In economics, a country's national savings is the sum of private

and public savings. It is generally equal to a nation's income

minus consumption and government purchases. In this simple
economic model with a closed economy there are three uses for
GDP, (the goods and services it produces in a year). If Y is
national income (GDP), then the three uses of C consumption, I
investment, and G government purchases .
National savings can be thought of as the amount of remaining
money that is not consumed, or spent by government. In a
simple model of a closed economy, anything that is not spent is
assumed to be invested.
The proportion of public and private savings as a percentage of
national
income. In simple economic models, thenational savings is ass
umed to be the same as national investment, which is the total
amount spent on securitiesand similar investment
vehicles. That is, anything not spent by consumers or the gover
nment is assumed to besaved. A high national savings rate indic
ates lower levels of debt, which is positive. However, in an econ
omy drivenby consumer spending, a high savings rate may indic
ate uncertainty or lack of consumption, which can lead to aslow
down or a recession. That is, low or negative national savings
usually indicates excessive borrowing,spending, or both. On th
e other hand, high national savings may result in slower econo
mic
growth, as persons,companies and the government are saving i
nstead of purchasing goods and services.

GROSS NATIONAL SAVING

Gross national saving is derived by deducting final consumption
expenditure from Gross national disposable income, and consists
of personal saving, plus business saving, plus government
saving, but excludes foreign saving. The figures are presented as
a percent of GDP. A negative number indicates that the economy

as a whole is spending more income than it produces, thus

drawing down national wealth (dissaving).

MOLDOVA
Gross national saving:
15.7% of GDP (2015 est.)
19% of GDP (2014 est.)
20% of GDP (2013 est.)
country comparison to the world: 111
60
50
40
30
Percent of GDP
20
10
0

Gross National Savings (% of GDP) for Moldova, in other Years

Year
%
2019
14
2018
13.667
2017
13.978
2016
14.044
2015
14.018

Year
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001

%
17.618
18.012
15.214
11.424
14.954
12.017
20.219
18.641
19.934
20.055
20.475
18.032
27.163
21.914

2000
19.814
ROMANIA
Gross national saving:
22.6% of GDP (2015 est.)
22.6% of GDP (2014 est.)

23.7% of GDP (2013 est.)

60
50
40
30
Percent of GDP
20
10
0

Moldova

Romania

Gross National Savings (% of GDP) for Romania, in other Years

Year
%
2019
18
2018
18.184
2017
18.584
2016
19.005
2015
19.386
2014
21.338
2013
21.853
2012
21.551
2011
22.342
2010
21.153
2009
21.215
2008
19.788
2007
17.57
2006
16.076
2005
16.143

Year
2004
2003
2002
2001

%
23.67
21.968
22.002
22.202

2000

19.374

For many countries, the estimates of national saving are built up from national
accounts data on gross domestic investment and from balance of paymentsbased data on net foreign investment.
part of the national
income that remains after consumption.
The level of savings determines
the amount of funds that can be converted into
investments.
Savings of households involved for investment through a credit
system. If the savings level in the country is not possible to
provide data
conditions, the volume of investments, the country may have
recourse to borrowing abroad.
State to
through taxes pursuing a policy of coercing
people to save, in order to promote
the growth of investment.