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Credit Reports

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Credit Reports (Samples)


Description of Reports
CTOS Report (Company)

Page
1
2- 12

CTOS Score Report (Individual)

13- 22

CTOS LitE Report (Company)

23 - 27

CTOS LitE Report (Individual)

28 - 32

Trade Reference Report

33 - 34

Description of Reports
CTOS Score Report
Our flagship report that contains the most comprehensive information on the subject. The CTOS Score Report
covers both companies & businesses. The report is structured in five (5) distinct sections;
Section A: Snapshot
Section B:

Company / Business Profile

Section C:

Banking Payment History

Section D:

Litigation Information

Section E:

Trade Referee

The CTOS Score Report further builds on the CTOS Report by offering additional analytics such as the CTOS
Score to provide further insights that could aid your credit evaluation.

CTOS LitE Report


A concise version of the CTOS Report containing all the important business and identity information but excludes
litigation records. Subscribers who wish to conduct an initial review of the subject may use the LitE Report without
worrying about the Credit Reporting Agencies Act compliance.

CTOS Report
Company

CTOS Report (Company)


1

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Report

A : SNAPSHOT
1

ID Verification
Company Name / Reg. No.

COMPANY SDN BHD / 123456 (your input)

Company Name

COMPANY SDN BHD (Name Match)

Company Registration No.

1234560M (ID Match)

Registration Date

04/04/2002

Registered Address

NO. 32A, JALAN OPERA U2/L,


TAMAN TTDI JAYA, SECTION U2,
SHAH ALAM, SELANGOR

Business Sector

GENERAL MERCHANDISE

Company Status

Existing

CTOS Litigation Index

Financials and shareholders

WORST

BEST

9999

0000

Index Description

Last Updated

04/11/2011

Previous Name Change

ABC SDN BHD (12/02/2015)

87

Civil Suit / Summon

Revenue

30,100,390.00

> 96 months

Profit After Tax (RM)

542,935.00

Number of records

Net Assets (RM)

1,245,015.00

Paid-Up Capital (RM)

550,000.00

Total Company Charges (RM)

4,200,000.00

Directorship

Director 1 (IC)
Director 2 (IC)

Director 3 (IC)
Director 4 (IC)

Shareholder 1 (value)
Shareholder 2 (value)
Shareholder 3 (value)

Shareholder 4 (value)
Shareholder 5 (value)

Top 5 shareholders

CTOS Litigation Index

This index here is a weightage based


indexing system derived from
information in Section D of this report.

CTOS

4
OTHERS

ID

SSM

BPH

LGL

TR

IL

IL

SELECTED
DATA
AVAILABLE

Financials & Shareholders*

This section displays the financial


highlights, directorship & Top 5
shareholders based on the latest
CCM information.

SECTION SUMMARY

SECTIONS

This section displays the companys


basic details i.e. Name, Registration
Number, Registered Address,
Business Address, Business Sector
& Company Type.
2

8712

ID Verification

Section Summary

This section displays the selected


& available information in the report.

Credit Info at a Glance


Source

Entity

Related Parties

Winding Up Status

NEWSPAPERS/GAZZETES

Clean

Clean

Active legal records in past 24 months (personal capacity)


Number
Value

SUBSCRIBER
NEWSPAPERS
MDI

2
RM 200,000.00

2
RM 200,000.00

Active legal records in past 24 months (non-personal capacity)


Number
Value

SUBSCRIBER
NEWSPAPERS
MDI

2
RM 200,000.00

2
RM 200,000.00

Availabilty of Legal Records

B.P.H.

Special Attention Accounts

B.P.H.

Availability of Dishonoured Cheques

DCHEQS

YES

YES

Outstanding credit facilities


Number
Value
Installment in arrears in past 24 months

B.P.H.

3
RM 274,599.00
YES

3
RM 274,599.00
YES

Credit applications in past 12 months


Total
Approved
Pending

B.P.H.
4
0
1

4
0
1

Availability of Trade Referee Listing

CTOS

YES

YES

Credit Info At A Glance

This section displays the highlights


on the following information for the
company + its related parties;
o Litigation
o Trade Reference
o Banking Payment History
o Dishonoured Cheques

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

CTOS Report (Company)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Report

B : COMPANY PROFILE

Company Name

COMPANY SDN BHD (XXXXXXM)

Registration Date

04/04/2002

Registered Address

NO. 32A, JALAN OPERA U2/L,


TAMAN TTDI JAYA, SECTION U2,
SHAH ALAM, SELANGOR

Business Sector

GENERAL MERCHANDISE

Auditor

CHEN & CO

Financial Year End (DD/MM)

31/12

This section displays the name the


company was previously known as.

Date Changed

XYZ Sdn Bhd

15/01/2015

Test-Scan Sdn Bhd

07/10/2014

Address Record

Date

Source

219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM

15/01/2015

SSM

89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR

07/10/2014

CCRIS

Paid-up Capital

1,000,000.00

Type

Number of shares

Ordinary

1,000,000.00

Nominal value (sen)

Other than Cash

Paid-up Capital

1 .00

Preference

1,000,000.00

Others

Name

Residential Address

IC no.

Designation

Date of Appointment

DIRECTOR 1

219 JLN GIGIH 9,


BANDAR T6,
47100 SHAH ALAM
SELANGOR

790312012234

Director

04/04/2002

DIRECTOR 2

89 TAMAN FAJAR,
BAKRI BARU 4,
47200 SHAH ALAM,
SELANGOR

770310015514

Director

16/06/2006

22/09/2015

DIRECTOR 3

NO. 198, JALAN SATU,


TAMAN KERAMAT,
SELANGOR

640301012231

Secretary

26/12/2003

This section displays the complete


listing of the company directors
& secretary.
11 Shareholders*
This section displays the complete
listing of the company shareholders.

11

Name

IC no. / BR No.

Shareholding (shares)

Shareholding (%)

SHAREHOLDER 1

790312012234

50,000

10%

SHAREHOLDER 2

770509355519

450,000

90%

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

This section displays the companys


share capital.

Date of Resignation

SHAREHOLDERS

*Not applicable for sole-proprietor/partnership reports

This section displays all known


addresses registered to this company
and its source of information.

10 Directors*

10

DIRECTORS

8 Address Records

9 Share Capital*
9

Share Capital
2,000,000.00

This section displays the companys


basic details i.e. Name, Registration
Number, Registered Address,
Business Address, Business Sector
& Auditor & Financial Year End.
7 Previous Name Change*

Previous Name Change

Authorised Capital

6 Company Profile

CTOS Report (Company)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Report

12 Company Charges*
This section displays the complete
listing of the companys charges.

12

COMPANY CHARGES
Charge No.

Amount

Created

Chargee

Status

100,000.00

27/01/2003

BANK A

Fully Satisfied

400,000.00

02/06/2003

BANK B

Unsatisfied

13 Financial Highlights

13

FINANCIAL HIGHLIGHTS
Financial Year End

31/12/2009

31/12/2008

31/12/2007

Date of tabling

30/06/2010

30/06/2009

30/06/2008

Auditor

Chen & Co

Chen & Co

Deloitte

Auditor Address

NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.

NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.

NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.

Exempt Private Company

Unqualified Reports (Y/N)

Consolidated Accounts

This section displays the complete


listing of the companys financial
details.
The information populated is directly
from CCM, covering 5 years.

31/12/2006

31/12/2005

Balance Sheet
10,000,000.00

9,000,000.00

8,000,000.00

- Fixed Assets

5,000,000.00

5,000,000.00

5,000,000.00

- Other Assets

5,000,000.00

4,000,000.00

3,000,000.00

Current Assets

10,000,000.00

10,000,000.00

10,000,000.00

Total Assets

20,000,000.00

19,000,000.00

18,000,000.00

5.3%

5.6%

Non-Current assets

YoY Growth
Non-current liabilities

2,000,000.00

1,000,000.00

1,000,000.00

Current liabilities

5,000,000.00

4,000,000.00

3,000,000.00

Long Term Liabilities


Total Liabilities
YoY Growth
Share capital
Share premium
Reserves
Minority interests
Net worth
YoY Growth

0.00

0.00

0.00

7,000,000.00

5,000,000.00

4,000,000.00

40%

25%

10,000,000.00

10,000,000.00

0.00

0.00

0.00

3,000,000.00

4,000,000.00

4,000,000.00

10,000,000.00

0.00

0.00

0.00

13,000,000.00

14,000,000.00

14,000,000.00

-7.1%

0%

30,000,000.00

25,000,000.00

20%

25%

20,000,000.00

18,000,000.00

11%

13%

15,000,000.00

13,000,000.00

15%

18%

3,000,000.00

2,500,000.00

2,000,000.00

0.00

0.00

0.00

Income Statement
Revenue
YoY Growth
Profit/(loss) before tax
YoY Growth
Profit/(loss) after tax
YoY Growth
Net dividend
Minority interests

20,000,000.00

16,000,000.00

11,000,000.00

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

CTOS Report (Company)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Report

31/12/2009

31/12/2008

31/12/2007

Liquidity Ratios
Current Ratio

2.00

2.50

3.33

61

88

128

ROA

75%

68%

61%

ROE

115%

93%

79%

Working Capital Days


Profitability Ratios

PBT Margin

67%

72%

80%

PAT Margin

50%

52%

55%

Asset Turnover Ratio

1 .50

1 .32

1 .11

Gearing Ratio

0.54

0.36

0.29

Dividend Pay-out Ratio

20%

19%

18%

Earnings per Share

15.0

13.0

11 .0

Dividend per Share

3.0

2.5

2.0

Other Ratios

14

RELATED COMPANIES/SUBSIDIARIES
Name

BR NO.

Paid Up Capital (RM)

Shareholding (%)

SUBSIDIARY 1

551299M

55,000

10%

SUBSIDIARY 2

719223P

495,000

90%

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

Subsidiaries
This section displays a listing of the
companys subsidiaries.

FINANCIAL HIGHLIGHTS
Financial Year End

14 Related Companies &

CTOS Report (Company)

Knowledge Creates Confidence

15 Banking Payment History

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Report

This section displays the following:

C1 : BANKING PAYMENT HISTORY


Subject Status

Pending Verification

15

CCRIS SUMMARY
No of Applications

Amount Applied

Approved in past 12 months

48,000.00

Pending

25,000.00

Outstanding

Total Limit

FEC Limit

39,488.00

48,000.00

0.00

0.00

0.00

39,488.00

48,000.00

0.00

Credit Applications

Summary of Potential & Current Liabilities


As Borrower
As Guarantor
Total
Legal Action Taken

Special Attention Account

16

Facility

Total
Date
Outstanding
Balance
Balance (RM) Update

Limit (RM)

Print.
Col
Reprint. Type
Term

Conduct of Account for Last 12 Months

2015

02/11/2011

Own

CB

O
2

Own

10/11/2011

LGL
STS

Date
Status
Updated

12

10/05/2014

2014

M F J D N O S A J J M A

Outstanding Credit

38,000.00
PCPASCAR

34,488

28/02/20

CRDTCARD

5,000.0

28/02/20

CB

70
MTH

10,000.00

TOTAL
OUTSTANDING 39,488.00
BALANCE:

TOTAL
LIMIT:

00
MTH

Number of approved facilities.


Number of pending facilities.
Total amount outstanding
Total limit
Foreign Exchange Contract
amount.

Based on the summary reflected


above this section displays the
breakdown of each facility. With the
following details;

Loan Information
Sts Capacity Lender
Type

o
o
o
o
o

16 Banking Payment History


(CCRIS Details)

CCRIS DETAILS

No. Date

(CCRIS Summary)

o Status of facility
o Capacity
o Lender Type
o Facility Type
o Total Outstanding Balance
o Limit
o Repayment term
o Collateral Type
o Conduct of account
o Legal Status
Special Attention Account

43,000.00

Credit Application Details

Special Attention Account


1

10/11/2014

10

CRDTCARD

09/01/2015

Credit Application
1

02/01/2015 P

Own

Own

25,000.00

11/03/2015 A

Own

CB

15,000.00

02/02/2015 A

Joint

OTH

33,000.00

REMARK LEGEND
FACILITY:
PCPASCAR Purchase of Passenger Car
CRDTCARD Credit Card

STATUSES:
CREDIT APPLICATION
P Pending
A Approved

LOAN INFORMATION
C Reschedule credit facility
O Outstanding

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

CTOS Report (Company)

Knowledge Creates Confidence

17

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Report
17

CCRIS DERIVATIVES
Earliest known
facility

Date of application

09/06/2011

Facility type

HRPCSGD Hire purchase for scheduled goods

Secured facilities

# of facilities

Total outstanding balance (RM)

272, 059.00 (12.4%)

Unsecured facilities

Average number of installments in arrears

4.4

# of facilities

Total outstanding balance (RM)

2,500.00 (3.1%)

Average number of installments in arrears

Dishonoured Cheques

This section displays the cheques


that have been reported to BNM.

