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INDIAN INSTITUTE OF BANKING & FINANCE

(AN ISO 9001 - 2008 CERTIFIED ORGANISATION)
Kohinoor City, Commercial-II, Tower-1, 2nd Floor, Kirol Road, Kurla West, Mumbai 400 070.
Web-site : www.iibf.org.in

DIPLOMA IN BANKING & FINANCE
Rules & Syllabus 2016
ABOUT THE DIPLOMA
There will be a growing demand for qualified manpower for the banking and finance
sector in the coming years on account of expansion of volume of business and
large scale retirement of personnel. Banking and finance industry will require
professionally qualified manpower endowed with banking and finance knowledge
and skills together with technology-familiarity, customer-orientation and hands-on
application skills who can be assigned to various desks / jobs with minimal training
intervention at the bank level.
In view of the huge current as well as potential demand for the professionally qualified
manpower for the banking and finance sector, and to ensure a steady stream of
industry-ready professionals at the entry-level, IIBF has designed this course as
professional qualification who aspire for a career in banking and finance.
The course will give knowledge inputs to the candidates and expose them to the
operational processes and modern banking environment so that they can man the
counters at the bank from the first day of their joining the bank. It is expected that
successful candidates of Diploma in Banking & Finance would have a competitive
edge and will be absorbed by banks and financial institutions and Diploma in Banking
& Finance would emerge as a preferred professional qualification with graduation for
employment in banking and finance industry.
Hosting of the Resume of successful candidates on IIBF’s website for
employment :
IIBF will host on its website details of all the successful candidates and make it
available
to its member Banks / Institutions which include Reserve Bank of India,
State Bank of India, Public Sector Banks, Private Sector Banks, Foreign Banks, Cooperative Banks and IT / BPO companies providing services to banking industry, for
considering them for employment.
INDIAN BANKS ASSOCIATION (IBA) HAS APPROVED DIPLOMA IN BANKING
& FINANCE EXAMINATION CONDUCTED BY IIBF AS A DESIRABLE
QUALIFICATION ALONG WITH OTHER PRESCRIBED ENTRY LEVEL
QUALIFICATION FOR RECRUITMENT IN BANKS.
Salient Features

Diploma in Banking & Finance will impart banking and finance knowledge and
skills together with technology-familiarity and customer-orientation

High quality academic rigor and specially prepared courseware.

Candidates undertaking the course will have comprehensive and up-to-date
knowledge in the subject of banking and finance. The Diploma offers practical
insights into the subjects while, at the same time, emphasizes robust theoretical
foundation.

The course will make the candidates job ready.

The course is so designed that most employers would value it for talent scouting.

This will ensure that banks can reduce their post recruitment training intervention.

The course is cost effective and at the same time high in quality. At an additional
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* Second Block of 2 attempts `2.e. 3. Educational Support • Specially developed courseware. • The certification is backed by a system of high professional standards of the Institute.200/. 4 consecutive attempts). Time limit of 2 years will start from the date of application for First block. earlier. 2. for two attempts. if any. Candidates will be allowed to retain credits for the subject they have passed in a attempt till the expiry of the time limit for passing the examination as mentioned below: TIME LIMIT FOR PASSING THE EXAMINATION: 1. 2.fee. (3) Legal & Regulatory Aspects of Banking PASSING CRITERIA: 1. In case if a candidate is not able to pass the examination within a time limit of one year. their result / certificate will be liable for cancellation) SUBJECTS OF EXAMINATION (1) Principles & Practices of Banking. Attempts will be counted irrespective of whether a candidate appears at any examination or otherwise.* * Plus Service Tax as applicable (Reg. Candidates will be required to pass the examination within a time limit of 2 years (i. (Members of the Institute are not eligible for DB&F examination since they are eligible to appear for JAIIB examination. Such candidates will not be granted credit/s for subject/s passed.e. ELIGIBILITY 12th Pass. No. • e-learning support / Class room learning. AAATT3309DSD002) 2 . EXAMINATION FEES / REGISTRATION FEES For Non-members only First Block of 2 attempts `3. • The diploma carries professional recognition among the banking and finance community as it is equivalent to banking industry recognized JAIIB qualification of IIBF. Initially a candidate will have to pay examination fee for a block of one year (First block) i.e. candidates can seek educational support in the form of e-learning / virtual classes / contact classes. two attempts on payment of requisite fee. (2) Accounting & Finance for Bankers. Minimum marks for pass in the subject is 50 out of 100. 3. Candidates securing at least 45 marks in each subject with an aggregate of 50% marks in all subjects of examination in a single attempt will also be declared as having completed the Examination. he can appear for a further period of one year (Second block) i. In case if any Member of the Institute appears for DB&F examination. Candidates not able to pass examination within stipulated time period of two years are required to re-enroll themselves afresh.400/.

The schedule of examination and dates for registration will be published on IIBF website. Photo and Signature at the time of registration of Examination Application. DURATION OF EXAMINATION: The duration of the examination will be of 2 hours. the candidate should not have attempted any of the subject/s pertaining to the concerned examination any time in the past and has to pass all the subject as per the passing criteria and secure prescribed marks for awarding class.MEDIUM OF EXAMINATION : Examination will be conducted in English only. Candidates are advised to make full use of the courseware. 1) Photo I/Card issued by Employer or 2) PAN Card or 3) Driving Licencse or 4) Election Voter’s I/Card or 5) Passport 6) Aadhaar Card STUDY MATERIAL/COURSEWARE The Institute has developed a courseware to cover the syllabus. 2. (Institute will conduct examination in those centers where there are 20 or more candidates. b) List of Examination centers will be available on the website. however periodicity of the examination may be changed depending upon the requirement of banking industry. Institute conducts examination on half yearly basis. However. Application without the same shall be liable to be rejected. In other words. First Class : 60% or more marks in aggregate and pass in all the subjects in the FIRST PHYSICAL ATTEMPT 3. Candidates re-enrolling for the examination after exhausting all permissible attempts as per the time limit rule will not be considered for awarding class. as banking and finance fields 3 . PERIODICITY AND EXAMINATION CENTRES: a) Examination will be conducted on pre-announced dates published on IIBF Web Site. PROOF OF IDENTITY Non-members applying for Institute’s examinations/courses are required to attach/ submit a copy of any one of the following documents containing Name.) “CLASS OF PASS” CRITERIA: 1. PATTERN OF EXAMINATION: (i) Question Paper will contain approximately 120 objective type multiple choice questions for 100 marks including questions based on case studies/ case lets. First Class with Distinction: 70% or more marks in aggregate and 60 or more marks in each subject in the FIRST PHYSICAL ATTEMPT. The Institute may however vary the number of questions to be asked for a subject (ii) The examination will be held in Online Mode only (iii) There will NOT be negative marking for wrong answers. The Institute will consider the FIRST PHYSICAL ATTEMPT of the candidate at the examination as first attempt for awarding class.iibf.in.org. PROCEDURE FOR APPLYING FOR EXAMINATION Application for examination should be registered online from the Institute’s website www.

instructions / guidelines issued by the regulator(s) and important developments in banking and finance up to 31st December of the previous year will only be considered for the purpose of inclusion in the question papers". The table given below further clarifies the situation. May / June 2017 For the exams to be conducted by the 30th June 2016 and 30th June 2017 Institute during November / December respectively.in Home> Education > Courseware for details of book/s and address of publisher/s outlets. Candidates can access the e-learning (From Desktops and Laptops only) through our website www. However. FEDAI etc. Candidates are advised to go through the updates put on the IIBF website from time to time and go through Master Circulars/ Master Directions issued by RBI and publications of IIBF like IIBF Vision.org.are dynamic. TUTORIAL / CONTACT PROGRAMMES Tutorial / Contact programmes may be organized by the Institute at various centres. Particulars Cut-off Date of Guidelines /Important Developments for Examinations For the exams to be conducted by the 31st December 2015 and 31st December Institute during May / June 2016 and 2016 respectively.iibf. the courseware should not be considered as the only source of information while preparing for the examinations. Candidates are also to visit the websites of organizations like RBI.in at their convenience and from their place of choice. For details in this regard candidates may visit Institute's website www. Therefore.org. SEBI. besides going through other books & publications covering the subject/exam concerned etc. Cut-off Date of Guidelines /Important Developments for Examinations The Institute has a practice of asking questions in each exam about the recent developments / guidelines issued by the regulator(s) in order to test if the candidates keep themselves abreast of the current developments.iibf. IRDAI. Questions based on current developments relating to the subject/exam may also be asked. DB&F and CAIIB papers to enhance the understanding of the concepts.org. 4 .iibf. 2016 and November / December 2017 The courseware for the subject/s will be available at outlets of publisher/s. Bank Quest. E-LEARNING: Institute facilitates e-learning to all the JAIIB. etc.in. BIS. there could be changes in the developments / guidelines from the date the question papers are prepared and the dates of the actual examinations. it has been decided that: (i) In respect of the exams to be conducted by the Institute during May / June of a calendar year. instructions / guidelines issued by the regulator(s) and important developments in banking and finance up to 30th June of that year will only be considered for the purpose of inclusion in the question papers. The user id and password will be sent to all the candidates registered for the said examinations at their registered email id with the Institute. (ii) In respect of the exams to be conducted by the Institute during November / December of a calendar year. All these sources are important from the examination point of view. In order to address these issues effectively. rules and regulations witness rapid changes. Please visit IIBF web-site www.

IRDA Banking Regulation Constitution. Requirements of Importers & Exporters. IRDA Factoring. LIBOR. Financial Products/Instruments including ASBA. Tools of Monetary Control. QIP. Commonly used Terms. Basel Accords Introduction to Risk Management. Products. Types of Capital Issues. PAPER 1 – PRINCIPLES & PRACTICE OF BANKING MODULE A – INDIAN FINANCIAL SYSTEM Indian Financial System – An Overview Role of RBI. etc. Registration of Stock Brokers. The Institute however. Role and Functions of Capital Markets. Bancassurance. International Banking. Participatory Notes Role of Money Markets. Opportunities. Objectives. NBFCs. Stock Exchange.iibf. Hence no candidate has any right/ claim whatsoever against the institute by reason of any technical glitches or any shortcomings as the case may be and the decision of the institute in the event of any dispute there-under will be final and conclusive. Forfaiting Services and Off-Balance Sheet items Types & advantages of Factoring & forfaiting services. Remittance Services. Regulatory Restrictions on Lending Retail Banking.Products. Basel I. SEBI. Role & Functions of Insurance Companies. Any alterations made will be notified. DB&F and CAIIB (compulsory subjects) covering 25-30 hours of lectures for each paper. SEBI Overview of Capital Market.org. FIs. Bancassurance & IRDA Types of Mutual Funds. SLR. Cooperative Banks. Types of off balance sheet items Risk Management.in at their convenience and from their place of choice. DISCLAIMER: The above said facilities of e-learning and video lectures offered to the candidates is solely at the discretion of the Institute and subject to such terms/conditions as may be deemed fit by the institute from time to time. also reserves to itself the right to vary the syllabus / rules / fee structure from time to time. The user id and password will be sent to all the candidates registered for the said examinations at their registered email id with the Institute. Debt Markets & Forex Market Types of Money & Debt Market Instruments incl. Share Transfer Agents. GDRs. Universal Banking. G-Secs. Candidates can access the classes (From Desktops and Laptops only) through our website www. FEMA. Sub-brokers. its Management & its Role.VIDEO LECTURES: Institute facilitates video classes (pre-recorded video classes) for all the JAIIB. Equity & Debt Market. ADRs. ADs. Wholesale Banking. PDs. II & III Accords 5 . Commercial Banks. SYLLABUS The details of the prescribed syllabus which is indicative are furnished in this booklet. MIBOR. etc QIBs Mutual Funds & Insurance Companies. Functions of RBI. Wholesale and International Banking Retail Banking. CRR.

