Prelims 2016 - Government Schemes

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GOVERNMENT SCHEMES
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GOVERNMENT SCHEMES
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Contents
Star(*) marked schemes are important.
Basic of Schemes : Recent Changes .................................................................................................... 4
Agriculture Schemes ............................................................................................................................... 5
Soil Health Card Scheme * .............................................................................................................. 5
PM Krishi Sinchai Yojana * ............................................................................................................. 6
PM Gram Sinchai Yojana * ............................................................................................................. 7
Paramparagat Krishi Vikas Yojna * ................................................................................................ 7
Accelerated Irrigation Benefit Programme .................................................................................... 7
Rashtriya Krishi Vikas Yojana ........................................................................................................ 7
Price Stabilization Fund ..................................................................................................................8
KISAN (Crop Insurance) * ..............................................................................................................8
Integrated Scheme for Agriculture and Marketing (ISAM) .......................................................... 9
Small Farmer's Agriculture-Business Consortium (SFAC) ........................................................... 9
National Crop Insurance Programme ............................................................................................ 9
National Mission on Agricultural Extension and Technology (NMAET)................................... 10
Minimum Support Price Scheme * ................................................................................................11
National Horticulture Mission ....................................................................................................... 11
National Bamboo Mission ..............................................................................................................11
National Mission on Sustainable Agriculture ............................................................................... 11
National Dairy Plan ....................................................................................................................... 12
National Initiative on Climate Resilient Agriculture (NICRA) ................................................... 12
Mission for Integrated Development of Horticulture ................................................................. 13
National Mission on Oilseeds & Oil Palm (NMOOP) * ............................................................... 13
National Food Security Mission * ................................................................................................. 13
Attracting and Retaining Youth in Agriculture (ARYA) * ........................................................... 14
National Agriculture Market (NAM) * ......................................................................................... 14
Neeranchal National Watershed Project * ................................................................................... 15
Pradhan Mantri Fasal Bima Yojana * ........................................................................................... 16
Education Related Schemes ................................................................................................................ 16
ASMITA * ....................................................................................................................................... 16
GIAN * ............................................................................................................................................ 17
INSPIRE * ...................................................................................................................................... 17
Rashtriya Madhyamaik Shiksha Abhiyan (RMSA) ...................................................................... 17
Kasturba Gandhi Balika Vidhyalaya ............................................................................................. 18
Mid-Day Meal Scheme .................................................................................................................. 18
RTE ................................................................................................................................................. 18
Sarva Shiksha Abhiyan(SSA) ........................................................................................................ 19
Environment Related Schemes .......................................................................................................... 19
Green Corridor Project .................................................................................................................. 19
Green Highway Policy * ................................................................................................................ 19
Namami Gange Project * .............................................................................................................. 20
National LED Programme (UJALA) * ......................................................................................... 20
National Mission of Green India ................................................................................................. 20
Pradhan Mantri UJJAWALA Yojana * ......................................................................................... 21
e-Governance and IT ............................................................................................................................. 21
Crime and Criminal Tracking Network and Systems (CCTNS) .................................................. 21
Digital India * ................................................................................................................................ 21
DigiLocker * ................................................................................................................................... 22
e-Biz * ............................................................................................................................................. 22
e-Courts Mission Mode Project * .................................................................................................. 23
Jeevan Pramaan * .......................................................................................................................... 23
National Optical Fibre Network (NOFN) * .................................................................................. 23
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2016 IAS4Sure | All Rights Reserved | Last Updated: 28 May 2016
GOVERNMENT SCHEMES
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Nowcast ..........................................................................................................................................24
PRAGATI (ProActive Governance and Timely Implementation) * ............................................24
Sakaar ............................................................................................................................................. 25
Startup-India * ............................................................................................................................... 25
Financial Inclusion and Social Security .......................................................................................... 25
Aam Aadmi Bima Yojana .............................................................................................................. 25
Atal Pension Yojana * ....................................................................................................................26
Mudra Bank and Pradhan Mantri Mudra Yojana * ..................................................................... 26
Pradhan Mantri Jan Dhan Yojana * ............................................................................................. 27
Pradhan Mantri Suraksha Bima Yojana (PMSBY) *.................................................................... 27
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) * ............................................................28
Stand-up India * ............................................................................................................................28
PAHAL (DBT) * ............................................................................................................................. 29
Sovereign Gold Bonds *................................................................................................................. 29
Gold Monetization Scheme * ........................................................................................................29
Funds and Cess ........................................................................................................................................30
Backward Regions Grant Fund (BRGF) .......................................................................................30
BHART Fund * ...............................................................................................................................30
Central Road Fund ........................................................................................................................30
Krishi Kalyan Cess * ......................................................................................................................30
National Clean Energy Fund .........................................................................................................30
National Investment Fund ............................................................................................................30
Rashtriya Arogya Nidhi (RAN) * .................................................................................................. 31
Rural Infrastructure Development Fund ..................................................................................... 31
Senior Citizen Welfare Fund * ...................................................................................................... 31
Swachh Bharat Cess * .................................................................................................................... 31
Health ......................................................................................................................................................... 31
Jan Aushadhi Scheme * ................................................................................................................. 31
Janani Shishu Suraksha Karyakram (JSSK). ............................................................................... 32
Janani Suraksha Yojana (JSY) ...................................................................................................... 32
Kayakalp Awards *......................................................................................................................... 32
Mission Indradhanush * ............................................................................................................... 32
National Deworming Mission * .................................................................................................... 33
National Health Assurance Mission ............................................................................................. 33
National Health Mission (NHM) .................................................................................................. 33
National Urban Health Mission (NUHM) ................................................................................... 34
National Ayush Mission *.............................................................................................................. 34
National Health Protection Scheme * .......................................................................................... 34
Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) * ............................................................. 35
Pharma Jan Samadhan Scheme * ................................................................................................. 35
Rashtriya Swasthya Bima Yojana (RSBY) .................................................................................... 35
Universal Immunization Programme........................................................................................... 36
Infrastructure .......................................................................................................................................... 36
Bharat Mala Project* ..................................................................................................................... 36
Deendayal Upadhyaya Gram Jyoti Yojana * ................................................................................ 37
Ganga Gram Yojana * .................................................................................................................... 37
Integrated Power Development Scheme ...................................................................................... 37
Mega Food Park Scheme ............................................................................................................... 37
National Offshore Wind Energy Policy * ......................................................................................38
National Rural Drinking Water Scheme ......................................................................................38
Pradhan Mantri Gram Sadak Yojana (PMGSY) ...........................................................................38
Project Mausam * .......................................................................................................................... 39
RURBAN * ..................................................................................................................................... 39
Sagarmala scheme * ...................................................................................................................... 39
Sansad Adarsh Gram Yojana * ..................................................................................................... 40
Setu Bharatam *............................................................................................................................ 40
GOVERNMENT SCHEMES
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Special Economic Zones (SEZs) ................................................................................................... 41
Swacchh Bharat Abhiyan * ............................................................................................................ 41
Swiss Challenge model * ............................................................................................................... 41
UDAY * ........................................................................................................................................... 42
Manufacturing and EXIM ....................................................................................................................42
Amended Technology Upgradation Fund Scheme ......................................................................42
Make in India Programme* ..........................................................................................................42
National Investment and Manufacturing Zones .......................................................................... 43
Miscellaneous ..........................................................................................................................................44
Gram Uday se Bharat Uday Abhiyan * ......................................................................................... 44
Khelo India * ..................................................................................................................................44
NE and JK Based..................................................................................................................................... 44
Ishan Uday * ..................................................................................................................................44
Ishan Vikas * ..................................................................................................................................44
North East Council ........................................................................................................................ 45
Skill and Labor ........................................................................................................................................ 45
Ajeevika - National Rural Livelihoods Mission (NRLM) *.......................................................... 45
ATAL Innovation Mission * .......................................................................................................... 45
MGNREGA * (10 years completed) ..............................................................................................46
National Skill Development Mission * ......................................................................................... 46
National Policy for Skill Development and Entrepreneurship 2015 *........................................ 47
Pradhan Mantri Kaushal Vikas Yojana * ...................................................................................... 47
Self-Employment & Talent Utilisation (SETU) * ......................................................................... 47
Skill India Campaign * ..................................................................................................................48
Pandit Deendayal Upadhyay Shramev Jayate Karyakram * .......................................................48
USTAAD Scheme * ........................................................................................................................48
Tourism ..................................................................................................................................................... 49
PRASAD - Pilgrimage Rejuvenation and Spirituality Augmentation Drive * ............................49
HRIDAY - National Heritage City Development and Augmentation Yojana * ..........................49
Tribals, Backwards and Minorities...................................................................................................50
Nai Manzil Scheme * .....................................................................................................................50
Nai Roshni Scheme........................................................................................................................50
Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY) * ....................................................50
Vanbandhu Kalyan Yojna * ........................................................................................................... 51
Urbanization and Housing .................................................................................................................. 51
AMRUT * ........................................................................................................................................ 51
"Housing for All by 2022" Mission * ............................................................................................ 52
Pradhan Mantri Awas Yojana * .................................................................................................... 52
Pradhan Mantri Awas Yojana - Gramin * .................................................................................... 53
Smart City * .................................................................................................................................... 53
Women, Children and Girls ................................................................................................................ 54
Beti Bachao, Beti Padhao Scheme *.............................................................................................. 54
Digitial Gudda Guddi Board * ....................................................................................................... 54
Indira Gandhi Matritva Sahayog Yojana ...................................................................................... 54
Integrated Child Development Services (ICDS). ......................................................................... 55
SABLA - Rajiv Gandhi Scheme for Empowerment of Adolescent Girls ..................................... 55
Sukanya Samriddhi Scheme * ....................................................................................................... 55
GOVERNMENT SCHEMES
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Basic of Schemes : Recent Changes

There are three types of schemes:
1. Central schemes / Central Sector Schemes:
a. These schemes are funded and implemented by the union government.
b. Usually they are schemes related to the subjects over which union government has jurisdiction as per
Schedule VII
2. Centrally Sponsored Schemes:
a. These schemes are funded by the Union Government or Union as well as State government but
implemented by State governments.
b. Funding pattern may be 50:50,75:25 etc.
c. North Eastern and Hilly states generally have patter of 90:10
3. State schemes: These schemes are funded and implemented by the state governments.
Changes in Central Sector Schemes in recent past? (Facts given for better understanding only)
Announced in 2016 Budget : Each scheme will have a sunset date i.e. in the beginning it will be decided
till when the scheme will run. Midterm reviews will further decide whether the scheme is to be extended or
not.
Earlier there were too many schemes, which did not yielded desired result because of:
o Bureaucratic mindset (Budget maximisation tendency)
o Duplication of efforts (No coordination among various schemes)
Number of schemes are being reduced :
o UPA : There were 147 Central Sector Schemes (CSS)
o In 2013, UPA reduced CSS to 66
o In 2014, NDA added 6 more CSS leading to total 72 CSS
o In 2015, NITI Ayog constituted a Panel under Chairmanship of Shiv Raj Singh Chauhan, which
recommended to reduce CSS to 27 only.
o Based on the recommendation of Shiv Raj Singh Chauhan Panel, government is restructuring CSSs.
How restructuring is being done?(Process not complete yet)
Schemes are now classified into three types :
1. Core of the Core (Total 6 schemes)
2. Core (Total 18 schemes)
3. Optional (Total 3 schemes)
Special Category states are : 11 total ( 8 North Eastern states + 3 Himalayan states i.e. Uttarakhand,
HP & JK)
Funding pattern for these type of schemes would be:
1. For Core of the Core
For General Category states : Existing pattern
For Special Category states : Existing pattern
2. For Core
For General Category states : 60 : 40 (i.e. 60% by centre, 40% by state)
For Special Category states : 90 : 10 (i.e. 90% by centre, 10% by state)
3. For Optional
For General Category states : 50 : 50 (i.e. 50% by centre, 50% by state)
For Special Category states : 80 : 20 (i.e. 80% by centre, 20% by state)
Core of the Core Schemes:
1. MGNREGA
2. National Social Assistance Program (For Senior citizens, widows etc.)
3. Umbrella Scheme for SC (All schemes for SC in one)
4. Umbrella Scheme for ST (All schemes for ST in one)
5. Umbrella Scheme for OBC (All schemes for OBC in one)
6. Umbrella Scheme for Minorities (All schemes for Minorities in one)
Core Schemes:
1. Green Revolution
Krishi Unnati Yojana
Rashtriya Krishi Vikas Yojana
2. White Revolution - Rashtriya Pashudhan Vikas Yojana (Livestock Mission, Veternary Services and
Dairy Development)
3. Blue Revolution
GOVERNMENT SCHEMES
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4. Pradhan Mantri Krishi Sinchai Yojana

