BUDGET ANALYSIS SHEET

Household Name: _______________________ Student Name:
__________________________
BUDGET SUMMARY: Transfer key figures from the budget to the
summary below.

MONTH: TOTAL
Total
Income:

Total Exp:

Net Cash

Opening
Cash

Closing
Cash

MONTHS WITH NET CASH DEFICITS: _______________ _______________
_______________
MONTHS WITH CLOSING CASH DEFICITS: ______________ ________________
_____________
IS THIS A SURPLUS, DEFICIT OR BALANCED BUDGET? _________________
TOTAL CLOSING CASH: € ______________
ARE THE HOUSEHOLD LIVING WITHIN THEIR MEANS? ________________
EXPLAIN YOUR ANSWER:
_____________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
FIXED EXPENDITURE
MEANS:__________________________________________________________
__________________________________________________________________________________
EXAMPLES INCLUDE: _________________________ and
___________________________________

Fixed Expenditure as a % of Total Fixed Expenditure as a % of Total
Expenditure Income
Workings: Workings:
Answer: Answer:
What advice would you offer the household in relation to their Fixed
Expenditure?
__________________________________________________________________________________
__________________________________________________________________________________
IRREGULAR EXPENDITURE MEANS:
_____________________________________________________
__________________________________________________________________________________
EXAMPLES INCLUDE: _________________________ and
___________________________________

Irregular Exp. as a % of Total Irregular Expenditure as a % of
Expenditure Total Income
Workings: Workings:

Answer: Answer:

What advice would you offer the household in relation to their Irregular
expenditure? __________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
DISCRETIONARY EXPENDITURE MEANS:
_________________________________________________
__________________________________________________________________________________
EXAMPLES INCLUDE: _________________________ and
___________________________________

Irregular Exp. as a % of Total Irregular Expenditure as a % of
Expenditure Total Income
Workings: Workings:

Answer: Answer:
What advice would you offer the household in relation to their
discretionary expenditure?
__________________________________________________________________________________
__________________________________________________________________________________
Looking at the household budget overall, suggest two changes the
household could make in order to improve their financial position:
1.________________________________________________________________________________
__________________________________________________________________________________
2.________________________________________________________________________________
__________________________________________________________________________________

In your copy, draw a bar chart to illustrate the household’s Fixed,
Irregular and Discretionary expenditure. (Use the figures from the total
column).

In your copy, draw a trend graph to illustrate the household’s income
and expenditure over the 4 month period.