C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon Fri , 9am 10pm)

18

Dishonoured Cheque Information (Own Bank)


Account No

Issuance Date

Cheque No

Amount

Remarks

70122182

10/05/2015

223455

5000.00

Account Closed

Dishonoured Cheque Information (Commercial Bank)


Bank

Account No

Issuance Date

Remark

1411238939242

05/05/2015

Account Closed

C3 : CCRIS SUBJECT COMMENTS


- None -

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

This section is divided into 3;


Earliest known facility, secured
facilities & unsecured facilities as a
quick guide.
18

FEC Limit

Banking Payment History


(CCRIS Derivatives)

CTOS Report (Company)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Report

(subject as defendant)
This section displays a summary of
all cases tagged to the individual as
the defendant.

D1 : LEGAL CASES (SUBJECT AS DEFENDANT)


19

SUMMARY
No.

19 Legal Cases

Case Type

FORECLOSURE PROCEEDINGS
- STATUTORY NOTICE ISSUED

SUMMONS

DIRECTOR OF A COMPANY WITH


PETITION OR WINDING-UP ORDER ISSUED

PROCLAIMATION OF SALE

Amount

Plaintiff

Status of Last Update

Subject Comment

Alliance Bank
(PJ BRANCH)

Settled

8,744,596

Asian Finance Bank

Pending

BONG FAILED
READY-MIXED

Pending

30,000

MULTI SUDA FAIL


SDN BHD

Pending

20 Case Details
This section displays the details of
each case shown in the summary
above.

21 Subject Comment

Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the
data subject prior to disclosure.

CASE STUDIES

20

1. FORECLOSURE PROCEEDINGS - STATUTORY NOTICE ISSUED

This section displays any comments


or explanation provide by the
individual to CTOS (if any)

Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
SPECIAL REMARKS

Property Sold Liability

NAME

COMPANY SDN BHD

ID

1234560M (LC MATCH)

REMARK

ADDRESS

POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT

CHARGEE

ALLIANCE BANK

NOTICE DATE

OUTSTANDING AMOUNT

PROPERTY LOCATION

LOT 6243, BLK 1, LAMBIR LAND DISCTRICT

PROPERTY DESCRIPTION

FACTORY BUILDING

REGISTERED OWNER

CARLOS WEIWEI WONG 1/3 SHARE

SOLICITOR

S RAVI CHANDARAN & ASSOCIATES

TEL

05-2437896

1058, JLN SYED ABU BAKAR,


36000 TELUK INTAN,
PERAK.
SETTLEMENT

PROPERTY SOLD LIABILITY DISCHARGED

SETTLEMENT DATE

04-05-2014

SUBJECT COMMENT

CRA COMMENT

21

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

CTOS Report (Company)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Report

2. SUMMONS DIRECTED TO
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
REMARKS

NAME

COMPANY SDN BHD

ID

1234560M

REMARK

PARTNER

ADDRESS

POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT

FIRM
PLAINTIFF

ASIAN FINANCE BANK - JLN SULTAN ISMAIL,KL

CASE NO

22K-91-88-2013

ACTION DATE

01-10-2013

AMOUNT

8744596

SOLICITOR

BP AUCTION STRAT EGY SDN BHD


51,JLN GUNUNG LAMBAK 1,
TMN GUNUNG LAMBAK,
86000 KLUANG, JOHOR.

SUBJECT COMMENT

HIGH COURT KUALA LUMPUR

STAR 25-10-2013

05-2437896
JC/RHB/1203-2013

TEL
REF

3. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED


Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
REMARKS

NAME

COMPANY SDN BHD

ID

1234560M

STATUS

DIRECTOR

APPOINTED

09-09-2000

ADDRESS

POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT

RESPONDANT

TEST-SCAN ASSOCIATES SDN BDH

LOCAL NO:

9999876

CAPITAL

500000

OBJECT
INCORPORATION DATE

08-08-2014

SHAREHOLDING

5000

PETITIONER

BONG FAILED READY-MIXED

RETURN DATE

09-09-2014

PAID-UP

250000

GAZETTE

9999876

CASE NO
PETITION DATE

16-12-2013

STAR21-01-2014

INDEBTEDNESS

HEARING DATE
SEARCH DATE
SOLICITOR

S RAVI CHANDARAN & ASSOCIATES

TEL

03-324124

TEL

1058, JLN SYED ABU BAKAR,


36000 TELUK INTAN, PERAK.
REF
EXPARTE

REF

SUBJECT COMMENT

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

10

CTOS Report (Company)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Report

4. PROCLAIMATION OF SALE
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
SPECIAL REMARKS

NAME

COMPANY SDN BHD

ID

1234560M (LC MATCH)

REMARKS

56-4-01-2017/WRIT OF DISTRESS

ADDRESS

PLAINTIFF

MULTI SUDA FAIL SDN BHD

CASE NO

A54-2-42-2014 SESSION COURT GEORGETOWN

OUTSTANDING AMOUNT

AUCTION DATE

27-02-2014 STAR 18-02-2014

PROPERTY DESCRIPTION

ELECTRONIC GOODS AND FURNITURE

PROPERTY LOCATION

B-1-12, APT KASUARINA, BDR BOTANIK, KLANG

PROPERTY DESCRIPTION

THREE BEDROOM APARTMENT

REGISTERED OWNER

SOLICITOR

ZAID IBTISAM & CO


781-D, T KT SAT U,
JLN GAJAH MATI,
15000 KOTA BHARU,
KELANTAN.

RESERVE PRICE

30000

TEL

62018886

Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this
category of credit information with the data subject prior to disclosure.

D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)


1. SUMMON
REMARKS

DEFENDANT

ABSOLUTE DISASTER SDN BHD

ADDRESS

EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL

OBJECT

0273303 (LC MATCH)

INCORPORATION DATE

12-12-2011

LAST ANNUAL RETURN DATE

20-12-2012

AUTHORISED CAPITAL

CASE NO

WU2-02-2014

PETITION DATE

10-05-2014

HEARING DATE

10-07-2014

GAZETTE CCM SEARCH DATE

AMOUNT

SOLICITOR

KENGTEEN & CO
SUITES 3 & 4, 15TH FLOOR,
KOMPLEKS PERDANA

PAID-UP CAPITAL

TEL

07-24325266

REF

123456

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

11

CTOS Report (Company)


22 Anti-Money Laundering

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Report

D3 : AMLA (Anti Money Laundering Act)

22

Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening
(a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.
Please take note that a Name Match does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the
relevant authorities for confirmation.

