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2 s e n i o r l i v i n g t h e s u n FEBRUARY 1, 2017

Coping with changes in mental capacity


By Joellen Meckley, Esq. and competent. capacity to appoint financial and
As an elder law attorney and for- 2.) These conversations are health-care powers of attorney it
mer nursing home administrator, I often difficult. If you are worried saves having to going through
have spent countless hours coun- that your relationship might be court for legal guardianship. An
seling older adults and their fami- damaged by raising these issues, elder law attorney also can lay out
lies on how to cope with changes a subtle approach may work best. common techniques for managing
in mental capacity. When facing Consider relating what a friend is the affairs of an aging parent, as
that unfortunate situation, here going through with her own elderly well as connecting you to a wide
are three things one should keep parents and use that as a spring- range of support resources in the
in mind: board to raise the issue. Many community. Remaining as inde-
1.) The best time to plan is now. parents dont want their children pendent as possible may be criti-
Oftentimes, mental decline in old to feel burdened and will be more cal to your elderly parents long
age does not happen suddenly, it motivated to address certain term well-being and helping them
happens gradually. The signs can issues if they see the potential to do so can help sustain that into
begin to show in subtle ways, impact it could have on their fami- the future. The Meckley Law
such a noticing someone has ly. Group (www.meckleylaw.com)
been bouncing checks or their per- 3.) A range of different options hosts free monthly workshops
sonal hygiene has begun to are available. An early step should throughout South Jersey designed
decline. Dont ignore those signs. be to meet with an elder law attor- to educate older adults and their
The best time to plan is while your ney who can lay out the options. families on issues related to later
loved one is still relatively healthy For example, if your loved one has life planning.

Advertise in the next Senior Living Guide by calling (856) 427-0933.


FEBRUARY 1, 2017 senior living the sun 3

Pre-need cemetery planning Jacqueline Jacki Smoyer


The Catholic Church recognizes able to be devoted to family mem-
the many emotions that family bers supporting one another and
members experience when facing
the death of a loved one.
proper planning of the liturgical
rites that will celebrate the The Smart Move
Surrounded by family and friends, deceased movement to eternal
accompanied by the prayers and life.
sacraments of the church, the Contact with the cemetery
time of death can be a graced office will begin the flow of infor-
moment when faith and family mation about burial alternatives,
bonds are strengthened. associated costs and payment
With this foundational under- options.
standing, the church encourages Your diocesan cemetery, Jesus,
communication among family Bread of Life Catholic Cemetery
members well in advance of the stands ready to help guide you
need to make funeral and ceme- through this process.
tery arrangements. Please take the time to drive by
Those with responsibility for and see the incredible progress
Catholic cemeteries uniformly
encourage all families to consider
on our magnificent mausoleum as
well as our outdoor garden colum-
Selling a long-time home can be very
the purchase of grave, crypt or barium. Pre-completion discounts
niche spaces well in advance of are available our all crypts and emotional. Jacki Smoyer has the knowledge
need. Baptized Catholics and the niches in the mausoleum.
spouse and children of a baptized
Catholic can lie in rest at Jesus,
For information or help with
questions, please contact Deacon
and experience assisting seniors who are
Bread of Life Catholic Cemetery. Ed Heffernan at (856) 317-6400
This pre-planning will assure or e-mail at deaconed@jesus- down-sizing and need to sell their house or
that the time surrounding death is breadoflife.net.
assist them in finding the perfect next home.
Healthvia Pharmacy Her compassion and patience, along with
Healthvia Pharmacy, a local, only save money on their prescrip-
family-owned and operated phar- tions but also have a convenient
macy is now open in the way to place and receive them is a her professional business insight, make her
Meetinghouse Square Shopping priority for our new pharmacy,
Center in Marlton.
Were often asked why
Hourani concluded.
Stressing local service and sup-
highly sought after by families who want
Healthvia? Via is Latin for way port for their patients and cus-
and were here because we know tomers, Healthvia offers free deliv- the confidence and trust that their realtor
every patient is unique and spe- ery and pick up of prescriptions,
cial with their own way of being
healthy. Being locally owned
free & easy prescription transfer,
immunizations and medical sup-
has their loved ones best interests at heart.
allows us to offer above-and- plies including: canes, crutches,
beyond service while meeting the walkers, bath safety and acces-
individual needs of our customers sories. Healthvia also offers free
while saving them time and monthly synchronization of multi-
money, said Gus Hourani, R.Ph. ple prescriptions which can be
As a local, family owned and delivered free to your home once a
operated pharmacy, were proud month.
to be supporting and serving our Healthvia Pharmacy is located Sales Associate | ABR, MRP
local community, Hourani added. at Meetinghouse Square cell: (856) 296-7226
One of our goals is to help people Shopping Center,
understand that a locally-owned 300 E. Greentree Road, #8 in offce: (856) 235-1950
community pharmacy can be an Marlton, and can be reached at www.TheSmartMove.com
important part of their overall (856) 983.8700, care@healthvi-
health. apharmacy.com or healthviaphar- email: Jacki|TheSmartMove.com
Making sure our patients not macy.com. 202 W. Main Street, Moorestown, NJ 08057
4 s e n i o r l i v i n g t h e s u n FEBRUARY 1, 2017

MEDICARE St. Marys Healthcare


Monsignor Strenski established food and enjoy the wonderful er to implement a plan of care that

