22421
(200)

2005-06

75552

83446

1390
7499
(3034)
(2562)
(9)

131
32922

136389
9877
42904

161

52942
7891
3

100466
(414)

2006-07

246968

263213

5411
31688
(15269)
(29244)
562

2024
78276

394773
27578
103076

907

131560
16242
3

322544
(1218)

2007-08

RELIANCE

660490
(1656)

2009-10

1587

1587

1587

235123

250681
1587

8677
1587

10264

1587

10264

731162

800509
8677

12204
24497
6418
67713
(79813) (18375)
(40188) 270262
4035
1316

240
864
110618
30534

505047 1035645
59691
62785
192297 163673

791

252778 226459
15553
69342
5
5

493254
(1720)

2008-09

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

549762
(2737)

2011-12

9216
10264

19886

405

10264

19886

408773

609942
9621

51473
90746
(28661)
22942
19629

1635
27648

586944
32616
127506

160122
553620
48

404539
(3007)

2012-13

2445
19481

57325

35400

19481

57325

(10262)
21926

66353

54689

21926

66353

24731 (171275)

300372 382393
37845
44428

40119
43578
94777 201056
(29397) (138386)
40737 (178209)
4506
17863

5205
10257
16581
2961

827313 506145
51480
39803
156270 128125

207750 167928
201159 275597
9
45

657115
(2329)

2010-11

(9453)
11664

35041

32830

11664

35041

(63622)

463703
23377

66384
117370
(47389)
64846
19457

871
11480

658695
32982
138633

171615
527212
114

428340
(2666)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

138

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

2766

87

16
922

3791
379
1121

1500
22

502

1739
2263
29

29

29

29

1
1152

1327
66
177

243

1084

1084

2005-06

174

2004-05

1232
(1)

2942
4331
4

266
130
(1)
(4)

5
1054

6550
668
1542

2215
157

5100
(1)

2006-07

SAHARA

(5)

(5)

(5)

3025
(1)

8894
12444
(5)

19

19

19

4303
(2)

6821
11740
19

(5678)

27
1670

18301
2415
3973

13

140

6542
618

(207)

1
7
1478

16879
2055
2373

4439
527

1263
379

20647
(7)

2008-09

488
764

14349
(3)

2007-08

770

770

770

6421
(3)

26978
34879
770

14331

34

41890
2368
3700

172

6241
1483

1791
680

25059
(7)

2009-10

475

1821

1347

1821

4883

11026
20687
1821

325

(2)

74

28316
2208
3298

302

5808
4777

2761
827

24341
(9)

2010-11

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

132

1889

1757

1889

6500

(2288)
13230
1889

3681
861
(149)

(5612)
294

21658
2220
3907

317

95

6540
9017

22595
(12)

2011-12

711

2663

1952

2663

9218

(11015)
17230
2663

4419
2523
(1035)

(946)
184
678

26348
1880
4026

436

114

6456
19027

20538
(14)

2012-13

1976

3420

1445

3420

12589

(11711)
22911
3420

5139
5523
(3840)
207

3138
229
1133

31978
1535
3551

560

5646
22032

20463
(14)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

139

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

7239

358
144

2080

9821
187
2330

2517
274

7029

7304

21

1489
19
1127

1146

1435

1435
(1092)

1092

2002-03

1468

2001-02

17634
(20)

19759

1041
159
(12)

2699

26439
945
5735

6679
2145

22567
(14)

2003-04

47981
(1178)

51439

2776
1133
(2)

227
2170

66235
2339
12456

14796
4636

60118
(189)

2004-05

90754
(111)

98885

5760
5124
(76)
2266

87
4559

125030
6969
18996

180

26145
8243

107532
(223)

2005-06

253083
(296)

266794
1

12603
8928
(1894)
2330

173
4375

318858
19597
32238

228

52063
14006

292849
(505)

2006-07

2009-10

2010-11

2011-12

2012-13

2013-14

721210 1010403 1291164 1313374 1045003 1073860


(971)
(2355)
(3612)
(5290)
(6792)
(8150)

2008-09

(` Lakh)

77

8156

8079

484087
(713)

518459
8156

8156

812

10923

10111

2462

20237

17775

4022

37574

33552

2873

62566

59694

2184

76024

73840

743

84705

83962

402380 1371721 1108539 692734 479119 588973


(566)
(90)
(1344)
(961)
(800)
(901)

441488 1456775 1399783 1164412 1257489 1467406


10845
19426
35112
58545
73151
82521

77
812
2462
4022
2873
2184

10923
20237
37574
62566
76024
84705

24175
52745
77248 132845 212145 264645 303743
48219
36747 254992 244623 129737 235806 245368
(6759) (196338) (42428) (63953) (143851) (122926) (122217)
(15310) (62619) 302655 (13026) (136966)
59869 208506

4288
(1536)
(2753)

253
403
635
2706
969
2419
4801
9975
15820

3542
14199
26375
30708

621672 566996 1605438 1592753 1381564 1504401 1736620


40538
46788
66617
67105
51836
51141
55618
44694
62050
75298
88299 102393 115105 122273

10
110
2

(1184)
(21)

4
14
7
34
2303
374
1022
2449
4832
5966
8989

7523
6634 (13679)

(478)
1433
(222)

95057 114663 129237 157857 158608 173761 186693


35085
39675
85138 292577 472611 779101 879181

12
28
69
151

562214
(1093)

2007-08

SBI LIFE

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

140

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

18417
(14)

42

137

18580
3604
2448

101

6153
176

1169

11120
12465
(38)

(12)

(50)
25

(74)

(49)

1032
358
659

1017

27

27
(12)

(12)

(12)

(12)

2006-07

1033
(1)

2005-06

23

66

43

1803

25780
27967
140

(74)

66

114

1165
610

37677
4478
5090

9570
382
2

35805
(17)

2007-08

192

256

65

1421

17269
20123
233

23

256

2175

(674)

(11623)
29
516
(1193)
32798
5599
6782

62

12442
1430
3

43617
(49)

2008-09

181

324

143

4181

63852
74631
132

192

324

3276
4344
(975)

24269
80
3324
(1566)
93812
6649
12399

19048
6595
3

61127
(67)

2009-10

SHRIRAM

919

919

8788

46199
78525
738

181

919

5877
4766
(14)

(6)
4046
85
474
(666)
96669
4146
13116

144

17406
23529
8

82152
(47)

2010-11

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

11

4681

4670

4681

7782

(13539)
36835
4681

7471
2645
(2958)

(10999)
270
498
(791)
60447
4960
13052

920

18931
42577
14

64416
(105)

2011-12

63

7243

7180

(14274)

46762
7232

11

7243

8995
22754
(10552)

194

(6522)
124
970
(736)
76708
4765
16488

1461

22714
60989
46

61807
(327)

2012-13

95

6888

6794

(2894)

44838
6825

63

6888

9806
5021
(3769)

212

4887
95
435
(502)
75305
3381
18677

1583

23641
47698
34

59424
(304)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

141

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

53037
(28)

721
1056
(183)

87
1476

56166
3928
6635

10563
132

48905
(28)

45026
49009
(3405)

(3405)
(3405)

(3405)

1
1

31

5052
676
2436

3113

3911

3911
(1972)

(1972)
(1972)

(1972)

2009-10

5019

2008-09

(270)
(4661)

(4391)

(4661)

21333
(281)

68895
90655
(4661)

3197
2692
(1554)

98
2409
455

100553
4019
10541

14559
709

93331
(75)

2010-11

(2610)
(6647)

(4037)

(6647)

45142
(361)

69703
116110
(6647)

8123
4413
(4367)

(5530)
314

130006
5137
15407

20544
1626

127195
(142)

2011-12

STAR UNION DAI-ICHI

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

3034

3034

3034

46000
(442)

50792
114532
3034

15197
6461
(3108)

8043
440
6816

140499
5834
17099

22933
18182

106880
(230)

2012-13

642

4129

3486

4129

38810
(1387)

42384
123903
4129

21672
12587
(6033)

23602
1255
9544

157246
7354
21860

29214
44093
3

94875
(256)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

142

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

8121
(87)

216

2
4355

12607
1480
6353

7832
367

4409

4776

2108
572
4038

4610
123

451

574
(3076)

3076

2002-03

2114
(6)

2001-02

13424

2107
16383

754
26

21
6307

32045
4158
11504

15662
852

25353
(416)

2003-04

3418

400
3018

14951
(259)

7718
24691
3418

3418

1727

()

565
5764

56911
8994
19802
5

28801
2282

49704
(849)

2004-05

1327
1678

351

28188
(102)

29716
62541
1254

424
1678

3735
1506
(12)
7036

379
7608

106966
13755
29078
27

310

43171
4738

88019
(1305)

2005-06

6453
7924

1471

38962
(96)

52159
99234
7104

820
7924

7664
6400
(63)
1040

441
10434

161511
19124
35702
73

274

55173
8209

136718
(1123)

2006-07

6289
6521

232

46441
(157)

109818
167320
6403

117
6521

12796
15225
(28)
(538)

1000
35629

267363
22892
70252
(92)
96
491

93640
11218

204635
(1356)

2007-08

TATA AIA

(3459)
321

3780

62805
(151)

56695
134031
40

281
321

21253
6459
(28193)
(72256)

2728
62420

265866
23978
107119
214

484

131795
14683

274750

(1294)

2008-09

1731

5135

3403

64403
(141)

377556
474276
1268

3867
5135

29607
20203
(12567)
173968

3196
44339

606901
28085
102631
641

131357
32458

349378

(1222)

2009-10

56062
27338
(24514)
(55996)

(3566)
725

361874
14128
76019
383

90530
100518

363030
(1206)

2011-12

4001

8990

4989

3746

26791

23045

66982
79011
(140)
(113)

238657
67856
376419 247271.25
4996
24073

3994
2719
8990
26791

42473
41990
(8946)
25987

(342)
1752

500200
24628
93877
279

118784
70920

398522
(1235)

2010-11

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)

76668
96342
(38595)
82827

8970
9

457400
9205
47789
162

57159
268999

232370
(1191)

2013-14

(4869)

23617

28486

(6947)

25970

32917

111636 113968
(162)
(235)

10291 (14622)
319218 368109.9
26706
32131

(3089)
(6161)
23617
25970

69319
49665
(30552)
49398

3405
230

416069
10354
59157
315

319

70145
197452

276043
(1439)

2012-13

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

143

Note: Figures in brackets represent negative values.

Premiums earned net


(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Adjustment related to previous year
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/(DEFICIT) (D) =(A)(B)(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)

Particulars

2511894
129153
(33234)

35604
47631

8261855
515273
545115

26542
125862

26077
824646
2063515
2054522
21636
4074027
(1402)

19881
6168664
29677

(8937)

20740
47817

(2986)
(4142)
20740

2286626
112525
(13619)

3426050
(452)

725
5193813
1181932

7714

34216
823918

350507

1200927

21352

7414367
456691
467417

17987

85852

8397
2277
1038621
1747952
19538

5574754
(4127)
182

2002-03

5009444
(2040)
79

2001-02

2005-06

2007-08

2008-09

ALL COMPANIES
2006-07

2009-10

2010-11

8285480 10587174 15606531 20134262 22178547 26544725 29160499


(10774) (13616) (20172) (31918) (42610) (50208) (62580)
(97)
151
109
355
(57)
352
401

2004-05

904
(391)
55400

54813
74

4989759
(1843)

70872
7481520
77908

(22508)

55400

3815
(10924)
65969

70060
3018

8517
55
(11245)
61823

63293
1203

18731
14
(23262)
89138

81205
12450

53602
3640
5297
1483333

101762
(15968)

58254
55834
(151447)
56939

81539
12759

126607
73982
(189641)
244032

227754
5331

40247
136158
(212006)
384705

404881
15425

6548377 7961790 9083534 12113993 12869974 19434755 19424423


(5331)
(3017)
(3483)
(4027)
1907 (13185)
(8244)

64
414744 1292341 2743293 4483448 1930493 9456020 1538451
9852458 12801847 17534472 22869473 20716753 38534671 35280696
72042
69848
95746
128423
66842
277777
380242

1834

(6072) (10284)
(6939) (23080) (10185) (48615) (10587)

424
820
(558)
281
14870
15050
65970
61822
89626
99594
56939
244032
384705

2730795 3324751 3608296 4184055 5021491 6059594 7283288 8614767


354404
436483
663843
931814 1646584
851457 2619346 4491836
(86839) (99000) (163552) (189550) (263139) (1351762) (466521) (1189526)
121
9244
176974 (112125) (153567) (2373988) 6029502
131719

(929)
(806)
(42)
4233
1771
4789

3092
1342
160
6897
(5723)

(608780) 1434747 (168828)


13222
101522
141756
103650
45267
56198
48431
24967
107817
96513
126385
228030
499606
617443
370356
195107

(1193)
(1566)
(666)
9741366 12144122 15126483 20734628 26900243 25389242 43821032 41196764
615838
709861
863548 1226864 1468058 1549598 1803559 1828029
642483
821560
961105 1358584 2030673 2583190 2890628 3294230

13576
27657 (103867) (43535)
50849
110062
21012
41298

(1184)
(21)

1
3
5

97
6
20
12
151885
561929
399971
471282
360813
344515
369950
428613

4036
12233
16725
93177
50455
35345
720805
16480

8237
6779 (14396)

77
(275)
5110
(5851)
4167
1909
12256
(6868)
2181938 2219620 2254787 3104410 3902346 4605647 5008584 5535826
2399357 2875133 3520986 5571501 6168637 5837029 9556491 14215045
23375
19536
29746
139627
107422
77350
100589
110958

6628793
(7085)
137

2003-04

TABLE 20: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)

2012-13

2013-14

11822381
4103019
(1085327)
(478228)
64460

576
72124
257567
(736)
43372490
1921810
3155237
94028

268
670222

(1146)
77549
5917969
19122047
144090

13527538
4196917
(1014456)
1629080
64165

31626
72480
217738
(502)
50043563
2075032
3505176
157360

984
648482

(24902)
70350
6432482
21632878
156401

16481
120559
(162715)
678555

696219
8011

37257
98595
(151644)
773471

792245
(2981)

78517
63026
(137882)
735599

753718
(21780)

18733553 21296969 23951275


(43652) (142999) (128142)

(2836128) (3731477) (2739414)


31243225 36688630 42872998
682131
765891
738084

(15268)
2189
3676
11692
5391
(6161)
678555
773471
735599

10148785
2926211
(1096595)
(3562566)
61117
(6741)
(22141)
34392
216695
(791)
37329089
1849874
2965610
22918

1109
471465

38815
53940
5403732
15261746
127705

28707211 28720249 31428320


(76363) (103596) (109342)
(125)

2011-12

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

144

AEGON RELIGARE

(2379)

(1997)

(2787)

(2379)

(1696)

2492
2744
(1696)

1049
252

300

(2)

648
103

(4369) (10073)

(5704)

7070
7115
(5704)

1412
46

535

(1)

689
189

(11768)

(1536)

2120
2301
(1536)

765
182

190

(10)

424
161

(9842) (18939)

9637 15095
9743 15256
(9097) (14387)

(9097) (14387)

870
162

646
105

809
36

(55)

664
36

26

(4369) (10073) (11768) (13305) (18939) (33325)

(1997)

(2373)

1168
567

382

515
133

702
274

461

2974
3541
(2373)

81

144

(1)

609
99

133
382

(2)

(6)

274
428
20
408

382
53

446
119

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2004-05 2005-06

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(46501)

(33325)

14916
15111
(13175)

(13175)

1935
195

(5)

1831
70

39

2006-07

(66749)

(46501)

22615
22790
(20249)

(20249)

2542
176

(10)

2412
91

48

2007-08

(116255)

(66749)

51984
52507
(49505)

(49505)

3002
523

(21)

2895
75

53

2008-09

20129
20924
2875

2875

23799
794

(16)

3159
161

20495

2010-11

7357

24749
25512
7357

32869
763

(20)

5721
319

26849

2011-12

3200

34181
35143
3200

38343
962

(1)

6598
693

31053

2012-13

5252

26951
28482
5252

33733
1531

(1)

7344
677

25714

2013-14

(` Lakh)

(150726) (147851) (140494) (137294) (132042)

(116255) (150726) (147851) (140494) (137294)

36002
36893
(34472)

(34472)

2422
892

2059
312

51

2009-10

AVIVA

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

145
(1565)

(4220)

(1565)

4000
4040
(2655)

(2655)

1385
32

(1360)
204

204
(1564)
1
(1565)

(15)

970
415

846
209

2002-03

(2400)

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(6901)

(4220)

4000
4040
(2681)
1
(2681)

1359
40

(1)

1008
352

2003-04

(10576)

(6901)

4512
4558
(3675)

(3675)

883
46

(26)

782
127

2004-05

(20431)

(10577)

10855
10923
(9854)

(9854)

1069
67

(139)

1136
72

2005-06

(27601)

(20431)

9724
10254
(7170)

(7170)

3084
531

(198)

2731
238

313

2006-07

(48990)

(27601)

29518
29666
(21388)
1
(21389)

8277
147

(230)

7640
540

327

2007-08

BAJAJ ALLIANZ

(56058)

(48990)

16391
16550
(7067)
1
(7068)

9483
159

(195)

8463
800

415

2008-09

(1830)

(56058)

6945
7592
55699
1471
54229

63291
647

(54)

9834
1063

52448

2009-10

103874

(1830)

3167
3623
108166
2463
105704

111789
455

(314)

17591
961

93551

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

234994

103874

285
1046
134958
3838
131120

11
136004
761

(256)

27323
2014

106913

2011-12

363558

234994

235
717
134357
5793
128564

175
135074
482

(702)

41347
2505

91748

2012-13

466017

363558

694
1710
116219
13760
102459

259
117930
1016

(1325)

50498
4588

63910

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

146

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(8043)

(32244)

(8043)

25080
25297
(24201)

(24201)

1095
217

580
156

8467
8623
(8043)

(8043)

(14)

(9)

997
112

565
25

2007-08

2006-07

(73990)

(32244)

1215
1329
(41746)

(41746)

(40417)
114

(26)

1033
91

(41515)

2008-09

(121807)

(73990)

695
847
(47817)

(47817)

(46969)
152

(48)

621
187

(47729)

2009-10

BHARTI AXA

(155846)

(174830)

(155846)

(18984)

(34039)

(121807)

14746
15080
(18984)

(3904)
335

(31)

1136
259

(5268)

2011-12

6661
6801
(34039)

(27237)
141

(22)

951
177

(28343)

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(186759)

(174830)

(11929)

14017
14417
(11929)

2488
399

(21)

1093
294

1121

2012-13

(202729)

(186759)

(15970)

16206
16430
(15970)

460
224

(96)

1051
379

(874)

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

147

(832)
(4442)

(832)

41
(3610)

(3610)

195
(3569)
41

51
(832)

(832)

(832)

598
44

94
11

(4406)

2001-02

(988)

2000-01

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(10538)

(4442)

6771
6890
(6096)

(6096)

45
794
119

(2)

576
175

2002-03

(18312)

(10538)

8216
8235
(7774)

(7774)

(81)
461
19

(33)

564
12

2003-04

(24373)

(18312)

6762
6797
(6061)

(6061)

(213)
736
36

(14)

937
26

2004-05

(30486)

(24373)

7019
7049
(6113)

(6113)

(156)
936
29

(16)

1073
36

2005-06

(44460)

(30486)

15473
15512
(13974)

(13974)

1538
39

(107)

(8)

1571
83

2006-07

(88987)

(44460)

49410
49437
(44528)

(44528)

4909
26

140

(7)

2001
168

2607

2007-08

BIRLA SUNLIFE

(159201)

(88987)

76399
76499
(70214)

(70214)

6286
100

164

(1)

3018
243

2862

2008-09

(202750)

(159201)

47975
48055
(43550)

(43550)

4504
80

(203)

3039
177

1491

2009-10

(172251)

(202750)

6198
6246
30500

30500

36745
48

(156)

(3)

3663
334

32907

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(137623)

1598

(124249)

11817
5203
4061

(137623)
19695

54150

46073

(172251)
9848

19946
20109
54150

74259
163

(92)

11297
394

62660

2012-13

32873
33040
46073

79113
167

(64)

(3)

7857
247

71077

2011-12

(95364)

7000
1190

(124249)

37075

25808
26441
37075

63517
633

(124)

10533
1085

52023

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

148
(23087)

(47703)

(2880)

(23087)

26114
26236
(24616)

(24616)

2
1621
122

2370
1483

21171
22654
(20199)
8
(20207)

(35)

(40)

1124
530

2186
224

2009-10

2008-09

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(66841)

(47703)

(19138)

19760
20117
(19138)

1
979
356

(73)

893
158

2010-11

(75748)

(66841)

10287
10346
(8907)

(8907)

24
1439
58

(83)

1194
190

113

2011-12

CANARA HSBC

(73399)

(75748)

2350

5290
5382
2350

36
7732
93

(68)

2178
320

5267

2012-13

(66779)

(73399)

6619

10320
10362
6619

16982
42

13

(59)

3263
480

13285

2013-14

(4446)

4015
5277
(4446)

(4446)

1
831
1262

(17)

(5)

508
344

2008-09

(13775)

(4446)

9794
9965
(9329)

(9329)

636
171

(70)

615
91

2009-10

(24731)

(13775)

11450
11681
(10956)

(10956)

725
231

(51)

697
79

2010-11

(37556)

(24731)

(12825)

13649
13869
(12825)

1044
220

81

(2)

878
88

2011-12

DHFL PRAMERICA

(50795)

(37556)

(13239)

14193
14464
(13239)

1224
271

11

(26)

1083
156

2012-13

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(50608)

(92)

(50795)

9459
9834
(7397)
(7492)
95

2436
375

85

(44)

1213
358

826

2013-14

(2923)

(1116)

(1807)

5711
6033
(1807)

1
4226
322

(801)

3456
1570

2011-12

(9395)

(2923)

(6472)

10800
10833
(6472)

203
4361
33

(1297)

3365
2090

2012-13

(16321)

(9395)

11914
12011
(6928)
(3)
(6926)

353
5083
97

(1118)

4026
1821

2013-14

EDELWEISS TOKIO

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

149
(3094)

(6880)

(3094)

4752
4774
(3786)

(3786)

988
22

(3027)
67

67
(3094)

(3094)

645
343

515
258

2002-03

(3800)

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(13179)

(6880)

7503
7578
(6299)

(6299)

1279
75

548
731

2003-04

(22555)

(13179)

9822
9904
(9374)
2
(9376)

530
82

(81)

503
108

2004-05

(34956)

(22555)

12624
13506
(12398)
2
(12400)

5
1108
883

(25)

1092
36

2005-06

(52713)

(34956)

18867
18888
(17754)
3
(17757)

1
1133
21

(29)

1083
79

2006-07

(71766)

(52713)

20707
20709
(19046)
7
(19053)

1663
3

1425
174

64

2007-08

EXIDE LIFE

(91215)

(71765)

20840
21180
(19441)
9
(19450)

1739
339

(36)

1245
182

347

2008-09

(104892)

(91215)

14630
14832
(13671)
5
(13676)

1161
202

984
177

2009-10

(111899)

(104892)

11496
11829
(7006)
2
(7008)

4823
333

1427
655

2741

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(115014)

(111899)

11166
11363
(3115)

(3115)

8248
197

()

2551
859

4839

2011-12

(112707)

(107404)

(112707)

5303

2307

(115014)

5523
5779
5303

24
11082
256

2783
969

7305

2013-14

7787
8042
2307

14
10350
255

2682
808

6846

2012-13

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Other Income

TOTAL (A)

150

(a) For diminution in the value of investments (Net)

(b) Provision for doubtful debts

(c) Others

(c) Proposed final dividend

(d) Dividend distribution tax

(e) Transfer to reserves/other accounts

Note: Figures in brackets represent negative values.

(356)

(b) Interim dividends paid during the year

Profit carried to the Balance Sheet

APPROPRIATIONS
(a) Balance at the beginning of the year

Profit/(Loss) after tax

(356)

Provision for Taxation

Prior Period Items

362
(356)

TOTAL (B)
Profit/(Loss) before tax

Contribution to Policyholders Account

Provisions (Other than taxation)

Prior Period Expenses

Bad debts written off

362

(d) Transfer/gain on revaluation/Change in Fair value

(e) Amortization of Premium/Discount on Investments

Expenses other than those directly related to the insurance business

(c) (Loss on sale/redemption of investments)

(3362)

(357)

(3005)

3524
(3005)

3372

152

520

65

455

2007-08

(b) Profit on sale/redemption of investments

2006-07

Income From Investments:


(a) Interest, Dividends & Rent Gross

Amounts transferred from the Policyholders Account


(Technical Account)

Particulars

(28955)

(3362)

(25594)

26875
(25594)

26341

534

1281

(169)

343

1107

2008-09

(64642)

(28955)

(35686)

36976
(35685)

36837

139

1291

(18)

544

765

2009-10

(96654)

(64642)

(32012)

32928
(32012)

32778

150

915

(29)

200

744

2010-11

FUTURE GENERALI

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(109620)

(96654)

(12965)

14106
(12965)

13981

125

1141

(67)

278

928

2011-12

(116453)

(109620)

(6833)

8694
(6833)

8626

69

1861

(128)

277

1712

2012-13

(120320)

(116453)

(3868)

6664
(3868)

6611

53

2796

(79)

211

2664

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

151
(134)

(2645)

(135)

557
(2511)

(2511)

69
(1952)
557

70
205

205
(135)

(135)

(2)

(1)

1504
936

271

(4461)

2001-02

(200)

2000-01

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(7465)

(2645)

5355
6014
(4820)

(4820)

(74)
1194
659

952
315

2002-03

(9809)

(7465)

2864
3877
(2344)

(2344)

(49)
1534
1013

(51)

929
704

2003-04

(18782)

(9808)

9547
9652
(8973)

(8973)

(36)
679
105

(40)

653
102

2004-05

(31657)

(18782)

13970
14153
(12875)

(12875)

37
1277
183

(89)

(66)

(69)

1385
80

2005-06

(44213)

(31657)

14504
14586
(12556)

(12556)

8
2030
83

(24)

(239)

(125)

1268
1142

2006-07

(68834)

(270)

(44213)

32482
32608
(24351)

(24351)

5
8257
126

(214)

(111)

2421
987

5163

2007-08

HDFC STANDARD

(119131)

(68835)

61490
61543
(50296)

(50296)

3
11246
53

(30)

519

(359)

3024
139

7950

2008-09

(146650)

(119131)

35594
35634
(27518)

(27518)

35
8116
40

(26)

(5)

2891
492

4729

2009-10

(156550)

(146650)

20057
20151
(9900)

(9900)

10250
94

(30)

(17)

3999
1835

4463

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(129448)

(156550)

27102

2591
2611
27102

29712
19

(2)

(2)

3964
699

25053

2011-12

(84300)

(129448)

190
919
45572
424
45148

46491
730

(32)

()

4850
2297

39376

2012-13

(23442)

1695

(84300)
9974

21733
23697
64251
(8277)
72528

586

87948
1378

16

(14)

9912
1494

76540

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

152
23

(45)
(10531)

23

111
(10321)
(188)
(10509)

647
23

23

11
(10210)
111

10
670
647

1073
1123

613
46

(12417)

2001-02

2000-01

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account

Particulars

(25249)

(10531)

15924
(14718)

(14718)

15838

14
1206
86

620
572

2002-03

(47407)

(25249)

23836
(22391)
(233)
(22158)

23677

11
1445
159

(18)

975
477

2003-04

(68570)

(47407)

23376
(22241)
(1079)
(21162)

23335

15
1135
41

(156)

963
313

2004-05

(95279)

(7922)

(68570)

23125
(20333)
1545
(18788)

23067

23
2792
59

(16)

1658
369

759

2005-06

(160170)

(95279)

75946
(69167)
4276
(64891)

75800

6779
146

(359)

2671
1007

3461

2006-07

(299676)

(160170)

160751
(154314)
14808
(139506)

160635

6437
116

(299)

1171
5353

212

2007-08

ICICI PRUDENTIAL

(377646)

(299676)

94942
(88070)
10100
(77970)

94857

6872
85

(251)

2569
1209

3344

2008-09

(351849)

(377646)

783
28053
2256
25797

28836
783

(49)

2233
940

25712

2009-10

(271087)

(351849)

528
83250
2488
80762

83778
528

(54)

9288
1353

73192

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(194670)

10009
6722
13842

(271087)
31428

172
141372
2955
138417

56
141544
172

4375

(4265)

16282
5580

119515

2011-12

(116435)

14140
7966
14959

(194670)
34293

54709
156961
7367
149594

54125

48
211670
585

2533

(1626)

30040
10612

170064

2012-13

(103346)

30014
18581
15667

(116435)
79315

13237
152921
(3745)
156666

9465

2630

991
166158
1141

1694

(13187)

35922
14320

126418

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

153
(2553)

(13576)

(2553)

11611
11886
(11023)

(11023)

863
275

668
2191

1019
3218
(2550)
(3)
(2553)

14

(416)

1147
118

665

2008-09

2007-08

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(24071)

(13576)

12299
12453
(10495)

(10495)

1958
154

(3)

(159)

1810
310

2009-10

(36249)

(24071)

13511
13649
(12178)

(12178)

4
1470
137

215

(121)

1184
188

2010-11

IDBI FEDERAL

(43235)

(36249)

12242
12396
(6986)

(6986)

23
5410
153

1270

(607)

1704
157

2863

2011-12

(42311)

(34299)

(42311)

8012

924

(43235)

4250
4419
8012

(7)

7
12431
175

832

(7)

1949
43

9607

2013-14

9668
9842
924

5
10766
172

711

(54)

1767
177

8161

2012-13

(5204)

(725)

5095
5096
(4479)

(4479)

703
2

(50)

511
241

2009-10

(11679)

(5204)

8923
9015
(6475)

(6475)

2540
92

890

(114)

1095
669

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(18937)

(11679)

(7258)

13043
13132
(7258)

5874
89

1856

(258)

1324
351

2602

2011-12

INDIAFIRST

(22895)

(18937)

(3958)

9056
9252
(3958)

5293
196

1311

(94)

1931
394

1751

2012-13

(25443)

(22895)

(2547)

9699
9941
(2547)

7394
242

775

(121)

2369
232

4139

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

154
993
1270

12

12

12

1270
8

2
257
2

257


12

269

1015
256

1409
(8)

253

2002-03

(1146)

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(9230)

12

9758
9762
(9242)

(9242)

(225)
520
4

(2)

615
132

2003-04

(10875)

(9230)

2173
2180
(1645)

(1645)

535
7

(30)

545
20

2004-05

(15541)

(11099)

4998
5002
(4360)
83
(4442)

643
4

(39)

656
25

2005-06

(26681)

(15634)

11799
11823
(10964)
83
(11047)

860
24

(408)

964
160

143

2006-07

(33868)

(26681)

10888
10914
(7271)
(83)
(7187)

2
3644
26

(692)

1606
788

1939

2007-08

KOTAK MAHINDRA

(32434)

(33868)

3013
3217
1434

1434

4651
204

(642)

2096
1176

2021

2008-09

(25512)

(32434)

1770
2205
6922

6922

9127
435

1761
282

7085

2009-10

(15264)

(25512)

882
965
10247

10247

11212
83

(1)

2186
76

8951

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

5061

(15264)

41
20325

20325

20366
41

(4)

3230
38

17101

2011-12

24034

5061

4122
4195
19247
273
18974

23441
72

(195)

5195
191

18250

2012-13

47948

24034

2366
2445
24939
1025
23913

27384
79

(945)

6952
1313

20064

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

155

48810

887

28066
43325

10788
82179

49697

49697

49697

82179

82179

82179

887

788

48810

2002-03

81391

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

54813

368

644
55181

55181

55825
644

1012

54813

2003-04

69660

1176

(91)
70837

70837

70746
(91)

1063
22

69660

2004-05

62177

981

14
63158

63158

63172
14

995

62177

2005-06

75781

1581

77362

77362

77362

(4)

1585

75781

2006-07

82959

1504

49
84463

84463

84511
49

(9)

1562

82959

2007-08

LIC OF INDIA

92912

2823

(16)
95735

95735

95719
(16)

(9)

2816

92912

2008-09

103092

2979

106072

106072

106071

(9)

2923
65

103092

2009-10

113762

3419

121

3211

143638

148992
5233
143759

2080
148993

(35)

3309

143638

2012-13

128123

131334

117180

131334

131334

(9)

3220

128123

2011-12

(2)
117180

40
117178
(2)

(16)

3323
69

113762

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

2242

163427

166822
1154
165668

166822

(9)

3405

163427

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

156
(1605)

(467)

(1606)

169
1138

1138

2
1307
169

(1454)
148

4
152
(1606)

(1606)

1263
42

331
14

2001-02

(1799)

2000-01

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

15

(467)

565
631
482

482

1
1113
67

1094
19

2002-03

(23261)

15

24501
24660
(23276)

(23276)

525
1384
159

800
58

2003-04

(33228)

(23261)

10267
10438
(9966)

(9966)

10
472
171

356
106

2004-05

(39234)

(33228)

6516
6787
(6006)

(6006)

781
271

45

640
90

2005-06

(45281)

(39234)

7419
7878
(6047)

(6047)

407
1831
459

32

(22)

1131
270

12

2006-07

(60974)

(45281)

17913
18652
(15693)

(15693)

51

1
2959
688

27

(78)

1582
635

791

2007-08

MAX LIFE

(100275)

(60974)

37158
43788
(39302)

(39302)

422

3
4487
6208

655

(550)

2624
654

1101

2008-09

(102367)

(100275)

5862
16411
(2091)

(2091)

242

(474)

3
14319
10781

129

(99)

3241
710

10335

2009-10

(82961)

(102367)

1183
22137
19406

19406

1
41543
20954

354

(2)

7453
752

32986

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(36978)

(82961)

45983

939
11578
45983

1442
57562
10640

657

(24)

12865
1506

41117

2011-12

(26933)

