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Interest Rates of Home Loans w

From dd/mm/yyyy

To dd/mm/yyyy

SBAR

3/1/1994
1/18/1994
3/1/1995
5/1/1995
11/10/1995
10/1/1996
1/1/1997
4/1/1997
7/1/1997
11/1/1997
1/22/1998
4/2/1998
5/1/1998
7/1/1998
3/1/1999
2/1/2000

10/17/1994
2/28/1995
4/30/1995
11/9/1995
9/30/1996
12/31/1996
3/31/1997
6/30/1997
10/31/1997
1/21/1998
4/1/1998
4/30/1998
6/30/1998
2/28/1999
1/31/2000
5/10/2000

15.00%
14.00%
15.00%
15.50%
16.50%
15.50%
14.50%
14.00%
13.50%
13.00%
14.00%
13.50%
13.00%
13.00%
12.00%
12.00%

From

To

SBAR

5/11/2000
8/12/2000
2/19/2001
3/17/2001
4/1/2001
9/15/2001

8/11/2000
2/18/2001
3/16/2001
3/31/2001
9/14/2001
12/31/2001

11.50%
12.00%
12.00%
12.00%
12.00%
12.00%

1/1/2002

3/31/2002

12.00%

From
4/1/2002

To
6/30/2002

SBMTLR
11.50%

7/1/2002

8/15/2002

11.50%

8/16/2002

1/31/2003

11.25%

11/1/2002

1/31/2003

2/1/2003

5/4/2003

11.25%

5/5/2003

6/15/2003

11.00%

6/16/2003

9/30/2003

11.00%

10/1/2003

12/31/2003

11.00%

01-01-2004 PB/19A/1002 dt.
January 7, 2004

11/28/2004

SBAR
10.25%

From

To

SBAR

29-11-2004 -PB/HL/IR/
1092 dt. 27th
November 2004

2/28/2006

10.25%

From

To

SBAR

01-03-2006
PBBU/HL/IR/ 585 dt.
21st February 2006

4/30/2006

10.25%

From

To

01-05-2006
-No.PBBU/HL/IR/45
dt.29.4.2006

8/1/2006

02-08-2006 2/11/2007
PBBU/HL/IR/269 dt.2nd
August 2006

Floating

Fixed
Floating

Fixed

From

To

12-02-2007 No.PBBU/HL/IR/606
Date : 10th February,
2007

2/19/2007

Floating

Fixed

PBBU/HL/IR/628 Date : 20th Feb.6. 12/31/2008 PBBU/HL/IR/31 Dated 8th November 2008 upto Rs 30 lac .20-02-2007 No.PBBU/HL/IR/44 Date : 14th February 2008 12/31/2007 26/6/2008 Up to 20 lac above 20 lac Floating Up to 20 lac above 20 lac 27-02-2008 SBAR CHANGE 27-06-2008 No.Cir.PBBU/HL/IR/18 DT. No. PBBU/HL/IR/22 Dated 13th August 2008 9/2/2008 upto Rs 30 lac Above 30 Lacs 03-09-2008 .PBBU/HL/IR/13 Date : 9th April. 2007 2/16/2008 Fixed Floating Fixed 10/8/2007 17-2-2008 . No.Cir.Cir.Cir.2008 8/11/2008 upto Rs 30 lac above 30 lac 12-08-2008 .27. No. No. PBBU/HL/IR/23 Dated 2nd September 2008 11/9/2008 upto Rs 30 lac Rs 30 lac to 75 lacs Above 75 lacs 10-11-2008 . 2007 4/8/2007 Floating 09-04-2007 No.

No.Cir.2009 Extension upto 30th September 2009 6/29/2009 upto Rs 30 Lacs Rs 30 lac to 75 lacs Above 75 lacs 02-02-2009 6/30/2009 PBBU/HL/AX/46 DT. PBBU/HL/AX/46 DT. PBBU/HL/PM/06 dt. 23. 31. 2009 Home Loan .01.No.06.2009 SBI Happy Home Loan Offer SBI Happy Home Loan Offer 01-07-2009 PBBU/HL/AX/04 DT.27. 2009 Cir.Easy Home Loan SBI Easy Home Loan Upto Rs.No.10-11-2008 .f 2nd February 2009 to 30th April.No. PBBU/HL/IR/31 Dated 8th November 2008 01-01-2009 PBBU/HL/IR/ 42 DT.6.No.01.31.30 Lacs 9/30/2009 01-07-2009 .29th December 2008 Rs 30 lac to 75 lacs Above 75 lacs 28/6/2009 upto Rs 30 Lacs Rs 30 lac to 75 lacs Above 75 lacs Cir. PBBU/HL/PM/02 DT. 9/30/2009 SBI PBBU/HL/PM/05 Advantage Date:23rd June.2009 Spl HL Closed on 30th June 2009 .2009 SBI Happy-Home Loan Offer & SBI Lifestyle Loan w.23.2009 .e.06.Cir.2009 Cir.Advantage Home Above Rs.30 Loan Lacs 30.04.