Accelarated Irrigation Benefit and Flood Management Program (Har Khet Ko Pani)
Per Drop More Crop
Integrated Watershed Development Program
5. Pradhan Mantri Gram Sadak Yojana
6. National Rural Drinking Water Mission
7. Swachh Bhart Abhiyan
SBA - Rural
SBA - Urban
8. National Health Mission
NHM - Rural and Urban Mission
NHM - Human Resource in Health and Medical Education
NHM - AYUSH
9. Rashtriya Shasthya Suraksha Yojana
10. National Education Mission
NEM - Sarva Shiksha Abhiyan
NEM - Rashtriya Madhyamik Shiksha Abhiyan
NEM - Teacher's Training and Adult Education
NEM - Rashtriya Ucchatar Shiksha Abhiyan
11. Mid Day Meals Program
12. Integrated Child Development Scheme (Umbrella ICDS)
Core ICDS
National Nutrition Mission
Maternity Benefits Program
Scheme for Adolescent Girls
Integrated Child Protection Schemes
13. Pradhan Mantri Awas Yojana
PMAY - Rural
PMAY - Urban
14. Forestry and Wild Life
National Mission for Green India
Integrated Development of Wildlife Habitats
Conservation for Natural Resources and Ecosystems
15. Urban Rejuvenation Missions - SMART Cities and AMRUT
16. Modernisation of Police Forces
17. Infrastructure Facilities for Judiciary
18. Member of Parliament Local Area Development Schemes
Optional Schemes: (Because all states don't need them)
1. Border Area Development Program
2. National River Conservation Plan
3. Shyama Prasad Mukharjee RURBAN Mission
Agriculture Schemes
Soil Health Card Scheme *
Ministry/Department : Department of Agriculture, Cooperation & Farmers Welfare
Scheme :
The Soil Health Card is a printed report that will be given to farmers once in three years for each of his/her
land holding.
It will contain crucial information on:
o macro nutrients in the soil, secondary nutrients and micro nutrients
o Type of soil
o Fertilizer type to be used
o Crop suitability for the type of soil and climate
The card will be accompanied by an advisory on the corrective measures that a farmer should take to improve
soil health and obtain a better yield.
The Central Government provides assistance to State Governments for setting up Soil Testing
Laboratories for issuing Soil Health Cards to farmers.
GOVERNMENT SCHEMES
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The state governments will prepare yearly action plan on the issue and the cost will be shared in the ratio of
75:25 between the Centre and states
Why needed?
Because soil has degraded due to mindless use of chemicals and wrong choices of crops
Because of low usage of organic matter and non-replacement of depleted micro and macro nutrients in the soil,
soil is increasingly becoming infertile.
For ex. After Green Revolution, fertilisers were mindlessly applied leading to distorted NPK (Nitrogen,
Phosphorous and Potassium) ratio of about 20:5:1 in place of advised 4:2:1
Factual information:
The Soil Health Card scheme has been launched with this ideal on February 19, 2015 by Prime Minister
Narendra Modi from Suratgarh, Rajasthan.
Under this scheme, 14 crore Soil Health Cards are envisaged to be issued over the next 3 years.
The Soil Health Card' would carry crop-wise recommendations of nutrients / fertilizers required for farms in a
particular village, so that the farmers can improve productivity by using inputs judiciously.
The government plans to distribute 14 crore soil health cards by 2017
PM Krishi Sinchai Yojana *
Ministry/Department : Ministry of Agriculture & Farmers Welfare. State Agriculture Departments to be nodal
agencies (Why? Since Agriculture is a State subject Schedule VII of Constitution)
Objective:
PMKSY is launched to provide convergence to existing schemes of water management and thus brining
efficiency to the use of water in irrigation.
PMKSY is launched to become "end-to-end" solution in irrigation.
Components:
Providing soil health cards to identify suitability of soil for production capability of soil
Identify best nearby water resources in the area.
Interlinking of rivers
Use of satellite imagery and 3D photography to guide villages to use best possible sources of irrigation
Strengthening of Krishi Vigyan Kendras or agriculture science centres in all the districts of the country to aid the
farmers with new technology up gradation for irrigation
Linkage of this scheme with the Mahatma Gandhi National Rural Employment Scheme to channelize the
available work force to productive & value added work.
PMKSY is an amalgamation of :
o Accelerated Irrigation Benefit Programme (AIBP) of Ministry of Water Resources,
o River Development & Ganga Rejuvenation; Integrated Watershed Management Programme (IWMP) of
Department of Land Resources; and
o On Farm Water Management (OFWM) component of National Mission on Sustainable Agriculture
(NMSA) of Department of Agriculture and Cooperation.
Framework:
Decentralised state-level planning and execution, in order to allow States to draw up a District Irrigation Plan
(DIP) and a State Irrigation Plan (SIP)
Plans will integrate three components namely,
o water sources,
o distribution network and
o water use application of the district.
All
structures created under the schemes will be Geo-Tagged
The
state agriculture department would be the nodal agency for implementation of PMKSY projects
PMKSY projects would be scrutinised by the State Level Project Screening Committee (SLPSC) and sanctioned
by the State Level Sanctioning Committee, which is already set under Rashtriya Krishi Vikas Yojana.
A state will become eligible to access PMKSY funds only if it has prepared the district irrigation plans
and state irrigation plans and sustained an increasing expenditure trend in irrigation sector in
state plan
Funding Pattern:
GOVERNMENT SCHEMES
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PMKSY funds would be given to states as 75% grant by the central government and the remaining 25%
share is to be borne by the state government. For north-eastern region and hilly states, the funding pattern
would be 90:10
PM Gram Sinchai Yojana *
Ministry/Department : Ministry of Agriculture & Farmers Welfare
Scheme:
The Pradhanmantri Gram Sinchai Yojana is aimed at irrigating the field of every farmer and
improving water use efficiency to provide `Per Drop More Crop
Nothing more is known about the scheme.
Paramparagat Krishi Vikas Yojna *
Scheme:
Also called Traditional Farming Improvement Programme.
Launched to promote organic farming.
Objective is to improve soil health via organic farming.
Scheme will encourage farmers to adopt eco-friendly concept of cultivation and reduce their dependence on
fertilizers and agricultural chemicals to improve yields
It is a cluster based scheme. Fifty or more farmers will form a cluster having 50 acre land to take up the
organic farming under the scheme
In this way during three years 10,000 clusters will be formed covering 5.0 lakh acre area under organic
farming.
Every farmer will be provided Rs. 20,000 per acre in three years for seed to harvesting of crops and to
transport produce to the market
Accelerated Irrigation Benefit Programme
Ministry/Department : Ministry of Water Resources
Scheme:
Under this scheme, Centre gives loan assistance to the States to help them complete some of the incomplete
major/medium irrigation projects which are at an advanced stage of completion.
Objective: To expedite completion of ongoing irrigation projects.
Factual Information:
Launched in 1996-97
This scheme is now a component of PM Krishi Sinchai Yojana
Related Information:
Irrigation is a state subject and irrigation projects are formulated, executed and funded by the State Governments
themselves from their own resources
Rashtriya Krishi Vikas Yojana
Ministry/Department : Department of Agriculture and Cooperation, Ministry of Agriculture & Farmers Welfare
Objective: To achieve 4% annual growth in agriculture
Scheme:
Launched to incentivize the states to increase their investment in Agriculture
Scheme incentivize the States to provide additional resources in their
State Plans over and above their baseline expenditure to bridge critical gaps
A state is eligible for funding under the RKVY if it maintains or increases the percentage of its expenditure on
Agriculture and its Allied Sectors with respect to the total State Plan Expenditure year on year.
GOVERNMENT SCHEMES
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It covers all sectors of agriculture like: (don't remember them)

o Animal Husbandry
o Agri-Finance
o Agriculture Marketing
o Agricultural Research and Education
o Crop Husbandry and Education etc.
Sub Schemes of RKVY are:
o Bringing Green Revolution to Eastern Region : To improve rice based cropping system in eastern India.
o Initiative on Vegetable Clusters : To increase production of vegetables
o National Mission for Protein Supplements
o Saffron Mission : Started in 2010-11; To improve saffron cultivation in JK
o Vidharbha Intensive Irrigation Development Programme
o Crop Diversification
Framework:
Under this scheme, the central government provides support to states on the basis of their own budget on Agriculture
& Allied Sectors. The states are mandatorily required to prepare the District and State Agriculture Plans that
comprehensively cover resources and indicate definite action plans
Launched in 2007
Price Stabilization Fund
Objective: Objective of the PSF was to safeguard the interest of the growers and provide them financial relief when
prices fall below a specified level
Scheme:
Central Sector Scheme
To support market interventions for price control of perishable agri-horticultural commodities
PSF will be used to advance interest free loan to State Governments and Central agencies to support their
working capital and other expenses on procurement and distribution interventions for such commodities
Procurement of the commodities will be undertaken directly from farmers or farmers organizations at farm
gate/mandi and made available at a more reasonable price to the consumers.
Initially the fund is proposed to be used for onion and potato only. Losses incurred, if any, in the operations will
be shared between the Centre and the States.
Framework and Funding:
States will set up a revolving fund to which the Centre and State will contribute equally.
The ratio of Centre-State contribution to the State-level corpus in respect of northeast States will, however, be
75:25
Launched in 2003
KISAN (Crop Insurance) *
ACRONYM : C(K)rop Insurance using Space technology And geoiNformatics
Objective: The project envisages use of Space Technology and geoinformatics (GIS, GPS and Smartphone)
technology along with high resolution data from UAV/Drone based imaging for improvement in yield estimation and
better planning of Crop Cutting Experiments (CCEs), needed for crop insurance programme
Why needed?
Currently, the crop insurance claim is calculated on the basis of crop cutting experiments. However, there has always
been a problem in getting timely and accurate data, due to which payment of claims to farmers were getting delayed
and the government is concerned over the delays in settlements. To address this issue Kisan programme is being
launched on pilot basis
GOVERNMENT SCHEMES
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Integrated Scheme for Agriculture and Marketing (ISAM)
Related to : Agricultural marketing
Objective:
to promote creation of agricultural marketing infrastructure by providing backend subsidy support to State,
cooperative and private sector investments;
to promote creation of scientific storage capacity and to promote pledge financing to increase farmers income;
to promote Integrated Value Chains to provide vertical integration of farmers with primary processors;
to use ICT as a vehicle of extension to sensitize and orient farmers to respond to new challenges in agricultural
marketing;
to establish a nation-wide information network system for speedy collection and dissemination of market
information and data on arrivals and prices for its efficient and timely utilization by farmers and other stake
holders;
to support framing of grade standards and quality certification of agricultural commodities to help farmers get
better and remunerative prices for their graded produce;
to catalyze private investment in setting up of agribusiness projects and thereby provide assured market to
producers and strengthen backward linkages of agri-business projects with producers and their groups; and
to undertake and promote training, research, education, extension and consultancy in the agri marketing sector.
Agri Marketing Infrastructure (AMI) is the most important sub-scheme of ISAM.
Small Farmer's Agriculture-Business Consortium (SFAC)
Objective:
To support new ventures in agro-based industries
To promote the farmer producer organisations ( FPOs) and their integration in agriculture value chain.
Scheme:
SFAC gives Vanture Capital Assistance and Project Development Facility to supports the new ventures in agrobased industries.
The beneficiaries are:
o Individuals,
o farmers,
o producer groups,
o partnership,
o Propriety firms,
o Self Help Groups,
o companies etc.)
Started in 1994
National Crop Insurance Programme
Objective: The Scheme aims to provide insurance coverage and financial support to the farmers in the event of crops
failure as a result of natural calamities, pests and diseases as also to encourage farmers to adopt progressive farming
practices, high value inputs and higher technology in agriculture.
Scheme:
It was started by merging three schemes which are now its component :
a. Modified National Agricultural insurance Scheme (MNAIS),
b. Weather Based Crop insurance Scheme (WBCIS) and
c. Coconut Palm Insurance Scheme (CPIS).
What is MNAIS?
GOVERNMENT SCHEMES
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It is a component of National Crop Insurance Programme (NCIP) and it provides insurance coverage and financial
support to the farmers in the event of failure of crops and subsequent low crop yield.
Which crops are covered in MNAIS?
This scheme covers food crops including cereals, millets and pulses; oil seeds and horticulture crops.
Individual State Governments notify the crops to be covered.
Department of Agriculture & Cooperation (DAC) empanels the companies that provide insurance under this
scheme
What is WBCIS?
It is also a component of NCIP
It provides insurance coverage and financial support to the farmers in the event of failure of crops due to
Adverse Weather Incidence.
WBCIS claims is also available to farmers who do not insure their crops under MNAIS but whose crops are
damaged due to Adverse Weather Incidence.
Under WBCIS, "Area Approach" is followed i.e. a Reference Unit Area (RUA) is defined by state government as
a homogeneous unit of Insurance.
Such RUA can be a Village Panchayat / Revenue Circle / Mandal / Hobli / Block / Tehsil etc. as defined by the
state government
Adverse Weather Incidences :
Under WBCIS, they are defined as:
1. Rainfall Deficit Rainfall, Unseasonal Rainfall, Excess rainfall, Rainy days, Dry-spell, Dry days
2. Relative Humidity
3. Temperature High temperature (heat), Low temperature (frost)
4. Wind Speed
5. A combination of the above
6. Hailstorms and cloudburst
Which crops are covered under WBCIS?
The scheme covers major food crops such as cereals, millets & pulses, Oilseeds and commercial / horticultural crops.
State Governments notifies the crops covered under this.
What are the major differences between MNAIS and WBCIS ?
WBCIS insures loss due to weather incidents while MNAIS insures drop in crop yield to any reason.
MNAIS benefits is given to only farmers who has insured their crops while WBCIS is based on area approach
and its benefit is available to all farmers.
Started in 2013
National Mission on Agricultural Extension and Technology (NMAET)
Objective: The aim of the Mission is to restructure and strengthen agricultural extension to enable delivery of
appropriate technology and improved agronomic practices to farmers.
How?
Objective is envisaged to be achieved by a judicious mix of extensive physical outreach and interactive methods of
information dissemination, use of ICT, popularisation of modern and appropriate technologies, capacity building and
institution strengthening to promote mechanisation, availability of quality seeds, plant protection etc. and encourage
aggregation of Farmers into Interest Groups (FIGs) to form Farmer Producer Organisations (FPOs).
Framework:
The Mission has four components :
1. Sub Mission on Agriculture Extension, (SMAE)
2. Sub Mission on Seed and Planting Material (SMSP),
3. Sub Mission on Agricultural Mechanization (SMAM) and
4. Sub Mission on Plant Protection and Plant Quarantine (SMPP).
What is Agriculture Extension?
10
GOVERNMENT SCHEMES
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Agricultural extension refers to application of scientific research and new knowledge to agricultural practices
through farmer education. This includes educating the farmers towards cost effective and remunerative mechanized
farming for improved productivity and sustainable farm growth.
Started in 2014
Minimum Support Price Scheme *
What is minimum support price?
Minimum Support Prices is the price at which government purchases crops from the farmers irrespective of the
market price. The objective of the scheme is to check fall of prices of farm produce below certain level and thus support
the farmers.
How the price are fixed?
Government fixes MSPs of various kharif and rabi crops every year on the recommendations of Commission for
Agricultural Costs & Prices (CACP), views of concerned State Governments and Central Ministries/Departments and
other relevant factors.
Who does the procurement under MSP?
Procurement under MSP is undertaken by the designated Central and State Government agencies and Cooperatives.
MSP is in the nature of minimum price offered by the Government. Producers have the option to sell their produce to
Government agencies or in the open market as is advantageous to them
This scheme started in 1966-67 on advent of green revolution
MSP is announced for 25 crops
No MSP for Sugarcane. Instead government fixes FRP (Fair & Remunerative Price) for sugarcane. Each state
then fixes its own SAP(State Advised Price)
For Oil seeds and Pulses, there is a Price Support Scheme by NAFED (nodal Agency). So, when the prices of
oilseeds, pulses and cotton fall below MSP, NAFED purchases them from the farmers.
National Horticulture Mission
Scheme:
A National Horticulture Mission was launched in 2005-06 as a Centrally Sponsored Scheme to promote holistic
growth of the horticulture sector through an area based regionally differentiated strategies. The scheme has been
subsumed as a part of Mission for Integration Development of Horticulture (MIDH) during 2014-15.
What is National Horticulture Mission?
National Horticulture Mission is a government mission to support horticultural production in the country. NHM is a
Centrally Sponsored Scheme in which Government of India contributes 85%, and 15% is met by the State
Governments.
India ranks second in the global production of fruits and vegetables next to China
Started in 2005-06
Now subsumed in MIDH
National Bamboo Mission
Started in 2006-07
Now Subsumed in MIHD
National Mission on Sustainable Agriculture
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Objective: National Mission for Sustainable Agriculture (NMSA) seeks to transform Indian agriculture into a climate
resilient production system through suitable adaptation and mitigation measures in domains of both crops and animal
husbandry.
What it does?
Promotes location specific integrated/Composite Farming Systems;
Conserve natural resources through appropriate soil and moisture conservation measures;
Adopt comprehensive soil health management practices;
Optimize utilization of water resources through efficient water management to expand coverage for achieving
more crop per drop;
Develop capacity of farmers & stakeholders
Launched under NAPCC (National Action Plan for Climate Change)
Started in 2010
National Dairy Plan
Ministry/Department : Department of Animal Husbandry, Dairying and Fisheries
Scheme:
Phase I is from 2011-12 to 2018-19
Objectives:
To help increase productivity of milch animals and thereby increase milk production to meet the rapidly growing
demand for milk.
To help provide rural milk producers with greater access to the organised milk-processing sector.
Framework:
It has three components:
o Productivity Enhancement,
o Village based milk procurement systems and
o Project Management and Learning
Started in 2011-12
National Initiative on Climate Resilient Agriculture (NICRA)
Objective:
The mega project has three major objectives of
strategic research,
technology demonstrations and
capacity building
Its aims to make farmers self-reliant by use of climate resilient agricultural technologies and management of natural
and manmade resources for sustaining
agriculture in the era of climate change.
Scheme:
It has four components:
1. Strategic research on adaptation and mitigation,
2. Technology demonstration to cope with current climate variability in 100 vulnerable districts,
3. Capacity Building
4. Sponsored competitive research to fill critical gaps.
Launched in 2011
Launched by Indian Council of Agricultural Research
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Mission for Integrated Development of Horticulture
Scheme:
A Centrally Sponsored Scheme
Launched during XII plan
It integrates the ongoing schemes of
o National Horticulture Mission,
o Horticulture Mission for North East & Himalayan States,
o National Bamboo Mission,
o National Horticulture Board,
o Coconut Development Board and
o Central Institute for Horticulture, Nagaland.
Objective:
The Missions aims to promote holistic growth of horticulture sector, including bamboo and coconut through
area based regionally differentiated strategies, which includes research, technology promotion, extension, postharvest management, processing and marketing.
It takes into consideration comparative advantage of each State/ region and its diverse agro-climatic features;
To encourage aggregation of farmers into farmer groups like FIGs/FPOs and FPCs to bring economy of scale and
scope;
To enhance horticulture production, augment farmers income and strengthen nutritional security and improve
productivity by way of quality germplasm, planting material and water use efficiency through Micro Irrigation.
Started in 2014-15
National Mission on Oilseeds & Oil Palm (NMOOP) *

Objective:
to expand area under oilseeds,
harness the potential in the area/ districts of low productivity,
strengthening inputs delivery mechanism,
strengthening of post-harvest services besides a focus on tribal areas for tree bourn oilseeds.
Increasing irrigation coverage under oilseeds from 26% to 36%
Expansion of cultivation of Oil Palm and tree borne oilseeds in watersheds and wasteland
Target:
NMOOP envisages bringing an additional 1.25 lakh hectares under oil palm cultivation through area expansion
approach in the States including utilisation of wastelands.
The States currently engaged in oil palm cultivation are Andhra Pradesh, Chhattisgarh, Goa, Gujarat,
Maharashtra, Mizoram, Karnataka, Kerala, Odisha, Tamil Nadu, Arunachal Pradesh, Assam, Bihar, Manipur,
Meghalaya, Nagaland, Sikkim, Tripura and West Bengal.
Indias edible oil imports are rising steeply. In the past 13 years, import of crude and refined oil was reported to
have quadrupled and the import bill in this regard is expected to touch $ 15 billion in 2016-17.
The oilseed accounts for 13% of the Gross Cropped Area, 3% of the Gross National Product and 10% value of all
agricultural commodities.
Started in 2014-15
National Food Security Mission *
Objective:
NFSM aims to increase the production of rice, wheat, pulses and Coarse Cereals through area expansion and
productivity enhancement;
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restoring soil fertility and productivity;

creating employment opportunities; and
enhancing farm level economy.
Scheme:
The basic strategy of the Mission is to promote and extend improved technologies, i.e., seed, micronutrients, soil
amendments, integrated pest management, farm machinery and resource conservation technologies along with
capacity building of farmers.
Launched in 2007
In the 12th Plan, NFSM aims at raising the food grain production by 25 million tones
Besides rice, wheat and pulses, NFSM proposes to cover coarse cereals and commercial crops
(sugarcane, jute, cotton) during the 12th plan period (2012-17)
Attracting and Retaining Youth in Agriculture (ARYA) *
Implemented by : ICAR (Indian Council of Agricultural Research), Ministry of Agriculture & Farmers Welfare
Objective:
The objectives of ARYA project are
1. To attract and empower the Youth in Rural Areas to take up various Agriculture, allied and service sector
enterprises for sustainable income and gainful employment in selected districts,
2. To enable the Farm Youth to establish network groups to take up resource and capital intensive activities like
processing, value addition and marketing, and
3. To demonstrate functional linkage with different institutions and stakeholders for convergence of opportunities
available under various schemes/program for sustainable development of youth
Implemented via Krishi Vigyan Kendras (One in each district)
Training given in Apiary, Mushroom, Seed Processing, Soil testing, Poultry, Dairy, Goatry, Carp-hatchery,
Vermi-compost etc
National Agriculture Market (NAM) *
Ministry/Department : Department of Agriculture & Cooperation, Ministry of Agriculture & Farmers Welfare
What is NAM?
The Department of Agriculture & Cooperation formulated a Central Sector scheme for Promotion of National
Agriculture Market through Agri-Tech Infrastructure Fund (ATIF) through provision of the common eplatform.
Why do we need it?
Because APMC's have balkanized Indian agricultural marketing landscape and thus NAM is the step in direction of a
unified national agricultural market.
What are APMCs?
An Agricultural Produce Market Committee is a marketing board established by state governments of
India
One main function of which is basically to provide a platform for farmers to sell their produce
In simple terms, the APMC (Agricultural Produce Market Committees) is a relic of the past that forces the
farmers to sell their produce only to middlemen approved by the government in authorized Mandis (markets).
Thus, if you are a vegetable producer and Im a supermarket, I cannot directly buy from you. Both of us need to
go through a broker. This increases prices for the end buyer and unnecessarily adds redtape.
Cons of APMCs:
Fragmentation of State into multiple market areas, each administered by separate APMC
Separate licences for each mandi are required for trading in different market areas within a state. This means
that we have limited the first point of sale for the farmer. He has to come to the local mandi which could be
both good and bad depending upon how it is governed
Licensing barriers leading to conditions of monopoly
Opaque process for price discovery
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Similar initiative Rashtriya electronics Market Scheme (ReMS) of Karnataka government has failed to achieve
desired results.
What will NAM do?

National Agriculture Market is going to implemented by the Department of Agriculture & Cooperation
through Small Farmers Agribusiness Consortium (SFAC).
NAM is not replacing the mandis. NAM is an online platform with a physical market or mandi at the
backend enabling buyers situated even outside the state to participate in trading at the local level.
It seeks to leverage the physical infrastructure of mandis through an online trading portal, enabling buyers
situated even outside the state to participate in trading at the local level.
This e-platform aims to provide more options to farmers to sell their produce and is part of implementation of
the roadmap for doubling income of the farmers by 2022
NAM is currently being launched in 21 mandis and it will offer trade in

o
o
o
o
o
o
o
chana,
castor seed,
paddy,
wheat,
maize,
onion,
mustard and tamarind
Benefits of NAM:
1. Transparency: electronic auction platform to be installed in earmarked APMCs can bring transparency in the
price discovery process, and unified market platform might lead to real time, broad-based price dissemination
2. Reduce Price Anomaly: creation of NAM could reduce pricing anomaly at the wholesale and primary rural
markets through a network of electronic spot regulated markets
3. Financial literacy: of farmers will increase
Cons of NAM:
1. Fruits and vegetables, where there often are prices fluctuations, are yet to be included in the NAM platform
2. Countrys two biggest mandisAzadpur (Delhi) and Vashi (Mumbai)have not yet agreed to come on board
3. NAM does not say anything on interstate taxes and levies.
4. Commission agents fear unification will affect them adversely as farmers can enter details of commodities in the
e-platform and sell to the highest bidder without any mediation from the agents. This is a very potent
impediment against forward movement of reforms
What is eNAM?
e-National Agriculture Market (NAM) is a pan-India e-trading platform. It is designed to create a unified
national market for agricultural commodities
Farmers can showcase their produce online from their nearest market and traders can quote price from
anywhere
It will result in increased numbers of traders and greater competition. It will also ensure open price discovery
and better returns to farmers.
Neeranchal National Watershed Project *
Objective: The project aims to fulfil the watershed component of the Pradhan Mantri Krishi Sinchai Yojana (PMSKY)
to reduce surface runoff of rainwater, increase groundwater levels and better water availability in rain-fed areas
Framework: The cost of the project is estimated at Rs. 2,142.30 crore of which the Centre will be pitching in with Rs.
889 crore while Rs. 182 crore will be provided by the respective State Governments. The remaining 50% of the project
cost will be financed by a World Bank loan.
Scheme: Neeranchal is primarily designed to address the following concerns:
bring about institutional changes in watershed and rainfed agricultural management practices in India,
build systems that ensure watershed programmes and rainfed irrigation management practices are better
focussed, and more coordinated, and have quantifiable results,
devise strategies for the sustainability of improved watershed. management practices in programme
areas, even after the withdrawal of project support,
through the watershed plus approach, support improved equity, livelihoods, and incomes through
forward linkages, on a platform of inclusiveness and local participation.
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World Bank assisted project
It will be implemented across nine States Andhra Pradesh, Telangana, Madhya Pradesh, Maharashtra,
Gujarat, Odisha, Chhattisgarh, Jharkhand and Rajasthan.
It can be considered as a new version of Integrated Watershed Management Programme
Pradhan Mantri Fasal Bima Yojana *
Objective: The scheme aims to bring 50% farmers under the scheme within next 2-3 years.
Scheme:
The scheme covers kharif, rabi crops as well as annual commercial and horticultural crops
There will be one insurance company for the whole state. Private insurance companies will be roped along with
Agriculture Insurance Company of India Limited (AIC) to implement the scheme
New scheme will cover post-harvest losses apart from yield loss.
It will also provide farm level assessment for localised calamities including hailstorms, unseasonal rains,
landslides and inundation.
The scheme proposes mandatory use of remote sensing, smart phones and drones for quick estimation of crop
loss to speed up the claim process.
The settlement of claims will be fastened for the full sum assured. About 25% of the likely claim will be settled
directly on farmers account. There will not be a cap on the premium and reduction of the sum insured.
What is new in this scheme?
It is open to all farmers but NOT mandatory to anyone.
It is optional for loanee as well as non-loanee farmers.
It has so far lowest premium. The existing premium rates vary between 2.5% and 3.5% for kharif crops and 1.5%
for rabi cropsbut the coverage was capped, meaning farmers could, at best, recover a fraction of their losses.
The farmers premium has been kept at a maximum of 2 per cent for food grains and up to 5 per cent for annual
commercial horticulture crops. For rabi crops, it is 1.5%. The balance premium will be paid by the government to
provide full insured amount to the farmers. Since there is no upper cap on government subsidy, even if the
balance premium is 90 percent, the government will bear it
This scheme provides full coverage of insurance. While NAIS had full coverage, it was capped in the modifiedNAIS scheme.
It also covers the localized risks such as hailstorm, landslide, inundation etc. Earlier schemes did not cover
inundation.
It provides post-harvest coverage. The NAIS did not cover while the modified NAIS covered only coastal regions.
Launched in 2016
It will replace the existing two crop insurance schemes National Agricultural Insurance Scheme (NAIS) and
Modified NAIS
Education Related Schemes

ASMITA *
Ministry/Department : Ministry of Human Resource Development
ASMITA is acronym for All School Monitoring Individual Tracing Analysis and shall be launched under Shala
Asmita Yojana (SAY).
Key facts
SAY aims to track the educational journey of school students from Class I to Class XII across the 15 lakhs private
and government schools in the country.
ASMITA will be an online database which will carry information of student attendance and enrolment, learning
outcomes, mid-day meal service and infrastructural facilities among others.
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Students will be tracked through their Aadhaar numbers and incase those not having unique number will be
provided with it.
What are the benefits?

Drop outs can be traced better now
Education outcomes can be better traced
Better policy decisions
GIAN *
GIAN stands for Global Initiative of Academic Networks
Scheme:
Programme in Higher Education
Aimed at tapping the talent pool of scientists and entrepreneurs, internationally to encourage their engagement
with the institutes of Higher Education in India so as to augment the countrys existing academic resources,
accelerate the pace of quality reform, and elevate Indias scientific and technological capacity to global
excellence.
It enables interaction of students and faculty with the best academic and industry experts from all over the world
and also share their experiences and expertise to motivate people to work on Indian problems
It is a system of Guest Lectures by internationally and nationally renowned experts targeted towards a
comprehensive Faculty Development Programme not only for new IITs, IIMs, IISERs but also other institutions
in the country.
Started in 2014
INSPIRE *
Ministry/Department : Department of Science & Technology
INSPIRE stands for Innovation in Science Pursuit for Inspired Research
Objective: To attract talent to Science.
Scheme:
Communicate to the youth of the country the excitements of creative pursuit of science
Attract talent towards science at an early age
build the required critical human resource pool for strengthening and expanding the Science & Technology
system and R&D base
It does not believe in conducting competitive exams for identification of talent at any level. It believes in
and relies on the efficacy of the existing educational structure for identification of talent.
INSPIRE has three components:
a. Scheme for Early Attraction of Talent (SEATS) -> Awards and internships
b. Scholarship for Higher Education (SHE) and
c. Assured Opportunity for Research Careers (AORC) -> Fellowship and Faculty Scheme
Started in 2008
Rashtriya Madhyamaik Shiksha Abhiyan (RMSA)
Ministry/Department : Department of School Education & Literacy, Ministry of Human Resource Development
Objective: To enhance access to secondary education and to improve its quality
Scheme:
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The scheme envisages to enhance the enrolment at secondary stage by providing a secondary school within a
reasonable distance of any habitation, with an aim to ensure GER of 100% by 2017, i.e., by the end of 12th Five
Year Plan and
achieving universal retention by 2020.
The scheme provides financial support for additional class rooms, labs, art rooms, toilet blocks, drinking water
facilities, residential hostels, appointment of additional teachers, teacher's training etc.
Framework:
The scheme is being implemented by the State government societies established for implementation of the
scheme.
The central share is released to the implementing agency directly.
The applicable State share is also released to the implementing agency by the respective State Governments.
Launched in 2009
Targeted Teacher : Student ratio = 1:30
Kasturba Gandhi Balika Vidhyalaya
Objective: To provide educational facilities for girls belonging to SC, ST, OBC, minority communities and families
below the poverty line in Educationally Backward Blocks
Scheme:
To setup residential upper primary schools for girls from SC,ST, OBC, Minority and BPL girls in the
educationally backward blocks.
Free boarding / lodging, books, stationary and uniforms are being provided to the children in these schools.
Started in 2004
Now merged in SSA
Mid-Day Meal Scheme
Objective: To enhance, retention and attendance and simultaneously improving nutritional levels among children.
Scheme:
Scheme covers all children studying in class I to VIII
The programme supplies free lunches on working days for children in primary and upper primary classes in
government, government aided, local body, Education Guarantee Scheme, and alternate innovative education
centres, Madarsa and Maqtabs supported under SSA and National Child Labour Project schools run by the
ministry of labour
MDM is covered by National Food Security Act, 2013
Started in 1995 as National Programme of Nutritional Support to Primary Education
To achieve the above objectives, a cooked mid-day meal with the following nutritional content is provided to all
eligible children.
o For Primary students:
Calories 450
Protein 12 gms
o For Upper Primary students:
Calories 700
Protein 20 gms
o Adequate quantities of micro-nutrients like Iron, Folic Acid and Vitamin-A.
RTE
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Enacted in 2009
Came into force in 1 April, 2010
It implies that every child in the age group of 6 to 14 years has Right to elementary education
They are entitled for free and compulsory education
It describes the modalities of the importance of free and compulsory education for children between 6 and 14 in
India under Article 21A of the Constitution.
SSA is the main implementing scheme under this act.
Sarva Shiksha Abhiyan(SSA)
Objective: Achievement of Universalization of Elementary Education (UEE) in a time bound manner, as mandated
by 86th amendment to the Constitution of India making free and compulsory Education to the Children of 6-14
years age group, a Fundamental Right
Scheme:
It is a centrally sponsored scheme
It covers all districts in the country
It is the main vehicle to implement RTE.
It is being run with the support of World Bank.
Opens new schools in places which don't have school
Strengthen existing schools
SSA has a special focus on girl's education and children with special needs
Free textbooks are being provided to all children in government and government aided schools.
Started in 2000-01
Environment Related Schemes

Green Corridor Project
Ministry/Department : Ministry of New and Renewable Energy
Objective: Evacuation of renewable energy from generation points to the load centres by creating intra-state and
inter-state transmission infrastructure
Project:
The intra-state transmission component of the project is being implemented by the respective states
Power Grid Corporation of India is implementing inter-state transmission component
Green Highway Policy *
Ministry/Department : Ministry of Road Transport and Highway
Objective: Aims to turn national highways into green corridors by planting trees, landscaping, and laying grass turfs
and ornamental shrubs alongside them
Policy:
Funding: A Green Highways Fund would be set apart utilising 1% of the civil work cost while arriving at total
road project cost.
The funds to be transferred to the National Highways Authority of India (NHAI) which would be used
exclusively for plantation and maintenance on all NH stretches being developed on the Engineering
Procurement Construction (EPC) and Build Operate Transfer (BOT) mode.
The NHAI will act as Fund Manager
Monitoring agency is Indian Highways Management Company Ltd (IHMCL).
Initially, at least one NH corridor in each State would be taken up for model plantation, which would be
replicated in other stretches subsequently.
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First year target to cover 6000Km

Namami Gange Project *
Ministry/Department : Ministry of Water Resources

Objective: Aims to clean and protect the Ganga river in a comprehensive manner
Project:
Central government project
It is also known as Integrated Ganga Conservation Mission project
It will cover 8 states & 12 rivers.
Ministries of Environment, Urban Development , Shipping, Tourism & Rural Development are coordinating
with Water Resource ministry in it
Local people's participation is envisaged in it
Expanding waste/sewage treatment
Emphasises sustainable agriculture
Application of bio-remediation method /in-situ treatment to treat waste water in drains
Setting up Ganga Eco-Task Force
Started in 2015
National LED Programme (UJALA) *
Ministry/Department : Ministry of Power
UJALA stands for Unnat Jyoti by Affordable LEDs for All
Objective: To save energy consumption by distributing LED bulbs which are energy efficient
Scheme:
The scheme is being implemented by Energy Efficiency Services Limited (EESL), a joint venture of PSUs under
the Union Ministry of Power
It wants every home in India to use LED bulbs so that the net power or energy consumption rate comes down
and the carbon emission rates can also be checked
The scheme will not only help reduce consumers their electricity bills but also contribute to the energy security
of India.
Started in March 2015
Target end date was March 2016 for domestic and street-lighting in 100 cities
National Mission of Green India
Ministry/Department : Ministry of Environment, Forest & Climate Change
Objective: It aims at protecting, restoring and enhancing India's diminishing forest cover and responding to climate
change by a combination of adaptation and mitigation measures
Scheme:
It is one of the eight Missions outlined under the National Action Plan on Climate Change (NAPCC)
Mission Goals:
o To increase forest/tree cover to the extent of 5 million hectares (mha) and improve quality of forest/tree
cover on another 5 mha of forest/non-forest lands
o To improve/enhance eco-system services like carbon sequestration and storage (in forests and other
ecosystems), hydrological services and biodiversity; along with provisioning services like fuel, fodder, and
timber and non-timber forest produces (NTFPs)
o To increase forest based livelihood income of about 3 million households
It will be implemented on both public as well as private lands with a key role of the local communities in
planning, decision making, implementation and monitoring
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Launched in 2011-12
Pradhan Mantri UJJAWALA Yojana *
Ministry/Department : Ministry of Petroleum and Natural Gas
Objective: To reduce health hazards of indoor pollution by providing free LPG connections to Women from BPL
Households
Scheme:
50 million LPG (liquefied petroleum gas) connections to poor households will be provided
Each beneficiary will get financial support of Rs.1,600 for securing an LPG connection.
Eligible households will be identified in consultation with state governments and Union territories.
The scheme will be implemented over the next three years i.e. by 2019
The households will be selected using the socio-economic and caste census data. Consumers will have the
option to purchase gas stove and refills on EMI.
Why launched?
Because burning wood/coal is leading to rising pulmonary, cataract and heart diseases
According to health experts, the smoke released in the burning process contains hazardous gases like carbon
monoxide, particulate matter, etc. Unclean cooking fuels are the main source of indoor air pollution that causes
non-communicable diseases such as heart disease, stroke, chronic obstructive pulmonary disease and lung
cancer
Generally, poor women are victims of these toxic gases. They have no alternative and thus they are forced to use
them
e-Governance and IT
Crime and Criminal Tracking Network and Systems (CCTNS)
Ministry/Department : Ministry of Home Affairs
Objective:
To create a comprehensive and integrated system for enhancing the efficiency and effectiveness of Police
To create a nationwide networked infrastructure for evolution of IT-enabled state-of-the-art tracking system
around investigation of crime and detection of criminals.
Scheme:
It is a Mission Mode Project (MMP) under the National e-Governance Plan of Govt. of India.
It will automate Police functions at Police Station and higher levels
It will also create facilities and mechanism to provide public services like registration of online complaints,
ascertaining the status of case registered at the police station, verification of persons etc.
Started in 2009
Under the CCTNS Project, approx. 14,000 Police Stations throughout the country has been proposed to be
automated beside 6000 higher offices in police hierarchy e.g. Circles, Sub-Divisions, Districts, Range, Zones,
Police Headquarters, SCRBx including scientific and technical organizations having databases required for
providing assistance and information for investigation and other purposes e.g. Finger Print Bureaux, Forensic
Labs etc
Digital India *
Ministry/Department : Coordinated by DeitY, Ministry of Communication. Implemented by entire government
machinery in their respective domains.
Objective:
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To ensure the government services are made available to citizens electronically.

Transform so far agrarian Indian economy to a knowledge-centric economy
Plug the widening digital divide in Indian society
Give India equal footing with the developed world in terms of development with the aid of latest technology.
Scheme:
Digital India has three core components. These includea. The creation of digital infrastructure,
b. Delivering services digitally,
c. Digital literacy
9 Key points of Digital India Programme are as follow
o Universal Access to Phones
o Broadband Highways
o Public Internet Access Programme
o e-Governance Reforming government through Technology
o e-Kranti Electronic delivery of services
o Information for All
o Electronics Manufacturing Target NET ZERO Imports
o IT for Jobs
o Early Harvest Programmes
Umbrella programme which includes the hitherto National Optical Fiber Network (NOFN) to connect 2,50,000
gram Panchayats by providing internet connectivity to all citizens.
To be monitored by a Digital India committee comprised of several ministers.
Will also ensure public answerability via a unique ID, e-Pramaan based on standard government applications
and fully online delivery of services.
If implemented well, will be a great boost for the electronics industry in India and expectedly will see a fall in
imports of electronics.
Also includes development of an electronic development fund.
What is the difference between DI and NeGP?
Unlike predecessor National E-Governance Plan (NeGP), Digital India initiative looks much beyond public service
delivery system. It places equal stress on digital infrastructure, governance and service delivery and
digital empowerment of citizens. Without such comprehensive plan NEGP had very little relevance in rural and
backward areas
Completion target is 2019
It is an Umbrella Programme covering many departments
Envisages as Net-Zero Electronics Import Target by 2020
DigiLocker *
Ministry/Department : Ministry of Communication and IT
Objective: To provide citizens a shareable private space on a public cloud and making all documents / certificates
available on this cloud.
Scheme:
Targeted at the idea of paperless governance, DigiLocker is a platform for issuance and verification of
documents & certificates in a digital way, thus eliminating the use of physical documents
A secure dedicated personal electronic space for storing the documents of resident Indian citizens.
The storage space (maximum 1GB) is linked to the Aadhar number of the user.
The space can be utilized for storing personal documents like University certificates, PAN cards, voter id cards,
etc., and the URI's of the e-documents issued by various issuer departments.
There is also an associated facility for e-signing documents
An initiative under Digital India
e-Biz *
Ministry/Department : Department of Industrial Policy and Promotion (DIPP), Ministry of Commerce & Industry
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Objective: To improve the business environment in the country by enabling fast and efficient access to Governmentto-Business (G2B) services through an online portal.
Project:
Integrates 11 services on eBiz portal
A business user can avail all these 11 services 24*7 online end-to-end i.e., online submission of forms,
attachments, payments, tracking of status and also obtain the license/permit from eBiz portal.
The eBiz platform enables a transformational shift in the Governments service delivery approach from being
department-centric to customer-centric as a single window portal
eBiz is part of the 27 Mission Mode Projects (MMPs) under NEGP
Implemented by Infosys
e-Courts Mission Mode Project *
Ministry/Department : Ministry of Law and Justice
Objective:
To provide efficient & time-bound citizen centric service delivery.
To develop, install & implement decision support systems in courts.
To automate the processes to provide transparency of Information access to its stakeholders
To enhance judicial productivity both qualitatively & quantitatively, to make the justice delivery system
affordable, accessible, cost effective & transparent
Scheme:
In Phase I of the project more than 13,000 District and Subordinate courts have been computerised and case
information linked to the respective District court websites
These courts are now providing online eServices such as cause lists, case status and judgments, to litigants and
public through the eCourts portal
Litigants and lawyers are also provided services through Judicial Service Centre at the court complexes
The implementation of Phase II commenced on 4th August, 2015.
The project is being implemented by National Informatics Centre (NIC), Ministry of IT
Jeevan Pramaan *
Ministry/Department : Department of Electronics and IT, Ministry of Communication and IT
Objective: It aims to streamline the process of getting Life certificate and making it hassle free and much easier for
the pensioners.
Scheme:
It is a AADHAR Biometric Authentication based digital life certificates for Pensioners.
It will do away with the requirement of a pensioner having to submit a physical Life Certificate in November
each year, in order to ensure continuity of pension being credited into their account
Launched in 2014
National Optical Fibre Network (NOFN) *
Ministry/Department : Department of Electronics and IT, Ministry of Communication and IT
Objective: To provide broadband connectivity to over two lakh Gram Panchayats
Project:
Bharat Broadband Network Limited (BBNL) is the special purpose vehicle created as a PSU for
execution of NOFN
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GOVERNMENT SCHEMES
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Connectivity gap between Gram Panchayats and Blocks will be filled

The project provides internet access using existing optical fibre and extending it to the Gram panchayats
The project was intended to enable the government of India to provide e-services and e-applications nationally
All the Service Providers like Telecom Service Providers (TSPs), ISPs, Cable TV operators etc. will be given nondiscriminatory access to the National Optic Fibre Network and can launch various services in rural areas.
Various categories of applications like e-health, e-education and e-governance etc. can also be provided by these
operators
Its target was subsequently scaled down to less than half (1.10 lakh Panchayats) due to miserable
implementation and then the targets as well as the plan lost into oblivion.
Started in 2011
Funded by Universal Service Obligation Fund
Nowcast
Ministry/Department : Ministry of Agriculture (With back end support from Ministry of Earth Sciences i.e. IMD)
Objective: To provide timely alerts on extreme weather conditions to farmers
Project:
IMD already gives weather forecasts but farmers in the affected areas could not get this information on time
hence nowcast launched
Under this initiative, the extreme weather data originated from IMD is being moved to mKisan portal using a
web service.
From mKisan Portal warnings regarding extreme weather conditions are automatically and instantaneously
transmitted by SMS to farmers located in affected district/blocks.
This technological break-through is a collaborative effort between mKisan Portal developed by DAC, weather
technologies adopted by IMD and GIS Portal of NIC
Started in 2015
PRAGATI (ProActive Governance and Timely Implementation) *
Ministry/Department : PMO
PRAGATI stands for Pro-Active Governance and Timely Implementation.
Objective:
The platform is aimed at addressing common mans grievances, and simultaneously monitoring and reviewing
important programmes and projects of the Government of India as well as projects flagged by State Governments.
Project:
An ICT-based, multi-modal platform for interaction between state and central governments (PMO,
Union Government Secretaries, Chief Secretaries
The PRAGATI platform uniquely bundles three latest technologies:
o digital data management,
o video-conferencing and
o geo-spatial technology
It also offers a unique combination in the direction of cooperative federalism since it brings on one stage the
Secretaries of Government of India and the Chief Secretaries of the States
With this, the Prime Minister is able to discuss the issues with the concerned Central and State officials with full
information and latest visuals of the ground level situation. It is also an innovative project in e-governance and
good governance
It is a three-tier system (PMO, Union Government Secretaries, and Chief Secretaries of the States).
Issues to be flagged before the PM are picked up from the available database regarding Public Grievances, ongoing Programmes and pending Projects
Systems uses data from CPGRAMS for grievances, Project Monitoring Group (PMG) and the Ministry of
Statistics and Programme Implementation. PRAGATI provides an interface and platform for all these
three aspects.
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GOVERNMENT SCHEMES
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Launched in 2015
Sakaar
Ministry/Department : Department of Space (ISRO)
Objective: To highlight the achievements of Department of Space
Application:
It is an Augmented Reality(AR) application designed for Android devices.
This application superimposes live camera view (physical world) and virtual objects/video clips such that
physical world and virtual objects looks tightly coupled.
The virtual objects can consist of 3D models, videos and anaglyph images.
Startup-India *
Ministry/Department : DIPP, Ministry of Commerce and Industry
Objective:
Aims at fostering entrepreneurship and promoting innovation by creating an ecosystem that is conducive for growth of
Start-ups. The objective is that India must become a nation of job creators instead of being a nation of job seekers.
Scheme:
It is focused on to restrict role of States in policy domain and to get rid of "license raj" and hindrances like in
land permissions, foreign investment proposal, environmental clearances

Single Window Clearance even with the help of a mobile application
10,000 crore fund of funds
80% reduction in patent registration fee
Modified and more friendly Bankruptcy Code to ensure 90-day exit window
Freedom from mystifying inspections for 3 years
Freedom from Capital Gain Tax for 3 years
Freedom from tax in profits for 3 years
Eliminating red tape
Self-certification compliance
Innovation hub under Atal Innovation Mission
Starting with 5 lakh schools to target 10 lakh children for innovation programme
new schemes to provide IPR protection to start-ups and new firms
encourage entrepreneurship.
Stand India across the world as a start-up hub
What is an Start-Up under this scheme?
A startup is an entity that is headquartered in India which was opened less than five years ago and have an annual
turnover less than 25 crore
Launched in 2016
Financial Inclusion and Social Security

Aam Aadmi Bima Yojana
Ministry/Department : Ministry of Finance
Aam Aadmi Bima Yojana is a Social Security Scheme

For 48 identified vocational/ occupational groups / rural landless household.
Provides Death and Disability cover to persons between the age group of 18 yrs to 59 yrs
The AABY provides insurance cover for a sum of
o Rs 30,000/- on natural death,
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GOVERNMENT SCHEMES
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Rs. 75,000/- on death due to accident,
Rs. 37,500/- for partial permanent disability (loss of one eye or one limb) due to accident and
Rs. 75,000/- for total permanent disability (loss of two eyes or two limbs or loss of one eye and one limb)
due to accident.
The Scheme also provides an add-on-benefit, wherein Scholarship of Rs 100 per month per child is paid on halfyearly basis to a maximum of two children per member, studying in 9th to 12th Standard.
The total annual premium under the scheme is Rs. 200/- per beneficiary of which 50% is contributed from the
Social Security Fund created by the Central Government and maintained by LIC. The balance 50% of the
premium is contributed by the State Government / Nodal Agency / Individual, as the case may be
o
o
o
Started in 2007
Administered through LIC
Now, replaced by PMJJBY and PMSBY
Atal Pension Yojana *
Objective: To address the longevity risks among the workers in unorganised sector and to encourage the workers in
unorganised sector to voluntarily save for their retirement
Scheme:
Atal Pension Yojana (APY) is open to all bank account holders who are not members of any statutory social
security scheme
The APY will be focussed on all citizens in the unorganised sector, who join the National Pension System
(NPS) administered by the Pension Fund Regulatory and Development Authority (PFRDA) and who are not
members of any statutory social security scheme.
Contribution of subscribers would vary based on their age
Subscribers would receive the fixed pension of Rs. 1K/2K/3K/4K/5K per month, at the age of 60 years,
depending on their contributions.
The Central Government would also co-contribute 50% of the subscribers contribution or Rs. 1000 per annum,
whichever is lower, to each eligible subscriber account, for a period of 5 years, i.e., from 2015-16 to 2019-20,
who join the NPS before 31st December, 2015 and who are not income tax payers
The minimum age of joining APY is 18 years and maximum age is 40 years.
Minimum period of contribution by the subscriber under APY would be 20 years or more.
Launched in 2015
The existing subscribers of Swavalamban Scheme would be automatically migrated to APY, unless they opt out
Administered by the Pension Fund Regulatory and Development Authority
Mudra Bank and Pradhan Mantri Mudra Yojana *
MUDRA stands for Micro Units Development and Refinance Agency
Objective: The core objective of the bank is to fund the unfunded. It will finance to "Last Mile Financiers" of
small/micro businesses. The lending priority will be given to SC/ST enterprises
MUDRA Bank
MUDRA Bank will be set up as a statutory body
It will regulate and refinance all MFI who lend to MSME engaged in small manufacturing, trade or services.
It will partner all state/regional level coordinators to provide easy finance
to even the remote investors.
MUDRA Bank has rightly classified the borrowers into three segments:
o the starters,
o the mid-stage finance seekers and
o the next level growth seekers.
To address the three segments, MUDRA Bank has launched three loan instruments:
o Shishu: covers loans upto Rs 50,000/This document is a part of IAS4Sure Notes | For more info, please visit http://www.ias4sure.com
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GOVERNMENT SCHEMES
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o Kishor: covers loans above Rs 50,000/- and upto Rs. 5 lakh

o Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh
It provides a loan at low rates to small entrepreneurs
The bank has been allotted a Refinance Fund of Rs. 20,000 Crores from the shortfalls of Priority Sector Lending.
Primary functions of MUDRA Bank are:

Frame policy guidelines for micro/small enterprise MFIs
Registration of MFIs
Regulation of MFIs
Promoting and regulating responsible finance in favour of client welfare, remove indebtedness and provide
proper protection principles and recovery methods
Accreditation and rating of MFIs
Promoting right technology solutions for problems faced by MFIs and borrowers.
Framing a robust architecture for Last Mile Credit Delivery to MSMEs under the umbrella of Pradhan Mantri
Mudra Yojana.
Launched in 2015
Details reveals the reality that only 1 crore 25 lakh people find employment in large industries, whereas small
enterprises employ 12 crore people in the country. So MSME are very imprtant
Mudra Bank is the vehicle to implement PM Mudra Yojana
Pradhan Mantri Jan Dhan Yojana *
Objective: Its objective is to eradicate financial exclusion by covering all households in the country with banking
facilities and having a bank account for each household.
Scheme:
3 Pillars:
o Universal access to banking facilities
o Financial Literacy Programme
o Bank account with additional benefits
Provides Basic Banking Accounts with overdraft facility of Rs.5000 after six months and RuPay
Debit card
Account holders is entitled to Rs. 1 lakh accidental death cover and Rs. 30,000 life insurance cover
All Indian citizens can now avail of a bank account despite the lack of KYC documentation.
These bank accounts are valid for a year within which account holders must furnish proof of having applied for
valid documents required to comply with KYC norms.
The objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY) is to ensure access to financial services viz.
Banking, Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
No minimum balance required in account
Beneficiaries of Government Schemes would get Direct Benefit Transfer in these accounts
RuPay Debit Card must be used at least once in 45 days
Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the
household
Launched in 2014
Pradhan Mantri Suraksha Bima Yojana (PMSBY) *
Provides: Accidental Death Insurance
Eligibility: Available to people in age group 18 to 70 years with bank account.
Premium: Rs.12 per annum.
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GOVERNMENT SCHEMES
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Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the
only mode available.
Risk Coverage: For accidental death and full disability - Rs.2 Lakh and for partial disability Rs.1 Lakh.
Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple
form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.
Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term
option of continuing in which case his account will be auto-debited every year by the bank.
Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies
and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) *
Provides: Life Insurance
Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme
before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to
payment of premium.
Premium: Rs.330 per annum. It will be auto-debited in one instalment.
Payment Mode: The payment of premium will be directly auto-debited by the bank from the subscribers account.
Risk Coverage: Rs.2 Lakh in case of death for any reason.
Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term
option of continuing, in which case his account will be auto-debited every year by the bank.
Who will implement this Scheme?: The scheme will be offered by Life Insurance Corporation and all other
life insurers who are willing to join the scheme and tie-up with banks for this purpose.
Stand-up India *
Objective: To promote entrepreneurship among Scheduled Caste/Schedule Tribe and Women.
Scheme:
The schemes provides for composite loans by banks between Rs. 10 lakh and upto Rs. 100 lakh for setting up a
new enterprise in the non-farm sector.
These loans would be eligible for refinance and credit guarantee cover.
A credit guarantee fund of Rs. 5,000 crore for providing guarantee cover for loans under Stand Up India in next
five years has been approved.
Debit Card (RuPay) for withdrawal of working capital
Refinance window through Small Industries Development Bank of India (SIDBI) with an initial amount of
Rs.10,000 crore
Handholding of borrowers
Launched in 2016
The process would be led by SIDBI with involvement of Dalit Indian Chamber of Commerce and Industry
(DICCI) and various sector specific institutions all over the country.
The offices of SIDBI and National Bank for Agriculture and Rural Development (NABARD) shall be
designated Stand Up Connect Centres (SUCC).
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GOVERNMENT SCHEMES
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PAHAL (DBT) *
Ministry/Department : Ministry of Petroleum and Natural Gas
Direct Benefit Transfer of LPG

Pratyaksha Hastantarit Labh
Direct transfer of LPG subsidy into beneficiaries account for which account must be seeded with AADHAR.
Launched in 2015
Sovereign Gold Bonds *
Ministry/Department : Ministry of Finance in association with RBI
Objective: To reduce the demand for physical gold by shifting a part of the demand for physical gold into investment
in Gold Bonds
Scheme:
Bonds will be issued by RBI on behalf of govt. To be sold thru bank, post offices
The risk of gold price changes will be borne by the Gold Reserve Fund that is being created
Sovereign Gold Bonds will be issued on payment of rupees and denominated in grams of gold
Customers can buy gold bonds which will be relatable to the weight of gold.
The bonds will be issued in various denominations for 5-7 years with a rate of interest to calculated on the value
of the metal at the time of investment.
Max 500 gms gold equivalent bond can be purchased in a year by one person.
Only offered to Indian citizen and institutions.
Strict KYC norms.
Interest taxable as per IT Act,
Capital gains tax treatment will be the same as for physical gold for an 'individual' investor.
Rate of interest will be decided by government
The bonds will be issued in denominations of 5,10,50,100 grams of gold or other denominations
Bonds can be used as collateral for loans
On maturity, the redemption will be in rupee amount only.
The rate of interest on the bonds will be calculated on the value of the gold at the time of investment.
Started in 2015
Gold Monetization Scheme *
Objective: To reduce the country's reliance on the import of gold to meet domestic demand
Scheme:
Gold in any form can be deposited with banks for a period of one to 15 years.
This gold will earn interest and redemption will be at the prevailing market value at the end of the tenure of
deposit.
No tax on interest earned.
The mobilized gold will also supplement RBIs gold reserves and will help in reducing the government's
borrowing cost
The risk of gold price changes will be borne by the Gold Reserve Fund that is being created
The scheme will help in mobilizing the large amount of gold lying as an idle asset with households, trusts and
various institutions in India and will provide a fillip to the gems and jewellery sector.
Deposit can be made for short-term period of 1-3 years (with a roll out in multiples of one year); a mediumterm period of 5-7 years and a long-term period, of 12-15 years (as decided from time to time).
Like a fixed deposit, breaking of lock-in period will be allowed in either of the options and there would be a
penalty on premature redemption (including part withdrawal).
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GOVERNMENT SCHEMES
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Started in 2015
Funds and Cess

Backward Regions Grant Fund (BRGF)
Fund was created address regional imbalances in development

Launched in 2007
This fund is now defunct after replacement of Planning Commission by NITI Ayog
BHART Fund *
BHARAT stands for Better Health, Agriculture, Renewable and Technologies

A $150 million fund for Startups in India
It is a public-private-academia partnership set up by Indian Institute of Management (IIM) Ahmedabads
Centre for Innovation Incubation and Entrepreneurship (CIIE).
The Fund will be managed and coordinated by CIIE at the IIM, Ahmedabad.
It will support innovation and innovative startups in areas of healthcare and life-sciences, sustainability,
and digital technologies.
The Fund will use important tools such as labs, mentorship, funding, and networking to support entrepreneurs
who take on hard challenges of an ever-broadening Indian market.
Launched in 2015
Central Road Fund
Launched in 1988 by a resolution of Parliament

It is used for development and maintenance of national highways and improvement of safety at railway
crossings
It gets money by levy and cess, a duty of excise and duty of customs on petrol and high speed diesel oil .
Given a statutory status by Central Road Fund Act, 2000
Krishi Kalyan Cess *
Imposed in 2016
0.5% on all taxable services w.e.f. 1st June 2016.
Proceeds from this would be exclusively used for financing initiatives for improvement of agriculture and
welfare of farmers
National Clean Energy Fund
Launched in 2010-11
Used for funding research and innovative projects in clean energy technology
It gets money from clean energy cess on coal produced in India and coal imported in India.
National Investment Fund
Started in 2005
Proceeds from disinvestment of Central Public Sector Enterprises were to be channelized in NIF
The corpus of the fund was to be of permanent nature and the same was to be professionally managed in
order to provide sustainable returns to the Government, without depleting the corpus.
NIF was to be maintained outside the Consolidated Fund of India
Selected Public Sector Mutual Funds will be entrusted with the management of the corpus of the Fund
Earlier, 75% of the annual income of the Fund will be used to finance selected social sector schemes, which
promote education, health and employment. The residual 25% of the annual income of the Fund will be used to
meet the capital investment requirements of profitable and revivable CPSEs that yield adequate returns, in order
to enlarge their capital base to finance expansion/ diversification
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GOVERNMENT SCHEMES
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In 2013, these restrictions were relaxed as follows:

o Disinvestment proceeds would go into "Public Account"
o NIF now could be used for following purposes:
Purchasing shares of CPSE to maintain 51% ownership
Recapitalisation of PSBs
Investment by Government in RRBs/IIFCL/NABARD/Exim Bank
Equity infusion in Metro projects
Investment in Bhartiya Nabhikiya Vidyut Nigam Limited and Uranium Corporation of India Ltd
Investment in Railways towards capital expenditure
Rashtriya Arogya Nidhi (RAN) *

Ministry/Department : Ministry of Health & Family Welfare
Provides for financial assistance to patients, living below poverty line who is suffering from major life
threatening diseases, to receive medical treatment at any of the super specialty hospitals/institutes or other
Govt. hospitals
Established in 1997
The patient must be getting treatment in Government hospitals.
Rural Infrastructure Development Fund
Operated by NABARD
Gets money out of the priority sector lending shortfall of the banks
Used in creation of infrastructure in agriculture and rural sectors across the country.
Senior Citizen Welfare Fund *
Established in 2015
Fund gets money from unclaimed deposits of Public Provident Fund PPF and Employee Provident Fund EPF.
The money in accounts which have been inoperative for more than seven years will be diverted in this fund.
However, if someone comes back to claim the money even after seven years, the payment will be made after
furnishing the required documents.
The fund will be administered by an Inter-Ministerial Committee, headed by a Chairperson.
The Committee will be competent to spend money from the fund for satisfying various objectives.
Swachh Bharat Cess *
Swachh Bharat Cess is not another tax but a step towards involving each and every citizen in making
contribution to Swachh Bharat
Imposed in 2015
Rate - 0.5% on all services, which are presently liable to service tax
The proceeds from this cess will be exclusively used for Swachh Bharat initiatives
Health
Jan Aushadhi Scheme *
Ministry/Department : Department of Pharmaceuticals, Ministry of Chemicals and Fertilizers
Objective : To make available quality generic medicines at affordable prices to all
Scheme:
Medicines will be made available through outlets known as Jan Aushadhi Stores (JASs).
State Governments are required to provide space in Government Hospital premises or any other suitable
locations for the running of JAS
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GOVERNMENT SCHEMES
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Less priced, but good quality, unbranded generic medicines will be made available through Jan Aushadhi stores
which inherently are less priced but are of same and equivalent quality, efficacy and safety as compared to
branded generic medicines
NGOs, Charitable Organisations and public societies like Red Cross Society, Rogi Kalyan Samiti typically
constituted for the purpose can be operating agencies for the JAS
The operating agency for JAS is nominated on the basis of the recommendations of the State government.
Operational expenditure is met from trade margins admissible for the medicines
The Jan Aushadhi Programme is a self-sustaining business model not dependent on government
subsidies or assistance. It is run on the principle of Not for Profits but with Minimal Profits
Launched in 2015
Janani Shishu Suraksha Karyakram (JSSK).
Ministry/Department : Ministry of Health and Family Welfare
Objective: to provide better health facilities for pregnant women and sick neonates and eliminating "out-of-pocket"
expenses.
Scheme:
Under this scheme, pregnant women are entitled for free drugs and consumables, free diagnostics, free blood
whenever required, and free diet up to 3 days for normal delivery and 7 days for C-section
This initiative also provides for free transport from home to institution, between facilities in case of a referral
and drop back home
Similar entitlements have been put in place for all sick new borns accessing public health institutions for
treatment till 30 days after birth
Factual Information :
Launched in 2011
Janani Suraksha Yojana (JSY)
Objective: To reduce maternal and infant mortality by promoting institutional delivery among pregnant women
Scheme:
It is a centrally sponsored scheme
Eligible pregnant women are entitled for cash assistance irrespective of the age of mother and number of
children for giving birth in a government or accredited private health facility
It comes under National Health Mission
ASHAs play an important role by convincing and bringing pregnant women to hospital for which they get fixed
commission.
Started in 2005
Kayakalp Awards *
Under Swachh Bharat Abhiyaan.

Focuses on promoting cleanliness in public health facilities
Mission Indradhanush *
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GOVERNMENT SCHEMES
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Objective: The Mission Indradhanush, depicting seven colours of the rainbow, aims to cover all those children by
2020 who are either unvaccinated, or are partially vaccinated against seven vaccine preventable diseases which
include:
1. diphtheria,
2. whooping cough,
3. tetanus,
4. polio,
5. tuberculosis,
6. measles and
7. hepatitis B
Scheme:
The Mission is being implemented in 201 high focus districts in the country in the first phase which have
nearly 50% of all unvaccinated or partially vaccinated children
The campaign is part of the Universal Immunisation Programme by 2020 and is being implemented
under the National Health Mission across the country
The Ministry will be technically supported by WHO, UNICEF, Rotary International and other donor partners.
Started on 25 December, 2014 i.e. Good Governance Day
National Deworming Mission *
Objective: Get rid of intestinal worms (large multi cellular organisms, which when mature can generally be seen with
the naked eye. They are also known as Helminths). Albendazole tablets given as part of scheme
National Health Assurance Mission
Objective: to reduce the out of pocket spending on health care by the common man.
Mission:
Provide free drugs, diagnostic services and insurance for serious ailments for India's 1.2 billion people.
The NHAM plans to cover all aspects of health care including primary, secondary and tertiary healthcare.
Announced in 2014
Public Health is a State subject
National Health Mission (NHM)
The National Health Mission (NHM) has two Sub-Missions :
1. National Urban Health Mission (NUHM) covering urban areas
2. National Rural Health Mission (NRHM) covering rural areas
The broad objectives of this mission are as follows:
Reduce MMR to 1/1000 live births
Reduce IMR to 25/1000 live births
Reduce TFR (Total Fertility Rate ) to 2.1
Prevention and reduction of anaemia in women aged 1549 years
Prevent and reduce mortality & morbidity from communicable, non-communicable; injuries and emerging
diseases
Reduce household out-of-pocket expenditure on total health care expenditure
Reduce annual incidence and mortality from Tuberculosis by half
Reduce prevalence of Leprosy to <1/10000 population and incidence to zero in all districts
Annual Malaria Incidence to be <1/1000
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GOVERNMENT SCHEMES
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Less than 1 per cent microfilaria prevalence in all districts

Kala-azar Elimination by 2015, <1 case per 10000 population in all blocks
Started in 2013
Initially, NRHM was launched in 2005 to strengthen public health care system in the rural areas
Public health being a state subject, support is being provided under NHM to the States/UTs for strengthening
their health care delivery systems
National Urban Health Mission (NUHM)
Objective: NUHM envisages to meet health care needs of the urban population with the focus on urban poor, by
making available to them essential primary health care services and reducing their out of pocket expenses for
treatment
Mission:
It seeks to strengthen the existing health care service delivery system, targeting the people living in slums and
converging with various schemes relating to wider determinants of health like drinking water, sanitation,
school education, etc. implemented by the Ministries of Urban Development, Housing & Urban Poverty
Alleviation, Human Resource Development and Women & Child Development
NUHM would cover all State capitals, district headquarters and cities/towns with a population of more than
50000
It would primarily focus on slum dwellers and other marginalized groups like rickshaw pullers, street vendors,
railway and bus station coolies, homeless people, street children, construction site workers.
Started in 2013
Funding pattern is typical (75:25 for normal and 90:10 for NE and hilly states)
National Ayush Mission *
Ministry/Department : Department of Ayush, Ministry of Health & Family Welfare
AYUSH stands for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy
Objective: To provide cost effective and equitable AYUSH health care throughout the country by improving access to
the services
Mission:
Mission has 4 components:
o AYUSH Services : Give universal access
o AYUSH Educational Institutions : Strengthen them
o Quality Control of AYUSH Drugs : Set norms and regulate them
o Medicinal Plants : Ensure their supply
The resource allocation by centre to the States/UTs is proposed on the basis of population, backwardness and
performance of the State/UT
Launched in 2014
National Health Protection Scheme *
Objective: To provide insurance in case of serious illness of family members
Scheme:
Under the scheme, health insurance cover of up to Rs.1 lakh per family will be given in case of serious illness
of family members.
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GOVERNMENT SCHEMES
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An additional insurance cover of Rs. 30,000 will be provided for each senior citizen (60 year + ) in the family.
Announced in this year's budget (2016-17)
Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) *
Objective: To correct regional imbalances in the availability of affordable/ reliable tertiary healthcare services and
also to augment facilities for quality medical education in the country.
Scheme:
Started in 2003
It has two components
o setting up of AIIMS like institutions and
o upgradation of Government medical college institutions.
Pharma Jan Samadhan Scheme *
Ministry/Department : National Pharmaceutical Pricing Authority (NPPA), Department of Pharma, Ministry of
Chemical & Fertilisers
Scheme:
A web enabled system for redressal of consumers grievances relating to pricing and availability of medicines
It would serve as a robust e-governance tool for protection of consumers interests through effective
implementation of the Drugs (Price Control) Order 2013
NPPA will initiate action on any complaint within 48 hrs of its receipt.
Started in 2015
Rashtriya Swasthya Bima Yojana (RSBY)
Ministry/Department : Ministry of Health & Family Welfare (Earlier it was under Ministry of Labour and
Employment)
Objective:
1. To provide financial protection against catastrophic health costs
2. To improve access to quality health care for below poverty line households and other vulnerable groups in the
unorganized sector
Scheme:
A centrally sponsored health insurance scheme
The premium cost for enrolled beneficiaries under the scheme is shared by Government of India and the State
Governments
It was initially designed to target only the Below Poverty Line (BPL) households, but has been expanded to cover
other defined categories of unorganised workers, covering construction workers, street vendors etc.
The beneficiaries under RSBY are entitled to hospitalization coverage up to Rs. 30,000/- per annum on
family floater basis, for most of the diseases that require hospitalization.
The coverage extends to maximum five members of the family which includes the head of household, spouse
and up to three dependents.
Provision to pay transport expense is also there subject to limits
The beneficiaries need to pay only Rs. 30/- as registration fee for a year
Beneficiaries get a biometric-enabled smart card containing their fingerprints and photographs
What are the issues in RSBY?
Despite high enrolment in RSBY, following has increased for both in-patient and out-patients :
catastrophic health expenditures (when medical expenses push a family into poverty),
hospitalization expenditure and
the percentage of total household outgo on out-of-pocket (OOP) expenses
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GOVERNMENT SCHEMES
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These findings indicate that RSBY and other state run insurance programmes have failed to provide financial risk
protection
A major design flaw in RSBY and other such state health insurance programmes is their narrow focus on
secondary and tertiary care hospitalization
The study also says that RSBY was being used mostly by those who already had better access (to healthcare services)
and the most marginalized sections were being excluded further
What is the difference between RSBY and older schemes?
Empowering the beneficiary : RSBY provides the participating BPL household with freedom of choice
between public and private hospitals and makes him a potential client worth attracting on account of the
significant revenues that hospitals stand to earn through the scheme.
Business Model for all Stakeholders : The scheme has been designed as a business model for a social
sector scheme with incentives built for each stakeholder.
Hospitals : A hospital has the incentive to provide treatment to large number of beneficiaries as it is paid per
beneficiary treated.
Intermediaries The inclusion of intermediaries such as NGOs and MFIs which have a greater stake in
assisting BPL households.
Cash less and Paperless transactions A beneficiary of RSBY gets cashless benefit in any of the
empanelled hospitals. He/ she only needs to carry his/ her smart card and provide
Became operational in 2008
Universal Immunization Programme
Under the Universal Immunization Programme (UIP) 7 vaccines are administered. These vaccines are:
1. Diptheria,
2. Pertusis,
3. Tetanus (DPT),
4. Polio,
5. Measles,
6. Bacillus Calmette-Guerin (BCG),
7. Hepatitis B
4 new vaccines are added later:
1. Japanese Encephalitis (JE) (in endemic districts)
2. Rotavirus
3. Rubella
4. Polio (injectable)
Mission Indradhanush is the main programme under this.
Infrastructure
Bharat Mala Project*
Ministry/Department : Ministry of Road, Transport and Highway
Project:
It is an ambitious road and highways project
It envisages construction of 25,000 km of roads along India's borders, coastal areas, ports, religious and tourist
places as well as over 100 district headquarters
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GOVERNMENT SCHEMES
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Deendayal Upadhyaya Gram Jyoti Yojana *

Objective:
1. To augment power supply to the rural areas
2. To strengthen sub-transmission and distribution systems
Scheme:
It focuses on feeder separation (rural households & agricultural) and strengthening of subtransmission & distribution infrastructure including metering at all levels in rural areas
This will help in providing round the clock power to rural households and adequate power to agricultural
consumers
The earlier scheme for rural electrification viz. Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) has been
subsumed in the new scheme as its rural electrification component.
Launched in 2015
Ganga Gram Yojana *

Ministry/Department: Ministry of Water Resources
Objective: To develop the villages located along the main stem of river Ganga which have historic, cultural, and
religious and/or tourist importance
Scheme:
Under the Namami Gange Programme
Encompass comprehensive rural sanitation, development of water bodies and river ghats, construction/
modernization of crematoria etc
Make the village open defecation free
Abate direct discharge of untreated liquid wastewater from such villages into river Ganga
Facilitate adequate infrastructure for crematoria
Develop proper solid waste disposal facilities in order to avoid any pollution to river Ganga
Promote better sanitation practices in the villages through IEC activities.
Started in 2016
Integrated Power Development Scheme

Objective: To ensure 24x7 power supply
Scheme:
It envisages strengthening of sub-transmission network, Metering, IT application, Customer Care Services,
provisioning of solar panels and the completion of the ongoing works of Restructured Accelerated Power
Development and completion of the Reforms Programme (RAPDRP).
The scheme will help in reduction in AT&C losses, establishment of IT enabled energy accounting / auditing
system, improvement in billed energy based on metered consumption and improvement in collection efficiency
All Discoms including private Discoms and State Power Departments will be eligible for financial assistance
under this scheme
Launched in 2015
Mega Food Park Scheme

Ministry/Department : Ministry of Food Processing Industries
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GOVERNMENT SCHEMES
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Objective: Aims to provide a mechanism to bring together farmers, processors and retailers and link agriculture
production to the market so as to ensure maximization of value addition, minimization of wastages and improving
farmers income
Scheme:
Government provides financial support to establish the mega food parks in the country.
It includes creation of infrastructure for primary processing and storage near the farm in the form of Primary
Processing Centres (PPCs) and Collection Centres (CCs) and common facilities and enabling infrastructure like
roads, electricity, water, ETP facilities etc. at Central Processing Centre (CPC)
Started in 2008
National Offshore Wind Energy Policy *

Ministry/Department : Ministry of New & Renewable Energy
Objective : Development of wind energy farms in offshore areas
Policy:
Use of offshore areas within the Exclusive Economic Zone (EEZ) of the country for development of wind energy
i.e up to the seaward distance of 200 Nautical Miles (EEZ of the country) from the base line
National Institute of Wind Energy (NIWE) is the Nodal Agency
No land acquisition hurdles
Cost will be almost double
Plant Load Factor for offshore plants will be greater
Announced in 2015
India's coastline = ~7600km. Hence great potential in offshore.
India has achieved significant success in the onshore wind power development, with over 23 GW of wind energy
capacity already installed and generating power
National Rural Drinking Water Scheme

Ministry/Department: Ministry of Drinking Water and Sanitation
Part of Bharat Nirman

Aims to provide every rural person with adequate safe water for drinking, cooking and other basic domestic
needs on a sustainable basis, with a minimum water quality standard, which should be conveniently accessible
at all times and in all situations.
Pradhan Mantri Gram Sadak Yojana (PMGSY)

Ministry/Department : Ministry of Rural Development
Objective: To provide all-weather road connectivity to all eligible unconnected habitations.
Scheme:
It is a Centrally Sponsored Scheme
The programme envisages connecting all eligible unconnected habitations with :
o A population of 500 persons and above in plain areas
o 250 persons and above in Hill States, Tribal (Schedule-V) areas, the Desert Areas (as identified in Desert
Development Programme) and 82 Selected Tribal and Backward Districts under Integrated Action Plan
(IAP) as identified by the Ministry of Home Affairs/Planning Commission.
The programme also has an Upgradation component in order to ensure full farm to market connectivity.
The Rural Roads is one of the six components of Bharat Nirman
Launched in 2000
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GOVERNMENT SCHEMES
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Project Mausam *
Ministry/Department : Ministry of Culture
Objective: To establish cross-cultural linkages and to revise historic maritime cultural and economic ties with 39
Indian Ocean countries.
At the macro level, it aims to re-connect and re-establish communications between countries of the Indian Ocean
world, which would lead to an enhanced understanding of cultural values and concerns; while at the micro level, the
focus is on understanding national cultures in their regional maritime milieu.
Scheme:
It is to be implemented by the Archaeological Survey of India (ASI) as the nodal agency
ASI will get research support of the Indira Gandhi National Centre for the Arts (IGNCA) and National Museum
as associate bodies.
The Government has identified 39 countries to bring on board for trans-national nomination for World Heritage
This project aims to explore the multi-faceted Indian Ocean world collating archaeological and historical
research in order to document the diversity of cultural, commercial and religious interactions in the Indian
Ocean extending from East Africa, the Arabian Peninsula, the Indian Subcontinent and Sri Lanka to the
Southeast Asian archipelago.
It also aims to promote research on themes related to the study of Maritime Routes through international
scientific seminars and meetings and by adopting a multidisciplinary approach.
Launched in 2014
RURBAN *
Objective: To transform rural areas to economically, socially and physically sustainable spaces
Scheme:
Also called Shyama Prasad Mukharjee Rurban mission
It is a cluster based approach
State Governments would identify clusters (geographically contiguous Gram Panchayats with a population of
about 25000 to 50000 in plain and coastal areas and a population of 5000 to 15000 in desert, hilly or tribal
areas).
These clusters would be developed by provisioning of economic activities, developing skills & local
entrepreneurship and providing infrastructure amenities. The Rurban Mission will thus develop a
cluster of Smart Villages.
The scheme will function with 14 mandatory components to ensure an optimum level of development of a
cluster, which include skill development training linked to economic activities, digital literacy, fully
equipped mobile health unit and inter-village road connectivity
The other components of the scheme in clusters will be providing citizen service centres- for electronic delivery
of citizen centric services and e-gram connectivity, public transport, LPG gas connections, agro processing, agri
services including storage and warehousing, sanitation, provision of piped water supply, solid and liquid waste
management and upgrading education facilities.
The mission also aims to set up these clusters by 2019-20 across the country.
Funding:
The funding will be through various schemes of the government converged into the cluster.
The mission will provide an additional funding support of up to 30% of the project cost per cluster as critical gap
funding as central share to enable development of such rurban clusters.
The cost of developing a cluster might vary between Rs 50 crore and Rs 52 crore.
The preferred mode of delivery would be through public-private-partnerships while using various scheme funds.
Launched in 2016
Sagarmala scheme *
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GOVERNMENT SCHEMES
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Ministry/Department : Ministry of Shipping
Objective: To promote port-led direct and indirect development and to provide infrastructure to transport goods to
and from ports quickly, efficiently and cost-effectively
Scheme:
Three pillars:
o Supporting and enabling Port-led Development
o Port Infrastructure Enhancement, including modernization and setting up of new ports, and
o Efficient Evacuation to and from hinterland.
The programme aims to promote port-led development in the country by harnessing India's 7,500-km long
coastline, 14,500-km of potentially navigable waterways and strategic location on key international maritime
trade routes
Approved in 2015
Sansad Adarsh Gram Yojana *

Objective: To ensure integrated development of the selected village across multiple areas such as agriculture, health,
education, sanitation, environment, livelihoods etc.
Scheme:
Launched on birth anniversary of Jayprakash Narayan
MPs are required to pick one village with a population of 3000-4000 in plains and 1000-3000 in hills within a
month of the launch.
MPs cannot pick villages which belong to themselves or their spouses.
The scheme requires them to draft a village development plan, motivate inhabitants to participate in growth via
different activities, identify gaps in funding and mobilising MPLAD funds to create additional resources
specifically from CSR initiatives of various corporate houses, in areas of sanitation and water supply.
The outcomes will cover a wide spectrum of indicators like health, nutrition and education through organising
and monitoring immunization drives, improving standard and quality of mid-day meal schemes, improving
Aadhaar enrolment, setting up smart schools with IT-enabled classrooms and e-libraries, Panchayat
infrastructure improvement under schemes such as MGNREGA and Backward Regions Grants Fund etc.
Social development and harmony should be encouraged through activities like identifying and celebrating a
village day, a village song and also laying stress on alternate modes of dispute resolution.
District Collectors will carry ground-level surveys along with monthly review meetings to monitor progress .
At the State-level, Chief Secretaries will head empowered committee on the same and the Minister for Rural
Development and Secretary, Rural Development, will chair two national-level committees to track the scheme
Launched in 2014
Setu Bharatam *
Ministry/Department: Ministry of Road, Transport and Highway
Objectives: Development of bridges for safe and seamless travel on National Highways
Project:
Aims to make all National Highways free of railway level crossings by 2019
This is being done to prevent the frequent accidents and loss of lives at level crossings
The Ministry of Road Transport & Highways has also established an Indian Bridge Management System (IBMS)
at the Indian Academy for Highway Engineer in Noida, U.P.
The aim is to carry out conditions survey and inventorization of all bridges on National Highways in India by
using Mobile Inspection Units
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GOVERNMENT SCHEMES
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Started in 2016
Special Economic Zones (SEZs)

Ministry/Department: Department of Commerce, Ministry of Commerce & Industry
Objective: This policy intended to make SEZs an engine for economic growth supported by quality infrastructure
complemented by an attractive fiscal package, both at the Centre and the State level, with the minimum possible
regulations
SEZs:
SEZ are set up under Special Economic Zones Act, 2005 as duty free enclaves to be treated as foreign territory
for the purpose of trade operations and duties and tariffs.
SEZ are allowed for manufacturing, trading and service activities.
A single window SEZ approval mechanism by Board of Approval
Application recommended by states/UTs are approved by BOA
What are the incentives for units in SEZs:
Duty free import/domestic procurement of goods for development, operation and maintenance of SEZ units
100% Income Tax exemption on export income for SEZ units under Section 10AA of the Income Tax Act for first
5 years, 50% for next 5 years thereafter and 50% of the ploughed back export profit for next 5 years.
Exemption from minimum alternate tax under section 115JB of the Income Tax Act.
External commercial borrowing by SEZ units upto US $ 500 million in a year without any maturity restriction
through recognized banking channels.
Exemption from Central Sales Tax.
Exemption from Service Tax.
Single window clearance for Central and State level approvals.
Exemption from State sales tax and other levies as extended by the respective State Governments.
Started in 2005
There are 205 operational SEZs (As on 18/02/2016)
Swacchh Bharat Abhiyan *

Ministry/Department: Ministry of Drinking Water and Sanitation (for Gramin) and Ministry of Urban
Development (for Urban)
Objective: To ensure hygiene, waste management and sanitation across the nation
Mission:
Swachh Bharat Mission has two sub-Missions:
o Swachh Bharat Mission (Gramin) and
o Swachh Bharat Mission (Urban)
Enhance the Unit cost of the Individual Household Latrine. It aims to provide every rural family with a toilet by
2019.
Provision to be included in the Indira Awas Yojana Programme for provision of functional toilets.
Provision for Information, Education and Communication (IEC)
Fund sharing between the Central Government and the State Government and Urban Local Bodies (ULBs) is
75%:25% (90% : 10% for North Eastern and special category states).
Started in 2014
Swachh Bharat Mission (Gramin) is restructured Nirmal Bharat Abhiyan
Swiss Challenge model *
Swiss challenge method is a process of giving contracts.

Any person with credentials can submit a development proposal to the government.
That proposal will be made online and a second person can give suggestions to improve and beat that proposal.
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GOVERNMENT SCHEMES
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It is a method where third parties make offers (challenges) for a project within a designated period to avoid
exaggerated project costs
UDAY *
Ministry/Department: Ministry of Power
UDAY stands for Ujwal DISCOM Assurance Yojana
Objective: Financial turnaround and revival of Power Distribution companies (DISCOMs) and ensure a sustainable
permanent solution to the problem
Scheme:
It has ambitious target of making all discoms profitable by 2018-19.
The scheme will ease the financial crunch faced by power distribution companies, that has impaired their ability
to buy electricity.
It is based on the premise that it is states responsibility to ensure that discoms become financially viable.
States shall take over 75% of DISCOM debt as on 30 September 2015 over two years i.e 50% of DISCOM debt
shall be taken over in 2015-16 and 25% in 2016-17.

Government of India will not include the debt taken over by the States as per the above scheme in the
calculation of fiscal deficit of respective States in the financial years 2015-16 and 2016-17.
States will issue non-SLR including SDL bonds in the market or directly to the respective banks / Financial
Institutions (FIs) holding the DISCOM debt to the appropriate extent.
DISCOM debt not taken over by the State shall be converted by the Banks / FIs into loans or bonds.
Launched in 2015
Manufacturing and EXIM

Amended Technology Upgradation Fund Scheme
Ministry/Department : Ministry of Textile
Objectives:
1. Employment generation and export by encouraging apparel and garment industry, which will provide
employment to women in particular and increase Indias share in global exports.
2. Promotion of Technical Textiles, a sunrise sector, for export and employment
3. Promoting conversion of existing looms to better technology looms for improvement in quality and productivity
4. Encouraging better quality in processing industry and checking need for import of fabrics by the garment sector.
The amended scheme would give a boost to Make in India in the textiles sector; it is expected to attract investment to
the tune of one lakh crore rupees, and create over 30 lakh jobs.
Old TUFS started in 1999
ATUFS in 2015
Make in India Programme*

Ministry/Department : Ministry of Commerce & Industry
Objective: Aims at promoting India as an important investment destination and a global hub for manufacturing,
design and innovation
Programme:
It does not target manufacturing sector alone, but also aims at promoting entrepreneurship in the country
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GOVERNMENT SCHEMES
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The initiative is further aimed at creating a conducive environment for investment, modern and efficient
infrastructure, opening up new sectors for foreign investment and forging a partnership between government
and industry through positive mind set
Following 25 sectors have been identified under it :
o Auto Components
Automobiles
Aviation
Biotechnology
Chemicals
Construction
Defence Manufacturing
Electrical Machinery
Electronic System Design and Manufacturing
Food Processing
IT and BPM
Leather
Media and Entertainment
Mining
Oil and Gas
Pharmaceuticals
Ports
Railways
Roads and Highways
Renewable Energy
Space
Textiles
Thermal Power
Tourism and Hospitality
Wellness
Started in 2014
National Investment and Manufacturing Zones

Ministry/Department : Ministry of Commerce & Industry
What are NIMZs?
These are integrated industrial townships that are established as special zones for investment and
manufacturing.
It has minimum area requirement of 5000 Hectares.
SPV would handle each NIMZ township.
State Governments would notify NIMZ as Industrial Townships under article 243Q(c) of the constitution of
India.
State acquires the land. Created SPV. Notifies land for NIMZ
Centre gives approval and notifies NIMZ in gazette.
Central Government will also improve/provide external physical infrastructure linkages to the NIMZs including
Rail, Road (National Highways), Ports, Airports, and Telecom, in a time bound manner
The State Government may keep the ownership of NIMZ itself or transfer the ownership to a state government
undertaking.
Benefits for units in NIMZ?
Relief from Capital Gains Tax on sale of plant and machinery of a unit located in a National Investment and
Manufacturing Zone (NIMZ) in case of re-investment of sale consideration within a period of three years for
purchase of new plant & machinery in any other unit located in the same NIMZ or another NIMZ
Rollover relief from long term Capital Gains tax to individuals on sale of a residential property (house or plot of
land) in case of re-investment of sale consideration in the equity of a new start-up SME company in the
manufacturing sector for the purchase of a new plant and machinery.
Simple and expeditious exit mechanism for closure of sick units while protecting labour interest
DIPP is the nodal agency
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GOVERNMENT SCHEMES
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Miscellaneous
Gram Uday se Bharat Uday Abhiyan *
Village Self Governance Campaign
The campaign was launched on the 125th birth anniversary of Babasaheb Ambedkar at his birthplace.
The aim of this campaign is to make nationwide efforts to strengthen Panchayati Raj and through it, boost social
harmony in the villages, promote rural development and foster farmers welfare & livelihoods of the poor.
The campaign will be run jointly by the Ministries of Rural Development, Agriculture, Social Justice, Labour and
Information and Broadcasting along with the States.
Khelo India *
Ministry/Department : Ministry of Youth Affairs and Sports
Objective: Development of sports in India
Program:
A program of central government for development of sports.
Khelo India is a merger of following schemes:
o Rajiv Gandhi Khel Abhiyan(RGKA)
o Urban Sports Infrastructure Scheme (USIS)
o National Sports Talent Search Scheme (NSTSS)
Rajiv Gandhi Khel Abhiyan(RGKA):
The RGKA was a centrally sponsored scheme l
Launched in2014.
It was launched in place of erstwhile Panchayat Yuva Krida aur Khel Abhiyan (PYKKA).
o RGKA aimed at constructing sports complexes in each block and exclusively both for indoor and outdoor in
different sports discipline for 5 years.
PYKKA:
It was a rural sports initiative introduced by the Union Ministry of Youth Affairs and Sports to promote youth and
social development through sports.
NE and JK Based
Ishan Uday *
Scholarships for undergraduates from northeast;

Instituted after Bezbaruah committee recommendations
Under the scheme ten thousand fresh scholarships are to be provided for general degree course, technical and
professional courses including medical and para-medical courses
An amount of Rs.3500/- p.m. for General Degree courses and Rs. 5000/- p.m. for Technical & Professional
courses (including Medical & Para medical courses) will be given through Direct Benefit Transfer (DBT) to the
beneficiary student
Ishan Vikas *
Select students from northeast to be taken to IITs, NITs etc.

For internships/ exposure
44
GOVERNMENT SCHEMES
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North East Council

Headquarter : Shillong
Ministry : Ministry of Development of North Eastern Region
Chairman : Union Minister, Ministry of Development of North Eastern Region
Constituted : By an Act of Parliament in 1971 i.e it is an statutory body. The NEC act has been amended in 2002 to
add Sikkim and restructure it as the regional planning body for the North Eastern Region.
Consists of : Eight states of Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim and
Tripura. The chief ministers and governors represent them.
What it does?
The North Eastern Council is the nodal agency for the economic and social development of the North Eastern
Region
The Council is an advisory body and may discuss any matter in which the north-eastern states have a common
interest and advise the Central Government as to the action to be taken on any such matter.
The funding of council mainly lies with the central government with small portions contributed by the state
governments as well.
Skill and Labor

Ajeevika - National Rural Livelihoods Mission (NRLM) *
Objective: To reduce poverty by enabling the poor households to access gainful self-employment and skilled wage
employment opportunities, resulting in appreciable improvement in their livelihoods on a sustainable basis, through
building strong grassroots institutions of the poor
Mission:
It is also called Deen Dayal Antyodaya Yojana - NRLM
Swarnjayanti Gram Swarojgar Yojana (SGSY) was restructured as National Rural Livelihoods Mission in 2011
NRLM has now been renamed as Aajeevika.
World Bank supported program
Organise rural BPL people in SHGs and make them capable for self-employment by providing capacities such as
information, knowledge, skills, tools, finance and collectivization.
Works on three pillars:
o Enhancing and expanding existing livelihoods options of the poor
o Building skills for the job market outside; and
o Nurturing self-employed and entrepreneurs.
Launched in 2011
ATAL Innovation Mission *

Atal Innovation Mission (AIM) including Self-Employment and Talent Utilization (SETU) is Government of Indias
endeavour to promote a culture of innovation and entrepreneurship. Its objective is to serve as a platform for
promotion of world-class Innovation Hubs, Grand Challenges, Start-up businesses and other self-employment
activities, particularly in technology driven areas.
The Atal Innovation Mission shall have two core functions:
Entrepreneurship promotion through Self-Employment and Talent Utilization, wherein innovators would
be supported and mentored to become successful entrepreneurs
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GOVERNMENT SCHEMES
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Innovation promotion: to provide a platform where innovative ideas are generated
Under NITI Ayog
AIM started with initial sum of Rs. 500 crore
Started in 2015
MGNREGA * (10 years completed)

Objective: To enhance the livelihood security of people in rural areas by guaranteeing 100 days of wage-employment
in a financial year to a rural household whose adult members volunteer to do unskilled manual work
Program:
It is a social security measure that aims to guarantee the 'right to work'
All willing rural citizens are eligible
Focuses on durable assets as per local needs
Act provides for social audit of performance at least once in every six months
Wages are linked to Consumer Price Index (Agriculture Labour)
Employment is to be provided within 5 km of an applicant's residence, and minimum wages are to be paid.
If work is not provided within 15 days of applying, applicants are entitled to an unemployment allowance.
MGNREGA is to be implemented mainly by gram panchayats.
Labour-intensive tasks like creating infrastructure for water harvesting, drought relief and flood control are
preferred
Started in 2006
Has legal backing of MGNREGA Act
Scheduled Caste workers has consistently been about 20%
Scheduled Tribe workers has been about 17%
Statutory minimum limit for women share of work is 33%. This limit has been crossed all along.
More than 65% of the works taken up under the programme are linked to agriculture and allied activities
National Skill Development Mission *

Ministry/Department : Ministry of Skill Development and Entrepreneurship
Objective:
To provide a strong institutional framework at the Centre and States for implementation of skilling activities in
the country.
To train 40.2 crore people by 2022
Mission:
The Mission has been developed to create convergence across sectors and States in terms of skill training
activities.
National Skill Development Mission would not only consolidate and coordinate skilling efforts, but also expedite
decision making across sectors to achieve skilling at scale with speed and standards
It will be implemented through a streamlined institutional mechanism driven by Ministry of Skill Development
and Entrepreneurship (MSDE)
Institutional mechanisms is three tiered:
o Governing Council for policy guidance at apex level,
o Steering Committee and
o Mission Directorate (along with an Executive Committee) as the executive arm of the Mission.
Mission
Directorate will be supported by three other institutions:
o National Skill Development Agency (NSDA),

o National Skill Development Corporation (NSDC), and
o Directorate General of Training (DGT).
Seven sub-missions have been proposed initially to act as building blocks for achieving overall objectives of the
Mission. They are:
o Institutional Training,
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GOVERNMENT SCHEMES
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o
o
o
o
o
o
Infrastructure,
Convergence,
Trainers,
Overseas Employment,
Sustainable Livelihoods,
Leveraging Public Infrastructure.
Approved and started in 2015
National Policy for Skill Development and Entrepreneurship 2015 *

Objective: To provide an umbrella framework to all skilling activities
Policy:
The national policy will provide clarity and coherence on how skill development efforts across the country can be
aligned within the existing institutional arrangements.
This policy will link skills development to improved employability and productivity.
Bridging existing skill gaps, promoting industry engagement, operationalising a quality assurance framework,
leverage technology and promoting greater opportunities for apprenticeship training
Equity is also a focus of the Policy, which targets skilling opportunities for socially/geographically marginalised
and disadvantaged groups
Skill development and entrepreneurship programmes for women are a specific focus
In the entrepreneurship domain, the Policy seeks to educate and equip potential entrepreneurs, both
within and outside the formal education system
It also seeks to connect entrepreneurs to mentors, incubators and credit markets, foster innovation
and entrepreneurial culture, improve ease of doing business and promote a focus on social entrepreneurship
Pradhan Mantri Kaushal Vikas Yojana *

Objective: To impart skill training to youth, focussing on improved curricula, better pedagogy and trained
instructors
Scheme:
It is a skill certification and monetary reward scheme.
National Skill Development Corporation (NSDC) is the implementing agency
The training includes soft skills, personal grooming, behavioural change et al.
The Skill training would be based on the National Skill Qualification Framework (NSQF) and industry led
standards
Under the scheme, a monetary reward is given to trainees on assessment and certification by third party
assessment bodies. The average monetary reward is around Rs.8,000 per trainee
Focus on improved curricula, better pedagogy and better trained instructors
We have 605 million people below the age of 25
Scheme started in 2015
It will cover 24 lakh youths.
Self-Employment & Talent Utilisation (SETU) *

SETU or Self Employment and Talent Utilization Scheme is a techno-financial, incubation and facilitation
programme to give support and encouragement to young start-ups and other self-employment technology-intensive
ideas.
It will involve setting up of incubation centres and enhance skill development.

It aims to create around 100,000 jobs through start-ups
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GOVERNMENT SCHEMES
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Under NITI Aayog
SETU started with initial sum of Rs. 1000 Crore
Started in 2015
Skill India Campaign *

It is the umbrella campaign under which following was unveiled:
National Policy for Skill Development and Entrepreneurship 2015
National Skill Development Mission
Pradhan Mantri Kaushal Vikas Yojana
Launched on World Youth Skills Day on 15 th July 2015
Pandit Deendayal Upadhyay Shramev Jayate Karyakram *

Ministry/Department : Ministry of Labour and Employment
Objective: To provide conducive environment for industrial development and doing business with ease through
introduction of several labour reforms.
Details:
This program was launched to support the Make in India campaign of India for encouragement of
manufacturing sector, thus felt need to bring labour reforms.
Several initiatives were taken by the Government under the scheme :
o Shram Suvidha Portal :
Allocation of Unique labour identification number (LIN) to labour to facilitate online registration.
The compliances would be reportable in Single Harmonized Form which will make it simple and
easy for those filing such forms.
Filing of self-certified and simplified Single Online Return by the industry.
Labour inspector can upload inspection report within 72 hours.
This portal will help timely redressal of grievances.
Under this it is proposed to allot LIN to all these 6- 7 lakh units
o Labour Inspection scheme:
A computerized list of inspections will be generated randomly to reduce inspector raj
Inspector has to upload report within 72 hours
o Universal Account Number (UAN) for Employee Provident Fund (EPF):
An UAN is allotted to 4 crore EPF subscribers after centrally compiling & digitizing their
information.
Aadhar card is being seeded with the UAN for financial inclusion of labours.
The portability of the Social Security Benefits to the labour of organised sector across the jobs and
geographic areas will be ensured.
o Apprenticeship Protsahan Yojana:
Apprenticeship Protsahan Yojana envisages on imparting on-the-job training to apprentices.
Total numbers of seats are increased to 20 lakh from current 4.9 lakh in revamped scheme.
Government will reimburse 50 percent of stipend paid by employers to increase employability of
youth by giving them skills.
Started in 2014
USTAAD Scheme *
Ministry/Department : Ministry of Minority Affairs
USTAD stands for Upgrading the Skills and Training in Traditional Arts/Crafts for Development Scheme.
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GOVERNMENT SCHEMES
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Objective: Aims at upgrading Skills and Training of minority communities by preservation of traditional ancestral
Arts and Crafts.
Scheme:
It envisages boosting the skill of craftsmen, weavers and artisans who are already engaged in the traditional
ancestral work.
Under the scheme, assistance will be provided to traditional artisans to sell their products in order to make them
more compatible with modern markets.
It is fully funded by Union Government
Applicable for all areas in India
Started in 2015
Tourism
PRASAD - Pilgrimage Rejuvenation and Spirituality Augmentation Drive *
Ministry/Department : Ministry of Tourism
Twelve cities identified for development under PRASAD are:

a. Amaravati (Andhra Pradesh),
b. Gaya(Bihar),
c. Dwaraka(Gujarat),
d. Amritsar(Punjab),
e. Ajmer(Rajasthan),
f. Kanchipuram(Tamil Nadu),
g. Vellankani(Tamil Nadu),
h. Puri(Odisha),
i. Varanasi(Uttar Prasesh),
j. Mathura(Uttar Pradesh),
k. Kedarnath (Uttarakhand) and
l. Kamakhya (Assam)
The criterion for selection of these cities is their rich heritage and cultural history.
Started in 2015
HRIDAY - National Heritage City Development and Augmentation Yojana *

Ministry/Department : Ministry of Urban Development
Objective: To preserve and revitalize the soul and unique character of the heritage cities in India
Scheme:
It aims to bring urban planning, economic growth and heritage conservation together for heritage cities.
It seeks beautification in an inclusive and integrated manner with focus on cleanliness, livelihoods, skills, safety,
security, accessibility and faster service delivery of heritage cities.
Twelve cities under this scheme are :
Amaravati(Andhra Pradesh);
Gaya (Bihar);
Dwarka (Gujarat),
Badami(Karnataka);
Puri (Odisha),
Amritsar (Punjab);
Ajmer(Rajasthan);
Kanchipuram (Tamil Nadu);
49
GOVERNMENT SCHEMES
_______________________________________________________________
Vellankani(Tamil Nadu);
Warangal (Telangana);
Varanasi (Uttar Pradesh); and
Mathura (Uttar Pradesh)
The criterion for selection of these cities is their rich heritage and cultural history.
Started in 2015
Tribals, Backwards and Minorities

Nai Manzil Scheme *
Objective: To equip minority youth with employable skills
Scheme:
Minority youths in the age group of 17 to 35 years who are school-dropouts or educated in the community
education institutions like Madarsas, are provided an integrated input of formal education (up till Class VIII or
X) and skill training along with certification
It is done with a view of enabling them to seek better employment in the organized sector and equipping them
with better lives.
Minimum 30% seats are earmarked for minority girls.
It includes a Non-residential programme of 9-12 months duration involving a Basic Bridge Programme (For
Class VIII or Class X) for their education, along with training in trade based skills for sustained
livelihood/gainful employment.
The scheme covers the entire country.
Launched in 2015
Nai Roshni Scheme

Objective:
1. Leadership Development of Minority Women
2. To empower and instil confidence among minority women by providing knowledge, tools and techniques for
interacting with Government systems, Banks and other institutions at all levels.
Scheme:
The scheme is implemented through Non-Governmental Organizations (NGOs).
The scheme is implemented with the involvement of the Gram Panchayat at village level and Local Urban bodies
at the District level.
Launched in 2012-13
Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY) *

Ministry/Department : Ministry of Mines
Objective: To provide for the welfare of areas and people affected by mining related operations, using the funds
generated by District Mineral Foundations (DMFs)
Scheme:
50
GOVERNMENT SCHEMES
_______________________________________________________________
To implement various developmental and welfare projects/programs in mining affected areas that complement
the existing ongoing schemes/projects of State and Central Government
To minimize/mitigate the adverse impacts, during and after mining, on the environment, health and socioeconomics of people in mining districts
To ensure long-term sustainable livelihoods for the affected people in mining areas
Focus:
High priority areas like drinking water supply, health care, sanitation, education, skill development, women and
child care, welfare of aged and disabled people, skill development and environment conservation will get at least
60 % share of the funds
Rest of the funds will be spent on making roads, bridges, railways, waterways projects, irrigation and alternative
energy sources
About District Mineral Foundations (DMFs):
The Mines and Minerals (Development & Regulation) Amendment Act, 2015, mandated the setting up of
District Mineral Foundations (DMFs) in all districts in the country affected by mining related operations.
In case of all mining leases executed before 12th January, 2015 (the date of coming into force of the Amendment
Act) miners will have to contribute an amount equal to 30% of the royalty payable by them to the DMFs. Where
mining leases are granted after 12.01.2015, the rate of contribution would be 10% of the royalty payable.
Launched in 2015
Vanbandhu Kalyan Yojna *

Ministry/Department : Ministry of Tribal Affairs
Objective: Develop tribal people by streamlining and ensuring all benefits reach them.
Scheme:
Aims at overall development of tribal people with an outcome-based approach, which would ensure that all the
intended benefits, goods and services to the tribal people through various programmes/schemes of Central and
State Governments covered under the respective Tribal Sub-Plans actually reach them by way of appropriate
convergence
Through VKY, it is envisaged to develop the backward blocks in the Schedule V States as model Blocks with
visible infrastructural facilities to further the mission development
Launched in 2014
Urbanization and Housing

AMRUT *
Ministry/Department : Ministry of Urban Development
AMRUT stands for Atal Mission for Rejuvenation and Urban Transformation
Scheme:
This scheme is a new avatar of the Jawaharlal Nehru National Urban Renewal Mission (JNNURM)
But, unlike in JNNRUM, Centre will not appraise individual projects in AMRUT
AMRUT adopts a project approach to ensure basic infrastructure services relating to water supply, sewerage,
storm-water drains, transportation and development of green spaces and parks with special provision for
meeting the needs of children.
Under this mission, 10% of the budget allocation will be given to states and union territories as incentive
based on the achievement of reforms during the previous year
AMRUT will be implemented in 500 locations with a population of one lakh and above.
51
GOVERNMENT SCHEMES
_______________________________________________________________
It would cover some cities situated on stems of main rivers, a few state capitals and important cities
located in hilly areas, islands and tourist areas.
Under this mission, states get the flexibility of designing schemes based on the needs of identified cities
and in their execution and monitoring.
States will only submit state annual action Plans to the centre for broad concurrence based on
which funds will be released.
Central assistance will be to the extent of 50% of project cost for cities and towns with a population of up to
10 lakhs and one-third of the project cost for those with a population of above 10 lakhs.
Under the mission, states will transfer funds to urban local bodies within 7 days of transfer by
central government and no diversion of funds to be made failing which penal interest would be charged
besides taking other adverse action by the centre
"Housing for All by 2022" Mission *

Ministry/Department : Ministry of Housing & Urban Poverty Alleviation
Components:
1. Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource;
2. Promotion of affordable housing for weaker section through credit linked subsidy;
3. Affordable housing in partnership with Public & Private sectors and
4. Subsidy for beneficiary-led individual house construction or enhancement.
Mission:
Centrally Sponsored Scheme, except the credit linked subsidy component, which will be implemented as a
Flexibility to States for choosing best options to meet the demand of housing in their states
Central grant of Rs. one lakh per house, on an average, will be available under the slum rehabilitation
programme
Technology Sub-Mission (environment, disaster management)
Ownership of houses will be in the name of woman or jointly with husband
The scheme will cover the entire urban area consisting of 4041 statutory towns with initial focus on 500 Class
I cities and it will be implemented in three phases as follows, viz.
a. Phase-I (April 2015 - March 2017) to cover 100 Cities to be selected from States/UTs as per their
willingness;
b. Phase - II (April 2017 - March 2019) to cover additional 200 Cities and
c. Phase-III (April 2019 - March 2022) to cover all other remaining Cities.
Two schemes have been launched to achieve the aim of the mission :
a. PM Awas Yojana
b. PM Aws Yojana - Gramin
Launched in 2015
Pradhan Mantri Awas Yojana *

Ministry/Department : Ministry of Housing & Urban Poverty Alleviation
It is the vehicle to achieve objective of "Housing for All" Mission in Urban areas
Scheme:
The aim of this scheme is to construct more than two crore houses across the length and breadth of the
nation.
The target beneficiaries of the scheme would be poor and people living under EWS and LIG categories in urban
establishments of the country.
The government would provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a
period of 15 years from the start of loan.
The houses under Pradhan Mantri Awas Yojana would be allotted to preferably the female member of the
family.
All details of "Housing for All by 2022" Mission are also applicable here.
52
GOVERNMENT SCHEMES
_______________________________________________________________
Launched in 2015
Pradhan Mantri Awas Yojana - Gramin *

It is the vehicle to achieve objective of "Housing for All" Mission in Rural areas
Scheme:
It will be implemented in rural areas across the country except Delhi and Chandigarh
Government to construct 1 crore pucca (permanent) houses for the rural poor in the next three years.
The scheme is expected to boost job creation in rural areas
The project will be implemented in a span of three years from 2016-17 to 2018-19
Beneficiaries of the rural houses would be chosen according to data taken from the Socio-Economic Caste
Census of 2011
An allowance of Rs. 120,000 in plain areas and Rs. 130,000 in hilly areas will be provided for construction
of homes
The unit size will be enhanced from the existing 20 sq.mt. to up to 25 sq.mt. including a dedicated area for
hygienic cooking.
Funds will be transferred electronically directly to the account of the beneficiary.
The beneficiary would be facilitated to avail loan of up to 70000 rupees for construction of the house which is
optional
Launched in 2016
It replaces Indira Awas Yojana
Smart City *
Ministry/Department: Ministry of Urban Development ( in collaboration of states)
Objective: To develop 100 cities all over the country making them citizen friendly and sustainable
Scheme:
Smart cities to be selected through City Challenge Competition
These cities to be developed as satellite towns of larger cities and by modernizing the existing mid-sized
cities.
Eight critical pillars of Indias Smart City Program are:
a. Smart Governance
b. Smart Energy
c. Smart Environment
d. Smart Transportation
e. Smart IT & Communications
f. Smart Buildings
g. Smart Health Hospitals
h. Smart Education
The 100 potential smart cities were nominated by all the states
4 approaches are adopted for development of Smart Cities:
a. Retrofitting i.e. city improvement: Introduce planning in an existing built-up area to achieve smart
city objectives, along with other objectives, to make the existing area more efficient and liveable. In
retrofitting, an area consisting of more than 500 acres will be identified by the city in consultation with
citizens.
b. Redevelopment i.e. city renewal: Replacement of the existing built-up environment and enable
co-creation of a new layout with enhanced infrastructure using mixed land use and increased density.
Redevelopment envisages an area of more than 50 acres, identified by Urban Local Bodies (ULBs) in
consultation with citizens.
c. Greenfield development : Introduce most of the Smart Solutions in a previously vacant area (more
than 250 acres) using innovative planning, plan financing and plan implementation tools (e.g. land
pooling/ land reconstitution) with provision for affordable housing, especially for the poor. Ex. GIFT City
d. Pan-city development envisages application of selected Smart Solutions to the existing city-wide
infrastructure.
53
GOVERNMENT SCHEMES
_______________________________________________________________
Launched in 2015
Women, Children and Girls

Beti Bachao, Beti Padhao Scheme *
Ministry/Department : Ministry of Women and Child Development, Ministry of Health and Family Welfare and
Ministry of Human Resource Development
Objective: Survival, protection & education of the girl child
Scheme:
It is also called "Save girl child, educate girl child"
It aims to address the issue of declining Child Sex Ratio (CSR) through a mass campaign across the country
targeted at changing societal mindsets & creating awareness about the criticality of the issue
The Scheme will have focussed intervention & multi-sectoral action in 100 districts with low Child Sex
Ratio. 61 more districts added in 2016
Implemented under the overall guidance and supervision of concerned District Magistrate/Deputy
Commissioners.
Launched in 2015 from Panipat
Madhuri Dixit is the brand ambassador of this scheme.
Child sex Ratio (06 years) in India was 927 girls per 1,000 boys in 2001, which dropped drastically to 918 girls
for every 1,000 boys in 2011
Digitial Gudda Guddi Board *

Ministry/Department : Ministry of Women and Child Development
The digital board displays audio video material as well as still frames for disseminating information.
This Board is being displayed at important state offices including that of the Chief Minister, district level offices,
Zila Panchayat offices, primary health centers and other public places frequently visited by the common man.
It was first launched in Maharashtra. Later adopted at centre as best practice under Beti Bachao, Beti Padhao
Scheme
Adopted at centre in 2015
Indira Gandhi Matritva Sahayog Yojana

Scheme:
Centrally Sponsored Scheme
Conditional Maternity Benefit (CMB) for pregnant and lactating women to improve their health and
nutrition status to better enabling environment by providing cash incentives to pregnant and nursing mothers.
It is being implemented using the platform of Integrated Child Development Services (ICDS) Scheme
The beneficiaries are paid Rs.6000/ in two instalments through bank accounts or post office accounts.
a. The first instalment is given in third trimester i.e. seven to nine months of pregnancy and
b. The Second installment is given six months after delivery on fulfilling specific conditions.
The beneficiaries would be pregnant women of 19 years of age and above for first two live births
(benefit for still births will be as per the norms of scheme).
All Government/PSUs (Central & State) employees are excluded from the scheme as they are entitled for paid
maternity leave.
54
GOVERNMENT SCHEMES
_______________________________________________________________
Started in 2010
Integrated Child Development Services (ICDS).

Objectives:
To improve the nutritional and health status of children in the age-group 0-6 years;
To lay the foundation for proper psychological, physical and social development of the child;
To reduce the incidence of mortality, morbidity, malnutrition and school dropout;
To achieve effective co-ordination of policy and implementation amongst the various departments to promote
child development; and
To enhance the capability of the mother to look after the normal health and nutritional needs of the child
through proper nutrition and health education.
Scheme:
It is a Centrally sponsored Scheme implemented by States/UTs across the country.
Following six services are provided under ICDS:
a. Supplementary nutrition (SNP),
b. Immunization,
c. Health check-up,
d. Referral services,
e. Pre-school non-formal education and
f. Nutrition & health education are provided.
Launched in 1975
WB and UNICEF supports it
SABLA - Rajiv Gandhi Scheme for Empowerment of Adolescent Girls

Objective: Aims at all-round development of adolescent girls of 11-18 years (with a focus on all out-of-school AGs) by
making them self-reliant.
Scheme:
Centrally Sponsored Scheme
It uses ICDS infrastructure to deliver services
2 major focus areas:
a. Nutrition : Take Home Ration or Hot Cooked Meal
b. Skill development : Health check-up, Supplements, Vocational training etc.
Launched in 2010
Sukanya Samriddhi Scheme *

Objective: Aims to ensure equitable share to a girl child in resources and savings of a family
Scheme:
It is small deposit scheme for girl child launched under "Beti Bachao, Beti Padhao" Scheme
The scheme offers higher interest rate than PPF.
But it is only for girls below age of 10 years with longer lock in period.
Started in 2015
Investment type: small deposit account
Where: post office and selected banks
55
GOVERNMENT SCHEMES
_______________________________________________________________
Max number of account: 1 account per girl

Max number of accounts per family: max. 2 girl child
Age: from birth till 10 years of girl child
Min. deposit: Rs. 1000/ per year, further multiple of Rs. 100
Max. deposit: 1.5 lakh/year
Interest rate: 9.1% of financial year 2014-15. It will change every year
Partial withdrawal: 50% allowed at the age of 18 years of girl
Maturity : 21 years from the date of account open or marriage, whichever is earlier
56

Prelims 2016 - Government Schemes

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Prelims 2016 - Government Schemes

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Basic of Schemes : Recent Changes

4. Pradhan Mantri Krishi Sinchai Yojana

It covers all sectors of agriculture like: (don't remember them)

National Mission on Oilseeds & Oil Palm (NMOOP) *

restoring soil fertility and productivity;

What will NAM do?

NAM is currently being launched in 21 mandis and it will offer trade in

Education Related Schemes

What are the benefits?

Environment Related Schemes

First year target to cover 6000Km

Ministry/Department : Ministry of Water Resources

To ensure the government services are made available to citizens electronically.

Connectivity gap between Gram Panchayats and Blocks will be filled

land permissions, foreign investment proposal, environmental clearances

Financial Inclusion and Social Security

Aam Aadmi Bima Yojana is a Social Security Scheme

o Kishor: covers loans above Rs 50,000/- and upto Rs. 5 lakh

Primary functions of MUDRA Bank are:

Direct Benefit Transfer of LPG

Funds and Cess

Fund was created address regional imbalances in development

BHARAT stands for Better Health, Agriculture, Renewable and Technologies

Central Road Fund

Launched in 1988 by a resolution of Parliament

Krishi Kalyan Cess *

National Clean Energy Fund

National Investment Fund

In 2013, these restrictions were relaxed as follows:

Rashtriya Arogya Nidhi (RAN) *

Rural Infrastructure Development Fund

Senior Citizen Welfare Fund *

Swachh Bharat Cess *

Under Swachh Bharat Abhiyaan.

Ministry/Department : Ministry of Health & Family Welfare

Less than 1 per cent microfilaria prevalence in all districts

Deendayal Upadhyaya Gram Jyoti Yojana *

Ganga Gram Yojana *

Integrated Power Development Scheme

Mega Food Park Scheme

National Offshore Wind Energy Policy *

National Rural Drinking Water Scheme

Part of Bharat Nirman

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Sansad Adarsh Gram Yojana *

Special Economic Zones (SEZs)

Swacchh Bharat Abhiyan *

Swiss Challenge model *

Swiss challenge method is a process of giving contracts.

shall be taken over in 2015-16 and 25% in 2016-17.

Manufacturing and EXIM

Make in India Programme*

National Investment and Manufacturing Zones

Scholarships for undergraduates from northeast;

Select students from northeast to be taken to IITs, NITs etc.

North East Council

Skill and Labor

ATAL Innovation Mission *

Innovation promotion: to provide a platform where innovative ideas are generated

MGNREGA * (10 years completed)

National Skill Development Mission *

o National Skill Development Agency (NSDA),