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COMPARISON AMONG THE MOBILE APPLICATIONS OF

VARIOUS BANKS

Eft-cheques, PayZapp, Ping-pay, SBI Buddy,


iMobile, Chillr, Lime SBI Anywhere,
Pockets, Perks SBI Freedom
Mobile money

eftCheques can be used to write, Perks can be used to:


Stay updated with all new State Bank Buddy is State
query, deposit of cheques & to
launches, Bank of India's mobile wallet on
check history past of eftCcheques.
Enjoy latest offers your smartphone. It is a semi-
This mobile application is
View and share closed prepaid wallet which can
free to use.
videos/demos on our latest be used to transfer money to other
Max limit is Rs. 25,000/-
products, wallet users and bank accounts,
per day.
Apply for any product in just anytime, anywhere.
Can be issued to non-ICICI
a click,
Bnak customers.
Instantly connect with your Send money,
Corporate Salary RM,
View all HDFC Bank Apps View your statements,
this.
Add funds,

Personalize your State


Bank Buddy,

Currently, there are no


charges on use of this app.

Limits for the mobile


wallet:

Maximum balance at 10,000/-


any point of time

Top up through any 10,000/-


channel per transaction

Total reload in a month 10,000/-

Total transactions
(merchant transactions
and fund transfers):
- Daily limit 15,000/-
- Monthly limit 20,000/-

Fund transfer to bank


account:
- Per transaction limit 2,000/-
2,000/-
- Daily limit
- Monthly limit 20,000/-

iMobile is used to check your With PayZapp you can shop on Ping pay is a multi-social
balance, transfer funds, pay utility your mobile at partner apps, buy payment app from Axis SBI Anywhere is State Bank of
bills, recharge your mobile phone, movie tickets, music and groceries, Bank that lets you send or India Retail internet banking
DTH connection, broadband, book compare and book flight tickets and ask for money and mobile application offered on Mobile.
movie tickets and much more on hotels, shop online and get great recharge across Facebook,
the go. discounts at SmartBuy, send money Whatsapp, Twitter, SMS or The services can be
to anyone in your contact list, pay e-mail. And everytime you seamlessly experienced using
ICICI Bank provides
bills and recharge your mobile, DTH send or ask for money or the application:
iMobile service at no cost
and data card. recharge, say whatever Financial Transactions:
.
Can be used to transfer No charges will be levied on you have to say to your Fund Transfer to
friends through videos, accounts in SBI and
funds to non-ICICI bank the customer by PayZapp.
voice notes, images, or other Banks to the
customers. This does not apply to
customized messages. So beneficiaries already
Merchants or Service
Tie ups with Aircel, now everytime you have to
providers charges. registered with/without
send or ask for money.
Provogue. One Time Password
Add Money/ Send Money/ (OTP),
Payz App Card Make fund Credit Card (VISA)
Limits for the transactions: transfers/recharges Transfer with/without
Load Money- for FREE using Ping One Time Password
Daily Count:25 Pay. (OTP),
Daily Amount :50,000
Monthly Count:100 The minimum RTGS Funds Transfer,
Monthly Amount: 50,000 RTGS Funds Transfer,
recharge amount is
mCash Facility,
Rs. 10 while the
P2P Send Money- Instant Term Deposits
Daily Count:25 maximum is Rs. e-TDR/e-STDR and
Daily Amount :20,000 3,000 per day for Recurring Deposits,
Monthly Count:100 IMPS Funds Transfer,
Monthly Amount: 50,000 mobile and Rs.
2,000 per recharge. Mobile Top-up and
P2P Receive Money- DTH Recharge,
Daily Count:25 Transaction Limit: Bill Pay for billers,
Daily Amount :50,000 Make fund transfers already registered.
Monthly Count:100 starting from Rs. 1
Monthly Amount: 50,000 Non-financial
up to Rs. 50,000 per
Re-charge/ Bill Pay day using Ping Pay. transactions:
M-Passbook,
Limits for the transactions: Send Money &
Mobile Prepaid ATM cum Debit
Recharge, Card hot listing,
Recharge-
Daily Count:15 Cheque Book
Receive Money &
Daily Amount :10,000 Request
Monthly Count:40
Recharge,
Call us
Monthly Amount: 50,000
Request Money &
The daily limits through this
Recharge.
Mobile Post-paid bill application:
pay- The time interval
Daily Count:10 between two recharges Transact
Daily Amount :25,000 ion
for a particular number Types Daily Limit
Monthly Count:20
Monthly Amount: 50,000 should be at least 15
Up to a
minutes. Intra- cumulative
Data Card Prepaid Bank, of Rs.
Recharge- Funds are transferred Inter- 10,00,000
Bank per user
Daily Count:10 using IMPS which is an
Daily Amount :25,000 instant transfer facility. IMPS Up to a
Monthly Count:20 cumulative
Monthly Amount: 50,000 of Rs.
No, you can transfer
Data Card Post-paid funds/recharge free of 2,00,000 per
Bill Pay- cost using this user
Daily Count:10 application. 25,000/- Per
Daily Amount :25,000 Credit Transaction
Monthly Count:20 Card (Per day
Monthly Amount: 50,000 (VISA) Bill Max.
Pay 50,000/-
DTH-
Up to a
Daily Count:10
Quick cumulative
Daily Amount :25,000 Transfer of Rs. 5,000
Monthly Count:20 suing per day per
Monthly Amount: 50,000 IMPS user

