AVERAGE
Average Formulae:  Add up all the numbers, than divide by how many numbers there are.
Average
Sum of observations
Number of observations
2xy
x y
If a person covers A km at x km/hr and B km at y km/hr and C km at z km/hr, then the
average speed in covering the whole distance is:
A B C
A B c
x y z
When a person leaves the group and another person joins the group in place of that
person theno
When the number of terms is odd, the average will be the middle term.
When the number of terms is even the Avg. will be the avg. of two middle terms.
Arithmetic Progression: a, a + d, a + 2d, a + 3d,..
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First term = a
Difference = d
nth term = = a +(n1) x d
Sum of n terms
Sn
n
[2a + (n1) x d]
2
= n2
(2+4+6++2n) = n (n+1)
=
1
1
(12 22 32 .........t n2 ) n x n x ( n 1)x(2n 1)
6
6
Sum of first cubic of n natural no.
1
(13 23 .........t n3 ) n (n 1)}.
2
****##****
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CHAPTER2
COMPOUND INTEREST
Compound Interest: Where interest is calculated on both the amount borrowed and any
previous interest. Usually calculated one or more times per year.
formulae:When The Interest is compounded annually
Amount after n years = A = P (1
Compound interest = p(1
R n
)
100
R n
R 4
) p p[(1
) 1]
100
100
If P = principal
R = rate percent
Time = number of years
C. I = compound interest
A = amount
If the rate of interest differs from year to year i.e. R, in the first year, R2 in the second year,
R3 in the third year, Then,
A (1
R
R1
R
)(1 2 )(1 3 )
100
100
100
When the principal changes every year, we say the interest is compound annually. Then,
A P(1
R n
)
100
When the principal changes as per every six months we say that the interest is
compounded half yearly or semi annually. Then,
R
A P(1 2 ) 2 n
100

Quarterly
R
A P(1 4 ) 4 n
100
****##****
3
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CHAPTER 3
SIMPLE INTEREST
SIMPLE INTEREST: Define: simple interest is interest paid any the original principal not
on the interest accrued.
Formula:
S .I
PXRXT
100
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CHAPTER 4
BOAT AND STREAM
( x y)
( x y)
speed of stream =
2
2
d
dis tan ce
(Time
)
speed
( x y)
d
( x y)
d
d
]
x y x y
***##****
5
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CHAPTER 5
H.C.F AND L.C.M
H.C.F and L.C.M: Highest common factor and lowest common factor
Formulae:When solving H.C.F and L.C.M questions with fractions These formulas are very helpful
1. H .C.F
H .C.F of Numerators
L.C.M of Numerators
2. L.C.M
L.C.M of Numerators
H .C.F of Denanenators
3. Product of two numbers: Product of two numbers = product of their H.C.F and L.C.M
6
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CHAPTER 6
TIME AND DISTANCE
Speed
Dis tan ce
Time
5
m/s
18
18
km/hr
5
If the ratio of speed of train A and B is a : b, then the ratio of time taken by them to cover
the same distance = b : a.
If a man covers a certain distance at x km/hr and an equal distance at y km/hr. Then the
avg. speed during the whole journey is.
2 xy
km / h
( x y)
The time taken by a train in passing a pole or standing man is the same as the time
taken by the train to cover a distance equal to its own length
The time taken by a train of length L meters in passing a stationary object of length B
meters is equal (L+B) m.
If two trains are moving in the same direction at U m/s and V m/s where U>V, then their
relative speed will be equal to the difference of their speeds (UV) m/s.
If two trains are moving in the opposite direction at um/s and Vm/s then their relative
speed will be equal to the sum of their speed (U+V) m/s.
If two trains of length a meters and b meters and moving in the same directions at U
m/s and Vm/s respectively, then
The time taken by the faster train to cross the slower train is:(a + b) / (uv) sec.
If two trains of length a meters and b meters are moving in the opposite direction at U
m/s and V m/s respectively, then the time taken by the faster train to cross the slower
train is
ab
sec.
u v
7
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CHAPTER 7
PERMUTATION AND COMBINATION
Formulae:
1. Factorial Notation:Let n be the positive integer. Then, factorial n, dented n: is defined as:
Factorial n, denoted n: is defined as:
n01
(n r )10
3. Permutation:  The different arrangements of a given no. of things by taking some or all
at a time, are called permutations.
4. Combination: Each of the different groups or selections which can be formed by taking
some or all of a number of objects is called combination.
5. Number of Combination:The number of all combinations of n things,
Taken r at a time is:
Cr
n01
(r1)(n r )10
8
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CHAPTER 8
TIME AND WORK
Formulae:1. Work from days:
If A can do a piece of work in n days, then As 1 days work =
1
n
1
n
9
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CHAPTER 9
PIPES AND CISTERN
Inlet: A pipe connected with a tank or a cistern or a reservoir, that tills it, is known as an
inlet.
Outlet: 1. A pipe connected with a tank or a cistern or a reservoir, emptying it, is known as
an outlet.
1) if a pipe can fill a tank in x hours, two; part filled in 1 hour
1
x
1
y
if a pipe can fill a tank in x hours and another pipe can empty the full tank in y hours
(where y>x), then an opening both the pipes, then the net part filled in 1 hour =
1 1
( )
x y
4)
if a pipe can fill a tank in x hours and another pipe can empty the full tank in y hours
where (x > y), then an opening both the pipes, then the net part emptied in 1 hour
1 1
( )
y x
10
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CHAPTER 10
MIXTURE AND ALLEGATION
Mixture and Allegation:1. Allegation: it is the rule that enables us to find the ratio in which two or more
ingredients at two given price must be mixed to produce a mixture of desired price.
2. Mean Price: The cost of a unit quantity of the mixture is called the mean price.
3. Rule of allegation:It two ingredients are mixed, then
Quantity of Cheaper
C.P of dearer Mean Pr ice
)=(
)
Quantity of dearer
Mean Pr ice C.P of Cheap
We present as under:
Mean price
(m)
(d m)
( m c)
= (dm) : (mc).
4. Suppose a Container Contains x of liquid from which y units are taken out an replaced by
water.
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CHAPTER 11
PARTNERSHIP
Partnership: When two or more than two persons runs a business jointly, They are called
partners and the deal is known as partnership.
1. Ration of Divisions of Gains:(i)
When investments of all the partners are for the same time, the gain or loss is
distributed among the partners in the ration of their investments.
Suppose A and B invest Rs x and Rs. Respectively for a year in a business, then
at the end of the year.
(As share of Profit) : (Bs share of profit) = x:y
(ii)
When investments are for different time period then equivalent capitals are
calculated for a unit of time by taking (capital x number of units of time). Now gain
or loss is divided in the ratio of these capitals suppose A invests Rs x for p
months then, B (As share of forfeit) : (Bs share of profit) = x p : y q.
12
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CHAPTER 12
NUMBER SYSTEM:Formulas:1. O11, 2,3.......... a are called digits.
2. 10, 11, 12,.are called number.
3. Natural number (N): Counting numbers are called natural numbers.
Ex: 1, 2, 3,..etc. are all natural numbers, minimum natural number 1 and
maximum .
Whole numbers: if W is the set of whole numbers, then we write = {0, 1, 2,.} The
smallest whole number 0.
Integer: if I is the set of integers, then we write I = {3, 2, 1, 0, 1, 2, 3}
Rational No. Any number which can be expressed in the form of plq. When p and q are
both integers and g o are called rational numbers.
E. g. =
3 7
, ,5, 2
2 9
There exists infinite number of rational number between any two rational numbers.
Irrational numbers: Nonrecurring and nontermination decimals are called irrational
numbers. These number cannot be expressed in the form of
E.g. =
p
.
q
3, 5, 29..........
Real numbers: Real numbers include both rational and irrational numbers.
In General the number of n digit number are 9 X 10n1
Sum of first n natural numbers
1 +2+ 3+ ..+n
n(n 1)
2
n(n 1)(2n 1)
6
13
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n(n 1)
1 2 3 ..........n
2
3
30426
3+4+6=13
0+2=2
132=11
As the difference is divisible by 11 the numbers 30426 is also divisible by 11.
Division on numbers:In a sum of division, we have four quantities:They are (i) dividend (ii) Divisor (iii) Quotient (iv) Remainder
Relation:(a) Dividend = Divisor X Quotient + Remainder
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15
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CHAPTER 13
SERIES:
Series:
Arithmetic Sequence: if a sequence of values follows a pattern of adding a fixed amount
from are term to the next, it is referred to as an aritumatic sequence. The number is added to
each term is constant.
Formula:To find any term of an aritumatic sequence an a1 (n 1) x d
To find the sum of a certain number of tens of an arithmatic sequences:
Sn
n(a1 an )
, Where S n is the sum of in terms ( nth Partial sum) a1 is the first term, an is
2
16
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CHAPTER 14
RATIO AND PROPORTION
What is Ratio: A ratio is a relations ship between two numbers by division of the same
kind. The ration of a or b is written as a : b = a/b, in ratio a : b, we can say that a as the first
term or antecedent and b the second term or consequent
What is Proportion:  The idea of proportions is that two ration are like equal.
If a : b : = c : d, we write a : b : : c : d
Ex:
3 1
15 5
17
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CHAPTER15
PROBLEMS ON AGES:1. If the current age is x, the n times the age is nx.