15946
4319
2117

(36978)
9918

123
4625
47539
5194
42345

4
52164
4502

951

(99)

19236
1845

30226

2012-13

(16470)

13613
4495
2186

(26933)
12835

1311
3286
50307
6716
43592

3
53593
1975

97

(34)

(977)

21956
3107

29440

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

157

520

(284)

(284)

11
804

804

(44)
815
11

(36)
248

248
(284)

(284)

858
1

607
(12)

2002-03

(631)

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(693)

520

1976
1976
(1213)

(1213)

763

(33)

732
65

2003-04

(5574)

(693)

5629
5629
(4881)

(4881)

13
748

725
11

2004-05

(15348)

(5574)

8658
8658
(7940)

(7940)
(1834)

63
719

626
30

2005-06

(16545)

(15348)

2279
2279
(1197)

(1197)

1082

176

800
106

2006-07

(14420)

(16545)

2125

2125

2125

1893
232

2007-08

PNB METLIFE

(12968)

(14420)

1452

1452

1452

(860)

2247

65

2008-09

(10462)

(12968)

2506

2506

2506

1967
465

74

2009-10

(7934)

(10462)

24
2528

2528

2552
24

(9)

2205
244

112

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(4617)

217

(4617)

4834

3317

(7934)

309
4834

197

5143
112

(20)

4487
403

275

2012-13

24
3317

3341
24

(33)

2888
294

192

2011-12

5107

217

4891

134
4891

73

5025
61

(2)

4569
65

394

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

158
206

822

206

108
139
616

616

(203)
756
31

206

206

206

934
25

206

2002-03

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(6959)

822

8638
8780
(7889)
(108)
(7780)

(273)
891
142

(9)

764
409

2003-04

(12360)

(6958)

5742
5857
(5401)

(5401)

(253)
455
115

(71)

702
77

2004-05

(22199)

(12360)

10494
10598
(9840)

(9840)

(189)
758
104

(20)

834
133

2005-06

(53711)

(22200)

32922
33013
(31511)

(31511)

1503
92

(58)

(165)

1338
388

2006-07

(130517)

(53710)

78276
78355
(76807)

(76807)

1548
79

303

(259)

952
553

2007-08

RELIANCE

(239008)

(130517)

110618
110644
(108491)

(108491)

2153
26

752

(635)

1852
184

2008-09

(267387)

(239008)

30534
30953
(28379)

(28379)

2574
419

136

(476)

1993
922

2009-10

(280316)

(248620)

4785
776

(280316)

37257

(12929)

(267387)

2961
4183
37257

41440
1222

306

(137)

3289
2582

35400

2011-12

16581
16715
(12929)

3786
134

234

(241)

2658
729

405

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(216177)

4785
813

(248620)

38042

27648
31310
38042

69352
3662

3855

(48)

7494
3361

54689

2012-13

(191486)

9571
1627

(216177)

35888

11480
12667
35888

231

48556
956

5487

(1709)

10522
1426

32830

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

159

(784)

(747)

922
1503
(791)
7
(784)

711
580

(262)
861
455

1152
1608
(747)

(747)

(164)

(70)

813
62

1154
39

2005-06

2004-05

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(1596)

(1545)

1054
1079
(51)

(51)

1
1028
26

(22)

788
261

2006-07

(1058)

205

(1597)

1478
1512
334

334

6
1847
34

1167
673

2007-08

(2873)

(1058)

1670
3295
(1815)

(1815)

1583

2
1480
41

(33)

1231
280

2008-09

SAHARA

747

(2874)

35
3880
259
3621

4
3915
35

1379

(6)

1432
1106

2009-10

3542

747

75
2983
188
2795

5
3058
75

(74)

(3)

1696
87

1347

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

6490

3542

208
298
3146
198
2948

3
3444
90

(170)

(105)

1800
160

1757

2011-12

9562

6490

678
893
3256
185
3071

15
4149
215

209

(257)

2029
201

1952

2012-13

11971

9562

1133
1431
2568
159
2409

6
3999
298

239

(164)

2333
139

1445

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

160
(11)

(760)

18

(11)

2080
2164
(749)

(749)

15
1416
84

168
197

197
(29)

(29)

1079
322

1105
155

2002-03

(1092)

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(2400)

(760)

2699
2716
(1641)

(1641)

5
1075
17

811
259

2003-04

(3550)

(2400)

2170
2302
(1150)

(1150)

2
1152
132

1025
124

2004-05

(3347)

(3550)

4559
4599
203

203

4802
40

(2)

1950
2855

2005-06

(2966)

(3349)

4375
4423
384
1
383

4807
49

(103)

3074
1836

2006-07

473

(2966)

9975
11977
3475
37
3438

1910

2
15453
93

(729)

4208
3892

8079

2007-08

SBI LIFE

(2158)

473

15820
18859
(2664)
33
(2631)

2990

16195
49

(1987)

6787
1284

10111

2008-09

25487

(2158)

(4761)
27749
103
27646

(4799)

22989
39

(3548)

6065
2697

17775

2009-10

62122

25487

3542
3815
37045
411
36634

(29)

408
40860
302

(251)

5469
1683

33552

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

111893

5000
811

62122

14199
14360
55582

55582

(72)

649
69942
233

(145)

8912
833

59694

2011-12

168299

811

230613

1700

168299
10000

74013

62217

111893
5000

30708
30902
74013

(104)

736
104916
298

(234)

18372
2080

83962

2013-14

26375
27330
62217

210

655
89547
745

(386)

13677
1761

73840

2012-13

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

161
218

1168

218

28
1089
139
950

12
1117
28

2
363
114

114
250
32
218
218

1001
79

347
14

25

2006-07

2005-06

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

1726

1168

610
869
723
165
558

237

41
1592
21

1048
460

43

2007-08

2536

1726

516
890
1019
208
811

349

119
1909
25

1130
595

65

2008-09

730

2536

3324
3358
(1806)

(1806)

133
1551
34

1078
198

143

2009-10

SHRIRAM

2461

730

474
502
1731

1731

273
2233
27

(91)

1019
112

919

2010-11

8079

2461

498
577
5844
226
5618

5
6421
78

33

(5)

1357
362

4670

2011-12

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

16272

8079

970
1088
8503
310
8193

9
9591
118

(70)

(42)

1798
715

7180

2012-13

24878

16272

435
497
8977
371
8606

9474
62

209

2446
26

6794

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

(833)

(1660)

162

(c) Others

Profit/(Loss) after tax

(d) Dividend distribution tax

(e) Transfer to reserves/other accounts

Note: Figures in brackets represent negative values.

(1965)

(c) Proposed final dividend

Profit carried to the Balance Sheet

(107)

(b) Interim dividends paid during the year

APPROPRIATIONS
(a) Balance at the beginning of the year

(1858)

Provision for Taxation

Prior Period Items

198
(1858)

TOTAL (B)
Profit/(Loss) before tax

Contribution to Policyholders Account

(b) Provision for doubtful debts

Prior Period Expenses

(a) For diminution in the value of investments (Net)

Bad debts written off

Provisions (Other than taxation)

(4106)

(1965)

(2140)

134

1173
(2006)

1173

198

Expenses other than those directly related to the insurance business

TOTAL (A)

Other Income

(e) Amortization of Premium/Discount on Investments

(125)

(14)

(c) (Loss on sale/redemption of investments)

(d) Transfer/gain on revaluation/Change in Fair value

697

22

2000

304

(3405)

2009-10

(b) Profit on sale/redemption of investments

(1972)

2008-09

Income From Investments:


(a) Interest, Dividends & Rent Gross

Amounts transferred from the Policyholders Account


(Technical Account)

Particulars

(6935)

(4106)

(2829)

35

1365
(2794)

1365

(1429)

54

(72)

377

2603

(4391)

2010-11

STAR UNION DAI-ICHI

(9495)

(6935)

23

(2560)

1062
(2537)

1062

(1475)

13

(116)

202

2464

(4037)

2011-12

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(14234)

(12374)

153

(1860)

6993
(1707)

6816

176

5286

11

(60)

322

1979

3034

2012-13

(18888)

(14234)

70

(4654)

9736
(4584)

9544

192

5152

11

(117)

186

1586

3486

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

163
(2882)

(7171)

(358)

(2882)

4355
5161
(4289)

(4289)

11
872
792

(1975)
549

549
(2524)

(2524)

14

(2)

862
2

828
273

2002-03

(3076)

2001-02

Note: Figures in brackets represent negative values.

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/
other accounts
Profit carried to the Balance Sheet

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others
Prior Period Expenses
Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Particulars

(12981)

(7172)

6307
6428
(5809)

(5809)

619
121

(3)

613
9

2003-04

(17540)

(12981)

5364
5627
(4559)

(4559)

1068
263

(12)

657
22

400

2004-05

(23331)

(17940)

7608
7674
(5391)

(5391)

2283
66

(30)

1194
767

351

2005-06

(30567)

(23331)

10434
10484
(7236)

(7236)

3248
51

(6)

1783

1471

2006-07

(64461)

37

(30567)

35629
36296
(33930)

(33930)

2365
667

2131
3

232

2007-08

TATA AIA

(120985)

(64461)

62420
62674
(56524)

(56524)

6150
254

(44)

2325
89

3780

2008-09

(160986)

(120985)

44339
44582
(40001)

(40001)

4581
243

1163
15

3403

2009-10

(155807)

(160986)

1752
2212
5179

5179

7391
460

(25)

2422
4

4989

2010-11

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)

(129776)

(96621)

(129776)

33154

26031

(155807)

230
609
33154

33763
379

(20)

5298

28486

2012-13

725
1186
26031

27217
460

(6)

4162
16

23045

2011-12

(55327)

(96621)

41295

9
443
41295

41738
434

(20)

8823
18

32917

2013-14

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

164

279
61986
2145

61
30119
1000

9911
56476

(2550)

26022
43325

2400
59586
(188)
59398

31665

4
1004
29115

29115

(17)

(1)

253

10742
3020

1309
71

47962

2001-02

28679

2000-01

Note: Figures in brackets represent negative values.

(e) Transfer to reserves/


other accounts
Profit carried to the Balance Sheet

APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution tax

Prior Period Expenses


Contribution to Policyholders Account
TOTAL (B)
Profit/(Loss) before tax
Provision for Taxation
Profit/(Loss) after tax
Prior Period Items

Amounts transferred from the


Policyholders Account
(Technical Account)
Income From Investments:
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
Bad debts written off
Provisions (Other than taxation)
(a) For diminution in the value of
investments (Net)
(b) Provision for doubtful debts
(c) Others

Particulars

(64336)

887

48810

(25703)

51518
11064

11064

964

(235)
62582
1929

(5)

11179
2833

48810

2002-03

(160974)

368

54813

(64337)

107817
110354
(41797)
(233)
(41456)
(108)

(118)
68558
2537

(118)

9981
4000

54813

2003-04

(248293)

1176

69660

(160974)

96738
98204
(17560)
(1077)
(16483)

(461)
80644
1466

(555)

10467
1134

70060

2004-05

(349860)

(6941)

62177

(247547)

126385
128960
(46676)
1670
(45242)
(1834)

67
82284
2575

(326)

(66)

(522)

15207
4605

63319

2005-06

(559879)

1581

75781

(366557)

228030
230290
(126115)
4502
(115960)

428
104174
2260

19

(239)

(1462)

24184

81245

2006-07

317806
329537
(94562)
4096
(98882)
134

242
1

(5273)

177
234886
16677

(5)

1379

(4634)

50490
12275

175204

2009-10

181517
208837
271291
5552
265704
35

(29)

787
480129
27349

1915

(74)

(1473)

76334
11002

391637

2010-11

181922
199130
604593
7217
597354
23

(70)

2229
803723
17276

9047

(170)

(6983)

119193
18791

661616

2011-12

257567
272619
719771
24779
694839
153

198

210

3254
992389
14643

9571

209

(5274)

175094
29919

779617

2012-13

217738
232851
762523
3669
758783
70

298

3112

2390
995373
11703

9385

218

(20363)

214914
35178

753652

2013-14

2823

92912

2979

103092

3419

113762

17053

147917
9907

21259

190327
19113

20002

225324
27587

(992036) (1576796) (1781750) (1634341) (1256020) (860786)

41275
68906
112125

617443
634981
(498188)
10380
(488301)

5345

128
136793
12192

1683

519

(6297)

51052
8169

81539

2008-09

(` Lakh)

(985951) (1576071) (1781750) (1633226) (1253139) (860786) (487040)

1270

82959

(560236)

499606
506624
(356211)
14931
(341281)

2198

58
150412
4811

480

(214)

(2438)

35336
14726

102464

2007-08

ALL COMPANIES

TABLE 21: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

165

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account (Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

18931
4235
41240
2160

13076

1323

14399

126
71526
10357
1364
13202
4521

2526
4871
7397
6172
359
6531
866

1997
39220
71526

1653

402

2055

5
32060
5315
450
1658

5768

959
3401
4361
2541
762
3303
1058

2379
15432
32060

4848
7715
12563
11917
235
12152
411

4369
69063
140408

40918

4168

45086

322
140408

95000

1
57001

30000

95000

2011

57000

2010

30000

2009

AEGON RELIGARE

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

6040
221176

1745
186740

3743
8824
12567
9989
231
10220
2347

10073
83999
186740

866

5313
8352
13666
10095
167
10262
3404
13305
104067
258574

11768
94875
221176

8490
27594
97445
3060
1209

11195
258574

86250
113618

27386

-18

3060
1
133761

130700

2014

4956
8338
13294
7519
186
7706
5589

1048

6404
16316
85176

79136
95136

63251
71494

15917
8542
64996

16000

120000

2400

117600

2013

8244

113500

113500

2012

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

166

5
24285

57

187
5009
5254

29539
12656
187
5066

1042

2128
870
2998
2197
55
2252
746

9842

29539

2
15482

5
830
836

16317
10984
21
1438

637

531
577
1108
1257
36
1293
(185)

3422

16317

2004

24280

2003

15480

Note: Figures in brackets represent negative value.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

53941

18939

5202
1591
6792
5308
156
5465
1328

10614
813
21070

1177

21026
21961

53941

122

813

31980

31980

2005

114520

33325

7762
1418
9180
15871
458
16329
(7149)

18458
1542
67111

1232

65406
66943

1707
114520

1537

45870

45870

2006

213672

46501

15183
5405
20588
19058
1007
20065
523

26249
5460
132557

2383

131861
135562

2290
213672

3701

75820

75820

2007

356124

66749

17567
14573
32140
29762
1376
31138
1002

25348
9621
247963

5441

246493
250837

4837
356124

4343

100450

100450

2008

AVIVA

502225

116255

2553
12248
14801
20517
1128
21645
-6844

35162
15450
336925

5277

335028
341965

11080
502225

6937

149180

149180

2009

802488

150726

16621
11441
28061
32710
2062
34772
-6711

40674
9121
603856

4822

590024
599776

13832
802488

188880

9752

188880

2010

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

905655

147851

907314

140494

4173
15024
19197
35411
1796
37207
-18010

2408

3506

5024
15375
20399
29835
1704
31540
-11141

76155
77919
628348

9674
907314

914079

137294

15508
15814
31322
44390
1701
46091
-14769

2645

80192
140949
567769

5316
914079

562192
708274

146082

78445
618705
697150

200490

200490

2013

200490

200490

2012

58556
24967
681917

666052
689301

15865
905655

200490

23248

200490

2011

935528

132042

12724
20744
33468
46169
2686
48855
-15388

2533

94239
188638
533464

4943
935528

528642
730095

201451

200490

200490

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

167

14908
4933

19841

3090

3090

411
23342
12879
3501

1
2448

1473
1551
3024
2729

2729
295

4220

23342

14872

341

341

16
15229
10985
357

1939

737
1295
2032
1647
1
1648
384

1564

15229

2003

14872

2002

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

36256

6901

4400
2329
6729
5895
119
6014
715

14076
8591
2856
5
3112

2856
10543

904
36256

7687

9867

(1)
24809

14943

2004

104110

10577

8473
4008
12481
15611
155
15766
(3285)

16370
22018
55350
10
3071

55350
76727

641
104110

70

21308

11766

26742

14976

2005

354299

20431

29585
7629
37214
38905
524
39429
(2215)

27809
47661
256932
34
3646

256932
297492

6823
354299

130

40430

34953
7
49984

15023

2006

995

106290

105996
1
121067

15071

2008

70

179982

105996

121066

15071

2009

384467

375

224941

209870

15071

2011

558

340990

356061

15071

2012

517

469553
(217)
484407

15071

2013

6771

587083

572013

15071

2014

565386 876853 1170845

2841462 3288417 2999946 2454556 2143310


3144680 3673259 3565891 3331925 3320926

38746
29290
22908
17406
18395
3304492 3927490 3944860 3833738 3926405

284

302934

105996

121066

15071

2010

(` Lakh)

48990

37309
13679
50988
102447
2755
105202
(54214)

56058

35530
17831
53360
80138
4267
84405
(31045)

1830

21869
31116
52985
105187
6602
111789
(58804)

43851
38325
82176
95009
10682
105691
(23515)

43824
53646
97470
106549
13688
120237
(22767)

71475
92934
164409
139166
19384
158550
5859

73206
110099
183305
132773
32280
165053
18252

676319 1362868 1757881 3304492 3927490 3944860 3833738 3926405

27601

41980
8545
50525
80930
977
81908
(31383)

65365 114589
76952 154538 235208 360056 468781 581048
90508 146870 232171 346223 409372 583294 876945 1153622
518684 1095417 1406530 2841462 3288417 2999946 2454556 2143310
186
309
770
1303
1471
1707
2415
4624
5357
10907
16444
17940
16537
22624
25182
25548

518684 1095417 1406530


585968 1202702 1586582

20297
39098
50233
676319 1362868 1757881

154

67129

55016
1
70054

15037

2007

BAJAJ ALLIANZ

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

168

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

15000
3800

(7)
18793

81
543
624

19416

11544
81
543

1069

139
1790
1930
3749
43
3792
(1863)

8043

19416

868

978

978

349
658

140
371
511
540

540
(29)

978

2007

110

2006

53945

32244

1445
3389
4834
10262
348
10610
(5776)

17371
581
5986

3540

5986
6564

53945

578

3000

7689
81
47381

36611

2008

41515
107453

32475

2928
9694
12621
14637
348
14985
(2363)

9589
1924
19900

4413

19900
21823

107453

1923

10000

8957
-170
85630

66843

2009

32563
214213

89244

311344

155846

3432
10226
13658
12473
613
13086
571

871

2052

4521
9280
13801
16033
386
16419
(2618)

13867
6266
133922

8
311344

362901

174830

2515
10506
13021
15660
628
16288
(3267)

1074

17455
12498
160310

1285
362901

12147

159026
171150

6750
133914
140677

(22)

18599
2
190466

171865

2012

13

17929
194
170659

152535

2011

9444
4298
79230

79230
83527

214213

4295

17399
152
130687

113135

2010

BHARTI AXA

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

396908

186759

3698
11193
14892
13856
848
14704
188

930

12058
20966
176007

4437
396908

171571
192621

21313

(262)

19244
(115)
199850

180720

2013

441855

202729

6844
11234
18078
20418
1090
21509
(3431)

1029

14837
48508
178183

10908
441855

167274
213306

46269

(237)

19844
(24)
217640

197820

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

169

14908

14908

74

287

1616
1977

3
16888

9578
290
1616

2074

693
905
1598
2675
35
2710
(1112)

4442

16888

11908

16
16

3
11927

9960
4
15

1380

445
363
808
1072

1072
(264)

832

11927

2002

11908

2001

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

29017

10538

2173
1161
3334
4537
472
5009
(1675)

6456
1183
9777

2738

1237

9777
11014

3
29017

18000

18000

2003

82910

18312

5107
1666
6773
8050
1216
9266
(2493)

10738
2412
50840
10
3091

3067

50840
53907

3
82910

29000

29000

2004

156230

24373

5478
2046
7524
10334
1759
12093
(4569)

12351
4627
116327
35
3086

4901

116327
121228

3
156230

35000

35000

2005

283841

30486

8269
3777
12046
16071
2209
18281
(6235)

18170
7199
230114
202
3904

7720

230114
237837

3
283841

1
46001

46000

2006

443351

44460

18381
5802
24183
30899
2902
33800
(9618)

27444
10141
364420
816
5688

11769

364420
376195

3
443351

3
67153

67150

2007

12000
2
199952

187950

2009

48000
3
244953

196950

2010

48000

244950

196950

2011

48000

244950

196950

2012

48000

244950

196950

2013

26829
14
216964

190121

2014

(` Lakh)

159201

202750

172251

137623

120188

91302

778507 1072536 1810140 2142656 2241354 2402581 2572709

88987

50768
35410
86178
77864
11211
89075
(2897)

46701
50440
69727 101533 137069 132921
50442 105817 160335 195831 222147 280072
819694 1456730 1745922 1813642 1933707 2064472
2235
2655
2631
2502
2807
2847
8443
6982
3998
3959
3424
3992

41259
51897
56980
58852
64047
54424
7014
10443
12154
13717
23805
30685
48273
62340
69133
72570
87852
85110
53860
73996
81135
80083
95618
85741
2771
2524
3231
4695
5970
16128
56631
76519
84367
84778 101588 101869
(8358) (14179) (15233) (12208) (13736) (16760)

42228
17464
629582
1499
7104

1
1
7
1
(16)
(37)
406

18884
39994
78608 106086 143188 203004 283533

629582 819694 1456730 1745922 1813642 1933707 2064472


648467 859688 1535344 1852008 1956814 2136674 2348411

2588
12896
29842
45697
39589
20957
7334
778507 1072536 1810140 2142656 2241354 2402581 2572709

1
127451

127450

2008

BIRLA SUNLIFE

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

170

12500
62500

12500
52500

82500

12500

70000

2011

95000

2013

95000

2014

47703

13969

77007 179803 341410 506172 716452 896724

73399

4446

75748

66779

66841

4913
17341
22254
29552
137
29688
(7435)

23087

12537
18320
30857
30884
46
30929
(72)

464
790
1254
1156
76
1232
22

7862
11152
19015
19585
30
19616
(601)

4954
3878
8832
14138
117
14255
(5423)

2306
2800
5106
8723
120
8843
(3737)

8576
7834
16410
18598
191
18789
(2379)

7824
16
255

1406

255
259

13969

5
13710

13705

2009

27737 14502 13523 20668 43362 45579


3277
9534 27782 53577 91990 156029
21388 107644 232648 354674 506402 634447

5254
5843
2994
2105
1373
1324

716452 896724

506402 634447
608942 789221

102540 154772

12500 12500 12500

10
2
92500 107510 107502

80000

2012

CANARA HSBC

(24)
1

3119
9659 26286 58996

21388 107644 232648 354674


24507 117303 258910 413672

77007 179803 341410 506172

50000

2010

40000

2009

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

25311

13775

743
1741
2485
3034
118
3152
(668)

8354
165
3081

604

99

3081
3180

25311

22131

22130

2010

46193

24731

65136

37556

1717
3900
5617
7328
254
7582
(1965)

190

374

1051
2645
3696
4746
177
4922
(1226)

13585
1949
13821

37
65136

13821
15929

2108

18652

49170

30517

2012

13737
491
8087

584

8087
8671

46193

8126
1
37522

29396

2011

DHFL PRAMERICA

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

90874

50795

1725
5548
7273
8302
371
8672
(1400)

520

13371
7733
19854

92
90874

19854
26194

6340

32586

64589

32002

2013

126437

50608

2347
6588
8935
12720
446
13166
(4231)

7492

27071
21548
23539

411

126437

23539
40717

17177

85721

51683

34038

2014

55581

2923

414
2230
2644
804
461
1266
1379

1821

48390
835
235

1
55581

235
575

340

40000
6
55005

15000

2012

58703

9395

1255
6213
7469
2818
792
3610
3859

39572
2687
1438

1752

97
58703

1341
3627

2287

40000
(21)
54978

15000

2013

89849

16321

2008
9783
11791
4138
1175
5313
6478

55334
7042
2727
5
1944

250
89849

2476
9562

7085

61971
38
80037

18029

2014

EDELWEISS TOKIO

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

171

16939

16939
133

809

942

17882
7580
809

11
1789

1870
1166
3036
2151
71
2222
814

6880

17882

353

430

11351
7501
354

11
1037

165
781
946
1558
34
1592
(646)

3094

11351

2003

10921

10921
77

2002

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

29951

13179

6351
1534
7885
3169
121
3290
4595

3942
3097
2124
11
3003

2124
5305

29951

12

3169

24458

4
24461
185

2004

69552

22555

18458
6131
24589
20162
292
20454
4135

13516
12084
13326
9
3927

18807
30388

69552

46

11535

32476

6500

3
38979
185

2005

108994

34956

8664
6291
14955
17386
563
17949
(2994)

16704
27265
28331
42
4690

28331
59882

108994

1073

30478

49000

2
49002
111

2006

179432

52713

8128
6945
15074
23283
726
24009
(8935)

24787
45909
60839
102
4018

60839
110388

179432

1120

48429

69000

4
69004
41

2007

287791

71765

14018
8938
22956
25761
348
26109
(3153)

19229
67560
129055
223
3112

128748
197232

2049
287791

1027

67456

79000

9500

1
88501
10

2008

EXIDE LIFE

369692

91215

11760
18905
30665
31303
106
31409
(744)

23386
83721
169014
464
2634

169728
260650

661
369692

580712

104892

9868
13463
23330
27978
96
28074
(4744)

18359
131922
327729
823
1732

327772
457845

2653
580712

79

129994

18235

64
120214

6459

6
108380
1
(447)

91368

101915

2010

101915

2009

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

703351

111899

9465
18928
28393
28921
114
29035
(641)

41169
178843
369776
1341
964

370302
554682

1990
703351

16

184365

191
146679

146488

2011

746330

115014

8869
20260
29129
26705
198
26903
2226

38051
251610
336450
2027
952

685
746330

365335

262418

337201
599103

792514

112707

12875
44152
57027
40784
411
41195
15832

30344
349868
279929
2984
850

442
792514

281071
645458

(948)

126
146614

146488

2013

(515)

54
146542

146488

2012

879428

107404

15994
45133
61127
43362
439
43801
17326

48509
450496
250105
4684
904

738
879428

248088
718283

469713

482

406
160406

160000

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

172

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

80

80

18580
12959
201

1315

1139
1003
2142
1361
37
1398
744

3362

18580

605

652

55
243
297
701

701
(404)

357

605

18500

18500

2008

600

605

2007

61947

28955

2224
4088
6312
7885
178
8063
(1751)

15279
3079
8471

7914

125363

64642

5254
6437
11691
10694
278
10972
719

10202
19019
30028

753

18884

27838
46721

2190
125363

6258

(6)
76452

3404

3
50257

3217

8471
11690

61947

70200

2010

2011

213868

96654

3769
8919
12688
9217
412
9629
3060

11104
38047
64610

393

9354
213868

55349
94366

39017

5000

(52)
110148

105200

FUTURE GENERALI

46850

2009

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

279054

109620

5359
10441
15800
11016
340
11357
4444

20063
59403
85087

438

774
279054

61304

84312
145617

(47)
132663

12410

120300

2012

333201

116453

5058
12629
17687
10113
260
10373
7313

28313
86943
93764
16
398

2244
333201

91520
185780

94260

(23)
145177

145200

2013

363818

120320

2133
14790
16923
9754
331
10084
6838

26074
117021
93185
67
312

3865
363818

89320
214753

125434

(1)
145199

145200

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

173

16618

25

16643

2789

2789

321
19753
9731
3016

67
3368

1452
993
2445
1495
23
1518
927

2644

19753

99

99

48
16765
11980
141

279

4460
711
5171
941

941
4230

135

16765

2002

16618

16618

2001

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

35995

7465

3726
1639
5365
2946
92
3038
2327

8800
13104

65
4234

14375

14375

26
35995

21673

(78)
21594

2003

60833

9808

5826
2344
8170
4094
183
4277
3893

6395
33995
1655
58
5028

344

33364

1655
35363

60833

25441

29
25469

2004

116651

18782

7335
4095
11430
10696
207
10904
527

9843
60879
19183
120
7318

1750

63774

19183
84707

116651

31909

36
31945

2005

299909

31658

28796
9901
38697
26586
287
26873
11824

13809
116950
119361
294
6013

2096

114880

119361
236337

255
299909

61927

659
731
63317

2006

544195

44214

33636
19620
53255
38747
308
39055
14200

15297
177829
285168
126
7361

912

173915

285168
459995

595
544195

83604

80071
2874

659

2007

196800

5529
1844
204173

5529
(776)
184335

2010

179582

2009

22068
(4)
221552

199488

2011

22014
(522)
220980

199488

2012

3105

21549
273
221310

199488

2014

119131

146650

156550

129448

84300

41087
30302
38373
54756
48638
54287
49178
67703
74336
71612
95374
79479 106076 129092 120250
88202 124854 130376 150027 154425
2088
1876
1501
1368
2895
90290 126732 131877 151394 157320
5083 (47251) (25801) (22302) (37070)

23442

45888
99325
145213
147639
2755
150395
(5182)

42916
63048
69997
58942
85624 161563
301527 434154 533498 799026 1121464 1470623
687829 1552178 2052313 2360980 2833309 3420737
302
404
3312
3176
7853
4787
14513
11438
23957
27955
30772
34444

64857
31295
4126253 5110414

2833309 3420737
3840971 4857809

1015558 1433967

(7895)

21970
(1033)
220425

199488

2013

(` Lakh)

16939
6013
975222 1171303 2160620 2830767 3363238 4126253 5110414

68835

44932
40825
85757
61291
1220
62512
23246

42131
232990
594516
186
13318

1937 (2969)
2051
(154) (3408)

243667 290924 376669 512333 738651

594516 687829 1552178 2052313 2360980


840121 975785 1930898 2564492 3096223

2470
11184
25548
44723
46035
975222 1171303 2160620 2830767 3363238

127064

5529
39
132631

2008

HDFC STANDARD

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

174

19000

19000

13320

754
14074

33074
5159
13258
754

2819

1024
1071
1196
2267
2740

2740
(473)

10532

33074

494
(2065)

(1571)

13451
12154

1418

341
638
979
1100

1100
(121)

13451

2002

15000

22

15022

2001

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

95254

25249

3204
2101
5304
6968
123
7091
(1787)

12814
32994
20817

4142

1024

32044

20817
52861

95254

42500

(107)
42393

2003

32095
80454
265406
252
6301

1079

2074

79353

265406
346833

3175
442509

92500

1
92501

2005

131230

194
75938
2910
210273

2007

140111

11
192
237131
98
377543

2008

ICICI PRUDENTIAL

142814
11
9
335884
(96)
478622

23
85
335292
(15)
478111

2010

142726

2009

336069
656
479577

142846

2011

350237
2076
495198

142885

2012

336638
18607
498180

10

142926

2014

50825
50404
7408390 8011005

5738859 6026543
6873444 7462421

24780
47940
7045
6689
1102760 1381249

336451
4776
484121

142894

2013

44847
15672
21102
66201 128503 197647 347701 491996 535277
125146 234211 344930 341641 445657 721719 911076 1128699 1445671
707885 1325232 2486615 2861395 5146926 5882653 5781737 5752083 6031043
142
404
379
1960
1160
869
957
875
1191
6105
21944
32774
33121
26340
19826
18023
17224
20154

2624
6900
21708
31808
29552
17844
10534
782
153

12467
10150
17752
2132
24934
23154
22031

3163
3163
3163
6689
6689
7045
112248 176562 235459 299871 358933 588755 833800

699963 1307627 2445682 2805489 5037610 5823298 5748511


824678 1497502 2702056 3110655 5428166 6441896 6611387

11344
21485
53785
71733 123242
97220
75922
956849 1729260 3133384 3660499 6030029 7018693 7182507

118500

524

1803
120827

2006

(` Lakh)

212224

47407

442509

68570

160170

299676

377646

351849

271087

194670

87634

58878

956849 1729261 3133384 3660499 6030029 7018693 7182507 7408390 8011005

95279

5032
19959
24590
48238
61651
35588
30540
33032
28406
32476
19344
4664
7144
11211
23593
45466
36155
29660
33473
66241
98464
96421
9697
27102
35800
71831 107117
71743
60200
66505
94647 130940 115764
16184
37909
59349
99478 160819 113037 157170 158967 163879 184311 160664
195
842
1631
7625
20099
11979
2988
491
12960
17532
36462
16379
38750
60980 107103 180917 125017 160158 159458 176839 201842 197126
(6683) (11648) (25180) (35272) (73801) (53274) (99358) (92953) (82192) (70902) (81362)

21853
57449
86500
216
5481

1333

56886

86500
144720

212224

67500

5
67505

2004

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

175

7
44930

(28)
44863

2526

27766
30292

75155
29120
2516
27766

1897

6180
5311
11492
11043
170
11212
280

13576

75155

27

1137
1164

21048
14996
3
1137

599

2352
1672
4024
2226
38
2264
1750

2553

21048

136111

24071

10853
8451
19304
19123
136
19259
45

19492
9381
81402

1721

9778

81402
91181

136111

44924

235683

36249

296810

43235

7953
11426
19380
13586
179
13765
5614

1728

1703

7810
11570
19380
18709
174
18882
498

30268
49609
166354

32187
25037
140009

235683

296810

50544

166354
216862

26263
140009
165883

(37)

2
79948

79946

2012

(389)

(135)
69799

69935

2011

IDBI FEDERAL
2010

44891

2009

19891

(7)
19884

2008

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

339866

42311

9993
16373
26366
17471
352
17823
8543

1370

22376
97101
168165

339866

168165
259900

91752

(16)

10
79966

79956

2013

387524

34299

9263
19946
29209
15657
312
15969
13241

1042

28433
144651
165858

387524

165858
307557

141589

110

79967

79967

2014

50518

5204

1533
666
2199
10104
29
10133
(7934)

32866
125
17349

2908

17347
17472

2
50518

125

13000
44
33044

20000

2010

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

139633

11679

23134
3871
27005
28436
10
28446
(1440)

3313

30860
4644
90577

524
139633

90054
93603

3549

13000
6
45506

32500

2011

272439

18937

40775
3242
44017
10629
89
10717
33299

42775
22677
152194
68
2488

2381
272439

149784
209541

59754

13000
18
60518

47500

2012

INDIAFIRST

442517

22895

40193
6824
47017
15560
22
15582
31435

40076
128653
217233
240
1983

3676
442517

213099
378359

165258

13000
(18)
60482

47500

2013

671645

25443

38002
30274
68277
39935
38
39973
28304

42195
290496
283339
489
1379

5778
671645

277555
605367

327812

60500

13000

47500

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

176

13066

5216

18282

2679

(6576)
(3897)

14385
7908
2679

48
2001

1567
1588
3155
1329
76
1405
1750

14385

349
(2344)
(1995)

13279
10031
349

40
1003

2059
829
2888
1000
32
1032
1856

13279

2003

10058

5216

15274

2002

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

2256
32471

9230

2942
1704
4645
3895
108
4002
643

5718
7271
5031
26
2296

22

7142

5031
12195

10
32471

15062

5204
20265

2004

4967
75616

11099

5270
2051
7320
5165
228
5392
1928

5882
15717
33692
23
2307

151

15683

33434
49269

10
75616

21133

5204
26337

2005

130256

15541

5710
3432
9142
8189
267
8457
685

6570
29752
75798
72
1836

1505

28151
(4849)
75652
100458

157
130255

24437

5204
29641

2006

206596

26681

12486
4442
16928
15517
710
16227
701

8538
40269
127747
232
2428

40232
363
126454
167055

1303
206596

33035

5204

38238

2007

337766

33868

15356
6765
22122
22825
1106
23931
(1809)

13130
57044
230944
333
4256

53211
370
225634
279215

5320
337766

48027

5204

53231

2008

430411

32434

12827
9392
22219
23204
1398
24603
(2383)

28231
62777
303080
583
5690

70708
380
292228
363316

10862
430411

694222

25512

8695
10628
19757
26432
1714
28416
(8388)

24918
101474
544585
522
5599

498

92368
528
524026
617420

20569
694222

5204

56233

5204

56233

2010

51029

2009

51029

KOTAK MAHINDRA

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

871628

15264

10473
9923
20396
26318
1906
28224
(7828)

32226
128367
698635
577
4385

587

104180

53151

51029

2014

197906 280437
2564
7717
797118 801385
997588 1090125

80267

29238

51029

2013

16342
19493
35835
46997
947
47943
(12109)

62970
226122
807265
587
3167

15989
24532
40521
48320
895
49215
(8694)

81396
315666
813292
969
3583

962691 1088003 1206212

14263
13933
28196
40111
2074
42184
(13989)

43039
173286
756062
637
3657

15882
10148
11907
962691 1088003 1206212

144095
1238
740180
885517

115715
422
678262
795012
20383
871628

61293

56233
613

10264

51029

2012

5204

51029

2011

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

177

13219

6522245

44960307
284328
1351731
53118612

2724
53139035

17200

17700

500

2006

6205110

52480868
280675
3599764
62566418

62595699

28781

29281

500

8590252

61445776
360874
7262808
77659709

77690494

30285

30785

500

2008

LIC OF INDIA
2007

2776896

72217682
364292
8728878
84087748

5931
84127287

33108

33608

500

2009

11386815

83940026
366457
16003617
111696915

8116
111741618

36087

36587

500

2010

98535715
605030
16580852
128168993

3491
128212858

12447396

39506
368
40374

500

2011

8328932

40757
790
51547

10000

2013

10819114

43000
859
53860

10000

2014

1952
1107
131
138011662 152307118 172445756

114616429 132943927 152921156


628804
616325
870284
13780692 10365280 7781211
137956654 152254465 172391765

8930729

42723
334
53057

10000

2012

(` Lakh)

1280202
1824126
3104328
574273
1556483
2130756
973572

1329807
2101767
3431574
456585
1570086
2026671
1404902

1773977
2505526
4279503
631520
1577265
2208785
2070718

1729264
3142203
4871467
371805
1587217
1959022
2912445

1415893
3531917
4947809
592822
1597398
2190220
2757590

2327286
3807208
6134493
39711
1608067
1647778
4486715

4603316 8639075 8808241


5324360 5722936 7013412
9927675 14362011 15821654
1593401
813557
560808
1622429 1637944 1657732
3215830 2451501 2218540
6711846 11910510 13603114

18770059 23844953 27716034 34602254 41691036 53139035 62595699 77690494 84127287 11741618 128212858 138011662 152307118 172445756

478706 716962 981697 1007389 800156


1264053 1375798 1609746 1365278 1619705
1742759 2092760 2591443 2372667 2419861
315397 377682 473072 499802 489025
166008
43325 864890 1469444 1563966
481405 421007 1337962 1969247 2052991
1261354 1671753 1253481 403421 366870

10500
10753
11613
12063
16640
27945
29320
31950
35376
38257
33005
45659
50808
14249243 18641460 22637442 29696518 35568558 45278642 51111283 60539701 63896170 83304127 97016710 107018081 118777524 138987239

565
20987 422510 1231528 3603060 7517630 9041029 17032518 17998971 15295922 12177068 9898813
3169685 3426790 3707474 4355818 5199193 5512438 6308152 7321356 7947712 8299709 8388265 8666418 9099141 9627501
89777
94450 106319 113897 121843 126214 140356 211770 297980 312299
283941
286391
297217
278281

2815572

38102276
282624
474879
41675351

1966
41691036

12175

12043

500

2005

17061 304142 154382 2167263

18752237 22939514 27299386 32135683


42 239429 248980 247095
219
362
590
37173
18769559 23483447 27703338 34587214

350218
520
2498
18770059 23844953 27716034 34602254

10788

11288

500

11675

500

2004

13719

500

2003

12543

500

2002

500

2001

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending
Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

178

24963

24963

2036
(7822)

(5786)

19177

14125
2053

2292

958
1309
2267
2024
2
2026
241

466

19177

16

16

10469

7516

1186

36
796
832
670

670
162

1605

10469

2002

10453

10453

2001

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

15712
32611

503
1761
2264
3957
3
3960
(1696)

8646
6558

3391

7122

7122

32611

25474

15

25489

2003

50624

23262

1694
2719
4413
7096
34
7130
(2717)

8520
16012

5548

16012

16012

50624

34608

4
34612

2004

83337

33228

1601
4381
5982
10295
33
10328
(4347)
527

11379
34390
2533
2
5625

33498

2533
36031

83337

46608

690
7
47305

2005

131299

39234

2212
8226
10438
14676
185
14861
(4423)
371

14083
57399
17796

6839

56628

17796
74424

554
131299

55743

570
8
56321

2006

83337

33228

1601
4381
5982
10295
33
10328
(4347)
527

11379
34390
2533
2
5625

33498

2533
36031

83337

46608

690
7
47305

2005

184100

7995
13518
544
206157

7900
13414
404
205599

2011

183882

2010

7581
18227
195
220472

194469

2012

18227
272
212968

194469

2013

18227
2105
214801

194469

2014

41673
144343
185883

15761

83013
270750
657794
861
27448

131989
364698
886956
1162
14020

218821 271105 277509


516118 729214 1061018
986566 1045469 1133039
1587
2961
4168
11994
12569
11796

7
21
144 (1643)
6116

136860 259314 340353 482274 725048 1021781

185883 657794 886956 986566 1049287 1143452


322743 917115 1227330 1468984 1772692 2171348

4335
6229
15136
42441
67872
99864
431994 1128944 1448623 1731897 2053533 2486013

748
925
104916

103243

2008

(` Lakh)

231794

45281

102367

82961

36978

24816

12167

431994 1128944 1448623 1731897 2053533 2486013

60974

3969
1937
18404
19249
26040
30796
30820
15164
27912
44536
48405
57171
76180
87754
19132
29849
62940
67654
83210 106976 118574
26431
46768
83780 108350 129811 118854 113366
189
95
28
26
599
20723
18893
26620
46863
83809 108376 130410 139577 132259
(7488) (17014) (20869) (40722) (47199) (32601) (13685)
498
374
7580
7559
7033

27097
91936
65460

9011

91250

65460
156709

695
231794

73243

800
347
74390

2007

MAX LIFE

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

179

5029
2970

695

1054
648
1702
1139
30
1169
534

2970
12197

9833

106

574
533
1107
262

262
845

284

11068

4721
18220

693

1396
853
2249
1568
74
1642
607

9231
1985

984

1985

1985

18220

539

669

12197

11000

59

68

11068

2004

16000

3
16003
232

2003

11000

520

9
11528
130

11000

2002

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

5957
29668

5574

1785
2000
3785
3298
125
3423
362

9850
5473
215

2238

(3)

5473

215
5685

29668

23500

31
23531
452

2005

7724
52139

15348

2090
2793
4882
6350
319
6669
(1786)

9583
11731
7424
7
2108

11463

7424
18887

52139

23500
9000

48
32548
704

2006

30079
122270

16545

4154
4701
8855
17373
495
17869
(9014)

21961
24049
36896
50
1704

21905

37152
59057

244
122270

53000
9100

48
62148
820

2007

80318
271810

14420

13463
9065
22528
35172
928
36100
(13573)

26078
36095
122893
170
5409

33917

122122
156039

1605
271809

76108
34449

13
110570
3595

2008

PNB METLIFE

136394
444506

12968

11495
13714
25209
33070
1804
34874
(9665)

25762
56586
210583
414
11464

54541

208889
267377

3773
444506

158000
15342

14
173356
3947

2009

166383
764288

10462

9336
12745
22080
39311
2011
41322
(19242)

27434
82387
485242
977
10645

75008

481961
560247

8074
764288

177479
18487

2
195968
3278

2010

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

187426

646710
834137

648928
922716

273788

201505
132

217

201288

2013

630958
997110

366152

206396

5107

201288

2014

4617

27044
15499
42544
52724
2251
54976
(12432)

37737
200028
647157
1273
3826

20084
21800
41884
44858
2963
47821
(5937)

49050
287183
656303
1356
1847

21430
30170
51600
50258
1860
52118
(518)

56522
383169
653230
1587
2060

165375 157333 149345 136406


955131 1039540 1139146 1232457

7934

9248
12746
21993
31975
1838
33812
(11819)

28821
117633
638692
1123
7372

7781
7646
14794
28951
955131 1039540 1139146 1232457

636574
748042

109859

199308
1609

2351

1
196958
799

196957

2012

196957

2011

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

180

12436

822

(15)
13244
364

254
(4236)
23
(3595)

9649
8440
254
23

730

645
429
1075
841
33
873
201

9649

11
(1114)

(730)

11913

694

12013
129
12142
919
4
923
11219

11913

2003

12436

207

12643
373

2002

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

18166

6959

690
686
1376
1378
14
1392
(16)

8617
819
983

805

832

983
1816

18166

16000

6
16006
343

2004

31419

12360

1032
991
2022
2129
32
2161
(139)

8679
1790
7482

1247

1790

7480
9279

31419

21710

11
21721
419

2005

63460

22199

5101
1799
6900
7390
72
7462
(562)

9864
6826
23500
188
1445

102

6568

23500
30169

63460

33100

190
33290
1

2006

172069

53710

14672
5621
20292
19771
8993
28764
(8471)

14640
14212
92119
123
5736

36

13500

92119
105655

172069

66400

14
66414

2007

503585

130517

41342
16799
58141
69931

69931
(11790)

22223
25293
330159
140
7044

(200)

22428

330159
352387

503585

114770

36630
(202)
151198

2008

180970
207
297641

158101
(729)
273605

192850
180
309615

116584

2011

219803
(227)
339208

119632

2012

219803
(113)
339322

119632

2013

219803
1041
340476

119632

2014

(` Lakh)

267387

280316

27220
20566
47786
60132

60132
(12346)

248620

216177

191486

19955
25127
32974
29455
38165
53523
49410
63292
86498
60402 165676 241344
5617
5675
11246
66019 171351 252590
(16609) (108059) (166092)

861962 1627456 2057389 2112537 1931367 1863486

239008

49878
13452
63330
73514
243
73757
(10427)

39470
36931
37775
99756 227425 142306
34266
52645
99112 185125 312773 662074
555238 1276505 1648640 1591779 1278739 1028405
2991
3018
3080
3170
3347
3790
4415
1397
813
696
965
1518

(942)
677
648
(973)
(720)
3319

32472
48758
93096 177572 308385 489735

555238 1270115 1634550 1574804 1272717 1027744


586769 1319550 1728294 1751403 1580382 1520799

1587
10264
19481
21926
11664
2211
861962 1627456 2057389 2112537 1931367 1863486

116464

2010

116233

2009

41025
14293
55318
68634
111
68745
(13427)

RELIANCE LIFE

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

181

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

15662

22
15683

1585

1827
3412

29
19125
12926
1823
1539

801

354
734
1088
412
1
413
674

1360

19125

1084

1084

16733
12994
1086

764

350
674
1024
200
1
201
824
503
562

16733

2006

15649

15649

2005

23385

1412

289
779
1068
827
6
833
235

13301
2987
4769

681

2817

4769
7589

33
23385

15675

88
15763

2007

43115

1058

407
1281
1688
1484
30
1514
174

21565
5934
13663

722

5841

13663
19504

29
43115

23187

354
41
23583

2008

54232

2874

1565
2112
3676
1741
56
1797
1879

17967
10208
20487
2
815

89241

2248
2456
4704
2735
40
2775
1929

22355
16809
47465
10
673

95

16561

47462
64118

821
89241

1102

24302

354

23554

10143

20487
30630

48
54232

23200

2010

23200

2009

SAHARA

108379

2783
3405
6188
3334
67
3401
2788

22791
23756
58491
23
530

1293
108379

115640

6138
3511
9649
5054
84
5138
4511

24089
30271
56203
41
525

1424
115640

27944

56203
84148

21444
58491
79966

30069

27120
31

6869

23200

2012

3920

23200

2011

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

117626

4905
5354
10259
4213
195
4408
5851

26837
39232
45189
61
456

2135
117626

45189
82351

37162

33140

9940

23200

2013

123140

5402
4440
9842
5559
84
5644
4198

28523
55687
33478
205
1050

4111
123140

33478
83230

49752

12346
253
35799

23200

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

182

8466

8466

20955
10851
7230

412

844
2067
2911
1205
5
1209
1701

760

20955

12500

1436

1436

13936
10934
462

141

652
2301
2953
564
1
565
2388

11

13936

2003

12500

(11)
12489

12500

2002

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

43893

2400

5072
2580
7653
4766
6
4772
2881

14806
23116

690

239

26079

26318

43893

17500

75
17575

2004

108341

3550

5588
5304
10892
11934
13
11947
(1055)

33837
70219
210

1580

299

72673

210
73181

108341

35000

160
35160

2005

209875

3349

9768
11950
21718
22587
95
22683
(965)

44075
136133
24398

2885

3146

139128

24398
166671

209875

42500

704
43204

2006

100000

473
205
100677

2008

SBI LIFE

62122
848
162970

25487
1036
126523

100000

11690
16743
28433
44286
2514
46801
(18368)

100586
385751
528530

4488

8290

168299
2706
271005

100000

2013

26189

230613
3620
334233

100000

2014

2158

12806
27728
40534
100712
975
101687
(61153)

32189
32197
64387
143039
617
143657
(79270)

26566
53254
79821
170652
1189
171841
(92020)

230340
89416
319756
125364
7030
132394
187362

215319
126951
342269
135411
7247
142658
199611

254229
151238
405467
147271
14678
161949
243518

93537
72830
96508 136081 181159 235346
682835 1088751 1466870 1694866 2168786 2532388
678096 1708731 2452908 2646815 2654786 2859728

17
64
6998
23270
28316
26522
27537
28611

4022
2873
2184
743
3952581 4691646 5231895 5899654

463297 1000988 1402472 2814312 3952581 4691646 5231895 5899654

2966

15042
14836
29878
39097
150
39247
(9369)

59152
231806
174954

3789

1111

111893
3672
215565

100000

2012

(` Lakh)

1331439 1828155 2297814 2679504

2448886 2643943 2652602 2858985


3785589 4473208 4958706 5564678

5264

100000

2011

100000

2010

100000

2009

(2079)
547
160
12197

241359 371157 624216 966862

174954 528530 677284 1706268


414234 900233 1301659 2685327

77
812
2462
463298 1000988 1402472 2814312

50000

(936)
49064

2007

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

183

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

12500

1168
39
13707

1196

11003
12199

25923
13630
923
11003

559

1489
2655
4144
4364
46
4410
(266)

74
25923

27

27

12745
12603
338

265

2
903
300
1202
1586
92
1678
(476)

12
12745

2007

12500

218

12718

2006

54234

5137
2087
7225
7277
89
7366
(141)

14707
2260
36987

423

2999

36987
39986

23
54234

12500

1726

14226

2008

74208

6408
1651
8059
8503
89
8593
(533)

15410
4182
54560

589

140474

5102
2173
7275
10797
133
10929
(3654)

15412
8334
118412
12
1959

8601

118412
127012

181
140474

730
50
13280

2536
1
15037

4420

54560
58980

192
74208

12500

2010

SHRIRAM

12500

2009

201965

8406
2160
10565
9783
253
10035
530

17345
17523
164611
22
1934

201965

164611
182000

17389

2461
5
19965

17500

2011

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

202247

14495
5739
20234
13541
429
13970
6264

18833
23884
151072
30
2163

11
202247

25585

151072
176657

8079

25579

17500

2012

196339

15805
7472
23277
16347
768
17115
6161

24462
40512
122980
44
2179

63
196339

122980
162477

39497

16272
27
33798

17500

2013

202406

14978
7628
22606
16615
541
17155
5451

32441
58928
102245
78
3264

95
202406

102245
159798

57553

24878
136
42514

17500

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

184

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account (Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

25000

17000
48
42048

4318

48474
52792
94841

35369
3605
48474

2062

11649
3418
15067
13660
182
13842
1225

4106

94841

17
15017

462

3449
3911
18928

12500
11
3449

2155

4348
630
4978
6107
24
6131
(1153)

1965

18928

2010

15000

2009

6935
270
184762

1767

13224
5543
18768
17642
12
17654
1114

34394
22913
117370

184762

117369
142769

25400

17000
(7)
41993

25000

2011

2012

476012

395385

6934
42270
49204
33718
55
33773
15431
18888

10906
17328
28233
18312
47
18359
9875

13976
9867
23843
17896
38
17933
5910

9495
2880
299173

17689
140866
280249
293
2594

642
476012

280249
433379

153148

(18)

17000
(9)
41991

25000

2014

(` Lakh)

14234

22156
108197
237865
93
2964

395385

237864
353457

115725

(132)

17000
(73)
41927

25000

2013

25848
65216
187073
2
2750

299173

70167

187072
257262

23

17000
(89)
41912

25000

STAR UNION DAI-ICHI

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

185

18335

(28)

18308

5029

5029

23337

9257
4518

1534

1598
2179
3777
3009
20
3029
748

108
7172
23337

451

117
568

18903

10276
451
117

1543

3203
1478
4681
1284

1284
3397
237
2882

18903

2003

18335

18335

2002

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

43548

12981

7342
18051
1812
22
1662

3251
4197
7449
5683
88
5771
1678

18460

1812
20272

43548

22935

341
23276

2004

77194

17940

12151
34880
8342
50
3945

5239
6516
11755
11487
383
11870
(115)

33152

8342
41505

3018
77194

10

572
32672

32100

2005

148885

23331

16771
67174
37308
147
4116

7266
8309
15575
15473
62
15536
39

1152

61239

37449
99840

4345
148885

44700

44700

2006

253266

30567

23747
112057
86813
465
3567

8270
11246
19516
23084
382
23466
(3950)

436

100105

87227
187768

10798
253266

54700

54700

2007

446451

64461

27889
163743
194202
1207
9785

7493
17426
24919
38890
865
39755
(14836)

1041

146388

194935
342364

17087
446451

87000

87000

2008

TATA AIA

192050

192050

2010

3
195353

195350

2011

(33)
195317

195350

2012

76
195426

195350

2013

238
195588

195350

2014

(` Lakh)

160986

39835
286568
619149
4534
10828

13569
20569
34138
54604
748
55352
(21214)

155807

13974
25487
39461
57586
636
58222
(18761)

44833
361962
859016
6251
5115

129776

14096
31489
45585
61938
363
62300
(16716)

57815
460076
930871
9051
2739

96621

10139
36060
46199
57204
356
57560
(11361)

76632
573659
955691
13253
7352

55327

6813
36145
42958
56429
588
57017
(14059)

131741
665042
955490
16873
9729

618708 1100685 1414223 1573612 1711848 1820143

120985

23910
221325
245819
2897
15579

19550
20563
40114
50971
949
51920
(11807)

(2043)
4476
6010
4760
7503
11855

209042 273246 340059 418985 530494 644234

246132 615554 853441 931444 960187 957176


453131 893276 1199509 1355189 1498185 1613265

13628
15359
19360
23105
18237
11289
618708 1100685 1414223 1573612 1711848 1820143

151950

151950

2009

TABLE 22: LIFE INSURERS : BALANCE SHEET (Contd.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

186

6543917

45572388
279479
2939883
55335668

27941
56026207

524
53600
8719
661783
815

589073
9000
868

2006

2008

2009

2010

6215855
3163
53474819
281038
6868044
66842919
18
57743
67900550

8613352
3163
62895362
361243
14048281
85921401

133303
87767904

2774512
3163
74339003
364672
17392713
94878010

196318
97613794

11445200
6689
86986116
366985
33595999
132404265

308257
135687405

194
192
884
7908
167565 431763 679577 818302
2511
1196
(1591)
3759
999010 1709594 2539466 2974883
861
3605
3948
3278

812366 1229484 1825369 2101923


11974
34449
15342
18487
4400
12511
19886
24503

2007

ALL COMPANIES TOTAL

12523892
6689
102836340
605452
38666368
158364690

335939
158364765

25920

68675

160974

248108

366497

1421411
1902266
3323677
825644
1563249
2388894
934783
371

561218

1555918
2233152
3789070
899895
1594646
2494540
1294530
498

2034927
3452740
5487667
1174427
1616639
2791066
2696601
254

1763961
3856425
5620836
1649027
1621394
3270421
2349965
7580
988459 1537093 1808714

2092488
2740162
4832650
1345966
1611884
2957850
1874800
374

1805225

2699647
4228997
6928645
1152769
1634991
2787760
4140885
7559

1619657

10925728
6689
164451732
878001
31495394
207757543

1743213
27559
4364600

10

2593818

2014

7645

1407748

1220741

9303308 9486560
6510838 7976551
15814147 17463111
2176766 2024428
1737793 1796100
3914559 3820529
11899588 13642582

782

2486994 2855852
127555662 150664086
35070748 33679822
9138050 9677280
445723
438712

304592
305050
188249514 212427193

8358374
7045
141679087
618889
33206930
183870325

1513057
7179
4074464
132

2400

2551829

2013

(` Lakh)

18682
6977
10924
7736
30153
80318 193342 205602
251648
250225
244220
240473
18822671 24029524 28046974 35260818 43056337 56026207 67900550 87767904 97613794 135687405 158364690 171151082 188249514 212427193

2572

483988 740539 1000886 1051284 885925


1266561 1387547 1626612 1555928 1666634
1750549 2128086 2627497 2607212 2552560
319180 393846 505138 647166 633553
166008
43461 865852 1552802 1568191
485188 437307 1370990 2199968 2201744
1265361 1690779 1256507 407244 350816

237
108

1030

7581
1298848
5443
3817420
799

8954392
7045
120853958
630042
36569131
167014567

318295
171151082

1886583
113394799
38168296
8692646
427892

10534

5244077
5895473
11139551
2767028
1679104
4446132
6693419
7033

12410

7356
7995
1004143
2798
3388412
1609

2493138

2012

2366119

2011

41610 108653 120398 135458 201624 282912 396371 607131 727211 954251 1291451
14249388 18662050 22713263 29869372 35912989 45915582 52193660 62180383 66204758 86732230 101754780
15
2487
32621 177985 965646 2829025 6890261 14351161 17776656 34799690 40256381
3169685 3426908 3707598 4356168 5199693 5513567 6310656 7325803 7960813 8315986 8410128
94040 111466 131069 146638 164430 172450 216304 337766 485259 483834
428790

658

1024
1024

1079
2626
6900
21708
31808
29552
17844

2820100

38447312
282624
1023193
42573229

8812
43056337

435041

19719

2005

17061 304216 154383 2169259

18752747 22960896 27375035 32310352


(1924) 228149 238168 247095
235
2849
32038 194112
18768119 23496619 27800251 34921578

51 350558
960
3415
18822671 24029524 28046974 35260815

(198)
245763
628

308225

27113

2004

12456
6024
473240
1055

16236

182347
509

22

54501

222811

23153

2003

484
335822
760

166111

2002

54479

2001

Note: Figures in brackets represent negative values.

SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
Share Capital
Advance Against Share Capital
Share Application Money Pending
Allotment
Employees Stock Option Outstanding
Reserves And Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS FUNDS:
Credit/[Debit] Fair Value Change Account
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders
Policyholders
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Debit Balance In Profit & Loss Account
(Shareholders Account)
Debit Balance In Policyholders A/C
TOTAL

Particulars

TABLE 22: LIFE INSURERS : BALANCE SHEET (Concld.)


(As on 31st March)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

174

Others

187
312

Note: Figures in brackets indicate negative values.

TOTAL (C )

Transfer to Other Reserves

Transfer to Catastrophe Reserve

Transfer to Shareholders' Account

312

312

Operating Profit/(Loss) C = (A B)

APPROPRIATIONS

537

TOTAL (B)

Provision for diminution in investment

Provision for Taxation

Provision for Bad & Doubtful Debts

27

Operating Expenses related to


Insurance Business

329

Claims Incurred (Net)


7

849

TOTAL (A)

Commission

484

16

Interest, Dividend & Rent (Gross)

Interest on premium

Others

(211)

(211)

(211)

550

177

16

355

339

471

(214)

Change in Policy Liabilities

93
(12)

349

Profit/Loss on sale/
redemption of Investments

Premiums earned (Net)

(773)

(773)

(773)

449

(116)

69

47

450

(324)

281

(1818)

89

1122

(2993)

(2993)

(2993)

584

11

109

41

423

(2409)

328

(4042)

(2)

1306

(946)

(946)

532

62

26

444

(414)

533

(5091)

2912

1231

(346)

(346)

515

60

22

433

169

722

(1793)

(27)

(218)

(218)

608

15

70

26

497

390

871

(1805)

(20)

1266 1344.00

(261)

(261)

1063

(11)

21

970

802

941

(1166)

(26)

1053

(146)

(146)

826

16

91

19

700

680

1076

(1291)

(27)

921

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

(84)

(84)

835

59

14

762

751

1283

(1283)

(27)

778

2009-10

38

38

812

17

60

13

717

850

1416

(1325)

(27)

781

2010-11

38

38

603

18

48

12

513

641

1541

(1615)

(27)

737

42

42

3996

20

(30)

84

3913

4037

1581

1807

39

606

63

63

1135

32

99

992

1198

1591

(897)

(27)

527

2011-12 2012-13 2013-14

(` Lakh)

TABLE 23: LIFE INSURANCE CORPORATION OF INDIA : POLICYHOLDERS ACCOUNT CAPITAL REDEMPTION
AND ANNUITY CERTAIN BUSINESS (NON-PARTICIPATING)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

188
(312)

(312)

Profit after Tax

APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
(d) Transfer to any Reserves or Other Accounts
(e) Transfer to General Reserve
(f) Balance of profit/loss brought
forward from last year
(g) Balance carried forward to Balance Sheet

Note: Figures in brackets indicate negative values.

(312)

(312)

(312)

(211)

(211)

(211)

(211)

(211)

(773)

(773)

(773)

(773)

(773)

(2993)

(2993)

(2993)

(2993)

(2993)

(946)

(946)

(946)

(946)

(946)

(346)

(346)

(346)

(346)

(346)

(218)

(218)

(218)

(218)

(218)

(261)

(261)

(261)

(261)

(261)

(146)

(146)

(146)

(146)

(146)

(84)

(84)

(84)

(84)

(84)

38

38

38

38

38

38

38

38

38

38

42

42

42

42

42

63

63

63

63

63

2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Profit Before Tax


Provision for Taxation

TOTAL (B)

OTHER EXPENSES
(a) Expenses other than those
related to Insurance Business
(b) Bad debts written off
(c) Others

PROVISIONS (Other than taxation)


(a) For diminution in the value of investments
(b) For doubtful debts
(c) Others

TOTAL (A)

INCOME FROM INVESTMENTS


(a) Interest, Dividend & Rent Gross
(b) Profit on sale of investments
Less: Loss on sale of investments

OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance

Particulars

(` Lakh)

TABLE 24: LIFE INSURANCE CORPORATION OF INDIA : SHAREHOLDERS ACCOUNT CAPITAL REDEMPTION
AND ANNUITY CERTAIN BUSINESS (NON-PARTICIPATING)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

189
569
56
288
344
225

5076

Total Current Assets (A)


Current Liabilities
Provisions

Total Current Liabilities (B)

Net Current Assets (C) = (A B)


Miscellaneous Expenditure
(to the extent not written off)
Debit balance in Profit and Loss A/c

TOTAL

Note: Figures in brackets indicate negative values.

10
582

16
555

5601

529

63

592
63

5072

5601

4725
36
840

2002

4846
5

5076

5035
34
7

2001

APPLICATION OF FUNDS
Investments
Loans
Fixed Assets
Current Assets:
Cash and Bank Balances
Advances and Other Assets

TOTAL

SOURCES OF FUNDS
Share Capital
Policy Liabilities
Reserves and Surplus
Fair value change account
Borrowings

Particulars

6671

2807

86

2893
86

2487
406

3864

6671

5770
36
865

2003

9626

1240

74

1314
74

15
1299

8386

9626

6819
36
2772

2004

11006

509

79

587
79

16
571

10497

11006

10963
36
7

2005

12453

2000

427

2427
427

1566
860

10453

12453

12411
36
7

2006

14040

829

68

897
68

4
893

13211

14040

13997
36
7

2007

14945

1763

79

1842
79

1827
16

13182

14945

14903
36
7

2008

16090

(1049)

1616

567
1616

398
169

17140

16090

16048
36
7

2009

17311

346

453

800
453

209
591

16964

17311

17247
36
28

2010

18629

504

254

758
199
55

186
572

18125

18629

18573
36
21

2011

20224

216

385

601
312
73

52
549

20007

20224

20187
36
1

2012

TABLE 25: LIFE INSURANCE CORPORATION OF INDIA : BALANCE SHEET


CAPITAL REDEMPTION AND ANNUITY CERTAIN BUSINESS (NON-PARTICIPATING)
(As on 31st March)

18416

158

463

621
383
80

90
531

18258

18416

18380
36

2013

19305

55

523

577
419
104

37
540

19251

19305

19278
36
(8)

2014

(` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

190
31.12
17.58
5.24
31.52

PNB Metlife

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi


9568.88

7773.00

150.93

8.98

85.29

6.74

47.13

36.87

163.09

21.31

179.97

29.32

11008.50

237.72

25.20

78.84

14.38

43.46

27.59

142.22

24.56

439.24

36.47

53.62

16.11

2.57

105.91

39.71

2007-08

7372.61

198.54

16.11

47.89

19.39

90.91

26.56

197.77

30.86

0.003

776.76

76.07

5.28

60.53

0.01

0.003

45.04

11.24

96.14

32.47

0.74

2008-09

9744.37

329.19

0.28

16.04

46.49

22.49

80.96

44.99

286.84

22.91

0.05

968.89

114.09

44.39

89.11

0.81

323.43

17.20

160.62

37.36

2.45

2009-10

Number of policies in 000

11483.44

297.01

4.42

8.68

54.37

20.66

202.12

79.12

209.28

25.63

4.70

547.89

80.54

68.33

76.73

NA

2.16

0.22

666.16

26.81

156.33

33.28

3.52

2010-11

12512.52

253.48

14.51

10.34

109.02

24.03

793.65

88.35

240.09

52.94

0.18

16.14

525.42

73.80

176.72

108.86

0.26

14.24

5.44

461.37

51.04

454.58

57.11

7.88

2011-12

14819.45

161.43

35.04

57.40

202.30

36.06

588.82

61.98

236.22

63.68

3.53

35.76

511.29

109.52

105.11

110.83

5.58

35.22

9.07

528.40

78.01

459.24

63.02

33.08

2012-13

* Includes Non-Linked Health Business, if any.


A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days)
Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
NA : Not Applicable.
Source of Data: Actuarial Report and Abstract for various years

LIC

92.49

104.02

Max Life

27.07

IndiaFirst

Kotak Mahindra

136.54

ICICI Prudential

IDBI Federal

40.55

Future Generali

HDFC Standard

TATA AIA

Edelweiss Tokio

45.04

DHFL Pramerica

7.82

77.42

24.19

2006-07

40.73

Exide Life

5.26

Bharti AXA

Canara HSBC

66.47

Bajaj Allianz

Birla Sun Life

18.60

2005-06

AVIVA Life

Aegon Religare

Insurers

TABLE 26: INDIVIDUAL BUSINESS (WITHIN INDIA) DETAILS OF FORFEITURE/


LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS* (Contd.)

