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JAN SURAKSHA YOJANA

Bachelor of Commerce
Banking & Insurance
Semester VI
Submitted
In Partial Fulfillment of the requirements
For the Award of Degree of
Bachelor of Commerce- Banking & Insurance
By
SWATI SUBHASH BENDRE
Roll No:08

Parle TilakVidyalaya Associations


M.L.DAHANUKAR COLLEGE OF COMMERCE
Dixit Road, Vile-Parle (E)
Mumbai- 400057.
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DECLARATION

I, Swati SubhashBendre the student of B.Com. Banking & Insurance


Semester - V (2015- 2016) hereby declare that I have completed the Project
on JAN SURAKSHA YOJANA.
The information submitted is true and original to the best of my knowledge.

___________________
(Signature of Student)
Swati SubhashBendre
Roll Number: 08

M.L.DAHANUKAR COLLEGE OF COMMERCE


Dixit Road, Vile-Parle (E)
Mumbai- 400057.

M.L.DAHANUKAR COLLEGE OF COMMERCE


Dixit Road, Vile-Parle (E)
Mumbai- 400057.

CERTIFICATE

This is to certify thatMs. Swati SubhashBendre, Roll no: 08 of


B.Com. Banking and Insurance, Semester V (2015- 2016) has
successfully completed the project on JAN SURAKSHA YOJANA
under the guidance ofProfH.SOberoi.

Course Coordinator

Principal

Project Guide/ Internal Examiner

External Examiner

ACKNOWLEDGEMENT
I would like to acknowledge the following as being idealistic
channels and fresh dimensions in the completion of this project.
To list who all have helped me is difficult because they are so
numerous and the depth is so enormous.
I take this opportunity to thank the University of Mumbai
for giving me chance to do this project.
I would like to thank my Principal, Dr.Madhavi S. Pethe
for providing the necessary facilities required for completion of
this project.
I

take

this

opportunity

to

thank

our

CoordinatorProf.Mrs.Mitali Shelankar, for her moral support


and guidance.
I would also like to express my sincere gratitude towards my
project guide Proffesor Oberoi whose guidance and care made the
project successful.
I would like to thank my College Library, for having
provided various reference books and magazines related to my
project.
Lastly, I would like to thank each and every person who directly or
indirectly helped me in the completion of the project especially

my Parents
project.

and Peers who supported me throughout my

TABLE OF CONTENTS

Chapter.

Topic Name

No

Page
No

Executive Summary

INTRODUCTION

2-3

PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY)

4-8

2.1

FEATURES OF PMSBY.

8-10

2.2

HOW TO SUBSCRIBE (PMSBY) ?

10-11

2.3

KEY POINTS ABOUT THE SCHEME

11-14

IMPORTANCE OF PMSBY.

15-17

PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA (PMJJBY).

18-21

4.1

FEATURES OF PMJJBY .

22-23

4.2

HOW TO SUBSCRIBE (PMJJBY) ?

4.3

KEY POINTS ABOUT THE SCHEME.

1
2

24
25-28

IMPORTANCE OF PMJJBY

ATAL PENSION YOJANA (APY).

32-34

6.1

FEATURES OF APY

35-41

6.2

KEY POINTS ABOUT THE SCHEME.

42-48

IMPORTANCE OF APY.

49-50

ROLE OF APY.

51-57

PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY) VS

29-31

58

PRADHAN MANTRI JEEVAN JYOTI (PMJJBY)

CONCLUSION.

BIBLIOGRAPHY.

59-60

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