2. If the current age is x, then age n years / later = x + n
3. If the current age is x, then age n years ago = x n
4. The ages in a ratio a : b will be a x and b x
5. If two current age is x, then
1
x
of the age is
x
n
18
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CHAPTER 16
ALGEBRA
Basic algebra: One should be well versed in basics of algebra.
Certainly, we should know about same questions based an equations and their roots.
Polynomials: An expression in terms of same variables is called polynomial.
For e.g.: f ( x) 2n 5 is a polynomial in variable x.
g ( y) 5 y 2 3 y 4 is a polynomial in viable
The expression f (x) = anx 2 an1x
n1
2) ( x y) x y 2 xy
2
3) ( x y) ( x y)( x y)
2
4) ( x y) x y 3xy( x y)
3
5) ( x y) x y 3xy( x y)
3
6) ( x y ) ( x y) ( x y xy)
3
7) ( x y ) ( x y) ( x y xy)
3
8) ( x y z ) x y z 2( xy yz 3x)
2
9) ( x y z 3xyz) ( x y z )( x y z xy yz zx)
3
19
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CHAPTER 17
PROFIT AND LOSS
Cost Price: The price, at which an article is purchased, is called its cost price, abbreviate
as C.P.
Selling Price: The price, at which an article is sold, is called its selling Prices, abbreviated
as S.P.
Profit or Gain:
If S.P. is greater than C.P, the seller is said to have a profit or gain.
Loss: If S.P. is less than C.P, the seller is said to have incurred a loss.
Important formulae:1. Gain = (S.P) (C.P)
2. Loss = (C.P) (S.P)
3. Loss or gain is always reckoned an C.P
4. Gain% = (
5. Loss%= (
Gain x 100
)
C.P
Loss x 100
)
C.P
6. Selling Price:
(100 Gain%)
x C.P]
100
S .P [
7. Selling Price:
S .P [
(100 Loss%)
x C.P]
100
C.P [
100
x S .P]
(100 Gain%)
C.P [
100
x S .P]
(100 Loss%)
10. When a person sells two similar items, one at a gain at say x%, and the o three at a loss
of x%, then free seller always incurs a loss given by:
Loss%(
11. If a trader professor to sell his goods at C.P, but uses false weights, then
Gain% (
Error
x100)%
(True value) (error )
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CHAPTER 18
DISCOUNT
Formula:Discount = List price selling price
Selling price = list price discount
Selling price = list price discount
List price = selling price + discount
Rate of discount = discount %
List price = selling Price x
=
Selling price = list price x
Discount
x100
List Pr ice
100
(100 discount %)
(100)
(100discount%)
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CHAPTER 19
MENSURATION
It Cautions L Parts:2D 2 dimensional figures.
1. Square: a is side of a square all side are equal
Area = a 2
Perimeter = 4 a
2a
Diagonal =
a2
d2
2
3a 2
4
Perimeter = 3a
3 xa
 height
2
Isosceles triangle and Right angled triangle:B= base
H= height
The, Area =
1
xbxh
2
abc
2
5. Area of Triangle
1
X base x height
2
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abc
4R
R = Circumradius
D= r x s
r= inradius, s = remiperimeter
1
1
1
D ab sin bc sin ab sin
2
2
2
6. Parallelogram: Area = ab sin
= 2 (a+b)
Area = b x h
Area = a x h
7. Rhombus: Parameter: 4 a
Area =
1
x d1 x d 2
2
1
d12 d 2 2
2
1
(sum of parallel sides) x altitude
2
Area =
1
x (a + b) x h
2
H= height
A, b are two parallel sides
9. Hexagon:Hexagon have sex sides and if cautions six equilateral triangles.
3
x a2
4
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Pyramid
Sphere
Cylinder
Cone
Hemisphere
Cube
Other base
Cuboid
Pyramid
frustum
Tetrahedral
11. Prism: Surface area: Perimeter of base x height
Pyramid Surface area =
Volume =
1
x Parimeter of base x slant height
2
1
x Area of base x height
3
l 2 b2 h2
Diagonal =
3a
T .S. A C.S. A 2r 2
2rh 2r 2
2r (r h)
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14. Cone: l r h
2
Slant height.
1
x r 2 h
3
Vol:
C.S.A = rl
T .S.A rl r 2
r (r l )
4 3
r
15. Sphere: Vol: 3
C.S. A 4r 2
2 3
r
16. Hemisphere Vol:  3
C.S. A 3r 2
17. Frustum of a cone:Vol:
h
x (R 2 r 2 Rr )
3
l 2 = h 2 ( R r )2
Curved Surface area = l (R + r)
Total Surface area: (area of the base) + (area of the Top) + (curved surface area)
= {R r l ( R r )}
2
= [ R r l ( R r )]
2
26
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