Income

Frequency

Total Income (net)
Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Spending

or
create
create
aa
budge
budge
t by
month

Quick Budget

Monthly
Monthly
Weekly
Monthly
Monthly

Amount
20000.00
0.00
0.00

Total:

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Train pass
Bus pass
Petrol

Monthly
Monthly
Monthly
Quarterly
Yearly
Monthly
Monthly
Monthly

Home
EMI
Rent
Maintenance
Insurance
Vegetables
Household Supplies
Groceries
Fruits
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

3906.00
1900.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

50.00
100.00
110.00
400.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

Monthly
Monthly
Monthly
Semi-Annually
Monthly
Monthly
Monthly

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Weekly
Yearly
Monthly
Monthly

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

Monthly
Semi-Annually
Monthly
Monthly
Monthly
Monthly
Weekly
Monthly
Monthly
Monthly
Monthly
Monthly

1000.00

2000.00
500.00
2000.00
500.00

250.00

250.00
250.00

250.00
250.00

500.00

500.00
100.00

Yearly

Chart:
Monthly

Budget Summary

Yearly

20000.00
20000.00
0.00
0.00
0.00
0.00

240000.00
240000.00
0.00
0.00
0.00
0.00

13941.00

167292.00

1000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1000.00

12000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
12000.00

10806.00
3906.00
1900.00
0.00
2000.00
500.00
0.00
2000.00
500.00
0.00
0.00

129672.00
46872.00
22800.00
0.00
24000.00
6000.00
0.00
24000.00
6000.00
0.00
0.00

910.00
50.00
100.00
110.00
400.00
0.00
250.00
0.00
0.00
0.00

10920.00
600.00
1200.00
1320.00
4800.00
0.00
3000.00
0.00
0.00
0.00

500.00
0.00
250.00
250.00
0.00
0.00
0.00
0.00

6000.00
0.00
3000.00
3000.00
0.00
0.00
0.00
0.00

541.67
0.00
250.00
250.00
0.00
0.00
0.00
0.00
41.67
0.00
0.00

6500.00
0.00
3000.00
3000.00
0.00
0.00
0.00
0.00
500.00
0.00
0.00

183.33
0.00
83.33
0.00
100.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

2200.00
0.00
1000.00
0.00
1200.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

72708

240000

167292

$0

$50,000

$167,292

$100,000

$240,000

$150,000

$72,708

$200,000

Spending Summary
6000

6500 2200 12000

10920

Transportation
Health

Home
Utilities
Entertainment129672
Miscellaneous

$250,000

Questions?
Questions?
Email
Email at
at
milindskulkarni2005@yahoo.co.in
milindskulkarni2005@yahoo.co.in

Budget Planner - Overview / Help
Budge
Budge
By
tt By
Month
Month

Quick
Quick
Budge
Budge
tt

Instructions
You may move from worksheet to worksheet by clicking on the dark blue buttons
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders:
400
Use the drop down boxes April
to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)
Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)
Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)
Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.
Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section
Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.

Budget By Month
Yearly

Chart:
3

Income

Mar

Apr

May

Jun

Jul

Budget Summary

1 Months
Jan to Date

Total Income (net)
Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Spending

Total:

4000.00
2000.00

0.00

0.00

0.00

0.00

2000.00

4000.00
2000.00
0.00
2000.00
0.00
0.00

9955.00

0.00

0.00

0.00

0.00

9955.00

5000.00
5000.00

0.00

0.00

0.00

0.00

5000.00
5000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

4000

-71460

2000

0

2000

0

48000

0

9955

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Train pass
Bus pass
Other
Home
EMI
Rent
Maintenance
Insurance
Furniture
Household Supplies
Groceries
Real Estate Tax
Other
Other
Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

0.00

4955.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

2500.00
2455.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0.00

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

0.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4955.00
0.00
0.00
0.00
0.00
0.00
0.00
2500.00
2455.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

119460
5000

5000

0

$119,460

0

-100,000.00

-50,000.00

0.00

$48,000

$(71,460)

50,000.00

100,000.00

150,000.00

0

0

Spending Summary

0

0

0

0

0

0

0

0

0

59460

0

60000

0

0

0

0

4955

Transportation
Health

0

0

Home
Entertainment

Utilities
Miscellaneous

0

0

Budget by Month

0

0

10,000
2500

2455

0

9,000
8,000
7,000

0

0

0

0

6,000
5,000
4,000

0

3,000
0

0

0

2,000
1,000
0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Mar

Row 16

Apr

Row 8

May

Jun

Jul

Tracking
January

Chart:

Income
Total Income (net)
Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Jan
22500.00
20,000.00

Feb
0.00

Mar
0.00

Apr
0.00

2,500.00

Actual Income/Spend Summary

Jan to Date
22500.00
20,000.00
0.00
2,500.00
0.00
0.00

7784

22500

Spending
Total Spending:
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Train pass
Bus pass
Petrol
Home
EMI
Rent
Maintenance
Insurance
Vegetables
Household Supplies
Groceries
Fruits
Other
Other

Over Budget

14716.00

0.00

0.00

0.00

14716.00

600.00

0.00

0.00

0.00

600.00
0.00
0.00
600.00
0.00
0.00
0.00
0.00
0.00

600.00

11806.00
3,906.00
1,900.00

0.00

0.00

0.00

2,000.00

2,000.00
2,000.00

11806.00
3,906.00
1,900.00
0.00
2,000.00
0.00
0.00
2,000.00
0.00
2,000.00
0.00

14716

$14,716

0.00

5,000.00

2310.00

0.00

0.00

0.00

2310.00
0.00
300.00
110.00
600.00
0.00
300.00
0.00
1,000.00
0.00

300.00
110.00
600.00
300.00
1,000.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

$7,784

15,000.00

20,000.00

Actuals by Month
25,000

20,000

15,000

10,000

5,000

0

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

$22,500

10,000.00

Jan

RowFeb
17

Row Mar
8

Apr

25,000.00

Comparison
Income
Total Income (net)
Salary/Wages
Salary/Wages (Spouse)
Other
Other
Other

Compare

Budget

Jan to Date
Jan to Date
Actual

January to Date

to Budget

Tracking vs Budget Summary

Vs Budget

60,000
60000
0
0
0
0

22500
20,000.00
0.00
2,500.00
0.00
0.00

-37,500
-40,000.00
0.00
2,500.00
0.00
0.00

41,823

14,716

-27,107

3,000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,000.00

600
0.00
0.00
600.00
0.00
0.00
0.00
0.00
0.00

-2,400
0.00
0.00
600.00
0.00
0.00
0.00
0.00
-3,000.00

32,418
11,718.00
5,700.00
0.00
6,000.00
1,500.00
0.00
6,000.00
1,500.00
0.00
0.00

11,806
3,906.00
1,900.00
0.00
2,000.00
0.00
0.00
2,000.00
0.00
2,000.00
0.00

-20,612
-7,812.00
-3,800.00
0.00
-4,000.00
-1,500.00
0.00
-4,000.00
-1,500.00
2,000.00
0.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

2,730
150.00
300.00
330.00
1,200.00
0.00
750.00
0.00
0.00
0.00

2,310
0.00
300.00
110.00
600.00
0.00
300.00
0.00
1,000.00
0.00

-420
-150.00
0.00
-220.00
-600.00
0.00
-450.00
0.00
1,000.00
0.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

1,500
0.00
750.00
750.00
0.00
0.00
0.00
0.00

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00

-1,500
0.00
-750.00
-750.00
0.00
0.00
0.00
0.00

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

1,625
0.00
750.00
750.00
0.00
0.00
0.00
0.00
125.00
0.00
0.00

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

-1,625
0.00
-750.00
-750.00
0.00
0.00
0.00
0.00
-125.00
0.00
0.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

550
0.00
250.00
0.00
300.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

-550
0.00
-250.00
0.00
-300.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

18177
60000
41823

Spending
Total Spending:
Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Train pass
Bus pass
Petrol
Home
EMI
Rent
Maintenance
Insurance
Vegetables
Household Supplies
Groceries
Fruits
Other
Other

7784
22500
14716

Expense
0.00

10,000.00

Income

20,000.00

Balance

30,000.00(Savings)
40,000.00

50,000.00

60,000.00

Spending Comparison
32,418

11,806

Budget
3,000

2,730
Transportation
Home
1500 1625
600
550
Health
Entertainment

Tracking

Utilities
2,310
Miscellaneous
0

0

0

Daily Spending Record
Spending

1st

2nd

3rd

4th

5th

6th

7th

8th

9th

10th

11th

12th

13th

14th

15th

16th

17th

18th

19th

20th

21st

22nd

23rd

24th

25th

26th

27th

28th

29th

30th

31st

Month

Total Day's Spending:

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

Transportation
Auto Loan/Lease
Insurance
Gas
Maintenance
Registration/Inspection
Train pass
Bus pass
Petrol

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Home
EMI
Rent
Maintenance
Insurance
Vegetables
Household Supplies
Groceries
Fruits
Other
Other

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Water
Electricity
Internet
Other
Other

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Entertainment
Memberships
Dining out
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Miscellaneous
Dry Cleaning
New Clothes
Donations
Child Care
Tuition
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00