15810.61

135.00

58.71

114.37

356.41

35.03

466.99

101.47

217.45

62.69

15.64

40.56

446.52

161.42

79.56

101.09

38.87

59.74

17.21

363.19

50.87

490.73

74.17

30.79

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

DHFL Pramerica

Edelweiss Tokio

191
459.43

SBI Life

Shriram

Star Union Dai-ichi


63206.46

3041.64

139.30

772.89

77.71

691.90

1157.45

2666.28

546.37

2460.90

787.29

788.14

596.62

2364.27

3.23

2006-07

73685.88

5043.85

568.69

1108.38

174.47

662.53

879.78

3393.83

1103.98

6853.82

908.73

762.27

1017.02

108.59

2392.49

124.86

2007-08

52926.09

4728.56

0.44

365.76

1355.59

257.11

678.68

738.50

5914.84

1179.97

0.44

25269.40

1524.00

215.55

997.51

0.47

0.44

808.06

596.11

1723.27

165.63

95.93

2008-09

114767.41

12971.58

6.88

593.49

5903.89

340.19

1531.28

6689.13

11369.81

4812.82

20.94

32353.92

2716.23

1678.78

4706.44

55.14

1577.90

1043.32

10852.05

377.58

432.40

2009-10

Sum Assured (` Crore)

89860.47

5363.50

70.29

154.20

2035.08

296.17

2362.68

15825.79

7677.97

1614.21

196.81

16581.87

2777.51

1594.34

1195.07

NA

137.90

58.99

2647.13

939.37

4944.94

1290.80

671.16

2010-11

109789.55

6400.60

220.17

205.47

3991.71

350.54

8200.19

2787.82

7365.45

3629.14

19.71

919.25

10109.19

3217.56

8578.75

2002.84

10.30

353.13

241.15

7205.80

2208.42

11943.75

3142.86

297.39

2011-12

134445.69

3880.55

530.88

1605.38

7898.02

493.52

9614.35

2525.86

7956.93

4652.44

193.15

790.47

9538.24

5624.63

4279.68

2508.68

319.58

807.47

300.24

12344.33

2054.52

9940.77

5969.41

2934.11

2012-13

* Includes Non-Linked Health Business, if any.


A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days)
Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
NA : Not Applicable.
Source of Data: Actuarial Report and Abstract for various years

61640.00

61.83

Sahara

LIC

259.80

Reliance

1615.67

1008.37

PNB Metlife

TATA AIA

2657.78

Max Life

520.55

Kotak Mahindra

IndiaFirst

ICICI Prudential

1377.46

HDFC Standard

IDBI Federal

793.56

Future Generali

855.40

Exide Life

359.97

Bharti AXA

Canara HSBC

2417.74

Bajaj Allianz

Birla Sun Life

48.99

2005-06

AVIVA Life

Aegon Religare

Insurers

TABLE 26: INDIVIDUAL BUSINESS (WITHIN INDIA) - DETAILS OF FORFEITURE/


LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS* (Contd.)

202127.13

4368.08

906.35

4427.58

10326.41

697.72

7241.85

3628.22

9280.04

4846.81

527.87

2311.03

11428.60

8738.66

2697.13

3229.87

7358.63

1209.08

608.91

13011.20

2377.34

56322.18

7430.16

3664.97

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

192
24

26
4

Shriram

Star Union Dai-ichi

TATA AIA

LIC

35

55

16

24

21

24

17

17

40

17

45

19

80

2006-07

26

41

22

40

18

19

19

53

18

16

46

14

59

23

2007-08

4.00

26.00

1.00

41.00

9.00

22.00

40.00

18.00

19.00

19.00

53.00

6.00

18.00

16.00

2.00

4.00

9.00

46.00

14.00

59.00

23.00

2008-09

4.41

42.00

4.00

41.00

7.00

21.00

31.00

25.00

23.00

14.00

81.00

8.00

37.00

19.00

80.00

39.00

38.00

17.00

24.00

24.00

2009-10

4.87

33.41

17.93

15.46

6.63

15.49

15.72

30.71

13.35

11.64

5.58

46.45

5.00

24.65

13.94

NA

19.40

2.68

71.62

18.92

10.68

30.99

8.66

2010-11

Lapse Ratio (Based on number of policies)


(In per cent)

4.99

28.29

23.36

8.61

9.35

13.84

38.49

29.76

12.64

15.97

4.37

10.73

41.89

4.16

48.91

12.27

5.00

30.64

23.91

51.01

36.13

21.40

27.77

17.38

2011-12

5.58

18.73

29.02

27.67

12.30

16.92

25.76

16.96

10.88

14.63

14.23

15.90

34.08

5.64

29.62

13.36

39.85

33.64

21.49

61.26

42.65

18.66

21.66

28.46

2012-13

* Includes Non-Linked Health Business, if any.


A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days)
Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
NA : Not Applicable.
Source of Data: Actuarial Report and Abstract for various years

19

25

Max Life

SBI Life

17

Kotak Mahindra

21

IndiaFirst

Sahara

IDBI Federal

34

26

ICICI Prudential

35

HDFC Standard

Reliance

Future Generali

PNB Metlife

17

DHFL Pramerica

Exide Life

Canara HSBC

Edelweiss Tokio

17

Bajaj Allianz

Birla Sun Life

57

AVIVA Life

Bharti AXA

2005-06

Aegon Religare

Insurers

TABLE 26: INDIVIDUAL BUSINESS (WITHIN INDIA) - DETAILS OF FORFEITURE/


LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS* (Concld.)

5.69

8.49

35.04

45.12

7.58

18.08

19.40

23.25

9.03

5.71

28.84

13.60

26.87

6.13

16.01

11.34

52.44

40.65

29.62

46.89

24.72

14.00

22.19

14.59

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

72.74
66.74

ICICI Prudential

IDBI Fortis

193
67.29
51.23
71.92
57.83
54.26

PNB Metlife

Reliance

Sahara

SBI Life *

Shriram

69.00

LIC of India

NA

64.00

19.90

NA

45.48

48.49

60.96

52.29

60.09

67.00

61.86

NA

NA

87.19

52.42

NA

50.75

NA

NA

NA

63.55

47.00

81.00

45.00

25*
NA

62.00

23.30

NA

25.52

26.89

49.53

23.21

56.16

50.00

33.70

NA

NA

37.29

34.05

NA

34.91

NA

NA

NA

61.70

54.00

14.00

40.00

37*

2009-2010

NA

58.00

33.30

NA

25.77

38.14

52.41

39.72

52.98

45.00

33.45

NA

NA

55.46

30.00

NA

21.58

NA

NA

NA

59.86

NA

51.00

31.00

49*
NA

NA

35.80

NA

NA

46.71

63.09

46.57

50.03

60.00

36.15

NA

NA

72.37

40.13

NA

42.86

NA

NA

NA

58.64

NA

63.00

28.00

61*

64.00

36.87

65.00

51.20

68.81

73.55

52.70

66.18

70.00

70.00

71.49

71.65

75.80

71.97

55.46

67.70

NA

48.35

85.00

83.00

60.00

56.31

53.00

62.00

13*

58.00

17.00

36.00

45.90

49.69

63.13

81.50

59.66

60.00

60.00

NA

88.57

88.70

88.17

50.19

51.00

NA

31.85

91.00

77.00

49.00

80.96

42.00

42.00

25*

47.00

18.32

NA

23.70

21.30

44.06

34.40

55.04

49.00

49.00

NA

NA

30.10

52.35

NA

26.60

NA

NA

NA

72.00

55.00

18.91

31.00

NA

37*

2010-11

53.00

20.45

NA

26.00

24.19

45.80

74.50

51.16

40.00

40.00

NA

NA

46.30

71.73

NA

23.00

NA

NA

NA

64.00

29.00

61.61

27.00

NA

49*

49.00

26.56

NA

26.30

40.73

49.23

85.80

47.92

39.00

39.00

NA

NA

65.20

84.56

NA

16.10

NA

NA

NA

55.00

NA

72.58

24.00

NA

61*

67.00

44.71

65.00

51.40

71.77

73.73

55.90

63.56

75.00

70.00

72.43

66.38

77.00

75.35

47.95

65.00

NA

48.94

79.60

82.00

58.20

54.57

58.00

57.00

13*

61.00

18.10

56.00

82.30

60.52

65.14

78.10

56.84

62.00

61.00

71.56

85.91

86.70

88.11

48.38

55.00

NA

40.96

88.90

77.00

51.60

85.76

47.00

54.00

25*

53.00

17.32

49.00

39.10

20.54

43.04

29.10

50.32

42.00

50.00

NA

83.55

31.80

63.50

51.54

38.00

NA

33.16

64.70

72.00

46.80

19.03

25.00

30.00

37*

2011-12

46.00

16.13

NA

80.30

16.27

39.92

70.30

47.44

39.00

40.00

NA

NA

50.60

66.38

NA

36.00

NA

NA

NA

62.00

52.20

51.85

24.00

NA

49*

Note: The Analysis is based on persistency on number of policies. It is felt the persistency on premium gets skewed if one policy with large premium gets lapsed.
The above data is extracted from the public disclosures made by life insurers in accordance to IRDAI Circular No. IRDA/F&I/CIR/F&A/012/01/2010 dated 28th January, 2010.

* Persistency ratio for 13th, 25th, 37th, 49th and 61st months.
NA: Not Available.

34.50

Tata AIA

NA

68.00

Max Life

Star Union Dai-ichi

69.11

Kotak Mahindra

NA

57.26

HDFC Standard

IndiaFirst

35.33

NA

Edelweiss Tokio

Future Generali

39.00

DHFL Pramerica
57.31

88.50

Canara HSBC

Exide Life

46.90
70.18

52.00

Bajaj Allianz

Birla Sunlife

48.00

Aviva

Bharti AXA

54.00

13*

Aegon Religare

Insurer

51.00

14.03

NA

84.70

23.35

41.74

76.70

44.82

31.00

40.00

NA

NA

65.30

78.40

NA

38.00

NA

NA

NA

53.00

39.60

43.50

19.00

NA

61*

TABLE 27: PERSISTENCY OF LIFE INSURANCE POLICIES (BASED ON NUMBER OF POLICIES) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

194

65.00
43.64
46.00
56.00
39.82
69.00
67.00
70.00
64.00
64.00
70.00
71.22
61.52
57.00
67.34
30.00
45.00
49.00
70.00

Canara HSBC

DHFL Pramerica

Edelweiss Tokio

Exide Life

Future Generali

HDFC Standard

ICICI Prudential

IDBI Fortis

IndiaFirst

Kotak Mahindra

Max Life

PNB Metlife

Reliance

Sahara

SBI Life *

Shriram

Star Union Dai-ichi

Tata AIA

LIC of India

58.00

24.00

35.00

9.00

36.18

34.00

21.03

63.81

42.00

38.00

47.00

43.00

28.00

48.00

23.35

38.00

NA

26.75

72.00

52.00

50.00

13.95

31.00

42.00

37*

2012-13

53.00

21.00

33.00

5.00

18.40

28.00

17.87

62.48

27.00

28.00

NA

20.00

14.00

34.00

14.17

30.00

NA

NA

83.00

42.00

36.00

7.47

18.00

22.00

49*

4.02

NA

NA

43.00

18.00

NA

4.00

17.02

24.00

21.09

61.36

26.00

33.00

NA

NA

10.00

23.00

6.81

24.00

NA

NA

NA

40.00

32.00

61*

59.00

46.85

43.45

48.93

67.98

76.22

51.59

50.24

76.00

70.90

65.29

70.70

66.20

67.61

42.44

55.90

41.60

40.62

58.20

43.37

54.28

61.57

56.10

69.74

13*

56.00

43.52

39.16

82.41

59.28

71.46

40.88

36.55

66.00

61.69

57.17

72.06

62.50

65.50

33.20

48.20

36.80

33.08

82.70

42.55

47.51

48.53

49.20

47.07

25*

53.00

31.03

35.13

35.02

48.52

59.33

24.53

28.03

53.00

49.43

50.15

73.83

47.40

55.68

25.01

42.30

NA

24.70

72.70

48.44

37.65

26.41

43.10

43.94

37*

2013-14

49.00

21.06

48.01

76.19

25.22

49.47

11.28

NA

38.00

31.92

51.59

66.43

23.70

44.01

18.10

36.30

NA

17.19

83.50

41.73

32.86

10.38

27.40

35.61

49*

Note The Analysis is based on persisitency on number of policies. It is felt the persistency on premium gets skewed if one policy with large premium gets lapsed.
The above data is extracted from the public disclosures made by life insurers in accordance to IRDA Circular No. IRDA/F&I/CIR/F&A/012/01/2010 dated 28th January, 2010.

63.00

39.00

46.00

27.00

60.36

50.00

53.16

66.33

57.00

61.00

61.00

61.00

63.00

67.00

36.70

50.00

NA

41.34

84.00

49.00

42.00

43.44

41.00

47.00

25*

* Persisitency ratio for 13th, 25th, 37th, 49th and 61st months.
NA: Not Available.

45.00
49.00

48.89

Bajaj Allianz

Birla Sunlife

59.00

Aviva

Bharti AXA

49.00

13*

Aegon Religare

Insurer

44.00

16.06

47.43

80.63

11.43

38.88

7.33

13.41

23.00

14.12

NA

43.22

10.70

24.87

14.69

23.80

NA

NA

80.50

44.38

30.22

3.98

11.90

15.05

61*

TABLE 27: PERSISTENCY OF LIFE INSURANCE POLICIES (BASED ON NUMBER OF POLICIES) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Aegon Religare

Aviva

195
1486

7038
34222
792112
826334

TATA AIA

Private Total

LIC

Industry Total

1068441

988358

80083

15451

719

SBI Life

1599

Sahara

Star Union Dai-ichi

484

Reliance

1454

417

PNB MetLife

3379

2620

Max Life

3730

Shriram Life

1348

Kotak Mahindra

IndiaFirst

IDBI Federal

18344

10861

ICICI Prudential

10145

3214

HDFC Standard

1265183

1098910

166273

32890

2181

6381

3155

5608

6511

32706

17178

Future Generali

1212679

1041737

170942

17737

2080

5005

3336

7567

2900

56600

23679

10379

5714

2291

5288

32565

3806

2005

12696

36251

5002

2004

1135

Exide Life

Edelweiss Tokio

DLF Pramerica

Canara HSBC

Birla Sunlife

6179

2009

Bharti AXA

14157

4377

Bajaj Allianz

1868

2003

2002

Insurer

1420235

1052283

367952

35336

5759

5046

78

19956

9985

12510

12523

72481

34881

21544

17738

109141

10974

2006

1976934

1103047

873887

28105

10384

18019

9797

95622

20848

21700

24484

234000

74016

33944

56490

1235

216191

29052

2007

2485980

1193744

1292236

52544

17659

22360

12839

184194

36798

33717

34723

279

290993

144734

11

52760

109034

14045

250239

35307

2008

2883214

1344856

1538358

107670

19759

43534

13515

149613

60727

78287

42083

6509

276929

207741

24437

76058

113

164363

28932

204941

30838

2309

2009

2898653

1402807

1495846

151557

69

21554

23753

13856

195565

63300

64645

35897

7737

211169

199522

42613

53273

2115

168124

33011

167741

32728

7617

2010

2581840

1337064

1244776

87223

128

10139

33353

14180

189433

28840

40065

38269

296

7882

176076

142238

52666

34957

5199

144573

15512

189667

23219

10861

2011

TABLE 28: NUMBER OF INDIVIDUAL AGENTS OF LIFE INSURERS


(As on 31st March)

2358885

1278234

1080651

46948

550

6380

86989

14578

150590

29418

35368

31297

1658

7400

138883

106244

41281

29396

825

7122

131297

14842

173146

19126

7313

2012

2122757

1172983

949774

29361

1189

5351

94138

11016

124038

24114

35384

33740

2959

8531

147547

77503

27437

28528

3401

5487

106823

13269

148000

17470

4488

2013

2188500

1195916

992584

40751

6510

4637

110491

10914

109042

13448

42620

44395

3790

10343

171734

54836

27292

35140

7255

3249

81763

16733

169634

19985

8022

2014

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

18

Aegon Religare

Aviva

Bajaj Allianz

Canara HSBC

12

5
1

68
255
20
275

IDBI Federal

Kotak Mahindra

Max Life

PNB MetLife

Reliance

Sahara

SBI Life

Shriram Life

Star Union Dai-ichi

TATA AIA

Private Total

LIC

Industry Total

196
757

160

597

108

10

55

2436

602

1834

186

172

43

41

12

225

179

171

Note: indicates that the company has not started its operations.

IndiaFirst

136

80

ICICI Prudential

75

35

HDFC Life

Future Generali

161

819

139

680

42

10

38

76

40

51

98

187

115

13

2005

511

91

42

2004

Exide Life

Edelweiss Tokio

DLF Pramerica

Birla Sunlife

139

33

Bharti AXA

45

2003

2002

Insurer

216

74

142

20

12

11

15

34

26

2006

656

226

430

29

27

12

21

21

53

17

33

22

93

87

2007

2415

345

2070

63

23

39

35

29

235

46

848

41

161

520

21

2008

2506

415

2091

83

94

126

37

84

100

41

47

371

53

317

12

682

17

2009

2930

510

2420

72

127

225

29

81

95

22

374

58

11

380

13

864

15

10

2010

2165

295

1870

18

100

67

12

55

25

15

12

1027

164

13

289

11

2011

TABLE 29: NUMBER OF CORPORATE AGENTS OF LIFE INSURERS


(As on 31st March)

882

240

642

13

73

45

10

23

24

14

10

90

246

11

2012

739

207

532

83

14

11

20

23

11

13

57

210

10

2013

689

149

540

98

16

11

23

32

12

11

14

15

46

199

2014

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

197

6
85
6
6
9

5
16
4
4
10
17
5

8
7
32
20

Canara HSBC

DHFl Pramerica

Edelweiss Tokio

Exide Life

Future Generali

HDFC Standard

ICICI Prudential

IDBI Federal

India First

Kotak Mahindra

Max Life

PNB Metlife

Reliance

Sahara

SBI Life

Shriram

Star Union Dai-ichi

Tata AIA

Private Average

LIC

Industry Average

16

28

11

13

10

2008-09

15

28

13

2009-10

15

26

2010-11

16

27

12

12

2011-12

INDIVIDUAL AGENT

' indicates that no business was procured during the financial year

6
7

Bajaj Allianz

Birla Sunlife

Aviva

Bharti AXA

2007-08

Aegon Religare

Insurer

18

29

2012-13

17

29

2013-14

1815

1905

1798

1538

1636

16154

112

2443

2691

12420

599

1954

7478

260

1266

379

669

3701

1332

2007-08

1908

2190

1857

1166

13245

2314

5659

235

7448

4740

6518

1523

2061

7723

428

804

26

23819

585

2535

1824

1211

223

2008-09

2172

1606

2289

1155

54096

2642

4405

518

5840

4213

4060

686

70756

2226

7413

704

27040

1178

675

24964

2471

1371

1286

1667

359

2009-10

1933

1708

1976

1945

17719

1506

3118

325

6412

2800

5031

970

27792

7951

13195

1751

17432

116

630

18549

1465

560

1247

3870

973

2010-11

2474

2194

2533

2823

16333

4286

3820

121

6072

9489

7460

2221

14468

10292

16328

47211

6203

84

1839

10233

2597

74

1717

7067

1125

2011-12

CORPORATE AGENT

4376

2569

5064

1981

16477

10030

4610

130

6608

12740

12393

2467

11297

26506

28843

56628

4591

5498

94

4277

12224

2484

475

1042

5870

548

2012-13

TABLE 30: AVERAGE NUMBER OF POLICIES SOLD BY INDIVIDUAL AND CORPORATE AGENTS

4242

2723

4747

3063

14531

6929

5112

137

5061

11183

14548

1678

6823

26780

38030

47261

3132

3626

1829

898

12815

2491

231

367

5545

394

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

198
0.93
1.07
6.50
1.56

PNB Metlife

Reliance

Sahara

SBI Life

Shriram

1.62
4.22
2.95

Private Average

LIC

Industry Average

2.03

3.10

1.10

0.89

1.10

3.93

0.99

0.74

0.81

1.99

1.23

1.70

1.00

0.67

0.85

0.73

1.94

1.17

0.72

1.13

0.95

0.66

2008-09

2.21

3.59

1.01

0.66

1.10

3.65

0.75

0.91

0.57

1.56

1.24

1.31

0.98

0.62

0.61

0.56

1.73

0.84

0.77

1.16

0.96

1.10

2009-10

2.34

3.75

0.99

0.67

0.37

1.49

3.55

0.64

0.81

0.82

1.79

1.06

3.69

1.32

1.07

0.64

0.40

0.91

1.23

0.71

0.70

0.80

1.05

1.02

2010-11

2.03

3.14

0.81

0.70

1.73

1.76

2.08

0.49

0.53

1.25

1.62

0.76

2.26

0.82

0.84

0.48

0.30

1.30

1.70

0.90

0.58

0.81

0.66

1.13

1.05

2011-12

INDIVIDUAL AGENT

indicates no business procured during the financial year.

1.11

Tata AIA

1.08

Max Life

Star Union Dai-ichi

1.61
3.19

Kotak Mahindra

1.83

IDBI Federal

India First

1.15
1.67

ICICI Prudential

3.19

Future Generali

HDFC Standard

1.20

Exide Life

Edelweiss Tokio

1.36

Birla Sunlife

DHFl Pramerica

0.94

Bharti AXA

1.78

Canara HSBC

0.96

Bajaj Allianz

2007-08

Aviva

Aegon Religare

Insurer

2.15

3.28

0.79

0.58

0.66

1.58

1.63

0.48

0.45

0.81

1.68

0.55

0.85

0.81

0.86

0.60

0.22

1.43

1.21

0.97

0.56

0.67

0.72

1.03

0.80

2012-13

2.22

3.39

0.79

0.60

0.52

1.34

1.56

0.59

0.68

0.72

1.66

0.52

0.37

0.69

0.67

0.63

0.32

1.13

0.84

0.98

0.60

0.65

0.62

0.68

0.91

2013-14

414.00

207.81

453.10

434.52

417.94

7067.36

64.04

462.76

1094.94

1893.07

171.94

934.00

2710.01

116.81

226.02

320.70

94.19

467.74

471.11

2007-08

411.21

232.84

443.79

288.29

4584.65

448.32

2024.16

17.40

706.10

1868.75

905.88

349.95

1114.00

3509.27

196.79

0.00000

214.56

1.66

19759.10

285.36

445.46

196.24

310.89

37.65

2008-09

448.84

235.62

492.56

232.57

24520.00

532.92

1792.47

58.42

446.56

1630.28

550.11

407.71

20159.00

1149.23

4821.60

389.06

3094.71

383.04

101.68

15399.50

180.23

384.20

110.39

469.00

116.00

2009-10

550.36

313.42

594.82

342.55

10723.71

335.25

1861.58

26.16

447.69

1037.59

1195.16

603.76

12703.38

4283.57

12953.60

1166.84

1557.25

34.13

109.12

11631.39

143.56

228.31

124.02

1295.60

552.51

2010-11

751.08

444.90

816.29

602.02

7944.56

879.28

1769.24

7.05

540.85

3866.76

2348.71

1638.20

4833.48

4597.35

8884.11

25717.58

736.50

37.90

202.45

6695.57

251.58

26.08

198.33

2260.40

504.77

2011-12

CORPORATE AGENT

1401.81

619.65

1699.61

420.18

6097.72

1546.73

1598.01

8.10

879.08

4249.07

4600.00

1686.16

2994.16

7579.84

13286.54

27956.30

518.70

2105.68

20.73

349.93

5918.85

378.64

79.83

127.48

1917.17

137.17

2012-13

TABLE 31: AVERAGE NEW BUSINESS PREMIUM FOR INDIVIDUAL AND CORPORATE AGENTS

1447.47

674.76

1704.08

688.00

4773.19

1267.99

1718.44

11.70

619.05

3058.55

5809.76

1260.98

1622.88

7487.55

17916.79

20230.90

361.32

1235.50

537.98

105.72

6944.36

397.43

52.38

71.42

1849.87

127.46

2013-14

(In ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

199
22739
13170
14863

Private Average

LIC

Industry Average

12731

11227

18977

12608

26528

35976

11840

17112

25490

15417

27961

17658

22855

18190

12822

16643

34213

13625

12151

19089

13578

10217

2008-09

14497

12940

23027

16783

29913

29013

12779

18931

26275

21183

32471

32199

30768

18924

16189

18256

24749

19748

22939

23176

30143

26564

2009-10

15792

14159

27002

21669

13022

52354

46088

13417

21077

30379

24089

32337

82490

30459

37525

23819

20026

21547

25029

20986

17136

20535

37138

26311

2010-11

12966

11698

23912

28344

14911

32043

32699

10094

14692

39833

26226

29562

41601

26732

36621

17411

16971

22970

13688

19379

17443

20247

21557

37827

29138

2011-12

INDIVIDUAL AGENT

indicates no business procured during the financial year.

13119

Tata AIA

29233

Shriram

Star Union Dai-ichi

11147

Reliance
38323

23002

PNB Metlife

SBI Life

26469

Max Life

Sahara

34083
19437

Kotak Mahindra

21250

IDBI Federal

India First

19327
26632

ICICI Prudential

3745

Future Generali

HDFC Standard

19325

Exide Life

Edelweiss Tokio

19147

Birla Sunlife

DHFl Pramerica

15178

Bharti AXA

20479

Canara HSBC

15075

Bajaj Allianz

2007-08

Aviva

Aegon Religare

Insurer

12257

11143

24457

20222

13544

30269

28678

9522

15420

30232

27426

29355

12078

24517

44435

14604

19922

30578

15526

24744

19820

21632

24959

38893

24712

2012-13

12989

11839

26334

21183

20785

33204

28367

16037

20102

34889

33572

30089

11244

25773

52945

12106

23145

29008

18545

24158

22416

26239

26916

45138

35471

2013-14

22805

10908

25196

28260

25546

43749

57179

18944

40688

15242

28724

47799

36238

44927

17856

84581

14079

12640

35377

2007-08

21549

10634

23900

24722

34614

19376

35770

7414

9481

39425

13897

22970

54045

45439

46025

26693

6374

82954

48821

17574

10757

25666

16894

2008-09

20662

14676

21523

20128

45327

20172

40695

11277

7647

38697

13550

59391

28491

51620

65046

55255

11445

32512

15069

61687

7295

28014

8584

28134

32276

2009-10

28468

18350

30109

17608

60522

22261

59699

8041

6982

37052

23754

62258

45709

53875

98174

66657

8934

29321

17311

62707

9799

40758

9949

33475

56801

2010-11

30363

20280

32222

21329

48642

20513

46315

5819

8907

40751

31484

73762

33407

44671

54411

54473

11873

44952

11006

65432

9686

35057

11548

31987

44861

2011-12

CORPORATE AGENT

32034

24123

33562

21208

37008

15421

34661

6209

13304

33352

37119

68351

26503

28596

46066

49369

11298

38297

22057

8181

48421

15246

16820

12230

32661

25030

2012-13

TABLE 32: AVERAGE PER POLICY PREMIUM FOR INDIVIDUAL AND CORPORATE AGENTS

34119

24777

35898

22464

32847

18300

33616

8517

12232

27351

39935

75152

23784

27959

47112

42807

11537

34073

29419

11776

54189

15954

22716

19461

33363

32311

2013-14

(in Rupees )

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

200

4
3

2
5
3
3
9

1
5
2

5
1
3

58

2008-09
3

1
1
6
4

2
5
4
3
9

1
5
3

5
1
3

66

2009-10
6

1
1
2
2
9
4
1
1
2
9
7
6
20

3
8
6
1
10

13
1
7

128

2010-11
6

1
1
2
1
9
4
1
1
2
9
7
6
19

3
7
6
1
10

12
1
7

125

2011-12

Aegon Religare

2
1
7
3
1
1
1
6
4
6
15

3
5
2
1
8

93

2012-13
4

2
1
7
3
1
1
1
6
4
6
15

3
5
2
1
8

93

2013-14
6

4
2
1
1
11
8

1
3
8
12
7
12

6
7
6
1
10
1
15
1
10

1
140

2006-07

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

1
213

1
4
9
17
10
26

9
12
8
1
11
1
18
4
18

7
1
9
5
2
1
17
11

2007-08
9
1
9
6
2
1
17
11
2
1
4
9
17
10
26

9
12
9
1
13
1
18
4
21

1
224

2008-09
8
1
8
6
2
1
13
9
1
1
4
8
12
8
20

8
11
9
1
10
1
13
2
17

1
186

2009-10
5
1
6
3
2
1
8
9

1
4
7
8
6
17

6
9
6

6
1
10
1
14

142

2010-11

Aviva

6
3
2
1
8
8

1
3
7
7
6
17

6
9
7

6
1
10
1
13

135

2011-12

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

6
4
2
1
7
7

1
3
7
7
6
17

6
9
6

6
1
10
1
12

132

2012-13

6
3
2
1
7
7

1
3
7
6
6
13

6
9
6

5
1
8
1
11

121

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

201

Bharti AXA

69
1
25
41
8
1
55
17
11
13
30
48
79
55
76

3
1

34
50
45
3
46
2
80
11
55

14

3
877

81
1
26
53
16
1
64
21
12
14
37
55
86
64
94

3
1

40
50
47
3
48
2
95
11
58

16

5
1007

97
1
27
55
17
3
66
25
12
18
40
65
98
66
108

3
1

56
53
59
3
62
2
115
17
65

21

6
1164

97
1
27
55
17
2
62
25
12
18
41
64
93
66
105

3
1

56
53
59
3
61
2
115
17
66

21

6
1151

91
1
26
55
16
2
56
23
12
18
40
63
76
64
103

3
1

53
50
58
3
60
2
107
17
64

20

5
1092

86
1
26
53
17
2
55
23
14
16
38
55
76
60
96
1
3
1

47
43
55
3
63
2
104
17
65

17

1
1044

78
1
26
53
16
2
54
19
13
17
37
49
74
55
89
1
3
1

47
36
50
3
63
2
98
16
66

17

1
992

49

25
52
14
2
39
13
11
11
34
31
62
37
61
1
1
1

46
24
33
2
35
2
78
13
63

16

1
759

1
1
1
4

1
2

16
5

1
77

10
2

2
4
9
2
10

3
8
1

14

2
2
2
1
19
8
2
1
6
16
14
5
25

5
11
9
1
18

16
3
12

1
200

14

2
2
2
1
19
8
2
1
6
16
14
5
27

5
11
9
1
19

16
3
12

1
203

14

2
2
2
1
15
8
1
1
5
14
11
5
23

5
9
9
1
16

16
3
10

1
181

2
2
2
1
10
6
1
1
4
7
9
5
18

4
6
4

13
3
7

128

2
2
2
1
10
6
1
1
4
7
8
5
18

4
6
4

13
3
7

127

2
2
2
1
9
6
1
1
4
7
8
5
18

4
6
4

13
3
6

123

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Bajaj Allianz

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

202

10

4
7
2
1
11
7

5
10
7
6
21

1
3
5
8

10

12
1
7

148

2006-07
32
1
18
26
7
5
38
22
3
1
15
38
25
19
74
1
3
1
2
16
33
20
1
26
1
53
4
33

1
18

538

2007-08
49
1
18
27
8
5
41
22
5
3
15
39
43
20
79
1
3
1
2
20
52
29
1
44
1
57
4
49

1
19

660

2008-09
48
1
18
27
8
4
38
21
5
3
14
37
44
19
77
1
3
1
2
20
53
27
1
42
1
61
4
52

1
18

652

2009-10
43
1
17
31
8
3
36
20
5
3
15
32
42
21
80
1
3
1
2
19
53
27
1
36
1
60
4
36

14

1
617

2010-11

Birla Sunlife

55
1
18
35
11
3
41
21
5
3
18
38
43
29
89
1
3
1
2
24
55
29
1
47
1
73
5
42

15

1
711

2011-12
55
1
18
35
11
3
39
21
5
3
18
38
32
27
67
1
3
1
2
24
32
28
1
45
1
66
5
42

14

1
640

2012-13
49
1
17
35
11
3
35
21
5
3
17
27
30
26
58
1
3
1
2
24
27
27
1
33
1
61
5
39

13

1
578

2013-14

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

1
1

1
4

4
2
1
3

1
3
1

32

2008-09

33

1
1

1
4

4
2
1
3

1
3
1

2009-10
2

1
1

1
4

4
2
1
3

1
3
1

33

2010-11
2

1
1

1
4

4
2
1
3

1
3
1

32

2011-12

Canara HSBC

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

1
1

1
4

3
2
1
3

1
2
1

32

2012-13

1
1

1
4

2
2
1
3

1
2
1

3
1
1

32

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

203

Edelweiss Tokio

Exide Life

15

3
7

17

32

4
8
1

17
1

41

4
8
1

16
1

40

4
8
1
1

1
1
2
4

1
15
5

5
1
1

56

4
8
2
1

1
1
3
5

1
15
6

7
2
1

61

1
5
3

13

31

1
6
3

2
2
1

14

1
3

48

2
2
1
7
3
1

2
2
1
2
15

1
3
2

60

35

1
1
1
1
10
5
1
1
1
21
21
5
11

4
9
8

26

11
1
3

2
183

15

1
2

2
265

16

1
3

2
265

1
254

15

44

47

46

29
30
10
15

7
15
14

1
2
1
1
12
9
1
2

44

1
2
1
1
12
9
1
2

29
25
10
16

5
15
14

44

1
2
1
1
12
9
1
2

29
30
10
16

7
15
14

44

44

1
1
1
1
12
8
1
2
1
28
21
10
16

5
15
15

42

15
1
2

1
247

43

1
1
7
8
1
2
1
28
16
6
13

5
11
13

36

15
1
2

1
216

39

1
1
6
6
1
2
1
28
15
6
13

5
9
13

36

15
2
2

1
207

39

1
1
6
6
1
2
1
28
9
6
13

5
9
13

36

15
2
2

1
201

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

DHFL Pramerica

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

204

1
1

2007-08
5

1
1
1
1
6
5
1
1
2
5
6
4
17

2
5
6

10
1
5

93

2008-09
5

1
1
1
1
5
5
1
1
2
4
6
4
16

2
5
6

10
1
5

90

2009-10
15

1
17
1
1
7
11
2
1
11
5
8
8
19

6
7
6

37
3
8

185

2010-11
13

1
17
1
1
8
11
2
1
12
5
8
7
19

6
6
6

37
3
9

184

2011-12

Future Generali

99

4
4
1
1
3
2
4
4
14

2
3
5

21

1
13
1

2012-13
5

1
13
1

4
4
1
1
3
2
4
4
14

2
3
5

21

98

2013-14
41

8
1
11
1
23
12
4
3
4
27
61
27
58

14
23
24
1
29
2
43
5
15

1
448

2006-07

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

23

12

1
569

51

46

56

9
2
11
2
37
13
7
3
5
39
63
32
70

18
27
30

2007-08
57

9
4
8
2
39
16
7
3
5
42
63
35
79

12
32
30
1
50
2
52
8
29

21

1
609

2008-09
50

8
4
8
1
34
15
7
2
5
41
62
34
68

14
26
28
1
50
2
50
7
28

20

1
568

2009-10
44
1
9
4
8
1
28
14
6
2
5
34
56
28
56
1
2
1
1
13
25
26
1
38
1
43
7
25

16

1
498

2010-11

HDFC Standard

40
1
9
7
8
2
28
13
5
2
6
34
56
28
49
1
2
1
1
11
20
25
1
38
1
43
7
24

15

1
481

2011-12

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

37
1
9
7
8
2
27
13
4
2
6
32
56
28
45
1
2
1
1
11
19
19
1
36
1
37
5
24

12

1
450

2012-13

31
1
10
7
9
2
24
13
5
5
6
31
47
26
45
1
3
1
1
9
18
19
1
37
1
34
3
24

12

1
429

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

205

42

9
15
2
2
50
15
3
4
9
32
48
28
76

20
33
18
1
37
1
57
3
45

1
28

1
584

2006-07
361

13
24
8
3
229
39
6
15
18
60
189
34
150

3
1

24
173
227
1
99
1
120
11
100
1
3

1
43

1
1958

2007-08
426

13
24
8
3
235
42
6
15
19
68
202
34
162

3
1

25
175
239
1
104
1
130
11
105
1
3

1
44

1
2102

2008-09
408

13
24
8
3
204
36
6
15
18
61
192
31
136

3
1

25
159
231
1
90
1
123
10
88
1
2

30

1
1921

2009-10
253

12
24
7
3
154
34
6
15
15
46
106
28
108

3
1

23
110
157
1
71
1
110
8
74
1
2

28

1
1402

2010-11

ICICI Prudential

149

12
21
9
2
80
31
11
11
16
32
79
27
87
1
2
1

22
75
83
1
56
1
84
9
63
1
2
1

20

1
990

2011-12

37
1
1
1

13

1
557

42
19
9
6
14
25
36
27
55
1
1
1
1
20
32
26
1
40
1
49

49
1
11
20
8

2012-13
47
2
13
26
11
3
39
20
9
7
14
24
36
27
55
2
2
1
2
20
31
24
1
35
2
45
6
37
1
1
1

12

1
557

2013-14

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

2007-08

33

1
3
1

2
3
1
7

1
2

2008-09
3

1
1

1
3
1

1
2
3
1
7

1
2

3
1
2

37

2009-10
5

1
2
1
2
4
2

2
3
5
1
10

2
3

6
1
4

60

2010-11

IDBI Federal

1
2
1
2
4
2

2
3
5
2
10

1
2
3

6
1
4

62

2011-12

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

1
2
1
2
4
2

2
3
5
2
10

1
2
3

6
1
4

62

2012-13

1
2
1
2
4
2

2
3
5
2
10

1
2
3

6
1
4

62

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

206
2

Company Total

13

1
1
1
4

2010-11

15

1
1
1
3

2011-12

IndiaFirst

36

3
1

1
2
2
3
4

1
1
2

1
1
1

2012-13

48

1
1
1
1
3
1

1
2
3
2
4
6

2
2
2

4
1
3

2013-14

75

20
4

1
3
2
2
14

5
2

2006-07

151

9
5

3
9
7
5
25

3
1
1
1
31
13

2007-08

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

2009-10

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

198

3
1
1
1
38
19

1
3
10
11
7
31

1
13
7

10

12
2
6

11

2008-09

215

10

3
1
2
1
39
19

1
3
10
11
7
34

1
16
8

12

16
2
6

11

2009-10

203

10

3
1
2
1
37
16

1
3
10
11
7
32

1
14
8

11

16
2
6

2010-11

Kotak Mahindra

205

10

3
1
2
1
37
16

1
3
10
11
7
34

1
14
8

11

16
2
6

2011-12

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

200

10

4
1
3
1
31
15

1
3
10
11
6
33

1
13
8

11

18
2
7

1
1

2012-13

206

8
2
3
1
31
15

1
3
10
11
6
33

1
13
8

13
1
18
2
8

1
1

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

207

PNB Metlife

1
1
1
1
10
4
1

2
6

4
17

1
32
3

6
1
5

1
1

118
16
1
6

2
1

1
194

2
33
7

14

1
1
1
1
17
14
2
1
3
8
7
6
32

35

4
5
5
4
70
86
6
3
6
23
25
17
108

10
122
23

36
1
61
5
18

2
1

27

1
705

33

4
5
5
4
70
87
6
4
6
23
25
17
108

10
122
23

36
1
61
5
19

2
1

26

1
705

30

3
4
4
4
64
55
6
4
4
19
24
14
89

9
35
20

29
1
42
5
14

1
1

21

1
504

28

3
4
4
4
62
56
6
3
4
14
21
13
77

9
35
17

27
1
39
6
12

16

1
464

20

2
3
4
4
29
20
5
2
4
10
11
8
38

8
27
14

17
1
26
6
10

16

1
288

20

2
3
4
4
29
20
5
2
4
10
11
8
37

8
27
14

17
1
26
6
10

16

1
287

1
3
1

8
9

1
2
1

53
1

94

4
1
6

2
3
10
13
2
12

2
4
1

1
1
1
1
8
3

11

1
1
3
1
23
7

2
3
15
28
4
24

3
17
5

13
1
10

190

21

3
4
3
2
22
14

7
5
17
28
5
26

8
22
8

16
1
18
3
14

255

21
1
4
6
3
2
17
10
5
8
5
15
24
9
22

7
23
8

27
1
24
3
18

270

16
1
4
6
3
1
15
9
4
9
4
13
21
8
17

7
17
5

20

21
3
14

1
226
3
4
3
1
14
6
1
9
3
9
20
5
16

5
10
4

16

14
1
12

1
177

13

13

3
4
2
1
12
6
1
9
3
8
18
5
14

5
9
3

11

13
1
12

1
161

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Max Life

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

208

Sahara

26

1
1
1

9
2
1

2
17
19
2
23

1
5
4

33

11

164
13
38
49
46
87

3
1
1
15
57
27
1
76
1
86
1
33

14

745

71
1
12
30
4
1
64
10
3

132
2
32
38
7
2
86
22
10

21
77
59
62
113

3
1
1
29
65
52
1
100
3
132
14
61

20

1145

133
2
33
43
7
2
87
27
10
12
22
77
63
64
121

3
1
1
34
72
61
2
104
3
147
17
75

24

1247

133
2
33
44
12
3
85
39
18
14
20
78
62
59
121

3
1
1
36
51
60
2
105
3
140
22
76

25

1248

133
2
33
43
11
4
83
40
18
14
21
78
63
60
113

3
1
1
34
49
58
2
104
3
138
21
75

1
24

1230

133
2
33
43
12
5
83
39
18
14
20
78
62
59
112

3
1
1
35
49
58
2
102
3
136
23
75

1
24

3
1230

92
1
31
39
10
4
64
29
17
11
19
33
36
57
73

2
1

29
34
40
1
65
3
125
20
56

17

1
911

1
3
1

2
1

2
1

2
1

10

33
1

33

1
3
1

2
1

2
1

2
1

10

1
6
1

2
1

5
1

3
1

1
1
5

14

49

1
6
1

2
1

5
1

3
1

1
1
5

14

49

4
19
1

8
7

6
4

5
2

3
1
14

40
1
9

135

4
19
1

8
7

8
5

5
2

5
1
15

42
1
9

143

10

4
20
1

8
7

7
3

6
3

5
1
15

39
2
8

142

10

4
20
1

8
7

7
3

6
3

5
1
15

39
2
8

142

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Reliance

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

209

Shriram

13

2
5
4
1
7
4
1
1
6
6
9
5
14

7
4
7
1
13

11

11

1
138
14

1
200

15

9
6
9
1
19

18

4
7
5
2
11
6
2
1
6
12
15
8
23

48
1
12
19
11
4
26
17
5
3
11
24
32
31
45

1
1
1
21
17
21
1
50

38
6
31

1
489

48
1
13
20
11
4
26
17
5
3
11
24
33
31
45

1
1
1
21
17
21
1
52

38
6
31

1
494

58
1
15
25
12
6
32
24
10
3
16
38
39
34
58
1
1
1
1
26
24
27
1
56
1
53
9
42
1
3

10

1
629

66
3
16
28
18
6
37
25
13
5
18
39
46
37
69
1
3
1
3
28
26
28
1
62
2
60
10
43
1
4

14

1
714

69
3
19
29
18
6
37
25
13
5
18
43
58
40
76
1
3
1
3
29
31
28
1
62
3
60
10
47
1
4

14

1
758

69
3
19
29
18
6
37
25
13
5
18
43
59
40
77
1
3
1
3
30
31
28
1
62
3
60
10
47
1
4

15

1
762

2
1
1
1

12

53

2
1
2
3

1
1

41

77

1
2

2
4
5
3

98

77

6
5

3
2
5
6
7

4
2

29

6
2
1

162

77

6
4

3
2
5
6
7

4
2

29

6
2
1

162

83

2
2

8
5
1

5
3
11
9
7

3
4
7

36

10
2
1

2
208

83

2
2

5
3
1

5
3
11
9
6

3
4
7

35

6
2
1

2
195

79

10
8
1
10
11
1

8
6
10
20
10

8
5
6

46

13
2
2

2
263

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

SBI Life

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

210

2008-09
1

2009-10
1

1
2

1
1
1
1
4

1
1
1

22

2010-11
1

3
5

1
1
1
1
5

1
1
1

30

2011-12

Star Union Dai-ichi

3
5
1
1
3
1

4
1
1
3
13

1
2
3

58

2012-13
4

2
5
1
1
3
1

4
3
3
4
12

1
2
3

69

2013-14
5

4
2
1

6
2

4
6
8
1
15

2
3
8

1
89

2006-07

1
283

10

15
1
18
1
34

11
10
17

9
15
23
6
39

9
6
2
1
29
8
2

15

2007-08

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

24

13
14
7
2
41
11
4

14
25
37
11
60

1
1

18
20
25
1
29
1
28
2
46

17

2
454

2008-09
26

13
20
6
2
36
15
5

12
20
34
10
52

1
1

18
16
24

24
2
33
1
52

14

2
439

2009-10
18

19
16
4
1
29
14
4

10
18
25
7
39

1
1

16
13
19

20
2
26
1
48

11

1
363

2010-11

Tata AIA

17

17
14
4
1
22
12
4

8
12
18
6
24

1
1

13
9
16

19
2
23
2
44

1
298

2011-12

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

7
3
5

17
2
13
1
27

1
180

12
9
4
1
10
10
1

5
6
10
3
18

2012-13

12
7
3
1
9
10
1

5
6
10
3
17

7
3
4

18
1
13
1
24

170

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

211

LIC

269
1
63
80
33
10
218
82
22
25
68
195
276
146
348

8
1
1
95
181
136
7
228
6
262
23
173

12
1
1
91

10
3072

752
4
107
161
60
20
570
174
38
40
120
330
534
248
665
1
16
4
3
157
438
417
9
425
9
518
44
340
1
17
1
2
152

14
6391
17
8785

1045
6
148
206
85
32
730
315
61
53
156
461
677
329
917
1
18
6
4
221
626
538
11
591
12
723
81
467
1
20
2
2
223

1033
6
151
222
85
31
688
329
61
70
160
446
656
325
882
1
18
6
4
230
630
541
11
607
14
749
83
476
1
21
2
1
212

16
8768

879
8
159
258
88
34
613
314
78
74
168
432
534
321
834
3
18
7
5
233
474
475
11
574
14
774
91
462
2
21
2

201

14
8175

776
9
161
264
99
34
534
312
87
70
174
399
501
324
785
5
20
7
7
231
412
389
10
561
14
758
95
444
2
27
2
1
186

12
7712

642
9
159
255
101
36
434
242
75
66
161
368
431
311
683
5
18
7
8
221
314
306
10
521
15
657
88
396
2
33
2
1
167

15
6759

551
8
161
263
107
37
392
235
75
62
160
296
375
304
607
6
17
7
8
219
281
268
8
449
16
626
82
372
2
29
2

156

12
6193
3
2522

72

67
3
2301

219
2
61
77
42
14
160
50
28
20
45
175
112
152
299
4
1
1
4
69
75
127
1
208
5
266
38
182
1
9

198
2
56
68
35
14
157
44
27
20
41
154
95
130
291
4
1
1
4
62
69
120
1
193
4
240
36
154
1
9

7
3030

74

249
3
75
109
51
14
170
61
32
20
55
206
162
187
325
4
1
1
4
94
91
148
2
277
16
329
42
210
1
9
1

264
3
79
119
51
14
177
65
35
25
62
218
175
199
344
4
1
1
4
103
100
168
2
297
16
347
44
230
1
17
1

77

7
3250

274
3
80
127
62
16
185
69
37
28
63
226
180
203
359
4
1
1
4
106
101
176
2
308
16
358
46
235
2
10
1

81

7
3371

280
4
81
134
63
16
190
71
39
27
64
229
188
204
364
4
1
1
4
114
104
186
2
314
16
365
46
243
2
10
1

81

7
3455
9
3526

286
3
78
132
65
16
192
75
39
28
71
232
190
207
368
5
4
1
3
118
104
188
2
332
16
372
49
246
2
9
1
1
82

332
7
98
162
87
19
254
97
40
44
111
288
240
337
483
14
9
7
8
144
147
261
2
494
18
665
54
313
2
9
1
1
82

9
4839

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

State Total (Private)

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

212

467
3
119
148
68
24
375
126
49
45
109
349
371
276
639
4
9
2
5
157
250
256
8
421
10
502
59
327
1
21
1
1
158

13
5373

2006-07
971
6
168
238
102
34
730
224
66
60
165
505
646
400
964
5
17
5
7
226
513
544
10
633
14
784
82
522
2
26
1
2
224
17
8913

2007-08
1294
9
223
315
136
46
900
376
93
73
211
667
839
516
1242
5
19
7
8
315
717
686
13
868
28
1052
123
677
2
29
3
2
297

24
11815

2008-09
1297
9
230
341
136
45
865
394
96
95
222
664
831
524
1226
5
19
7
8
333
730
709
13
904
30
1096
127
706
2
38
3
1
289
23
12018

2009-10
1153
11
239
385
150
50
798
383
115
102
231
658
714
524
1193
7
19
8
9
339
575
651
13
882
30
1132
137
697
4
31
3
282
21
11546

2010-11

State Total (Industry)

* Offices opened after seeking approval of the Authority.


**Does not includes two offices which are located outside India.
Note: 1) Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total

State/Union Territory

1056
13
242
398
162
50
724
383
126
97
238
628
689
528
1149
9
21
8
11
345
516
575
12
875
30
1123
141
687
4
37
3
1
267

19
11167

2011-12
928
12
237
387
166
52
626
317
114
94
232
600
621
518
1051
10
22
8
11
339
418
494
12
853
31
1029
137
642
4
42
3
2
249

24
10285

2012-13

TABLE 33: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Concld.)

883
15
259
425
194
56
646
332
115
106
271
584
615
641
1090
20
26
14
16
363
428
529
10
943
34
1291
136
685
4
38
3
1
238

21
11032

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

5
27

Bharti AXA

Birla Sunlife

ICICI Prudential

213
233
549

LIC

Industry total

1265

338
1244

347

897

72

25

48

90

40

102

1132

363

769

55

25

34

90

30

72

38

12

79

59

12

22

10

54

26

64

28

32

2011

* Offices opened after seeking approval of the Authority.


# Does not include one office located outside India.
## Does not includes two offices which are located outside India.
Note: **Based on the HRA classification of places done by the Ministry of Finance.
Metro: Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore.
Urban: A, B-1 and B-2 class cities of the HRA classification.
Unclassified: Rest of the places.

939

311

927

316

Private total

628

80

51

11

20

11

6
48

Tata AIA

Shriram

6
23

41
88

SBI Life

27
62

Star Union Dai-ichi

4
14

Sahara

14
19

PNB Metlife

Reliance

106

25

Max Life

43

2
41

18

10

104

81

12

Kotak Mahindra

39

142

84

14

23

IndiaFirst
34

132

77

HDFC Standard

IDBI Federal

3
57

34

Future Generali

23

Exide Life

24

14

Edelweiss Tokio

10

9
3

Canara HSBC

71

33

65

34

19

2010

Metropolis

73

32

DHFL Pramerica

63

15

66

34

46

30

29

13

Bajaj Allianz

2009

Aviva

2008
17

2007

Aegon Religare

Insurer

1106

365

741

39

29

65

83

27

49

39

12

65

52

12

21

10

66

21

57

27

32

2012

1071

368

703

33

26

38

92

24

48

39

12

53

48

20

12

10

66

21

67

27

29

2013

1048

372

676

31

29

76

54

23

49

40

12

52

47

10

22

13

56

19

61

16

29

2014

1347

499

848

46

68

24

54

25

49

36

140

84

63

60

11

124

55

2007

1637

468

1169

88

18

73

22

101

38

73

57

193

103

63

91

36

143

66

2008

2123

529

1594

143

24

116

27

118

66

139

67

17

200

114

49

61

17

100

66

164

68

34

2009

2105

550

1555

123

49

119

27

119

73

137

70

20

151

104

48

58

17

100

66

164

62

38

2010

Urban

1988

560

1428

87

14

49

124

35

120

61

99

64

30

114

83

49

57

11

17

89

60

149

45

66

2011

1956

563

1393

71

17

61

129

36

117

60

83

65

32

91

83

50

53

12

11

17

101

52

135

44

65

2012

TABLE 34: REGION WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS * (Contd.)


(As on 31st March)

2133

614

1519

56

36

60

145

40

145

63

91

69

22

38

87

88

45

58

25

26

18

107

59

146

44

51

2013

2543

617

1926

126

36

68

140

36

129

54

91

62

36

32

86

79

45

50

34

31

19

456

47

115

91

63

2014

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

ICICI Prudential

214
5

1569
3477

Industry total

6337

1743

4594

144

24

104

29

78

8427

2163

6264

231

63

325

16

939

83

460

92

1760

411

30

181

487

102

934

122

2009

8669

2353

6316

244

88

327

16

1038

142

466

104

1666

383

30

173

20

481

104

922

90

2010

8426

2448

5977

221

88

471

94

1038

179

333

101

18

1209

356

124

168

24

474

95

879

69

30

2011

Unclassified

* Offices opened after seeking approval of the Authority.


# Does not include one office located outside India.
## Does not includes two offices which are located outside India.
Note: **Based on the HRA classification of places done by the Ministry of Finance.
Metro: Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore.
Urban: A, B-1 and B-2 class cities of the HRA classification.
Unclassified: Rest of the places.

1908

Tata AIA

LIC

23

Star Union Dai-ichi

Private total

Shriram

5
56

Sahara

14
86

PNB Metlife

Reliance

SBI Life

582

44

Max Life

60

21

IndiaFirst

1633

409

178

26

Kotak Mahindra

366

HDFC Standard

IDBI Federal

330

Future Generali

106

Exide Life

Edelweiss Tokio

Canara HSBC

Birla Sunlife

DHFL Pramerica

384

61

Bharti AXA

118
818

72
723

Bajaj Allianz

2008

Aviva

2007

Aegon Religare

Insurer

8105

2527

5578

188

118

520

101

1030

139

332

101

18

834

346

122

142

10

23

544

55

852

64

28

2012

7081

2544

4537

91

14

109

575

95

993

90

149

92

12

417

314

45

129

11

23

467

47

779

61

13

2013

7441

3850

3591

13

26

166

546

97

728

84

147

104

18

419

303

43

129

13

25

66

57

583

14

2014

5373

2301

3072

89

12

138

33

159

53

118

75

583

448

183

148

16

877

140

2007

8913

2522

6391

283

53

200

33

745

94

194

151

1958

569

265

538

77

1007

213

2008

11815

3030

8785

454

98

489

49

1145

190

705

198

33

2102

609

93

265

15

32

660

200

1164

224

58

2009

12018

3250

8768

439

162

494

49

1247

255

705

215

37

1921

568

90

254

32

33

652

203

1151

186

66

2010

Total

11546

3371

8175

363

22

162

629

135

1248

270

504

203

13

60

1402

498

185

247

41

33

617

181

1092

142

128

2011

11167

3455

7712

298

30

208

714

143

1230

226

464

205

15

62

990

481

184

216

31

40

32

711

128

1044

135

125

2012

TABLE 34: REGION WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS * (Concld.)


(As on 31st March)

10285

3526

6759

180

58

195

758

142

1230

177

288

200

36

62

557

450

99

207

48

56

32

640

127

992

132

93

2013

11032

4839

6193

170

69

263

762

142

911

161

287

206

48

62

557

429

98

201

60

61

32

578

123

759

121

93

2014

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

151

51

30

194
97
7

30
145
165
132
232

124
139
74

166

242
38
121

39

132

2309

Company Total

2008-09

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

215
7617

373

125
2
90
87
623
402
12

205
556
393
449
742
1
6

23
277
563
220

701

670
140
444

81

432

2009-10

10861

558

64
33
178
112
866
515
73
52
286
693
633
576
1195
4
7

119
298
895
338
30
1108
_
1000
110
537

43

538

2010-11

7313

499

43
29
144
69
663
276
65
56
176
425
478
299
926
1
2

31
233
461
211
40
681

763
60
321

31

330

2011-12

Aegon Religare

4488

319

49
12
109
37
417
112
66
39
99
277
245
201
590
1
1

18
189
313
84
36
459

459
24
170

15

147

2012-13

8022

483

114
12
204
60
765
213
142
94
157
422
389
460
922
1
1

35
455
645
110
77
752

846
25
371

31

236

2013-14

29052

1900

767
1051
237
84
1755
1424
11
91
657
1057
1603
1144
3332

65

1
1261
1159
801
59
1698
157
3074
70
2301

193

1
3056

43

2006-07

35307

2964
55
1018
1791
374
104
1884
1514
39
147
752
1390
2108
2180
3201

85

2
2042
1348
984
70
2019
215
3308
76
2727

167

1
2679

63

2007-08

30838

2450
110
960
1386
374
105
1597
1510
159
138
425
1204
1299
2167
2732
15
9
14
2
2340
1207
1350
81
1747
287
3334
257
1574

25

1
1874

105

2008-09

32728

2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852

108

2009-10

23219

1101
154
1256
1365
313
156
1191
1250
239
85
358
855
813
1377
1915
19
62
28
16
2366
667
1040
93
661
428
2146
89
1442
5
73
2
1
1608

45

2010-11

Aviva

19126

827
122
864
1018
295
164
819
1063
191
96
321
1020
363
917
1611
19
55
26
20
1943
654
891
82
317
419
2002
120
1308
5
73
1

1456

44

2011-12

17470

832
56
600
742
156
82
714
1110
171
104
319
1149
266
655
1933
19
44
26
24
818
626
851
73
593
329
1364
86
1739
2
88

2
1894

2012-13

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

19985

920
45
732
742
140
79
854
1292
169
94
402
1281
231
634
2524
20
46
26
25
896
695
870
80
792
397
1534
78
2027
4
143
2
1
2206

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Bharti AXA

15083
95
8247
15817
3251
74
7604
2069
1956
2283
7488
7279
8440
8210
10467
131
278
101
103
12367
7072
4646
227
8686
983
18431
283
12538

372
98
6
2977

79

15934
135
9421
17963
3917
91
8436
2377
2114
2598
8484
7642
9043
9104
11944
145
345
220
123
15456
7545
5356
356
9220
1125
21174
504
14789

563
116
6
3303

118

13213
194
6393
19382
2973
298
8515
2582
1781
2176
8335
5723
5610
12167
7545
96
180
212
21
16678
5038
4341
455
5789
750
20406
1735
17064

374
11
11
2950
1
147

9839
163
5425
16834
2836
275
7576
2348
1667
1951
7299
4302
5088
6324
12177
108
122
224
14
13338
4189
4100
390
4493
697
18181
1391
13669

230
7
7
2636
1
99

10740
165
6059
19087
3222
303
8543
2828
1900
2182
8401
4685
6008
7367
14427
170
131
294
14
14661
4949
4943
437
5095
881
20810
1744
15981

268
12
8
3213
1
105

216191 250239 204941 167741 189667 173146 148000 169634

20891
8
8948
16910
3042
174
8314
2196
1889
2460
8172
9116
9994
12365
12366
60
185
27
6
15711
8081
6137
182
10286
1069
26593
940
14554

119
16
5
3600

525

Company Total

25502

9965
17754
3553
332
11022
3558
2737
3280
9113
11596
14618
16604
16282
67
283
8

16242
9927
8775
235
12756
1184
33745
1857
13752

39
11
2
4845

595

18165

9970
13505
2705
316
10241
3088
1590
2921
7561
9564
14254
13720
14336

370

14148
9872
7882
205
11038
741
29849
1679
13592

25

11
4412

431

216
1266

123

183

20

71

297

125
27

99

133

188

11749

589

230

1
1025

191
527
935
351
1372

698
953
427

997

1452

1071

259

662

28495

2001

294
846
292
87
1862
235
206
197
713
1490
1242
1043
3172

132

882
1647
1110
16
1637
155
3580
467
3172

546

1471

32661

1939

389
743
259
114
2263
284
184
239
911
1860
1501
1103
3706

143

978
1856
1477
-14
2356
155
3936
509
3303

636

1831

15210

904

118
299
213
42
1223
253
142
119
582
888
628
357
1717

380
790
693
49
1126
_
1830
259
1397

342

859

14842

1054

115
300
224
54
1360
304
92
108
661
920
617
308
1748

432
653
577
40
1058

1779
197
1174

279

788

13269

1053

321
303
183
34
1019
645
93
100
610
915
497
318
1538

475
569
458
11
821

1520
200
736

152

698

16733

1363

350
412
240
63
1189
781
98
112
750
1364
472
439
1933

616
664
523

1137

2124
266
875

174

788

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Bajaj Allianz

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

593
1257
2677
3092
4
3296

7067
755
3368

721

3496

318
56490

Company Total

3856

1921
2892
641
274
3026
1314

1396
2883
1814
2386
6986

457

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

217
109034

10459
1
4469
5051
939
372
4931
4066
119

2489
6151
2563
3984
9949
268
601
92
1113
2095
7245
6098
45
4893
1
16656
1525
5753

963

5535

608

2007-08

164363

18361
1
7810
9978
1908
579
7955
5484
731
242
3216
8397
4437
5326
14010
433
883
68
1263
5938
10224
8030
748
7983
1
21535
1851
10311

791

5100

769

2008-09

168124

19483

8874
11408
2389
693
7594
4755
1121
323
3665
9095
4914
5308
15208
450
1033
90
1125
7532
8318
7725
784
8573
1
17522
1470
13237

563

4389

482

2009-10

144573

16545
262
8759
10045
2426
725
6433
4781
791
397
3241
7933
5387
5250
14245
587
874
209
1060
6631
5304
6861
200
7460
173
13387
348
9866
79
481
42
5
3502

284

2010-11

Birla Sunlife

131297

14299
227
7725
9634
2399
659
5721
4855
569
251
3144
7246
4656
5173
13718
521
793
179
980
5655
4345
6424
209
5878
162
12910
168
8407
79
421
43
4
3540

303

2011-12

106823

8966
149
4585
8275
2021
460
4756
4187
731
168
2898
4483
3374
4547
12607
304
469
101
631
4695
3971
5294
68
5431
119
13084
672
6586
3
98
7
15
2973

95

2012-13

81763

6249
64
3059
7246
1807
387
4287
2923
691
227
2815
3084
2206
3747
8702
229
317
47
327
4013
2723
3712
66
3964
103
10582
613
5260
2
37
13
13
2201

47

2013-14

2008-09

2009-10

2010-11

2011-12

Canara HSBC #

2012-13

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

DHFL Pramerica

Edelweiss Tokio

Future Generali

19

46

13

35

113

Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

218

Company Total

2115

1024

27

221

262

202
379

5199

_
2459

114
5
4

521

628

603
831
30

7122

2993
45

179
58
54

649

863

1032
1143
75

17

14

5487

1960
69

209
83
70

411

580

896
996
102
13

48

26
23

3249

1
956
139

117
80
14

195

452
713
102
73

14
36
179
174

825

80

18

14

81

33
207
82
4
1

1
301

3401

43
299
2

338
3
37

36

250

70

1
41
1
88
579
292
9
3
57
80
6
2
1163

7255

127
538
101

906
5
117

54
4
6
466

212

1
193
100
123
988
548
97
3
231
184
70
93
2084
1

24437

903
1009
1010

1087

2818
275
1248

380

1019

3273

302
372

156
1755
1449
344
619
1293
564
588
1074
2899

42613

2041
1512
2142

2550

4765
409
2256

495

1723

5282

528
s
171
250
2426
2446
655
822
1999
1109
1782
1657
5072

52666

2773
1697
2763
_
3157
_
6436
440
2972

557

1964

6119

700
847
246
266
2722
3015
797
896
2264
1283
2388
2228
6136

41281

2219
1221
2490

2772

6205
260
2419

222

1196

3803

462
1381
172
119
1361
2168
630
434
1672
1111
2756
1603
4605

27437

1170
632
1512

1528

5135
259
1659

52

672

1733

265
1699
43
119
816
1466
296
178
1127
589
2716
1138
2633

27292

692
620
1205

1247

6079
259
1422

52

613

1317

151
2830
33
119
849
1376
230
165
1164
461
2935
1014
2459

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2011-12 2012-13 2013-14 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

ICICI Prudential

18891

3762
2660
2382
345
11456
5385
797
979
2035
12245
13682
9627
30263

327

5724
7596
9454
268
11475
1041
20340
1282
14200

1567

10812

284

9986

2982
2147
1467
297
7491
4248
693
866
1451
7574
10745
6141
24296

238

4098
4611
4919
150
7887
1149
12401
1128
8732

1131

9009

172

7423
14
2062
1428
983
320
6207
2967
548
731
1081
3969
9644
4169
20317

326
110
93
2933
4440
3445
171
6231
1017
10435
251
6815

949

7165

79109 144714 207626 198879 136009 106244

22954

4277
2431
3461
449
12118
5116
708
939
2098
11649
15585
11364
27608

375

5971
7704
10250
324
12425
900
21765
1228
14872

1542

9152

361

Company Total

16222

3292
1466
3374
368
7771
3488
552
1254
2038
6834
10806
9123
17579

330

3469
7514
7098
906
8794
530
15119
909
8665

665

6413

135

5734

1826
716
1611
339
3956
2447
225
732
1286
2922
8598
4576
10558

354

1518
5816
3449
873
4895

8077
527
3758

4316

219
77503

4370
14
1425
902
743
248
4569
2350
468
578
649
3291
8034
3127
14723

254
110
93
1758
3133
2559
44
4067
936
7518
190
4129

635

6586

14159

5208
5976
1111
405
23098
3959
742
2613
4017
11193
17107
8941
25032

327

9227
14839
10605
365
11725

26286
1051
15980

2835

17207

452

36804

5643
9311
1918
455
24096
3789
1561
3637
5180
10414
22461
8504
29229
386
400
88

11851
18509
17430
460
18333
1201
33562
2268
17423
238
1590

87
18933

593

37781

7016
12690
1830
448
25294
4282
2610
3798
6576
8477
20212
7596
24839
390
294
124

11926
21719
18525
374
14107
1278
26562
2236
21900
294
1255

4
15007

435

26125

7789
12824
1869
333
17969
4682
2858
3120
5803
7036
16303
7055
21233

213
140

11999
15313
16565
411
9803
1161
20858
1387
16326
282
983

11148

242

13538

6282
10877
1699
265
12219
3828
2550
2128
4500
6049
15518
6016
19857
12
135
196

9720
11101
11374
173
9069
910
17402
1071
11865
171
878

10786

218

7793

2652
7923
1250
182
9432
2642
1699
1499
3453
4858
12521
3943
16317
758
95
145

5863
7787
7258
81
7508
556
12991
894
8330
72
992

9169

220

7729
12
2829
8675
1567
188
9980
4402
1872
1543
3799
5203
13096
4525
18113
797
126
150
40
6198
7114
7756
85
8156
570
14104
1090
8678
54
978

7882

236

8866
128
3466
10491
1892
217
12266
5004
2051
1746
4669
6063
14256
5509
20886
1281
194
168
157
7292
7379
8830
95
9432
690
17368
1334
9950
38
1084

8646

286
54836 234460 306354 299879 241830 190407 138883 147547 171734

3419
25
732
814
682
181
3206
1001
331
407
554
2514
5558
2362
8890

98
38
65
1308
2498
2181
65
2865
407
6270
237
3216

336

4482

94

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

HDFC Standard

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

220

Company Total

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

279

26

22
25

12

10
2

20
1
15
35

6
65
8
1

22

2007-08

6509

663
4
174
42
5
111
669
167
19

90
352
362
252
839
26

13
10
398
425

209

914
178
144
8
56

378

2008-09

7737

917
8
324
94
6
122
583
180
19
1
159
454
575
298
832
62
1
4
30
21
345
519

396
2
943
147
241
18
55

379

2009-10

7882

821
21
343
197
5
116
499
218
25
3
270
404
698
221
820
34
1
7
33
20
286
746
1
424
2
828
98
329
17
54

338

2010-11

IDBI Federal

7400

735
19
257
268
20
97
461
228
42
3
270
364
671
191
795
23
2
6
24
62
255
751
1
400
1
719
74
323