Right of Set off Consumer Protection . Role of NGOs in Indirect Finance to SHGs. 2006 Policy Package for MSMEs. Small and Medium Enterprises MSMED Act. Safe Deposit Lockers. KYC Norms Bankers’ Special Relationship Mandate. Sub-Targets.) Micro. Fair Practices Code for Debt Collection. POA. Term Loans. Fair Practices Code for Debt Collection. Credit Appraisal Techniques. Forex Markets. SHGs & 6 . Reforms in the Indian Financial System. Sources of WC Funds & its Estimation. SJSRY. Govt. Non-fund Based Limits. Base Rate Priority Sector Advances Targets. Working Capital Assessment and Credit Monitoring Cardinal Principles. WC. Services to Customers & Investors KYC/ AML / CFT norms PMLA Act. Latest Developments Government Sponsored Schemes SGSY. Operating Cycle. Payments and Settlement System MODULE B – FUNCTIONS OF BANKS Banker Customer Relationship Types. Banking Ombudsman Scheme Operational Aspects of COPRA Act & Banking Ombudsman Scheme Payment and Collection of Cheques and Other Negotiable Instruments NI Act.CIBIL. Return of Cheques. Role & Duties of Paying & Collecting Banks. PMRY. Cash Budget. MSP etc. SLRS Self Help Groups Need for & Functions of SHGs. Different Deposit Products & Services. Forged Instruments. Codes of BCSBI Recent Developments in the Financial System Structure. Garnishee Orders. Risk Mitigation in agriculture (NAIS. Cheque Truncation System Opening accounts of various types of customers Operational Aspects of opening and Maintaining Accounts of Different Types of Customers including Aadhaar. Its Implications. Credit Monitoring & Its Management. EBT Cash Operations Cash Management Services and its Importance Principles of lending. Recent Developments Agricultural Finance Types of Agricultural Loans. Bouncing of Cheques. Banker’s Lien. Debt.COPRA. Regulatory Framework. Turnover Method. Performance and Credit Rating Scheme. SB Rate Deregulation Ancillary Services Remittances. BCSBI Role and Functions of CIBIL. Endorsements. recent developments in Money. Business. Projected Net WC.

SGSY Scheme. Evolution of EFT System. Capacity Building Credit Cards. Major Networks in India. IS Security. Computer Audit. Signature Storage & Retrieval System. PIN. Global Trends. Term Deposits. Funds Transfer Systems. Stamping. Impact of IT on Banks Security Considerations Risk Concern Areas. Provisioning Norms. Personal Loans. IS Audit. LANs. Products & Services. WANs. Asset Classification. Mobile based transactions. Electronic Banking. Brand Image 7 . Automated Clearing Systems. Book Debts. CTS. Advances against Insurance Policies. Evaluation Requirements Overview of IT Act Gopalakrishna Committee Recommendations Preventive Vigilance in Electronic Banking Phishing. NPC. Microfiche. Supply Bills Non Performing Assets Definition. R SETI Financial Literacy Importance of financial literacy. Role & Uses of Technology Upgradation. Management. Procedure and Practices for Home Loans. BF. Advantages. Goods. Set-off. Role of ICT in Financial Inclusion. Pledge. Note & Coin Counting Machines. UPS. Personal Loans and Consumer Loans Documentation Types of Documents. Gold. Types of Threats. Income Recognition. SWIFT. Lien. Shares. Control Mechanism. Electromagnetic Cards. RUPAY Data Communication Network and EFT systems Components & Modes of Transmission. Hypothecation. Securitisation Different Modes of Charging Securities Assignment. Consumer Loans Operational Aspects. Procedure. Customer Education. Marketing Mix. CDR Financial Inclusion BC. HWAK. Documents of Title to Goods. Home Loans. Emerging Trends in Communication Networks for Banking. Recent Developments in India Role of Technology Upgradation and its impact on Banks Trends in Technology Developments. Disadvantages & Guidelines of Credit Cards. Precautions MODULE D – SUPPORT SERVICES . Mortgage Types of collaterals and their characteristics Land & Buildings. Core Banking Payment Systems and Electronic Banking ATMs.MARKETING OF BANKING SERVICES / PRODUCTS Marketing – An Introduction Concept. customer awareness MODULE C – BANKING TECHNOLOGY Essentials of Bank Computerization Computer Systems. etc. Safety Checks.