AMLA
NAME

COMPANY SDN BHD

REGISTRATION NUMBER

123456P

Act (AMLA)
A set of procedures, laws or
regulations designed to stop the
practice of generating income
through illegal actions.
In the event there is a match to
the money laundering database
a display of name & registration
number will appear.
23 Trade Referee Listing

E : TRADE REFEREE LISTING

23

The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and
voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by
the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.

Trade Referees & Subject Comment


REFEREE

INTER-MILANO SDN BHD

INCORPORATION DATE

12/12/2012

NATURE OF BUSINESS

TELECOMMUNICATIONS SERVICE PROVIDER

ADDRESS

BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL

24 Historical Enquiry

HISTORICAL ENQUIRY

24
2014

2013
Jan Feb Mar Apr May Jun

Credit
Evaluation

Others

Jul

Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun

Jul

Aug Sep Oct Nov Dec

Fl

Non-Fl

Lawyer

Total

Fl

Non-Fl

Lawyer

Total

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

12

In the event the company has a


reflection of a Trade References,
this section will display the details
of the entity that submitted the
said information.

This section displays the total


number of subscribers who have
made an inquiry on the subject in
the past 24 months.

CTOS Score Report


Individual

CTOS Score Report (Individual)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Score Report

A : SNAPSHOT
1

ID Verification

CTOS Score

740

Name/IC

John Smith/861203355516

Name

John Smith

New ID

861203355516

Old ID

A123456

Date of Birth

12/12/1968

Nationality

Malaysian

Address 1

127, Lorong Rusa 4, 34000, Taiping, Perak


Source : CCRIS

2. No recent retail balance reported


on credit report.

Address 2

27, Jalan Ketam, 34000, Taiping, Perak


Source : CCRIS

3. Too few loan accounts on the credit


report.

WORST

BEST

300

850

This section displays the individuals


personal details i.e. Name, IC No,
DOB, Nationality & Address.
2

o Litigation
o Trade Reference
o Banking Payment History
o Dishonoured Cheques

1. Lack of recently established credit


accounts on the credit report.

Credit Info at a Glance


Credit info

Source

Value

Bankruptcy status

NEWSPAPERS
/GAZZETES

Clean

Active legal records in past 24 months (personal capacity)


Number
Value

SUBSCRIBER
NEWSPAPERS
MDI

2
RM 200,000.00

Active legal records in past 24 months (non-personal capacity)


Number
Value

SUBSCRIBER
NEWSPAPERS
MDI

2
RM 200,000.00

Availabilty of Legal Records

B.P.H.

Special Attention Accounts

B.P.H.

Availability of Dishonoured Cheques

DCHEQS

YES

Outstanding credit facilities


Number
Value
Installment in arrears in past 24 months

B.P.H.

3
RM 274,599.00
YES

Credit applications in past 12 months


Total
Approved
Pending

B.P.H.

Availability of Trade Referee Listing

CTOS

8712
WORST

BEST

9999

0000

Index Description
87
Civil Suit/Summon
1
> 96 months
2
Number of records

CTOS

OTHERS

ID

SSM

BPH

LGL

TR

IL

IL

SELECTED
DATA
AVAILABLE

YES

Directorships & Business Interests (Top 5 ranked by PAT)


Company

Type

Position

Appoint
Date

Resign
Date

Profit
After Tax

Profitable

Status

Shareholding
(%)

Company Sdn Bhd

Company

DIR & SH

30/10/2011

50,00.00

Existing

Existing

CYZ Sdn Bhd

Company

DIR & SH

25/01/2011

40,00.00

Existing

Existing

ABC Sdn Bhd

Company

DIR

09/09/2012

10,00.00

Existing

Existing

DEF Sdn Bhd

Company

DIR

01/07/2013

Existing

Existing

GHI Sdn Bhd

Company

DIR

02/07/2013

Existing

Existing

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

Directorships & Business


Interests (Top 5 ranked by
Profit After Tax or (PAT))

This section displays the top 5


companies/businesses that are linked
to the individual, either as a Director/
Shareholder/Owner or Partner
4

SECTION SUMMARY

SECTIONS

4
0
1

4. Too few revolving/charge accounts


with recent payment information on
the credit report.
CTOS Litigation Index

Credit Info At A Glance

This section highlights the following


information:

CTOS Score Reason Codes

Source : CCRIS

ID Verification

CTOS Score

This section displays the CTOS score.


A 3 digit number that summarises
all relevant credit information in a
consumers credit report.
The score ranges from 300850.
The higher the score, the lower
the risk.
Also featured are the factors to
improve the score.
5

CTOS Litigation Index

This section display the CTOS


Litigation Index. The index is
a weightage based indexing
system derived from information in
Section D.
6

Section Summary

This section displays the selected


& available information in the report.

14

CTOS Score Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Score Report

B1 : DIRECTORSHIP & BUSINESS INTERESTS

7 Directorship & Business

Interest
This section displays the name of
the companies/businesses that are
linked to the individual.

Directorships & Business Interests


Company

Type

Position

Appoint Date

Resign Date

Profit After Tax

Profitable

Status

Company Sdn Bhd

Company

DIR & SH

30/10/2011

50,00.00

Existing

CYZ Sdn Bhd

Company

DIR & SH

25/01/2011

40,00.00

Existing

ABC Sdn Bhd

Company

DIR

09/09/2012

10,00.00

Existing

DEF Sdn Bhd

Company

DIR

01/07/2013

Existing

GHI Sdn Bhd

Company

DIR

02/07/2013

Existing

JKL Sdn Bhd

Company

DIR & SH

03/07/2013

Existing

1. COMPANY SDN BHD (123456P)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

10/10/2011

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

2. CYZ SDN BHD (334221W)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

25/01/2011

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

15

CTOS Score Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Score Report

3. ABC SDN BHD (334221W)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

09/09/2012

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

4. DEF SDN BHD (554221W)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

10/10/201

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

PAID-UP

2.00

REMARKS

5. GHI SDN BHD (554221W)


STATUS

EXISTING

NATURE OF BUSINESS

IMPORT & EXPORT

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT

861203355516

ID

POSITION

Directors

SHARES

APPOINTED

02/07/2013

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

16

CTOS Score Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Score Report

8 Address Records
This section displays the individuals
addresses from various sources

5. JKL SDN BHD (675221W)


STATUS

EXISTING

NATURE OF BUSINESS

IMPORT & EXPORT

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

03/07/2013

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

B2 : ADDRESS RECORDS
Address Record

8
Data Source

Last Updated Date

Address

Source

Date

127, Lorong Rusa 4, 34000, Taiping, Perak

CCRIS

20/10/2013

127, Jalan Ketam, 34000, Taiping, Perak

CCRIS

20/10/2013

127, Jalan Buluh 2, 34000, Taiping, Perak

SSM (ABC SDN BHD/23456M)

