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Eligibility Criteria: Studies in India: School education including plus 2 stage Normal Graduation Courses - B.A., B.Com., B.Sc., Microbiology, etc. Post Graduation Course: Masters Courses, Ph.D., etc. Professional Courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management (including Hotel Management), Computer/ Information Technology, Journalism & Mass Communication, etc. Courses like: ICWA, CA, CFA, etc. Computer Certificate Courses of reputed Institutes accredited to Department of Electronics or Institutes affiliated to University. Courses conducted in India by reputed Foreign Universities. Evening courses of approved institutes. Courses leading to diploma / degree etc. conducted by the Colleges/ Universities approved by UGC / Govt./ AICTE / AIBMS / ICMR etc Studies Abroad: Graduation: For job oriented professional / technical courses offered by reputed Universities. Post Graduation: MCA, MBA, MS, etc.

Courses conducted by CIMA London, CPA in USA etc Quantum of Loan: Need based finance subject to repaying capacity of the parents/ students with following ceilings: Studies in India: Maximum Rs 7.50 lacs Studies abroad: Maximum Rs.15.00 lacs Margin: For loan upto Rs 4.00 lacs: NIL For loan above Rs 4.00 lacs: (i) Studies in India: 5% (ii) Studies abroad: 15% Scholarship / Assistantship to be included in Margin. Margin Money to be brought on year to year basis as and disbursements are made on a pro-rata basis Rate of Interest: Loans Upto Rs. 4.00 lacs For students of IIT / IIM Other Professional Courses For Others Loan above Rs. 4.00 lacs For Students of IIT / IIM Other Professional Courses For Others PLR PLR PLR PLR - 1.00% PLR - 0.50% PLR

Girls students may be provided a special relief of 1.00% in all cases as above. Application of Interest: Simple rate of interest will be applied during course / moratorium period and thereafter the entire outstanding interest (if servicing of interest not done during moratorium period) will be added back to the principal account and compound interest (with monthly rest) will be applied in the account till liquidation of the entire loan. 0.5% rebate will be allowed during moratorium period in case interest is serviced regularly Repayment: Repayment Holiday / Moratorium is Course Period + 1 year (in case job is not obtained) or 6 months after getting job, whichever is earlier. Loan to be repaid within a maximum period of 7 years after commencement of repayment. Security: For loan upto Rs 4.00 lacs: No collateral security is required.

For loan above Rs 4.00 lacs and upto Rs 7.50 lacs: Satisfactory third party guarantee is required. For loan above Rs 7.50 lacs: (a) Collateral security of suitable value. (b) Co-obligation of parents / guardian / third party alongwith assignment of future income of the student for payment of instalments Processing Fee: Nil Others a) The parent / guardian would become co-borrower with the students and application for education loan will also be signed by the parent / guardian alongwith the student while availing loan under Educational Loan Scheme. b) Education Loan should be sanctioned through the branch situated close to the permanent residence / place of domicile of the borrower student Group Life Insurance cover Under the plan a low cost group life insurance cover will be provided for the loan liability of Educational Loan borrowers (students) during entire period of loan (i.e., course period & moratorium period plus repayment period), in case of his unfortunate death. Click here for more Capability Certificate Some of the foreign universities require the students to submit a certificate from their bankers about the sponsors’ solvency/financial capability , with a view to ensure that the sponsors of the students going abroad for higher studies are capable of meeting the expenses till completion of studies. Accordingly branches can also issue the capability certificate for students going abroad for higher studies. For this financial and other supporting documents may be obtained from applicant, if required. Online Sanction Online sanction of study loan facility is available for the students opting for professional courses offered by the following institutes S.N. Institute 1 2 3 4 5 6 7 8 9 10 11 12 IIM Ahmedabad IIM Bangalore IIM Calcutta IIM Indore IIM Lucknow IIM Calicut IIT Chennai IIT Delhi IIT Guwahati IIT Kanpur IIT Kharagpur IIT Mumbai Branch SP Nagar Ahmedabad Jayanagar Bangalore Alipore Calcutta Embassy Towers Indore Aliganj Lucknow Calicut Adyar Chennai Ananlok &Adhchini New Delhi Pan Bazar Guwahati Lakhanpur Kanpur Rly Market Kharagpur Ghatkopar Mumbai