57

280

2011-12

8531

827
17
206
381
35
124
599
298
42
1
296
467
675
162
836
30
1
4
10
116
325
659
2
494

943
123
386
1
67

404

2012-13

10343

1087
8
210
589
62
152
630
303
74

199
574
719
218
961
77
1
2
6
200
391
658
1
627
2
1205
159
636
1
80

511

2013-14

296

2
8
5
_
3
23
27
15
34

2
1
52

10

52

40

2010-11

1658

159

44
56
4
1
64
37
32

19
103
75
154
140

39
31
162

83
1
184
27
60
10
1

167

2011-12

IndiaFirst

2959

331

128
76
10
7
154
47
42
8
48
157
130
226
322
6
2

73
78
266

107
1
282
76
83
12
6

278

2012-13

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

3790

464

160
105
14
15
181
56
62
10
64
233
154
264
398
12
2

131
83
297

124
1
444
87
100
14
9

303

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Exide Life

Kotak Mahindra

6988

312

121
1337
616
288
272

3201
1875
2072
1980

846
922
1608

4403

2232
421
1198

974

2278

33944

Company Total

221
52760

11171

325

207
1421
1350
369
609
209
5365
3374
2151
2528

1392
2885
2639
1
8023

4118
487
1127

487

2320

202
76058

15901

471

262
1861
1665
337
1057
360
7359
5355
3339
3508

2606
4179
4343

12643

5403
499
1679

453

2456

322
53273

10165

312

193
1311
1088
273
703
150
6362
3819
2330
2994

2116
2346
3247

9477

2925
253
1097

316

1667

129
34957

6293

238

138
1071
550
126
296
229
4522
2491
1161
1975

1310
1171
2231

6638

1929
153
880

195

1252

108
29396

5252

225

111
866
257
121
192
139
4204
1911
748
1717

970
1057
1836

5592

1843
142
873

154

1112

74
28528

5325

142

22
125
846
328
107
231
111
4193
1493
746
1605

946
1035
1680

5324

1972
142
844

81

1152

78
35140

6639

244

74
151
926
449
112
275
136
5166
1287
968
2039

1387
1338
2297

6432

2387
199
1152

90

1274

118
24484

1168

537

3920

1106
734

1213

1000

855

1150

4854
1628

169
788
451
804
4107

34723

910

974

3
4
7230
3086

454
1061
996
750
5278

2168
988

1789

1691

1391

565

5385

42083

1023

1334
25
10
1
8575
4168

392
1359
974
858
7178

106
2924
1245

1883

2361
42
1402

446
78

5698

1
35897

953

1235
33
15
4
7209
3396

1
366
1444
736
651
6669

92
2439
1130

1476

2068
23
1177

493
101

4173

13
38269

1035

946
33
19

8049
3636

5
288
1739
820
861
7409

84
2654
1167

1518

1912
16
1418

570
124

3950

16
31297

1318

764
11
27
1
6254
2791

8
256
1824
589
899
6339

15
1819
686

1066

1432
15
1296

525
114

3229

19
33740

950

855
8
20
3
6113
3610

6
415
1909
449
852
6985

184
1775
713

2071

1808
7
2069

573
76

2174

115

44395

1193

2787
447
316
4
6143
3710

9
840
2051
358
850
7787

349
1552
914

5049
90
2543
6
3969

492
12

2503

421

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Max Life

PNB Metlife

1417

175
158
152
130
3749
709
17
32
264
801
612
1159
4597

285
3220
998

1225

1433
304
770

420

2417

25044

Company Total

222
36901

2127

311
266
182
259
5061
1687
231
189
379
890
764
1412
6615

671
3863
1577

1616

3087
592
1184

551

3368

19
84651

5598
2
590
747
601
735
9170
4257
966
494
679
2510
2598
2911
15992
14
87
9

2328
6372
3539
11
4295
53
8440
1262
2440
6
723
3
3
7128

88
72828

4704
5
417
649
596
737
7684
4508
844
520
594
2358
2473
2389
13241
14
22
9
2
1810
5533
3352
15
3637
63
6997
1073
2073
5
513
3
4
5967

17
43542

2751
_
82
395
371
429
4569
2916
433
312
561
1384
1705
1296
7840

24

813
2908
1918

1936
42
4066
960
1280

486

3999

66
35368

2610

126
307
368
493
3795
1479
381
262
597
1210
1235
913
7186

523
1291
1813

1799

3272
783
1063

469

3330

63
35384

2539
1
152
318
407
599
3525
1289
394
229
602
1504
1245
905
7520

-1

549
1091
1667

1880
-1
3456
731
1021
1
421

-1
3281

60
42620

2633
-1
170
466
545
704
4020
1706
526
266
793
1895
1189
1108
8919

-2

719
1292
1990
1
2284
-2
4491
829
1301

440
8
2
4258

70
20848

2835

253
17
1
2
759
295
6
2
34
3389
3111
145
2158

1
482
1000
363
10
2322
1
562
159
1516

162

1259

2
36798

5069
15
506
594
65
148
1712
538
16
247
1027
4101
5571
416
3982
49
9

13
1052
1868
537
13
2953
35
1192
384
2496
1
282

1901

6
60727

7843
18
1229
847
474
246
3348
1265
33
1578
1356
5402
7841
650
6298
109
10

13
1752
4478
1328
12
3339
36
3007
593
3622
7
441

2
3537

13
63300

7692
10
1412
659
624
194
3115
1520
44
2686
939
5238
8461
637
6205
70
5
1
18
2326
4335
1515
5
3496
44
3757
481
3538
6
466
2
5
3771
1
22
28840

2749
40
722
320
520
76
1409
833
82
1263
443
1977
3847
426
2298
7
1

23
922
1572
627
1
1962
80
2361
262
2000
15
169
2
3
1792

36
29418

2568
62
680
339
542
73
1361
935
122
1287
433
2039
3350
527
2345
3
1

18
1009
1452
536

2378
59
2510
303
2190
14
189
2
6
2048

37
24114

2245
34
413
298
319
82
1204
678
106
875
394
1810
2901
420
1993
3
1

9
812
1012
274

2177
7
1903
202
1911
2
174
7
6
1801

41

13448

1006
7
220
283
109
45
640
388
62
491
292
818
1563
264
1236
6

2
549
521
153

1003

1204
118
1142
2
105
14
3
1150

52

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Sahara

25484
572
10053
11231
1818
329
10371
5890
1606
1739
5349
8090
6298
10719
11823

596
216
243
10145
5144
7087
116
14512
1008
23146
3071
10827

490

7136

456

22229
599
10478
11295
1926
386
10191
4891
1589
1891
5659
6822
5476
10406
12350

769
189
189
10678
4895
7340
107
12306
1534
25152
3211
10740

258

5653

224

12735
259
7117
10157
1883
332
8803
4454
1342
1550
4745
4696
4372
8741
11125

459
138
2
7312
3795
6603
48
8753
1129
24092
2561
7568

211

5414

194

9843
161
4998
8900
1671
376
7804
3741
1272
974
4179
3547
3060
8148
9133

268
98
1
5359
3081
5466
52
5922
958
21886
2329
5768

127

4769

147

9251
101
3977
8476
1440
456
6764
3332
1207
743
3907
2774
2569
8654
7775

164
126
1
3458
2394
4360
62
5060
910
20299
2304
5018

116

3242

102

95622 184194 149613 195565 189433 150590 124038 109042

19138
312
5883
9665
883
245
9357
3272
693
671
2345
7100
5546
8472
9042

580
168
168
5834
5216
4672
134
12614
670
19093
760
8223

829

7799

229

Company Total

19022

3921
7541
709
13
10775
6219
1090
10
4271
8625
11371
7578
9782

473
43
56
10517
6744
9199
83
18809
258
28725
559
5630

2445

9685

41

9748

1568
3182
163

7397
2372
605

2048
5377
6055
2837
6297

435

5213
4806
4865

11240

12802

3399

1677

3536

223
9797

178

334
1557

550
88

660
107

634
262

319
32
1438

62

2790
145
249

25

367

12839

712

371
1981
64

571
109

739
168

672
284

506
32
1660

106

3688
144
563

44

425

730

358
2045
116

13856

770

342
2364
100

587
144

806
159

577
308

548
39
1591

47

4058
181
832

76

327

14180

790

347
2344
101

593
154

819
175

588
272

539
41
1645

44

4281
182
844

77

344

14578

793

346
2405
101

604
160

838
176

593
272

539
41
1675

46

4508
192
849

78

362

11016

425

192
2137
141

452
119

510
134

390
103

338
35
1241

96

3675
153
558

74

243

10914

374

174
2023
136

446
120

516
138

421
94

329
38
1261

88

3774
145
508

79

250

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Reliance

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

SBI Life

Shriram

2652
2
118
1262
1084

1508
613
86
89
831
875
2266
1553
2335

95

4
1931
683
1347
6
2471
3
1376
22
1386

160

595

3
25356

Company Total

224
40643

4542
5
318
1754
1423
59
1594
1110
186
177
915
2770
4323
1980
3012
87
73

6
2206
1119
2034
12
6020
27
1976
45
2103

196

557

14
68993

8332
19
716
2757
2022
155
1962
2058
543
298
1410
5108
6313
3359
5886
64
30
84
6
3652
1730
3103
15
9306
21
4795
433
3787
1
285

727

16
65532

7247
79
850
2389
1726
284
2422
1691
594
261
1582
5180
5776
3904
6574
55
71
32
60
3374
1217
2713
20
8097
57
4453
434
3312

170
1

710

197
79628

8269
144
1285
2808
2600
369
3193
2227
851
316
1909
5121
6819
4834
8651
97
74
111
110
4333
1501
3284
50
8663
86
6005
786
3698
16
167

1045

206
86989

8569
191
1440
3536
2314
466
3421
2774
1257
422
2272
4854
6984
5024
9766
58
98
113
131
4115
1944
3285
54
9705
156
7096
994
4108
33
200
1

1391

217

11554
277
2587
4421
2929
549
4604
3428
1821
580
2900
5355
7527
6115
11975
76
175
91
205
5426
2848
3524
78
11121
434
10152
1420
5975
76
256
1

1721

290
94138 110491

9194
229
1922
3713
2484
462
3771
2902
1457
499
2446
4670
7084
5516
10217
48
138
98
144
4427
2193
3206
57
10460
250
8219
1144
5018
51
203

1678

238
10384

8113
4

7
1

488
116
328
149

1153

19
17659

13777
5

2
15
1
109

45
662
135
791
308

10

1753

16
1

27
19759

15092
5

2
113
1
114

45
690
144
1215
421

10

1848

16
1

37
21554

16101

29
286
1
116

212
771
149
1336
562

13

1899

14
3
13

36
10139

6602

22
192
1
20
4

145
490
100
957
413

_
49
1
7

1072

17
6

15

25
6380

4058

22
141
1
9
5

129
310
101
433
282

51
1
5

746

36
8

23

18
1189

11

298
481
9

13
3

102

1
34
24

40

14
6

114

29

4637

2940

12
81

5
6

67
284
67
154
231

49
1
3

648

34
7

35

12

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2
1

2
1

21
13

2
1
1

12

69

Company Total

2009-10

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

225
128

14
45
1
_
2
1

22
12

_
2
1
1

14

2010-11

550

176
255
1

2
1

19

22
17

13

2
2
1

34

2011-12

Star Union

5351

3339

23
115
1
4
6

129
300
84
258
251

50
1
5

693

36
8

35

12

2012-13

6510

349

460
878
146

311
129
6

206
347
343
519
703

152
1

113
143
189

300

931
2
150

37

95

2013-14

28105

561

1723
841
194

2032
255
161

976
582
2787
162
2745

16

1839
120
2517
13
1338
37
841
13
4542

1522

2275

13

2006-07

52544

1880
14
2441
2096
455
29
4440
2590
382
2
1915
1092
4368
1007
4808
11
36
3
4
3055
448
2975
116
3055
225
4983
379
7352
5
806
8

1512
2
50

2007-08

107670

4577
29
6558
4529
1027
85
8802
5412
854
5
3451
2861
7659
2202
9069
114
145
138
42
5946
2095
5911
142
6133
733
8911
585
15911
5
208
20
21
3330
4
156

2008-09

151557

7834
56
11964
6532
1543
146
11067
6598
1301
7
4916
3724
9352
3270
13791
348
292
336
173
8794
2963
8551
171
7782
1595
10854
730
22317
5
257
23
19
4039
4
203

2009-10

87223

3715
35
7096
4000
880
86
6823
4043
768
5
2552
1725
5898
1921
7679
189
67
151
321
5434
1703
4647
29
5712
1236
5929
390
11958
4
134
11
12
1844
2
224

2010-11

Tata AIA

46948

1888
13
3252
2490
470
65
3487
2617
381
2
1378
969
3240
811
3945
56
42
43
143
2527
721
2177
1
4820
710
2983
187
6276
1
68
8
3
949
1
224

2011-12

29361

1418
8
1590
1303
365
58
1976
2079
221
10
864
849
2220
344
2520
20
16
6
40
1281
250
973
1
3944
339
1840
126
3851

55

2
603

189

2012-13

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

40751

2742
5
1590
1363
551
87
2379
3801
203
15
1022
1377
3258
341
3447
57
11
3
19
1350
318
1276

6364
271
2251
147
5208

97

1
934

263

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

LIC

890152 1326748 1592579 1575476 1302328 1080651

Company Total

226
949774

992584 1103047 1193744 1344856 1402807 1337064 1278234 1172983 1195916

89597 71359 73803 100314 114430 123772 129364 111629 96454 88870 87449
1101
844
824
383
407
507
577
623
530
373
373
34743 26396 27244 38215 36280 38192 37858 34600 29298 26764 28350
60941 55121 60890 58983 60787 66372 74947 68912 56538 50324 54446
14311 13257 14723 17725 14384 15952 14663 17167 13937 10774
11125
3538
3368
3695
3379
3620
3900
3937
3906
4590
4253
4206
64444 57783 60448 53800 58528 62765 67062 61431 65820 61816 62009
33820 33008 34107 16724 17942 18046 19917 21194 21876 20949 21248
9332
9116
9884
8290
9929 11392 13400 11900 11817 11930 12025
9078
7510
7492
6506
6633
6870
7154
6660
5659
5515
5448
29938 26953 30085 24387 24868
27111 27286 24063 18429 16739 17411
46038 39877 41084 67749 76719 92303 95249 85659 74021 69892 70682
59173 52664 51195 49478 55705 69094 73766 69416 64725 57928 53808
47636 38864 41680 45954 54404 55858 58209 55517 52593 46767 48120
111031 107009 108566 124471 131795 154632 160844 169012 188505 173172 175614
1535
1336
1930
1446
1724
1954
1782
1603
1203
1121
1189
2068
1481
1290
603
600
643
584
588
370
252
242
972
817
796
291
358
384
390
336
347
315
319
1463
1024
856
663
799
833
859
810
897
841
770
53120 42833 44121 33377 35631 44598 48171 44916 37717 31878 33533
40081 33688 32586 18953 29461 33184 35601 36920 39964 39240 39909
45212 38835 39536 51071 54043 61629 67386 69486 71621 72449 73842
1182
819
962
612
656
706
633
581
748
677
723
65623 58717 64388 81331 93718 113258 116634 109362 101178 87639 84607
4960
4205
4184
1446
3730
3943
3859
3736
3501
3202
3760
116397 108046 116351 132832 142942 158026 160697 150878 140728 126911 133904
9029
9039 10064 14966 16750 19299 19397 14228 14208 12525 13789
70503 59011 64392 103163 106346 116344 118062 115929 115252 106912 113357
214
126
137
485
747
1003
634
758
744
571
485
5957
4481
4176
8683
2450
2667
2967
3638
4192
4180
4163
180
97
66
2
2
2
2
5
58
32
25
24
31
34
125
92
109
138
98
176
131
116
45844 40742 39127 35450 35891 37756 38988 39652 38925 36538 37343
2
1
1
2
2
2
2
2
2
2
2
1564
1316
1867
1188
1371
1749
1788
1849
1611
1501
1524

77344 151772 186759 230128 119943


6
95
508
1787
1390
25325 33554 46971 84921 51133
31157 49837 65272 97650 65042
7906 13074 16188 30707 17074
1672
2358
3839
4773
3555
64282 83707 103530 122932 77605
18808 33112 42788 67379 40579
3731
7292 10099 17034 11308
6752
9552 12496 12392 11232
19899 29717 33450 56370 34052
43298 61666 73949 89717 57303
60649 84394 90314 129241 73036
40461 57518 64907 83925 53757
85171 114244 146401 198032 131058

868
1225
2059
1094
2121
2290
2730
3497
2598

234
632
1966
1111
599
1194
1513
2720
1994
38457 55806 66598 107389 65908
46279 64633 79209 65449 51803
39699 62424 72639 97209 57009
1535
1941
2039
1813
1239
58178 91928 101753 146446 79974
939
3676
5203 10785
6765
97522 153325 163393 185098 128436
5146
9250 11858 14133 10018
53415 71253 105781 161992 84763

245
322
345
307
9251
9068
8237 10676
6700

19
117
360
297
12
90
36
79
27
49257 64257 68761 69917 52470

2
4
14
2
1281
2353
3058
2972
1746

2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Private Total

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

266202
502
69834
110624
27458
5978
142235
51054
17221
16185
54585
138385
140099
111922
246039
2592
2890
592
1993
91437
94094
116467
2597
185646
7406
296267
26000
177599
992
11518
21
182
100148
4
3724
2520492

1993199

Company Total

2007-08

177658
389
63540
90140
25631
5051
118082
35532
12021
13258
44286
111047
110127
86415
209642
1446
2724
291
1262
71834
65232
90770
2147
139509
2385
230354
20112
156578
485
17934
2
137
84707
2
2469

2006-07

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Dadra & Nagra Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry

State/Union Territory

227
2937435

310531
1015
85163
131644
32140
7739
166295
60834
21491
19366
60561
166252
159408
120765
301033
3179
3373
1016
2346
111196
112393
134268
2745
215011
9146
321419
31157
222125
1325
10904
119
145
106517
6
4807

2008-09

2978283

331886
2396
123948
192937
51966
10840
192836
78497
31498
24398
82502
210711
191930
155228
424541
4143
3789
1738
3467
144201
107676
177566
2432
270667
11947
412146
39212
303855
1550
19021
304
250
127572
6
4783

2009-10

2639392

231572
2013
85733
133954
34241
7461
139036
61773
23208
17892
58115
142962
142452
109274
300070
2697
3186
1447
2804
110824
88723
126495
1820
189336
10501
279314
24246
200692
1065
10338
302
125
92122
4
3595

2010-11

Industry Total (State-wise)

2358885

186051
1631
64041
117479
28248
8128
130264
55696
21149
14737
48367
120059
123898
100229
299536
2738
2438
1319
2360
90837
80045
116833
1930
166801
8461
257125
23237
185755
958
10149
238
200
84769
4
3175

2011-12

2122757

160229
1217
53160
105445
24031
7621
119599
53957
21046
13025
43692
109769
110592
85631
280181
2457
1733
1132
1865
74711
72928
111284
1496
146356
7407
234957
21564
165923
697
8661
129
162
77280
3
2817

2012-13

TABLE 35: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Concld.)

2188500

161252
1197
55594
115336
25848
7901
122457
55355
21909
12940
47496
111766
105003
89800
284180
3119
1532
1115
1626
77654
72495
113378
1685
148995
7944
250255
23853
177749
622
8339
91
150
76470
3
3391

2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

228

Shriram

Star Union Dai-ichi

2152069

LIC

Industry Total

2983954

1985145

998809

80903

324

125

344926

568647

127

3757

2009-10

3650968

2951235

699733

68243

1483

3501

324889

290395

11222

2010-11

4620443

3826783

793660

18114

6282

9243

321009

176464

256226

6322

2011-12

No. of Policies

Note: New business premium includes first year premium and single premium.

610851
1541218

Private Total

84019

SBI Life

Tata AIA

604

Sahara

734

Reliance Life

Maxlife

PNB Metlife

234299

HDFC Standard

ICICI Prudential

Kotak Mahindra

Future Generali

Exide Life

IndiaFirst

Edelweiss Tokio

DHFL Pramerica

IDBI Federal

280659

10226

310

2008-09

Canara HSBC

Birla Sunlife

Bharti Axa

Bajaj Allianz

Aviva

Aegon Religare

Insurer

5036139

4340235

695904

27848

695.00

10940

5886

296323

221276

123147

9789

2012-13

2767159

2205820

561339

28832

8,071.00

2205

489

212650

199774

230.00

91760

17328

2013-14

3656.55

3118.74

537.81

154.17

8.21

18.69

122.05

147.69

85.47

1.52

2008-09

Individual Category

15822.29

14982.51

839.78

255.20

4.90

7.19

288.18

263.72

2.42

18.17

2009-10

13040.85

12305.76

735.09

217.69

12.24

4.21

256.08

186.00

58.87

2010-11

11567.71

10603.49

964.22

75.25

39.43

10.63

281.44

352.93

168.14

36.40

2011-12

Premium

10967.59

9949.05

1018.54

58.85

2.28

72.89

23.45

306.12

442.55

53.88

58.52

2012-13

9565.06

8635.77

929.29

43.99

30.89

16.77

0.32

338.22

399.54

0.21

47.95

51.39

2013-14

(Premium in ` lakh)

TABLE 36: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

No. of Schemes

229

14

Shriram

Star Union Dai-ichi

Tata AIA

Private Total
5207

5190

17

13

5469

5446

23

12

5573

5461

112

39

63

5476

5325

151

21

50

34

45

1498994

558910

50

22602

40000

2602

2586

872244

1895143

15525

281856

41442

7500

1548820

2009-10

1983537

357563

70683

69

648835

10010

=J4-

896377

2010-11

757450

304223

68714

150660

107257

52.00

41899

84645

2012-13

1291741

563616

79463

229830

235004

51235

132593

2013-14

3326.80

3303.85

0.10

2.97

0.78

0.01

2.34

16.75

2008-09

1472.09

4.10

622.17

11.02

0.01

834.79

2009-10

1719.14

343.20

78.23

178.41

1.00

1118.30

2010-11

756.89

496.96

106.28

68.04

0.97

0.05

16.18

68.43

2012-13

1595.23

930.07

232.46

94.50

181.98

45.71

110.51

2013-14

5456 12551809 16842070 15259001 10194904 13981322 13179044 20595.34 24341.81 15522.81 10982.30 21802.65 14176.68

9831.63 21045.76 12581.45

1150.67

219.88

246.44

116.34

0.03

20.17

547.82

2011-12

Premium

9444349 13223872 11887303 17268.54 22869.72 13803.67

750555

137429

108829

315400

15125

63357

110415

2011-12

No. of Lives covered

Group Category

5292 11052815 14946927 13275464

164

13

36

92

18

2008-09

Note: New business premium includes first year premium and single premium.

6897

SBI Life

Industry Total

Sahara

6883

Reliance Life

LIC

IndiaFirst

PNB Metlife

IDBI Federal

ICICI Prudential

HDFC Standard

Maxlife

Future Generali

Kotak Mahindra

Canara HSBC

Exide Life

Birla Sunlife
1

Bharti Axa

Bajaj Allianz

Edelweiss Tokio

Aviva

DHFL Pramerica

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

Aegon Religare

Insurer

(Premium in ` lakh)

TABLE 36: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

230

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

Within 3-6 months

Within 6-12 months

More than 12 months

13

14

14

0.20

2.60

2.80

2.80

2011-12

Aviva

Note: No death claims has been paid by the rest of the companies during these years.

Within 3 months

10

11

11

0.20

2.10

2.30

2.30

2010-11

Break up of claims pending duration wise (Number of Policies)

Claims pending at start of year

Number of Policies

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

32

35

35

1.05

8.32

9.37

9.37

2012-13

10.00

43.00

53.00

53.00

2013-14

16

16

16

2.02

2.02

2.02

2009-10

20

21

21

0.20

2.98

3.18

3.18

2010-11

16

16

15

1.84

1.84

1.64

0.20

2011-12

Bajaj Allianz

TABLE 37: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


INDIVIDUAL CATEGORY (Contd.)

13

13

13

2.26

2.26

2.26

2012-13

12.00

12.00

12.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Claims pending at end of year

231
1
1
1

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

Within 3-6 months

Within 6-12 months

More than 12 months

2209

2210

2210

0.07

316.44

316.51

316.51

2010-11

1579

1583

1583

0.55

297.54

298.09

298.09

2011-12

Birla Sunlife

Note: No death claims has been paid by the rest of the companies during these years.

Within 3 months

915

919

919

0.43

86.91

87.34

87.34

2009-10

Break up of claims pending duration wise (Number of Policies)

Claims pending at start of year

Number of Policies

Claims written back

12.00

Claims paid

12.00

Claims repudiated

12.00

Total Claims

2013-14

Claims intimated / booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

17

549

574

574

2.28

4.49

67.31

74.08

74.08

2012-13

76

77

74

1.00

497.00

498.00

490.00

8.00

2013-14

29

29

29

0.36

0.36

0.36

2009-10

16

16

16

0.24

0.24

0.24

2010-11

44

45

45

0.01

0.44

0.45

0.45

2011-12

Exide Life

TABLE 37: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


INDIVIDUAL CATEGORY (Contd.)

39

39

38

0.41

0.41

0.40

0.01

2012-13

0.44

0.44

0.44

44.00

44.00

44.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

232

Claims pending at end of year

1506

1506

1506

66.26

66.26

66.26

2012-13

Within 3-6 months

Within 6-12 months

More than 12 months

96

96

96

2013.00

2013.00

2013.00

2013-14

2077

2077

2057

20

1.65

1.65

1.64

0.01

2009-10

Note: No death claims has been paid by the rest of the companies during these years.

Within 3 months

Break up of claims pending duration wise (Number of Policies)

Claims written back

1787

Claims paid

1787

Total Claims

Claims repudiated

1787

Claims intimated / booked

Claims pending at start of year

Claims pending at end of year

Number of Policies

Claims written back

51.51

Claims paid

51.51

Claims repudiated

51.51

Total Claims

2011-12

HDFC Standard

Claims intimated / booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

1429

1433

1433

0.15

0.10

141.01

141.26

141.26

2010-11

1288

1288

1286

162.15

162.15

162.00

0.15

2011-12

923

923

923

133.80

133.80

133.80

2012-13

ICICI Prudential

135

136

136

4.00

766.00

770.00

770.00

2013-14

2009-10

0.01

0.01

2010-11

TABLE 37: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


INDIVIDUAL CATEGORY (Contd.)

0.20

0.20

0.20

2011-12

PNB Metlife

0.20

0.20

0.20

2012-13

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

233
5
7
5

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

Within 3-6 months

Within 6-12 months

More than 12 months

0.14

0.10

0.50

0.74

0.74

2011-12

Sahara

Note: No death claims has been paid by the rest of the companies during these years.

Within 3 months

0.55

0.55

0.35

0.20

2010-11

Break up of claims pending duration wise (Number of Policies)

0.20

Claims pending at start of year

Number of Policies

Claims pending at end of year

0.90

Claims paid

Claims written back

1.10

Total Claims

0.65

Claims intimated / booked

Claims repudiated

0.45

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

10

0.05

1.48

1.53

1.39

0.14

2012-13

13.00

13.00

12.00

1.00

2013-14

24

364

393

387

1.08

4.55

90.21

95.84

52.89

42.95

2009-10

24

350

374

369

8.64

41.91

50.55

49.47

1.08

2010-11

14

276

290

290

11.11

51.94

63.05

63.05

2011-12

Tata AIA

TABLE 37: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


INDIVIDUAL CATEGORY (Contd.)

182

189

189

0.35

3.04

35.62

39.02

39.02

2012-13

40

42

42

1.00

5.00

174.00

180.00

179.00

1.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

234
7

Claims pending at end of year

Within 3-6 months

Within 6-12 months

More than 12 months

20

5010

5033

5029

0.15

11.96

568.72

580.83

580.48

0.35

2011-12

Private Total

Note: No death claims has been paid by the rest of the companies during these years.

Within 3 months

28

4039

4071

4064

0.35

9.01

505.23

514.59

513.31

1.28

2010-11

Break up of claims pending duration wise (Number of Policies)

Claims written back

3406

Claims paid
28

3441

Claims repudiated

3413

Total Claims

28

1.28

Claims intimated / booked

Claims pending at start of year

Number of Policies

Claims pending at end of year

182.05

Claims paid

Claims written back

188.31

Total Claims
4.98

144.90

Claims intimated / booked

Claims repudiated

43.41

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

10

26

3253

3289

3286

2.68

8.58

315.47

326.74

326.59

0.15

2012-13

358

361

359

2.00

19.00

3562.00

3583.00

3573.00

10.00

2013-14

25

4102

4133

4115

18

1.12

0.27

4.36

637.17

642.92

639.65

3.27

2009-10

16

16

60

7244

7320

7315

2.64

13.41

1174.12

1190.17

1189.05

1.12

2010-11

16

17

99

9499

9615

9599

16

3.18

14.50

1540.38

1558.06

1555.42

2.64

2011-12

LIC

TABLE 37: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


INDIVIDUAL CATEGORY (Contd.)

36

36

67

11647

11753

11736

17

6.55

0.20

12.30

1954.95

1974.00

1970.82

3.18

2012-13

30

11

2005

2023

2016

34.00

2.00

52.00

12048.00

12136.00

12100.00

36.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

235
12

Claims pending at end of year

Within 3-6 months

Within 6-12 months

More than 12 months

Note: No death claims has been paid by the rest of the companies during these years.

11

Within 3 months

Break up of claims pending duration wise (Number of Policies)

Claims written back

7508

Claims paid
53

7574

Total Claims

Claims repudiated

7528

Claims intimated / booked

Claims pending at start of year

46

2.40

Claims pending at end of year

Number of Policies

0.27

819.22

Claims paid

Claims written back

831.23

Total Claims
9.34

784.55

Claims intimated / booked

Claims repudiated

46.68

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

19

20

88

11283

11391

11379

12

2.99

22.42

1679.35

1704.76

1702.36

2.40

2010-11

19

20

119

14509

14648

14628

20

3.33

26.46

2109.10

2138.89

2135.90

2.99

2011-12

Industry Total

38

46

93

14900

15042

15022

20

9.23

0.20

20.88

2270.42

2300.74

2297.41

3.33

2012-13

TABLE 37: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


INDIVIDUAL CATEGORY (Concld.)

31

14

2363

2384

2375

36.00

2.00

71.00

15610.00

15719.00

15673.00

46.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

236

Claims pending at end of year

1553

1556

1556

0.56

307.34

307.89

307.89

2010-11

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Break up of claims pending duration wise (Number of Policies)

Claims written back

Claims paid
1

1091

Total Claims

Claims repudiated

1091
1092

Claims intimated / booked

Claims pending at start of year

Claims pending at end of year

Number of Lives

Claims written back

175.82

Claims paid
0.12

175.94

Claims repudiated

175.79

Total Claims

0.15

2009-10

Claims intimated / booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

1378

1378

1378

281.95

281.95

281.95

2011-12

Aviva

359

360

360

0.23

76.24

76.47

76.47

2012-13

31

31

31

125.00

125.00

125.00

2013-14

12

12

34

46

46

2.02

4.08

6.10

6.10

2012-13

29

53

60

58

31.00

9.00

352.00

392.00

380.00

12.00

2013-14

DHFL Pramerica

136

142

125

17

0.26

0.25

10.58

11.09

9.39

1.70

2009-10

22

32

144

177

174

4.33

0.10

16.45

20.88

20.62

0.26

2010-11

10

12

17

10

211

250

218

32

1.34

2.47

1.42

13.25

18.48

14.15

4.33

2011-12

2.00

4.00

229.00

235.00

223.00

12.00

0.20

0.50

25.48

26.18

24.84

1.34

2012-13

26

26

26

234.00

234.00

232.00

2.00

2013-14

(Benefit Amount in ` Lakh)


Exide Life

TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Claims pending at end of year

237
49
49
49

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

50

50

19

918

987

987

20.41

1.71

79.13

101.25

101.25

2010-11

Break up of claims pending duration wise (Number of Policies)

Claims pending at start of year

Number of Lives

Claims written back

3.59

Claims paid

3.59

Claims repudiated

3.59

Total Claims

2009-10

Claims intimated / booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

39

2094

2133

2083

50

2.51

128.82

131.34

110.93

20.41

2011-12

IDBI Federal

53

740

793

793

2.07

64.86

66.93

66.93

2012-13

55

55

55

466.00

466.00

466.00

2013-14

58

1011

1070

1069

0.51

22.89

389.38

412.78

412.53

0.25

2009-10

105

1275

1384

1383

1.55

40.53

506.65

548.73

548.22

0.51

2010-11

1093

1095

1091

1.00

421.51

422.51

420.96

1.55

2011-12

SBI Life

TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


GROUP CATEGORY (Contd.)

872

877

875

2.00

299.57

301.57

300.57

1.00

2012-13

200

204

202

9.00

521.00

530.00

525.00

5.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

238

Claims intimated / booked

Total Claims

Claims paid

Claims repudiated

Claims written back

Claims pending at end of year

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

395

395

395

118.50

118.50

118.50

2010-11

Break up of claims pending duration wise (Number of Policies)

Claims pending at start of year

Number of Lives

2009-10

Claims pending at start of year

Amount of Benefit Paid

Particulars

1064

1064

1064

319.6

319.6

319.6

2011-12

Shriram

1339

1339

1339

354.4

354.4

354.4

2012-13

592

592

592

2369

2369

2369

2013-14

62

2288

2354

2335

19

0.77

23.26

579.57

603.60

601.50

2.10

2009-10

76

86

128

4285

4499

4495

26.29

42.90

1028.07

1097.25

1096.48

0.77

2010-11

12

14

17

49

5840

5920

5834

86

2.34

2.47

3.93

1165.14

1173.88

1147.59

26.29

2011-12

Private Total

TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


GROUP CATEGORY (Contd.)

