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Personal Budget - Year 2 After High School

Monthly Income Monthly Expenses


Income Type Amount Expense Costs
Parental Support $1,600 Tutition $1,600 Savings/Debt
Job $1,100 Cell Phone Bill $0
$14,000
Groceries $0
Leisure $12,000
Available Cash $2,700 Spending $30
Transportatio
$10,000
n $45
$8,000

$6,000
Total Monthly
Expenses $1,675
$4,000
Planned Expenses
$2,000
Expenditure Month Amount
Home for the holidays $0
$0
Gifts for family December $50
Row 34

Column B Column C Column D Column E Column F Column G Column H


Column I Column J Column K Column L Column M
Total Planned Expenses $50

Income and Expenses January February March April May June July August September October November December
Previous month’s balance 0 $1,025 $2,050 $3,075 $4,100 $5,125 $6,150 $7,175 $8,200 $9,225 $10,250 $11,275
Available cash $2,700 $2,700 $2,700 $2,700 $2,700 $2,700 $2,700 $2,700 $2,700 $2,700 $2,700 $2,700
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $1,675 $1,675 $1,675 $1,675 $1,675 $1,675 $1,675 $1,675 $1,675 $1,675 $1,675 $1,675
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $50
Savings $1,025 $2,050 $3,075 $4,100 $5,125 $6,150 $7,175 $8,200 $9,225 $10,250 $11,275 $12,250
Personal Budget - Year 4 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $0 Tutition $1,600 Savings/Debt
Job $4,167 Cell Phone Bill $0
$30,000
Food $78
$27,500
Leisure
Available Cash $4,167 Spending $30 $25,000
Transportatio $22,500
n $108 $20,000
$17,500
$15,000
$12,500
Total Monthly
Expenses $1,816 $10,000
$7,500
Planned Expenses $5,000
Expenditure Month Amount $2,500
Family Gatherings $0
$0
Gifts for family December $50
Row 34

Column B Column C Column D Column E Column F Column G Column H


Column I Column J Column K Column L Column M
Total Planned Expenses $50

Income and Expenses January February March April May June July August September October November December
Previous month’s balance 0 $2,351 $4,702 $7,053 $9,405 $11,756 $14,107 $16,458 $18,809 $21,160 $23,512 $25,863
Available cash $4,167 $4,167 $4,167 $4,167 $4,167 $4,167 $4,167 $4,167 $4,167 $4,167 $4,167 $4,167
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $1,816 $1,816 $1,816 $1,816 $1,816 $1,816 $1,816 $1,816 $1,816 $1,816 $1,816 $1,816
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $50
Savings $2,351 $4,702 $7,053 $9,405 $11,756 $14,107 $16,458 $18,809 $21,160 $23,512 $25,863 $28,164
Personal Budget - Year 6 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $0 Tutition $0 Savings/Debt
Cell Phone
Job $5,000 Bill $0 $50,000
Food $80 $45,000
Leisure
Available Cash $5,000 Spending $40 $40,000
Travel $736 $35,000
Transportati
on $108 $30,000
$25,000

Total $20,000
Monthly
$15,000
Expenses $964
$10,000
Planned Expenses
Expenditure Month Amount $5,000
Home for the holidays November $0
$0
Gifts for family December $50
Row 34

Column B Column C Column D Column E Column F Column G Column H


Column I Column J Column K Column L Column M
Total Planned Expenses $50

Income and Expenses January February March April May June July August September October November December
Previous month’s balance 0 $4,036 $8,072 $12,108 $16,144 $20,180 $24,216 $28,252 $32,288 $36,324 $40,360 $44,396
Available cash $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $964 $964 $964 $964 $964 $964 $964 $964 $964 $964 $964 $964
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $50
Savings $4,036 $8,072 $12,108 $16,144 $20,180 $24,216 $28,252 $32,288 $36,324 $40,360 $44,396 $48,382
Personal Budget - Year 8 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $0 Tutition $0 Savings/Debt
Job $5,416 Cell Phone Bill $50
$35,000
Food $80
Available Cash $5,416 Housing $1,625
$30,000
Transportatio
n $100
$25,000
Leisure
Spending $50
$20,000
Travel $736
$15,000
Total Monthly
Expenses $2,641 $10,000

Planned Expenses $5,000


Expenditure Month Amount
Home for the holidays $0
$0
Gifts for family December $60
Row 34

Column B Column C Column D Column E Column F Column G Column H


Column I Column J Column K Column L Column M
Total Planned Expenses $60

Income and Expenses January February March April May June July August September October November December
Previous month’s balance 0 $2,775 $5,550 $8,325 $11,100 $13,875 $16,650 $19,425 $22,200 $24,975 $27,750 $30,525
Available cash $5,416 $5,416 $5,416 $5,416 $5,416 $5,416 $5,416 $5,416 $5,416 $5,416 $5,416 $5,416
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $2,641 $2,641 $2,641 $2,641 $2,641 $2,641 $2,641 $2,641 $2,641 $2,641 $2,641 $2,641
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $60
Savings $2,775 $5,550 $8,325 $11,100 $13,875 $16,650 $19,425 $22,200 $24,975 $27,750 $30,525 $33,240
Personal Budget - Year 10 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $0 Tutition $0 Savings/Debt
Cell Phone
$50,000
Job $6,667 Bill $50
Leaisure $45,000
Spending $60
$40,000
Available Cash $6,667 Food $80
Housing $1,625 $35,000
Transportati
on $100 $30,000
Travel $736 $25,000
Total $20,000
Monthly
Expenses $2,651 $15,000
$10,000
Planned Expenses
Expenditure Month Amount $5,000
Home for the holidays $0
$0
Gifts for family December $60
Row 34

Column B Column C Column D Column E Column F Column G Column H


Column I Column J Column K Column L Column M
Total Planned Expenses $60

Income and Expenses January February March April May June July August September October November December
Previous month’s balance 0 $4,016 $8,031 $12,047 $16,062 $20,078 $24,093 $28,109 $32,124 $36,140 $40,155 $44,171
Available cash $6,667 $6,667 $6,667 $6,667 $6,667 $6,667 $6,667 $6,667 $6,667 $6,667 $6,667 $6,667
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $2,651 $2,651 $2,651 $2,651 $2,651 $2,651 $2,651 $2,651 $2,651 $2,651 $2,651 $2,651
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $200
Savings $4,016 $8,031 $12,047 $16,062 $20,078 $24,093 $28,109 $32,124 $36,140 $40,155 $44,171 $47,986