MonEY MYtH #10

“I Can’t Afford It!”

“I

Can’t afford It.” How many times do we repeat this in a day? It has been astutely stated, “possession is nine-tenths of the law.” It is also the basic tenant of advertising that if by repeating something over and over again, it becomes truth.

Money Myths
SolutIon: You are the boss of your thoughts. Rearrange, reorganize, re-scramble, and rethink your thought patterns to reflect an acceptance of wealth, which is our true original condition. If you would like to dig deeper into this subject, you may get the free preview copy of a booked entitled, A Thoughtanomics Manifesto—How to Move From Money Madness to True Abundance, by signing up for the Dreams to Reality Report. If you feel that “wisdom” would advise you not to spend resources on a particular thing at a particular moment, then line up your thoughts, words, deeds and subconscious to be in agreement to support you in the practice of wealth. You may say something like, “I choose to invest money in something more important right now,” or “I want to invest my resources, rather than to consume them, right now. Try saying that and feeling that right now!

You are ultimately the boss of the thoughts activated by your subconscious. If you think and then say, “I can’t afford it,” your subconscious will get the message, and will scan for and focus on circumstances, situations, and events to prove and solidify that myth as reality. Our subconscious always seeks to find congruency with our consciousness—the real boss.

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that stop you from making

big money
10 MonEY MYtHS

by Deborah S. Nelson www.DSPublishing.info

Copyright © 2010 by Deborah S. Nelson and Dana Susan Beasley Published by DS Publishing, 3107 West Colorado Avenue #303, Colorado Springs, CO 80904-2040, support@DSPublishing.info, www.DSPublishing.info All Rights Reserved. The original purchaser is hereby granted permission to print the pages for personal use. Even though this material is copyrighted, since this is a free e-book, you do have permission to forward this e-book to anyone who may benefit from this information; and DS Publishing also gives you permission to post this free e-book on you website for free in order to build your list, but do not have permission to charge anyone for this e-book, or to alter its contents in any way, shape, or form. 10 MonEY MYtHS

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Money Myths
that stop you from making

10

big money
MonEY MYtH #10
“I Can’t Afford It!”

“I

Can’t afford It.” How many times do we repeat this in a day? It has been astutely stated, “possession is nine-tenths of the law.” It is also the basic tenant of advertising that by repeating something over and over again, it becomes truth. Let’s face it: 50 years ago, no one needed deodorant. Mankind survived for thousands and thousands of years without it. Suddenly in the past 50 years, deodorant is an absolute necessity in polite culture.

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So how did that happen? Repetition creates reality; and using mass communications, repetition created the “deodorant reality” for millions of people. Repetition is how advertising works: “I can’t afford it,” “I can’t afford it.” Repeat it often enough, and it becomes true for you. While you may think it was true before you recited it a dozen or so times, try not saying it and even try not thinking it for a week, as I contend this is one of those “what came first…the-chicken–or-the-egg” quandaries. Stop and replace that thought and statement with another more abundant thought and statement for just one month, and witness a change. You will realize that “I can’t afford it,” becomes true as long as you make the statement, believe it, and practice it. This is because it is impossible to separate our words from our thinking and our thinking from our words. Your subconscious seeks to obey the word pictures you feed it, because it wants to be at peace with your consciousness. So until you break the spell, the “I can’t afford it,” statement will hypnotize you into the practice of a continuous financial state of “not enough money.”

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Can’t Afford to Retire?
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Free Report: 5 Reasons to Buy & Retire in The

You are ultimately the boss of the thoughts activated by your subconscious. If you think and then say, “I can’t afford it,” your subconscious will get the message, and will scan for and focus on circumstances, situations, and events to prove and solidify that myth as reality. Our subconscious always seeks to find congruency with our consciousness—the real boss.

SolutIon: You are the boss of your thoughts. Rearrange, reorganize, re-scramble, and rethink your thought patterns to reflect an acceptance of wealth, which is our true original condition. If you would like to dig deeper into this subject, you may get the free preview copy of a book entitled, A Thoughtanomics Manifesto—How to Move From Money Madness to True Abundance, by signing up for the Dreams to Reality Report. If you feel that “wisdom” would advise you not to spend resources on a particular thing at a particular moment, then line up your thoughts, words, deeds, and subconscious to be in agreement to support you in the practice of wealth. You may say something like, “I choose to invest money in something more important right now,” or “I want to invest my resources, rather than to consume them right now. Try saying that and feeling that right now! You will most likely feel stronger, more empowered, and less whiney than when you say “I Can’t afford It!” This takes practice, but start right now to build a personal belief system to welcome abundance into your life.
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MonEY MYtH #9
“I Must Have a Job”

