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State Bank of India is in the process of recruiting 20000 Clerical Staff . Candidates can
apply online between 01.05.2008 and 31.05.2008 as per their notification. Final selection will be
made on the basis of performance in the written test and interview taken together. The written test
will be of Objective type consisting of : (i) General Awareness (ii) General English (iii) Quantitative
Aptitude(iv) Reasoning Ability (v) Marketing Aptitude / Computer Knowledge. As you know,
QUANTITATIVE APTITUDE TEST is the most time consuming one and there lies the importance
of shortcut methods to fix the answers. Success in such competitive tests depends on two
factors, SPEED and ACCURACY. Traditional ways of solving the problems may not help much
and the candidates have to adopt shortcut methods to save time.

Following simple examples illustrates how numerical problems are solved by two candidates

Q1 . A number when divided by 5 gives the remainder 3. If the square of the same number is
divided by 5, what is remainder? (a) 9 (b) 3 (c) 0 (d) 4

First method: Assume that the number is 5n+3. Taking square, (5n+3) 2= 25n2 + 2*5n* 3 + 32.
Since the underlined parts are multiples of 5, the third part only to be considered ie. 9 . Hence the
remainder will be 9-5=4. Hence the answer. (Workout takes 35 seconds)

Second Method: I already know the sequence of steps and hence will ignore the first parts. If
remainder is 3, answer is 4 (32 - 5 =4), if remainder is 2 answer is 4(22 - 0 =4), if remainder is 4
answer is 1 (42 - 15 = 1). (Mental calculation takes 5 seconds)
(This, we call, generalizing of a problem. Try to generate yourself more questions of similar logic
from a sample question)

Q2.. There are 25 students in a class and one of them who is 14 years old leaves the class and
his place is filled up by a newcomer, If the average age is thereby lowered by one month, what is
the age of the newcomer ?
(a) 11 years 11 months (b) 12 years (c) 13 years 11 months (d) 16 years (e)None of these

First method: Let M be the average of 25 students. Let N be the age of new comer .Total of ages
before exchange = 25M; Total of ages after exchange = 25 (M-1/12) ; Difference is 14 -N.
ie 25M - 25(M-1/12) = 14-N ; 25 * 1/12 = 14-N ; N= 14- 2 1/12 = 11 11/12 ans.

Second Method: Net effect is distributed on 25 students each having 1/12 ( guess how !) . Hence
total effect is 25 * 1/12 = 2 1/12; Hence newcomers age is 14 - 2 1/12 = 11 11/12 ans.

Q3. 29. If the compound interest on a certain sum for 2 yrs at 10% annum is Rs.2100, the simple
interest on it at the same rate for 2 yrs will be:
(a) Rs.1700 (b) Rs.1800 (c) Rs.1900 (d) Rs.2000

First method: Let simple interest be S.

P [(110/100 )2 -1] = 2100 .......... (A) P (2 * 10/100 )= S ..............(B ) ;
A/ B -> S/2100= 20/100 / 21/100 ; S/2100= 20/100 * 100/21 . S= (20/21)* 2100 = 2000 ans.

Second Method: The difference between compound interest and simple interest for 2 years is due
to the interest on FIRST YEAR INTEREST. ie; the interest on the Half of the Total Interest . Scan
the answers given , take half of them, calculate 10% and add to see whether it arrives 2100 (for
example first choice 1700 / 2= 850, 10% is 85. 1700+85 != 2100 ( eliminated). When we take
2000, half 1000*10%=100. When 100 added to 2000 we get 2100 ie. the compound interest.
hence 2000 is the answer. This logic may not work always especially when option (NONE OF
THE ABOVE) given. But spending 10 seconds on such questions will help you to save lot of time.
Practicing regularly, you can do wonders on such questions. The simple examples above
illustrate the importance of approaching questions from various angles.

We are in a process of helping the candidates thru net by giving solved

examples daily by emails and discussing doubts online once in a week (one month
program starting by last week of MAY). A broadband PC with Microphone preferred. This
method will be useful to candidates who approach the test seriously and have little time
to go for coaching classes. They can sit comfortably in their room (anywhere India !) and
practice the test in a least expensive and most effective way. For further details, you can
contact us by email : best wishes !!!