11.08.Cir. No. RATE = NORMAL RATE + 0.03.75% SBI Advantage above 50 lacs 01-05-2010 .6th November 2009 upto 31.75% SBI Advantage above 50 lacs 01-07-2010 Cir. ADVANTAGE HL SBAR SBI Easy upto 50 lacs 11.29th April 2010 . No. 30/6/2010 PBBU/HL/PM/2 dt. 8/7/2009 PBBU/HL/IR/08 dt 30th June 2009 upto Rs 30 lac Rs 30 to 75 lac Above Rs 75 lac Cir:PBBU/HL/PM/20 DT.03.2010 4/30/2010 SBAR SBI Easy upto 50 lacs 11.2009 .EASY.ONLY TERM LOAN 08-08-2009 .25% .75% 50 lacs 01-04-2010 Cir:PBBU/HL/PM/27 dated 28. 9/30/2010 PBBU/HL/PM/10 dt. PBBU/HL/PM/11 dt 05. ADVANTAGE HL BASE RATE .CRE HOME LOAN INT. No. No.75% Cir.2009 extnded by SBI Easy upto 50 lacs 11. PBBU/HL/PM/17 dt.29-6-2009 Cir. No.30th June 2010 EASY.26.SBI My 31/3/2010 SBAR Home Campaign ( 8th August 2009 to 7th November 2009) -Cir.2010 SBI Advantage above 11.

Premium HL 01-04-2011 .00% Above Rs. 31st March 2011 .60% SBI Easy upto 50 lacs 7. 30.00 lacs floating interest rate (New Loans): 8.Cir. Advantage.Maxgain 10/20/2010 BASE RATE raised to Rs. PBBU/HL/PM/40 Dt.SBI Easy upto 30 lacs 8. PBBU/HL/PM/26 dt. 75. PBBU/HL/PM/10 dt.00% upto 30 lacs SBI Advantage above 8. 75.01-07-2010 Cir.50% SBI Advantage above 7. Advantage.25% .50% SBI Advantage above 7. PBBU/HL/IR/48 dt. 30. 01st January.50% 50 lacs 01-10-2010 .50% 50 lacs 21-10-2010 .00% 30 lacs upto 75 lacs SBI Premium above 75 Lacs Vanilla Home Loan on Upto Rs.Easy.00 lacs Above Rs. PBBU/HL/PM/22 dt.1 Crore Cir. 2011 Easy. 26th October 2010 Easy. Premium HL 13-02-2011 -SBI Easy 8.27th September 2010 SBI Easy upto 50 lacs 7.60% SBI Advantage above 7. ADVANTAGE HL SBI Easy upto 50 lacs 7.30th June 2010 EASY.00 lacs and upto Rs. Advantage 1/2/2011 7.Cir.60% 50 lacs 03-01-2011 . No. Advantage. No. No.25% SBI Advantage above 30 lacs upto 75 lacs SBI Premium above 75 Lacs 30-04-2011 .SBI Easy upto 30 lacs 8. No.Easy. 12th February 2011 .00 lacs 14-02-2011 . Premium Plus HL 31-03-2011 .No. PBBU/HL/PM/55 dt. No.Cir.Cir. Premium.

25% 30. 75.00 lacs 8. RE/HL/IR/27 dt.50% and upto Rs.50% 12-05-2011 . 75. 20th April 2011 11-05-2011 -Upto Rs. No. 75.00 lacs 9.12th May 2011 10-07-2011 .Cir. 30.00 lacs Above Rs.50% 13-08-2011 . 9. 30. No. 9. RE/HL/IR/10 dt.Cir. 11th July 2011 12-08-2011 . 8.00 lacs Above Rs. No.00 lacs Above Rs.00 lacs Above Rs.00% and upto Rs.00 lacs 10. Advantage. No.25% Premium Plus HL 30 lacs upto 75 lacs SBI Premium above 75 Lacs to 5 crores 8. 75.Cir. 30. PBBU/HL/PM/55 dt. No. 75.25% 11-07-2011 . 75.00% . RE/HL/IR/30 dt.25% and upto Rs.Easy.25% SBI Premium plus above 5 Crores 8.00 lacs Above Rs.00 lacs 9.01-04-2011 . 31st March 2011 . 30.25% End of Teaser Rate regime. SBI Advantage above 8.00% Above Rs. 30. PBBU/HL/PM/3 dt.Cir. 75.50% 30. No fixed Interest Rates Home Loan Sancti 01-05-2011 .00 lacs 9.00 lacs 10.00 lacs 10.00 lacs 8.Cir.50% and upto Rs. Premium.00 lacs 9.Upto Rs.Upto Rs.00 lacs Above Rs. 75.50% 30. 12th August 2011 Upto Rs.00 lacs Above Rs.