etc. Fixed and Floating Interest Rates. Method of Investment Appraisal. Objectives. etc. Forex Markets. Bank Pricing Distribution Distribution Channels. Bond Price Volatility Capital Budgeting Present Value and Discounting. Risk Adjusted Discount Rate Approach for NPV Determination. Theorems for Bond Value. Terms associated with Bonds. Expected NPV Rule. Current Yield on Bond. Cost of Debt Capital. Comparing Depreciation Methods Foreign Exchange Arithmetic Fundamentals of Foreign Exchange. Payback Methods. Properties of Duration. MKIS Model. Methods. Investment Opportunities with Capital Rationing. Banker as DSA/DMA. Decision Tree Analysis for NPV Estimation. Bond value with semi-annual Interest. Use of Computers & Decision Models. Introduction to Bonds. Calculation of Equated Monthly Instalments. Factors. Strategies. Duration of Bond. ARR. Value date. Channels for Banking Services. Importance & Relevance of Social Marketing/Networking Consumer Behaviour and Product Consumer Behaviour. Relevance.Maturity of Bond. Chain Rule. Discounted Technique for Investment Appraisal.. Interest Calculation using Products/Balances. Some Basic Exchange Rate Arithmetic – Cross Rate. Promotion Mix Role of Direct Selling Agent / Direct Marketing Agent in a bank Definition. Sensitivity Analysis for NPV Determination. Development. Levels. etc.Social Marketing / Networking Evolution. Calculating Forward Points. Loans. Premium/discount. Direct and Indirect Quote. Performance of MKIS. Advantages Promotion Role of Promotion in Marketing. Calculation of Yield-to. Calculation of Annuities. Arbitrage. Mobile Banking Channel Management Meaning. Meaning & Salient Features. Internal Rate of Return (IRR).Definition. Delivery Channels in Banks. Dynamics. Depreciation and its Accounting Depreciation. Strategies of Pricing. CRM Pricing Importance. Forward Exchange Rates – Forward Points. Net Banking. Benefits Marketing Information Systems – a longitudinal analysis Functions & Components of MKIS. NPV and IRR compared. Investment Decision making under condition of uncertainty. 8 . Advantages PAPER 2 – ACCOUNTING & FINANCE FOR BANKERS MODULE A – BUSINESS MATHEMATICS AND FINANCE Calculation of Interest and Annuities Calculation of Simple Interest & Compound Interest. its types and methods. Product Planning. Amortisation of a Debt. Sinking Funds Calculation of YTM Debt.

Accounting Entries to be Passed. Deferred Revenue Expenditure. Principal Books of Accounts.MODULE B – PRINCIPLES OF BOOKKEEPING & ACCOUNTANCY Definition. Going Concern Entity. General Illustrations. Ledgers. Bank Reconciliation Statement Need for Bank Reconciliation. MODULE C – FINAL ACCOUNTS Balance Sheet Equation Balance Sheet Equation. Transfer Pricing. Final Accounts of Banking Companies Definition and Functions of a Bank. Classification of Errors. Rectification of Errors when Books are closed. Generally Accepted Accounting Principles of USA (US GAAP). Preparation of Bank Reconciliation Statement. Computation of Balance Sheet Equation. Trial Balance. Profit and Loss A/C. Journals. Double Entry System. Requirements of Banking Companies as to Accounts and Audit. Causes of Differences. Classification of Ratios. Bills of Exchange Types of Instruments of Credit. Adjusting and Closing Entries. Principle of Conservatism. Capital and Revenue Expenditure Expenditure. Accounting and Columnar Accounting Mechanics. Overview of IFRS. Preparation and Presentation of Financial Statements of Banks. Distinction between Capital and Revenue Expenditure. Rectification of Errors and Adjusting & Closing Entries Meaning of a Trial Balance. Term and Due Date of a Bill. Adjusting the Cash Book Balance. Preparation of Final Accounts Preparation of Trading A/C. CMA Format. Preparation of Profit and 9 . Suspense Account and Rectification. Historical Perspectives. Limitations of Accounting Ratios. Accommodation Bill etc. Maintenance of Cash/Subsidiary Books and Ledger Record Keeping Basics. Profit & Loss Appropriation Account. subsidiary books. Uses of Accounting Ratios. Accounting Standards in India and its Definition and Scope. Features and Purpose of a Trial Balance. etc. Significant Features of Accounting Systems of Banks. Different Users and their Use of Ratios. Account Categories. Revenue Recognition and Realisation. Calculation and interpretation of various Ratios. Certain Important Terms. Rectification of Errors. Scope and Accounting Standards Nature and Purpose of Accounting. Origins of Accounting Principles. How to prepare a Bank Reconciliation Statement when Extracts of Cash Book and Pass Book are given. Basic Accountancy Procedures Concepts of Accountancy. Difference between GAAP & IFRS. Accounting Treatment of Specific Items. Location of Errors. Types of Trial Balance and Preparation of a Trial Balance. Debit and Credit Concepts. Balance Sheets Ratio Analysis Meaning of Accounting Ratios. Advantages of Bank Reconciliation Statement. Disagreement of a Trial Balance. Accrual and Cash Basis. Receipts.

Appointment of Additional Directors. Mergers & Acquisitions Annual Accounts & Balance Sheet. Legal Requirements for Assets. Preservation of Records and Return of Paid Instruments. Legal Requirements for Profit & Loss A/c. Regulation of Interest Rate. operational aspects of CBS environment etc. Branch Licensing. clearing inward and outward entries. 1934. Preparation of Final Accounts Accounting in a Computerized Environment Meaning. Chairman of Banking Company. Directors and Corporate Governance. transfer debit and credit entries. Regulation of Banking Business Power of RBI to Issue Directions.. Role of RBI. Constitution of Banks. Maintenance of CRR. Difference between Computerized and Manual Accounting. scrutiny of loan applications/documents. Acceptance of Deposits. 1949. Advantages and Disadvantages of Computerized Accounting. Additional Disclosures prescribed by RBI. SLR. Assets in India. Distinction between Partnership and Limited Liability Company. Corporate Governance. Control over Cooperative Banks. Inspection and Scrutiny. RBI Act. Important Items of Balance Sheet. Paid up Capital and Reserves. Reserve Funds. Subsidiaries of Banking Companies. Nomination. Winding up. Form of Balance Sheet. Internet and World Wide Web – Influences on Banking MODULE D – BANKING OPERATIONS Banking Operations & Accounting Functions Preparation of Vouchers. Classes of Share Capital. Loans and Advances. as a Regulator of Banks. Internet Banking Guidelines. what is KYC and what are the different documents to satisfy KYC. verify KYC and authenticity of documents. allowing drawals and accounting entries involved at various stages. Comments on Profit and Loss Account. Disclosures required under BASEL norms. Back office operations in banks. Banking Ombudsman. 10 . Returns Inspection. Legal Requirements for Liabilities. Shareholding in Banking Companies.Loss Account. Audit & Auditors. operational aspects in regard to opening of all types of accounts. General Illustrations Non-voting Shares. Govt. The Core Banking Components. Company Accounts I & II Definition and Types of Companies. Regulation of Payment Systems. handling of unreconciled entries in banks. Issue of Shares. PAPER 3 – LEGAL & REGULATORY ASPECTS OF BANKING MODULE A – REGULATIONS AND COMPLIANCE Legal Framework of Regulation of Banks Business of Banking. Computerization – Scope and Experiences in Banking. Information Security. Restrictions on Employment. Banking Regulation Act. Regulation by other Authorities. Disclosure Requirements of Banks. Control over Management. Control over Organization of Banks Licensing of Banking Companies. Submission of Returns. Board of Directors. Functions performed by Computerized Accounting Softwares available in the Market. cash receipt and payment entries. Features of and Terms used in Computerized Accounting. Regulation of Money Market Instruments.

