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Banking notes:

->Bank rate: 8.25%


->repo rate:7.25%
->reverse repo rate
->CRR

-4%

->SLR

-21.5%

->MSF

-8.25%

:6.25%

->the twelfth five year plan (2012-17) was approved by the NDC (national
development council) in 2011, has set to a target of 9% average growth of
GDP over the plan period (2012-17). The 12th plan sets an target of one lakh
MW in power generations
->nationalization of 14 banks

-19th july, 1969

->employment guarantee scheme of Maharashtra

-1972 to 73

->the reserve bank of india was established on 1st april 1935 and it was
established on 1st january 1949
->the finance ministry issues currency notes and coins of rupee one, all other
currency notes are issued by the reserve bank of india
->the first bank of limited liability managed by Indians was oudh commercial
bank founded in 1881, subsequently Punjab national bank was established in
1894
->swadeshi movement which began in 1906 encouraged the formation of
number of commercial banks
->the banking companies Act was passed in february 1949, which was
amended to read as banking regulation act, 1949
->commercial banks mobilise savings in urban areas and make them
available for large and small industrial and trading units mainly for working
capital requirements
->the indian banking system consists of commercial banks both in public
sector and private sector and RRbs and cooperative banks
->as on june 30th ,2009 commercial banking system in india consisted of 171
scheduled commercial banks out of which 113 were public sector including
rrbs,the remaining 27 banks, other than RRBs in the public sector consists of
19 nationalized banks, 7 banks of SBI and IDBI. The public sector banks

->oudh commercial bank is the first commercial bank of india


->the imperial bank was established in the year 1921 by merging three main
presidency banks
->the largest bank-imperial bank was nationalized in 1955 on
recommendation of gorewala committee and rechristened as state bank of
india
->in 1959 , 7 regional banks were nationalized and given the status of
associate banks of SBI
->on 19th july, 1969 , 14 big commercial banks with deposits worth 50 crores
or more and on 15th april, 1980 six other scheduled banks were nationalized
bringing total number of nationalized banks to 27
->before the merger of new bank of india in Punjab national bank (1993) the
total number of nationalized banks was 28
->after the merger of state bank of saurashtra and state bank of indore in
the SBI the number of associate banks has come to 6
->lead bank scheme of the RBI was adopted in 1969 for branch expansion
programme
->all commercial banks regional banks and state co-operative banks are
scheduled banks, non scheduled banks are those which are not included in
the second schedule of the RBI act, 1934
->first regional rural bank was established on 2nd October, 1975 which
named as Prathama gramina bank
->the major beneficiary of the co-operative banking is the agriculture sector
in particular and the rural sector in general, the first such bank was
established in 1904
->in the year of 1991 narasimhan committee was constituted to advice on
the issue of reconstruction of banking system
->IDBI (industrial development bank of india) was established in 1964 for
providing finance to large and medium scale industrial units
->IFCI (industrial finance corporation of india) was established in 1948 for
project finance and promotional services
->ICICI (industrial credit and investment corporation of india limited) in 1991
for providing term loans and foreign currencies

->SIDBI (small industries development bank of india) was established in


1989 for assistance to small scale industries through state finance
corporations
->export-import bank of india was established in 1982 for coordinating the
workers of institutions
->NHB (national housing bank) started operations in 1988 for housing
finance in the country
->NABARD (national bank for agriculture and rural development) was
established in 1982, the paid up capital of NABARD stood at 2000 crore as on
31st march 2010 for refinancing agency for institutions engaged in providing
agriculture finance to develop credit delivery system to coordinate rural
financing activities
->life insurance in india was introduced by britishers, a british firm in 1818
established the oriental life insurance company at Calcutta now Kolkata
->life insurance corporation of india was established in September 1956,
general insurance corporation (GIC) was established in November 1972
***->the committee on insurance sector reforms was set up in 1993 under
the chairmanship of R.N Malhotra which submitted its report in 1994
->the LIC central office in Mumbai
->at present LIC is operating internationally through branch offices in Fiji,
Mauritius, UK. Its representative office in Singapore was opened on 6th nov,
2008
->tax rate : a compulsory contribution given by a citizen or organization to
the government is called tax
->tax by the central government: custom duty, income tax and corporate tax
->tax by state government

->direct taxes

:on incomes and wealth

->indirect taxes

:customes and excise duties and sales tax

->R chelliah committee : was constituted in august 1991 for suggested


reforms in tax structure
->on 15th july, 2010 indian rupee got the much awaited symbol
->the new symbol designed D.udaya kumar a post-graduate of IIT Bombay
->one coin and one rupee note belong to legal tender money category

->unit trust of india

-mumbai

->new industrial policy, 1991


->under the MRTP act, all firms with assets above a certain size (100 crore)
were classified as MRTP firms
->SAIL

-steel authority of india limited

->IOC-indian oil corporation


->BPCL

-bharat petroleum corporation limited

->HPCL

-hindustan petroleum corporation limited

->GAIL

-gas authority of india limited

->NMDC

-national mineral development corporation

->CIL

-coal india limited

->PSE

-public sector enterprise

->
->the government of india constituted the disinvestment commission with
Mr.G.V.ramakrishna as the chairman in 1996
->golden hand shake scheme: to minimize the financial burden on the public
sector enterprises
->textile industry is the largest industry in the country, the shares and
clothing industry in total industrial production is 14%
->there are 112 cotton mills in Gujarat
->district industry centres were established in 1977
->abid husian committee is related to reforms in small industries
->the industries in which maximum 1 crore is invested are called small
industries
->IFCI (industrial finance corporation of india) was established on 1st july,
1948
->IDBI was established on 1st july, 1964
->india is the second largest manufacture of cement in the world cement
industry is one of the most advanced industries in the country
->auto mobile industry was declined in 1993

->first iron and steel industry in 1870 when Bengal iron works company
established its plant at kulti, west Bengal
->large scale iron and steel production was started in 1907 by TISCO
established at Jamshedpur (jharkhand)
->india is the 7th largest producer of steel in the world
->india is 9th largest producer of crude steel
->india is 1st in largest producer of sponge iron in the world
->OECD countries (USA, EU, japan)
->VAT

-value added tax

->EPCG

-export promotion capital goods

->EEFA

-export earners foreign currency account

->SEZ

-special economic zone

->DGFT

-director general of foreign trade

->MAI

-market access initiative

->ASIDE

-assistance to state for infrastructure development

->reduction in the eligibility for getting export house status from 15 crore to
5 crore
->FEMA

-foreign exchange management act

->
->IMF (international monetary fund) was established on 27th December, 1945
->the total member countries of IMF in 2002 were 183
->GATT
-general agreement on tariffs and trade came into being on
30th October, 1947
->india is on the first position in the production of milk
->india is first as a producer of pulses
->urbanization is highest in goa in india
->Asian development bank was established in 1966 (head office-manila)
->central agmark laboratory is in Nagpur
->first cotton industry on the country was established in Kolkata in 1818

->TRIFED

-tribal cooperative marketing development federation of india

->NAFED

-national agriculture cooperative marketing federation of india

->FERA

-foreign exchange regulation act 1973

->HYVS

-high yielding variety seeds

->types of loans provided to indian farmers


Short term loans :less than 15 months
Medium term loans

:15 months to 5 years

Long term loans :more than 5 years


->loans are acquired from institutional sources (banks) and non-institutional
sources
->EXIM bank was set up in 1982 for financing exports and imports
->ADR

-american depositary receipt

->arbitrage -a technique employed to take advantage of difference in proce


->blue chip -it does not involve any risk
->debentures
conditions of a loan
->deed

-it is a document which enlists the terms or

-it is a written contract signed under legal seal

->deflation -deflation is a fall in the general price level over a particular


period of time.
->demand draft -it is a bill of exchange payable at sight
->depreciation
wear and tear
->FINRA

-it is reduction in the value of a fixed asset due to


-financial industry regulatory authority

->floor broker
-a member of the stock exchange who execute
orders on the floor of the exchange to buy or sell any listed securities
->greshans law -if not limited in quantity
->GDP

-gross domestic product

->IMF

-international monetary fund

->IRA

-individual retirement account

->joint stock company


-in which a number of people contributes funds
to finace a firm in return for shares in the company
->Keogh plan
->MODVAT

-tax advanced personal retirement program


-the modified system of value added taxation

->MoU
->Nasdaq

-memorandom of understanding
-an automated information network

->NYFE

-new york futures exchange

->NYSE

-new York stock exchange

->
->the wealth of nations -adam smith
->money illusion

-irwin fisher

->capital and growth

-hicks

->general theory of employment interest and money -j.m.keynes


->planned economy for india

-vishveshwaraiya

->the value and capital -hicks


->the canon of consumers surplus
->big push theory

-marshall

-rodon

->datt & sundharam indian economy


Mahajan

-gaurav datt and ashwani

->inflation in the theory occurs when money supply grows at a higher rate
than GDP in real terms
->the existence of a large parallel economy fluctuates in agricultural and
industrial output and indirect taxation are the reasons for
-cost push
inflation
->among the supply side measures to contain inflation is
the supply of products or commodities

-to increase

->one of the disadvantage of the wholesale price index in india -it does not
cover the service sector
->check off system refers to the verification of membership through
deduction of subscription from pay

->direct taxation is a better form of taxation because -it allows for taxation
according to means
->multi fibre agreement deals with

-textiles

->open market operation of RBI refers to trading in securities


->the new definition of fiscal deficit was suggested by
committee

-chakravarthy

->the first bank managed by Indians are -oudh bank


->structural unemployment refers to
capacity
->full form of p-note

-inadequate productive

-participatory notes

->investor protection fund has been established by

-stock exchange

->FII -foreign institutional investor


->the biggest consumer of natural gas in the world is -USA
->the country which leads in oil-consumption in the world
->the country which leads in internet users in the world
->worlds leading gold producer country is
->GAAP

-USA
-USA

-south Africa

-generally accepted accounting practices

->bank account is called

-real account

->the most important ratio for the sales tax department from the control
point of view is -gross profit ratio
->the most important ratio for the income tax department from the control
point of view
-net profit ratio
->depreciation account is called

-nominal account

->monopoly is when there is single -seller


->
->

->regional rural banks are were established under the provision of an


ordiance passes on 26 september 1975 and the RRB act 1976
->the committee was recommendations of the narasimham working group
the tenture of Indira gandhis government.

->the development process of RRB started on 2nd oct,1975 with the forming
of first RRB Prathama bank
->also on 2nd October 1976 five regional banks were set up with the total
authorized capital of 100 crore which later augemented to 500 crore
->the RRB were owned by the central government the state government and
the sponsor banks
->central government:50%, state government :15% and sponsor banks:35%
->from 1996 the RRB have been granted freedom to fix rates of interest
which is usually in the range of 14-18%
->RRBs are started for regional inequalities
->concept of RRBs BRD balanced regional development
->ariel awareness for RRBs report given by D.R.gadgil 1962
->lead bank scheme

-narasimhan-1969

->first recommittee setup for RRBs -sarayu committee-1972


->committee recommended setting up RRB narasimham committee in 1975
->first RRB setup-prathama grameena bank on 2nd oct 1975
->RRBS are formed by which act

-RRB act 1976

->ownership of stakeholders in RRB-central government :50%, state


government:15%,sponsor banks:35%
->rrbs are regulated by -national bank for agriculture and rural development
->total number of RRBs now -56
->indian state does not having RRB -sikkim & goa
->at present how many states having state level RRBs

-7

->the regional rural bank (amendement bill 2014) the increased authorized
capital from 5 crore to 2000 crore
->going to merge then total RRBS are 56 as per the bill 2014
->2006 -133 ,2011-82

,2013-64,

2014-56

->first fully computerized RRB in the country


bank (Malappuram near kozikode)

-south Malabar grameena

->Malappuram based canara bank sponsored kerala gramina bank is the


countrys largest regional rural bank (RRB) in terms of business volume with
19,800 crore of business and 535 branches
->minimum capital to risk weighted assets ratio (CRAR) of RRBs which they
have to maintain -9%
->agriculture review committee as per RRBs loans khushro committee -15
crore
->RRBs are classified as which type of banks

-commercial banks

->the combined capital of the centre state govt and sponsor banks willnot
come down below 51%
->committee for recapitalization of regional rural banks headed by
-KC chakrabarty-2010
->K mitra committee -to offer higher salary and perquisites to attract
talented and competent officers

RRB commitees:
->narasimham committee 1975

-working group on rural banks

->dantwala committee 1978

-committee on rural banks

->CRAFICARD,1981
-committee to review arrangements for institutional
credit for agriculture and rural development
->kelkar committee 1984

-working group on regional rural banks

->agricultural credit review committee

-ACRC 1989

->narasimham committee

-1991 committee on financial system

->bhandri committee

-1994-committee on restructuring of RRbs

->misra committee
RRB

-1995-working group on funds management in

->basu committee

-1996 -committee on revamping of RRBs

->thingalaya committee

-1997-expert group of RRb

->narasimham committee

-1998-committee on banking sector reforms

->Agarwal committee

-2000-committee on manpower norms in RRBs

->expert committee on rural credit -(ECRC,2001)

->dr.vyas committee
-2004
agriculture and related activities

-advisory committee on flow of credit to

->recommendations of regional basis to amagmation -by purwar committee


->
RRB acts:
->regional rural bank act,1976
->indian trust banks act

-1882

->companies act -1956


->deposit insurance corporation act

-1961

->industrial reconstruction bank of india act

-1984

->national housing bank act,1987


->national bank for agriculture and rural development act,1981
->reserve bank of india act,1934
->small industries development bank of india act,1989
->subsidiary bank
bank) act 1959

-has the meaning assigned to it in the SBI (subsidiary

->sponsor bank has the meaning assigned to it in the regional bank act,1976
->
NABARD:
->it is an apex development bank in india and headquarters in Mumbai,
founded in 12th july 1982
->
->indian banks can be divided into 1)RBI 2)commercial banks 3)cooperative
banks.then divided into 1)scheduled 2)non scheduled
->all scheduled banks must maintain a reverse capital of 5 lakh rupees in the
RBI. These are registered under the second schedule of RBI act 1934
->scheduled banks divided into 1)commercial banks 2)cooperative banks

RBI roles:

->rbi is the central bank of india and controls the entire money issue and
circulation the entire money issue by its monetary policies and lending
policies by periodical updates or corrections to discipline the economy
->the reserve bank of india was established on 1st april, 1935 in accordance
with the provisions of the reserve bank of india act, 1934. The central bank
of india was initially established in Calcutta but permanently moved to
Mumbai in 1937.
Functions:
1)monetary authority 2)regulator and supervisor of the financial 3)manager
of foreign exchange 4)issuer of currency 5)development role 6)bankers to the
government 7)bankers to banks

Cheque:
->it is an instrument in writing containing an unconditional order
Types of cheque:
1)bearer cheque or open cheque (not cancelled)
2)order cheque (cancelled)
3)crossed cheque
4)ante dated cheque (valid upto 3 months)
5)post dated cheque (future date)
6)stale cheque (after 3 months)
7)a self cheque

->SLR rate (statutory liquidity ratio)


->MSF rate (marginal standing facility rate), introduced in 2011-12
->credit authorization scheme was introduced in November, 1965
->NABARD (national bank for agriculture & rural development) was setup in
1982 under the act of 1981
->GAAR (general anti-avoidance rules)
->BPLR (benchmark prime lending rate)
->PLR (prime lending rate)

->NEFT (national electronic funds transfer system)


->RTGS (real time gross settlement)
->CAR (capital adequacy ratio)
asset

-rs 9 as capital for every rs 100 in loan or

->ASBA (application supported by blocked accounts)


->FPO (follow on public offer)
->what is the maximum deposit amount insured by the DICGC

-one lakh

->there are a total of 27 public sector banks in india (21 nationalized banks
+ 6 state bank group)
->at present there are 22 private banks in india
->at present there are 56 RRBs
->at present there are 41 foreign banks
->the loan limit for the educational under priority sector
studies in india and 20 lakh for studies in abroad

-10 lakh for

->NOSTRO account
countries

-it is maintained by an indian bank in the foreign

->VOSTRO account
corresponding bank

-it is maintained by a foreign bank in india with their

->IMPS (immediate payment service)


->BCBS (basel committee on banking supervision)
->IFSC (indian financial system code)
->NHB (national housing bank)

-started in july 1988

->SIDBI (small industries development bank of india) -2nd april 1990


->EXIM bank

-established in 1st January 1982

->RRB (regional rural bank)

-1975(2nd oct) the chairman is narasimham

Taglines of different banks:


->Allahabad bank-a tradition of trust
->Andhra bank

-for all your needs

->bank of baroda -indias international bank

->bank of india

-relationship beyond banking

->bank of Maharashtra

-one family one bank

->canara bank

-together we can

->central bank

-central to you since 1911

->dena bank

-trusted family bank

->indian bank

-taking banking technology to the common man

->oriental bank of commerce -where every individual is committed


->Punjab national bank

-the name you can bank on

->state bank of india

-with you all the way

->syndicate bank
->vijaya bank

-your faithful & friendly financial partner


-a friend you can bank on

Headquarters of nationalized banks:


->Allahabad bank-kolkata
->bank of india
->bank of Maharashtra
->canara bank

-mumbai
-pune
-bangalore

->central bank of india -mumbai


->corporation bank

-mangalore

->dena bank

-mumbai

->indian bank

-chennai

->indian overseas bank

-chennai

->oriental bank of commerce -new delhi


->Punjab national bank

-new delhi

->Punjab & sind bank

-new delhi

->state bank of india

-mumbai

->syndicate bank
->UCO

-manipal
-kolkata

->union bank of india

-mumbai

->united bank of india

-kolkata

->vijaya bank

-bangalore

->Andhra bank

-hyderabad

Banking abbreviations:
->PSBS

-PUBLIC SECTOR BANKS

->SNBCS

-SCHEDULE NON COMMERCIAL BANKS

->SENSEX -SENSITIVE INDEX OF STOCK EXCHANGE


->GNP

-GROSS NATIONAL PRODUCT

->KYC

-KNOW YOUR CUSTOMER

->RTGS

-REAL TIME GROSS SETTLEMENT

->NEFT

-NATIONAL ELECTRIC MONEY TRANSFER

->EFT

-ELECTRONIC FUND TRANSFR

->CBS

-CORE BANKING SOLUTIONS

->LIBOR

-LONDON INTERBANK OFFERED RATE

->MIBOR

-MUMBAI INTERBANK OFFERED RATE

->MIBID

-MUMBAI INTERBANK BID RATE

->CAR

-CAPITAL ADEQUENCY RATIO

->FIIS

-FOREIGN INSTITUTIONAL INVESTMENTS

->FDI

-FOREIGN DIRECT INVESTMENT

->IPO

-INITIAL PUBLIC OFFERING

->MICR

-MAGNETIC INK CHARACTER READER

->BIRD

-BANKERS INSTITUTE OF RURAL DEVELOPMENT

->ICICI
INDIA

-INDUSTRIAL CREDIT AND INVESTMENT CORPORATION OF

->HDFC

-HOUSING DEVELOPMENT FINANCE CORPORATION

->IRDA

-INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY

->FERA

-FOREIGN EXCHAGE REGULATORY ACT

->banking ombudsman is appointed by

-RBI

->name of union territory which as recently presented a tax free budge of


6100 crore for the union territory -puducherry
->maximum age for retirement for MD/CEO of all private bank is
years

-70

->two new savings bank products for children namely pehlakadam and
pehliudaan introduced by -state bank of india
->financial exclusion is

-lack of access to financial service

->vijaya mallya as willful defaulter is declared by


->mutual funds are regulated by

-united bank of india

-SEBI

->to solve the problem of balance of payments of member countries is


function of -IMF
->which term is not associated with banking operations
->U.T.I officially changed into

-axis bank

->regulatory authority for regional rural bank is of


->EBT stands for

-equator

-RBI and NABARD

-electronic benefit transfer

->the instrument can not be presented for the payment in the clearing house
is
-fixed deposit receipt
->bharatiya mahila bank limited on 19th November 2014 launched its
internet banking facility name of it was
-BMB smart banking
->apex institution which handles refinance for agriculture and rural
development in india is -NABARD
->the private sector bank which recently allowed children above 10 years to
open savings bank accounts after SBI
-ICICI bank
->IMF stands for -international monetary fund
->the private sector bank which launched FACEBOOK based instant fund
transfer service to enable users to send money to friends on social media
network
-kotak Mahindra bank
->first multi-currency international debit cards are issued in india by
bank of india

-state

->IT company which will set up local data centres in india by the end of 2015
is
-microsoft
->the foreign exchange reserves of india are kept in the custody of
reserve bank of india
->bank of rajasthan merged with which bank

-ICICI bank

->which bank opened a lockless branch at Maharashtra to respecting the


local customs
-UCO bank
->drawer in the bank cheque is

-who issue the cheques

->drawee in the bank cheque is -always the banker


->which was the first bank to set up talking ATM in india

-union bank

-> in 1976, narang bank of india was acquired which of the following bank
-united bank of india
->initially there are how many associate banks of state bank of india in 1959
-seven
->during the period of inflation tax rate should -increase
->biggest tax paying sector in india-industrial sector
->which indian bank became the first to touch a market capitalization of
1lakh crore in india
-SBI
->insurance sector is regulated by which of the following institution
->expand form of UCO bank is
->IRDA

-IRDA

-united commercial bank

-insurance regulatory and development authority

->TRIPS and TRIMS are associated with which of following organization


-WTO
->which of the first two indian banks allowed to open branches in Pakistan in
august,2012
-SBI & bank of india
->which one of the leading nationalized bank in 2012 celebrated its 147th
year of dedicated service to nation and has introduced interactive voice
response
-allahabad bank
->the merchant banking activities in india are governed by which of the
following bodies
-SEBI
->RBI was established in

-1st april 1935

->original name of the state bank of india was


bank of Bengal

-bank of Calcutta &

->state bank of india comes in to existence in the year


->hum hai na is slogan of

-1955

-ICICI bank

->world bank of established in the year

-1944

->headquarters of world bank is located at

-washington DC

->12th president of world bank group is

-jim yong kim

->overdrafts covered under which of the following function


loans
->for the overdraft facility customer have to pay
*->SIDBI
->NHB is

-advancing

-interest

-small industries development bank of india


-national housing bank

->NHB established in

-9th july, 1988

-> NDTL stands for

-net demand and time liabilities

->the share of NDTL which bank maintain in cash with RBI is termed as
-SLR
->the account that allows you to buy sell as well as transact without the
need of any paperwork is
-demat account
*->KYC

means

-know your customer

->increase in the general level of prices for goods and services are known as
-inflation
->a cheque which is payable to any person who presents it for payment at
the bank counter is called
-bearer cheque
->barometer of indian market is

-NIFTY, SENSEX

->cooperative enterprises entered into two or more business entities known


as
-joint venture
->capital market deals in

-long term funds, debt and equity

-> in which year banking commission was established


->IRDAs headquarters situated at

-hyderabad

-> state bank of india was formulated under

-SBI act, 1955

-1972

->which of the following bank is the first universal bank established in the
country
-ICICI bank limited
->scheduled commercial banks got licensed under
1949
->laxmi commercial bank merged with

-banking regulation act,

-canara bank

->when ATM machine installed in the bank is out of order it is called


operational risk
->when the computers not functioning in the bank it is called
operational risk
->when the loans are not repaid in time it is called

-credit risk

->when the bank products fail to survive in the market it is called -market
risk
->when the banks are not able to pay the amount to the depositors it is
called-liquidity risk
->IFSC denotes

-branch code of any bank

->IFSC consists of

-11 digits

->oriental bank of commerce has taken over


->RBI does not issue

-global trust bank

-one rupee note

->which state government business is not transacted by RBI


Kashmir

-jammu &

->which was the first indian bank to open the branch outside india at London
in 1946
-bank of india
->NRI deposits are called as -hot money
->LAB means

-local area banks

->first public sector bank to issue capital to public is -oriental bank of


commerce
->the management of SEBI consists of

-chairman and five members

->social control of the banks introduced during the year

-1967

->the regulatory authority for regional rural banks is RBI and

-NABARD

->when RBI desires to restrict expansion of credit it raises the

-bank rate

->sub section 12AB of section 17 of RBI act defines the term


repo rate

-reverse

->when a bank returns a cheque unpaid it is called


->mortgage is security on

-dishonor of the cheque

-immovable property

->accounts in which shares of various companies are traded in electronic


form are called
-demat accounts
->FINO

-financial information network and operation limited

->when the purchasing power of money decreases then the rate of inflation
-increases
->DICGC
limited

-deposit insurance and credit guarantee corporation of india

->urban cooperative bank is -not a commercial bank


->the reserves which can act as liquidity buffer for commercial banks during
crisis times are -CRR and SLR
->money laundering is
obtained

-conversion of money which is illegally

->the credit risk to the bank is high from which of these cards
cards

-credit

->mortgage is a security on which kind of property for loan given by the


bank -immovable property
->NEFT means

-national electronic funds transfer

->interest on savings bank account now calculated by the banks on


product basis

-daily

->which of the following is not a money market instrument -loans and


advances
->which is the first bank to launch the mutual fund
->commercial paper is

-SBI

-unsecured money market instrument

->full form of TPA -third party administrator


->under which RBI was nationalized
act,1948

-transfer of public ownership

->where are four regional centres of RBI located


Kolkata, Chennai, delhi

-mumbai,

->scheduled commercial banks have paid up capital and reserves aggregate


value of not less than -5lakh

->scheduled commercial banks to maintain their CRR up to -3% of their time


and demand liabilities
->how many public sector banks are nationalized

-14

->how many public sector banks were nationalized on 19-07-1969

-14

->under which act, industrial reconstruction bank of india was reconstituted


-IRBI act,1984
->minimum paid up capital for private sector bank must be -100 crore
->on 2-10-1975 which type of banks were established
banks
->local area banks were established on

-regional rural

-24.08.1996

->local area banks were registered as public limited companies under which
act -companies act, 1956
->full form of NBFC

-non banking finance corporation

->LIC was established in which year

-1956

->national bank for agriculture and rural development was established in


-1982 under act of parliament
->LIC established on

-01.09.1956

->what was the establishment year of UTI in india


parliament

-1963, by act of

->general insurance corporation of india was registered under


act, 1938
->EXIM

-insurance

-export and import bank of india

->the export and import bank of india act passed on -1981


->EXIM bank offers credit and lines of credit to
and banks
->national housing bank was established on

-foreign government
-1988

->what is the minimum age to become the manager in private sector bank is
-21
->what is the maximum age for MD and CEO in private sector banks set up
by RBI
-70
->who is the chairman of SEBI
->who is the CEO of NITI aayog

-upendra kumar Sinha


-sindhu shri khullar

->full form of TRAI

-telecom regulatory authority of india

->the extended date for BASEL 3 norms which was earlier 31st march 2018 is
-31.03.2019
->what is tagline of SBI
-with you all the way, pure banking, nothing
else, the nations bank on us
->the headquarters of Punjab national bank is

-new delhi

->what is the FDI limit in insurance -49%


->who is the top rank in ease of doing business 2014 report by world bank
-singapore
->KVP (kisan vikas patra) which is launched by finance minister arun jaitley
the money will double in
-100 months
->MICR (magnetic ink character recognition) code consists of
characters

-9

->which among the following is the oldest public sector bank of india
allahabad bank
->name the 5 cities where RBI issued plastic notes
bhubhaneswar, Shimla

-kochi, mysore, Jaipur,

->which country issued first purely plastic note -Australia


->rate of interest is determined by -commercial bank
->Indias first non-bank owned ATM (white label ATMs) open in
maharashtra
->Indias largest commercial bank was

-state bank of india

->a bank account which does not require any minimum balance is termed as
-zero balanced account
->bank deposits that can be withdrawn without notice are called -demand
deposits
->contemporary currency notes have how many languages -15
->mutilated notes are -notes which are in pieces and which the essential
portions are missing
->minimum limit for sending money to Nepal through NEFT (national
electronic fund transfer) in a single day -50000
->notice money is a money land for a period of
days

-between 2 and 14

->indias central bank is slogan of

-RBI

->upper limit on kisan vikas patra is

-no upper limit

->HDFC

-housing development finance corporation

->mutual fund market regulated by -SEBI


->MICR stands for

-magnetic Ink character recognition

->RBI established in

-1st april 1935

->DD in banking term stands for -demand draft


->CPI refers to

-consumer price index

->imperial bank of india is the former name of which of the following bank
-SBI
->RAND is currency of
->SLR stands for

-south Africa

-statutory liquidity ratio

->REC stands for -rural electrification corporation


->PSU stands for -public sector undertaking
->the started principal amount of a financial instrument is known as
value

-face

->a person who sets up a business or businesses taking risks on financial


risks in the hope of profit is known as
-entrepreneur
->out of profits/reserves money given by company to its shareholders is
-dividend
->WPI stands for -wholesale price index
->PLR stands for -prime lending rate
->excess of supply over demand denotes -buyers market
->regulator of capital market is

-SEBI

->NREGA was renamed with the name of -mahatma Gandhi


->WTO
->IMF

-geneva
-washington DC

->world bank

-washington DC

->drafts of five years plans are approved by


council

-national development

->national stock exchange is located in

-mumbai

->the market in which long term securities such as stocks and bonds are
bought and sold is commonly known as -capital market
->when aggregate supply is less than aggregate demand is then
inflation occurs
->first bank in india to launch EMI facility on debt cards

-ICICI banks

->FMC stands for -forward markets commission


->in MICR cheque first six numbers indicate
->assignment refers to

-cheque number

-transfer of a loan from one party to another

->sugam scheme was launched for -small tax payers


->the regulator of whole banking in india is

-RBI

->national stock exchange is located in

-mumbai

->the market in which long term securities such as stocks and bonds are
bought and sold is commonly known as -capital market
->when aggregate supply is less than aggregate demand is then
inflation occurs

->national rural employment program was formerly known as


for work

-food

->where neither exports nor imports takes place is known as


closed economy

->R Gandhi is deputy governor of RBI and also a part of board member of
-SEBI
->conversion of physical form of share into electronic form is called
DEMAT

->U.K Sinha is present chairman of -SEBI


->who among the following is famous banker and is padambhusan awardee
-chanda kochhar
->financial assistance for a sum of 5000 can be called as
finance

-micro

->an index financial inclusion has been launched for first time in 2008 by
-ICRIER

->ICRIER stands for


economic relations

-indian council for research on international

->which of the following is a third party product often sold by banks


mutual funds
->FD in commercial bank can be done for maximum period of

-10 years

->first private bank to receive an in-principle approval from RBI


HDFC bank
->KYC policy has been actually innovated by
->FDI stands for

-basel committee

-foreign direct investment

->reduction in general level of prices in an economy is known as


deflation

->a general increase in prices and fall in the purchasing value of money
-inflation
->FII stands for
->SEBI is a

-foreign institutional investor


-statutory body

->what is the rate of interest which is levied on long term loans and
advances taken by commercial banks from RBI
-bank rate
->the amount of cash funds that the banks have to maintain with RBI is
known as -cash reserve ratio
->reserve bank of india was nationalized in

-1949

->those amounts due to vendors or suppliers that must be paid within one
year is known as -account payable
->the maximum compensation by banking ombudsman for a compliant is
-10 lakhs
->which cheque is not honoured by the bank
*->banking comes under

-stale cheque

-service sector

->the director of controversial film DAM 999 is


->the theme of pravasi bharatiya divas 2012 was
growth

-sohan roy
-global indian inclusive

->which of the following committee was related to foreign direct investment


-N.K.singh committee

->the excess of total expenditure over total receipts is known as


budget deficit

->which Is the private sector undertaking -tata consultancy services


->the term rolling settlement is predominantly used in which of the following
markets
-capital market
->a money deposited in a bank that cant be withdrawn for a preset fixed of
time is known as -term deposit
->the term SMART MONEY refers to -credit cards
->in which summit decide all members should enforce budget discipline
-european union
->which of the following is a retail banking product

-home loans

->which of the following is not a member of G-8

-india

->the headquarters of UNESCO is located at

-paris

->powered by intellect driven by values is the tag line of


->which of the following is included in e-banking
net banking

-infosys
-ATM, credit card,

->merchant banking comes into existence in india in -1967


->name the bank which first time introduce the merchant banking in india in
-grindlays bank
->state bank of india started the merchant banking division in

-1972

->merchant banks do not deals in -regular banking services to the general


public
->public sector banks refers to
least 51% shares in the bank

-RBI or government of india or both at

->largest public sector bank in india is


->public sector banks includes
associates + IDBI

-SBI

-19 nationalized banks + SBI + 5 SBI

->name the commission which distributes the taxes between centre and
states
-finance commission
->in india all external payments are channeled through the -RBI
->industrial exit refers to

-allowing business units to close down

->3 years ban on which of these real estate majors has been put by SEBI
-DLF
->loan taken by the person not telling the purpose of taking loan is called
-personal account
->which of the following will setup core banking infrastructure for rural banks
-NABARD
->UNCTAD -united nations conference on trade and development
->name the first bank to receive approval for getting full back license in
Singapore is
-SBI
->rupiya in our country was introduced by

-sher shah suri

->NHB stands for -national housing bank


->national housing bank was founded on -9th july 1988
->headquarters of national housing bank situated at -new delhi
->the bank which refinance the loans given to poor and weaker sections to
construct or buy houses is
-NHB
->reserve bank of india was set up on the recommendation of which of the
following commission -royal commission on indian currency and finance
->the designer of indian rupee sign is

-udaya kumar dharmalingam

->number of different denomination notes issued by RBI

-9

->SME stands for -small and medium enterprises


->slogan of bank of baroda is -indias international bank
->CEPI stands for -comprehensive environmental pollution index
->CRYPTO CURRENCY is

-digital medium of exchange

->FATF stands for -financial action task force


->india become the member of FATF in
->micro credit refers to

-2010

-small credit given to poor

->which year was declared as the international year of microcredit by united


nations
-2005
->CGC stands for -credit guarantee corporation
->DICGC

-deposit insurance and credit guarantee corporation

->BSBDA

-basic savings banks deposit account

->when a person publicly announces that he can not repay loans it is called
in banking language
-bankruptcy
->swabhiman the financial inclusion scheme comes under the purview of
which ministry
-ministry of finance
->unrestricted exchange of goods and service is called
->IFRS

-free trade

-international financial reporting standards

->the bank that begin with U is slogan of

-united bank of india

->world bank is referred to as


development

-international bank of reconstruction and

->honors your trust is slogan of

-UCO bank

->FIMMDA -fixed income money markets and derivatives association


->AMFI

-association of mutual funds in india

->the food for work program was renamed as


employment program

-national rural

->the higher denomination bank notes were introduced by RBI in the year
-1954
->the denomination of higher bank notes were again demonetized by RBI in
-1978
->the higher denomination note of 10000 was printed first time by RBI in
-1938
->number of languages appear on the bank note are -15
->which language is prominently displayed in the centre where other
languages are also appeared in the note -hindi
->which language is appeared on the reverse of the banknote
->GAAR

-general anti avoidance rules

->minimum and maximum limits for RTGS


maximum no limit
->call money

-when money lent for a day

->cheque is a

-negotiable instrument

->IFSC code consists of how many characters


->CRISIL is a

-english

-credit rating agency

-minimum 2 lakh and

-11

->headquarters of Allahabad bank is

-kolkata, west Bengal

->the extended date for pre-2005 bank notes


*->who is the president of BRICS bank
->NPS
->NBFC deals in

-31.12.15

-K.V.kamath

-national pension scheme


-providing banking services

->who is the author of the book my years with rajiv and Sonia
R.D.pradhan

->the mutual funds in india follow accounting standards laid by

-SEBI

->interest on savings account is calculated on which basis -daily basis


*->which of the following indian writers was chosen for japans fukuoka prize
2015 in the academic category
-ram chandra guha
*->how many countries officially participated in the 1st international day of
yoga -192
*->who has been appointed as the president of soft bank

-nikesh arora

->who defeated indian grandmaster in the Norway chess tournament at


Stavanger -magnus carlsen
->who won the French open mens singles title 2015 -stan wawrinka
->who was recently appointed as the new chief information commissioner
-vijai sharma
->PM modi started a bus service between-dhaka-shillong-guwahati
->which company withdraw on 4th june food maggi from indian marketsnestle
->who recently won the baileys womens prize for fiction 2015

-ali smith

->which bank has cancelled slips at ATMs -HDFC


->world milk day recently observed on

-1st june

->effective from 1june 2015 service tax was increased from 12.36% to -14%
->who has resigned as FIFA president

-sepp blatter

->RBI governor raghuram rajan cuts the key interest rate by

-0.25%

->what is the current repo rate effective from 2nd june 2015-7.25%
->name the countrys youngest state which celebrates its formation on 2nd
june 2015 -telangana

->pawan munjal was recently named as the new chairman of


corp ltd

-hero moto

->name the new web portal launched by the union government to track
missing children -khoya paya
->which mobile operator announced the free roaming service

-BSNL

->Mauritius recently designated ammenah gurib fakim as its first woman


president Mauritius is a country in which continent
-africa
->who won friends of Bangladesh liberation war award from Bangladesh
-atal Bihari Vajpayee
->meena hemachandra was recently appointed as the executive director of
-RBI
->which country recently celebrated its republic day on 2nd june 2015

-Italy

->Bangladesh has recently granted which insurance company to run its


business in that country
-LIC
->Hemant sonawala passed away recently was a pioneer in

-IT industry

->which state recently decided to observe 2015-16 as year of development


-punjab
->union finance minister arun jaitley on 30th may 2015 inaugurated the new
bank note paper line in which state -madhya Pradesh
->world no tobacco day observed on
->theme of no tobacco day 2015

-31st may,2015

-stop illicit trade of tobacco products

->which country recently developed the worlds first facial recognition ATM
-china
->an advance version of the indigenously developed rocket tested from
armys chandan firing near pokhran
-pinaka mark-2
->name first semi high speed train service between delhi and agra with 160
kmph -gatimaan express
->president pranab mukharjee has recently given assent to re-promulgation
of land ordinance for third time
-article 123
->gurpreet singh who has recently secured a berth in the 2016 rio Olympics
is related to which sport
-shooting
->indian archer deepika kumara recently won bronze in archery world cup
held at
-antalya,turkey

->which club has recently won the I-league football

-mohun bagan a.c

->which state government launched swachhata saptapadi

-gujarat

->who was recently appointed as the next cabinet secretary of the union
government
-pradeep kumar Sinha
->which bank on 29th may launches online customer can get loans

-SBI

->US in a landmark decision has recently removed which country from its list
of state sponser of terrorism -cuba
->who was the chairman of the panel on net neutrality that submitted its
report recently
-AK Bhargava
->who was on 29th may 2015 appointed as the director general (news) in
doordarshan
-veena jain
->alastair cook has recently surpassed whose record to become england
leading test run scorer -graham gooch
->which state government lifted the armed forces act, from the state after
18 years
-tripura
->trevor bayliss was recently appointed as new head coach of which country
-england
->nation on 27th may 2015 remembered Jawaharlal Nehru on his which death
anniversary-51st
->who among the following is all set to become indias first transgender
college principal
-manabi bandhopadhyay
->world health organization announced which state honouring about tobacco
campaign -punjab
->S Christopher was appointed as director general of -DRDO
->who has recently appointed as new director of vikram sarabhai space
centre, thumba -K sivan
->yaduveer krishnadatta chamaraja wadiyar recently crowned as the new
Maha raja of
-mysuru
->who has recently become the fourth indian shooter to win a quota place
for the 2016 rio Olympics
-abhinav bindra
->which club recently won record 4th europa league trophy -sevilla
->which bank recently launched voice password

-ICICI bank

->who won the CEAT international cricketer of the year award recently kumar sangakkara
->which e-commerce major has recently acquire Hyderabad-based mobile
technology named martmobi -snapdeal
->which among the following body recently launched a cybersecurity task
force
-NASSCOM
->union government has constituted a 10 member committee to review PPP
chairman is
-vijay kelkar
->name the indian navys latest anti-submarine warfare class stealth
corvette which was launched on 19th may 2015
-INS kavaratti
->the driest place on the earth in the Atacama desert

-chile

->which gains coherent navigation -apple


->Laszlo krasznahorkai who won the recently man booker award
international 2015 to belongs to which country
-hungary
->who was recently named as england mens cricketer of the year 20142015
-joe root
->who among the following is the recipient of Pt haridutt sharma award 2015
-anurradha Prasad
->which club recently won the Spanish la liga title for the 23rd time
barcelona

->which country topped the first world environment democracy index


lithuania

->who recently won the rome masters tennis title


->name the captain of Mongolia

-novak Djokovic

-ulaan baatar

->draupadi murmu recently sworn in as the first women governor of which


indian state-jharkhand
->68th world health assembly was held at -geneva
->US president barak Obama joins which social networking site
twitter
->vice chairman of NITI aayog Arvind panagariya recently launched a
website name
-niti.gov.in

->BJP MP surendrajeet singh Ahluwalia was recently appointed chairman of a


joint committee of parliament that will look into -land acquisition amendment
bill
->federal bank entered into credit card segment through the launch of cobranded credit cards in partnership with which bank -SBI
->nelong valley in which state was opened recently for tourists for the first
time since the 1962 indo-china war
-uttarakhand
->supreme court has recently banned photos of politicians in government
advertisements based on which committee recommendation
-NS
madhava menon committee
->indian-origin harbhajan kaur dheer recently became the first Asian elected
mayor in which country -UK
->suchitra bhattacharya who died on 13th may,2015 was celebrated writer in
which language -bengali
->lok sabha on 13th may 2015 passes the negotiable instruments
(amendement) bill, 2015 the bills seeks to amend the negotiable instrument
act which year
-1881
->new election commissioner of india

-achal kumar jyoti

->PM modi inaugurated which banks first Chinese branch in shanghai -ICICI
bank
->Mohamed morsi who has sentenced to death by countrys court recently,
was the former president of which country
-egypt
->government has recently allocated 5000 crore for development of AYUSH
name the the union minister of AYUSH ministry -shri shripad yesso naik
->which country won their sixth consecutive sudirman cup (for badminton)
on 17th may 2015 -china
->vikas gowda recently won a bronze medal in the second leg of the
prestigious IAAF diamond league .vikas gowda is related to which sport
-discus throw
->indian technology major Infosys on 17th may 2015 announced establishing
its first overseas centre outside india in which country
-china
->who was recently appointed as the new chairman of national safety council
-satish reddy
->union minister ravi Shankar Prasad has recently launched india posts first
android app recently named
-postinfo

->Kolkata born writer neel Mukherjee recently won the UKs encore award for
his novel
-the lives of others
->Bangladesh abul hassan Mahmood land boundary issue
->Bhutan -maiden foreign tour to the Himalayan kingdom of Bhutan with
which india shares a special relation from decades
->Nepal -co-chaired the indo-nepal joint commission
->Vietnam -cooperation in offshore on south china sea
->afganistan

-strengthen the indo-afgan strategic security

->Tajikistan
cooperation

-attend the 13th annual summit of the shanghai

->USA

-attend foreign ministers level meet of several special groups

->UK -she has inaugurated the regional pravasi bharatiya divas in London
->MAURITUS
-celebrate pravasi divas marking 180 years since the first
indian indentured arrived

->what is the full form of CORE in core banking solution


online real time exchange
->IFCS

-centralized

-indian financial system with 11 digit numbers

->whenever a bank returns a cheque unpaid what that cheque is calleddishonour cheque
->BMB (bhartiya mahila bank) is established on
->what is t-bills
day)
->MSME

-19th november, 2013

-treasury bills are zero coupon (91 day, 182 day, 364

-micro small and medium enterprises

->BCSBI

-banking codes and standards board of india

->MSE

-micro and small enterprises

->who fixes the base rate

-individual bank

->the minimum interest rate of a bank below which it cant lend


base rate
->do RBI fixes base rate

-no

->what are the PPF minimum years -15 years

-the

->what does rupay means

-credit card

->how many MNREGA days are there


->DEMAT

-100

-dematerialization

-> what is the name of the first women bank of india -bharatiya mahila bank
->what is the full form of ECGC
corporation
->FRBM

-export credit guarantee

-fiscal responsibility and budget management

->what will happen when there is an increase in cash reserve ratio


decrease in lendable resources

->FII -foreign institutional investor


->who is also known as banker for the bank

-RBI

->which scheme is related to financial inclusion -swabhiman scheme


->name the central bank of united states of America -federal bank
->what is the minimum and maximum fund transfer limit in national
electronic fund transfer (NEFT)
-no such limit
->bank of india is the first indian bank to open overseas branch ,it
established a branch in london in 1946
->reserve repo rate

-the rate at which RBI pays interest to the banks

->what is mutilated cheque

-it is a damaged cheque

->what is multi city cheque


particular bank

-a cheque which is payable in any branch of a

->which bank is called as central bank

-RBI

->central bank of india was the first public bank to introduce credit card
->repo rate -the rate at which RBI lends money to other banks
->deflation -products looses the value
->NEFT

-national electronic fund transfer

->in which state first RRB was established


->what is bannccasurance

-uttar Pradesh

-bank insurance mode

->what is the name of the first regional rural banks


->IMPS

-immediate payment service

-prathama bank

->on recommendation of which committee RRB was established -narasimha


committee
->reserve bank of india established in 1935 and nationalized in 1949
->what is swabhiman scheme
account
->PAN card full form

-lakhs of poor people to open a bank

-permanent account number

->which organization in india maintains micro finance development and


equity fund -NABARD
->where is the headquarter of MCX situated

-mumbai, india

->GDP (gross domestic product)


->who is the first governor of RBI

-sir osborn smith

->what is the rate under which commercial bank do not lend credit to
customers
-base rate
->cheque

-it is a negotiable instrument

->goal of SHGs

-self-help groups

->in which year MCX founded in india

-2003

->united nations industrial development organization promotes industrial


development agency of the united nations whose headquarters in
vienna
->as per latest economic census released by national association in which
state has emerged top among states having more house hold enterprises
-tamilnadu
->an insurance related to agricultural producers is known as
insurance

-crop

->in the recent finance bill-2016 places before parliament government


proposed the merging of commodity futures market regulator forward market
commission with -SEBI
->autobiography one life is not enough written by -natwar singh
->
->Hindustan aeronautical
Union budget 2015-16:
->no change in personal income tax

->to lower corporate tax to 25% over next four years


->service tax rate hiked to 14% from 12.36%
->which is the indias largest e-commerce company -m junction
->which city has been chosen as city of music by UNESCO under creatives
cities
-varanasi
->the recently celebrated Godavari maha pushkaram occurs in the cycle of
-144 years
->from which country apple has recently introduced apple pay payments
system
-britain
->wifi technology within tv unused spectrum being developed by -microsoft
->as per the land swap deal between india and Bangladesh what is the
number of enclaves which india has to transfer to Bangladesh
-111
->alex rocco who died recently was a famous

-actor

->what is the main purpose of the proposed gold monetization scheme


-allow consumers to deposit gold with banks to get tax free interest
->all formula in excel starts with

-=

->which of the following short keys is used to check spelling

-f7

->the two types output devices are -monitor and printer


->punch cards were first introduced by

-herman Hollerith

->the OSI model divided into how many layers


->which describes what is a database field

-seven
-field name

->one of more recent e-mail scams which lures internet users into revealing
personal information referred as
-phishing
->to move to the previous cell in a worksheet we press
->which keys enable the input of numbers quickly

-shift + tab

-the numeric keypad

->who is the first recipient of DR.APJ abdul kalam award instituted by


government of tamilnadu in 2015 -N.valarmathi
->ATS

-anti terrorist squad

->the devis cup related to

-mens tennis

->how many members are nominated by the president of india to the


rajyasabha -12

->which of the following is the currency of Bahrain


->which is a public sector undertaking
->SWIFT in banking stands for
telecommunication

-dinar

-indian oil corporation ltd

-society for worldwide interbank financial

->which is monthly publication from RBI


information

-monetary and credit

->which of the following trophies is associated with the game of cricket rothman trophy
->a banking ombudsman does not entertain credit card complaints after how
much time
-12 months
->which is the following is the full form of C.R.A in banking -credit rating
agency
->the loan taken for the purpose of doing business is called -commercial loan
->normally governments fiscal policy is related to
government spending

-taxation and

->the term rolling settlements is predominantly used in which of the


following markets -capital market
->where is the headquarters of UNESCO located
->which of the full form of FEMA

-paris

-foreign exchange management act

->india has imposed anti-dumping duty on potassium carbonate imports


from which of the following countries
-south korea and Taiwan
->in context of banking what does BBB stands for

-bank board bureau

->who has been appointed as the chairman of the public enterprises


selection board (PESB) -ajith kumar seth
->which of the following has recently acquired Bengaluru-based home buy
360 -housing.com
->who has been became the first indian shuttler to win silver medal in 2015
badminton championship
-saina nehwal
->which state govt has launched grama jyothi scheme to empower gram
panchayats -telangana
->the mobile app Buddy launched by which bank recently

-SBI

->which district in india has highest number of e-toilets in its schools


nellore district

->the campaign start-up india, stand-up india is associated with which field
-entrepreneurship
->which of the following public sector company has signed pacts with NSDF
and NSDC for skill development training projects in eastern states and bihar
-NTPC
->india has signed MOU with which country recently for technical
cooperation in railway sector
-solvak republic
->which union ministry of india has recently launched indradhanush to
revamp functioning of public sector banks (PSBs)
-ministry of finance
->which bank has launched multicurrency contactless card in partnership
with VISA -AXIS bank
->om Prakash munjal who passed away recently was founder and the current
chairman of
-hero cycles limited
->who has been appointed as the election commissioner of india recently
-om Prakash rawat
->which state government of india has recently banned on the use of plastic
in the state
-gujarat
->which historical monument in india recently got its twitter account
mahal

-taj

->in which state of india the All india institute of Ayurveda will be set up
-new delhi
->the international climate e variability and predictability project office will
be in which city of india -pune
->which indian organization has been accredited by green climate fund as
national implemented entity recently
-NABARD
->the prem bhatia memorial award for the best political reporting2015 has
won by which indian journalist recently -suhasini haider
->who has been appointed as the social ambassador of coca cola recently
-sourav ganguly
->which scheme of government of india (GOI) has been recognized by the
Guinness book of records recently -direct benefit transfer of LPG
->

->inda signed the finance agreement with which organization for national
cyclone risk mitigation projects recently - worldbank
->which state government of india banned the sale of aspirin and ibuprofen
without prescription recently -delhi
->state bank of india with a history of

-200 years

->which is largest commercial bank in india

-SBI

->the government of india is the single largest shareholder of this SBI


fortune 500 entity with -61.58%
-60th

->SBI ranked in the top 1000 banks in the world

->in 1955 the RBI acquired the controlling interests of the which bank and
SBI -imperial bank of india
->state bank of india Antwerp was opened on the

-15th july, 1983

->slogan of the SBI are -the nation on us, pure banking nothing else, with
you all the way, the banker to every indian
->SBI was established on

-1st july, 1955

->headquarters of SBI located at

-mumbai

->current chairman of SBI is -arundhati bhattacharya


->Asian green bank group (including SBI) has how many subsidiaries

-8

->on which date arundathi bhattacharya became the first woman to be


appointed chairman of the bank
- 7th oct, 2013
SEBI:
->SEBI

-securities exchange board of india

->headquarters of SEBI located at -mumbai


->SEBI established in

-1988

->SEBI gets its statutory powers on -12th april 1992


->current chairman of SEBI
->SCORES for stands for

-upendra kumar Sinha


-SEBI complaints redress system

->upendra kumar Sinha joined as a chairman of SEBI since -18th feb,2011


->basic functions of the securities exchange board of india is
investors in securities

-to protect

->SEBI has to responsive to the needs of which of the following


investors, issues of securities, the market intermediaries
->full form of GAAR is

-general anti avoidness rules, tax avoidnaces

->minimum and maximum limits for RTGS


nolimit

-minimum 2 lakh, maximum

->what is PLR (prime lending rate) -the rate which banks lend to their best
customers
->define call money

-when money borrowed for a day

->cheque is a

-negotiable instrument

->ATM

-automated teller machine

->IFSC code consists of how many characters


->CRISIL is a

-11

-credit rating agency

->headquarter of Allahabad bank is -kolkata


->the extended date for pre-2005 bank notes
->who is the president of BRICS

-31st dec, 2015

-KV Kamath

->what is open market operations -instrument of monetary policy


->define endorsement -signed by the holder or payee
->what is the full form of NPS -national pension scheme
->NBFC deals in

-providing banking services

->who is the author of the book my years with rajiv and Sonia
pradhan

-RD

->the mutual funds in india follow accounting standards laid by


->IFSC

-indian financial system code

->SBI launches account for children above 10 years named as


udaan
->GSLV

-SEBI

-pehli

- geo-synchronous launch vehicle

->HDFC erdo is which type of company

-general insurance

->SEBI is which kind of body -market regulating body


->there are how many digits in MICR
->what is recession

-9

-a period of temporary economic decline

->BSBDA

-basic savings bank deposit account

->which among the oldest public sector bank of india -allahabad bank
->name the 5 cities where RBI issues plastic notes
bhubhaneswar, Shimla

-kochi, mysore, Jaipur,

->which country issued first purely plastic note -australia, 1988


->rate of interest is determined by -commercial bank
->indias first non-bank owned ATM (white label ATMs) open in
maharashtra, chandrapada in thane district
->what is white label ATM

-which operated by non-banking companies

->mutilated notes are -notes which are in pieces and/ or which the essential
portions are missing
->notice money is a money lend for a period of -between 2 and 14 days
->what Is the minimum age to became the manager in private sector bank is
-21
->what is the maximum age for MD and CEO in private sector banks set by
RBI -70
->NBFC

cannot accept demand deposits

->SEBI chairman -upendra kumar Sinha


->vijaya bank CEO

-kishore kumar sansi

->who is the CEO of NITI aayog


->TRAI

-sindhu shri khullar

-telecom regulatory authority of india

->the extended date for BASEL 3 norms which was earlier 31st march 2018 is
-31st march 2019
->the headquarters of Punjab national bank is -new delhi
->what is the FDI limit in insurance -49
->who is on the top rank in ease of doing business 2014 report by world
bank -singapore, india at 149th among 189 countries
->KVP (kisan vikas patra) which is launched by finance minister arun jaitly
the monet will double in
-100 months
->MICR (magnetic Ink character recognition) code consist of
characters

-9

-full form of TPA

-third party administration

->under which RBI was nationalized


1948

-transfer of public ownership act,

->where are four regional centres of RBI located


kolkatha, Chennai, delhi

-mumbai,

->scheduled commercial banks have paid up capital and reserves aggregate


value not less than
-5,00,000
->schedule commercial banks has to maintain their CRR up to
time and demand liabilities

-3% of their

->scheduled commercial banks CRR can go up to maximum

-no limit

->how many public sector banks are nationalized

-14

->how many public sector banks were nationalized on 19-07-1969

-14

->under which act, industrial reconstruction bank of india was reconstituted


-IRBI act,1984
->minimum paid up capital for private sector bank must be -100 crore
->on 2-10-1975 which type of banks are nationalized -regional rural banks
->local area banks were established on

- 24-8-1996

->local area banks were registered as public limited companies under which
act
-companies act, 1956
->NBFC

-non banking finance companies

->LIC was established in which year

-1956

->NABARD established on

-1982 under act of parliament

->LIC established on

-1st sept, 1956

->what is the establishment year of UTI in india


parliament

-1963, by act of

->general insurance corporation of india was formed and registered on


-january, 1974
->GIC founded on-22nd November 1972
->general insurance corporation of india was registered under
act,1938
->EXIM

-export and import bank of india

-insurance

->the export and import bank of india act passed on -1981


->EXIM bank offers credit and lines of credit to
and banks
->national housing bank was established on

-foreign government
-1988

->where bank returns a cheque unpaid it is called


->mortgage is security on

-dishonor of the cheque

-immovable property

->accounts in which shares of various companies are traded in electronic


form called -demat accounts
->full form of FINO

-financial information network and operation limited

->when the purchasing power of money decrease then rate of inflation increases
->DICGC
limited

-deposit insurance and credit guarantee corporation of inida

->urban cooperative bank is -not a commercial bank


->the reserves which can acts as liquidity buffer for the commercial banks
during the crisis times are
-CRR and SLR
->NEFT

-national electronic funds transfer

->which of the following is not a money market instrument -loans and


advances
->which is the first bank to launch mutual fund -SBI
->commercial paper is a

-unsecured money market instrument

->in which year banking commission was established


->IRDAs headquarter situated at

-1972

-hyderabad

->state bank of india was formulated under

-SBI act,1955

->which of the following is the first universal bank established in the country
-ICICI bank limited
->scheduled commercial banks got licence under
act,1949
->laxmi commercial bank merged with

-banking regulation

-canara bank

->when ATM machine installed in the bank out of order it is called


operational risk

->when the computer are not functioning in a bank it is called


operational risk
->when the loans are not repaid in time it is called

-credit risk

->when the bank products fail to survive in the market it is called -market
risk
->when the banks are not able to pay the amount to the depositors it is
called
-liquidity risk
->IFSC denotes

-branch code of any bank

->IFSC consist of -11 digits


->oriental bank of commerce has taken over
->RBI does not issue

-global trust bank

-one rupee note

->which state government business is not transacted by RBI


and Kashmir

-jammu

->which was the first indian bank to open the branch outside india at
London in 1946 -bank of india
->NRI deposits called as
->LAB means

-hot money

-local area banks

->first public sector bank to issue capital to public is -oriental bank of


commerce
->the management of SEBI consists of

-chairman and five members

->social control of the banks introduced in the year

-1967

->the regulatory authority for regional rural banks is RBI and

-NABARD

->when the RBI desires to restrict expansion of credit it raises the


rate
->sub section 12AB of section 17 of RBI act defines the term
repo rate
->capital market deals in

-long term funds, debt and equity

->in which year banking commission was established -1972


->IRDAs headquarters situated at -hyderabad
->state bank of india was formulated under

-SBI act,1955

-bank

-reverse

->scheduled commercial banks got licence under


1949
->RBI established on

-banking regulation act,

-1st april, 1935

->hum hai na is slogan of which bank

-ICICI bank

->world bank was established in the year -1944


->headquarters of world bank is located at

-washington DC

->12th president of world bank group is

-jim yong kim

->overdrafts covered under which of following function


loans

-advancing of

->for the overdraft facility customer have to pay

-interest

->NHB

-national housing bank

->NHB was established on


->NDTL

-9th july,1988

-net demand and time liabilities

->the share of NDTL which bank maintain in cash with RBI is termed as -CRR
->the account that allows you to buy sell as well as transact without the
need of any paperwork is
-demat account
->increase in the general level of prices for goods and services are known as
-inflation
->a cheque which is payable to any person who presents it for payment at
the bank counter is called
-bearer cheque
->cooperative enterprises entered into two or more business entities known
as
-joint venture
->the foreign exchange reserves of india are kept in the custody of
reserve bank of india
->bank of rajasthan merged with which bank

-ICICI bank

->which bank opened a lockless branch at Maharashtra to respecting the


local customs
-UCO bank
->drawer in the bank cheque is

-who issues the cheque

->drawee in the bank cheque is -always the banker


->which bank was first to setup talking ATM in india

-union bank

->in 1976 narang bank of india was acquired by which of the following bank
-united bank of india
->initially there are how many associate banks of state bank of india in 1959
-seven
->during the period of inflation tax rates should

-increases

->biggest tax paying sector in india-industrial sector


->insurance sector is regulated by -IRDA
->UCO bank

-united commercial bank

->IRDA

-insurance regulatory and development authority

->TRIPS and TRIMS are associated with which of the following

-WTO

->which of the first two banks allowed to open branches in august, 2012
-SBI and bank of india
->which bank celebrates 147th the year dedicated service to the nation
introduced interactive voice response -allahabad bank
->universal bank is one which
-undertakes the functions of a
development financial institution as well as a commercial bank
->the merchant banking activities in india are governed by which of the
following
-SEBI
->banking ombudsman is appointed by

-RBI

->name the of union territory which as recently presented a tax free budget
6100 crore for the union territory -puducherry
->two new savings bank products for children namely pehla kadam and
pelhi udaan introduced by -SBI
->financial exclusion is

-lack of access to financial services

->vijay malya as willful defaulter is declared by


->mutual funds are regulated by
india

-united bank of india

-securities and exchange board of

->to solve the problems of balance of payments of member countries is


founction of-IMF
->U.T.I officially changed into -axis bank
->the instrument cannot presented for the payment in the clearing house is
-fixed deposit receipt

->bharatiya mahila bank limited on 19th November 2014 launched its internet service facility
-BMB smartbanking
->apex institution which handles refinance for agriculture and rural
development in india is -NABARD
->IMF-international monetary fund
->which private sector bank launched facebook based fund transfer
service to enable users to send money
-kotak Mahindra bank
->first multi-currency international debit cards are issued in india by

-SBI

->IT company which will set up local data centres in india by the end of 2015
-microsoft
->excess of supply over demand denotes -buyers market
->regulator of capital market -SEBI
->NREGA was renamed with the name of -mahatma Gandhi
->WTO geneva
->IMF-washington DC
->world bank

-washington DC

->drafts of five years plans are approved by


council
->national stock exchange is located in

-national development

-mumbai

->the market in which long term securities such as stocks and bonds are
bought and sold is commonly known as
-capital market
->when aggregate supply is less than the aggregate demand is then
inflation occurs
->first bank in india to launch EMI facility on debit cards

-ICICI banks

->FMC stands for -forward markets commission


->in MICR cheque, first six numbers indicates

-cheque number

->assignment refers to -transfer of loan from one party to another


->sugam scheme was launched for -small tax payers
->the regulator of whole banking in india is

-RBI

->national rural employment program was formerly known as


work

-food for

->where neither exports nor imports takes place is known as


economy

-closed

->R.gandhi is deputy governor of RBI and also a part of board member of


-SEBI
->conversion of physical form of shares into electric form is called
-DEMAT
->UK Sinha is present chairman of -SEBI
->who among the following is famous banker and is padam bhusan awardee
-chanda kochhar
->INDIAs central bank is slogan of

-reserve bank of india

->upper limit on kisan vikas patra is

-no upper limit

->HDFC

-housing development finance corporation

->FCCB

-foreign currency convertible bond

->MICR

-magnetic ink character recognition

->RBI established on

-1st april 1935

->CPI refers to

-consumer price index

->RAND is currency of
->SLR

-south Africa

statutory liquidity ratio

->REC

-rural electrification corporation

->PSU

-public sector undertaking

->the stated principal amount of a financial instrument is known as


value

-face

->PLR stands for -prime lending rate


->the director of controversial film DAM 999 is

-sohan roy

->the theme of pravasi bharatiya divas 2012 was


growth

-global indian inclusive

->which of the following committee was related to foreign direct investment


-N.K.singh committee
->the excess of total expenditure over total receipts is known as -budget
deficit

->which of the following is a private sector undertaking


services

-tata consultancy

->the term rolling settlement is predominantly used In which of the following


markets
-capital market
->a money deposited in a bank that cannot be withdrawn for a preset fixed
period of time is known as
-term deposit
->the term SMART MONEY refers to

-credit cards

->which is the following is a retail banking product

-home loans

->an index of financial inclusion has been launched for first time in 2008 by
-ICRIER
->ICRIER

-indian council for research on international economics relations

->which of the following is a third party product often sold by banks


mutual funds
->FD in commercial banks can be done for maximum period of
->which bank receive in-principle approval from RBI
->KYC policy has been actually innovated by

-10 years

-HDFC bank
-basel committee

->FDI stands for -foreign direct investment


->reduction in general level of in as economy is known as

-deflation

->a general increase In prices and fall in the purchasing value of money
-inflation
->FII -foreign institutional investor
->the amount of cash funds that the banks have to maintain with RBI known
as
-cash reserve ratio
->those amounts due to vendors or suppliers that must be paid within one
year is known as -accounts payable
->the maximum compensation by banking ombudsman for a compliant is
-10 lakh
->which of the following cheque is not honoured by the bank
cheque

-stale

->merchant banking comes into existence in india in -1967


->name the bank which first introduce the merchant banking in india
grindlays bank

->state bank of india started the merchant banking division in

-1972

->merchant banks do not deals in -regular banking services to the general


public
->group of people such as workers who pool their money together for
savings and make loan is called a -credit union
->public sector bank is refers to
shares in the bank

-RBI or government of india at least 51%

->public sector bank includes


+ IDBI

-19 nationalized + SBI + 5 SBI associate

->name the commission which distributes the taxes between centre and
states
-finance commission
->in india all external payments are channeled through the
->industrial exit refers to

-RBI

-allowing business units to close down

->2 years ban on which of these real estate majors has been put by SEBI
-DLF
->example of non-commercial bank is

