CHRISTOPHER D. WOODY 10633 Dorothy Ln Largo, FL 33774 Cell: (540) 239 8618 e-mail: chrwoody@yahoo.


WORK HISTORY: 11/009-1/2010 Contract Underwriter, Spherion Columbia, SC Assigned to Wells Fargo, Underwrote and Processed wells fargo loans according To their guidelines. On the underwriting side , I reviewed income, assets and other Various documents. On the Processing side, I worked with inside sales reps, closing Companies and direct customers to get information, documents needed and other Issues, as well as setting the file up for closing. This was a temporary position based on Volume. 6/2009-7/2009 Contract Underwriter, Clayton Group Tampa, FL

Responsible for Underwriting Fannie Mae and Freddie Mac loans according guidelines. This would include income, asset, appraisal and title analysis, as well as other various mortgage related documents. This was a temporary assignment based on volume.
2006-2007 Underwriter Manager, Indymac Bank Tampa, FL Temporarily relocated to Tampa to establish and open up the new regional center; specifically, the Underwriting Department. During the transitional phase, took on the interim roles of Human Resources and Regional Office Manager, while maintaining the role of Underwriter Manager. As an underwriting manager I reviewed numerous files a day for appraisal, debt to income, assets, Title, HUD, mortgage application, Fraud, large loan amounts up to 2,000,000 and other various documentation. I worked with Alt-A prime, sub prime loans, Fannie Mae and Freddie Mac Loans and some FHA loans. Played an integral role in helping the center achieved over 170,000 Million in closed loans. 2003-2006 Underwriter Manager, Indymac Bank Atlanta, GA Responsible for the training of new hires including mentoring, coaching, and loan review. Oversee the day to day operations of the underwriting department. Review Alt-A prime

and non-prime loans, Fannie Mae and Freddie Mac Loans, Some FHA loans, including large loan amounts, appraisal and title reviews, and other various types of loans and/or issues. Assign new files daily in accordance with current metrics and capability. Review daily reports to ensure timely and proper handling of loans. Address escalated situations to find solutions that are best for both the client and Indymac Bank. Work with Operations support, Customer Account Managers (CAMS), and Loan Funders to maximize Indymac’s productivity and profitability. Partner with Sales staff to capitalize on both new and existing loans. 2003-2003 Underwriter, United Guaranty Atlanta, GA Assigned to JP Morgan Chase Bank to work as the sole underwriter for the local branch office. Responsible for the review, approval and declination of conforming and Chase backed mortgage loans on a daily basis. Worked with Chase Loan Officers, Loan Processors and branch Manager to accommodate the client’s overall mortgage needs. This included full income analysis/review of both personal and business tax returns, titles, appraisals and other various supporting documents.


Underwriter, Chase Manhattan Bank Rochester, NY Review, approve, and decline numerous prime and subprime mortgage loans on a daily basis. This included full income analysis/review of both personal and business tax returns, titles, appraisals and other various supporting documents. Interact internally with Loan Processors, Loan Officers, branch Managers and other support units within the organization. Interface directly with clients regarding loan declination and escalations.


Tax Specialist, Paychex Rochester, NY Responsible for the timely filing of taxes for various clients. Worked with Government, state and local agencies on behalf of the clients to address any tax issues. Was responsible for sending out millions of dollars on a daily basis to ensure timely filing. EDUCATION:


University of Florida Bachelor of Science in Business Administration Major: Finance Minor: Economics COMPUTER SKILLS Knowledge of various Windows operating system, Microsoft Office suite, Lotus Notes, Outlook Express, and Reflections.

Knowledge and experience in the following mortgage loan systems: Desk Top Underwriter, Loan prospector, Acaps, Zippy, Emits and Mips. References Available Upon Request