Overdraft. Escrow Arrangements. Need for Secured Loans. Application of BR Act to Public Sector Banks. Registration of Firms.Board for Financial Supervision. Banks obligation for payment of Letter of credit. Incorporation of a Company Indemnities Definition of Contract of Indemnity. Bill Finance Secured and Unsecured Loans. Approach for Financial Sector Legislative Reforms. Amalgamation of Banks. Types of Mortgage. Demand Loans. Registration of Firms and Incorporation of Companies Definition of Secured and Unsecured loans. Regional Rural Banks. Methods of Payment Laws Relating to Bill Finance Class of Bills and Laws Governing Bills. Limited Liability Partnership Types of Credit Facilities Cash Credit. Letters of Credit General Considerations of Letters of credit. Invocation & Enforcement. Disinvestment of Shares by Govt. Important Reforms Recent Legislative Changes in RBI Act Recent Legislative Changes in RBI Act. Penalties for offences. Enforcement of Mortgages 11 . Laws Relating to Securities and Modes of Charging – I Mortgage. Types of Letters of credit. Classification of Bills. Obligations of a Banker.. Acquisition of Undertakings. Banker’s Duty to Honour Guarantee. Categories of Bill Finance. Public Sector Banks and Cooperative Banks SBI and its Subsidiaries. Need thereof Financial Sector Development Council Role and Functions of Financial Sector Development Council MODULE B – LEGAL ASPECTS OF BANKING OPERATIONS Different Types of Borrowers Types of Borrowers. UCPDC 600. Consequences of Non-registration of Firms. Winding up of Banks. Bill Finance and Legal Position of Banker Various Types of Securities Types of Securities. Deferred Payment Guarantees Purpose of DPGs. Precaution & Rights of an Indemnity Holder Bank Guarantees Definition and Types of Bank Guarantees. Nationalized Banks. Scope and Application of Indemnity Contracts to Banks. Cooperative Banks Financial Sector Legislative Reforms Need. Term Loans. Features of Indemnity Contract & Guarantee. Precautions to be taken for Issuance of Bank Guarantee. Trust and Retention Arrangements. Precautions to be taken for Payment under Bank Guarantee. Documents under a Letter of credit. Parties to a Letter of credit.

1986 and CERSAI Preamble. Constitution of Tribunal. Important Provisions MODULE D – COMMERCIAL LAWS WITH REFERENCE TO BANKING OPERATIONS Indian Contract Act. Extent. Definition. Effect of Non-registration of Charges. Central Registry. Whether Payment under Mistake Recoverable Case Laws on Responsibility of Collecting Bank Statutory protection to Collecting Bank.Laws Relating to Securities and Modes of Charging – II Lien. Liability of Paying Banker. Computation of Limitation. Enforcement process Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI) Constitutional Validity. Extent & Definitions. Consumer Disputes Redressal Agencies. Important Provisions The Legal Services Authorities Act. Objectives and important provisions of Central Registry of Securitisation Asset Reconstruction and Security Interest of India The Law of Limitation Definition. etc. Payment in due course. Definitions. Procedure for Registration of Charge. Registration and Satisfaction of Charges Definition of Charge. Provisions of Law relating to Registration of Charges Case Laws on Responsibility of Paying Bank Negotiable Instruments Act and Paying Banks. Commodity Transaction Tax. Regulation & Reconstruction. Offences & Penalties. Duties of Collecting Bank MODULE C – BANKING RELATED LAWS Recovery of Debts due to Banks and Financial Institutions Act. Powers. 1872 Meaning and essentials of contract. Important Provisions in schedule to the Limitation Act Tax Laws Income Tax. 1881 Applicability. 1891 Applicability. Miscellaneous Provisions Banking Ombudsmen Scheme Purpose. Contract of Indemnity & Rights of Indemnity 12 . Procedure to be followed. Pledge. Hypothecation. Consumer Protection Councils. Definition. Procedure for Redressal Grievance Bankers Books Evidence Act. Disposal of Cases. 1987 Lok Adalats. Payment in Good Faith. Definition. Awards The Consumer Protection Act. Definitions. Jurisdiction. Enforcement of Security Interest. Important Provisions Payment & Settlements Systems Act. Establishment. Service Tax Negotiable Instruments Act. 2007 Applicability.Organisation. 1993(DRT Act) Objective of the Act.

