Rtn.N.

Venkataramani
Youngest MDRT in South India
64, Ambalathadiar Madam Street
Puducherry - 605001
Tel: 0413-2226533/ +91 98945 67381
e-mail. buzzvenkat@gmail.com

Magic Mix Illustration for Mr. Dileep Anirudh (age 27)

Ref. No. EEI

Date : 12/12/2013

Proposed Insurance
Id

Com.Date Plan Name

1 11/11/2013 178-Jeevan Tarang

Term/
PPT

Basic Sum
Assured

Term Accident Crit.Illness. Premium
Rider SA Rider SA
Rider SA
Waiver Md.

15/15

25,00,000

0 25,00,000

0

25,00,000

0 25,00,000

0

-

Q

Install.
Tax
Premium Beneficiary
43,844

Annual Premium:

1,75,376

Single Premium inclusive of service tax on applicable plans:

0

Total First Year Premium inclusive of service tax on applicable plans:

1,75,376

Subsequent Year Premium inclusive of service tax on applicable plans:

1,75,376

Modewise Summary of Installment Premiums
Id

Com. Date Plan/Tm/PPT

1

11/11/2013 178/15/15

Interim * Bonus #Assu
Bonus
Rate Step FAB
Rate
Rate
48

60

0.00

0

PREMIUM
SSS

Monthly

Quaterly

Half Yearly

Yearly

**Daily

14,614

15,358

43,844

86,795

1,71,805

470.70

14,614

15,358

43,844

86,795

1,71,805

470.70

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2014
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.
3. '%' : - Assumed Growth Rate
4. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.

Rtn.N.Venkataramani
Youngest MDRT in South India
64, Ambalathadiar Madam Street
Puducherry - 605001
Tel: 0413-2226533/ +91 98945 67381
e-mail. buzzvenkat@gmail.com

Magic Mix Illustration for Mr. Dileep Anirudh (age 27)

Ref. No. EEI

Forecast of Insurance Benefits
Fin. Year
Ending

Risk Cover
Age (Natural Death)

31/03/2014
31/03/2015
31/03/2016
31/03/2017
31/03/2018
31/03/2019
31/03/2020
31/03/2021
31/03/2022
31/03/2023
31/03/2024
31/03/2025
31/03/2026
31/03/2027
31/03/2028
31/03/2029
31/03/2030
31/03/2031
31/03/2032
31/03/2033
31/03/2034
31/03/2035
31/03/2036
31/03/2037
31/03/2038
31/03/2039
31/03/2040
31/03/2041
31/03/2042
31/03/2043
31/03/2044
31/03/2045
31/03/2046
31/03/2047
31/03/2048
31/03/2049
31/03/2050
31/03/2051
31/03/2052
31/03/2053
31/03/2054
31/03/2055
31/03/2056
31/03/2057
31/03/2058
31/03/2059
31/03/2060

27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73

25,60,000
27,25,000
28,75,000
30,25,000
31,75,000
33,25,000
34,75,000
36,25,000
37,75,000
39,25,000
40,75,000
42,25,000
43,75,000
45,25,000
46,75,000
34,00,000
34,60,000
35,20,000
35,80,000
36,40,000
37,00,000
37,60,000
38,20,000
38,80,000
39,40,000
40,00,000
40,60,000
41,20,000
41,80,000
42,40,000
43,00,000
43,60,000
44,20,000
44,80,000
45,40,000
46,00,000
46,60,000
47,20,000
47,80,000
48,40,000
49,00,000
49,60,000
50,20,000
50,80,000
51,40,000
52,00,000
52,60,000

Additional Cover
Accident Crit. Ill.
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
25,00,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

PWB

Premium

For the Year
Returns

Cash Flow

Cash
Value

Loan
Available

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

87,688
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
1,75,376
87,688
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
22,50,000
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500

-87,688
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
-1,75,376
21,62,312
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500

0
0
0
4,31,416
6,07,634
8,02,333
10,15,070
12,55,799
15,29,703
18,43,013
22,11,625
26,43,256
31,35,015
36,94,319
44,26,295
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000

0
0
0
3,88,250
5,46,750
7,22,000
9,13,500
11,30,250
13,76,750
16,58,750
19,90,500
23,79,000
28,21,500
33,25,000
37,29,250
19,12,500
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.

Rtn.N.Venkataramani
Youngest MDRT in South India
64, Ambalathadiar Madam Street
Puducherry - 605001
Tel: 0413-2226533/ +91 98945 67381
e-mail. buzzvenkat@gmail.com

Magic Mix Illustration for Mr. Dileep Anirudh (age 27)
Fin. Year
Ending

Risk Cover
Age (Natural Death)

31/03/2061 74
31/03/2062 75
31/03/2063 76
31/03/2064 77
31/03/2065 78
31/03/2066 79
31/03/2067 80
31/03/2068 81
31/03/2069 82
31/03/2070 83
31/03/2071 84
31/03/2072 85
31/03/2073 86
31/03/2074 87
31/03/2075 88
31/03/2076 89
31/03/2077 90
31/03/2078 91
31/03/2079 92
31/03/2080 93
31/03/2081 94
31/03/2082 95
31/03/2083 96
31/03/2084 97
31/03/2085 98
31/03/2086 99
31/03/2087100
11/11/2087101

Additional Cover
Accident Crit. Ill.

53,20,000
53,80,000
54,40,000
55,00,000
55,60,000
56,20,000
56,80,000
57,40,000
58,00,000
58,60,000
59,20,000
59,80,000
60,40,000
61,00,000
61,60,000
62,20,000
62,80,000
63,40,000
64,00,000
64,60,000
65,20,000
65,80,000
66,40,000
67,00,000
67,60,000
68,20,000
68,80,000
69,40,000

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

K e y

Ref. No. EEI

PWB

Premium

For the Year
Returns

Cash Flow

Cash
Value

Loan
Available

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
70,77,500

1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
1,37,500
70,77,500

22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
22,50,000
0
0

20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
20,25,000
0
0

26,30,640

1,73,02,500

1,46,71,860

A s s u mp t i o n s

Personal Data: DOB: 02/03/1987
Income Tax:

Sec. 80CCE Limit Available: 100000 Sec. 80D Limit Available: 10000
Tax Savings on premiums will be @ 30.90 % u/s 80CCE and @ 30.90 % u/s 80D

Projections

Bonus: On applicable plans, Forecasted Bonus has been considered for the purpose of projected Riskcover, Returns, Cash Value
and Loan calculations
Terminal Bonus: On applicable plans Terminal Bonus has been considered (On applicable plans last declared Terminal Bonus
Rates have been considered in the above calculations).
Loyalty Addition: An estimated Loyalty addition has been considered on applicable plans. The estimation is only for the purpose of
understanding the benefits of this illustration and is purely indicative / non-guaranteed. Final figures may differ as per the actual
experience of the plan performance by L.I.C. of India. A 10 % scenario has been considered while estimating the loyalty addition in
this illustration.

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.