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IIT Roorkee IIT Varanasi IIS Bangalore Jamunalal Bajaj Intt of Mgt Science XLRI Jamshedpur Indian School of Mines Dhanbad AMITY Delhi (Ritnand Balved Edu. Foundantion) AMITY Noida (Ritnand Balved Edu. Foundantion) AMITY Lucknow (Ritnand Balved Edu. Foundantion) AMITY Jaipur (Ritnand Balved Edu. Foundantion) AMITY Bhubaneshwar (Ritnand Balved Edu. Foundantion) Symbiosis Pune Faculty of Management Studies Delhi Narsee Moonjee Institute of Mgt Studies Mumbai National Instt. of Planning & Mgt. Delhi Loyola Instt. of Bus. Adm. Chennai Xavier Instt. of Mgt. & Technology Ghaziabad Mgt Development Instt Gurgaon XIM Bhubneswhwar PSG Institute of Management ICFAI Business School Hyderabad Tata Instt. of Social Scinces, Mumbai Nirma Instt. of Management Ahmedabad Indian School of Business, Hyderabad IISWBM, Kolkata IIFT, Delhi SP Jain Intt. of Mgt & Research, Mumbai KJ Somaya Intt of Mgt Studies& Research Mumbai DEI Agra AVV Coimbatore BC Pune Aihshew Coimbatore SPA Delhi GKV Haridwar Jamia Hamdard Delhi

Roorkee Brij Enclave Varanasi KG Road Bangalore Fort, Mumbai Bistupur Jamshedpur Dhanbad South Extension New Delhi Noida Ujariyawan Lucknow Tonk Road Jaipur Nayapalli Bhubaneswar Pune South Extension Delhi Ghatkopar Mumbai South Extension Delhi Advar Chennai N.Y. Market Ghaziabad Gurgaon Nayapalli Bhubaneswar Coimbatore Hyderabad Main Ghatkopar Mumbai SP Nagar Ahmedabad Hyderabad Main Alipore Kolkata ADCHINI Delhi Ghatkopar Mumbai Ghatkopar Mumbai Agra University Coimbatore Pune Coimbatore South Extension Delhi Haridwar South Extension Delhi

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Shri Mata Vaishnoa Devi University, Jammu Tawi MGR ERI Chennai Mody Instt. of Tech and Science, Lakshmangarh Sikar Rajasthan TIEY Patiala BITS Pilani BIT Ranchi SRM Instt. of Science and Technology, Chennai SIST Chennai SASTRA Thanjavur VIT Vellore IIIT Alallahabad ABV-IIITM Gwalior IIIT Hyderabad NIT ALLAHABAD NIT Bhopal NIT Calicut NIT Durgapur NIT Hamirpur NIT Jaipur NIT Jalandhar NIT Jamshedpur NIT Kurukshetra NIT Nagpur NIT Patna NIT Rourkela NIT Silchar NIT Surathkul NIT Srinagar NIT Surat NIT Tiruchirappalli NIT Warangal IICT Bhadohi Punjab University, Chandigarh NIFFT Ranchi Ready to Go? Animate - A Machino, International Institute of Information Technology (I2 IT)

Jammu Adyar Chennai Tonk Road Jaipur Patiala Tonk Road Jaipur Ranchi Advar Chennai

Sikkim Manipal Instt of Technology, E Sikkim Gangtok Adyar Chennai Adyar Chennai Adyar Chennai Civil Lines Allahabad Gwalior Hyderabad Main Civil Lines Allahabad Arera Colony Bhopal Calicut Durgapur Hamirpur Tonk Road Jaipur Civil Lines Jalandhar Bistupur Jamshedpur Kurukshetra Civil Lines Nagpur Patna University Branch Rourkela Silchar Mangalore Jammu Nanpara Surat Trichy Warangal Bhadohi Chandigarh Main Ranchi Main Kolkata Pune


Kalinga Institute of Technology (KIIT)


Other Institutes For students of other institutes, study loans are available from all branches of Allahabadbank. Click here for printable Application Form. Click here for online application form (study loan)

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