“I

Must Have a Job.” This is one incredible money-myth whopper. How long has the job been in existence? A hundred years, perhaps? The job creates a false sense of security, but also that of indentured servitude. For a job, we trade our biggest chunk of time each day for a “pot of porridge, credit card debt, and a home the bank owns.” We have traded our talents, youth, even our soul, for the promise of a steady paycheck. Yet, God, the creator, the source of life, has kept people alive for thousands of years without jobs. If you don’t believe in God, you can see that people have been kept alive by using resources provided by “the creation,” the “Mother Earth.” And “the job market” has not made anyone wealthy except for the people who invented it, perpetuate it, and wield the educational system to train people to work in it!

SolutIon: self-funded self-employment. We have been so indoctrinated beginning in Kindergarten all the way through college that we must “make a living and get a good job.” We are taught this is the road to status, recognition, retirement, and security. We are granted grades, diplomas, awards, honors, and funding to keep us steadily on this path. These are external things, which have gradually mesmerized us to trade our soul (our purpose, our gifts, our talents, legal rights, and our true wealth) for a small weekly stipend. And what was originally a beautiful painting of security, perhaps initially a fair trade—a career that included health insurance, pension, longevity, and retirement, is no longer the real deal.
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Today, even the thinly veiled promise of security, status, and retirement is now being reclaimed by its not-so-generous perpetrators. And even worse, increasingly extra “bailout taxes” are also being extorted from American tax payers (workers) in exchange for their continued, but quickly waning, “job security.”

Politics aside, this charade is a well orchestrated drama, cleverly playing on the American and world-stage daily as a distraction from the real theft being done to productive people—Democrat, Republican, American, or otherwise. Wake up people. We have been deceived and gradually become “addicted to jobs,” addicted to the “peanuts” exchanged for these jobs, and addicted to the lifestyle that supports these jobs, and then addicted to the credit cards that support the lifestyle (that supports the jobs). If you really ponder it, (but who has time to ponder, right?) those very peanuts are again extracted from us as credit card interest, mortgage interest, expensively financed soon-to-be-obsolete automobiles, and the lifestyle (deodorant and such things…) required to “qualify” for this regular stipend, actually a pittance in the terms of what is available in the real world of abundance. It’s never too late to develop your gifts and talents and wean yourself away from the “corporate umbilical cord.” Click here to learn more about self-funded self-employment.
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MonEY MYtH #8
“I Can’t Do My (Business, Art, Purpose, Mission) Without Funding First!”

t

his is probably the number one money myth that drives us away from living our dreams, passions, and true talent and consequently realizing abundant wealth from those gifts and inspiration. And it is not only a major money myth, but it is a big fat convenient excuse keeping you from investing in yourself. I know that many of you are going to be totally offended at this one. But if you really want to live your purpose, your gift, your talent— nothing, and I mean nothing, should stop you or distract you. The biggest myth that Power Brokers Perched atop the Mountain of Money (most all of it paid to them by us); is that you must have funding to accomplish your dreams. There is only room for one real dream and that’s theirs. Now, if you play along, you can participate in “the Predefined American Dream,” which is the so-called freedom of a job, a home (owned by the bank) and social-security retirement, with Medicare health insurance (mostly consisting of prescription drug addiction in old age). At the risk of sounding angry, let me clarify that I am not. We are responsible for our participation, and I am simply speaking truth.

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What about your own unique dream? What about your purpose? What about your deeply held talents and passions? You start asking these questions and “Power & Money Brokers” have an answer for you…”Get funding.” We’ll loan you the money and you can pay us (argh), interest! (again). If you jump through the right hoops, (mostly hoops that require traditional employment) we will give you a small business loan, an art stipend, or an educational grant (with interest). The reality here is you spend 75–90% of your time jumping through the red-tape hoops, paying interest, or not even being able to qualify for these—because the goal is to keep you (and everyone) in the work force. If somehow you manage to break away and get the funding, however, you are still going to pay “them” interest for the loan, or jump through red-tape hoops for the grant, and therefore will be ineffective in your real purpose. You are still working for them, and their dreams—not yours.

SolutIon: Make a commitment to your dreams. Not theirs,
whoever “they are.” Start going deep inside to find out what your true dreams and talents are. Start investing now in your own dreams. Make a plan and a strategy to see those dreams come true. Do not be derailed from your dreams by the myth that you need funding or money first in order to see your dreams come true. Your dream is not dependent on the system of money, which is maintained and perpetuated by those who are in a not-so-generous
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crowd. Your dreams are dependent on your passion and your personal power and your commitment to fulfill them. The money, financing, and resources will come once you step out and get started. Do not wait on their money or on them who have the money! Use the Power of the Pen. Write them down in a journal or create a dream board, or vision board. Better yet, publish your own dream plan book (Dreams to Reality Curriculum, by Deborah S. Nelson, www.AuthorYourDreams.com)

Coming this March!
Your Do-ItYourself Guide to the Basics of Starting and Running a Vacation Rental

Rev Up Your Vacation Rental Revenues
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MonEY MYtH #7
Learn how you can start your own gift basket & flower Free! Limited Time Trial Offer!

“I

need MoneY to survIve.” Wrong. This is a survival mentality and a self-fulfilling prophecy. To the extent you believe this, you therefore become more and more desperate for money. You lose all sense of morality, character, and purpose because survival trumps all these things. It’s a downward spiral. As you become desperate for money, you begin to focus all your energy on money. You focus on the fact that you do not have enough money. And you are the boss of your thoughts. Your subconscious screens and scans possible circumstances to bring into your circle of life, to prove your premise, and make your belief come true. Because you think there is not enough money, you begin to chase it and it begins to run away. You are so desperate for money crumbs, you eat seed, do not plant or invest anything for later, and you begin to consume your tail once the seed is gone. This focus on daily survival keeps you right there, in survival mode, because you bring to pass what you focus on most.
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online store at home.

“I Need Money to Survive”

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Life becomes all about survival, and its hard and cold and jaded. There is no joy or purpose or beauty. Only money can satiate our ever-growing need to survive, not thrive.

SolutIon: Live your life and
your purpose. The truth is you will not die without money. But you will die inside without a will to live. You will die inside as you live someone else’s dreams. Use your will to live for joyful living, to sustain your purpose and create independence from money, so that you are not a slave to money. Instead become a servant to your dreams and true purpose. Invest in yourself and in your dreams. This will cause you to stop focusing on the fear that you do not have enough money. Money and resources that arrive on your scene will be invested fruitfully and therefore will support who you truly are. It may take longer and will not necessarily be in the form of small weekly stipends, but your needs will be met. You have invested all of your life in someone else’s dreams. You have been trained from Kindergarten all the way through college to be in the workforce for someone else’s dreams. Therefore expect to invest a few years in your own life purpose and dreams before you begin to see a payoff!
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MonEY MYtH #6
“It Takes Money to Make Money!”

“I

takes MoneY to Make MoneY!” Again, with this statement we believe that we are dependent on those who are sitting on Mt Money. It takes an investment to make money, or to create wealth. An investment can be time, resources (the use of a PC), homeoffice space, automobile, learning, training, energy, love, planning, practicing—all these can be money-free investments.
t

This myth is perpetuated by existing Power Brokers (I have nothing against them), who invite you to feed their dream. If you dare to try to break away to build your own personal dream, they’ve got it covered. If you are breaking away from indentured servanthood, at least they can loan you the money and earn the interest for it. Whether it be a government loan, a small business loan from a bank, or putting up collateral for a loan, you are again working for the existing power brokers, and you may be living a semblance of your dream, but you are still working for the bank, the landlord (lease on commercial property), or the government (small business loan or grant and the following their rules).

SolutIon: self-funded Creative business Model. Invest in your
own talent and build income using the Creative Business Model. With the Internet, websites can be built for free and hosted for free. Meanwhile, you can develop a client base and hone your talent. As you
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make income invest it in equipment, (laptop, camera, training, networking). This way you do not borrow thousands of dollars and invest it unwisely. Stair-step your business gradually, building it naturally, rather than forcing it with branded marketing and mass-created need. This is the competitive business model that subscribes to the belief system that “it takes money to make money,” since they are in the business to make money from interest payments. Only if you are forcing a need onto the marketplace and creating a product or service that is not coming from heart and soul will you need to borrow money to make a business viable. Your gifts and talents are viable because you are you and you are viable. Work with the “Self-funded Creative Business Model, more info at www.UniversityofSelfEmployment.com. This may take months and years and decades to come to its fullness. The Powers that Be have been working at it for generations. Think about how many years of education, on-the-job training, and servitude you have invested in someone else’s vision. Instead start investing in yourself and the creative business model.

DS
Publishing
Your guide to Purposeful Living and Working
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MonEY MYtH #5
“Buy Now, Pay Later!”

B

now, PaY Later.” This is a huge money myth that seems true, because it is so big and pervasive. The real truth about this belief system is that it is designed to create perpetual consumers! The truth is really pay now and pay later. First you pay by subtly extending your indentured servanthood another three years, five years, or in the case of a mortgage, 30 years. The same competitive system that is most likely your employer is part of the same competitive system that loans you the money to buy the house. The banking system loans you the money as long as you stay on the job (you have to show them your W-2, right), and “the job” keeps you in the workforce, and by keeping you in the workforce the banking industry gets to make the interest. You actually end up paying now, and paying later.
uY

Do you ever own the home? Maybe, but then there are property taxes to pay that are ever increasing, and they are never paid off. So now you are working for the bank, the labor market, and the government. You are paying, paying, paying, and you are investing in someone else’s bottom line. With buy-now,-pay-later credit cards the interest rate is often more than the original purchase. With a car purchase, you pay hundreds of dollars a month for years in interest and additional car insurance. Once the car gets paid off in say, five years, the car wears out and you have to buy a new one. So you never own it, you are paying now and paying later. The truth it is quite rare that anyone ever gets around to really buying and truly owning!
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SolutIon: be your own

THOUGHTANOMICS-Moving from bank. This is as simple as saving Money Madness to True Abundance up and buying with cash. One small example: I bought my last car with cash. Granted, it was seven years old, but it was a luxury vehicle with only one owner in immaculate condition. I saved $225 a month in car insurance and in interest. That money (not a business loan) has been invested in my writing business because that is $225 that I do Be Blessed! not have to earn each month, Shop Online adding up to $2,700 a year back in Today! my pocket. This is the equivalent Apparel of $13,500 over five years that I Bumper have been driving the car. In fact, it Stickers is effectively more than that, beMugs & cause to clear that $225, I would More! have to make $400 to cover taxes, gas, commute time, lunches, dry cleaning, and other expenses of going to work to earn that amount. Assuming I would make about $15/hr in the “job market,” I therefore freed up 30 hours a month (assuming I invest the time freed up as opposed to spending the extra $4,800 per year) to invest in my writing business. This is because I banked the money to buy my automobile with cash. So as my own banker, I have invested $24,000 into my small online businesses without having to borrow that money, pay interest on it, or pay it back. Be your own bank. If you need help in creating a personal banking system, go to www.infinitebanking.com.

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MonEY MYtH #4
“Wealthy People Are Somehow Bad!”

“W

PeoPLe are soMeHow bad.” Those disappointed in not reaching their full wealth potential spread this myth; and they blame the wealthy for their lack of success. Money-rich Power Brokers pleased with the prospect of less competition for “their wad” also perpetuate it. The assumption that people with money have come by it in a cheating, greedy, immoral, or unethical way may be true in some cases, but not true in others.
eaLtHY

Why try to achieve wealth if greed and immorality is required? Why would you want to be among the wealthy if the wealthy are in someway mean, greedy, selfish, inconsiderate, immoral, and an uncompassionate lot? Many of us believe this money myth and give up our quest to achieve our highest financial potential in life. The real truth is that there are unethical and greedy people who are wealthy, poor, and everywhere in between. Wealth does not depend on your morality; it depends on your focus. And if someone is money-rich it does not necessarily equate with true wealth; although with true wealth, there will be an abundance of money, health, and well-being.

SolutIon: read the book Science of Getting Rich, by wallace
d wattles. Money is a tool for creativity, growth, and personal fulfillment. Learn to change your mind about money and change your life. This book written in the early 1900s teaches about abundance of
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mind, body, and soul. Go to www.thescienceofgettingrich.com for a free PDF copy of the book.

YES YOU CAN!
Write, Publish, & Live Your Dreams. Do the 10-Step Dreams to Reality  ACTION PLAN n troductio Part 1—In lanning P to Dream to become

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Part 2— Y Plannin our Dream g Work book

Your BluePrint to Success!

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MonEY MYtH #3
“There is a Limited Supply of…”

“t

Perhaps this is one of the biggest lies of all. By defining wealth in terms of dollars, it would appear that business and government entities control and limit the amount of wealth and its flow. This is true if you are operating on the competitive realm, but not true if you operating in the creative realm. In the creative realm, there is limitless wealth and abundance, and once you let go of the idea that there is limitation you can begin to attract and live in abundance. Think of wealth in terms of wealth-producing assets and abundance, instead of dollar bills, the value and supply of which is controlled by others, and not you or me, or us.
Here Is a LIMIted suPPLY of MoneY.”

SolutIon: study and practice abundance. The principals and
practice of abundance are based on the concept of faith, unlimited wealth, individual success, and creative thinking. This study and practice takes education and effort, but since you have rented your mind to the competitive realm for the past few decades (or whatever), why not take back your mind space and begin to learn how to practice abundance and live your dreams? Learn to launch your courage, drive your desires, and inspire your imagination to create a published dream plan book, go to www.authoryourdreams.com.

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MonEY MYtH #2
“I Don’t Have Any Money!”

“I

don’t Have anY MoneY.” How often do we say this? This is a statement people make when their money expectations do not live up to their reality. This is just almost never true. When you make statements like that your subconscious will scan and stage events and circumstances that prove these statements and beliefs to be true. Once you make those statements you find that next month or next year you have even less than when you last said, “I don’t have any money!” But you still have some money, or the ability to get some money, within a very short amount of time, if you use the creative mindset.
The University of Self Employment

SolutIon: Practice thankful-

ness for the money that you do have. Before you get out of bed every day, name at least seven things, events, persons, or situations for which you are thankful! This is practicing a principal of abundance and trumps the Express Your competitive marketplace idea that T hankfulness you don’t have enough. Read and with study the book entitled the Practice Gift Baskets! of Gratitude by Wess Hooper. If you are a proponent of this myth get this book and read it.
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MonEY MYtH #1
“Cheap is Good!”

“C

Good!” Just because something has a lesser number doesn't mean that it costs less or is the best value. Often, the cheapest ends up being the most expensive. When evaluating how to make a good buy, price is only one consideration to get the best value for your money. Consider quality, service, shipping, and delivery time. Often investing a little more will buy you a whole lot more. Thinking cheap can cause you to be robbed (staying in a cheap hotel); expose you to fraud in business; or make you jump through time-consuming hoops in order to return faulty merchandise.
HeaP Is

SolutIon: trade in spending for investing. Change your mindset from “spending as little as possible” to investing in your purchases. For example, a Mercedes, with its safety ratings, low insurance rates, and low repair rate may actually cost less to own on a yearly basis when compared to other less expensive automobiles. When considering its resale value, this makes your car more of an investment than a consumable purchase. The fact you will not need to buy a new car every three to four years is also a huge time-saving cost saving consideration. And as for big investments, consider investing in a vacation home instead of purchasing costly yearly vacations, you may create a vacation rental business to pay the mortgage instead of letting it sit vacant. Invest in your purchases rather than to spend and consume. Go to www.VacationRentalGuru.org for a comprehensive manual about how to transform your vacation home into an incomeproducing asset.
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ABout DS PuBlISHIng d
eborah s. nelson and dana susan beasley are the creators of DS Publishing. Dedicated to producing inspiring, effective, and strategic resources for people desiring to reach their dreams, Deborah and Dana delight in sharing their experiences in life and business, helping others navigate their way through finding their gifts and talents to live abundantly. If you like this e-book, you'll love Deborah and Dana’s other products that will give you practical and inspiring guidance in every area of your life, including self-employment. deborah, the author of this book, and an entrepreneurial writer and marketer with over 20 years experience, has authored and published four books available at Author Your Dreams and is the owner of The Adstuff Company, a logo branded products company specializing in branded items. An innovator at heart, she also created The Dating Passport and the University of Self Employment. She also markets vacation rentals, falling into the business by accident, when Deborah realized that renting her townhome in Colorado would help pay her daughter’s way to studying in Europe for college. Through that experience, she learned the art of marketing vacation rentals and Vacation Suites Global, her vacation rental marketing company, was born.

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dana, the editor and designer of this book, is principal/publisher of AngelArts, a creative arts agency and publishing house. Dedicated to providing excellentlydesigned ebooks, books, cards, stationery, gifts, gift baskets, and art services to inspirational artists and art enthusiasts, Dana delights in sharing her gifts and talents and the talents of others with people who are passionate about spiritual, personal, professional, ministerial, artistic, and relational growth. If you like her graphics, you'll love Dana's products and services that will help you reach new heights in your life, home, relationships, homeschooling, business, ministry, and artistry. Her products and services range from unique gifts, cards, and décor items that will inspire your friends, family, and associates and YOU; to ebooks and books that will transform your life TODAY; to brand marketing and product design that will make your business stand out above the crowd! While Dana's expertise is in graphic arts, writing, publishing, and music, she also is a homeschooling mother devoted to working at home. Her desire is that AngelArts, and her work, be a vehicle for God's glory. Because she is always reaching for new heights in her life and beyond and wants to inspire others to do the same! You can learn more about Deborah and Dana's products at www.DSPublishing.info. Even though this material is copyrighted, since this is a free e-book, you do have permission to forward this e-book to anyone who may benefit from this information; and DS Publishing also gives you permission to post this free e-book on you website for free in order to build your list, but do not have permission to charge anyone for this e-book, or to alter its contents in any way, shape. or form.

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