10/03/2013

21, Lorong Buluh 12345, 46000, Petaling Jaya

CTOS User ID

20/10/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya

CCRIS

01/01/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya

NRD

03/09/2007

21, Lorong Buluh 12345, 46000, Petaling Jaya

CTOS

19/09/2005

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

17

CTOS Score Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Score Report

Subject Status

CCRIS SUMMARY
No of Applications

Amount Applied

Approved in past 12 months

48,000.00

Pending

25,000.00

Outstanding

Total Limit

FEC Limit

39,488.00

48,000.00

0.00

0.00

0.00

39,488.00

48,000.00

0.00

Summary of Potential & Current Liabilities


As Borrower
As Guarantor
Total
Legal Action Taken

Special Attention Account

10

Lender
Type

Facility

Total
Date
Outstanding
Balance
Balance (RM) Update

Limit (RM)

Print.
Col
Reprint. Type
Term

Conduct of Account for Last 12 Months

LGL
STS

Date
Status
Updated

12

10/05/2014

2015
2014
M F J D N O S A J J M A

Outstanding Credit

02/11/2011

Own

CB

O
2

10/11/2011

38,000.00
PCPASCAR

Own

34,488

28/02/20

CRDTCARD 5,000.0

28/02/20

CB

70
MTH

10,000.00

00
MTH

Special Attention Account


10

CRDTCARD

09/01/2015

Credit Application
1

Own

Own

25,000.00

Own

CB

15,000.00

Joint

OTH

33,000.00

REMARK LEGEND
FACILITY:
PCPASCAR Purchase of Passenger Car
CRDTCARD Credit Card

STATUSES:
CREDIT APPLICATION
P Pending
A Approved

LOAN INFORMATION
C Reschedule credit facility
O Outstanding

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

18

o Status of facility
o Capacity
o Lender Type
o Facility Type
o Total Outstanding Balance
o Limit
o Repayment term
o Collateral Type
o Conduct of account
o Legal Status
Special Attention Account

TOTAL
1

Number of pending facilities.


Total amount outstanding
Total limit
Foreign Exchange Contract
amount.

Based on the summary reflected


above this section displays the
breakdown of each facility. With the
following details;

Loan Information
Sts Capacity

o
o
o
o

10 Banking Payment History


(CCRIS Details)

CCRIS DETAILS

No. Date

Banking Payment History


(CCRIS Summary)

This section displays the following:


Number of approved facilities.

C1 : BANKING PAYMENT HISTORY

Credit Applications

Credit Application details

CTOS Score Report (Individual)

Knowledge Creates Confidence

11

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Score Report

This section is divided into 3 sub


sections:
11

CCRIS DERIVATIVES
Earliest known
facility

Date of application

09/06/2011

Facility type

HRPCSGD Hire purchase for scheduled goods

Secured facilities

# of facilities

Total outstanding balance (RM)

272, 059.00 (12.4%)

Average number of installments in arrears

4.4

# of facilities

Total outstanding balance (RM)

2,500.00 (3.1%)

Average number of installments in arrears

Unsecured facilities

Banking Payment History


(CCRIS Derivatives)

o Earliest known facility


o Secured facilities
o Unsecured facilities as a
quick guide.

FEC Limit

12

C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon Fri , 9am 10pm)

12

Dishonoured Cheques

This section displays the cheques


that have been reported to Bank
Negara Malaysia (BNM).

Dishonoured Cheque Information (Own Bank)


Account No

Issuance Date

Cheque No

Amount

Remarks

70122182

10/05/2015

223455

5000.00

Account Closed

Dishonoured Cheque Information (Commercial Bank)


Bank

Account No

Issuance Date

Remark

1411238939242

05/05/2015

Account Closed

C3 : CCRIS SUBJECT COMMENTS


- No Information Available -

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

19

CTOS Score Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS Score Report

(subject as defendant)
This section displays a summary of
all cases tagged to the individual as
a defendant.

D1 : LEGAL CASES (SUBJECT AS DEFENDANT)


13

SUMMARY
No.

Case Type

Amount

Plaintiff

Status of Last Update

Subject Comment

DIRECTOR OF A COMPANY WITH


PETITION OR WINDING-UP

OCBC BANK

Settled

BANKRUPTCY NOTICE ISSUED

48,000

OCBC BANK

Settled

14 Case Details
This section displays the details of
each case shown in the summary
above.

Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the
data subject prior to disclosure.

CASE STUDIES

14

1. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED


Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
SPECIAL REMARKS

NAME

John Smith

ID

861203355516

STATUS

DIRECTOR

APPOINTED

09-09-2000

ADDRESS

POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT

RESPONDENT

TEST-SCAN ASSOCIATES SDN BHD

LOCAL NO:

9999876

OBJECT
INCORPORATION DATE

08-08-2014

RETURN DATE

09-09-2014

SHAREHOLDING

500000

PAID-UP

250000

PETITIONER

BONG FAILED READY-MIXED

GAZETTE

9999876

CASE NO
PETITION DATE

16-12-2013 STAR21-01-2014

HEARING DATE

INDEBTEDNESS

SEARCH DATE
SOLICITOR

S RAVI CHANDARAN & ASSOCIATES

TEL

03-324124

TEL

1058, JLN SYED ABU BAKAR,


36000 TELUK INTAN,
PERAK.
REF

EXPARTE

REF

SUBJECT COMMENT

15

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

20

13 Legal Cases

15 Subject Comment
This section displays any comments/
explanation provide by the individual
to CTOS (if any)

CTOS Score Report (Individual)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Score Report

16 Bankruptcy Case
This section displays the details of
each case shown in the summary
above.

16

2. BANKRUPTCY NOTICE ISSUED

Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.
SPECIAL REMARKS

Account Fully Settled & Closed Letter Dated 23/02/14

NAME

JOHN SMITH

ID

861203355516

REMARKS

ACCOUNT SETTLED

ADDRESS

127, Lorong Rusa 4, 34000, Taiping, Perak

FIRM

TOTAL FAIL DISTRIBUTION SDN BHD

EXPARTE

OCBC BANKEMB LOAN RECOVERY UNIT, KL

CASE NO

39-4855-10-2013-HIGH COURT K.L.