-loans to small BPL families

->loan taken for not doing a business usually called

-non commercial loans

->which of the following will set up core banking infrastructure for rural
banks-NABARD
->UNCTAD stands for
development

-united nations conference on trade and

->name the first bank to receive approval for getting full bank licence in
Singapore is
-SBI
->Rupiya in our country was introduced by

-sher shah suri

->national housing bank was founded on

-9th july, 1988

->headquarter of national housing bank situated at

-new delhi

->reserve bank of india was set up on the recommendations of which of the


following commission -royal commission
->the designer of indian rupee sign is

-udaya kumar dharmalingam

->number of different denomination notes issued by RBI


->slogan of bank of baroda is

-9

-indias international bank

->CEPI stands for -comprehensive environmental pollution index

->CRYPTO-CURRENCY is
->FATF

-digital medium of exchange

-financial action task force

->india become the member of FATF in


->micro credit refers to

-2010

-small credit given to poor

->which year was declared as the international year of microcredit by


united nations
-2005
->CGC

-credit guarantee corporation

->DICGC stands for

-deposit insurance and credit guarantee corporation

->BSBDA stands for

-basic savings bank deposit account

->swabhiman the financial inclusion scheme comes under the purview of


which ministry
-ministry of finance
->unrestricted exchange of goods and services is called
->IFRS

-free trade

-international financial reporting standards

->the bank that began with you is slogan of -united bank of india
->world bank is refers to as
development

-international bank of reconstruction and

->honours your trust is slogan of

-UCO bank

->FIMMDA -fixed income money markets and derivatives association


->AMFI

-association of mutual funds in india

->the food for work program is renamed as


program

-national rural employment

->the higher denomination banknotes in rs 1000 rs 5000 were reintroduced


by RBI in the year
-1954
->the denomination of RBI were again in -1978
->which of the following is very near to soiled note -dirty note
->LAF

-liquidity adjustment facility

->which banks functions as the apex controlling institution in the banking


and financial system
-central bank
->example of specialized bank is

-NABARD

->EXIM bank was established on

-1st January , 1982

->SWIFT

-society for worldwide inter bank financial telecommunication

->which cheque is called possible to get cash at counter

-open cheque

->those share which are given preference as regards to payment of dividend


and replacement of capital is known as
-preference shares
->headquarters of EXIM bank is located at
->FEMA

-mumbai

-foreign exchange management Act

->slogan of Andhra bank is

-much more to do, with YOU in focus

->which bank in which 50% of their capital is provided by central govt, 15%
by concerned state govt, 35% by sponsored commercial banks
-RRB
->money value of total goods and services + income from abroad is called
-GNP
->which is the money value of all goods and services producted in a country
during a year
-national income
->NOW stands for

-negotiable orders or withdrawals

->only which customers open NOW accounts

-non business

->sometimes bank require to keep a certain minimum amount of money In


your NOW account in order to keep earning
-interest
->businesses must use regular which accounts -checking
->CD in bank terms

-certificates for deposit

->banks do not offer which privileges or certificates of deposit


writing
->enactment of banking regulation act was done in

-check

-1949

->the banks which are involved in international lending and foreign currency
trading in addition to the more typical banking service are known as
global banks
->in which among the following state of india RTI week 2012 was launched
-nagaland
->where every individual is committed is punchline of which bank
oriental bank of commerce
->your faithful and friendly financial partner is slogan of
bank
->the worlds local bank is slogan of

-HSDC

-syndicate

->the slogan of J&K bank is

-serving to empower

->IAF -indias aspiration funds


->managing director and CEO of ICICI bank is
->prosperity for all is slogan of

-chanda kochhar

-corporation bank

->recently HDFC bank ties up with which company for cobranded credit card
-snapdeal
->recently haryanas CM Manohar lal khattar launched which scheme
pension, thare pass

-thari

->which of the following state became the first state in the country to launch
RBIs e-payment system for commercial tax payers -karnataka
->CSR stands for -corporate social responsibility
->the scheme SBI buddy was launched by
jailtey
->IDBI was constituted on

-union finance minister arun

-1st july 1964

->recently RBI suspends licence of non banking finance companies (NBFC)


-7
->which bank launched indias first contactless debit credit and multi
currency forex card
-axis bank
->blending modernity with tradition is slogan of which bank
of Patiala
->one family one bank is slogan of
->IDFC
-NDB

->NDTL

-bank of Maharashtra

-infrastructure development financing company


-new development bank

->headquarters of NDB situated at


->AIIB

-state bank

-shanghai,china

-asian infrastructure investment bank


-net demand and time liabilities

->which bank was founded by lala lajpat rai -punjab national bank
->headquarters of Punjab national abank is situated at
->PNB was registered on
->CAR

-19th may,1894

-capital adequency ratio

->the first office of PNB was located at

-lahore

-new delhi

->which bank has had privilege to maintain accounts of national leaders


-PNB
->which committee maintain its accounts in PNB
committee

-jalianwala bigh

->which of the following bank is also known as united commercial bank


-UCO bank
->UCO bank was established on

-6th January 1943

->headquarters of UCO bank is situated in

-kolkata, west Bengal

->arundathi bhattacharya is concerned with

-SBI

->headquarters of ICICI bank is located at

-mumbai, Maharashtra

->slogan of Punjab and Sindh bank is

-where series is a way of life

->a loan to pay for home, business or other real estate over a period of time
is
-mortgage
->MZM

-money with zero maturity

->NIBM

-national institute of bank management

->NIBM located at

-pune

->the period of such ways and means credit is maximum

-90 days

->ways and means such power to lend on which RBI act -17(5)
->CAC stands for -capital account convertibility
->ULIP stands for -unit linked insurance plan
->the first ULIP was launched in india

-1971

->the first ULIP was launched by

-unit trust of india (UTI)

->AMC

-asset management company

->SWF

-sovereign wealth funds

->BIS

-bank of international settlement

->the first set of Basel accords are known as

-basel 1

->the first set of Basel accords was issued in

-1988

->primary focus of Basel 1 was on -credit risk


->BCBS

-basel committee on banking supervision

->basel2 was issued in -june 1999

->basel is located in

-switzerland

->RWA

-risk weighted assets

->CTS

-cheque truncation system

->CHI-clearing house interface


->AIBOA
->NSDL

-all india bank officers association


-national securities depository limited

->you can always bank on us is the slogan of -state bank of Hyderabad


->the slogan of yes bank is

-experience our expertise

->slogan of state bank of travancore

-a long tradition trust

->where every individual is committed is the slogan of


bank of commerece
->prosperity for All is the slogan of

-oriental

-corporation bank

->according to the change the world list released by fortune magazine which
company ranked at no1 position
-vodafone UK and safaricom of kenya
->which organization launched sports promotion foundation
authority of india

-sports

->

->novak Djokovic appointed as good will ambassador of UNICEF


->FIH hockey world league 2015 will be play during the period of
November to 6th December

-27th

->who appointed as chairman of indias Oscar jury film federation of india


-amol palekar
->

->IFSC

-indian financial system code

CURRENT AFFRAIRS:

->RBI APPROVES THE MERGER OF KOTAK MAHINDRA ING VYSYA


->BHARATI AXA GENERAL INSURANCE LAUNCHED SMART TRAVELLER
->DENA BANK ON 6TH APRIL 2015 SIGNED A MOU WITH LIFE INSURANCE
CORPORATION TO PROVIDE INSURANCE COVER TO ALL AADHAR LINKED
SAVINGS AGE GROUP OF 18 TO 50 YEARS
->pm narendra modi launched the rs 20,000cr micro units development
refinance agency (mudra)
->IFCI ltd becomes a state owned firm with the government increasing its
stake in the infrastructure financing firm to 51.04 percent
->the RBI notified government decision to raise FDI limit in the insurance
sector to 49 percent from the present 26 percent
->indusInd bank entered into an agreement to acquire royal bank of
scotlands diamond & jewellery financing business in india and related
deposit portfolio
->ICICI bank in collaboration with tech Mahindra launched a payment service
tap-n-pay
->bharatiya mahila bank ltd has entered into MOU with new india assurance
company and LIC
->RBI has modulated PSL norms which stipulate that banks operating in india
must offer 40% of all loans to farmers
->by devaluation means
currency by government action

-a fall in the external value in the

->closed economy is one in which -neither export nor import takes place
->concept of service area approach

-rv gupta

->electronic fund transfer scheme of RBI has been renamed as


electronic fund transfer
->RBI absorbs liquidity in the system through
->blue chip securities refer to
->SEBI controls

-reverse repo

-shares of good companies

-capital market
-1st july

->the financial year of RBI starts from


->the largest financial conglomerate of india is
->where is headquarters of RBI

-mumbai

-SBI

-national

->which of the following is a nationalized bank

-indian bank

->which of the following can be obtained only from the bank


demand draft
->what is the letter B denotes in the term NBFC

-banking

->which of the following is the private bank

-HDFC bank

->what does the letter e denotes in the e-banking

-electronic

->where is the headquarters of state bank of india

-mumbai

->which of the following is a development bank


bank
->what is the full form of NBFC

-national housing

-non banking finance company

->the world bank is also known as -international reconstruction and


development bank
->which of the folowng is bankers bank
->CRR

-reserve bank of india

-cash reserve ratio

->which of the following sectors regulating insurance sector


->car loan is a type of

-IRDA

-retail loan

->what is non performing asset


coming

-a loan where recovery is not

->banking sector fails in which sector

-service sector

->which of the following is a credit card association

-master card

->which of the following categories of advance accounts is not an NPA standard account
->credit risk to the bank is high in which of the following cards
cards

-credit

->which of the following constitute the largest percentage of retail loans in


india
-home loans
->which of the following is a public sector bank

-indian overseas bank

->union budget is always presented in the month of -february


->CDR

-corporate debt restructuring

->dinar is the currency of

-bahrain

->hindu population declined muslims increased

->india to implement sendai framework for disaster reduction 2015-2030


->union government launches sehat to provide healthcare facilities in rural
areas
->india, austraila in MOU on cooperation In the fields of education training
and research
->prasar bharati digital television Russia ink MOU on joint tv programme
->union government constitutes 3 member panel to assess situation in FTII
(69 days)
->union government announces rs.1.25 lakh crore special package for bihar
->india Bangladesh ink MOU to fight fake currency
->ministry of home affairs to setup pan-india national fingerprint database
->pratyaksha hastaantarit laabh (PAHAL) enters into guiness book of records
->india Slovak ink MOU on technical cooperation in railway sector
->CCEA approves 300 cr package to save standing khariff crops from weaken
monsoon
->union cabinet approves MOU between india Nepal for construction of
petroleum pipeline
->indian railway ink 4 MOUs with union power ministry to save power
improve efficiency
->347 flora, 424 fauna species discovered in 2013-14 government
->union government gives nod to set up al india institute of Ayurveda
->aadhar not mandatory for availing welfare schemes of government
->union government launches school nursery yojana on 10th august 2015 by
union environment minister Prakash janadekar in new delhi
->ram nath kovind,Acharya dev vrat appointed as governors of
bihar,himachal Pradesh
->union government to allow aadhar enrolment of NRI PIOs OICs
->india to boycott commonwealth parliament conference 2015
meeting(61st) in Islamabad in September
->lok sabha passes negotiable instruments (amendment) bill 2015 on 7 th
august 2015

->on 6th august union government gives nod to direct release of wages into
banks accounts of MNREGA workers
->union cabinet gives nod to hiving off BSNL towers to a new company on 6th
august
->on 5th august ministry of rural development launches SAMANVAY portal
for gram panchayats
->union government extends term of rajan s katoch as director of
enforcement directorate for 3rd time
->species board launches subsidy scheme to boost production and exports
->union government gives nod to consumer protection bill 2015
->national handloom day

-7th august

->RBI to issue RS 10 coins to mark international yoga day.international yoga


day observed on 21st june
->cyclone komen makes landfall in Bangladesh
->india to surpass chinas population by 2022 un report
->india ink loan agreement of $300 million with ADB for NUHM
->sports ministry constitute working group for re drafting of the sports code
->which committee has recommended to set up regional rural banks
narasimham committee in the year 1975
->what is the ownership ratio of stakeholders in the RRBs
50%, state govt-15%, sponser bank-35%

-central govt-

->who regulates RRBs -national bank for agriculture and rural development
(NABARD)
->which indian states dont have any RRB as of now -56
->which indian states dont have any RRB as of now -goa & Sikkim
->at present how many states are having state level RRBs -7
->the regional rural banks (amendment bill 2014) increased authorized
capital from rs 5crore to
-2,000 crore
->the first fully computerized RRB in the country
grameen bank (malappuramnear kozhikode)

-south Malabar

->minimum capital risk weighted assets ratio (CRAR) of RRBs which they
have to maintain -9%

->presently how much budget provision for recapitalization for RRBs


crore
->RRBs are classified as which type of banks

-15

-commercial banks

->the combined capital of the centre state govt and sponser banks will not
come down below
-51%
->RRBs are formed by which act

-RRB Act 1976

->committee for recapitalization of regional rural banks headed by


chakrabarthy
->when was the first RRB set up
oct, 1975

-KC

-prathama grameen bank on 2nd

->

August:
->president pranab mukharjees visit to Sweden:india and Sweden to resume
strategic talks, on june 1st agreed to restart the bilateral strategic dialogue
after a gap of four years
->Sweden PM

-stefan lofven

->Sweden backs indias entry bid into missile technology control regime
->president visits Belarus: india Belarus agree on road map for stronger ties
->india signs pact on automatic exchange of tax informations, prior to 3rd
june agreement 54 countries had joined the MCAA
->india and the US sign defence agrements
->US defence secretary ashton carter
->national security advisor

-ak.doval

->indian defence minister

-manohar parrikar

->the first week of june Netherlands PM visits india cooperation on security


india & Netherlands to fight terrorism
->Netherlands counterpart

-mark ruttle

->Maharashtra inks pact with Netherlands on 6th june


PM narendra modis visit to Bangladesh:

->instruments of ratification of land boundary agreement exchanged


->as many as 22 agreements signed

->central vigilance commissioner

-K.v.chowdary

->chief information officer

-vijai sharma

-> chairman and manager director of indian bank

-t.m.bhasin

->indias 1st indigenous aircraft carrier INS vikrant undocked


->on june 15th india signs motor vehicle pact with Bhutan, Bangladesh and
Nepal
->Bangladesh finance minister

-a.m.a.muhith

->on 19th june 2015 tanzanian president jakaya kikwete visits india in new
delhi,and an agreement on hudrography was described by modi
->on 21st june nation celebrates international yoga day and 84 countries
were present,as many as 35,985 persons took part in yoga at the rajpath
->secretary general of UN

-ban ki-moon

->china opens nathu la as 2nd route for Kailash piligrims


->indias external debt increases to US $475.5 billion march end 2015, long
term debt was US $391.1
->US passes NSA surveillance reform
->on 8th june Nepal inks 16-point agreement: uncertainty over constitution
ends
->Mauritius first women president -ammenah gurib fakim
->G7 summit in

-germany on 7-8th june 2015

->Japanese PM

-shinzo abe

->Canada PM

-stephen harper

->US president

-barack Obama

->german chancellor

-angela merkel

->French president

-francosis hollande

->british PM

-david Cameron

->on june 10th African summit: 26 nation free trade pact signed

->TFTA

-tripartite free trade area

->turkeys elections: erdogans AKP losses majority


->UK marks 800 years of magna carta
->Pakistan has elections in gilgit Baltistan
->the Vatican signs first treaty with state of Palestine ,Israel irked
->on june 4th UK to fully privatize postal service
->on june 3rd south korea tests missiles that can hit any target in the north
->on 14th june suu kyi wraps up china visit
->on 2nd june china Pakistan to strengthen military cooperation
->Vietnam launches sovereighty cruise for toursists amering china
->Pakistan wont sign NNPT
->Pakistan foreign secretary -aizaz ahmad Chaudhry
->british supports for staying in EU rises to 55%
->on 14th june north korea test fires three short range missiles
->EU extends trade and investment ban on crimea
->Denmark opposition coalition wins parliamentary polls
->French financier

-benin

->delhi-NCR region gets another extension


->union urban development minister

-m.venkaiah naidu

->Steffi graf (germany) named brand ambassador of Ayurveda in kerala


-> blue Mormon (papilio polymnestor) declared as Maharashtra state
butterfly
->AEOI

-automatic exchange of information

->CRS

-common reporting standards

->FSSAI

-food safety and standards authority of india

->MCAA

-multilateral competent authority agreement

->USAFA

-USA freedom act

->NNPT

-nuclear non-proliferation treaty

->NSA

-national security agency

Appointments:
->new chief justice of Orissa high court

-justice waghela

->vice chief of indian air force

-birendra singh dhanoa

->forest research institute director

-dr.savita

->NSG chief

-tayal

->srilanka president

-maithripala sirisena

Persons in news:
->raheel sharif
->rick perry

-pakistan army chief


-former texas governor

->tony blair-former british PM has been appointed chairman of the European


council (ECTR)
->albert woodfox -US man to be released after 43 years in solitary
->Donald trump

-$ 9 billion man (2016 republican president)

->our enemies no longer fear us and our friends no longer trust us. Its time
we re engage
->jeb bush

-becoming one of the 11 major republicans

Deaths:
->Charles kennedy

-UK leader who opposed Iraq war

->hiroshi koizumi -actor(godzilla)


->Christopher lee -actor(star wars,lord of the rings)
->suleyman demirel

-turkish ex-president

->Charles correa -indias contemporary architect


->nek chand

-the rock garden creator

->Sheila kaul

-former union minister

->sister nirmala

-mother therasa charity (ranchi)

Awards / honours:
->Ramachandra guha and two others choosen for fukuoka prize
->CNR rao gets japans top civilian honour
->16th IIFA awards 2015-5th june in kuala lumpur, Malaysia
->shahid Kapoor won the IIFA best actor award, haider director-vishal
Bhardwaj, best actress- kangana ranaut (queen), best supporting role- tabu
(haider),best negative actor- kay kay menon
Bollywood showman subhash ghai was honoured with IIFA outstanding
contribution
->kalmadi honoured with top Asian athletics award
->himachal Pradesh university confers honorary D.lit four persons
->ISRO wins US national space society honour
->vishwanath tripathi has been selected for 28th moortidevi award

Constitution / law/ justice:


->mother of twins cannot be denied second maternity leave

Survey/ study/ research:


->Mumbai indias most expensive city
->india UKs 3rd largest job creator in 2014, us in the top
->in last 5 years number of undernourished increased

Human rights:
->LGBT people among most violently abused across the world

Flora and fauna:


->india richer by 349 new species (banaras, jamun and orchids)

Tour and travel:

->location survey to begin soon for railline upto china border (378 km)

Books and authors:


->Sikkim requiem for a Himalayan kingdom
india
->the making of india

-andrew duff, random house

-akhilesh tilotia (rupa publications delhi)

->muslim cosmopolitanism in the age of empire

-seema alder

->the challenge of thing: thinking through troubled times

:AC grayling

->hadal: inspired by a true story

-CP surendran

->conflict resolution in multi cultural socities


->modis world

-jhumpa Mukherjee

-c.raj amohan

->unbound:2000 years of indian womens writings

-annie Zaidi

->the emergency -coomi Kapoor


->the Pakistan paradox

-christaphe jaddrelot

->Nehru:a troubled legacy

-r.n.p.singh

Cricket:
->sundaram ravi inducted into ICC elite umpire panel
->Wesley hall inducted into ICC hall of fame
->zaheer abbas takes over as icc president
->Tendulkar voted best test player
->ICC introduce new rules in ODI cricket with scrapping of batting powerplay

Football:
->Serbia wins under-20 football world cup
->Barcelona win champions league crown
->sunil chhetri scores 50 international goals

Chess:

->topalov wins Norway chess 2015 crown

Tennis:
->Federer claims halle crown
->andy murray claims aegon championship at queens club
->kerbar wins aegon classic title
->French open 2015 wins by serena Williams(USA) on safarova (Czech
republic)
->mens singles -stan wawrinka (switzerland), on novak Djokovic(serbia)

Badminton:
->Indonesia open badminton championship by kento momota
->lee chong clinches US open crown
->chen long and Carolina win Australian open badminton crowns
->Gomez wins US PGA tour crown
->madappa claims Taiwan amateur golf championship
->rosberg wins Australian grand prix 2015
->satnam singh becomes first indian to join NBA
->who has been appointed as brand ambassador of kerala Ayurveda
graf(german)

-steffi

->who is the new director of NCRB (national crime records bureau)


archana ramasundaran

->who is new chief of national security guards

-R.C.tayal

->vishwanath tripathi has been honoured with moortidevi award for


vyomkesh darvesh
->Charles correa who recently passes away was a great
and urban planning expert

-architect

->who has been appointed the coach of india A and U-19 cricket team
-dravid
->who has been reelected president of nationalist congress party -sharad
pawar

->who is the new president of UN general assembly


lykketoft

-mogens

->india recently signed a motor vehicle agreement with


Bangladesh, Nepal

-bhutan,

->Nepals constitutional uncertainty ended with a

-16 point agreement

->G-7 summit was organized in

-kruen, Germany

->who become the first woman president of Mauritius


fakim

-ammeenah gurib

->which country supreme court legalize same-sex marriage-united states of


America
->who emerged the winner of Australian grand prix-2015

-nico rosberg

->which country won under-20 football worldcup

-serbia

->who clinched the French open womens singles crown-2015


Williams

-serena

->the NASA and the national nuclear security administration of USA sealed
an agreement to start working on planetary defence
->there are 31 countries that posses ballistic missiles
->minimum support prices for kharif crops for 2015-16 season
->CSO estimates economys growth at 7.3% in FY 2015
->reserve bank of india on 2nd june announced the second bi-monthly policy
statement
->SLR

-21.5%

->march quarter CAD falls to 0.2% of GDP


->indian signs landmark motor with Bhutan Nepal and Bangladesh
->bandhan to start banking operations from august 23
->on 6th june eight member committee to review the companies act,2013
->national payment corporation of india (NPCI) to cover all 56 RRBs under
immediate payment service by march 2016
->chandigarh happiest city claims LG survey
->on june 18th union cabinet cleared housing for all by 2022
->1 lakh crore to be distributed under MUDRA for micro enterpreneurs

->according to UNCTAD india among top 10 destinations india place is 9th


->india ranks 70th in gallups well being index latin American nations on top
->38% rural 16% urban householdes hold BPL cards
->mission indradhanush a drive to protect children against seven killing
diseases
->enclaves and indo-bangladesh land boundary agreement 1974
->modi visit to Canada boost to nuclear and economic cooperation
->the country which having strong national laws

-lithuania

->who were the members of j.v.p committee to make recommendations on


the reoganisation of the states
-nehru,vallabhabhai patel,
pattabhisitaramayya
->which right conferred by the constitution is also available to non-citizens
-right to constitutional remedies
->the legislative council of a state can be abolished or created by the
parliament

->a writ issued by the supreme court compelling a quasi judicial public
authority to perform its mandatory duty is
- mandamus
->which article of the constitution deals with the power of the president to
promulgate ordinance during recess of parliament
-article 123
->who is the first law officer of government of india
india)

-attorney (general of

->which part of the constitution of india refers to the responsibility of the


state towards international peace and security -directive principles of state
policy
->which basic right cant be taken away even during emergency
to personal liberty

-right

->in india the vice president is elected by an electoral consists of


members of both houses of parliament

->which part of the constitution of india deals with emergency provisions


-part 18
->reacting on cripps proposals who said it is post-dated cheque on a
crashing bank -mahatma Gandhi
->an old mans hope was a pamphlet published by -A.O.hume

->which indian freedom fighter started a magazine named the indian


sociologist -shyamji Krishna Varma
->which freedom fighter remained the president of indian national congress
for six years in a row
-abdul kalam azad
->who inaugurated the shivaji and ganapathi festivals in Maharashtra -bal
gangadhar tilak
->who threw bombs in the central crowd gathered in the jalianwala bagh at
Amritsar to protest the arrst of
-Dr.satpal and Dr.saifuddin kichlu
->who was the viceroy of india at the time of execution of sardar bhagat
singh -lord Irwin
->the vernacular press act of 1878 became popular as
->who attend all the three round table conferences

-the gagging act

-ambedkar

->which cave represents Hinduism,budhism,Jainism together at one place


-ellora cave
->what was the original name of the sher shah suri

-farid

->what is the base year of revised consumer price index


->sodhi committee is associated with the review of
regulations
->national excise duty day is observed on

-2012

-insider trading

-24th feb

->what is the tertiary sector of economic development

-service sector

->NABARD was established on the recommendation of


committee

-shivaraman

->which committee was constituted for reforms in tax structure


chelliah committee
->security printing press was located at

-hyderabad

->IRDA a regulatory body of insurance companies was constitute in


2000

-april

->the headquarters of the small industries development bank of india is


located in -lucknow (uttar pradesh)
-> pure banking nothing else is a slogan raised by

-state bank of india

->dachigam wildlife sanctuary located in

-jammu & Kashmir

->saline or alkaline soil is also known as

-chopan

->Himalayan forest research centre is located in


->national institute of oceanography is located in

-shimla
-panaji

->any wind blowing down the slope of a mountain is called -katabatic wind
->the oldest mountain ranges In india are-the aravalli hills
->which part of the india receives rain when the summer monsoon recedes
-tamil nadu
->equatorial forests are also known as

-the selves

->Parkinsons disease is characterized by the loss of nerve cells in the cerebral cortex
->plants living in acid soils are

-oxolophytes

->a person presses the earth least when he is -lying on the ground
->light energy is converted into chemical by

-photosynthesis

->coloured glasses for goggles contain

-ferrous oxide

->national biological science centre is located at


->tocopherol is another name of

-bengaluru

-vitamin E

->lerma rojo P.V 18 and sonara 64 are dwarf varieties of

-wheat

->the potash rich soil is needed for the cultivation of -tobacco


->karan-3 is the huskless variety of -barely
->sabai grass and salai grass are used in manufacturing of -paper
->central rice research institute is located at

-kolkata

->central arid zone research institute is located at

-jodhpur (rajasthan)

->formula one champion lewis Hamilton belongs to which country


great Britain

->which team emerged as the champion of indian premier league 8


mumbai Indians

->subroto cup,Durand cup are associated with


->the playground of wrestling is called
->number of players on each side of basketball

-football
-arena
-five

->name the winner of the French open womens singles 2015-serena


Williams(USA)

->name the winner of the French open mens singles title 2015
wawrinka (switzerland)
->ICC cricket world cup 2019 will be organized in

-stan

-england & wales

->musical instrument tabla was first introduced in india by


khusro

-amir

->the best colours for a sun umbrella will be


inside

-white on top and black on

->world press freedom day is celebrated on

-3rd may

->world thyroid day is observed on

-25th may

->the first fully electrified district of india is


->a desert is defined as an area where

-palakkad (kerala)

-annual rainfall is less than 25 cm

->which planets of the solar system do not have any moon -mercury and
venus
->who is considered as the prophet of indian nationalism -raja rammohan
roy
->the sun temple of konark is also known as
->what is the other name of vitamin B2

-black pagoda

-riboflavin

->
->the food corporation of india under the food corporation act 1964 was set
up on the 14th January -1965
->in india during the year 2013-14 the total food grains production was
achieved highest ever -264.77
->IGMRI (indian grain storage management and research) is located at hapur (uttar pradesh)
->international maritime organization is established in

-march 1948

Trade and industry:


->as per the CSOs estimates the GDP growth at current prices in 2014-15
stood at
-10.5%
->as per CSOs estimates the GDP growth at basic prices for 2014-15 stood
at
-7.3%

->as per CSOs provisional estimates the GVA growth at basic constant prices
for the year 2014-15
-7.2%
->which of the private sector bank has opened its first branch in china in
may 2015 -ICICI bank
->as per third estimates of food grains for the year 2014-15 the total food
grain production has estimated at -251 MT
->what is the foreign debt as percentage of GDP at the end December 2014
-23%
->what is the share percentage of oil imports in total merchandise imports
during 2014-15 -about 30%
->what is the maximum age of eligible for Pradhan mantri jeevan jyoti bima
yojana
-50 years
->what is the maximum age of eligible person to be included in Pradhan
mantri suraksha bima yojana -70 years
->what is the maximum age of eligible person to be included in atal pension
yojana
-40 years
->what is the annual premium in Pradhan mantri jeevan jyothi bima yojana
for getting 2 lakh life insurance coverage -330/->what is the amount of annual premium in Pradhan mantra suraksha bima
yojana for getting 2 lakh insurance against accidental death
-12/->which of the following nation has attained the top rank in world happiness
index 2015
-switzerland
->the authorized capital of new development bank of BRICS nation is
crore
->which of the following is a life insurance policy
jeevan jyoti bima yojana

-$100

-pradhan mantra

->Seychelles has become the member of WTO -161st


->the third advance estimates of agriculture ministry for the year 2014-15
estimates pulses production at
-17.38 MT
->third advance estimates of agriculture ministry for the year 2014-15
estimates total oilseeds production at
-27.38 MT
->the trade deficit for the year 2014-15 stood at

-$137 billion

->what is the growth rate of countrys exports in 2014-15 against 2013-14


- -1.23%

->which country voted strongly in favour of legalizing same sex marriage in a


referendum held in may 2015-the republic of Ireland
->mandeep kaur Sindhus name was in news in may 2015 the reason was
-15 years old Punjabi pugilist sandhu won two gold medals at the
womens world junior boxing
->indian masaan was a

-directed by neeraj ghaywan

->according to the times of india IPSOS survey may 2015 which which
programme of modi government is on the top -swachh bharat abhiyan
->jai marg vikas project is under progress.the project is related to river -the
ganges
->as on 2nd june,2015 repo rate in india is-7.25%
->statutory liquidity ratio increased to 23% from 21.5%
->a new bus service has been introduced from Kolkata to agarthala via
Dhaka the bus service is being provided by
-tripura road transport,west
Bengal surface transport
->indias average applied import tariffs during 2014-15 is
->international yoga day was celebrated on

-13%

-21st june,2015

->GOI announced an interest free loan 6000 to sugar mills the loan is being
given by
-payment of dues of sugar cane growers
->according to RBIs report current deficit of india in 2014-15 is
27.5 billion
->online employment exchange has been launched by
MSME

-US $
-ministry of

->government of rajasthan signed a pact on june 16th 2015 with which to set
up a 10000MW solar park
-adani group
->financial condition index has been developed by
industry and indian bank association
->the apex bank for all central bank is
settlement

-confederation of indian

-the bank for international

->which of the following site has been provided with free wi-fi service with
effect from 16th june 2015
-taj mahal
->who has been appointed as cabinet secretary
Sinha

-pradeep kumar

->the best feature film in 16th IIFA 2015 awards

-queen

->world environment day is observed each year on

-5th june

->nek chand died on 12th june 2015 he will be remember for


rock garden chandigarh
->national sports university is being set up in

-developing

-manipur

->who has been appointed the chancellor of newly established nalanda


university rajgiri (bihar) -geoge yeo
->income tax department released the tax return forms for the assessment
year 2015-16
-sahaj and sugam
->as on april 2015 whose number is the largest in india
->the terms shishu kishore tarun related to
->plastic payments mean
cards, online payment

-debit cards

-MUDRA bank

-payment by credit cards, payment by debit

->solar energy corporation of india a public sector undertaking is re


christended as
-renewable energy corporation of india
->india ranks in gallups well being index-2014

-70th

->prime minister narendra modi launched the following schemes on 25th june
2015 -smart city mission, AMRUT, housing for all by 2022
->what is the share of government debt in countrys total foreign debt at end
December 2014 -19.5%
->what is the percentage of concessional debt in countrys total foreign debt
at end December 2014 -9.2%
->who is the new chairman of CII (confederation of indian industry) for the
session 2015-16 -sumit mazumdar
->who has been named as BRICS bank president

-K.V.kamath

->corporate governance committee appointed on may 7th 1999 was headed


by
-kumar mangalam birla
->the term corporate governance comes closest to
system
->the highest amount of FDI in india comes from
->free trade means
efficiency

-corporate
-mauritius

-greater competition which in turn enhance

->eleventh schedule of the constitution of india is related to


raj

-panchayati

->who among the following was the first tribal speaker of loksabha
P.A.sangma
->right to information

-it is a legal right

->who among the following was the member of lok sabha during his prime
ministership
-chandra sekhar
->who among the following was the chairman of the fourth state finance
commission of U.P
-atul gupta
->about a state finance commission

