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MAGlVOLlA GAZETTE 1
MAGNOLIA, MS
c,rculidion= 1700
WEEKLY
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01/08/2009

Top 10 resolutions for a healthy fmancial new ykar


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. Scam artists go PresidentICEO of the (3)Resolveto help their promises such a s develop a plan to achieve business with door-to-
where the money is. A s Mississippi BBB. children become in- "fast money", 'no experi- your goal. door salesmen. Make
disposable income rises, formed consumers. ence necessary," and (8)Resolve to tac- sure that the business
so do the efforts of those Top 10 Resolutions Counsel them on estab- 'work from the comfort kle your debt load. h a s a permanent ad-
seeking to defraud. With lishing a budget, help of your homen. Get refer- Establish a debt repay- dress and phone nurn-
the start of a new year, (1)Resolve to get them spot signs of ences, contact satisfied ment plan for the year - ber. Check customer ref-
the Better Business Bu- all promises in writing. fraudlrip-offs, inform customers, check with and keep strict records. erences and contact the
reau (BBB) serving Mis- Make sure the contract them about online priva- the BBB. Pay more than required BBB for information on
sissippi is once again provisions match what cy and security issues. (6)Resolve to be on monthly debt pay- the company's market-
prepared to assist con- the salesperson told you. (4)Resolve to a n informed investor. ments. place record.
sumers by providing in- Read and understand
' shop safely online. Cy- Scam artists tailor their (9)Resolve to be The BBB h a s
formation a s they make the contract and guaran- berspace crooks have investment pitches well wary of unsolicited cred- been serving Mississippi
major purchasing, chari- tee before you sign. the potential to perpetu- to entice unsuspecting it offers. Ignore ads from since 1964 providing Re-
table, giving or invest- (2)Resolve to ate scams quickly on the investors. Avoid any unfamiliar companies, liability Reports on busi-
..merit decisions. 'The guard your personal web - leaving no paper pitches that require you especially those requir- ness and charity per-
m o s t important New information. Give out trails and bypassing geo- to "act now" or that ing advance fees to formance. Contact the
:Year's resolution you credit card, bank ac- graphical boundaries. "guaranteenunbelievable secure a low-interest BBB online at
can make is to contact count, or Social Security (5)Resolve to re- profits. loan or repair your cred- www.ms.bbb.org or call
the BBB before making numbers very cautious- sist the lure of 'easy (7)Resolve to for- it rating (despite a bad their Automated
major financial decisions ly. Be wary of phone money". If you are con- malize a savings plan. credit history). Response Line (800-987-
and before responding to calls, mail or email mes- templating work-from- Determine how much (10)Resolve to 8280).
, any enticing (unsolicited) sages asking for such home opportunities, do you need to bolster your deal only with reliable
offers," said Bill Moak, information. your homework. Verify financial cushion and merchants. Don't do