You are on page 1of 6

Knightcorp Holdings Pty Ltd Trading as

KNIGHTCORP INSURANCE BROKERS


249 Stirling Highway Claremont WA 6010
PO Box 1175 Nedlands WA 6009
T: 1300 656 001
F: 08 9386 2275
E:insurance@knightcorp.net.au
W:www.knightcorp.net.au
ABN:92 600 732 332 ACN:138772193 AFSLN: 342692

As per your request, we have arranged the following insurance cover Page 1 of 6
effective from the 28/03/2017. To ensure your protection, we must
receive your remittance within 14 days of you receiving this account. TAX INVOICE
Please read the important information included with this invoice . This document will be a tax invoice
for GST when you make payment
Invoice Date: 30/03/2017
ID Athletic Pty Ltd
Invoice No: 37404
Unit 1, 69 Guthrie St
OSBORNE PARK WA 6017 Our Reference: IDATHLETIC
Should you have any queries in relation to this account,
please contact your Account Manager
Luke Juniper

Class of Policy: Business Insurance NEW POLICY


Insurer: QBE Insurance (Australia) Limited Policy No: 170U276984BPK
Level 17/200 St Georges Terrace, Perth WA 6000
Period of Cover:
ABN: 78 003 191 035
From 28/03/2017
The Insured: ID ATHLETIC PTY LTD
to 28/02/2018 at 4:00 pm

Details: See attached schedule for a description of the risk(s) insured YOUR DUTY OF DISCLOSURE
PLEASE READ IMPORTANT
Business Package Insurance 2017 - 2018 NOTICE OVERLEAF
NON-DISCLOSURE
If you fail to comply with your duty of disclosure, the
Insurer may be entitled to reduce the liability under the
Contract in respect of a claim or may cancel the Contract.
If your non-disclosure is fraudulent, the Insurer may also
Your Premium: have the option of avoiding the Contract from its beginning.
Premium UW Levy Fire Levy GST Stamp Duty Broker Fee Clients who are not fully satisfied with our services should
contact our customer relations/complaints officer.
$338.76 $0.00 $0.00 $41.38 $37.26 $75.00
Knightcorp Holdings Pty Ltd
subscribe to the Financial Ombudsman Service Australia,
TOTAL $ $492.40 an independent organisation offering free and accessible
dispute resolution services to financial consumers across
(A processing fee applies for Credit Card payments) Australia.Further information is available from our office

Biller Code: 126136 Post your cheque made payable to:


Ref: 113003230413492 Knightcorp Insurance Brokers
PO Box 1175
Contact your financial institution to make this Nedlands WA 6009
payment from your nominated account.

BSB: 086456 Account: 110028527


Reference: 3003230413492

Call 1300 656 001 to pay using your


Visa, Mastercard or AMEX
Reference: 113003230413492
A surcharge may apply.

Our Reference: IDATHLETIC


Invoice No: 37404

AMOUNT DUE $ $492.40


Schedule of Insurance Page 2 of 6

Class of Policy: Business Insurance Policy No: 170U276984BPK


The Insured: ID ATHLETIC PTY LTD Invoice No: 37404
Our Ref: IDATHLETIC

QBE Australia
ABN 78 003 191 035
AFS Licence No. 239545 of Level 5, 2 Park Street Sydney

-------------------------------------------------------
BUSINESS PACKAGE
-------------------------------------------------------

POLICY NUMBER: 170U276984BPK

PERIOD OF COVER: 28/03/2017 TO 28/02/2018

INSURED:
ID ATHLETIC PTY LTD
INSURED ABN:

-------------------------------------------------------
SITUATION 1 DETAILS
-------------------------------------------------------

BUSINESS: CLOTHING WHOLESALING

SITUATION: 1 / 69 GUTHRIE ST
OSBORNE PARK
6017
WA

-------------------------------------------------------
PROPERTY SECTION - Fire and other insured events

Construction: Brick Walls,Concrete Flrs


Year Built: 1975

SUM INSURED EXCESS


Building $ Not Insured $ Nil
Contents $ 31500 $ 500

Accidental Damage Limit: As Per the Policy Wording $ 500

Sprinklers Installed ? N
Earthquake excess as per the policy wording
-------------------------------------------------------
Business Interruption Section - NOT INSURED
-------------------------------------------------------
Clauses Applicable:

SFT : STEADFAST COMMERCIAL WORDING

Steadfast Commercial/Retail/Industrial Policy wording QM485 applies


when BUSINESS PACK INSURANCE is shown on the policy schedule.
QBE Trade Policy QM207 applies when TRADES PACK INSURANCE is shown on
the policy schedule.
QBE Office Policy QM208 applies when OFFICE PACK INSURANCE is shown on
the policy schedule.
-------------------------------------------------------
Theft Section - NOT INSURED

-------------------------------------------------------
Money Section - NOT INSURED
-------------------------------------------------------
GLASS SECTION SUM INSURED EXCESS

Glass cover ? Yes $ Repl. Value $ 100


Schedule of Insurance Page 3 of 6

Class of Policy: Business Insurance Policy No: 170U276984BPK


The Insured: ID ATHLETIC PTY LTD Invoice No: 37404
Our Ref: IDATHLETIC

Number of Signs: Nil


Additional Benefit $ Not Insured
-------------------------------------------------------
Clauses Applicable:

SFG : STEADFAST COMMERCIAL WORDING APPL


STEADFAST COMMERCIAL PACKAGE WORDING APPLIES

-------------------------------------------------------
Liability - NOT INSURED

-------------------------------------------------------
General Property/ Machinery Breakdown - NOT INSURED

-------------------------------------------------------
Electronic Equipment - NOT INSURED

-------------------------------------------------------
Employee Dishonesty/Tax Audit/Transit - NOT INSURED

-------------------------------------------------------
Employment Practices/Statutory Liability- NOT INSURED
-------------------------------------------------------

TERRORISM INSURANCE ACT - APPLICATION TO THIS POLICY


----------------------------------------------------

QBE Australia has determined that this policy (or part of it)
is a policy to which the Terrorism Insurance Act
2003 applies. We have reinsured our liability under the
Act with the Commonwealth Government reinsurer, the
Australian Reinsurance Pool Corporation (ARPC).
As a consequence, we are required to pay a premium to the
ARPC and that amount (together with the cost of that part of
the cover provided by us and administrative costs associated
with the legislation) is reflected in the premium charged to
you.

As with any other part of our premium, it is subject to


Government taxes and charges such as GST, stamp duty and,
where applicable, levies.

TERRORISM EXCLUSION ENDORSEMENT


-------------------------------
Notwithstanding anything contained in this Policy or any
endorsement attached to the contrary it is agreed that this
Policy excludes death, injury, illness, loss, damage,
liability, cost or expense directly or indirectly caused by,
contributed to by, resulting from or arising out of or in
connection with any act of terrorism, as defined herein,
regardless of any other cause or event contributing
concurrently or in any other sequence to the loss.

An act of terrorism includes any act, or preparation in


respect of action, or threat of action designed to influence
the government de jure or de facto of any nation or any
political division thereof, or in pursuit of political,
religious, ideological or similar purposes to intimidate the
public or a section of the public of any nation by any person
or group(s) of persons whether acting alone or on behalf of
or in connection with any organisation(s) or government(s)
de jure or de facto, and which:
Schedule of Insurance Page 4 of 6

Class of Policy: Business Insurance Policy No: 170U276984BPK


The Insured: ID ATHLETIC PTY LTD Invoice No: 37404
Our Ref: IDATHLETIC

i) involves violence against one or more persons; or


ii) involves damage to property; or
iii) endangers life other than that of the person committing
the action; or
iv) creates a risk to health or safety of the public or a
section of the public; or
v) is designed to interfere with or to disrupt an electronic
system.

This Policy also excludes death, injury, illness, loss, damage,


liability, cost or expense directly or indirectly caused by,
contributed to by, resulting from, or arising out of or in
connection with any action in controlling, preventing,
suppressing, retaliating against, or responding to any act
of terrorism.

ASBESTOS EXCLUSION ENDORSEMENT


------------------------------
This exclusion applies to the Public and Products Liability
cover section.
This policy does not cover Liability resulting from the
existence, mining, handling, processing, manufacture, sale,
distribution, storage or use of asbestos, asbestos products
and/or products containing asbestos.

OUR AGREEMENT
-------------
We agree to provide You with the insurance cover set out in
each of the Policy sections which You select and which are
listed in the Schedule.
You have paid or agree to pay to us the Premium set out in
the current Schedule.

