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What? Where? When? Who? Why?
Submitted by:
Aelohim Imperial
Gleason Lubbui
Carmie Canonizado
Christelle Orme
Alyssa Valdez

Hail or hailstorm is a type of precipitation that appears in the form of storm. A hailstorm is
named such, for the reason that during the storm, vast number of hail or balls of ice fall on the
Earth. At the same time, both hail and rainwater fall during the storm.
The ball of ice that falls down during this phenomenon is called hailstone. Hailstones typically
measure between 5 and 200 millimeters. Their sizes are usually compared to objects such as golf
balls, pea and etc.
As said previously, hail is a type of precipitation just like rain. Thus, it is unavoidable.
In regions that fall outside the tropical belt, hail is accompanied by ice that is so thin that it forms
a translucent sheet in the atmosphere. Hailstorms also occur in many tropical and monsoon
regions of the world.

Hailstones are formed in cumulonimbus clouds, which are often linked to thunderstorms. It will
be explained later why such phenomenon occurs in that type of clouds.
Hail can occur anywhere, but is most prevalent in particular areas. China, India and Australia are
known to have severe hailstorms. In the United States where Colorado, Nebraska and Wyoming
meet is known as Hail Alley having the most hailstorms with Cheyenne, Wyoming averaging
the most at 10 hailstorms per year.
In some occurrences, the hail constructs inside the interiors of continents but in climates with
higher temperatures such as in the tropics, the formation stays at a high elevation level.
Hailstorms usually take place frequently in mountainous regions than the regions with a lower

Hailstorms may happen anytime even when the weather is good. They occur during
thunderstorms. As said beforehand, they happen in cumulonimbus clouds.
Hailstorms most likely occur in mid-latitudes during summer wherein surface temperature is
high enough to promote the instability associated with strong thunderstorms. The air ground
level may be warm, but it can still be cold enough higher up in the sky.

Many scientists can predict when thunderstorms are going to happen and can detect hailstorms
and hail occurring. This can be done through weather radar imagery and satellites used especially
for predicting weather and weather changes.
Weather forecast agencies and other media organizations do not refer to the actual size of a
hailstones in millimeters, while reporting the severity of a hailstorm. The objects of comparison
that are often used are, coins like, cents, dimes, or dollars. Some other objects also include
marbles, golf balls, and peas.
Peoples lives in the affected area may be at risk.

The towering cumulus thunderheads billow and grow upwards because of the strong currents of
rising air commonly known as updrafts within the thunderhead. It is these similar updrafts that
form hail and cause the hail to increase in size.
A hailstone starts out as a droplet of water. The updrafts carry the water droplets to the top of the
thunder head where the temperature is much colder than at the base of the cloud and the water
droplets freeze.
These frozen water droplets then fall back down toward the base of the thunderstorm and the
updraft will once again blow this frozen water droplet upwards to the top of the cloud. As this
hailstone moves up and down in the towering cumulus or cumulonimbus cloud, it picks up more
supercooled water that freezes onto the hailstone making it grow in size.
This process will repeat over and over again up until the hailstone becomes too heavy for the
updraft to bring it upwards and the hailstone will drop to the ground. Stronger updrafts result to
larger cumulonimbus clouds. And the stronger the updraft, the more frequency a hailstone will be
carried up and down inside of the thunderstorm freezing more layers on the hailstone, making the
hailstone larger.

How can you avoid being part of that large sum of money, and how can you make sure your
coverage is ready in case your car is damaged by hail?
Get covered parking
Covered parking can save you a lot of hassle and money, especially in the middle of the country.
Ride out the hail storm
If you dont have access to covered parking, another option is to find temporary shelter. Local
malls, for example, usually have parking garages where you could park if you know a storm is
brewing. If you dont have a covered place to store your vehicle, find those options for the big
Use blankets or a hail car cover
If you dont have a shelter option, and you know a storm is coming, get something over your car.
Some companies sell car covers specific to this purpose, but you can use your own blankets, as
well. Just make sure you duct tape them downthe winds can pick up pretty quickly during hail
storms. The tape can leave a sticky residue on your car, but most likely wont cause any damage
to the paint.
Get Comprehensive and Rental coverage
With insurance, Comprehensive doesnt mean all encompassing. Instead, its the specific
coverage that helps pay for damage caused by things like weather or fire. In most cases,
Comprehensive will cover hail damage, too. Also, make sure you have Rental coverageone in
10 Progressive policyholders who have a total loss (meaning their car is damaged beyond repair)
do. And its an option that helps pay for a rental car if your car is being fixed or replaced. Both

Comprehensive and Rental are among the personalized coverages you can add to your
Progressive auto policy.

The condition of your property is one of the most consequential factors in determining the
amount of damage a hail storm will inflict on your personal belongings. The integrity of your
roof should be your primary concern for it will keep you safe during a storm.
Inspect and maintain your roof. Inspect your roof regularly and take immediate measures if you
notice a problem. Replace broken or damaged shingles without delay and consider installing
ones rated as class 3 or 4 which have been proven to withstand harsh hail. Do not neglect
seemingly minor defects that may make your roof susceptible to hail damage. Make sure the
overall condition of your chimney is good and that it can be properly closed if necessary, and
take effective measures to better protect your roof. If you consider an imminent renovation
project, you are advised to opt for impact resisting roofing to further reduce eventual hail damage
and secure your home.
Keep your trees and shrubbery well-trimmed. It is very important to eliminate the risk of trees or
branches falling on your home during a storm. Maintain all the trees and shrubbery in your yard
but pay special attention to branches that are directly over your roof or too close to your
windows in the event of a storm they are most likely to damage your home. Strong wind and
hail stones can easily break any weak or dry branches, so be prudent enough to remove them in
Properly maintain your outdoor area and avoid potentially dangerous materials. It is not only
falling trees and branches that may cause severe damage to your home all kinds of debris such
as decorative or waste materials blown by the fierce winds during a hailstorm pose a great risk.
So keep your outdoor area clean and safe. You are advised to replace rock or gravel landscaping
material with shredded bark or other safe pieces that will cause no harm even when blown by
strong winds.
Keep gutters and drainpipes clear of leaves and debris. Make sure water can drain quickly or
your home may sustain water damage in addition to the typical hail damage.

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Facts About Hailstorms. (n.d.). Retrieved February 11, 2016, from Buzzle:
Hail. (n.d.). Retrieved February 11, 2016, from Basic Planet: