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SMART Goals Worksheet

Improving your financial life requires planning, and


that starts with setting goals that are Specific,
Measurable, Achievable, Realistic and Time-bound
(SMART).
Share your goals with a financial buddy and set
specific dates to check-in on progress. Dont forget
to celebrate your successes!
Short-Term Goals (1-3 years)
Example: I want to save $200 in an emergency fund every month for the next 12 months. I will
report my progress on the last Monday of the month to my financial buddy.

I want to
Start saving money for college

This amount
$ 180.00

This often
every month

For this long


next 18 months`

I commit to the
Last Sunday of the month
following check-in
dates with my financial
buddy:

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SMART Goals Worksheet

Medium-Term Goals (3-5 years)


Example: I want to save $10,000 over the next three years for a house down payment. I will
check in with my financial buddy every three months.

I want to
save enough money to get me through 4+ years of college

This amount $ 5,000.00

This often every year

For this long 4 or so years

I commit to the every month


following check-in
dates with my financial
buddy:

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SMART Goals Worksheet

Long-Term Goals (5-10 years)


Example: I want to invest at least $5,000 per year in my retirement funds for the next five years.
I will check in with my financial buddy every six months.

I want to
invest in my retirement funds

This amount $ 7,000.00

This often every 2 years

For this long next 20 years starting in 2025

I commit to the
every 6 months
following check-in
dates with my financial
buddy:

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