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New Moneyback 25 Years

(Plan No. - 821)


Illustration specially prepared for

Mr. Tejas Navinchandra Sh


(age 18 years)

Benefits Illustration Summary

Sum Assured

Rs. 1,50,000

Term

25 years with premium term of


20 years only

Premium

Your Yearly premium under this


policy is Rs. 9,247 for a period of
20 years only. In 20 years you
will pay a total of Rs. 1,82,318.

25 years Money Back Plan with TAX FREE returns


every 5 years as survival benefits.

Limited payment for 20 years only

Life Cover to the extent of 1.25 times of Sum

Assured + Bonus + Final Additional Bonus (as

Year

Guaranteed

applicable)

2018

22,500

0 Survival Benefit

Maturity : On completion of the term, full Sum

2023

22,500

0 Survival Benefit

Assured + Bonus + Final Additional Bonus (as

2028

22,500

0 Survival Benefit

2033

22,500

0 Survival Benefit

applicable) will be paid.

Cash Flow Benefits

Optional Benefit:
LICs Accidental Death and Disability Benefit Rider is
available as an optional rider for 25 years with

2038

60,000

Total

1,50,000

Liquidity

You have an option to surrender


the policy & receive the cash
value after payment of premiums
for 3 years. Alternately, you can
even avail of loan on this policy
once the policy has acquired
cash value.

Tax Saving

You can save a tax of Rs. 2,772


under Sec.80 CCE, against every
premium paid

Premium paid are Tax Exempted u/s 80 C & the

Plan Parameters
Age

Min

Max

13

45

Term

25 years / 20 prem.term

Sum Assured

100000

Modes

1,91,250 Total Rs.3,41,250

In this policy your life cover will


start at Rs. 1,94,100. By virtue of
bonus getting added every year,
your risk cover will grow to Rs.
3,78,750 in the year 2038 when
your age will be 42.

Maturity amount is Tax Free u/s 10 (10) (D)

Parameter

1,91,250 Maturity

Life Cover

payment for 20 years only

Bonus Description

No Limit

Yly, Hly, Qly, Mly, SSS

Presented by

SAMIR MEHTA
Sample Report For Demonstration Purpose Only
204-A, VIMALNATH APPARTMENT
46-DIGVIJAY PLOT, OPP. OSWAL SCHOOL
Tel:0288-2664975, M: 9898696516
e-mail: shreevardhmanagency@yahoo.co.in

This illustration contains guaranteed and non-guaranteed benefits.The


purpose of this illustration is solely to help you understand the projected
benefits that may be possible in future. The presenter in no manner is
promising or giving a guarantee about such projected benefits.The actual
benefits will depend upon the future performance of L.I.C. Of India with
respect to this product.

SAMIR MEHTA
Sample Report For Demonstration Purpose Only
204-A, VIMALNATH APPARTMENT
46-DIGVIJAY PLOT, OPP. OSWAL SCHOOL
Tel:0288-2664975, M: 9898696516
e-mail: shreevardhmanagency@yahoo.co.in

New Moneyback 25 Years Plan Presentation for Mr. Tejas Navinchandra Sh (age 18 years)

Forecast of Insurance Benefits


Risk Covered

Mode of Premium

Yearly

Installment Premium

9,247

Accident Cover

150000

Date of Report

05/06/2014

Crit. Illness Cover

Term

25

Premium Waiver Benefit

Policy
Year

Risk Cover
Age (Natural Death)

Premium

Tax
Saved

Net
Premium

Guaranteed
Returns

Non Guaranteed
Returns

Cash Flow

Cash
Value

Loan
Available

18

1,94,100

9,247
-

2,772

6,475

-9,247

19

2,00,700

9,109

2,772

6,337

-9,109

20

2,07,300

9,109
-

2,772

6,337

-9,109

11,571

10,500

21

2,13,900

9,109

2,772

6,337

-9,109

22,831

20,500

22

2,20,500

9,109
-

2,772

6,337

22,500

13,391

29,027

26,000

23

2,27,100

9,109
-

2,772

6,337

-9,109

12,966

11,750

24

2,33,700

9,109

2,772

6,337

-9,109

19,672

17,750

25

2,40,300

9,109
-

2,772

6,337

-9,109

27,912

25,000

26

2,46,900

9,109

2,772

6,337

-9,109

36,797

33,000

10

27

2,53,500

9,109
-

2,772

6,337

22,500

13,391

46,347

41,750

11

28

2,60,100

9,109
-

2,772

6,337

-9,109

34,122

30,750

12

29

2,66,700

9,109

2,772

6,337

-9,109

45,153

40,750

13

30

2,73,300

9,109
-

2,772

6,337

-9,109

56,989

51,250

14

31

2,79,900

9,109

2,772

6,337

-9,109

69,664

62,750

15

32

2,88,750

9,109
-

2,772

6,337

22,500

13,391

83,268

75,000

16

33

2,95,350

9,109
-

2,772

6,337

-9,109

75,324

67,750

17

34

3,01,950

9,109
-

2,772

6,337

-9,109

90,062

81,000

18

35

3,08,550

9,109

2,772

6,337

-9,109

1,05,859

95,250

19

36

3,15,150

9,109
-

2,772

6,337

-9,109

1,22,901

1,10,500

20

37

3,24,000

9,109
-

2,772

6,337

22,500

13,391

1,41,299

1,27,250

21

38

3,30,600

1,32,229

1,19,000

22

39

3,37,200

1,47,925

1,33,250

23

40

3,43,800

1,65,179

1,48,750

24

41

3,50,400

1,84,204

1,65,750

25

42

3,78,750

60,000

1,91,250

2,51,250

2,02,139

1,82,000

1,26,878

1,50,000

1,91,250

1,58,932

1,82,318
K e y

A s s u mp t i o n s

Personal Data: DOB: 19/09/1996


Income Tax:

Sec. 80CCE Limit Available: 100000


Tax Savings on premiums will be @ 30.90 % u/s 80CCE

Projections:

Bonus: Last declared reversionary bonus of their respective matching discontinued plans has been considered for the purpose of
projected Riskcover and Returns.
Terminal Bonus: Last declared terminal bonus of their respective matching discontinued plans has also been considered.