70% Above rs 30 lacs 9. 7th November.f.70% RE/HL/IR/22 dated Upto Rs 30 lacs 24th September.80% 10.00% RE/HL/IR/21 dated Upto Rs 30 lacs 6th August 2012 Above rs 30 lacs RE/HL/IR/26 dated Upto Rs 30 lacs 20th September 2012 Above rs 30 lacs RE/HL/IR/47 dated Upto Rs 30 lacs 31/01/2013.21-04-2012 .e.00% RE/HL/IR/29 Date: Upto Rs 75 lacs 19th December.00 lacs 10. 04/02/2013) 10. 20th Above rs 75 lacs Dec.e.00% 10.f.00% 9. 2013) Above rs 30 lacs 9.75% 9. No.00% 10. 30.00% Above Rs. 75. RE/HL/PM/5 dt. 30.f.f 1st October.00% .75% 9.(w. 2013 (w. 2013 (w.e.00% 9.00% and upto Rs. 75. 21st April 2012 Upto Rs.00 lacs 10.Cir.e.00 lacs 10.80% RE/HL/IR/25 Date: Upto Rs 30 lacs 6th November. 2013) 10. 2013 (w. 2013) Above rs 30 lacs 10.00 lacs Above Rs.

85% NBG/PBU/HL-HOME LOANS/12/20152016 dated Women 08.10.30% 9.85% Others 9.16 Women dated 03.70% 9.75% Others 9.RE/HL/IR/17 dated 25/08/2014 RE/HL/IR/4 dated 9/04/2015 RE/HL/IR/5 dated 13/04/2015 Women 10.06.30% .00% Others 10.70% 9.00% Women 9.2015 Others NBG/RE.85% Women 9.2015 Others 9.H&HDHL/19/2015 .

26% 13.24% 12.50% 12.24% 12.00% 14.50% 12.77% 13.24% 12.50% 12.00% 14.00% 14.25% 9.24% 14.00% 14.50% 12.00% Floating Fixed Floating 9.50% 14.00% 12.24% 12.00% Floating Fixed Floating Fixed Floating Fixed Up to 5 years 10.24% Up to 5 years Floating Fixed above 10 years Floating Fixed above 10 years 11.00% 12.50% 12.00% 13.Interest Rates of Home Loans wef 01/03/1994 TO 05/10/2015 up to Rs 25000 > Rs25000 up to <Rs 2 lacs 12.75% 10.24% 12.26% 13.77% 13.00% 12.26% 12.75% .00% 12.50% 12.50% 12.24% 12.00% 10.00% 12.00% 11.24% 12.25% 8.50% 10.77% 13.75% 10.77% 13.50% 12.24% 12.24% 12.00% 9.50% 12.00% 14.

00% Fixed 8.50% SBAR 11.00% 8.00% 9.00% 7.00% 9.00% 8.75% 11.00% Up to 5 years Floating 8.75% 8.50% Upto 5 years .25% Floating Fixed Floating 7.50% Up to 5 years Floating 8.Fixed Floating Fixed 9.50% Fixed SBAR 9.75% SBAR Upto 5 years 11.25% Upto 5 years 10.50% Fixed 8.50% 9.50% 9.75% 8.

75% .50% 11.25% SBAR 12.25% 10.75% upto 5 years 10.25% 12.50% 11.00% 10.12.75% 10.50% 10.75% 13.50% upto 5 years 10.75% 10.75% 11.75% 10.25% 12.75% SBAR 13.00% 10.75% 12.00% upto 5 years 9.75% 10.25% 12.75% 13.

25% 9.75% 8% fixed for one year upto 30th April 2010 & extened upto 30th sep 2009 Fixed reset period 5 years Int.75% 9.a.25% 9.25% 11. HL Closed on 30th June 2009 Fixed rate loan 0.5% below SBAR two years 9.75% 10.75% 9. Fixed rate loan 1% below SBAR Int.25% 10.00% 11.5% p.a.a.a. & Fixed Int Rate for next 4th year onwards 2% below SBAR two years 9% p. & Fixed Int Rate for next 4th year onwards 1.00% 12.11. Rate First year 8% p.5% below SBAR . Rate First year 8% p.

75% 9.00% 9.00% For first year Next 2 years 8.25% .75% 9.00% For first year Next 2 years .50% 8.00% 8.00% 8.00% 9.00% For first year Next 2 years 8. RATE = NORMAL RATE + 0.00% 9.11.75% OAN INT.00% 9.00% 8.25% 9.ONLY TERM LOAN For first year Next 2 years 8.00% 9.

a.50% above Base Rate 9.8% 9% 8% 9% For first year Next 2 years 8% 9% 8% 9% 8% 9% 8% 9% 8. 8.50% p.50% 8.50% 9.75% 9. 1.75% above Base Rate 8.25% 8.75% above BR 1.50% .a.a. 1.50% 1.50% 9.75% above Base Rate 1.75% above BR 1.75% 9.75% above Base Rate 9.25% 1.75% p.75% p.75% above Base Rate 9.75% 9.

75% p. 1.a.25% above Base Rate 9.a. 1.25% p.00% above Base Rate 11.00% p.a. .00% above Base Rate 9.00% above Base rate End of Teaser Rate regime.a.25% above Base Rate 10.25% above Base Rate 10. 1.a.00% above Base rate 2.a.00% p.75% above Base Rate 11.a.8. 1.00% above Base Rate 10.a. 1.25% p.75% p.50% p.75% above Base Rate 10. 1.50% 1.50% p.25% above Base Rate 11.a.75% above Base Rate 1.50% p. No fixed Interest Rates Home Loan Sanctions.a.25% p.a. 1. 1.00% above Base Rate 10.75% 9. 1. 0.75% above Base Rate 2.75% p.75% above Base Rate 10.75% above Base Rate 11. 1. 1.a.25% p.

25% .40% abobe Base rate 10.25% above Base Rate 11.15% above Base Rate 10.00% 0.40% 0.10 % above Base Rate.25 % above Base Rate 10.95% 0.10% 0.25 % above Base Rate.a.15% 0.15% For Women : 0.30% .75% above Base Rate 10.a.0.50% abobe Base rate 10. For Others : 0.30% above Base Rate 10.25% p.75% p.30 % above Base Rate 10.50% abobe Base rate 10.25 % above Base Rate 10.40% abobe Base rate 10.30% 0.10% . 1. 0.25 % above Base Rate 9.30% 0. For Others For Women :10.00% above Base Rate 11. For Others For Women :10. For Others : 0.50% For Women : 0.a.30 % above Base Rate 10. 1.40% abobe Base rate 10.10% 0.00% p.25% 0.

10 bps above BR 10.15% 10 bps above BR 9.85% 5 bps above BR 9.00% at BR 9.95% 15 bps above BR 10.75% 20 bps above BR 9.50% 25 bps above BR 9.90% at BR 9.10% 15 bps above BR 10.55% .70% 5 bps above BR 9.

57% 16.00% 16.00% 16.75% 16.50% 16.57% 16.75% 17.10/2015 > Rs 2 lacs up to Rs 3 lacs >Rs 3 lacs up to Rs 5 lacs >Rs 5 lacs >Rs 10 lacs > Rs 15 lacs up to 10 lacs up to 15 lacs 15.30% 14.08% 16.25% 12.75% 18.50% 12.50% 12.00% 16.75% 18.00% 11.06% 15.26% 13.77% 16.26% 13.25% 10.50% 12.30% 14.32% 15.75% 11.50% > 5 years up to 10 years 11.75% 17.81% 15.00% 9.00% 16.28% 16.00% 11.00% 17.00% 16.57% 16.30% 14.55% 16.00% 12.00% 17.06% 17.50% 11.00% 11.00% 17.79% > 5 years up to 10 years above 10 years 12.57% 16.00% 13.50% 12.25% 17.06% 17.50% 13.00% 16.30% 16.26% 16.00% 12.00% 16.28% 13.50% 11.75% 18.25% 17.25% 8.28% 14.50% 16.30% 14.75% 17.50% 12.06% 17.00% 17.00% 15.25% 10.25% .28% 13.25% 17.00% 16.75% 17.00% 12.81% 15.57% 16.50% 10.28% 14.06% 15.57% 16.75% 9.57% 16.06% 15.50% 12.57% 16.06% 15.57% 16.50% above 10 years 11.75% 10.25% 17.28% 13.25% 10.75% 9.75% 17.75% 17.06% 15.57% 16.00% 12.57% 16.75% 17.75% 17.55% 14.26% 16.50% 17.50% 9.75% 18.00% 11.00% 16.00% 16.25% 13.08% 16.00% 9.08% 16.75% 13.32% 15.

75% 9.00% 9.50% 10.9.00% 8.50% 8.00% 10.25% 9.75% 9.25% .25% > 5 up to 10 years > 10 up to 15 years 8.25% 9.75% 8.00% 5 years to 15 years 10.50% 5 years to 20 years Upto 10 years above 15 years 9.00% 9.00% 11.25% 8.50% 9.00% 10.50% 8.75% 9.50% 8.50% 8.25% 9.50% 5 years to 10 years 10 years to 15 years 15 years to 20 years 9.00% 15 years to 20 years 10.00% 9.00% 8.75% 9.00% > 5 up to 15 years above 15 years 8.75% 9.75% 9.25% 8.

00% 12.25% 11.00% 12.25% 15 yrs to 20 yrs 10.75% 11.25% 10.25% 12.75% 12.75% 5 yrs to 15 yrs 10.75% Fixed 12.75% 10.75% 12.75% 5 yrs to 15 yrs 10.25% 12.75% 11.25% 12.75% 11.75% 12.00% .75% 10.00% 12.50% Fixed 12.75% 10.50% 5 yrs to 15 yrs 10.50% 10.00% 15 yrs to 25 yrs 10.10.00% 11.75% 11.00% 12.75% 10.50% 15 yrs to 20 yrs 10.25% 12.00% 12.50% 10.75% 12.25% 13.00% 12.

75% 10.75% 10.00% 10.25% 9.25% 10.50% 9.00% 10.25% 10.75% 12.50% 10.75% 10.25% 11.75% .00% 11.50% 11.00% 10.50% 11.25% 11.50% 13.00% 12.25% 11.25% 11.75% 13.11.00% 10.

with a reset frequency of 5 years .75% below SBAR 0. i.75% below SBAR.75% below SBAR.75% below SBAR 1.00% 10.e. 4 th year onwards (if opted for Floating) 4 th year onwards (if opted for Fixed) 2.25 % below SBAR with reset frequency of 5 years 1.9.00% with a reset frequency of 5 years .75% 10. 10. 2% below SBAR 0.50% 9.75% below 0. 1.75% 4 th year onwards (if opted for Floating) 4 th year onwards (if opted for Fixed) reset period 5yrs 2. 4 th year onwards (if opted for Floating) 4 th year onwards (if opted for Fixed) . 4 th year onwards (if opted for Floating) 4 th year onwards (if opted for Fixed) 1. SBAR.25% 11. 10. with a reset frequency of 5 years.75% below SBAR with reset frequency of 5 years .75% below SBAR.50% below SBAR 0. i.e.75% 10.75% 10.75% below SBAR.75% below 0.00% with a reset frequency of 5 years.50% 11. SBAR.00% 10.

75% above BR 3.25% 1.50% above Base Rate 1.50% above Base Rate .75% above Base Rate 1.25% above BR 3.50% above the Base Rate reset freq 5 yrs 2.50% above the Base Rate reset freq 5 yrs 2.75% above BR No Fixed Rate 10.50% above the Base Rate reset freq 5 yrs 1.75% above BR 3.50% above Base No Fixed Rate Rate 1.75% above BR 3.25% above BR 3.1.75% above BR No Fixed Rate 1.50% 11.50% above the Base Rate reset freq 5 yrs 4 th year onwards (if opted for Floating) 4 th year onwards (if opted for Fixed) 1.50% above the Base Rate reset freq 5 yrs 2.25% above BR 3.50% above the Base Rate reset freq 5 yrs 1.75% above Base Rate 1.

30 Lacs 13.30 Lacs 12.00% .50% fixed rate for old HL loans above Rs.75% above Base Rate 2.30 Lacs .Fixed for old HL upto Rs.75% .Fixed for old HL upto Rs.30 Lacs 11.75% fixed rate for old HL loans above Rs.75% fixed rate for old HL loans above Rs.00% above Base rate 11% .30 Lacs 11.25% fixed rate for old HL loans above Rs.30 Lacs 12.30 Lacs 12.1.Fixed for old HL upto Rs.30 Lacs 12.50% .Fixed for old HL upto Rs.75% above Base Rate 1.

12.50% .25% fixed rate for old HL loans above Rs.30 Lacs No fixed Rate option No fixed Rate option No fixed Rate option No fixed Rate option No fixed Rate option No fixed Rate option .Fixed for old HL upto Rs.30 Lacs 13.

No fixed Rate option No fixed Rate option No fixed Rate option No fixed Rate option No fixed Rate option Current Rate of Interest .