Types of Mortgages. 1956 (Now Companies Act. Distinction between Company and Partnership The Companies Act. Rights of Unpaid Seller Indian Partnership Act. Relation of partners to one another & to third Parties. 2002 Obligations. Regulation and Management. 2005 Applicability. Procedure. Limited liability partnerships formation. Records to be Maintained. Rights & Duties of Members. Express & Implied. Appeal. Minor admitted to benefits of partnership. Doctrine of Ultra Vires. Cessation. Memorandum and Articles of Association. registration. Penalties. 1930 Features. Constructive Notice.Holder. Contract of Agency The Sale of Goods Act. 1999 Important Terms. Register. 2013 ) Definition.Acquisition. Orders. Contract of Bailment. Effect of non registration. Dissolution of a firm. Contract of Guarantee. Powers of RBI. 1882 Sale. Important Provisions Right to Information and Obligation of Public Authorities Obligations. Information Technology Act. Definition. Conditions and Warranties. rights and liabilities of partners Definition and features of a company Definition & Features of a Company. 1932 Definition & Types of Partnerships. Directorate of Enforcement Transfer of Property Act. Winding up of Companies Foreign Exchange Management Act. Maintenance & Verifications of Records of Identity of Clients. Sale with and without court intervention. 2000 13 . Procedure for Maintaining & Furnishing Information. Sale & Agreement to Sell. Mortgage of Immovable Property. Directors. Disposal. Lease of Immovable Property The Right to Information Act. Contract of Pledge. Indoor Management. Features & Types of companies. The Prevention of Money Laundering Act. Membership of Company. Prospectus.

Hotel Ambica Empire. Tel: 044 24722990 / 24727961 Email:iibfsz@iibf.94.org. Mumbai . 033-2212-4992 Email:iibfez@iibf. 7th Floor.Avenue. Tel : 022 25039746 / 9604 / 9907 Email : training@iibf. Commercial-II. Maker Towers.B. Kurla (West). Kirol Road. Cuffe Parade. (100 Feet Road).org. Opp.CONTACT DETAILS: Register your queries through website www.in Indian Institute of Banking & Finance Hindusthan Building (Annexe). 2nd Floor.org. Kirol Road. 1st Floor. Kolkatta 700 072. Commercial-II. Kohinoor City.400 005 Tel.in Corporate Office : Indian Institute of Banking & Finance. 4 Rajendra Place. Jawaharlal Nehru Road. C.in Indian Institute of Banking & Finance 102-113.in Member Support Service Office: Indian Institute of Banking & Finance 191-F. 4.org. : 022-2218 3302 / 2218 5134 For training/contact classes related queries contact: Leadership Centre Indian Institute of Banking & Finance Kohinoor City. Tower-I. Chennai – 600 026. Vadapalani. Tel: 033-2254 0008 / 0009 / 0010. New Delhi – 110 008. 3rd Floor. Mumbai .iibf.in PROFESSIONAL DEVELOPMENT CENTRES: South Zone North Zone East Zone Indian Institute of Banking & Finance No. 19th Floor. Kurla West.org.R.Marg. Off L. Tel: 011 25752191/92 Email:iibfnz@iibf. Vikrant Towers. Mumbai 400 070.S.400 070 Tel : 022-2503 9746 / 9604 / 9907 14 . Tower-1.in > Members/Candidates Support Services(Help) or Email all your queries to care@iibf.org.