T O T A L • C O M M A N D

Fixed Annuities that can be Tailored to Fit Your Specific Needs

TM

A Capital Assurance Corporation Company
BROC-TCS (01/08)

TO TA L

C OMMAND

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T O T A L
C O M M A N D

Most annuities have a pre-defined
set of built-in product features that an individual may or may not need. Those features aren’t free; whether you want them or not, they’re paid for in the form of lower interest rates than could otherwise be credited. The Total Command Suite of annuities lets you tailor your annuity to your own specific needs. First, it allows you to choose the duration of your annuity, from 3 years to 9 years, so that your money will become available just when you need it. Second, it allows you to choose the features you want and exclude those you don’t, going down the list and saying, “I don’t want to pay for that; I’d rather have a higher interest rate.” You end up with exactly what you want and need. The interest rate for the duration you select is guaranteed for that duration, called a Guarantee Period. And, at the end of that Guarantee Period, you can:

The Total Command Suite of fixed annuities is the most flexible wealth accumulation vehicle Standard Life Insurance Company of Indiana offers. It’s designed for responsible, long-term savers who prefer to make decisions about their own money, and who understand the power of tax deferral.

• Do nothing, in which case the annuity renews into a new Guarantee Period the same length as your original Guarantee Period. • Annuitize some or all of your money to create a predictable, tax-advantaged income stream • Withdraw some or all of your money.

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T A X -DE FE R R E D

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G U A R A NT E E D

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ANNU I T I ES

The Choice is Yours
The Total Command annuity contract permits withdrawals at any time, which are generally subject to a Market Value Adjustment (MVA) and Surrender Charge. However, you may add features in the form of contract riders. These features eliminate the Surrender Charge and, under certain circumstances, the MVA. Choosing these features may give you more flexibility but at the expense of a decrease in your credited interest rate. Once a feature is selected it remains part of the contract for the life of the contract. When the annuity renews from one Guarantee Period to another, you may add specified liquidity features so the annuity can continue to serve your financial needs. Not all features are available in all states, and specifics of each feature may vary by state. Please discuss your individual needs and the applicability of selected features with your tax or financial advisor.

Liquidity Features
Required Minimum Distribution If chosen, this feature waives the Surrender Charge and MVA on any Required Minimum Distribution (RMD) from tax-qualified plans. This feature may be added at issue or at the beginning of any Guarantee Period. Preferred 10% Free Withdrawal If chosen, this feature allows a single free withdrawal per year. You may withdraw up to either (i) 10% of your Account Value or (ii) the Required Minimum Distribution (RMD) in any contract year, whichever is greater. The Surrender Charge and MVA would apply if withdrawals exceed the limit or if you make more than one withdrawal per Contract Year. This feature may be added at issue or at the beginning of any Guarantee Period. 10% Free Withdrawal If chosen, this feature waives the Surrender Charge and MVA if you withdraw (i) up to 10% of your account value in any Contract Year after Year 1, or, (ii) if greater, the RMD in any Contract Year.

Accumulated Interest Withdrawal If chosen, this feature waives the Surrender Charge and MVA on withdrawals of accumulated interest. 72(t) Free Withdrawal If chosen, this feature waives the Surrender Charge and MVA if you withdraw the amount permitted under Internal Revenue Code Section 72(t).

Terminal Illness/ Nursing Home Care Feature
If chosen, this feature waives the Surrender Charge if the annuitant is diagnosed with a terminal illness, heart attack, stroke, life-threatening cancer or requires nursing home care for more than 90 consecutive days. Age limits apply.

Death Benefit Feature
If chosen, this feature waives the Surrender Charge for a lump-sum payment upon the death of the Annuitant.

Standard Life of Indiana

Since 1934, Standard Life Insurance Company of Indiana has insured the financial well-being of its clients. The company has never failed to meet an obligation to its policyholders. In June, 2005, Standard Life of Indiana joined with Capital Assurance Corporation. Stronger, driven to innovate while honoring its tradition of customer and agent service, Standard Life of Indiana has become a revitalized company. At Standard Life of Indiana, our mission is to provide fixed annuities with the highest customer value, offer industry-leading service and never forget that we owe our greatest loyalty to our customers.

T O T A L • C O M M A N D

TM

10689 N. Pennsylvania • Indianapolis, IN 46280 • (317) 574-6201 (800) 222-3216 • www.standardlifeofindiana.com

The Total Command Suite of annuities is issued by and is an obligation of Standard Life Insurance Company of Indiana, home office Indianapolis, Indiana. Individual annuities are issued on form numbers TC3-SLIAN35-3, TC4-SLIAN35-4, TC5-SLIAN33, TC6-SLIAN35-6, TC7-SLIAN35-7, TC8-SLIAN35-8, TC9-SLIAN35-9, SLIC-RIDER-01, SLIC-RIDER-02, SLICRIDER-03, SLIC-RIDER-04, SLIC-RIDER-05, SLIC-RIDER-06, SLIC-RIDER-07 or a variation of such, and are not insured by the FDIC or any other government agency. Annuity contracts contain charges and limitations. The Total Command Suite of annuities and/or certain optional features are not available in all states. Standard Life Insurance Company of Indiana is not licensed in New York or New Jersey. This brochure is not a part of the annuity contract.

BROC-TCS (01/08)

A Capital Assurance Corporation Company

T O T A L • C O M M A N D

Total Command 5-Year Annuity
Total Command 5 is a single premium tax-deferred fixed annuity issued by Standard Life
Insurance Company of Indiana. It gives policyholders a unique level of control over aspects of their contract that are standardized on most annuities, allowing you to tailor the product to suit your personal needs and priorities. Interest rates are guaranteed for the full 5-year Guarantee Period and will be renewed at the base rate being offered for that duration to new Total Command Suite customers at that time. Taxes on accumulated interest are deferred until money is withdrawn from the annuity. Guarantee Period – 5 years Cash Surrender Value – Total Command 5 can be surrendered at any time for an amount equal to the Account Value subject to Surrender Charge and a Market Value Adjustment. Surrender Charges – The Surrender Charge for the initial and subsequent Guarantee Periods of Total Command 5 is listed below. At the end of each Guarantee Period the Surrender Charge is 0%. Initial Guarantee Period Year Issue Ages 0 - 80 Issue Ages 81 - 85 Subsequent Guarantee Period Year Attained Ages 5 - 80 Attained Ages 81 - 90 Attained Ages 91 - 95
1 8 6
% %

5
At Standard Life of Indiana, our mission is to provide fixed annuities with the highest customer value, offer industry-leading service and never forget that we owe our greatest loyalty to our customers.

2 8 5
% %

3 7
% %

4 6 3
% %

5 5
%

4

2% 5 5% 2% 0%

1 5% 2% 2%

2 5% 2% 2%

3 5% 2% 1%

4 5% 2% 0%

Market Value Adjustment (MVA) – Total Command 5 may be subject to a Market Value Adjustment on withdrawals during the Guarantee Period that may increase or decrease the contract’s Cash Surrender Value. Please see your contract for details. Contribution Limits – $5,000 - $250,000, qualified or non-qualified, without prior approval. Available Features – • Required Minimum Distribution • Accumulated Interest Withdrawal • Death Benefit • Preferred 10% Free Withdrawal • 72(t) Withdrawal • 10% Free Withdrawal • Terminal Illness/Nursing Home

Features cannot be removed once the contract is issued, and only the Required Minimum Distribution or Preferred 10% Free Withdrawal feature may be added at the start of future Guarantee Periods. Upon death, the beneficiary may choose to leave the Account Value of the annuity on deposit until the Contract Maturity Date.

TM

10689 N. Pennsylvania

Indianapolis, IN 46280

(317) 574-6201

(800) 222-3216

www.standardlifeofindiana.com

The Total Command Suite of annuities is issued by and is an obligation of Standard Life Insurance Company of Indiana, home office Indianapolis, Indiana. Individual annuities are issued on form numbers TC3-SLIAN35-3, TC4-SLIAN35-4, TC5-SLIAN33, TC6-SLIAN35-6, TC7-SLIAN35-7, TC8-SLIAN35-8, TC9-SLIAN35-9, SLIC-RIDER-01, SLIC-RIDER-02, SLIC-RIDER-03, SLICRIDER-04, SLIC-RIDER-05, SLIC-RIDER-06, SLIC-RIDER-07 or a variation of such, and are not insured by the FDIC or any other government agency. Annuity contracts contain charges and limitations. The Total Command Suite of annuities and/or certain optional features are not available in all states. Standard Life Insurance Company of Indiana is not licensed in New York or New Jersey. This sheet is not a part of the annuity contract. BROC-TCS-5 (01/08) A Capital Assurance Corporation Company