NOTICE DATE

26-12-2012 STRAITS TIMES 15-01-2013

PETITION DATE

30-01-2013

ORDER DATE

04-02-2013

AMOUNT

48,000

SOLICITOR

YING & RAKAN-RAKAN,

TEL

03-2212234

12-1, 1ST FLOOR JALAN TIARA 2D/KU1,

REF

OCBC/SAU/R16/2013

17

Legal Cases
(subject as plaintiff)

This section displays the details of


each case where the individual is
the plaintiff.

BANDAR BARU KLANG, 41150 KLANG, SELANGOR


SETTLEMENT

ACCOUNT FULLY SETTLED & CLOSED

SETTLED DATE

20-02-2014

Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this
category of credit information with the data subject prior to disclosure.

D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)

17

REMARKS

DEFENDANT

ABSOLUTE DISASTER

ADDRESS

EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL

OBJECT

0273303 (LC MATCH)

INCORPORATION DATE

LAST ANNUAL RETURN DATE

AUTHORISED CAPITAL

CASE NO

WU2-02-2014

PETITION DATE

10-05-2014

HEARING DATE

10-07-2014

GAZETTE CCM SEARCH DATE

AMOUNT

SOLICITOR

KENGTEEN & CO
SUITES 3 & 4, 15TH FLOOR,
KOMPLEKS PERDANA

PAID-UP CAPITAL

TEL

07-24325266

REF

123456

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

21

CTOS Score Report (Individual)


18

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS Score Report

D3 : AMLA (Anti Money Laundering Act)

18

Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening
(a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.
Please take note that a Name Match does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the
relevant authorities for confirmation.

AMLA
NAME

John Smith

IDENTITY CARD NUMBER

861203355516

AMLA refers to a set of procedures,


laws or regulations designed to stop
the practice of generating income
through illegal actions.
In the event there is a match to
the money laundering database
a display of name & IC number
will appear.
19

E : TRADE REFEREE LISTING

19

The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and
voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by
the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.

Trade Referees & Subject Comment


REFEREE

INTER-MILANO SDN BHD

INCORPORATION DATE

12/12/2012

NATURE OF BUSINESS

TELECOMMUNICATIONS SERVICE PROVIDER

ADDRESS

BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL

20
2015

2014

Credit
Evaluation

Others

Jul

Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun

Jul

Aug Sep Oct Nov Dec

Fl

Non-Fl

Lawyer

Total

Fl

Non-Fl

Lawyer

Total

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

22

Trade Referee Listing

In the event the company has a


reflection of a Trade Reference,
this section will display the details
of the entity that submitted the
said information.
20 Historical Enquiry

HISTORICAL ENQUIRY

Jan Feb Mar Apr May Jun

Anti-Money Laundering
Act (AMLA)

This section displays the total


number of subscribers who had
made an inquiry on the subject in
the past 24 months.

CTOS LitE Report


Company

CTOS LitE Report (Company)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

A : SNAPSHOT

CTOS LitE Report


1

ID Verification
Company Name/Reg No

COMPANY SDN BHD / 123456 (your input)

Company Name

COMPANY SDN BHD (Name Match)

Company Registration No.

1234560M (ID Match)

Registration Date

04/04/2002

Registered Address

NO. 32A, JALAN OPERA U2/L


TAMAN TTDI JAYA, SECTION U2
SHAH ALAM
Selangor

Business Sector

GENERAL MERCHANDISE

Company Type
LitE Status

Ref No

LitE Status

There are 3 statuses displayed in


this section;
o Blank
o Fresh MDI search required
o Complete

Complete
-

Financials and shareholders


Last Updated

04/11/2011

Revenue

30,100,390.00

Profit After Tax (RM)

542,935.00

Net Assets (RM)

1,245,015.00

Paid-up Capital (RM)

550,000.00

Total Company Charges (RM)

4,200,000.00

Top 5 shareholders / owners

Shareholder
Shareholder
Shareholder
Shareholder
Shareholder

Financials & Shareholders

This section displays the Financial


Highlights, directorship & Top 5
shareholders based on the latest
CCM information.

1
2
3
4
5

(x%)
(x%)
(x%)
(x%)
(x%)

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

24

This section displays the companys


basic details i.e. Name, Registration
Number, Registered Address,
Business Address, Business Sector
& Company Type.

Private Limited

ID Verification

CTOS LitE Report (Company)


3

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS LitE Report

B : COMPANY PROFILE

Last updated: 04/11/2011


Company Name

COMPANY SDN BHD (XXXXXXM)

Registration Date

04/04/2002

Registered Address

NO. 32A, JALAN OPERA U2/L,


TAMAN TTDI JAYA, SECTION U2,
SHAH ALAM, SELANGOR

Business Sector

GENERAL MERCHANDISE

Auditor

CHEN & CO

Financial Year End (DD/MM)

31/12
Date Changed
15/01/2015

Test-Scan Sdn Bhd

07/10/2014

Address Record

Date

Source

219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM

15/01/2015

SSM

89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR

07/10/2014

CCRIS

Share Capital

Type

Number of shares

Ordinary

1,000,000.00

Preference
Others

Previous Name Change*

This section displays the name the


company was previously known as.

XYZ Sdn Bhd

2,000,000.00

This section displays the companys


basic details i.e. Name, Registration
Number, Registered Address,
Business Address, Business Sector
& Auditor & Financial Year End.
4

Previous Name Change

Authorised Capital

Company Profile

Paid-up Capital

1,000,000.00

Nominal value (sen)

Other than Cash

Paid-up Capital

1 .00

1,000,000.00

Name

Residential Address

IC no.

Designation

Date of Appointment

DIRECTOR 1

219 JLN GIGIH 9,


BANDAR T6,
47100 SHAH ALAM
SELANGOR

790312012234

Director

04/04/2002

DIRECTOR 2

89 TAMAN FAJAR,
BAKRI BATU 4,
47200 SHAH ALAM,
SELANGOR

770310015514

Director

16/06/2006

DIRECTOR 3

NO. 198, JALAN SATU,


TAMAN KERAMAT,
SELANGOR

640301012231

Secretary

26/12/2003

Address Records

This section displays all known


addresses registered to this company
and its source of information.
7 Share Capital*
This section displays the companys
share capital.

DIRECTORS

Date of Resignation

8 Directors*
This section displays the complete
listing of the company directors
& secretary.
9 Shareholders*
This section displays the complete
listing of the companys shareholders.

SHAREHOLDERS
Name

IC no. / BR No.

Shareholding (shares)

Shareholding (%)

SHAREHOLDER 1

790312012234

50,000

10%

SHAREHOLDER 2

770509355519

450,000

90%

SHAREHOLDER 3

571009353738

30,000

50%

SHAREHOLDER 4

771213729303

41,000

10%

SHAREHOLDER 5

880302827374

100,000

73%

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

25

CTOS LitE Report (Company)


10 Company Charges*

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS LitE Report


10

COMPANY CHARGES
Charge No.

Amount

Created

Chargee

Status

100,000.00

27/01/2003

BANK A

Fully Satisfied

400,000.00

02/06/2003

BANK B

Unsatisfied

11

FINANCIAL HIGHLIGHTS
Financial Year End

31/12/2009

31/12/2008

31/12/2007

Date of tabling

30/06/2010

30/06/2009

30/06/2008

Auditor

Chen & Co

Chen & Co

Deloitte

Auditor Address

NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.

NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.

NO. 32A,
JALAN OPERA, U2/L,
TAMAN TTDI JAYA,
SECTION U2,
SHAH ALAM,
SELANGOR.

Exempt Private Company

Unqualified Reports (Y/N)

Consolidated Accounts

31/12/2006

10,000,000.00

9,000,000.00

8,000,000.00

- Fixed Assets

5,000,000.00

5,000,000.00

5,000,000.00

- Other Assets

5,000,000.00

4,000,000.00

3,000,000.00

Current Assets

10,000,000.00

10,000,000.00

10,000,000.00

Total Assets

20,000,000.00

19,000,000.00

18,000,000.00

5.3%

5.6%

YoY Growth
Non-current liabilities

2,000,000.00

1,000,000.00

1,000,000.00

Current liabilities

5,000,000.00

4,000,000.00

3,000,000.00

Long Term Liabilities


Total Liabilities
YoY Growth
Share capital
Share premium
Reserves
Minority interests
Net worth
YoY Growth

0.00

0.00

0.00

7,000,000.00

5,000,000.00

4,000,000.00

40%

25%

10,000,000.00

10,000,000.00

0.00

0.00

0.00

3,000,000.00

4,000,000.00

4,000,000.00

31/12/2005

10,000,000.00

0.00

0.00

0.00

13,000,000.00

14,000,000.00

14,000,000.00

-7.1%

0%

30,000,000.00

25,000,000.00

20%

25%

20,000,000.00

18,000,000.00

11%

13%

15,000,000.00

13,000,000.00

15%

18%

3,000,000.00

2,500,000.00

2,000,000.00

0.00

0.00

0.00

Income Statement
Revenue
YoY Growth
Profit/(loss) before tax
YoY Growth
Profit/(loss) after tax
YoY Growth
Net dividend
Minority interests

20,000,000.00

16,000,000.00

11,000,000.00

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

26

11 Financial Highlights
This section displays the complete
listing of the companys financial
details.
The information populated is directly
from CCM, covering 5 years.

Balance Sheet
Non-Current assets

This section displays the complete


listing of the companys charges.

CTOS LitE Report (Company)

Knowledge Creates Confidence

11 Financial Highlights

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS LitE Report


11

FINANCIAL HIGHLIGHTS
Financial Year End

31/12/2009

31/12/2008

31/12/2007

2.00

2.50

3.33

61

88

128

ROA

75%

68%

61%

ROE

115%

93%

79%

Liquidity Ratios
Current Ratio
Working Capital Days

This section displays the complete


listing of the companys financial
details.
The information populated is directly
from CCM, covering 5 years.
12 Related Companies &

Subsidiaries

Profitability Ratios

PBT Margin

67%

72%

80%

PAT Margin

50%

52%

55%

Asset Turnover Ratio

1 .50

1 .32

1 .11

Gearing Ratio

0.54

0.36

0.29

Dividend Pay-out Ratio

20%

19%

18%

Earnings per Share

15.0

13.0

11 .0

Dividend per Share

3.0

2.5

2.0

This section displays a listing of the


companys subsidiaries.

Other Ratios

12

RELATED COMPANIES/SUBSIDIARIES
Name

BR NO.

Paid Up Capital (RM)

Shareholding (%)

SUBSIDIARY 1

551299M

55,000

10%

SUBSIDIARY 2

719223P

495,000

90%

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

27

CTOS LitE Report


Individual

CTOS LitE Report (Individual)


Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

Knowledge Creates Confidence

CTOS LitE Report

A : SNAPSHOT

XXXXXXXXXX/XXXXXX (your input)

Name

John Smith (your output)

New ID

771233475892 (New ID match)

Old ID

A1234567

Date of Birth

12/12/1968

Nationality

Malaysian

Address 1

127, XXXXXXXXXX, , 34000, Taiping, Perak


Source : NRD Latest Date : 20/10/2013

LitE Status

Complete

This section displays the individuals


personal details i.e. Name, IC No,
DOB, Nationality, Address & LitE
Status.
The status displayed in this section
has 3 indicators:

Identity Verification
Name/IC

ID Verification

o Blank
o Fresh MDI search required

Source : CCRIS

o Complete

Latest Date : 20/10/2013

2
2

Directorships & Business Interests


Company

Type

Position

Appoint Date

Resign Date

Profit After Tax

Profitable

Status

Company Sdn Bhd

Company

DIR & SH

10/10/2011

50,00.00

Existing

CYZ Sdn Bhd

Company

DIR & SH

25/01/2011

40,00.00

Existing

ABC Sdn Bhd

Company

DIR

09/09/2012

10,00.00

Existing

DEF Sdn Bhd

Company

DIR

01/07/2013

Existing

GHI Sdn Bhd

Company

DIR

02/07/2013

Existing

Directorship & Business


Interests (Top 5 ranked
by PAT)

This section displays


companies/businesses
linked to the individual,
Director/ Shareholder/
Partner.

the top 5
that are
either as a
Owner or

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

29

CTOS LitE Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS LitE Report

B1 : DIRECTORSHIP & BUSINESS INTERESTS

Directorships & Business Interests


Company

Type

Position

Appoint Date

Profit After Tax

Profitable

Status

Company Sdn Bhd

Company

DIR & SH

10/10/2011

50,000.00

Existing

Resign Date

CYZ Sdn Bhd

Company

DIR & SH

25/01/2011

40,000.00

Existing

ABC Sdn Bhd

Company

DIR

09/09/2012

10,000.00

Existing

DEF Sdn Bhd

Company

DIR

01/07/2013

Existing

GHI Sdn Bhd

Company

DIR

02/07/2013

Existing

JKL Sdn Bhd

Company

DIR & SH

03/07/2013

Existing

1. COMPANY SND BHD (123456P)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

10/10/201

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

2. CYZ SDN BHD ( 334221W)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

25/01/2011

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

30

Directoship & Business


Interest

This section displays the name of


the companies/businesses that are
linked to the individual.

CTOS LitE Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS LitE Report

3. ABC SDN BHD (334221W)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

09/09/2012

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

4. DEF SDN BHD (554221W)


STATUS

EXISTING

NATURE OF BUSINESS

WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

01/07/2013

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

PAID-UP

2.00

REMARKS

5. GHI SDN BHD (554221W)


STATUS

EXISTING

NATURE OF BUSINESS

IMPORT & EXPORT

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT

861203355516

ID

POSITION

Directors

SHARES

APPOINTED

02/07/2013

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

31

CTOS LitE Report (Individual)

Knowledge Creates Confidence

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT)
Account: XMLUAT (XML UAT SDN BHD)
Date: 2015 - 02- 28

CTOS LitE Report

6. JKL SDN BHD (675221W)


STATUS

EXISTING

NATURE OF BUSINESS

IMPORT & EXPORT

INCORPORATION

01/10/2011

CCM DATED

NAME

John Smith

NEW ID/PASSPORT
POSITION

PAID-UP

2.00

861203355516

ID

Directors

SHARES

APPOINTED

03/07/2013

RESIGNED

ADDRESSS

NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

B2 : ADDRESS RECORDS
Address Record

4
Data Source

Last Updated Date

Address

Source

Date

127, Lorong Rusa 4, 34000, Taiping, Perak

CCRIS

20/10/2013

127, Jalan Ketam, 34000, Taiping, Perak

CCRIS

20/10/2013

127, Jalan Buluh 2, 34000, Taiping, Perak

SSM (ABC SDN BHD/23456M)

10/03/2013

21, Lorong Buluh 12345, 46000, Petaling Jaya

CTOS User ID

20/10/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya

CCRIS

01/01/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya

NRD

03/09/2007

21, Lorong Buluh 12345, 46000, Petaling Jaya

CTOS

19/09/2005

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

32

Address Records

This section displays all address


records available on the individual.

Trade Reference Report

Trade Reference Report


From: XYZ SDN BHD

Sent: Tuesday, 6 October, 2015 10:23 AM


To: Company Sdn Bhd

This section displays the references


tagged to the subjects company.

Subject: Request for Trade References

TRADE REFERENCES

A trade reference is the payment


experience information provided by
a supplier on its customers.

Note
This notation pertains to the information that you may receive below :
References :
These are trade references which you or your company have requested from other businesses on your subject of enquiry.
It is based on actual trade experiences of the trade referee with your subject of enquiry or a company or business to which your subject of enquiry is
connected to. It is provided by the trade referees directly to you. Should you have any questions relating to the information herein please refer to the
trade referee or the subject for further clarification.
As with any other trade reference which you may receive, whether positive or negative, do exercise the normal caution, judgment and discretion for
such references.

Subject of Reference : WENDALL KOON KOON KOON (760528913131)

Your request of 2015-02-28 for a reference refers. This reference in given to you in strict confidence and meant only for your use. You shall not
circulate, inform or disseminate it to any other party including the subject concerned unless we indicate otherwise. These information is used at your
own risk and we are not liable for any loss or damage, if any that may arise.
1.

Relationship

Subject as customer

2.

Aging Information

As at Statement Date : 2015 - 01 - 28

Name of Debtor

WENDALL KOON KOON KOON (760528913131)

Credit Terms

30 Days

Account Status

Under Recovery Action

Address

111, Kampung Lama, Sungai Baru, Kuala Lumpur

Nature of Debt

Services Rendered

30 DAYS

60 DAYS

30th June 2011

START DATE

CREDIT LIMIT

90 DAYS

120 DAYS

150 DAYS

180 DAYS

3.

Excellent

Good

Satisfactory

Unsatisfactory

Returned Cheque Experience : Details as provided below


Cheques No

Account No

Bank

Amount (RM)

Date Returned

Reason

Cheque Issuer

963963

77584320

EBB

500.00

2014-12-25

Refer to Drawer

Issued by self

The above cheque were received for payment of amount owed but were returned unpaid for reasons indicated.
4.

Reminders/Letter of Demand for Payment


Sent reminder to the subject for settlement

01-03-2015

LOR/0001/20130301

Issued our Letter of Demand dated

02-03-2015

LOR/0001/20132345

Issued a Letter of Demand through our solicitor


5.

Referees Request

Please ask the subject to contact us.

Our Contact is

Rosie Lee _Credit Department

Address

Lot 331M, Jalan Dagang , Taman Ehsan, Kepong K.L.

Our Reference

WEND2011

Tel.

03-87777777

Nature of Business

Supplier of office equipment and computers

Any indebtness indicated above may have been subsequently settled, in which case, our official receipt or letter of discharge or settlement would have been
issued to the subject. Please check with subject.

34

Returned Cheque

A check that cannot be processed


because the writer has insufficient
funds.

Reference Details

Details of the subscriber that


submitted the Trade Reference
information.

210 DAYS

589.00

Not Provided

Ageing

An accounts receivable ageing is


a report that lists unpaid customer
invoices and unused credit memos by
date ranges.

The above was accurate as at the statement date indicate above.


Account Conduct

Web:

www.ctoscredit.com.my

Personal Enquiries

03-2722 8833

Business Enquiries

03-2722 8888

Subscriber Helpline:

03-2722 8800

Operating Hours:

Mondays to Fridays (8:00am - 7:00pm)

CTOS Data Systems Sdn Bhd (247651-H)


Unit A-9-6, 9th Floor, Megan Avenue 1, No. 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia.