Professional Documents
Culture Documents
Making Money
From your friend,
Introduction
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there.
My team and I have spent over 10 years refining our money-making systems so you can get
results faster. It wont happen overnight, and it will take work (never trust someone who
promises instant results without work)but youll have the exact roadmap so you can quickly
join thousands of students whove used my systems to get more money, more freedom,
and more fun for the rest of their lives.
It all starts with changing your psychology so its easier for you to succeed.
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They recommend you skip the appetizer at your favorite restaurant, even though
youve been salivating at the thought of that dish for days or weeks. You could put
that money into your 401(K) instead.
At a bar with friends?
Say no to another round of drinks, they tell you. You shouldnt even order a second
drinkdont you know they cost less money at home? And forget about buying a
round for your friends and hanging out till the bar closes, then taking a cab to the after
party.
Is your house an Easy Bake oven during the summer?
Its not 90 degrees insideyet. So make sure you carry the fan with you when you
switch rooms because the air conditioning shouldnt come on until theres a heat alert.
Going shopping?
Spend half your Saturday driving around town to save $5 or $10 on groceries, and plan
your shopping so you might save $1.50 on gas.
Planning a vacation filled with incredible memories thatll make you smile a
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The Ultimate Guide to Making Money | How to ask for a raise and get paid what you deserve
Aside from asking someone to marry you, chances are youll never have a more important
conversation in your entire life.
Yet some people go through their entire lives trying to save pennies on meals, gas, and even
things they love and never know how to get paid what theyre really worth.
Youre going to show up to work anyway. Why not learn how to setup a 10-minute
conversation with your boss that could add 7 figures to your lifetime incomeand
open the door to even more raises in the future?
Ill reveal what your boss will never tell you about getting a raise, along with some of my best
strategies to help you ask for and get the money you deserve.
But first, I want you to ask yourself a simple question:
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The Ultimate Guide to Making Money | How to ask for a raise and get paid what you deserve
We all want to make what we deserve, but most of us dont take action because we dont
know what to do, and were afraid of getting rejected by our bosses.
What Your Boss Will Never, Ever Tell You About Raises
Have you ever heard this: Moneys tight this year, so raises will be limited.
Most of us have. Still, you may have heard rumors that a few people you work with got big
raises anyway. (You mightve even have a successful friend whose boss told them, Dont
tell anyone else you got a raise this year. We dont normally do this, and I dont want to make
the rest of the team feel like they got cheated.)
What makes some employees specialseemingly immune to recessions, market changes,
and pay freezesand able to get big pay raises no matter what?
They werent born knowing exactly what to say to get bosses to open their wallets. They
just knew they should start the conversation and studied how to ask for a raise. Meanwhile,
most of us only dream of walking out of our bosss office thousands of dollars richer.
And our bosses couldnt be happier because most of us never ask for raises, even as we get
better at our jobs and add more value.
Even fewer of us actually know what to say if we do ask for a raise.
When we finally decide to assert ourselves and mention getting a raise, most of us put our
foot right in our mouth: Its been a while since I got more money, and I think I deserve to
get a raise. Is that something you can do?
The answer: Theres no room in the budget for that. Maybe next year will be better.
Its humiliating. We hang our heads in defeat and apologize for asking. Meanwhile,
management saves over a million dollarsof money that couldve been, shouldve
been ours.
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The Ultimate Guide to Making Money | How to ask for a raise and get paid what you deserve
Truth be told, every boss hates the idea of giving out raises. But when you make their lives
easier and help the company, youll be in a perfect position to ask forand getthe raise
you deserve.
I cant negotiate
I dont know how to get a raise
I asked for a raise once, and my boss
told me no
I gave up when the boss told me
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The Ultimate Guide to Making Money | How to ask for a raise and get paid what you deserve
and examples
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The Ultimate Guide to Making Money | How to make money on the side
Ive helped thousands of students earn $1,000, $2,000, even $5,000 and more on the side,
every month, while still keeping their day jobs. And Im going to share some of my best
systems with you.
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The Ultimate Guide to Making Money | How to make money on the side
What You Really Need to Know About Making Money on the Side
Making more on the side lets you work on interesting projects and raise your rates or hours
when you want to. Its one of the keys to never worrying about finances again.
Some of us struggle for yearsspending countless hours on ideas people wont pay for, not
knowing how to get paying clients, and wasting time on social media before weve cashed
a single check.
In contrast, successful people know exactly what to do at each stepand which activities
are a waste of time. They know how to lock in the benefits and avoid any potential downsides
when it comes to earning more.
on the side?
Its easy to get startedand you
you for
to follow
You can eventually go full-time and
Ive helped thousands of students make money on the side using skills they already have.
One of the most common problems they have is figuring out what profitable skills they have.
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The Ultimate Guide to Making Money | How to make money on the side
Many people give up on their dream of making money on the side because theyre held
back by invisible scripts like:
Im not an expert at personal finance, finding a dream job, or [fill in the blank].
I dont know anything people would pay for!
How are you sure? Unless youve actually tested your idea, you arent.
Ramit, I dont think anyone would ever pay me. My ideas too weird/niche!
I used to think that, too. Then I found out that people are making 5 and 6 figures by:
Drawing caricatures
Walking dogs
Helping people pick out clothes
Delivering home-cooked meals to busy and lazy people
Do these ideas seem normal? No. But they work because they solve somebodys problem.
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The Ultimate Guide to Making Money | How to make money on the side
How Do You Turn Your Skills into Something People Will Pay for?
All of us have a skills thatll help other people. So how do we get people to pay for them?
Just remember the #1 marketing rule: Nobody gives a damn about you, its always about them.
A skill is something youre good atsay, organizing offices, handling dogs, or getting amazing
deals on airfare for vacations. But nobody cares about your skill because theyre too busy
to spend the time thinking about how itll help them.
Thats where you come in. You offer a service you solve a customers problem or deliver a
benefit, like I can help you organize your office, so youll feel more relaxed, get more work
done, and increase your profits.
Thats why youll be so far ahead when you start thinking about business ideas in terms of
services and ways you can help your clients.
Try this Simple Test to Find Out Whether Your Skill is Viable
To check if youre actually offering a valuable service, you should be able to explain it by saying,
I can help you (some service) so that you can (some benefit). Here are a few examples of
how your skills can become services:
Lets say youre great with Photoshop and HTML (skill) so you decide to do web design
(service). But your clients dont care about web designthey just want a good-looking
website that attracts customers (benefit). And ultimately, what they really care about the
increased sales as a result of that credibility (benefit).
This seems simple, but clients often dont make the connection between service and benefit
on their own.
Most wantrepreneurs say, Heres what Im good at, do you have any work for me? No
wonder they get ignored; they havent explained what problem they're actually solving.
Their loss is your gain because you already know that people only care about what you
can do for them.
Did your idea pass the I can help you test? Great! Now, youll discover how to start earning
money fast by focusing on the right activities, instead of trying everything and seeing what
sticks.
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The Ultimate Guide to Making Money | How to make money on the side
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The Ultimate Guide to Making Money | How to make money on the side
Most people who want to make money on the side pick generic services that have lots of
competitiongeneral writing, fitness training, and computer repair for instancethen
wonder why nobody notices them or buys from them. Meanwhile, other businesses are
super-specific and deeply understand their clients and their problems. And they never have
to worry about competition or lowering their prices.
Let me give you an example of how this works: Pretend youre a 30 year-old information
technology (IT) employee whos stressed and has trouble finding the time to tackle big
projects. Which of these people would you choose to help you become more productive?
1. A productivity consultant who helps people of all ages and careers, from college
students to dentists to teachers and retirees, get more things doneand charges
$20 an hour
2. A productivity consultant who worked in IT for 10 years and can share the exact
systems, tricks, and strategies you need to regain control at work, finish large
projects, and optimize productivity. He only works with IT people because thats
his specialtyand he charges $40 an hour
Paying consultant #2 twice as much seems like a bargain because he solves your exact
problem.
Im going to show you the framework for picking a particular group of people, so youll seem
like the only choice for them.
Heres how you find them:
First, niche down your market. Do not try to find every person who uses a computer
between the ages of 18-34, lives in the USA, and likes wasting time on YouTube and Facebook.
NICHE IT DOWN. By age, location, interest, income level, and so many more options. (I
explore these in detail at Earn1k.com.)
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The Ultimate Guide to Making Money | How to make money on the side
or dog park near you where owners are just waiting for you to take care of their
pets for them.
If you know a lot about nutrition, you might find that active people who are too
Once you find out what kind of people need your help, youll need to reach out to them.
And its pretty easy.
Back in the day, this meant cold calling anybody who might be interesteda time-consuming,
anxiety-inducing way to get rejected.
Luckily, youll only have to write a few emails, then use my Briefcase Technique to get your
first clients.
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The Ultimate Guide to Making Money | How to make money on the side
Secrets of Getting People to Read Your Email and Want to Work with
You
Imagine being swamped with over a thousand emails. You come across a rambling email
from someone who talks about themselves, isnt sure how to help you, and doesnt tell you
what you should do next. Do you delete itor respond?
Heres a quick strategy to make your emails grab their attention and force them to respond:
Compliment the other person
Show them you know their problems
Get to the point quickly
Establish your credibility
Suggest how you can help specifically
Create a call to actionthat is, ask them to email you
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The Ultimate Guide to Making Money | How to make money on the side
Case Study: How Julia Went From $8 to $250 Per Hour with Emails
Julia K. is a 24 year-old accounting student from California. When she started my Earn1K
course, she had a $8 an hour summer job drawing caricatures at a theme park. She enjoyed
her work, but she wanted to earn more. I wanted a buffer, Julia explains. A little security.
My pinnacle of success... was actually just to make $1000 per month with a side gig.
I taught Julia how to reposition her skill to attract high-end clients. She repositioned
herself as an entertainer at trade shows, then used one of my tested scripts to
start reaching out. Four emails later I got my first response: Oh, fantastic. You
can come to our next event.
Julia made $200 for her first 2-hour gig. Since then she has raised her hourly rates to as
high as $250/hour. I made $4,000 in June, and I know I can do even better. Plus, Ive got
my buffer now... I could survive off my emergency fund for 9 months.
Hear Julia talking about how she did this and what it's meant to her:
So youve used the guidelines above, plus my word-for-word email scripts, to get their
attention with your email. Now its time to bring out my favorite tactic to make your offer
irresistible.
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The Ultimate Guide to Making Money | How to make money on the side
As the business owner, when Im considering hiring someone for a job, Ill talk to them about
the business, hear their thoughts and generally get a feel for their skills and their personality.
If I think theres a possible fit, Ill ask them about pricing.
Now, if the person Im talking to is using the Briefcase Technique, thats the exact moment
when they pull out a proposal document with things theyve found in my business that they
can improve and exactly how to do it. As the business owner or hiring manager, its the most
compelling document Ive ever received. Its a list of problems I already know about, and
theyve identified them from the outside. Then, they list potential solutions.
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Just give me your name and email address, and Ill give you some of my best systems for free.
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The Ultimate Guide to Making Money | How to start a successful online business
How I Went From Being a Broke College Student to Living a Rich Life
What does living a Rich Life mean to you?
When I started I Will Teach You To Be Rich, I was a broke college student who worked hard
to get scholarships so I could afford school. Back then, living a Rich Life meant eating Taco
Bells Mexican Pizza.
Since then, Ive spent over half a decade of my life and a million dollars of my own money
creating online courses to help my students achieve their Rich Livesso theyre able to spend
extravagantly on things they love, automatically save for retirement and other expenses,
and take control of their lives.
After helping hundreds of thousands of students, I could buy enough Mexican Pizzas for
life. Or a fancier car than my 2008 Honda Accord. But I dont care about those things. (OK,
I still care about Mexican Pizzas, but Id live a very short life if I ate only Taco Bell.)
Whats important to me now is having an online business that allows me to live on my own
terms. When I started out, I Will Teach You To Be Rich was a fun project, then an extra
stream of income.
Now, my business gives me total freedom. Freedom to choose projects that fascinate
me, make money while Im on vacation, buy drinks for my friends without worrying about
splitting the tab, and travel whenever I want. I feel liberated knowing I never have to worry
about my finances again.
Yes, if youre wondering, I still work. It just doesnt feel like work because Ive built my
business around things I enjoy and am good at. Thats why Ive had so much fun creating
courses proven over 10 years, in 34 industries, by 15,000+ paying customers.
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The Ultimate Guide to Making Money | How to start a successful online business
It took me YEARS (and lots of hard work) to get to where I am nowand even longer to test
and perfect my methods of creating and growing an online business.
I quietly refined my systems and waited until I could share my insights from nearly a dozen
successful launches. Now, I want to show you the paththe exact systems, strategies, and
tacticsI wish someone wouldve shared with me when I started.
hours a week?
you make?
a few months
Just knowing the truth about launching an online business puts you way ahead of most
people. Because instead of chasing too-good-to-be-true pipe dreams, you can focus on
proven systems for starting an online business.
Now, lets look at whats great about launching an online business (and what isnt).
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The Ultimate Guide to Making Money | How to start a successful online business
online business?
You make money even when you arent
profits
a monthor more
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The Ultimate Guide to Making Money | How to start a successful online business
Most experts teach you that once you find your passion, youll magically become wealthy.
I dont have to tell you that this plan is missing a few vital steps, such as an actual plan. Before
you invest your time and energy creating an online product, ask yourself these questions:
How do I know which idea will be most profitable?
Will people actually pay?
How do I bring in traffic and buyers?
What can I do to set my business on autopilot, so it runs on systems instead of
on my (limited) time?
Step 2: Solve the right problem (its probably not what youd expect)
I asked readers, What excites you about starting an online business? Over 1,000 readers
responded with ME-FOCUSED responses about what they wanted from an online business.
OK, we all want something for our work, whether its extra money, more free time, or the
ability to be our own boss and give ourselves vacation days when the weathers nice.
But what about your customers?
Nobody will ever give you money to solve your problems... but theyll love you and happily
pay you if you help them solve theirs. And by focusing on them, youll immediately stand
out in a sea of online businesses that are only looking out for themselves.
What would happen if you said, Im really good at helping my friends with their relationship
problems. I dont want to just help people 1-on-1I want to help THOUSANDS of people. Or
I love helping people get in shape. I want to help as many people get fit as possible.
Its a huge psychological shift.
Once youve identified something you believe in, you need to know what idea people will
pay for, how much to charge, and how to sell itwithout being sleazy.
It starts with figuring out what kind of online business you want.
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The Ultimate Guide to Making Money | How to start a successful online business
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The Ultimate Guide to Making Money | How to start a successful online business
I only asked you what skills youre already good at. But notice how youre already getting
way ahead of yourself:
But what if Im not sure what Im good at?
An online course? But I dont have a website/traffic.
What kind of software should I use for
What will I do if I have to decide whether to stay at my job?
SLOW DOWN.
If you were on a first date, you wouldnt ask someone if they want kids... because youd be
getting way ahead of yourself. But somehow, when it comes to making money, our brains
concoct far-fetched scenarios about the future to keep us stuck where we are.
When I started I Will Teach You To Be Rich in my dorm room, I didnt worry about SEO
strategies or creating powerful online courses or optimizing revenue.
No, I focused on the first step. Ill help you get there, too.
Just know that you do have passions and experiences people will be happy to pay you for
even if you arent the best in the world at them.
Youve already learned more from this guide than most people learn after months (or even
years) of reading blog after blog. The next question is, how long will it take you to launch
your first product and start making money?
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The Ultimate Guide to Making Money | How to start a successful online business
way around)
Never-before-shared conversion secrets I discovered and perfected in the I Will
Teach You To Be Rich test labs, so you can reach more people and make more money
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Now that youve learned more about the 3 best ways to make more money, you can select
the approach that works best for you.
Whatever you choose, the rewards can be hugefrom a 7-figure raise over your lifetime, to
an extra $1,000 a month or the freedom of earning money from an online business.
Just tell me how you want to earn more money and start living a richer life, and Ill give you
some of my best material to help you succeed.
I already have
P.S. I give away 98% of my material. Im sharing these systems with you for FREE because I
know that by helping you achieve Big Wins and making my free material better than anyone
elses paid products, youll want to become a student for life. Congratulations on taking
action to make more money and live a Rich Life!
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