The insurance cover is in force for the Period of Cover set


out in the Schedule. We will cover You for loss, damage and
liability occurring during that Period of Cover, subject to
the provisions of the Policy. We will not pay any more than
the sum insured or limit of liability for each section which
is shown in the Schedule.

We will not pay the Excesses shown in the Schedule. If any


loss or damage leads to a claim under more than one Section
of this Policy, You must pay the highest applicable Excess,
but You need to pay only one Excess.

Amendment to your Policy Wording


------------------------------------------

Notice relating to a change in the definition of 'flood'.

This derogation notice supplements and amends your Policy Wording and will apply to
policies with a commencement date or renewal effective date on or after 19 June 2013.

Your insurance cover is unchanged except as indicated below:

New definition of "Flood"

In all instances in the Policy wording where the meaning of flood appears, the definition
is deleted and replaced with the following definition for flood:

"Flood" means the covering of normally dry land by water that has escaped or been
released from the normal confines of any of the following:
Schedule of Insurance Page 5 of 6

Class of Policy: Business Insurance Policy No: 170U276984BPK


The Insured: ID ATHLETIC PTY LTD Invoice No: 37404
Our Ref: IDATHLETIC

(a) a lake(whether or not it has been altered or modified);


(b) a river(whether or not it has been altered or modified);
(c) a creek(whether or not it has been altered or modified);
(d) another natural watercourse(whether or not it has been altered or modified);
(e) a reservoir;
(f) a canal;
(g) a dam.

About "Flood" cover

Flood damage is excluded by the standard policy and unless your Policy Schedule
specifically states otherwise, there is no cover provided for flood.

You should review your Policy and Schedule, as well as any other information given to you
by your financial services provider.

If you are uncertain as to the cover provided by your Policy, please contact your financial
services provider.

Date of preparation: 8 March 2013


QM3517-0613

Disclosure Statement

This document contains important information about our remuneration and any relevant associations or interests
that we may have that may influence our advice.

Remuneration
In arranging cover for you will be remunerated by commission and/or broker fee. For further information, please refer to our
Financial Services Guide. Our employees that will assist you with your insurance needs are paid a market salary and
directors are entitled to profit share.

Knightcorp is a Steadfast Group Limited (Steadfast) Network Broker. Steadfast has exclusive arrangements with some
insurers and premium funders (Partners) under which Steadfast will receive between 0.5 - 1% commission for each product
arranged by us with those Partners. Steadfast is also a shareholder of some Partners. We may receive a proportion of that
commission from Steadfast at the end of each financial year (or other agreed period).

As a Steadfast Network Broker we have access to member services including model operating and compliance tools,
procedures, manuals and training, legal, technical, banking and recruitment advice and assistance, group insurance
arrangements, product comparison and placement support, claims support and group purchasing arrangements. These
member services are either funded by Steadfast, subsidised by Steadfast or available exclusively to Steadfast Network
Brokers for a fee.

You can obtain a copy of Steadfast's FSG at www.steadfast.com.au

If we arrange premium funding for you we may be paid a commission by the premium funder. We may also charge you a fee
(or both). The commission that we are paid by the premium funder is usually calculated as a percentage of your insurance
premium (including government fees or changes). If you instruct us to arrange or issue a product, this is when we become
entitled to the commission.

Our commission rates for premium funding are in the range of up to 3% of funded premium. When we arrange premium
funding for you, you can ask us what commission rates we are paid for that funding arrangement compared to the other
arrangements that were available to you. The amount of our commission and any fee that we charge will set out in the
premium funding contract. In addition to the commission payment, we may be entitled to a profit share of up to 1 %
depending on whether a predetermined level of funding is met with the particular provider.

From time to time we may receive certain hospitality benefits, such as tickets to sporting events, movies, bottles of wine,
etc. The receipt of these benefits may be based upon the volume of business placed with the provider but may also be more
Schedule of Insurance Page 6 of 6

Class of Policy: Business Insurance Policy No: 170U276984BPK


The Insured: ID ATHLETIC PTY LTD Invoice No: 37404
Our Ref: IDATHLETIC

of an ad hoc reward. The details of such benefits so far received are able to be viewed on a specially maintained Register
upon your request.