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DE3578
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
BUSINESS COMMUNICATION
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
All questions carry equal marks.
1.

Write a note on the need and importance of business


communication.

2.

What are status enquiries? How it is to be replied?

3.

Write place an order for 100 computer tables from M/S


Taj and sons, Madurai.

4.

Drafts a sales letter introducing pocket size torchbatteries.

5.

As a customer of a Bank draft a letter addressed to the


Bank manager for issue of a cheque book.

6.

Draft the minutes of the Annual General Meeting,


conducted by the state bank of India.

7.

Present your bio-data.

8.

Write an essay on five year plans in India.

PART B (4 15 = 60 marks)
Answer any FOUR questions.
All questions carry equal marks.
9.

Discuss the general principles of effective communication.

10.

Draft an order letter from M/S Raj and co., chennai for
supply of 100 computers by M/S Tehja computer Ltd.,
Bangalore.

11.

Write a letter addressed to the Manager, Canara Bank,


Madurai main Branch requesting for sanction of an
overdraft.

12.

Write a letter to the New India Assurance Ltd., company.


Allhabad requesting them to settle your claim in respect
of goods destroyed by five giving full details.

13.

Draft the minutes of the first meeting of the Board of


Directors of a joint stock company.

14.

Write an application Letter for the post of an accountant


in a limited company at Bangalore.

15.

Discuss the role played by the commercial banks in


economic development.

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12

DE3579
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
PRINCIPLES OF ECONOMICS
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions in about 200 words each.
All questions carry equal marks.
1.

Explain the factors affecting the growth of population.

2.

Discuss the limitations of consumers Sovereignity.

3.

Explain the Law of Diminishing marginal utility of


returns.

4.

State the assumptions of Perfect Competition.

5.

How will you determine Price under oligopoly?

6.

Differentiate Rent and Quasi rent.

7.

Explain briefly about the liquidly Preference Theory.

8.

Explain the role of capital in Production.

PART B (4 15 = 60 marks)
Answer any FOUR questions in about 400 words each.
All questions carry equal marks.
9.

Explain how consumer attains equilibrium through


indifference curves.

10.

Explain how Price and output are determined under


monopolistic competition.

11.

Explain the division of Labour and its uses.

12.

Explain kinked demand curve with diagram.

13.

Analyse
the
Productivity.

14.

Explain the role of risk and uncertainily in determining


normal profit.

15.

Explain how the Price elasticity of demand measured.

relationship

between

wages

and

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13

DE3580
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
MONEY AND BANKING
Time : Three hours

Maximum : 100 marks

SECTION A (5 8 = 40 marks)
Answer any FIVE questions.
All questions carry equal marks.
Each answer need not exceed 1 page.
1.

Define money. Explain its function in the economy.

2.

What is Price Index Number? Explain how to construct it.

3.

Explain the impact of inflation and deflation.

4.

Explain the characteristics of under developed money


markets.

5.

Write a note on credit creation by commercial banks.

6.

Differentiate scheduled and non scheduled banks with


examples.

7.

Explain the role of commercial banks in financial sector


reforms.

8.

Define Central Bank and its functions.

SECTION B (4 15 = 60 marks)
Answer any FOUR questions.
All questions carry equal marks.
Each answer need not exceed 3 pages.
9.

Explain the evolution of money and its characteristics.

10.

Explain in detail how to measure the value of money.

11.

Discuss the contribution of capital market in the


economic development of the country.

12.

Explain the evolution and functions of State Bank of


India.

13.

Explain the lending services of Exim Bank of India to


Indian exporters.

14.

Explain the role of private sector Banks in the modern


economy.

15.

Explain the monetary policy of the RBI.

DE3580

14

DE3581
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
RURAL BANKING
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
1.

State the features and explain the composition of Indian


Rural Economy.

2.

Discuss the role of co-operative banks in agricultural


credit.

3.

Explain the concept of priority sector lending by


commercial banks.

4.

State the features of Self Help Groups and explain their


contribution to rural development.

5.

Write a note on Project evaluation and monitoring.

6.

Explain the features of Lead bank scheme.

7.

State the role of the Non-governmental organizations in


rural development.

8.

What is credit planning? How it is done?


PART B (4 15 = 60 marks)
Answer any FOUR questions.

9.

Examine the various sources of rural finance in India.

10.

Explain the structure and functions of the Regional Rural


Banks.

11.

Write notes on :
(a)

Bio-gas programme

(b)

PMRY scheme.

12.

Explain the procedure for identification, formulation and


implementation of a project.

13.

Discuss the service area approach in rural credit.

14.

Examine the role of the Reserve Bank of India's in rural


development.

15.

Discuss the objectives and functions of Khadi Village


Industries Commission (KVIC).

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15

DE3582
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
FINANCIAL ACCOUNTING
Time : Three hours

Maximum : 100 marks

SECTION A (5 8 = 40 marks)
Answer any FIVE questions.
1.

What are subsidiary books? Explain the purpose of each


one of them.

2.

Prepare Trading Account of Archana for the year ending


31-12-96 from the following information :
Rs.
Opening Stock
Purchases

10,000

8,60,000 Sales returns

3,16,000

Freight Inward

52,000 Closing stock

1,00,000

Wages

24,000 Import duty

Sales
3.

80,000 Purchase returns

Rs.

30,000

14,40,000

Jain of Delhi consigned 300 tins of coconut oil to Narang


of Chandigarh, invoiced at Rs. 200 per tin. Jain paid
Rs. 2,000 as carriage and other expenses. The consignor
drew a bill of exchange for Rs. 16,000 which was later
discounted at Rs.15,700. The consignee rendered an
account sale showing the following details:

280 tins sold at Rs.250 per tin; and 20 tins sold at Rs.260
per tin. Storage and selling expenses Rs.5,000; Clearing
and cartage Rs.1,600; Commission at 6% on sales. The
consignee sent a sight draft for the balance. Show
important ledger accounts in the books of Jain.
4.

What is average due date? Why is it calculated?

5.

On 31.12.2000, subscriptions outstanding were Rs. 10,000


and received in advance for 2001 Rs. 8,000.
During 2001, subscriptions received were Rs. 80,000
including Rs. 7,000 towards the dues of the year 2000. On
31.12.2001, total subscriptions outstanding were
Rs. 12,000 and received in advance for 2002 Rs. 6,000.
You are required to show :
(a)

Subscriptions to be
Expenditure a/c and

credited

to

Income

and

(b)

Extract from Balance sheet of 2001 showing the


items to subscriptions.

6.

A, B and C are partners sharing profits in 4:2:4 ratio. You


are required to calculate the gaining ratio when (a) A
retires (b) B retires (c) C retires.

7.

M Limited issued 10000 equity shares of Rs. 10 each


payable as to : Rs. 2 per share on application Rs. 5 per
share on allotment Rs. 3 per share on first and final call.
All money was duly received. Show the necessary journal
and cash book entries to record the above transactions.

8.

Write a note on income recognition.

DE3582

SECTION B (4 15 = 60 marks)
Answer any FOUR questions.
9.

The following are the ledger balances extracted from the


books of Weifa.
Rs.
Weifas capital
Bank Overdraft
Furniture

Rs.

50,000

Sales

8,400

3,01,000

Return inwards

5,200

5,000

Discount (Cr.)

800

Business premises

40,000

Taxes and Insurances

4,000

Creditors

26,600

General Expenses

8,000

Opening Stock

44,000

Salaries

Debtors

36,000

Commission allowed

4,400

Carriage on purchases

3,600

Rent from tenants


Purchases

2,000
2,20,000

18,000

Provision for
Doubtful debts

1,000

Bad debts written off

1,600

Adjustments :
(a)

Stock on hand on 31.12.1995 was estimated as


Rs. 40,120

(b)

Write off depreciation on business premises Rs. 600


and furniture Rs. 520

(c)

Make a provision of 5% on debtors for bad and


doubtful debts

(d)

Allow interest on Capital at 5% and carry forward


Rs. 1,400 for unexpired insurance
Prepare final
31.12.1995.

accounts

for

the

year

ended

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10.

The following transactions took place between Ram and


Krishna from 1.1.90 to 30.6.90.
1990

Rs.

Jan. 1

Sold goods to Ram

2,240

Jan. 10

Received Rams acceptance at


2 months

1,000

Feb. 15

Received cash from Ram

1,200

Mar. 2

Bought goods from Ram

5,500

Mar. 3

Accepted Rams bill at 1 month

2,000

Paid cash to Ram

2,000

Apr. 30

Sold goods to Ram payable up to


31st May

2,400

May 11

Bought goods from Ram

1,500

May 31

Sold goods to Ram payable up to


10th June

2,200

June 15

Bought goods from Ram

3,000

April. 11

Prepare the account current to be sent by Krishna on


30-6-1990. The rate of interest is 5%.
11.

The following is the Receipts and Payments a/c. of the


young club in respect of the year to 31st Dec. 1985.
Receipts

Rs.

To Balance b/d

Payments
20,500 By Salaries

To Subscription
1,600

1985

42,200

12,000

By Telephone

800 44,600 charges

2,000

By Investments
31,000 (in Rs. 25,000 4%

To Dividend on
investments

8,000

By Rates

To sports
meeting profit

41,600

By Stationery

1986

1984

Rs.

stock at par)

25,000

20,000 By Sundry Expenses

18,500

By Balance c/d
1,16,100

9,000
1,16,100

DE3582

The following additional information is available :


(a) There are 450 members each paying an annual
subscription of Rs.100, Rs.900 being arrear for 1984
at the beginning of 1985.
(b) Stock of stationary at 31.12.84 was Rs.1,000 ; at
31.12.85 Rs.1,800
(c) At 31.12.85, the rate were prepaid to the following
31st March, the yearly charge being Rs.12,000. A
quarters charge for telephone is outstanding the
amount accrued being Rs.700. Expenses accruing at
31.12.84 Rs.1,400.
(d) At 31.12.84 the building stood in the books at
Rs. 2,00,000 and it is required to write off
depreciation @ 5% p.a. Investments at 31.12.84 were
Rs. 4,00,000.
You are required to prepare an Income and
Expenditure a/c for the year ended 31.12.85 and a
Balance Sheet as at that date.
12.

1 1
1
,
and .
2 4
4
On the date of dissolution their Balance Sheet was as
follows :
Liabilities
Rs
Assets
Rs.
Creditors 14,000 Sundry Assets 40,000
Ps capital 10,000
Qs capital 10,000
Rs capital
6,000
40,000
40,000

P, Q and R share profits in proportion of

The assets realised Rs. 35,000. Creditors were paid in


full. Realisation expenses amounted to Rs. 1,500. Close
the books of the firm.
13.

A company issued 100000 equity shares of Rs.10 each;


Re.1 payable on application, Rs. 2 on allotment, Rs. 3 on
first call and Rs.4 on final call. All the money payable on

DE3582

application, due on allotment and calls have been


received with the following exceptions: Patel who holds
1,000 shares has not paid the money due on allotment
and calls. Asha who holds 500 shares has not paid the
money due on first and final calls. Kumar who holds 300
shares has not paid the amount due on final call. The
shares of Patel, Asha and Kumar were forfeited. These
shares were subsequently reissued for cash at a discount
of 5%. Pass journal entries recording the above
transactions and prepare balance sheet of the company.
14.

Prepare Profit and Loss Account for the year ended 31st
March 2004, of Rajesh Bank. From
the
following
particulars:
Rs (000)
Interest on Loan

250

Interest on Savings a/c

150

Interest on Cash Credits

160

Interest on Fixed Deposits

190

Interest on Overdrafts

70

Payment to Employees

150

Discount on Bills discounted

15.

40

Rent, Taxes, Insurance and Lighting

Commission Exchange and Brokerage

15

Auditors Fees and Expenses

10

Directors Fees and Expenses

20

What is trial balance? Explain its significance.

DE3582

21

DE3583
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
PRACTICE AND LAW OF BANKING I
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
1.

How does a banker act as a debtor and creditor for a


customer?

2.

What is meant by banker's lien? Explain the exceptions


to the right of general lien also.

3.

Explain the essential features of a promissory note.

4.

Explain the need for crossing a cheque.

5.

What does the collecting banker do as an agent of the


customer?

6.

What are the steps involved in opening an account in the


name of trustees?

7.

Discuss the legal position of a banker regarding fixed


deposits.

8.

Outline the steps involved in the use of Credit Cards.

PART B (4 15 = 60 marks)
Answer any FOUR questions.
9.

A banker is bound to honour his customer's cheques to


what extent is this true. Discuss fully.

10.

Explain the different types of cheques.

11.

Distinguish between a promissory note and a bill of


exchange.

12.

Discuss the cardinal rules regarding a valid endorsement.

13.

What are the precautions to be taken by a banker while


opening an account for the joint stock companies?

14.

Explain the circumstances under which a banker can


close the account of his customer.

15.

Explain the functions of a merchant banker.

DE3583

22

DE3584
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
MANAGEMENT PRACTICE
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
1.

Bring out the importance of Management.

2.

Define the term Decision and Decision Making.

3.

List out the nature of Planning.

4.

Write a short note on:


(a)

Human Relations Movement and

(b)

Systems approach.

5.

Distinguish between Centralization and Decentralization.

6.

Explain Line and Staff organization structure.

7.

Explain the benefits of Delegation of authority.

8.

Why Motivation is necessary in an organization?


PART B (4 15 = 60 marks)
Answer any FOUR questions.

9.

Explain the Management functions in detail.

10.

Explain the steps involved in planning process.

11.

Explain the various types of decisions that are taken in


management

12.

Bring out the advantages


Departmentalization.

13.

What are the barriers that affect delegation and how to


overcome it?

14.

Explain the various training methods that are adopted in


the organizations.

15.

Define the term Controlling. And also explain the steps in


Controlling.

and

disadvantages

DE3584

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23

DE3585
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
BUSINESS STATISTICS
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
All questions carry equal marks.
1.

What are the limitations of Statistics?

2.

Explain the term Skewness. Give any two measures of


skewness.

3.

Draw a Scatter diagram and explain its uses.

4.

Explain the ratio to Moving Average method.

5.

In a frequency distribution, the skewness based upon


quartiles is 0.6. If the sum of the upper and lower
quartiles is 100 and the median 38, find the value of the
upper quartile.

6.

What do you understand by skewness? Explain its


various methods.

7.

The AM calculated from the following frequency


distribution is known to be 67.5 inches. Find the missing
frequency.

Heights in inches :
Frequency :

60-62

63-65

66-68

69-71

72-74

15

54

81

24

8.

Estimate v2 from the following :


x:

vx :

13

21

37

PART B (4 15 = 60 marks)
Answer any FOUR questions.
All questions carry equal marks.
9.

What is meant by Central tendency? Describe the various


methods of measuring it and point out the usefulness of
each method.

10.

Explain briefly the various methods of determining trend


in a time series.

11.

Discuss the various uses and applications of index


numbers.

12.

Find the median for the following frequency distribution.


Number of days absent

Number of students

Less than 5

29

Less than 10

224

Less than 15

465

Less than 20

582

Less than 25

634

Less than 30

644

Less than 35

650

Less than 40

653

Less than 45

655

DE3585

13.

Find out Bowleys coefficient of skewness for the following


data :
Weight (in kgs) more than :
40
50
60 70 80
90
No. of persons :

185

167

132

82

38

12

14.

Find the coefficient of correlation between industrial


production and export using the following data and
comment on the result.
Product (in crore tons) : 27 28
29
30
32
32
33
Exports (in crore tons) :
15.

17

18

19

19

21

20

21

The following table gives the normal weight of a baby


during the six months of life.
Age in months :
0
2
3
5
6
Weight in lbs :

10

12

Estimate the weight of a baby at the age of 4 months.

DE3585

24

DE3586
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
COMMERCIAL LAW/BUSINESS LAW
(1999 onwards)
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
Each answer need not exceed 1 page.
1.

What are the rights and duties of the bailee?

2.

Describe the essentials of a valid contract.

3.

Define agent. What are the duties of an agent?

4.

Sale is an executed contract but an agreement to sell is


an executory contract. Discuss.

5.

State the difference between condition and warranty.

6.

What is partnership deed? What are its contents?

7.

Describe briefly the procedure for effecting the conversion


of a private company into a public company.

8.

Briefly explain the reasons for variations in stamp duty


from state to state.
PART B (4 15 = 60 marks)
Answer any FOUR questions.
Each answer need not exceed 3 pages.

9.

The law of contract is not the whole law of agreements,


nor is it the whole law of obligations. Discuss.

10.

What do you understand by capacity to contract? What


is the effect of agreements made by persons not qualified
to contract?

11.

Explain the duties of buyer and seller and unpaid vendor.

12.

A partner is the agent of the firm for the purposes of the


business of the firm Explain.

13.

A joint stock company is an artificial person created by


law with a perpetual succession and a common seal. Do
you agree with this definition of a company?

14.

Describe the procedure for registration of documents as


per Indian Registration Act.

15.

Explain the duties and rights of partners.

DE3586

25

DE3587
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION,
MAY 2012.

FOREIGN EXCHANGE AND FINANCING OF FOREIGN


TRADE
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
Each answer should not exceed 1 page.
1.

Write short notes on balance of trade and balance of


payments.

2.

What do you mean by bill of lading? Explain its contents.

3.

Discuss the recent trends of foreign exchange in


international trade.

4.

What are the factors to be considered while the selection


of buying and selling rates?

5.

Write a note on packing credit advances.

6.

What are the factors to be considered in financing project


export?

7.

Discuss the functions of EXIM Bank of India.

8.

Write a short notes on


corporation of India limited.

export

credit

guarantee

PART B (4 15 = 60 marks)
Answer any FOUR questions.
Each answer should not exceed 3 pages.
9.

Explain the procedure for the correction of balance of


payments disequilibrium.

10.

Discuss the features of various transport documents used


in foreign trade.

11.

State the objectives and methods of exchange control.

12.

Describe the features of Nostro and Vostrol Accounts.

13.

Explain the features of letter of credit and consignment


export.

14.

Explain the lending and non-lending services of EXIM


Bank of India.

15.

Explain the standard of specific policies of export credit


guarantee corporation of India limited.

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31

DE3588
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
PRACTICE AND LAW OF BANKING II
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
1.

How does the principles of liquidity of bank lending help


a banker?

2.

Distinguish between loans and overdrafts.

3.

Bankers lien is tantamount to an implied pledge.


Discuss.

4.

State the advantages of accepting guarantee as security


for a loan.

5.

What are the causes for NPA?

6.

Write the documents that are associated with the secured


advances.

7.

What is meant by industrial sickness?

8.

What is right of subrogation?


PART B (4 15 = 60 marks)
Answer any FOUR questions.

9.

Discuss in detail the significance of lien to a banker.

10.

Explain the main differences between pledge and


hypothecation.

11.

State the advantages of accepting guarantee as security


for a loan.

12.

Explain the principles of sound lending briefly.

13.

What is meant by industrial sickness? What are the


remedial measures would you take to prevent the same?

14.

What are the documentation in respect of various types of


borrowers and securities?

15.

Explain the various aspects of financial and technical


appraisal.

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32

DE3589
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
MARKETING OF BANKING SERVICES
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions.
Each answer should not exceed 1 page.
1.

What are the features of bank marketing?

2.

Is there any difference between marketing and selling?

3.

Write a note on marketing audit.

4.

What are the characteristics of a good layout of a bank


branch?

5.

What are the advantages of branding in marketing of


bank services?

6.

What are the various factors which affect price of a bank


product?

7.

How promotion influences demand of a bank product?

8.

Outline the factors those affect selection decisions in bank


marketing personnel.
PART B (4 15 = 60 marks)
Answer any FOUR questions.
Each answer should not exceed 3 pages.

9.

State the significance of bank marketing.

10.

Marketing management evolves its marketing risk in


relation to its external environment. Elucidate.

11.

What are the bases for segmentation of bank market?

12.

What are the critical forces influencing the management


new bank products?

13.

Evaluate the importance pricing in a bank marketing.


What are pricing objectives?

14.

How promotion influences demand of bank products?


Explain different types of promotion strategy.

15.

What are the various categories of training imported to


bank employees.

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33

DE3590
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
MANAGEMENT ACCOUNTING
Time : Three hours

Maximum : 100 marks

SECTION A (5 8 = 40 marks)
Answer any FIVE questions.
All questions carry equal marks.
1.

Discuss the scope of management accounting.

2.

Explain the different steps in installing a sound


budgetary control system.

3.

What is ratio analysis? What are its limitations?

4.

What are the factors


expenditure decisions?

5.

What is profit volume ratio? Describe its importance.

6.

A company has to choose one of the following two


mutually exclusive projects. Investment required for each
project is Rs. 15,000. Both the projects have to be
depreciated on straight line basis. The tax rate is 50%.
Year

1
2
3
4
5
Calculate payback period.

which

influencing

capital

Project before depreciation


Project A
Project B
Rs.
Rs.
4,200
4,200
4,800
4,500
7,000
4,000
7,000
5,000
2,000
10,000

7.

Calculate fund from operations from the following profit


and loss account.

Profit and Loss account


By Gross profit 4,50,000
To Expenditure paid and
outstanding
3,00,000 By Gain on
sale of
To Depreciation
70,000
To Loss on sale of
building
60,000
machine
4,000
To Discount
200
To Goodwill
20,000
To Profit
1,15,800
5,10,000
5,10,000
8.

From the following details find out :


(a) Current assets
(b) Current liabilities
(c) Liquid assets
(d) Stock.
Current ratio : 2.5, Liquid ratio 1.5, Working capital
Rs. 90,000
SECTION B (4 15 = 60 marks)
Answer any FOUR questions.
All questions carry equal marks.

9.

Differentiate between
financial accounting.

management

10.

Briefly explain the techniques and tools of financial


statement analysis.

11.

What do you understand by reporting to management?


What are the essential characteristics of a good report?
2

accounting

and

DE3590

12.

From the following data forecast the cash position at the


end of April, May and June 2004.
Month
Sales Purchases Wages
Sales Expenses
Rs.
1,20,000
1,30,000
70,000
1,16,000
85,000

February
March
April
May
June

Rs.
80,000
98,000
1,00,000
1,03,000
80,000

Rs.
10,000
12,000
8,000
10,000
8,000

Rs.
7,000
9,000
5,000
10,000
6,000

Further information :

13.

(a)

Sales at 10% realised in the month of sales. Balance


early realised in two subsequent months

(b)

Purchases : Creditors are paid in the month


following

(c)

Wages : 20% paid in arrears in the following month

(d)

Sundry expenses paid in the month itself

(e)

Income tax Rs. 20,000 payable in June

(f)

Income from investment Rs. 2,000 received half


yearly in March and September

(g)

Cash balance on hand as on 1.4.2004 Rs. 40,000.

The comparative balance sheet of M/s. Arun Brothers for


the two years were as follows :
Liabilities

2004

2005

Rs.
Capital

Assets

Rs.

2004

2005

Rs.

Rs.

1,50,000 1,75,000 Land and

Loan from bank 1,60,000 1,00,000 Building

1,10,000 1,50,000

Creditors

90,000 1,00,000 Machinery

2,00,000 1,40,000

Bills payable

50,000

Loan from S.B.I.

40,000 Stock

50,000

45,000

25,000 Debtors

70,000

80,000

20,000

25,000

Cash
4,50,000 4,40,000

4,50,000 4,40,000

DE3590

Additional information :
Net profit for the year 2005 amounted to Rs. 60,000.
During the year a machine costing Rs. 25,000
(accumulated depreciation Rs. 10,000) was sold for
Rs. 13,000. The provision for depreciation against
machineries as on 31.12.2004 was Rs. 50,000 and on
31.12.2005 Rs. 85,000.
Prepare cash flow statement.
14.

The following information prepare balance sheet. Show


the workings.
Working capital
Rs. 75,000 Reserve and
Bank overdraft
60,000 surplus
Rs.1,00,000
Liquid ratio
1.15 Current ratio
1.75
Long term liabilities
Nil Fixed assets
to proprietors
fund
0.75

15.

The following figures of sales and profit for two periods


are available in respect of a concern.
Sales
Profit
Rs.
Rs.
I Period 1,20,000 9,000
II Period 1,40,000 13,000
Find out :
(a) P/V ratio
(b) BEP
(c) Profit on sales of Rs. 1,25,000
(d) Sales to earn a profit of Rs. 20,000.

DE3590

34

DE3591
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
COMPUTERS AND BANKING
Time : Three hours

Maximum : 100 marks

PART A (5 8 = 40 marks)
Answer any FIVE questions about 200 words each.
All questions carry equal marks.
1.

Explain the features of any two input devices.

2.

Distinguish software and hardware with examples.

3.

Explain the method of representing characters in


computers.

4.

Draw and explain the block diagram of a simple computer


system.

5.

Explain the two types of main memories.

6.

Explain the functions of an operating system.

7.

Explain the terms EFT and MICR.

8.

Discuss the method of securing the transactions in banks.

PART B (4 15 = 60 marks)
Answer any FOUR questions about 400 words each.
9.

Explain any five applications of computers.

10.

Obtain the binary, octal and hexadecimal values for the


decimal number 123.854.

11.

Explain the need for a peripheral controller with


examples.

12.

Discuss the different types of softwares.

13.

Explain the features of any two programming languages.

14.

Discuss the advantages of LAN.

15.

Explain home banking and its advantages.

DE3591

35

DE3592
DISTANCE EDUCATION
B.B.M. DEGREE EXAMINATION, MAY 2012.
DEVELOPMENT BANKING
Time : Three hours

Maximum : 100 marks


PART A (5 8 = 40 marks)

Answer any FIVE questions in about 200 words each.


All questions carry equal marks.
1.

Examine the functions of industrial finance corporation of


India.

2.

Explain the
organization.

3.

Describe the refinance schemes of IDBI.

4.

What are the assistance rendered by the SIDBI for


industrial development?

5.

Explain the functions of state financial corporations.

6.

How do the general insurance companies assist Indian


industries?

7.

State the methods of financial assistance by LIC to


industries.

8.

Write down the SEBI guidelines for credit rating.

activities

of

technical

consultancy

PART B (4 15 = 60 marks)
Answer any FOUR questions in about 400 words each.
All questions carry equal marks.
9.

What are development banks? Explain different types of


development banks.

10.

What is venture capital? What are the factors that


determine the venture capital investment?

11.

Explain the objectives and functions of IDBI?

12.

Narrate important lending practices of national housing


bank.

13.

Enumerate the purpose of establishing ICICI? Do you


agree that the ICICI achieved the primary motive.

14.

Explain the role of UTI in the development of industries


in India.

15.

What do you mean by credit rating? Explain the jobs of


credit rating agencies.

DE3592