18

19

58

3573

3650

3636

14

4.22

2.80

824.63

831.65

829.31

2.34

2012-13

31

10

958

969

965

40.00

9.00

4069.00

4118.00

4099.00

19.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

239
487

487

Within 3 months

Within 3-6 months

Within 6-12 months

More than 12 months

341

341

45965

46306

45819

487

138.57

19607.62

19746.19

19606.55

139.64

2010-11

Break up of claims pending duration wise (Number of Policies)

Claims pending at end of year

Claims written back

41175

Claims paid

41662

Claims repudiated

41546

Total Claims

116

139.64

Claims intimated / booked

Claims pending at start of year

Number of Lives

Claims pending at end of year

Claims written back

17188.61

Claims paid

17328.25

Claims repudiated

17294.27

Total Claims

33.98

2009-10

Claims intimated / booked

Claims pending at start of year

Amount of Benefit Paid

Particulars

469

469

124421

124890

124549

341

142.57

40432.13

40574.70

40436.13

138.57

2011-12

LIC

1270

1270

139242

140512

140043

469

381.96

42947.45

43329.41

43186.84

142.57

2012-13

672

215

43840

44055

43673

382

672.00

138048.00

138720.00

137450.00

1270.00

2013-14

491

491

62

43463

44016

43881

135

140.41

23.26

17768.18

17931.85

17895.77

36.08

2009-10

417

427

128

50250

50805

50314

491

164.86

42.90

20635.69

20843.44

20703.03

140.41

2010-11

481

483

17

49

130261

130810

130383

427

144.91

2.47

3.93

41597.27

41748.58

41583.72

164.86

2011-12

Industry Total

TABLE 38: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO


GROUP CATEGORY (Concld.)

1288

1289

58

142815

144162

143679

483

386.18

2.80

43772.08

44161.06

44016.15

144.91

2012-13

703

225

44798

45025

44638

386

712.00

9.00

142117.00

142838.00

141549.00

1289.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

240

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

10

10

2.10

2.10

2010-11

13

2.60

0.20

0.20

0.60

1.60

2011-12

Aviva

Note: No death claims has been paid by the rest of the companies during these years.

Within 1 month

Settlement of claims- Number of Policies

2009-10

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

32

27

8.32

1.42

6.90

2012-13

43.00

3.00

40.00

2013-14

16

2.02

0.25

0.93

0.84

2009-10

20

18

2.98

0.58

2.40

2010-11

16

15

1.84

0.21

1.63

2011-12

Bajaj Allianz

TABLE 39: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Contd.)

13

11

2.26

0.28

1.97

2012-13

12.00

12.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Within 6-12 months

More than 12 months

241

915

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

2209

2208

316.44

0.06

316.38

2010-11

1579

1579

297.54

297.54

2011-12

Birla Sunlife

Note: No death claims has been paid by the rest of the companies during these years.

915

Within 1-3 months

Within 1 month

Settlement of claims- Number of Policies

86.91

Total Claims Settled

Within 3-6 months

86.91

2009-10

Within 1-3 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

549

19

66

459

67.31

0.85

1.45

8.78

56.23

2012-13

76

73

497

484

2013-14

29

27

0.36

0.05

0.31

2009-10

16

11

0.24

0.11

0.13

2010-11

44

44

0.44

0.44

2011-12

Exide Life

TABLE 39: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Contd.)

39

38

0.41

0.01

0.40

2012-13

44.00

44.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Within 6-12 months

More than 12 months

242

Within 6-12 months

More than 12 months


1506

20

143

1343

66.26

1.00

6.55

58.71

2012-13

96

96

2013.00

2013.00

2013-14

2077

16

13

27

2021

1.65

0.01

0.04

0.02

1.58

2009-10

Note: No death claims has been paid by the rest of the companies during these years.

1787

Within 3-6 months

Total Claims Settled

1787

Within 1-3 months

Within 1 month

Settlement of claims- Number of Policies

51.51

Total Claims Settled

Within 1-3 months

51.51

2011-12

HDFC Standard

Within 3-6 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

1429

12

28

1388

141.10

0.01

0.03

1.36

2010-11

1288

355

924

162.15

1.05

46.63

114.47

2011-12

923

918

133.80

0.20

0.90

132.70

2012-13

ICICI Prudential

135

129

766.00

1.00

19.00

3.00

743.00

2013-14

2009-10

2010-11

0.20

0.20

2011-12

2012-13

2013-14

(Benefit Amount in ` Lakh)


PNB Metlife

TABLE 39: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Within 3-6 months

Within 6-12 months

More than 12 months

243

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

2012-13

Reliance

2013-14

0.90

0.45

0.35

0.10

2009-10

Note: No death claims has been paid by the rest of the companies during these years.

Within 1 month

Settlement of claims- Number of Policies

0.50

0.40

Within 1-3 months

Total Claims Settled

0.10

2011-12

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

0.55

0.10

0.45

2010-11

0.50

0.40

0.10

2011-12

Sahara

1.48

0.80

0.34

0.34

2012-13

13.00

2.00

11.00

2013-14

364

11

353

90.21

2.33

87.88

2009-10

350

342

41.91

0.96

40.95

2010-11

276

272

51.94

0.52

1.30

50.12

2011-12

182

17

165

35.62

8.14

27.49

2012-13

40

37

174.00

1.00

10.00

163.00

2013-14

(Benefit Amount in ` Lakh)


Tata AIA

TABLE 39: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

0.01

Within 6-12 months

244

More than 12 months


4039

13

53

3972

365.63

0.11

2.20

363.32

2010-11

5014

11

369

4633

569.22

0.20

1.77

49.54

517.71

2011-12

Private Total

Note: No death claims has been paid by the rest of the companies during these years.

3406

Within 6-12 months

Total Claims Settled

17
16

Within 3-6 months

49

3324

182.04

Within 1-3 months

Within 1 month

Settlement of claims- Number of Policies

Total Claims Settled

0.74

More than 12 months

3.68

Within 3-6 months

177.62

2009-10

Within 1-3 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

3253

44

240

2964

315.47

0.85

3.46

26.41

284.75

2012-13

358

345

3562.00

9.00

1.00

20.00

22.00

3510.00

2013-14

4102

4097

637.17

1.03

636.14

2009-10

7244

7242

1174.12

0.50

1173.62

2010-11

9499

9499

1540.38

1540.38

2011-12

LIC

TABLE 39: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Contd.)

11647

11647

1954.95

1954.95

2012-13

2005

2005

12048.00

12048.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

0.01

Within 6-12 months

245

Note: No death claims has been paid by the rest of the companies during these years.

7508

More than 12 months

Total Claims Settled

16
11283

13

22

Within 3-6 months

Within 6-12 months

11214

1539.75

55

7421

819.21

0.11

2.70

1536.94

2010-11

49

Within 1-3 months

Within 1 month

Settlement of claims- Number of Policies

Total Claims Settled

1.77

More than 12 months

3.68

Within 3-6 months

813.76

2009-10

Within 1-3 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

14513

11

369

14132

2109.60

0.20

1.77

49.54

2058.09

2011-12

Industry Total

14900

44

240

14611

2270.42

0.85

3.46

26.41

2239.70

2012-13

TABLE 39: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


INDIVIDUAL CATEGORY (Concld.)

2363

2351

15610.00

9.00

1.00

20.00

22.00

15558.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

0.80
0.37
175.82

Within 6-12 months

More than 12 months

Total Claims Settled

246
4
2

Within 6-12 months

More than 12 months


1553

1549

307.34

0.15

0.48

306.71

2010-11

1378

1376

281.95

0.15

0.23

281.58

2011-12

Aviva

Note: No death claim has been paid by the rest of the companies during these years.

1091

Within 3-6 months

Total Claims Settled

Within 1-3 months

Within 1 month

1074

0.26

Settlement of claims- Number of Lives

1.47

Within 3-6 months

172.92

2009-10

Within 1-3 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

359

358

76.24

0.23

76.02

2012-13

31

30

125.00

6.00

119.00

2013-14

136

12

45

79

10.58

0.92

2.41

7.25

2009-10

144

24

63

56

16.45

0.12

2.99

6.86

6.48

2010-11

211

14

193

13.25

0.05

0.29

0.34

12.58

2011-12

Exide Life

TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


GROUP CATEGORY (Contd.)

229

10

67

152

25.48

0.86

7.60

17.02

2012-13

26

26

234.00

3.00

231.00

2013-14

(Benefit Amount in ` Lakh)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Within 6-12 months

More than 12 months

247

49

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

918

918

79.13

79.13

2010-11

2094

2094

128.82

128.82

2011-12

IDBI Federal

Note: No death claim has been paid by the rest of the companies during these years.

49

Within 1 month

Settlement of claims- Number of Lives

3.59

Total Claims Settled

Within 3-6 months

3.59

2009-10

Within 1-3 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

740

740

64.86

64.86

2012-13

55

55

466.00

466.00

2013-14

1011

29

974

389.38

0.25

2.30

11.41

375.42

2009-10

1275

24

1244

506.65

2.86

10.20

493.59

2010-11

1093

872

23

849

299.57

7.62

291.95

2012-13

200

196

521.00

10.00

511.00

2013-14

(Benefit Amount in ` Lakh)

32

1059

421.51

1.30

10.95

409.26

2011-12

SBI Life

TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

248

Within 1-3 months

Within 3-6 months

Within 6-12 months

More than 12 months

Total Claims Settled

395

82

313

118.50

24.60

93.90

2010-11

1064

491

573

319.60

147.50

172.10

2011-12

Shriram

Note: No death claim has been paid by the rest of the companies during these years.

Within 1 month

Settlement of claims- Number of Lives

2009-10

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

1339

888

451

354.40

234.65

119.75

2012-13

592

505

87

2369.00

2020.00

349.00

2013-14

2288

22

83

2176

579.57

0.37

1.05

3.68

15.29

559.18

2009-10

4285

31

172

4080

1028.07

0.27

5.85

42.14

979.81

2010-11

5840

3573

1
1

10

984

2578

824.63

0.23

0.86

250.51

573.03

2012-13

955

518

435

4069.00

16.00

2088.00

1965.00

2013-14

(Benefit Amount in ` Lakh)

538

5295

1165.14

0.05

0.15

1.59

159.01

1004.34

2011-12

Private Total

TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


GROUP CATEGORY (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Within 6-12 months

More than 12 months

249

Within 6-12 months

More than 12 months


45965

599

45366

19607.62

185.34

19422.28

2010-11

124421

5734

118687

40432.13

681.88

39750.25

2011-12

LIC

Note: No death claim has been paid by the rest of the companies during these years.

41175

Total Claims Settled

116

Within 3-6 months

41059

Within 1-3 months

Within 1 month

Settlement of claims- Number of Lives

17188.61

Total Claims Settled

33.98

Within 3-6 months

17154.63

2009-10

Within 1-3 months

Within 1 month

Settlement of claims- Benefit Amount Paid

Particulars

139242

2017

137225

42947.45

313.16

42634.29

2012-13

50250

43463

31

43840

771
22

49446
199

43235

382

43458

20635.69

0.37
17768.18

0.27

1.05

138048.00

5.85

227.48

3.68

20402.09

2010-11

49.27

17713.81

2009-10

1270.00

136778.00

2013-14

130261

142815

1
1

10

3001

139803

43772.08

0.23

0.86

563.67

43207.32

2012-13

44795

900

43893

142117.00

16.00

3358.00

138743.00

2013-14

(Benefit Amount in ` Lakh)

6272

123982

41597.27

0.05

0.15

1.59

840.89

40754.59

2011-12

Industry Total

TABLE 40: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE


GROUP CATEGORY (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

250
1

164
418
4166
4584

Shriram

Star Union

TATA AIA

Private Total

LIC

Industry Total

13

Sahara

Reliance

SBI Life

7250

6647

603

277

PNB Metlife

IDBI Federal

14

Max Life

ICICI Prudential

HDFC Standard

Future Generali

IndiaFirst

Exide Life

Kotak Mahindra

Edelweiss Tokio

Canara HSBC

DHFL Pramerica

104

77

Birla Sunlife

Bharti AXA

1
193

168

2009

2008

Bajaj Allianz

Aviva

Aegon Religare

Insurer

8676

7906

770

400

15

14

129

210

2010

10482

9724

758

443

15

47

33

210

2011

12797

11546

1251

443

421

15

12

58

90

210

2012

TABLE 41: COMPANY WISE NUMBER OF MICRO-INSURANCE AGENTS


(As on 31st March)

17052

15228

1824

452

523

14

74

97

659

2013

20057

18401

1656

276

523

14

78

97

667

2014

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2007-08

2008-09

2009-10

2010-11

251
197
299

LIC

Total

2057

651

1406

66

101

89

49

84

51

233

106

1339

163

1176

50

108

76

23

58

40

226

50

23

56

345

120

1017

685

332

24

16

19

29

33

17

20

57

13

78

17

1794

481

1313

65

62

79

46

112

95

196

94

35

109

211

193

2353

980

1373

73

59

75

66

105

102

202

95

20

113

251

197

458

186

272

16

19

23

40

10

14

56

21

38

13

2449

606

1843

79

16

80

184

75

187

151

330

154

24

29

153

38

173

152

83

16

94

192

79

227

132

296

171

24

40

141

21

195

142

2512

642

1870

# Data pertains to the entire life insurance industry, whereas for the previous years data pertains to complaints registered/processed by the Authority.

102

Private Total

Reliance

PNB Met Life

TATA AIA

Max Life

Star Union Dai-Ichi

Kotak Mahindra

IndiaFirst

Shriram

IDBI Federal

13

ICICI Prudential

23

SBI Life

Future Generali

HDFC Standard

Sahara

26

67

Exide Life

Canara HSBC

Birla Sun Life

Bharti AXA

127
403

Edelweiss Tokio

Bajaj Allianz

DHFL Pramerica

10
20

Aviva

395

150

245

12

15

29

48

39

10

21

17

16

23

9656

2588

7068

279

16

28

293

12

540

246

525

779

25

1294

528

72

99

22

26

533

267

799

631

54

9797

2672

7125

276

16

21

284

12

541

247

523

757

27

1342

562

63

106

17

24

515

277

811

654

50

O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved
start of the during the during the start of the during the during the start of the during the during the start of the during the during the
year
year
year
year
year
year
year
year
year
year
year
year

Aegon Religare

Insurer

TABLE 42: STATUS OF GRIEVANCES LIFE INSURERS (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

7310
11911

4
7
39
2

Bajaj Allianz

Bharti AXA

Birla Sun Life

Canara HSBC

502
738

3
11
5

Exide Life

Future Generali

HDFC Standard

ICICI Prudential

IDBI Federal

252
188
66
254

Private Total

LIC

Total

309613

52300

257313

16307

284

149

18490

2940

10362

308331

52135

256196

16291

283

142

18482

29

50802

2940

10360

8844

738

500

22016

35205

15640

10497

619

5256

11632

7285

22388

13467

2774

Resolved
during the
year

1282

165

1117

16

13

27

279

25

53

666

O/S at the
start of the
year

341012

73034

267978

11672

432

228

18681

29

21843

3832

15899

8725

1199

823

19759

50947

7580

8744

60

1031

5281

30430

7402

37092

8948

7341

Reported
during the
year

2012-13#

341070

72655

268415

11673

429

235

18678

28

21714

3825

15895

8719

1191

822

19746

50814

7550

8732

59

1000

5281

30577

7374

37090

9001

7982

Resolved
during the
year

1224

544

680

15

11

134

12

13

146

57

13

33

132

53

25

O/S at the
start of the
year

# Data pertains to the entire life insurance industry, whereas for the previous years data pertains to complaints registered/processed by the Authority.

15

Star Union Dai-Ichi

TATA AIA

Shriram

29

1
14

Sahara

4
14

PNB Met Life

Reliance

SBI Life

50807

Max Life

8850

51

IndiaFirst

Kotak Mahindra

22016

35218

15667

10498

621

DHFL Pramerica

Edelweiss Tokio

5258

22390

13520

Aviva

3440

Reported
during the
year

O/S at the
start of the
year

2011-12#

Aegon Religare

Insurer

TABLE 42: STATUS OF GRIEVANCES LIFE INSURERS (Concld.)

374620

85284

289336

8561

1319

287

16061

24

30659

4362

19389

6165

1500

864

19697

52402

11676

6459

232

1392

4351

30825

7365

52314

6606

6826

Reported
during the
year

2013-14#

374664

85828

288836

8521

1314

279

16067

25

30748

4365

19395

6169

1461

865

19677

51882

11632

6459

233

1383

4353

30917

7402

52308

6606

6775

Resolved
during the
year

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

253

2479

1915

51
154
84
101
262
214
81
102
57
308
253
248

70
40
74
84
21
372
27
40
14
133
43
95
1013

TOTAL

4980

132
470
256
441
640
283
109
543
128
904
852
222
4926

148
486
165
440
646
305
90
554
130
878
861
223
1067

54
24
165
85
15
350
46
29
12
159
34
94
5433

159
513
189
472
682
195
177
556
166
916
896
512

5418

156
515
200
487
687
215
188
554
144
893
873
506

O/S at the Reported Resolved


start of the during the during the
year
year
year

461

68
235
105
131
288
340
88
137
62
443
312
270

O/S at the Reported Resolved


start of the during the during the
year
year
year

1506

30
21
14
11
2
199
12
18
6
95
5
48

2006-07

1967

27
209
62
37
181
274
41
59
46
154
316
100

2005-06

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

Name of Centre

NA

TOTAL

57
230
76
48
183
473
53
77
52
249
321
148

O/S at the Reported Resolved


start of the during the during the
year
year
year

O/S at the Reported Resolved


start of the during the during the
year
year
year
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA

2002-03

2001-02

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

Name of Centre

2007-08

3404

60
171
112
208
378
293
91
504
111
622
574
280
3289

55
151
87
201
397
296
88
482
109
680
520
223

1082

57
22
154
70
10
330
35
31
34
182
57
100

5565

131
555
201
515
705
108
155
524
235
726
970
740

5778

146
544
204
500
707
212
162
530
247
749
1006
771

O/S at the Reported Resolved


start of the during the during the
year
year
year

1025

47
102
35
41
28
325
19
53
11
230
64
70

O/S at the Reported Resolved


start of the during the during the
year
year
year

2003-04

2008-09

4893

84
337
135
463
604
439
83
564
100
770
1008
306

5020

66
419
121
427
592
389
78
599
99
809
1083
338

869

42
33
151
85
8
226
28
25
22
159
21
69

5753

155
376
166
620
777
163
197
614
284
798
852
751

5586

158
323
204
561
766
87
196
601
265
807
868
750

O/S at the Reported Resolved


start of the during the during the
year
year
year

1140

52
122
60
48
9
322
22
75
13
172
118
127

O/S at the Reported Resolved


start of the during the during the
year
year
year

2004-05

TABLE 43: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE) (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

254
82
251
69
1365
16
699
31
80
230
232
152
129
3336

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

TOTAL

O/S at the
start of the
year

1036

TOTAL

Name of Centre

39
86
113
144
19
302
29
38
41
150
5
70

O/S at the
start of the
year

Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai

Name of Centre

15711

690
180
328
3181
1087
2599
249
1110
613
1874
1548
2252

Reported
during the
year

2012-13

8967

301
379
220
931
941
1471
308
815
370
1111
1004
1116

Reported
during the
year

2009-10

14673

704
33
294
3162
1047
2395
196
1093
461
1602
1502
2184

Resolved
during the
year

8636

302
407
286
767
955
1326
317
822
369
971
1004
1110

Resolved
during the
year

4374

68
398
103
1384
56
903
84
97
382
504
198
197

O/S at the
start of the
year

1367

38
58
47
308
5
447
20
31
42
290
5
76

O/S at the
start of the
year

17512

778
437
364
3156
1080
3170
286
1076
717
2260
1691
2497

Reported
during the
year

2013-14

11017

485
210
238
1268
933
1445
280
1388
515
1392
1448
1415

Reported
during the
year

2010-11

15672

700
336
280
3290
1131
2433
298
1075
497
1454
1566
2612

Resolved
during the
year

9551

210
121
227
626
928
1378
223
1324
441
1484
1188
1401

Resolved
during the
year

2833

313
147
58
950
10
514
77
95
116
198
265
90

O/S at the
start of the
year

12353

506
123
139
1782
886
2339
180
1067
510
1491
1735
1595

Reported
during the
year

2011-12

11850

737
19
128
1367
880
2154
226
1082
396
1457
1848
1556

Resolved
during the
year

TABLE 43: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

PART II

NON-LIFE INSURANCE

257

Munich Health Holding AG, Germany


Cigna Holdings Overseas Inc. USA
BUPA Singapore Holdings Pte Ltd.

Individual Promoters and Oman Insurance PSC, UAE & Alpha TC Holdings Pte Ltd.

PUBLIC SECTOR
National Insurance Company Ltd.
The New India Assurance Company Ltd.
The Oriental Insurance Company Ltd.
United India Insurance Company Ltd.

STANDALONE HEALTH PRIVATE


Apollo Munich Health Insurance Company Ltd.
Cigna TTK Health Insurance Company Ltd.
Max BUPA Health Insurance Company Ltd.
Religare Health Insurance Company Ltd.
Star Health & Allied Insurance Company Ltd.

SPECIALISED INSURERS
Agriculture Insurance Company of India Ltd.
Export Credit Guarantee Corporation of India Ltd.

REINSURER
General Insurance Corporation of India

* as on 31st March, 2014

Allianz, SE Germany
M/s. Societe Beaujon, France
Mitsui Sumitomo, Japan
Participatie Maatschapij Graafsschap Holland NV, Netherlands (Generali)
ERGO International AG, Germany
FAL Corporation, Canada
Tokio Marine Asia Pte. Ltd. Japan

Liberty City State Holdings Pte Ltd.


HDI-Gerling Industrie Versicherung AG, Germany
QBE Holdings (AAP) Pty.Ltd. Australia

Royal & Sun Alliance Insurance Plc, UK


IAG International Pty Ltd. Australia

Chartis Memsa Holdings Inc. USA


Sompo, Japan. Insurance Inc.

Foreign Partners

PRIVATE SECTOR
Bajaj Allianz General Insurance Company Ltd.
Bharti AXA General Insurance Company Ltd.
Cholamandalam MS General Insurance Company Ltd.
Future Generali India Insurance Company Ltd.
HDFC ERGO General Insurance Company Ltd.
ICICI Lombard General Insurance Company Ltd.
IFFCO Tokio General Insurance Company Ltd.
L & T General Insurance Company Ltd.
Liberty Videocon General Insurance Company Ltd.
Magma HDI General Insurance Company Ltd.
Raheja QBE General Insurance Company Ltd.
Reliance General Insurance Company Ltd.
Royal Sundaram Alliance Insurance Company Ltd.
SBI General Insurance Company Ltd.
Shriram General Insurance Company Ltd.
TATA AIG General Insurance Company Ltd.
Universal Sompo General Insurance Company Ltd.

Insurers

112

126
124

131
151
145
148
129

58
190
556
545

113
139
123
132
125
115
106
146
150
149
141
103
102
144
137
108
134

Regn. No.

2001

2003
1957

03.08.2007
13.11.2013
15.02.2010
26.04.2012
16.03.2006

1906
1919
1947
1919

02.05.2001
27.06.2008
15.07.2002
04.09.2007
27.09.2000
03.08.2001
04.12.2000
09.07.2010
22.05.2012
22.05.2012
11.12.2008
23.10.2000
23.10.2000
15.12.2009
08.05.2008
22.01.2001
16.11.2007

Date of
Registration

TABLE 44: DETAILS OF NON-LIFE INSURANCE COMPANIES OPERATING IN INDIA*

2001-02

2003-04
1957-58

2007-08
2013-14
2009-10
2012-13
2006-07

1906-07
1919-20
1947-48
1919-20

2001-02
2008-09
2002-03
2007-08
2002-03
2001-02
2000-01
2010-11
2012-13
2012-13
2008-09
2000-01
2000-01
2009-10
2008-09
2000-01
2007-08

Year of
Operation

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

TABLE 45: GROSS DIRECT PREMIUM OF NON-LIFE INSURERS (Contd.)


(WITHIN & OUTSIDE INDIA)
INSURER

(` Crore)

2000-01

2001-02

2002-03

2003-04

2004-05

2005-06

2006-07

Bajaj Allianz

141.96

296.48

476.53

851.62

1272.29

1786.34

Bharti AXA

Cholamandalam

14.79

97.05

169.25

220.18

311.73

Future Generali

HDFC ERGO

9.49

112.95

175.63

200.94

194.00

ICICI Lombard

28.13

211.66

486.73

873.86

1582.86

2989.07

IFFCO Tokio

5.83

70.51

213.33

322.24

496.64

892.72

1144.47

L&T General

Liberty Videocon

Magma HDI

Raheja QBE

Reliance

1.07

77.46

185.68

161.06

161.68

162.33

912.23

Royal Sundaram

0.24

71.13

184.44

257.76

330.70

458.64

598.20

SBI General

Shriram

TATA AIG

78.46

233.93

343.52

448.24

572.70

710.55

Universal Sompo

7.14

467.65
(6453.98)

1349.80
(188.64)

2257.83
(67.27)

3507.62
(55.35)

5362.66
(52.89)

8646.57
(61.24)

National

2227.73

2439.41

2869.87

3399.97

3810.65

3536.34

3827.12

New India

3493.05

4198.06

4812.79

4921.47

5103.16

5675.54

5936.78

Oriental

2247.10

2498.64

2868.15

2899.74

3090.55

3609.77

4020.78

United

2524.00

2781.48

2969.63

3063.47

2944.46

3154.78

3498.77

PUBLIC SECTOR

10491.88

11917.59
(13.59)

13520.44
(13.45)

14284.65
(5.65)

14948.82
(4.65)

15976.44
(6.87)

17283.45
(8.18)

TOTAL

10499.02

12385.24
(17.97)

14870.25
(20.06)

16542.49
(11.25)

18456.45
(11.57)

21339.10
(15.62)

25930.02
(21.51)

PRIVATE SECTOR

AIC

369.21

549.72

555.83

564.67

ECGC

338.52

374.78

445.48

515.55

577.33

617.66

SPECIALISED INSURERS

338.52

374.78

814.70

1065.26

1133.17

1182.33

Apollo Munich

Cigna TTK

Max Bupa

Religare Health

Star Health

22.51

STANDALONE HEALTH INSURERS


GRAND TOTAL

22.51
10499.02

12723.76

15245.02

Note: Figures in the brackets represent the growth over the previous year in per cent.
represents business not started

258

17357.18

19521.71

22472.27

27134.86

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

TABLE 45: GROSS DIRECT PREMIUM OF NON-LIFE INSURERS (Concld.)


(WITHIN & OUTSIDE INDIA)

(` Crore)

INSURER

2007-08

2008-09

2009-10

2010-11

2011-12

2012-13

2013-14

Bajaj Allianz

2379.92

2619.29

2482.33

2869.96

3286.62

4001.40

4516.45
1423.16

Bharti AXA

28.50

310.82

553.90

884.00

1218.43

Cholamandalam

522.34

685.44

784.85

967.99

1346.54

1620.89

1855.11

Future Generali

9.81

186.49

376.61

600.16

919.76

1105.39

1262.56

HDFC ERGO

220.60

339.21

915.40

1279.91

1839.46

2453.20

2906.99

ICICI Lombard

3307.12

3402.04

3295.06

4251.87

5150.14

6133.99

6856.16

IFFCO Tokio

1128.15

1374.06

1457.84

1783.18

1975.24

2565.03

2930.92

L&T General

17.24

143.40

182.07

253.78

Liberty Videocon

2.19

129.82
424.93

Magma HDI

95.14

Raheja QBE

1.32

4.90

14.79

21.30

23.24

1946.42

1914.88

1979.65

1655.43

1712.55

2010.01

2388.82
1437.04

Reliance
Royal Sundaram

694.41

803.36

913.11

1143.99

1479.79

1560.00

SBI General

43.02

250.14

770.85

1187.57

Shriram

113.76

416.93

780.89

1266.44

1541.38

1510.59

782.64

823.92

853.80

1173.09

1641.57

2135.08

2362.71

0.48

30.14

189.28

299.10

404.58

534.35

540.45

10991.89
(27.12)

12321.09
(12.09)

13977.00
(13.44)

17424.63
(24.67)

22315.03
(28.07)

27950.70
(25.26)

32010.30
(14.52)

National

4021.97

4295.85

4645.99

6245.17

7815.69

9194.61

10260.98

New India

6151.97

6455.79

7099.14

8225.51

10073.88

11873.49

13727.61

Oriental

3900.22

4077.89

4854.67

5569.88

6194.60

6737.66

7282.54

United

3739.56

4277.77

5239.05

6376.66

8179.29

9266.04

9708.93

PUBLIC SECTOR

17813.71
(3.07)

19107.31
(7.26)

21838.85
(14.30)

26417.21
(20.96)

32263.46
(22.13)

37071.80
(14.90)

40980.06
(10.54)

TOTAL

28805.60
(11.09)

31428.40
(9.11)

35815.85
(13.96)

43841.84
(22.41)

54578.49
(24.49)

65022.50
(19.14)

72990.36
(12.25)

AIC

835.11

833.44

1520.40

1950.05

2576.85

3297.42

3395.01

ECGC

668.37

744.68

813.00

885.47

1004.83

1157.25

1303.73

1503.47

1578.12

2333.39

2835.52

3581.68

4454.67

4698.74

2.97

48.14

114.66

282.69

475.64

619.99

692.47

TATA AIG
Universal Sompo
PRIVATE SECTOR

SPECIALISED INSURERS
Apollo Munich
Cigna TTK

0.34

Max Bupa

0.13

25.53

99.08

207.22

308.85

Religare Health
Star Health
STANDALONE HEALTH INSURERS
GRAND TOTAL

38.79

152.31

168.19

509.86

961.65

1227.55

1085.06

860.21

1091.08

171.16
(660.34)

558.01
(226.02)

1076.44
(92.91)

1535.77
(42.67)

1659.78
(8.08)

1726.21
(4.00)

2245.05
(30.06)

30480.23

33564.52

39225.68

48213.12

59819.96

71203.38

79934.14

Note: Figures in the brackets represent the growth over the previous year in per cent.
represents business not started

259

253.06

2008-09

47.76

145.88

143.27

136.84

195.28

0.13

171.62

260
2064.36

526.11

United

Grand Total

471.28

Oriental

2059.72

654.24

New India

Public Total

408.09

4.64

National

Private Total

Universal Sompo

2667.39

2509.28

635.89

521.67

859.89

491.83

158.11

2949.85

2512.13

604.18

532.64

867.46

507.85

437.72

49.91

3150.05

2446.29

631.32

524.00

775.20

515.77

703.76

78.44

3330.92

2411.38

590.91

493.95

788.88

537.64

919.54

83.71

3774.53

2515.94

645.48

546.89

839.63

483.94

1258.59

116.27

4132.38

2606.91

664.34

540.07

909.98

492.52

1525.47

136.95

98.39

3459.21

2126.65

524.30

478.20

743.43

380.72

1332.55

0.48

129.77

68.87

48.84

3384.68

2180.36

572.79

440.65

773.33

393.59

1204.32

10.76

3869.27

2575.98

652.25

573.42

923.78

426.53

1293.29

42.54

143.40

1.74

40.81

139.57

45.83

106.27

4555.12

3087.42

805.33

662.05

1049.26

570.79

1467.70

55.85

159.29

144.76

19.36

91.74

TATA AIG

63.01

4.42

50.53

0.22

39.15

Shriram

17.90

23.10

SBI General

Royal Sundaram

Reliance

0.25

2.46

188.05

13.31

175.20

5434.49

3582.46

972.47

774.38

1150.81

684.80

1852.02

77.28

190.26

7.76

158.03

51.07

116.33

0.54

53.58

215.17

308.36

Raheja QBE
46.36

291.02

283.46

267.54

84.07

55.41

263.29

270.06

180.17

59.12

71.63

43.38

287.28

2011-12

Magma HDI
45.84

172.78

283.02

132.97

34.29

56.81

38.81

263.81

2010-11

0.94

142.88

417.35

58.79

16.09

47.77

28.33

240.06

2009-10

Liberty Videocon

L&T General

103.52

393.83

36.15

308.47

IFFCO Tokio

277.45

239.46

123.75

10.98

11.10

ICICI Lombard

6.81

12.83

1.81

68.30

273.49

2007-08

0.36

77.98

370.31

2006-07

HDFC ERGO

72.83

351.40

2005-06

3.03

47.78

219.42

2004-05

Future Generali

25.44

120.29

2003-04

2.80
5.32

60.65

2002-03

53.84

27.88

2001-02

Cholamandalam

3.70

2000-01

Fire

Bharti AXA

Bajaj Allianz

Insurer

6658.91

4215.36

1120.76

915.75

1332.68

846.17

2443.55

90.32

274.58

9.28

314.77

92.53

168.42

0.87

7.71

0.18

24.11

173.17

380.34

299.11

106.34

93.54

52.14

356.13

2012-13

TABLE 46: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (Contd.)
(WITHIN INDIA)

7391.73

4464.13

1189.74

984.47

1411.77

878.16

2927.60

9.47

15.57

107.16

341.56

11.06

446.13

67.17

177.96

0.46

33.75

213.43

487.02

320.73

117.38

109.90

80.51

388.33

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

88.17

2008-09

261
0.05

34.24

37.00

203.80
313.84
187.90
279.56
985.10
985.15

National

New India

Oriental

United

Public Total

Grand Total

Private Total

Universal Sompo

1053.40

1007.32

255.21

205.65

339.30

207.16

46.08

1214.82

1130.67

339.14

228.07

344.40

219.06

84.15

27.33

1117.54

965.46

300.14

218.93

259.21

187.18

152.08

30.89

1228.10

982.99

243.80

235.41

252.49

251.29

245.11

40.85

1284.09

1002.29

203.97

325.11

299.78

173.43

281.80

47.88

1627.84

1137.69

263.95

347.83

321.02

204.89

490.15

70.15

1798.82

1252.16

300.83

339.06

437.28

174.98

546.66

97.86

1956.15

1316.39

336.93

332.59

446.10

200.78

639.76

0.54

111.82

2167.59

1554.96

453.56

388.12

474.30

238.97

612.63

3.85

2518.77

1802.03

501.53

446.38

549.56

304.57

716.74

5.97

153.63

115.11

9.18

23.00
25.20

TATA AIG

23.02

0.93

19.97

0.04

19.55

Shriram

18.44

0.17

18.29

SBI General

16.80

2876.79

2009.65

568.11

483.32

606.42

351.79

867.14

8.90

189.01

1.90

1.84

31.52

40.49

29.61

13.38

2.78

13.02

1.74

Royal Sundaram

6.03

130.62

Reliance

0.03

0.43

127.98

0.03

132.41

0.02
17.85

113.70

Raheja QBE
10.74

66.43

198.91

60.90

39.53

12.70

128.26

166.37

48.42

30.72

50.45

17.11

89.91

2011-12

Magma HDI
13.19

46.13

146.57

24.89

15.36

43.68

11.22

78.98

2010-11

8.91

30.87

216.47

8.29

6.63

42.39

5.44

73.94

2009-10

Liberty Videocon

L&T General

24.49

216.72

18.42

31.02

155.24

IFFCO Tokio

85.71

82.53

43.59

9.27

ICICI Lombard

2.41

3.29

1.72

32.66

75.18

2007-08

0.50

26.56

71.25

2006-07

HDFC ERGO

17.00

54.33

2005-06

0.72

15.90

44.96

2004-05

Future Generali

5.82

20.72

2003-04

0.61
0.16

7.41

2002-03

36.56

1.36

2001-02

Cholamandalam

0.05

2000-01

Marine

Bharti AXA

Bajaj Allianz

Insurer

3029.15

2097.44

601.51

474.05

669.93

351.96

931.70

14.95

210.66

1.71

7.29

29.32

28.47

0.04

7.62

101.75

229.19

76.78

54.51

50.98

21.16

97.27

2012-13

TABLE 46: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (Contd.)
(WITHIN INDIA)

3154.36

2090.80

587.28

458.56

711.46

333.50

1063.56

1.12

5.94

18.16

219.25

0.94

9.94

31.07

40.44

0.01

8.33

117.41

251.76

87.45

51.17

64.94

33.52

122.10

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

94.00

1112.35

262
2078.94
1846.41
2174.50
1495.36
1138.16
6654.44
8733.38

Private Total

National

New India

Oriental

United

Public Total

Grand Total

Universal Sompo

10696.66

6993.88

1233.18

1739.39

2034.73

1986.58

3702.78

12685.25

7223.88

1434.90

1608.38

2034.30

2146.31

5461.36

13336.02

7201.37

1563.48

1491.30

2000.29

2146.29

6134.65

3.92

224.79

529.91

TATA AIG

253.25

409.56
112.72

273.09

303.39

Shriram
239.82

Royal Sundaram

SBI General

26.52
233.09

Reliance

15046.99

7691.37

1826.64

1611.06

2070.94

2182.73

7355.62

78.90

229.75

411.48

626.91

1318.71

18180.52

8948.33

2124.00

1745.95

2303.38

2775.00

9232.19

163.44

421.47

768.30

0.07

793.03

1074.87

24247.12

11773.77

2955.83

2150.79

3040.39

3626.77

12473.35

215.40

760.44

1247.47

34.84

1066.96

1135.00

0.34

0.24

10.95

961.11

Raheja QBE

0.17

730.67

2138.84

671.04

534.86

1164.82

683.24

1544.96

420.70

319.33

880.88

629.79

1951.13

2011-12

Magma HDI
1267.37

499.19

1379.16

289.92

209.78

623.59

416.06

1714.07

2010-11

455.51

448.90

1321.29

158.78

94.88

450.10

184.51

1445.55

2009-10

Motor

Liberty Videocon

L&T General

378.08

IFFCO Tokio

1279.07

454.44

ICICI Lombard

1142.55

140.38

158.03

HDFC ERGO

138.32

1.77

Future Generali

224.41

1503.39

2008-09

17.39
97.16

1386.37

2007-08

319.53

52.35

843.87

2006-07

Cholamandalam

536.61

2005-06

Bharti AXA

Bajaj Allianz

Insurer

29629.80

13883.38

3389.87

2403.73

3796.20

4293.58

15746.42

290.72

1044.18

1517.34

267.43

1105.67

1291.68

0.42

87.26

96.63

1584.72

2705.76

803.44

619.11

1066.46

866.38

2399.23

2012-13

TABLE 46: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (Contd.)
(WITHIN INDIA)

33823.57

15792.06

3709.85

2638.63

4604.61

4838.97

18031.51

97.01

388.49

231.75

1074.85

1481.04

465.33

1022.46

1444.65

0.65

137.53

1761.73

3213.80

1004.06

706.35

1249.71

1052.27

2699.85

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

224.65
51.84

ICICI Lombard

IFFCO Tokio

238.75

164.22

856.76

268.74

82.31

149.51

49.19

295.55

2009-10

254.28

179.21

1281.30

328.73

133.31

148.14

52.78

339.70

2010-11

225.28

8.28

193.99

1435.84

411.50

175.99

228.90

145.43

427.29

2011-12

0.02

26.23

210.72

1593.11

521.50

202.27

281.30

198.12

595.05

2012-13

0.02

45.75

285.36

1483.81

616.82

182.55

194.04

164.45

743.80

2013-14

263
496.19
414.02
591.57
359.72
359.26
1724.56
2220.75

Private Total

National

New India

Oriental

United

Public Total

Grand Total

Universal Sompo

TATA AIG

Shriram
37.19

Royal Sundaram

SBI General

8.61
50.55

Reliance

3319.29

2158.65

465.25

448.54

765.29

479.57

1160.64

53.36

96.12

4894.42

3127.37

694.96

532.63

1209.42

690.36

1767.05

68.30

108.78

6088.00

3863.46

900.72

709.85

1355.67

897.22

2224.53

3.08

73.89

114.31

7311.37

4981.16

1265.41

1084.54

1552.47

1078.74

2330.21

17.41

82.30

125.47

9944.03

6912.55

1711.76

1516.03

2003.37

1681.40

3031.48

23.49

110.71

179.10

11809.02

8148.23

2231.81

1487.47

2349.17

2079.77

3660.79

35.74

137.69

3.74

231.14

13974.67

9592.15

2642.81

1634.14

2753.95

2561.26

4382.52

55.63

181.87

6.74

214.42

295.53

15663.16

10903.99

2659.94

1897.76

3315.77

3030.52

4759.16

4.19

86.69

214.42

4.62

21.16

213.52

310.82

140.99

973.80

56.01

50.81

165.89

1.51

333.43

2008-09

Raheja QBE
275.62

114.02

815.89

28.23

3.43

109.38

243.40

2007-08

497.98
67.18

71.89

664.97

10.27

38.60

158.26

2006-07

Health

(` Crore)

Magma HDI

Liberty Videocon

L&T General

4.55

HDFC ERGO

Future Generali

21.11

Bharti AXA

Cholamandalam

97.69

2005-06

Bajaj Allianz

Insurer

TABLE 46: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (Contd.)
(WITHIN INDIA)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

225.81

225.91

265.41

240.86

1.00

258.93

264
1505.99
2073.09
1540.49
1635.42
6754.99
6757.44

New India

Oriental

United

Public Total

Grand Total

2.45

National

Private Total

Universal Sompo

7724.85

7462.45

1763.68

1719.16

2313.14

1666.47

262.40

2109.75

2288.42

3169.44

3010.98

2342.99

323.68

9925.33 10578.59

2136.73

2089.18

3011.27

2688.15

1401.89

234.17

9733.22 11327.22 12921.58

8913.49

2024.74

2042.70

2709.38

2136.67

819.73

156.69

4346.97

3099.82

807.91

800.03

886.01

605.87

1247.15

131.53

5129.29

3361.77

872.04

852.69

986.18

650.85

1767.53

177.00

81.85

4986.04

3101.79

784.56

849.86

852.49

614.87

1884.26

233.46

87.65

90.34

5586.98

3469.15

903.85

989.83

933.44

642.02

2117.83

11.84

6225.22

3839.97

1041.19

1079.57

1021.02

698.20

2385.25

46.59

283.24

3.66

96.89

253.01

100.82

197.01

7378.01

4401.49

1234.05

1086.93

1191.57

888.95

2976.52

50.35

327.99

268.66

49.91

64.96

TATA AIG

250.89

7.23

193.85

0.82

132.26

Shriram

50.44

19.56

0.24

Royal Sundaram

SBI General

0.13

Reliance

4.37

2.81

326.82

975.78

21.78

363.09

1068.19

8508.35

5046.62

1451.07

1151.93

1396.07

1047.55

3461.73

67.27

364.17

9.30

51.69

99.11

195.45

13.88

68.71

233.34

642.52

Raheja QBE
95.41

204.40

607.44

428.49

85.31

114.68

48.29

531.02

2011-12

101.49

153.38

578.09

301.90

57.68

95.77

35.03

473.40

2010-11

Magma HDI
121.34

292.99

632.48

198.89

34.88

95.08

43.34

427.24

2009-10

29.87

154.86

509.59

57.35

18.08

109.62

6.18

441.23

2008-09

Liberty Videocon

L&T General

91.39

513.89

3.34

203.68

IFFCO Tokio

87.58

401.49

2007-08

70.82

31.90

71.43

342.66

2006-07

16.13

29.83

56.89

232.26

2005-06

ICICI Lombard

173.32

105.57

587.24

2004-05

35.88

112.57

65.77

335.50

2003-04

9.49

9.31

228.43

2002-03

HDFC ERGO

112.71

2001-02

0.86

2.09

2000-01

Others

Future Generali

Cholamandalam

Bharti AXA

Bajaj Allianz

Insurer

5348.73

1562.13

1148.43

1496.44

1141.73

5228.48

18.03

14.93

96.68

512.64

12.93

245.01

102.83

227.80

22.11

28.42

553.00

1419.78

877.92

205.10

236.53

92.41

562.37

2013-14

(` Crore)

9680.29 10577.20

5233.78

1511.09

1124.73

1485.20

1112.77

4446.51

82.73

423.78

13.06

174.61

118.06

225.91

19.95

0.17

2.01

27.47

494.68

1225.58

752.37

123.15

128.61

80.63

553.73

2012-13

TABLE 46: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (Contd.)
(WITHIN INDIA)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

2619.29

2008-09

912.23

1946.42

1914.88

1374.06

1.32

1457.84

265

143.40

1975.24

299.10

404.58

1641.57

534.35

2135.08

129.82

424.93

540.45

2362.71

3154.78

3498.77

3739.56

3808.14

4277.77

3964.23

5239.05

4736.71

6042.51

6376.66

5457.33

7097.14

9165.73 10222.88

8179.29

6047.89

9266.04

6552.40

9708.93

7127.84

8542.87 10037.95 11540.06

7790.69

9806.95 11445.82 13898.26 15594.81 17480.60 20359.72 24905.49 27823.74 30351.83 34620.45 42576.45 52875.77 62972.81 70610.02

2944.46

3928.52

5508.83

6220.70

Grand Total

3068.19

3527.11

5276.92

4625.17

9799.81 10979.23 12556.29 13337.08 13972.96 14997.06 16258.90 16831.85 18030.74 20643.45 25151.83 30560.74 35022.12 38599.71

2968.06

3017.78

5017.20

4279.90

Public Total

2654.96

2832.11

4791.50

4007.23

2441.09

2803.41

4210.81

3814.42

8646.59 10991.89 12321.09 13977.00 17424.63 22315.03 27950.69 32010.30

189.28

1173.09

1187.57
1510.59

United

2446.48

4045.68

3523.67

5362.66

30.14

853.80

1541.38

770.85

1560.00

2010.01

2199.67

3921.24

3799.91

3507.64

0.48

782.64

1266.44

250.14

1479.79

1712.55

Oriental

3512.33

3391.10

2257.73

710.55

1143.99

1655.43

3041.17

2863.58

1341.97

572.70

416.93

913.11

1979.65

New India

2365.46

466.59

448.24

803.36

1437.04

2388.82

23.24

253.78

2930.92

6856.16

2906.99

1262.56

1855.11

1423.16

4516.45

2013-14

2117.88

7.14

343.50

694.41

21.30

95.14

2.19

182.07

2565.03

6133.99

2453.20

1105.39

1620.89

1218.43

4001.40

2012-13

(` Crore)

National

Private Total

Universal Sompo

233.93

598.20

823.92

78.45

458.64

TATA AIG

330.70

780.89

257.76

113.76

184.44

Shriram

71.12

43.02

0.24

Royal Sundaram

SBI General

1.07

Reliance

4.90

17.24

1783.18

5150.14

14.79

162.33

1128.15

4251.87

Raheja QBE
161.69

1144.47

3295.06

1839.46

919.76

161.04

892.72

3402.04

1279.91

600.16

1346.54

884.00

3286.62

2011-12

Magma HDI
185.67

496.64

3307.12

915.40

376.61

967.99

553.90

2869.96

2010-11

77.45

322.23

2989.07

339.21

186.49

784.85

310.82

2482.33

2009-10

Liberty Videocon

L&T General

213.33

1582.86

70.51

873.87

IFFCO Tokio

486.73

203.84

194.00

27.11

200.94

ICICI Lombard

175.63

220.60

112.93

522.34

2379.92

2007-08

9.49

311.73

1786.34

2006-07

HDFC ERGO

220.18

1272.29

2005-06

9.81

169.25

851.62

2004-05

Future Generali

97.03

476.51

2003-04

28.50
14.79

296.48

2002-03

685.44

141.95

2001-02

Cholamandalam

5.83

2000-01

TOTAL

Bharti AXA

Bajaj Allianz

Insurer

TABLE 46: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (Concld.)
(WITHIN INDIA)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

115.88

2008-09

13.57

23.94

38.45

63.64

108.65

41.51

60.49

101.04

89.93

(0.74)

46.84

(0.94)

(0.22)

50.35

112.87

1.43

51.31

114.59

27.08

13.55

28.93

266
0.10

10.85

23.40

14.89

29.20

16.62

21.44

14.95

599.64
393.43
412.33
1770.91
1771.01

New India

Oriental

United

Public Total

Grand Total

1887.32

1884.91

446.30

392.82

679.24

366.55

Note: Figures in brackets indicate negative values.

365.51

National

2005.22

1963.47

452.80

360.30

790.27

360.10

2001.40

1892.78

421.17

329.14

794.19

348.28

108.62

2089.57

1913.81

425.48

336.90

798.84

352.59

175.76

2150.18

1933.86

408.08

337.63

830.88

357.27

216.32

2360.27

2040.40

418.67

341.53

941.84

338.36

319.86

2424.18

2020.46

434.56

324.42

970.31

291.17

403.71

41.75

Private Total

2.41

(0.43)

Universal Sompo

2354.07

1980.88

408.61

314.93

962.92

294.42

373.19

(2.67)

20.64

8.10

19.09

TATA AIG

8.23

13.40

(0.40)
3.46

8.64

Shriram
(0.46)

0.67

Royal Sundaram

SBI General

0.39

Reliance

2562.41

2196.12

410.45

364.73

1067.58

353.35

366.29

12.63

20.11

0.75

12.93

40.74

2954.86

2540.47

452.91

448.27

1212.47

426.81

414.40

22.44

20.04

2.18

(1.51)

15.81

30.75

3475.59

3003.76

584.41

514.32

1378.97

526.06

471.83

29.14

18.58

2.41

6.80

30.23

0.49

16.25

69.82
54.81

14.01

9.67

5.21

130.21

11.88

2011-12

Raheja QBE
9.00

34.80
43.68

3.32

3.01

19.49

6.32

113.14

2010-11

2.68

31.58

0.88

0.92

15.97

2.34

118.47

2009-10

Magma HDI

Liberty Videocon

L&T General

23.88
24.32

36.16

7.44

IFFCO Tokio

9.67

0.21
0.94

ICICI Lombard

1.57

1.61

1.58

32.66

122.56

2007-08

1.09

31.80

93.82

2006-07

HDFC ERGO

14.44

73.99

2005-06

(1.48)

10.85

52.64

2004-05

Future Generali

3.38

26.41

2003-04

20.32

0.12

9.74

2002-03

Cholamandalam

0.68

2001-02

(0.37)

0.10

2000-01

Fire

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

4135.31

3544.00

734.77

594.86

1578.75

635.62

591.31

36.51

18.86

3.71

50.21

35.57

0.51

(0.06)

(0.25)

3.93

51.69

138.54

38.07

20.50

37.21

8.80

133.49

14.00

2012-13

4701.63

3975.16

808.87

660.44

1784.63

721.23

726.47

44.85

26.82

4.89

111.48

16.78

41.09

0.46

0.12

1.64

6.65

37.23

153.49

52.82

30.46

40.97

12.08

144.65

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

54.76

2008-09

4.27

6.21

18.30

10.94

42.07

27.28

15.11

44.60

32.28

(0.05)

39.69

42.48

(0.26)

(0.24)

38.82

1.72

40.10

53.89

15.02

11.08

14.18

267
24.84

11.01

30.99

8.23

44.26

4.53

7.54

188.12
121.71
142.78
601.73
601.73

New India

Oriental

United

Public Total

Grand Total

661.67

659.20

142.77

179.20

188.12

149.11

Note: Figures in brackets indicate negative values.

149.12

National

674.02

652.31

180.49

128.92

210.09

132.81

708.14

659.08

131.70

128.79

200.43

198.16

49.06

598.55

517.10

113.29

117.84

172.97

113.00

81.45

629.20

530.24

106.56

136.32

168.60

118.76

98.96

654.28

531.48

105.31

159.44

164.38

102.35

122.80

765.65

595.50

129.37

169.39

188.57

108.17

170.15

945.83

727.03

186.23

185.00

231.77

124.03

218.80

21.71

Private Total

2.47

(0.22)

Universal Sompo

55.63

18.02

8.38

TATA AIG

15.19

6.92

(0.05)
7.99

4.36

Shriram
1.84

0.18

Royal Sundaram

SBI General

0.14

Reliance

1006.72

768.96

211.70

189.37

237.66

130.22

237.77

0.13

61.69

0.02

10.45

18.00

1127.64

843.51

245.21

226.97

228.99

142.34

284.14

0.81

91.93

0.90

(0.18)

11.44

12.56

1359.68

995.36

261.73

254.55

302.53

176.55

364.32

1.97

138.38

0.21

(0.19)

9.87

0.06

3.30

12.24
30.35

7.77

5.25

4.30

61.28

12.44

2011-12

Raheja QBE
1.81

11.64
19.28

3.01

2.51

12.23

3.34

57.28

2010-11

0.92

16.02

1.92

1.07

12.16

1.45

56.43

2009-10

Magma HDI

Liberty Videocon

L&T General

6.49
10.19

15.91

1.68

IFFCO Tokio

3.66

0.15
0.02

ICICI Lombard

0.96

1.42

0.50

9.81

38.97

2007-08

0.16

7.09

26.74

2006-07

HDFC ERGO

5.46

21.96

2005-06

(0.15)

3.80

15.86

2004-05

Future Generali

1.50

6.96

2003-04

11.45

0.94

2.16

2002-03

Cholamandalam

0.15

2001-02

(0.28)

2000-01

Marine

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

1595.99

1153.86

284.88

269.15

390.37

209.46

442.14

2.30

164.24

0.40

1.56

8.69

0.07

(0.07)

3.87

38.39

88.23

24.70

16.92

15.38

5.54

60.80

11.11

2012-13

1877.89

1237.83

300.02

285.50

461.02

191.29

640.05

4.26

218.56

0.18

4.14

9.58

19.31

0.03

(0.45)

(0.10)

4.33

42.92

156.61

52.28

21.24

20.11

7.16

79.89

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

(0.57)

612.45

1112.43

0.10

0.91

784.03

1430.04

268
1166.83
904.37
5490.72
6761.84

New India

Oriental

United

Public Total

Grand Total

Note: Figures in brackets indicate negative values.

1545.46
1874.07

National

1271.12

Private Total

Universal Sompo

7937.50

5792.74

944.41

1328.46

1985.59

1534.28

2144.76

228.88

9751.64

6050.11

1060.80

1370.12

1940.78

1678.41

3701.54

248.09

11372.37

6446.31

1247.57

1324.52

2022.40

1851.83

4926.06

0.33

12758.41

7030.75

1483.16

1407.06

2173.01

1967.53

5727.56

27.90

274.42

15270.63

7890.24

1755.42

1550.12

2311.93

2272.77

7380.39

122.45

340.86

281.72

170.73

632.64

TATA AIG

134.28

537.13

325.52

427.23
18.39

297.49

Shriram

206.73

994.36
(0.78)

156.72

Royal Sundaram

1050.72

SBI General

17.91

Reliance

19658.66

10024.77

2255.62

1847.89

2940.35

2980.92

9633.88

153.59

638.61

537.02

21.73

880.21

1.13

36.87

980.12

1901.85

535.92

357.79

590.31

82.95

1220.18

2141.86

695.39

515.36

819.57

672.07

2006.10

986.53

2012-13

24808.49

12403.89

2891.19

2136.25

3755.53

3620.92

12404.60

216.29

864.25

1000.93

128.25

1039.27

1.00

14.67

990.23

523.82

974.62

352.25

230.53

450.30

1702.98

845.45

2011-12

Raheja QBE
716.60

379.45

202.05

135.27

435.02

256.09

1476.36

2010-11

(0.08)

149.18

346.13

128.19

36.13

324.89

61.31

1255.27

2009-10

Motor

Magma HDI

Liberty Videocon

L&T General

205.05

IFFCO Tokio

873.33

222.53

ICICI Lombard

551.05

120.17

119.88

HDFC ERGO

118.30

0.02

140.73

Future Generali

51.95

1295.82

2008-09

251.28

42.08

925.66

2007-08

Cholamandalam

492.54

2006-07

(1.70)

336.23

2005-06

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

29553.50

14387.94

3230.50

2351.79

4587.05

4218.61

15165.55

241.95

998.82

1413.06

364.21

1023.10

1258.28

0.46

227.94

35.80

109.03

1520.15

2294.95

754.12

615.11

1080.09

872.20

2356.27

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

751.66

221.76

123.50

994.15

206.96

0.16

146.38

4.05

133.02

1099.15

196.21

105.54

172.97

269
318.08
335.36
254.08
261.27
1168.79
1486.05

National

New India

Oriental

United

Public Total

Grand Total

Note: Figures in brackets indicate negative values.

317.26

Private Total

Universal Sompo

TATA AIG

Shriram
27.32

Royal Sundaram

SBI General

7.47
28.44

Reliance

1904.70

1317.20

329.81

323.71

306.12

357.56

587.51

29.74

54.87

3135.52

2175.68

481.46

406.05

820.12

468.06

959.83

37.08

83.05

4694.38

3094.87

700.11

545.77

1169.00

679.99

1599.51

0.44

87.92

97.99

5753.40

3937.98

972.02

807.69

1269.00

889.27

1815.42

10.56

65.31

104.29

7738.29

5457.25

1334.53

1179.15

1612.42

1331.15

2281.03

19.12

92.70

0.01

163.13

9472.36

6805.84

1923.61

1299.14

1974.65

1608.43

2666.52

25.54

98.39

2.43

194.37

276.92

110.55

684.75

154.74

65.18

93.45

356.26

185.15

2011-12

Raheja QBE
136.17

72.23

164.01

38.79

108.06

38.47

291.99

2010-11

30.17

46.56

36.35

18.02

61.96

15.04

258.54

2009-10

Health

Magma HDI

Liberty Videocon

L&T General

30.37

IFFCO Tokio

406.62

138.73

ICICI Lombard

305.93

16.92

3.01

HDFC ERGO

5.00

0.25

29.67

Future Generali

8.84

231.21

2008-09

55.18

11.03

178.08

2007-08

Cholamandalam

106.39

2006-07

0.18

70.89

2005-06

Bharti AXA

Bajaj Allianz

Insurer

11098.50

7980.91

2168.40

1401.79

2317.62

2093.11

3117.59

39.38

114.71

4.49

218.29

17.08

165.60

1116.54

244.07

130.57

237.40

180.98

472.64

175.83

2012-13

TABLE 47: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

12945.26

9138.27

2075.02

1629.88

2841.20

2592.16

3806.99

64.81

179.06

1.43

9.12

206.03

376.63

0.02

0.41

44.04

197.41

1148.32

406.06

144.01

210.02

164.53

655.13

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

193.60

2008-09

0.19

10.75

34.76

57.88

82.28

160.28

93.47

185.97

(1.95)

99.74

206.51

(0.65)

(0.33)

115.52

276.63

4.82

128.13

379.52

140.25

33.37

62.74

270
0.33

51.82

29.87

77.14

34.54

107.79

39.33

50.35

1883.72
1210.21
1329.27
5713.12
5713.45

New India

Oriental

United

Public Total

Grand Total

6292.70

6255.50

1383.72

1248.69

1991.51

1301.13

37.20

Note: Figures in brackets indicate negative values.

1289.92

National

Private Total

Universal Sompo

6940.03

6612.48

1476.08

1366.56

2296.79

1473.05

327.55

8152.65

7534.50

1583.77

1514.53

2594.83

1841.37

618.15

9430.08

8286.21

1623.87

1668.43

2795.36

2198.55

1143.87

2682.82

2310.73

514.05

460.98

912.08

423.61

372.09

3189.77

2684.87

575.04

537.63

1137.19

435.01

504.90

3210.50

2566.52

595.90

606.26

891.64

472.72

643.98

3478.31

2688.47

656.58

696.59

863.20

472.10

789.85

1.24

141.56

201.48

145.81

TATA AIG

120.20

111.91

(0.79)
71.44

63.49

65.09

Shriram
11.29

12.23

Royal Sundaram

SBI General

0.69

Reliance

3919.35

3021.86

760.86

821.97

963.61

475.42

897.49

24.02

168.20

1.00

50.06

68.03

4543.31

3468.33

859.56

910.38

1107.51

590.88

1074.98

27.93

181.16

1.43

(0.07)

53.17

49.17

5421.31

4098.68

1061.86

977.17

1278.09

781.56

1322.64

36.29

190.35

3.22

3.84

48.41

6.25

28.47

69.75

127.61

77.59

18.49

11.36

223.96

50.12

2011-12

Raheja QBE
15.51

47.61

119.99

27.66

7.90

52.57

11.48

210.88

2010-11

5.71

163.53
127.77

12.13

0.67

47.30

3.51

195.49

2009-10

Magma HDI

Liberty Videocon

L&T General

65.72

48.72

18.10
26.16

1.21
2.79

14.45

IFFCO Tokio

13.38

ICICI Lombard

118.01

9.93

39.86

35.99

150.17

2007-08

0.41

27.60

119.04

2006-07

HDFC ERGO

15.37

83.30

2005-06

0.08

56.39

302.41

2004-05

Future Generali

18.95

197.28

2003-04

47.14

0.04

142.20

2002-03

Cholamandalam

8.99

2001-02

(0.60)

0.14

2000-01

Others

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)

6222.87

4474.51

1171.70

985.07

1408.37

909.37

1748.36

46.83

225.66

4.29

39.61

57.99

12.85

(0.27)

(0.13)

11.79

148.22

524.08

240.34

55.76

57.87

18.99

251.30

53.16

2012-13

6817.74

4697.61

1188.90

1026.36

1522.98

959.37

2120.13

56.08

249.53

6.07

141.77

60.24

44.44

17.51

0.57

3.03

13.98

155.39

599.54

319.66

78.09

80.18

36.92

257.12

2013-14

(` Crore)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1891.27

2008-09

0.19

53.97

244.26

960.03

639.67

1567.18

1388.86

832.93

1973.65

(3.31)

922.22

2192.82

(1.75)

0.28

1135.10

2856.16

48.89

1332.68

3549.00

914.47

521.33

869.13

271
2671.48
1725.35
1884.38
8085.76
8086.20

New India

Oriental

United

Public Total

Grand Total

8511.24

8469.16

1972.79

1820.71

2858.87

1816.79

42.08

Note: Figures in brackets indicate negative values.

1804.55

0.44

National

Private Total

Universal Sompo

2136.64

1972.46

3589.45

2387.81

775.83

143.62

2162.64

2123.17

3767.17

2664.14

1401.08

227.60

2194.33

2355.84

4120.99

2763.17

2275.75

285.56

2373.24

2690.77

4535.11

2767.57

3679.83

381.65

2702.09

2876.23

4811.43

3018.53

5879.20

(0.43)

453.85

598.06

3199.10

3066.80

5249.30

3522.36

7907.41

(0.87)

876.19

192.75

726.69

246.54

1084.32

542.86

34.61

1163.09

341.31

1387.74

1009.34

224.13

1359.82

14.44

411.94

1672.78

1425.63

630.73

1315.72

1739.76

18.47

228.19

40.77

178.03

1953.10

4352.91

1584.93

888.92

1431.36

1092.90

3493.06

2013-14

3838.19

3590.83

5710.86

3815.79

4647.63

4314.90

6473.32

4763.95

6087.24

4893.06

7874.59

6073.53

7250.94

5387.11

9450.64

7468.48

7603.30

5953.97

11196.87

8682.67

9044.53 11434.93 14459.19 18303.99 22459.20

75.24

589.73

136.05

714.86

7.94

14.27

(0.46)

119.62

1624.08

4009.25

1242.57

739.10

1167.43

886.38

2924.33

1240.63

2012-13

(` Crore)

9619.27 10862.19 12118.20 13710.09 16046.52 19287.48 22944.97 26000.20 31634.73 39387.60 47861.16 55896.01

9228.26 10086.36 10717.12 11434.33 12366.69 13408.28 15037.56 16955.66 20199.80 24928.42 29557.17 33436.81

2109.37

1855.78

3297.15

1965.96

391.01

82.89

445.83

587.48

12.67

333.58

TATA AIG

249.44

330.03

173.28

17.15

132.23

Shriram

76.49

1293.80
(2.53)

13.08

Royal Sundaram

1399.25

SBI General

1.21

Reliance

48.02

547.60

1066.65

606.36

329.12

564.63

2474.68

1105.03

2011-12

Raheja QBE
26.32

527.68
345.98

400.06

187.48

627.37

315.70

2149.65

2010-11

9.31

215.60
175.37

179.47

56.82

462.29

83.64

1884.20

2009-10

Magma HDI

Liberty Videocon

L&T General

100.23

79.09

27.22
39.49

1.56
3.74

140.29

IFFCO Tokio

138.35

ICICI Lombard

119.26

150.05

39.86

248.86

1415.44

2007-08

0.41

127.28

838.53

2006-07

HDFC ERGO

88.40

586.37

2005-06

(1.29)

71.04

370.91

2004-05

Future Generali

23.83

230.65

2003-04

385.36

1.10

154.10

2002-03

Cholamandalam

9.82

2001-02

(2.78)

0.25

2000-01

Total

Bharti AXA

Bajaj Allianz

Insurer

TABLE 47: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Concld.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

1075
465
51

Marine (Cargo)

Marine (Hull)

272

3018
233
294
2851

Motor Third Party

Liability Insurance

Personal Accident

Health Insurance

13729

Grand Total

14733

1042

Note: Figures in brackets indicate negative values.

1040

Miscellaneous
20918

1221

Credit Insurance

82

4098

347

287

5411

6727

566

105

588

1420

52

75

3211

301

250

2863

4694

494

56

504

1242

Crop Insurance

78

4203

Motor Own Damage

Overseas Medical Insurance

419

Engineering

Aviation

Individual Agents

Corporate Agents - Banks

Corporate Agents - Others

(` Crore)

24558

1308

62

96

4976

393

325

5240

9219

588

14

47

623

1661

28523

1311

59

87

5981

414

351

9191

8020

589

49

685

1777

3219

336

1457

166

144

181

447

24

443

4184

372

1931

217

145

225

746

32

10

494

3273

398

13

693

311

18

367

640

42

46

732

4186

475

14

871

458

36

459

883

49

25

904

5117

606

18

1048

617

18

688

842

48

24

1195

2819

74

27

369

80

15

518

1578

25

42

86

2849

149

34

725

182

34

342

1069

73

16

61

164

1239

102

19

271

92

198

417

18

10

93

1789

145

13

314

74

207

857

17

141

2192

94

10

24

359

73

579

915

21

94

2009-10 2010-11 2011-12 2012-13 2013-14 2009-10 2010-11 2011-12 2012-13 2013-14 2009-10 2010-11 2011-12 2012-13 2013-14

Fire

Type of Channel

TABLE 48: CHANNEL WISE GROSS DIRECT PREMIUM INCOME (Contd.)

HANDBOOK ON INDIAN INSURANCE STATISTICS 2013-14

Brokers

Referral Arrangements

Direct Business

(` Crore)

273

Note: Figures in brackets indicate negative values.

9921

5665

Grand Total

9331

409

676

496

Miscellaneous

24

35

2778

250

466

1080

53

10

28

2275

229

395

969

Credit Insurance

14

1335

Health Insurance

Crop Insurance

155

Personal Accident

18

323

Liability Insurance

Overseas Medical Insurance

546

Motor Third Party

1884

931

Motor Own Damage

1821

773

1258

128

478

112

615

Engineering

106

Marine (Hull)

531

1276

150

417

Marine (Cargo)

1029

Aviation

847

14699

482

70

28

49

3203

274

504

1997

4726

833

129

131

683

1591

17029

581

87

48

77

3979

289

604

2713

4917

902

120

151

741

1819

526

77

74

14

76

238

26

602

46

51

10

122

273

17

54

191

20

35

89

29

37

14

11

14

11949

1486

31

149

2981

344

216

1354

2044

680

777

518

1370

14418

2214

188

4034

288

228

1557

3380

(117)

757

409

1477

18556

11