Rs. 1,000
per
transaction,
Rs. 2,000
per day per
mCash user

Funds
Transfer
(Own
Accounts)
Up to a
Instant
cumulative
Term
of Rs.
Deposits
2,00,00,000/
e-TDR/e-
- per user
STDR

Recurring
Deposits
e-RD

Mobile Up to Rs.
Top-up & 50,000 per
DTH user
Recharge

Up to Rs.
5,00,000 per
Bill Pay user

Lime is a lifestyle app offered


Pockets can be used to Adding a Chillr can help to request money, by Axis Bank. The app enables State Bank Freedom is
Registered Payee for fund transfer, split bills amongst friends and can you to pay bills, recharge and Mobile Banking Service provided
Wallet top up through linked also recharge your mobile, DTH & shop seemlessly along with by State Bank Group. It helps you
Account/s, Transfer of money to data cards. Soon you will be able to exciting offers.
to do following banking
mobile, email id or social accounts, pay at online or offline stores using LIME can be used to pay transactions:
transfer funds through NEFT, Chillr.
a variety of bills ranging Balance Enquiry of
Placing food orders, and many Max amount per transaction : from Mobile, DTH,
more. Rs.10000, accounts enabled for
Landline, Electricity, Gas
Mobile Banking,
Fund transfer to Registered Max amount that can be sent bills, etc. Mini statement (last five
Payee, upto Rs. 2,00,000/- per day : Rs.50,000, There is no charge levied transactions) of your
per day if such transfer is Max amount that can be sent for making bill payments accounts enabled for
made through a linked per month: Rs.100,000 through LIME mobile mobile banking services.
Account of the User. Max transactions per day : app. Fund transfer within the
Fund transfer to mobile 25. You can use your wallet
Bank from one account to
number, email id or social Sending money through money for shopping, bill
another,
networking account Chillr App, transaction payments and recharges
Fund transfer to accounts
(Twitter, Facebook, charges of Rs 5 + S.T will be but you cannot transfer
of other banks using NEFT
google+) upto Rs. 10,000/- levied for every transaction funds in your LIME
scheme of RBI,
per day to a non-HDFC Bank wallet back to your
Bill payment to Registered savings account or Fund transfer to accounts
account. Transactions
Biller upto Rs. 2,00,000/- transfer it to another in SBI & other banks
between HDFC Bank
per day LIME wallet. through IMPS,
accounts using Chillr are
Bill payment to free. The Bank account Cheque book request,
unRegistered Biller upto Rs. unlocks various new Mobile Top Up,
50,000/- per day features of LIME Utility Bills payment,
Prepaid mobile recharge or increases your wallet Payment of premium on
data card recharge upto Rs. limit to Rs. 1 Lakh per SBI Life policies,
1,000/- per day month.
Demat Account enquiry
Movie Ticket booking upto
Services,
Rs. 5,000/- per day
Gifting upto Rs. 10,000/-
Merchant Payment.
per day There is a daily limit of
Rs.50, 000 for the
aggregate of funds
transfer/ Bill payments/
Merchant Payments with a
calendar month limit of
Rs.2, 50,000 per user.