-it is a constitutional body

->the appointment of governor in a state is made as per the provision in the


constitution under article
-155
->who among the following is considered to be the father of local self
government in india -lord rippon
->article 40 of the constitution of india advise the state to work for
organisation of village panchayat

->who constitutes finance commission to review the financial position -the


governor of the concerned state
->which of the following articles cant be suspended during the national
emergency -articles 20 and 21
->who among the following shall have the right of audience in all courts in
the territory of india in performance of his duties
-attorney general
->which of the following is not related to union state relations in india
indrajit gupta committee

->the idea of preamble has been borrowed in india constitution from the
constitution of
-USA
->in which article of indian constitution provisions for fundamental duties has
been made by the 42nd constitutional amendment act
-article 51A
->caged parrot

-coal gate scam case

->the planning commission has been abolished by the prime minister


narendra modi
->national voters day observed on -25th January
->FCCB

-foreign currency convertible bonds

->inflation in india measured on which of the following indexes


price index

-whole sale

->which of the following is a leading electronic payment technology firm


-visa
->CRR funds are kept by the banks in
with RBI

-balance in a special account

->in the list of nationalized banks which bank was merged with Punjab
national bank in 1993 -central bank of india
->who said the nationalized of banks is the master stroke of political
sagacity -nehru
->regional rural banks have been set up with the basis objectives of
providing credit, deposit and other banking facilities to people in rural areas
->global market means market of

-all major countries and their alliances

->which of the following is not a financial intermediary in the financial


markets
-small scale service institute
->the interest on recurring deposit is paid on the basis of
calculate on daily product basis

-interest

->in which part in india many banks are established which is called the
cardle of indian banking system
-westren Maharashtra
->scheduled banks are those
reserve bank of india act-1934

-included in the 2nd schedule of the

->the relationship between RBI and maintaining the currency chest is that of
-principal and agent
->which of the following committees are related to micro financing
committee

-vyas

->which of the following organizations works solely to monitor and arrange


flow of agriculture credit in india
-NABARD
->indias first indigenous payment gateway is -india rupee
->security printing press was established in 1982 at -hyderabad
->when the customer withdraw cash from ATM the banker and customer
relationship is
-debtor and creditor
->in india forex rates are determined by -demand and supply forces

->

->
-july:
->DTAA (double taxation avoidance agreement)
->ICES(international centre for earth simulation)
->MERS(middle east respiratory syndrome)
->NMCG (national mission for cleaning ganga)
->OROP (one rank one pension)
->RWB (reporters without borders)
->central government appoints new CVC -K.V.chowdary
->new information commissioner

-vijai sharma

->chairman and managing director of indian bank


->new chancellor of nalanda university

-bhasin

-george yeo

->what is the capital of himachal Pradesh-shimla


->integrated security system launched in which indian city -mumbai,
Maharashtra
->china worked on gas pipeline project how much long this pipeline
3968km

->recently makemytrip.com tied up with which bank -SBI


->chief minister of tamil nadu J.jayalalitha win assembly by election from
which constituency
-R.K.nagar
->who was the 1st indian to win an individual medal in Olympics -K.D jadhav
-where is the headquarters of intel -santa clara,California
->which city is known as electronic city -bangalore
->who discovered natural radioactivity

-henri Becquerel of france

->world population day was observed on -11th july


->which city of rajasthan is also known as white city
->which crop is regarded as plantation crop

-udaipur

-coconut

->according to the report of world cellular information service which mobile


company placed on the top spot
-china mobile
->which developed country became the 1st to be declared defaulter by IMF
-greece
->what is the full form of IMF

-international monetary fund

->who is the president of Greece

-prokopis pavlopoulous

->according to the WHO which country became 1st to eliminate the


transmission of HIV from mother to baby -cuba
->who is the prime minister of cuba

-raul castro

->which country is also known as the land of fire

-azarbaijan

->who awarded with Philip brett LBBT studies fellowship


nataraj of india

-shakthi

->according to the survey of national sample survey office how much


percent literacy recorded in rural and urban areas
-71% in rural and 86%
in urban
->recently who appointed as director general of police of uttar Pradesh jagmohan Yadav
->who was fa-hein

-he was the 1st Buddhist piligrim of china to visit india

->which famous personality is also known as indian bismarck


vallabhbhai patel
->manaseva award has been instituted in the memory of
->who wrote the novel custody

-sardar

-rajiv Gandhi

-anita desai

->the scheme mhara gaon-jagmohan gaon launched by which state haryana


->who is the chief minister of Haryana

-manohar lal khattar

->who awarded with G.D birla award for scientific research


galande

-sanjeev

->which organization presented G.D birla award for scientific research k.K.birla foundation
->name the lady became 1st female judge of supreme court of afganisthan
-anisa rasouli
->which is the capital of afghanistan

-Kabul

->who appointed as interim chairman and managing director of oil india


limited
-U.P.singh
->who appointed as chief financial officer of tata motors group
chandrasekaran ramakridhnan
->who awarded with US presidential award for excellence
indian-american
->where is the headquarters of tata motors group

-darshan jain an

-mumbai

->electronic projects management system portal launched I n which state of


india -punjab
->who is the deputy chief minister of Punjab
->recently who launched digital india week

-sukhbir singh badal


-narendra modi

->kim Campbell was the 1st woman prime minister of which country
canada

->mobile number portability restarted in india as announced by


telecommunication chairman is
-rakesh garg
->recently which inidan state lifted the ban of liquor -manipur
->who is the chief minister of Manipur

-okaramIbobi singh

->who is the president of world bank

-jim yong kim

->who is the author of the book uniki

-ch.vidyasagar rao

->who is the governor of Maharashtra

-ch vidyasagar rao

->which bank launched the scheme tatkal

-SBI

->who controls the football match -the referee


->what is the full form of DTP in computer

-desk top publishing

->who was won the highest gold medals in Olympics individually -michel
phelps of USA (14 gold)
->who was the first recipient of dronacharya award

-OM nambiar

->who became the 1st inidan to be elected in the british parliament


dadabhai naoroji
->india became the member of united nations in which year
->who appointed as brand ambassador of digital india
->who won the british f1 grand prix -hamilton

-1955

-kruti Tiwari

->which country won the FIFA womens football world cup

-USA

->which country remain at 3rd place in FIFA womens football cup 2015 england
->which bank became the 1st to launch MUDRA card -corporation bank
->who appointed as director of aeronautical development agency
balaji
->who awarded with world food prize 2015
Bangladesh

-sir fazle hasan abed of

->who awarded with GCHERA world agriculture prize -R.paul singh


G20 summit:
->G20 leaders summit held in Antalya(turkey)
->G20 finance ministers meeting

-lima

->14th G20 summit 2015

-australia

->16th G20 summit 2016

-china

G8 summit:
->G7 summit held at

-EU

->40th G8 summit held at

-brussels

BRICS:
->7th BRICS summit held at

-Ufa, Russia

ASEN-EAS summit 2014:


->25th ASEAN summit at

IBSA summit 2015:


->held at

SAARC:

-new delhi

-nay pyi taw

->18th SAARC summit held at

-kathmandu

BIMSTEC summit:
->2014 at -nay pyi taw
4th summit at

-nepal

NATO summit:
->head office

-brussels, Belgium

->chief or secretary general -jens Stoltenberg


->
Nuclear summit 2014:
->3rd nuclear summit

-hague (netherlands)

->4th nuclear summit

-united states

->first at

-washington

->
NAM summit:
->16th NAM -tehran ,iran
->17th summit 2015

-caracas, venezulea

->
->sourav ,sachin,laxman inducted into BCCI advisory panel
->17 new secretaries appointed in the centre govt
->army to inducts surface to air missile aakash on 5th may developed by
DRDO
->india and Bangladesh land boundary agreement on 5th may
->parliament passes bill to repeal 36 redundant laws
->juvenile justice bill passed according to this 16 years olds to be tried as
adults heinous crimes
->india home to 56 of the worlds 2k powerful companies according to forbes
report, US is top with 579 companies

->modi on 10th may dedicated to the nation at burnpur (west bengal) the
upgrated IISCO steel plant, with a cost of 18,000 crore
->clears the proposed sale of 10% stake in indian oil corporation and 5% in
NTPC
->PM narendra modi three nation tour : china, Mongolia, south korea
->twenty four key agreements inked between india and china on 15th may,
2015
->general elections in Britain: conservative party returns to power with a
clear majority (331)
->20 years youngest student mhairi black becomes the british MP in 300
years
->subtle china hints india to join xis grand sea trade plan
->Russia carries out WWII victory day march
->KV Kamath named BRICS bank president
->US approves oil and gas drilling in the arctic ocean
->100 US cities host yogathon on first world yoga day
->free medicine scheme niramaya launched in Odisha
->jayalalitha becomes the chief minister if tamilnadu
->Tripura government withdraws AFSPA
->ICES (international centre for earth simulation)
->ISA (international seabed authority)
->RWB (reports without borders)
->sanjitha Pradhan :IIT alluminus nominated by obama to key post on asia
panel
->new election committee commissioner -achal k.jyothi
->harbhajan kaur dheer : the indian origin woman first Asian elected mayor
in UK
->new Tripura governor :tathagata roy as 16th governor
->new chancellor of nalanda university
->new defence secretary

:geroge yeo

:mohan kumar

->parvinder singh bath :becomes the UK first sikh mayor

->new head of DRDO (defence research and development organisation)


:S.christopher
->next cabinet secretary

:P.K.sinha

->patel who won the british indian MP in prime minister david Camerons
new cabinet

Deaths:
->ruth Rendell

:writer (london)

->dave Goldberg :CEO of surveymonkey and husband of facebook chief


operating officer sheryl sandberg
->amitha chowdary

:journalist and litterateur (kolkata)

->john forbes nash

:mathematical genius (won noble in economics)

Awards /honours:
->68th cannes film festival awards:
->dheepan was honoured with the palm dOr award
->son of saul

:grand prix honour

->man booker international prize 2015


(Hungarian novelist)

:Laszlo krasznahorkai

->charlie hebdo magazine gets PEN award


->mazen darwish gets UNESCO world press freedom award 2015
->neel Mukherjee honoured with encore award 2014
->ajinkya rahane gets CEAT cricketer of the year 2014-15
->CEAT international cricketer of the year :kumar sangakkara
->indian-american kids win 88th scripps national spelling bee crown (vanya
shivashankar, gokul vankatachalam)
->

->indian-american wins the 2015 national geographic bee title (karan menon
14years)
->

Constitution / law/ justice:


->patna high court axes SC/ST quota in promotions
->Tunisians unfurl worlds largest flag

Health:
->WHO declares Liberia ebola free

Wild life:
->Gujarat Asiatic lion population up by 27%
->in the world of press freedom india in the 136th position (180 countries)
->india ranks 100th position on human capital index (124 countries)

->NASA spacecraft crashes into mercury ends mission

Places in the news:


->nebraka (USA) :eliminate the capital punishment

Books and authors:


->stillness: varun Gandhi
->Clinton clash

:peter schweizer

->legislating for justice


->hadal
->a mirror to power
->written in tears

:jairam Ramesh
:CP surendran harper Collins
:M.J. akbar
:arupa patangia kalita

->the tusk that did the damage

:tania james

->one day in the season of rain

:mohan rakesh

->the complete story of indian reforms


->flood of fire

:Pradeep baijal

:amitav ghosh

->Mumbai Indians wins the indian premier league-8


->top run score in ipl8

-david warner (562)

->top wicket taker

-d.bravo (26)

->jonathan trott takes retirement from cricket (england)


->bayliss appointed head coach of England cricket team
->brad haddin bids adieu to ODI cricket (australia)
->Barcelona wins la liga crown
->Juventus wins Italian cup
->chesla wins English premier league title
->sevilla retains Europa league crown
->sepp blatter re-elected FIFA president
->railways claims hockey india womens national championship 2015
->murray wins munich open
->Federer clinches Istanbul open
->murray wins madrid open
->kvitova claims madrid open WTA title
->Djokovic and Sharapova win Italian open singles title
->china clinches sudirman cup
->rosberg wins Monaco grand prix-2015
->rosberg wins Spanish grand prix-2015
->degale wins the international boxing federation title
->ding ning wins world table tennis championship
->

Memorable points:
->indian navy launched its 4th anti-submarine corvette named
kavaratti

-INS

->mohan kumar has been appointed as the


secretary

-defence

->who has been appointed director general of CAPART


meena

-madan lal

->who was honoured with the first TOISA lifetime achievement award
milkha singh
->which team won the inidian premier league

-mumbai Indians

->who is the new director general of DRDO

-DR.s.christopher

->name the winner of I-league championship

-mohun bagan

->which European countrys voters backed same sex marriage in a


referendum
-ireland
->K.V.kamath become the president of

-BRICS bank

->india recently signed chabahar port deal with

-iran

->who has been honoured with the man booker international prize 2015
-laszlo krasznahorkai
->which African country was declared as ebola-free
->name the winner of Monaco grand prix 2015

-liberia
-nico roseberg

->name the winner of the 2015 national geographic bee competition of USA
-karan menon
->which countrys upper house of parliament has been named as house of
federation -pakistan
->which team won the cope deal rey title :Barcelona
->3rd advance estimates of production of major crops for 2014-15, the total
food grains production in country is 251.12 million tonnes and total
production of rice estimated at 102.54 million tonnes, production of wheat
estimates 90.78 million tonnes
->black money bill passes in the both houses of parliament
->india at 100th position in global human capital index 2015
->indias economic growth to surpass china in 2015-16 UN report

->on 6th may 2015 lok sabha passes GST (goods and sercives tax)
constitutional bill
->PM launches 3 social security schemes (Pradhan mantri jeevan jyoti bima
yojana, Pradhan mantri suraksha bima yojana, atal pension yojana)
->law to deal with benami properties introduced in loksabha
->20,000 crore allocation for namami ganga scheme
->india crosses a billion telephone numbers in april, 2015
->cabinet approves stake sale in indian oil per 10% and NTPC on 5%
->india home to 56 of the worlds powerful companies :forbes 2015
->indias economy to grow 7.5% in financial year 2016 and 8% In the
financial year 2018
->RBI approves ING vysya and kotak manhindra merger
->money order service discontinued
->Andhra Pradesh is most likely to become the indias nuclear core
->indias first private airport at andal sarted flights at duragpur
->fiscal deficit for financial year 2014-15 at 4% and revenue deficit at 2.8%
->SEBI ropes in Narayana murthy to head panel on start-up
->public sector banks will closed on 2nd and 4th Saturdays from july, 2015
->ICICI launches voice recognition service
->india tops world hunger list with 194 million people in 2015
->the gandhian economy was based on the principles of
trusteeship

->how many banks were nationalized on july 19,1969-fourteen banks


->the major aim of devaluation is

-to encourage exports

->what is the tertitary sector of economic development


sector
->the degree of the inflation is measured with the help of
index number
->what is the primary role of NABARD
state cooperative banks
->when was bharatiya mahila bank established

-service
-general price

-to provide term loans to


-19th November, 2013

->international day of cooperatives is celebrated on -7th july


->how many banks were nationalized in april 1980
->when was NABARD established in

-six

-12th july 1982

->what is the name of the device that connects two computers by means of
a telephone line -modem
->world tourism day was observed on

-27th September

->the headquarters of international atomic energy agency (IAEA) Is located


in
-vienna (austria)
->who is the secretary general of UNO present
korea)

-bann ki moon (south

->national metallurgical laboratory is located in


(jharkhand)

-jamshedpur

->what is called male part of a flower

-calyx

->who was the first indian to become a member of british parliament


dababhai naoraji

->who is the first sportsperson to be honoured with the bharat ratna


sachin

->NASSCOM

-national association of software and service companies

->SJSRY

-swarna jayanti shahari rozgar yojana

->UNESCO was established in

-november 1945 (paris)

->which country gets the credit of having the fastest train at present
france
->the refinance corpus of MUDRA yojana is

-25000 crore

->at end December 2014 india s foreign debt stood at

-$461.90 billion

->during 2014-15 indias trade deficit has been estimated at


billion

-$310.534

->india place in global networked readiness index 2015 stands for


(143 nations)

-89th

->the interest rate for the year 2015-16 on general provident fund (GPF) has
been declared to -8.5%
->index of
June:

->first indigenously built scorpene submarine undocked by defence minister


(Manohar parrikar) on 6th april
->on 6th april PM modi launches air quality index to monitor national pollution
level
->union cabinet clears real estate bill on 7th april 2015
->india successfully test fired dhanush missle on 9th april for its range of
350km
->pm modis three nation tour :france, Germany, Canada
->modi gifts tree of life painting to hollande
->indian navy launches new stealth destroyer visakhapatnam in Mumbai
on 20th april
->with $ 70.38 billion india tops 2014 remittance chart
->on 16th april india successfully test fires nuclear capable missile agni 3
->Bangladesh okays new trade pact with india
->Palestine joins international criminal court (ICC) on 1st april
->mission Tikrit: Iraqi govt declares victory
->Nigerian polls: muhammadu buhari as elected as president
->on 7th april Malaysia parliament passes new anti-terror bill
->US approves arms worth $ 1 billion for pak
->Pakistan parliament votes for neutrality in yemen
->Chinese president xi jinpings visit to Pakistan launches $ 46 billion
investment plan in Pakistan
->Asian African summit 2015 in Jakarta
->external affairs minister

-sushma swaraj

->sri lanka Pakistan sign nuclear agreement on 6th april 2015


->china orders monasteries in Tibet to raise china flag
->china plan to build rail link with Nepal through mt.everest
->Pakistan Russia to hold first ever joint military exercise
->iran, Afghanistan announce plans to fight IS militants
->aadhar food scheme launched in Odisha

->tamilnadu gets e-panchayat award 2014


->uttar Pradesh tops the list of acid attack cases (186)
->six west Bengal cities renamed
->AMCA

-advanced medium combat aircraft

->APC

-all progressive congress

->AQI

-air quality index

->JCPOA

-joint comprehensive plan of action

->NMCG

-national mission for clean ganga

->SPI

-social progress index

->next chief election commissioner -nasim Zaidi


->first indian to become a criminal court judge -raja rajeshwari
->rand paul to run for US president
->oles buzina

-ukaranian journalist

->kim jong-un climbs north koreas highest mountain


->worlds oldest person misao okawa dies at 117 (japanese) on 1st april
->Kailash vajpeyi -renowned hindi poet
->nepals ex-PM surya bahadur thapa passes away on 16th april

Awards /honours:
->Chinese president xi jinping gets pakistans top civilains award
->
Notes about RRB:
->the narasimham working group (1975) proposed to establishment of a new
set of banks. RRB started development process on 2nd October 1975, with of
asingle bank (Prathama grammena bank) .as on 31st march 2006 there are
133 RRB (post merged) covering 525 districts with a network of 14,494
branches
RBI assistance:
->RBI gives direct access to refinance assistance at a concessional rate of
three percent can the below bank rate

->maintain a lower level of SLR than commercial banks


->sponsor banks are IDBI,NABARD,SIDBI
Evaluation of RRBs:
->the committee constituted by the RBI in june 1977 to evaluate the
performance of RRB
->the control ,regulation and promotional responsibilities should be
transferred to the GOI to RBI and NABARD
Regulatory control:
->RRBs allowed up to December 31st,2000 to maintain reserves at 3% of
their demand
->
Notes:
->the first bank of limited management by Indians was oudh commercial
bank founded in 1881,
->the Punjab national bank in

-1894

->banking crisis during -1913 to 1917 of 588 banks


->the banking company act was passed in

-february 1949

->the largest bank imperial bank of india was taken over by the RBI in 1955
and change name to SBI
->SBI followed by inclusion of 7 associate banks in 1959,at present SBI have
five associate banks
->the government issued an ordinance on 19th july 1969 acquire ownership
and control 14 major banks and six more commercial banks were
nationalized
->bank is lawful organization which accepts deposits that can be withdrawn
on demand
->banks provides funds for business as well as personal needs of individuals
->types of banks:
Central bank (RBI)
Commercial banks
Public sector banks

Private sector banks


Foreign banks
development banks (IFCI,SFCs)
cooperative banks
primary credit societies
central cooperative banks
state cooperative banks
specialized banks (EXIM bank, SIDBI, NABARD)

central bank:
->which regulates the functions of guiding and regulating the banking
system
->it is known as bankers bank
->foreign exchange rates are also determined by central bank
->no other bank than central bank issue currency
Commercial banks:
->commercial banks are banking institutions that accept deposits and grant
short-term loans and advances
->(i)public sector banks :SBI, corporation bank, bank of baroda and dena
bank
->(ii)private sector banks: ICICI,axis bank,federal bank
->(iii)foreign banks :HSBC (hong kong and shanghai banking corporation),
Citibank, American express bank, standard & charted bank, grindlays bank
->according to RBI there are 47 foreign banks branches in india as on 31st
march, 2013
(4) development bank:shares and debenture issued by companies
ex:industrial finace corporation of india, SFC
->cooperative banks:

NABARD (national bank for agriculture and rural development):

->facilitating credit flow for promotion and development of agriculture, small


scale industries, cottage and village industries
->district rural industries project (DRIP) has generated employment for 23.34
lakh persons with 10.95 lakh units in 105 districts
->it was set up with an initial capital of 100 crore which is in hence 4000
crore in 2013 fully subscribed by the govt india and RBI
->Nab cons: NABARD consultancy services is wholly owned subsidiary
promoted by NABARD, the company registered under the companys act,
1956 with an authorized of 250 milion
->NABARD financial services limited (NABFINS) :
->ABFL (agri business limited) in under companies act, 1956 on feb,1997
->BIRD (bankers institute of rural development) established in 1983 at
lucknow
Functions of commercial banks:
->accepting deposits
->grant of loans and advances
->
Types of advances:
->cash credit: bank allows the borrower to draw amount up to a specified
limit
->overdraft :a customer who has a current account with the bank is allowed
to withdraw more than the credit balance

NBFC (non banking financial companies):


->it is registered under the companies act 1956
->DLCC (district coordination committee)

Regional rural banks:


->the m.narisaman committee in 1975 establish on 2nd oct, 1975
->the capital of the bank contributed by the central government (50%),
sponser bank (35%) and state government (15%)

_->initially 186 gramin banks established all over india noe the banks
merged to 57 gramin banks as on November 2013
->
Financial inclusion:
->the government of india initiated a movement called swabhiman for
financial inclusion and have targeted all villages with population 2000 or
more above by march 2012 and villages with population of 1000 or above by
march 2015
->as per the campaign states or union territories like punducherry, himachal
Pradesh and kerala have announced 100% financial inclusion in all its
districts
->RBIs vision for 2020 is to open nearly 600 million new customers accounts
and service
->
Kisan credit card:
->for farmers
General purpose credit cards:
->small consumptions are given to landless people through general purpose
credit card having limits up to 15000 and carrying an interest rate of 4%

Financial inclusion index:


->on 25th june, 2013 CRISIL indias leading credit rating and research
company launched an index to measure the status of financial inclusion,the
all india CRISIL inclusix score is 40%
Micro finance & micro credit:
->micro credit is giving a small loan to a person
Micro finance= micro credit + finance and project literacy
RSETI (rural self employment training institute): train the youth for
agriculture and non-agriculture
->FLCC (financial literacy and counselling center): under shri.C.P,swarnakar
on 10th may, 2007
Priority sector credit:

->micro and small enterprises include:


Manufacturing enterprises micro max 25 lakhs and small enterprises above
10 lakhs
Education:
10 lakhs for studies in india and 20 lakhs abroad
Housing: loans up to 25 lakhs irrespective of location for purchase

Interest subvention scheme:

Khasra, khatuni, kisan bhai:


->documents that establish ownership and produce of farm land, while
khasra in incorporates the plotwise/ season wise

Rate of interest:
Above 1,00,000

-10% to 15%

RBI and monetary policy:


->the reserve bank of india was established on 1st april, 1935 in accordance
of reserve bank of act,1934
->the central office of the reserve bank is initially established in Calcutta but
it was permanently moved to Mumbai in 1937 and nationalized in 1949
->manages the foreign exchange in accordance with the provision of foreign
exchange management act,1999
->
Direct instruments:
Cash reserve ratio (CRR):
The bank must maintain the balance with the reserve bank
->SLR (statutory liquidity ratio):a bank has to maintain in the form of cash,
gold .the percentage is fixed by RBI. presently the SLR is 23%
->G-sec (government securities)

->
Indirect instruments:
->LAF (liquidity adjustment facility)
->OMO (open market operations)
->MSS (market stabilization scheme): introduced in 2004
->repo / reverse repo rate

Terms repo under the liquidity adjustment facility:


->on oct 8th 2013 RBI decided to conduct auctions for term repos of 7day and 14-day tendor
Bank rate:
->it is the rate at which the RBI is ready to buy or rediscount bills of
exchange or other commercial papers
NEFT (national electronic funds transfer): cash remittances will be restricted
to a maximum of 50,000/- per transaction
->RTGS (real time gross settlement system):
->The minimum amount to be credit through RTGS is 2lakhs
->demat account: the demat account is one that allow you to buy sell as well
as transact without the need of any paperwork
->physically 500 shares can be traded as per the provision given by SEBI
Marginal standing facility scheme:
->it will effect from may 2011
->NDTL (net demand and time liabilities)
->NDS (negotiated dealing system)
->PAD (public accounts department)
->
->DBOD (department of banking operations and development)
BASEL committee:
It was established in basel, Switzerland
->CAR (capital adequacy ratio)

->CRAR (capital to risk weighted assets ratio)


->BCBS

(basel committee on banking supervision)

->
Know your customer:
->the RBI has advised to follow KYC guide lines
Camel rating of banks:
->first developed in 1970 by the 3 federal banking
c-capital adequacy
a-asset quality
m-management quality
e-earnings
l-liquidity
s- sensivity to market risk
money:
commodity money:
representative money:
flat money:
commercial bank money:

anti money laundering:


->prevention of money laundering act,2002
->SWIFT (society for worldwide interbank financial telecommunication),as of
September 2010 SWIFT linked more than 9000 financial institution in 209
countries
->
Inflation:
->inflation is defined as sustained increase in the general level of prices for
goods and services
->WPI and CPI is differ in the term of their weighting pattern

->PPI (producer price index)


->
The money market:
->the money market is the market in which short term funds are borrowed
and lent
->DFI (development financial institutions)
->
Instruments of money market:
->call money: borrowed or lent on demand for a very short period, if the
period is more than 1day and up to 14 days it is called notice money
->treasury bill: 91 day, 182 day, 364 day
->certificates of deposits:
Allowed in 1989.
->commercial papers:
Negotiable short term unsecured
->repo when viewed from the prospective of the buyers of securities that is
the party acquiring fund
->
Negotiable instruments:
->according to the section 13 of the negotiable instrument act 1881 a
negotiable instrument means promissory note bill of exchange or cheque
->
Indian foreign trade:
->FDI (foreign direct investment):
->indias FDI policy:
FII (foreign institutional investors)

SEBI (securities and exchange board of india):


->the establishment of SEBI on april 12th ,1992
->

Public finance:
->budget system was introduced in 7th april, 1860,james Wilson the first
indian finance member delivered the budget speech
->article 112 of the indian constitution as annual finance statement and
article-110 describes money bill
->
Upkars book:
-> private banks are taken over by the government in 1969 these are
classified as nationalized.
->the present capital requirement for running a bank is 300 crore
->off shore banking :branch of an indian bank which is located in a special
economic zone
->green investing banking :with focus on environmental projects
->the reserve banks are established in 1975 and having 50:15:35
->according to as on 31st January total RRBs are 67
->
Imperial bank of india
->RBI

-1921
-april 1st 1935

->IFCI

-1948

->SBI

-1st july 1955

->UTI

-1st feb 1964

->IDBI
->NABARD

-july, 1964
-july 12th 1982

->IRBI (IBLL)

-march 20th ,1985

->SIDBI

-1990

->EXIM bank

-1st January, 1982

->national housing bank

-july 1988

->GIC

-nov, 1972
-2nd oct,1975

->RRB
->HDFC

-1977

->banks are examined annually with regard working rate by RBI


->priority sector lending:
->RBI mandates 40 percent of total lending should to the priority sector, out
of 40% 18 percentage point is earmarked for agriculture
->
RBI:
->1926 concept of a central bank was recommended by the Hilton young
commission
->RBI act of 1934 established
->1935

-start

->1949-nationalizartion
->1994-board of financial supervision BFS set up
->RBI having the power to print notes up to 10,000/->total 4 printing presses
Karnataka,west Bengal

-madhya pradesh, Maharashtra,

->there are 4 mints at mumbai, Noida, Kolkata, Hyderabad


->according to the RBI amendment act of 1957 the RBI should now maintain
reserve of 200 crore
->RTGS (real time gross settlement)
->NFS (national financial switch)
->IMPS (inter bank mobile payment system)
->RBI started the banking ombudsman scheme in 1995
->FSLRC (financial sector legislative reforms commission)
->FSAT

(financial sector appellate tribunal)

->FSDC (financial stability and development council)


->bullion market: metals are traded
->IFRS (international financial reporting standards)
->CIBIL (credit information bureau india limited)

->BFS (board of financial supervision) :started in 1994


->BCSBI (banking codes and standards board of india)
->DICGC (deposit insurance corporation of india):1962
->ECGC (export credit guarantee corporation)
->NHB (national housing bank) -1987
->EXIM

-export import bank of india

->union bank of india

-inaugurated by mahatma Gandhi

->all regional rural banks are scheduled banks


->in india foreign exchange regulations are administrated by the RBI
->nationalization of banks took place in

-1969

->only immovable properties can be mortgaged


->SIDBI headquarters located at

-lucknow

->the license issued to a commercial bank can be subsequently cancelled by


-RBI
->SIDBI also known as

-single window service

->the drawer of the cheque is always the account holder


->IFCI is converted in company on july 1st 1993
->ICICI limited is merged into ICICI bank on 3rd may,2002
->an overdraft means the amount drawn in excess over the sanctioned
amount
->which of the following terms appropriately explains the role of banks in an
economy -financial intermediaries
->in the financial sector some banks are not recognized as banks but do
their activities
-shadow banking
->what would a lender examine to judge whether a business can be given a
funding facility
-the financial statement, the credit history, the
business risk
->what Is the meaning of bank run
withdraw funds from their bank accounts

-when people rush to

->basel committee on banking supervision is associated with which of the


following
-bank for international super vision

->what is known as the open market operations of RBI


securities

-trading in

->flat money is best described by which of the following


money by the government

-decreed the as

->when did the rupee become a freely convertible currency in the current
account of india -1994
->ISO 4217 is the international standard describing 3 letter code for what
-currency codes
->cash balances held in the currency chests are the property of which of the
following
-reserve bank of india
->which of the following is true about RBIs recent branch licensing policy for
banks-banks are permitted to open branches freely in tier2 to tier6 centres
->what was achieved by passing the banking companies, 1969
nationalization of 14 commercial banks

->what is the maximum denomination of currency notes that can be printed


in india
-10,000
->which of the following schemes/ facilities available in the financial markets
is not meant for investment purposes
-letter of credit
->small savings schemes like national savings certificate, public provident
fund, monthly income schemes are popular among the salaried people which
financial institutions manage these schemes
-post offices
->which of the following do you think is the accepted practice
-banks are
offer higher interest rates to senior citizens on their fixed deposits as
compared to other
->a bank customer could not get his grievance resolved by his bank even
after referring his complaint to the designed officer whom should he
approach next
-banking ombudsman
->the banking ombudsman scheme is applicable to the working of which of
the following
-all scheduled commercial banks
->what is common between equity linked savings schemes national savings
certificate and public provident funds
-these are tax saving schemes
->a saving account is considered to be an inoperative account if there is no
operation in the account for a continuous period
-2years
->which of the following is a punishable offence for a bank account holder
-for bouncing of cheques issued by him

->in case a public provident fund account does not have a nomination what
is the maximum amount that the legal heirs may get without a succession
certificate -1 lakh
->a very popular savings scheme of the post office has been withdrawn as
per the current provision what is the scheme
-kisan vikas patra
->the rate of interest banks charge to its customers on credit facilities is
linked to which benchmark rate
-base rate lending
->when a vehicle Is financed by a bank what kind of charge does the bank
have other the primary security
-hypothecation
->SIDBI has a scheme for providing seed capital to business enterprises what
is the seed capital
-initial funds required by an enterprise with
high potential for growth
->where substantial funds are required to be mobilized crowd funding as a
strategy is often adopted, in which of the following do you thing crowd
funding would be appropriate -for charity issues
->which of the following organization (page 50)

August:
->