ELIGIBLE?
St. Mary's Home for the Aged fresh air. A spacious dining room fulfills each resident's individual
based on his demonstrating con- serves nutritious meals, all spe- requirements. St. Marys Center
cern for the elderly, on Kresson cially planned with extra attention for Rehabilitation and Healthcare
Road in Cherry Hill. In 1940, he to individual tastes and dietary is dedicated to the wellbeing of
Insurance Options Explained invited three of the Little Sisters of
the Immaculate Conception from
requirements.
In 2016, the Diocese of
our patients. We continue the
quality tradition of care in all our
Stara-Wies, Poland and so St. Camden transitioned St. Marys programs.
Senior Advantage Marys Catholic Home was found- Catholic Home, to focus on its pri- We are proud of our Catholic-
ed. mary spiritual objectives and all spirited focus, long-tenured, devot-
at Serving to nurture, support, the health-care resources under ed staff and a deep level of con-
protect and enhance one's life its domain, are now part of the cern for the folks we serve! It's
and spiritual growth, our dedicat- Catholic Health Group, a portfolio our calling.
ed staff has been providing com- of 13 former Camden and The Villa Independent and
passionate, high quality care for Philadelphia Diocesan healthcare Retirement Living and St. Marys
the elderly since 1952. facilities. Center for Rehabilitation and
Our beautiful landscaped St. Marys Center for Healthcare. We welcome the
grounds with a patio and gazebo Rehabilitation and Healthcare opportunity to meet with you to
W.G. BILL MILLER enable residents to socialize and
they are encouraged to spend as
proudly continues the original
tenets and traditions it was found-
discuss how we can better accom-
modate your family members
Medicare Insurance Plans / Long Term Care Insurance much time as possible outdoors. ed on: joyful communion of quality needs. For more information
Individual Life & Disability / Group & Voluntary Benefits The gazebo sets the scene for a nursing care and simple human contact Ami Feller, director of com-
! A3UU6O`P]`@]OR6O[[]\b]\<8&!% variety of barbecues and picnics kindness. Nurses, physicians, munity relations, at (856)
=TQS($'#$##'3fb !4Of($'#$##%
where residents can admire the recreation specialists, social work- 419.8718 or Admissions at (856)
landscaping, savor the delicious ers and therapists all work togeth- 874-5305.
3[OWZ(PWZZ.Qg\S`UgU`]c^\SbESP(eeeQg\S`UgU`]c^\Sb
FEBRUARY 1, 2017 senior living the sun 5

Christine Dash is your Realtor


Preparing for the next chapter in needs. With a solid network of reli-
TASTE THE RECIPES
life can be overwhelming, especial-
ly for individuals 50-plus. As an
able referrals, Christine will help put
you in touch with qualified profes-
THAT MAKE EACH DAY
SRES Designee, Christine Dash is sionals who are ready to assist with
not just Realtor, she is trusted advi-
sor to older Americans. With the
knowledge, expertise and compas-
your next move. As a senior real
estate specialist, Christine has
been ranked in the top 3 percent in
EXCEPTIONAL
sion, Christine will not only work Camden and Burlington counties.
with you, but also be the true She resides in Moorestown with her
resource you need in major finan- husband and their two children. On
cial and lifestyle transitions. a monthly basis, she volunteers her
Whether you are relocating, refi- time at local assisted living facili-
nancing or selling the family home, ties.
Christine will provide you with a cus- Together, her love for real estate
tomized approach that works with and compassion for the 55-plus
your overall life plan. Christine pro- community has allowed her to be a
vides relevant insight on current successful SRES Designee in our
market trends, and resources area. Ready to take the next step?
regarding your real estate transac- For more information, visit her
tion. Her goal is to develop a mar- website www.dashforhomes.com or
keting strategy to sell your home contact Christine, directly at (609)
quickly and for the best price all 332-6266 or Christine@dash-
with ensuring minimal disruption to forhomes.com. Christine is a sales
your everyday life and that your next associate at the Moorestown office
home best serves your future of Keller Williams.

Lakeview Memorial Park


Have you ever considered pur- Pre-planning assures you and
chasing lakefront property for your your loved ones a guarantee of At Five Star Senior Living our creative chefs know that cooking is about more than
final resting place? This wonderful peace of mind. Extremely gener- following a recipe. It's an experience. A passion. An opportunity to bring people together.
opportunity is available to you at ous interest free terms are avail- Now, we're bringing our residents and families new ways to connect over a shared love of
Lakeview Memorial Park, South able to all of our prospective fami- food. From new menu items to enhanced dining options, The Five Star Dining Experience
Jerseys most beautiful garden lies. Our beautiful cemetery offers is adding more flavor and flexibility to every day.
cemetery. an unparalleled atmosphere of WE ARE PROUD TO OFFER:
Lakeview Memorial Park is a serenity. Although it is sometimes 9All day dining and an always available menu
non-profit, non-sectarian cemetery difficult to think about, facing the 9Seasonal and nutritious selections made with your health in mind
with traditional in-ground inter- fact that no one lives forever and
9Menus created by our talented Food & Dining Teams
ment sites as well as above planning ahead can prevent a
ground burial crypts and niches. world of confusion for grieving
CALL ONE OF OUR COMMUNITIES TODAY AND SCHEDULE YOUR
The always-friendly staff at loved ones when they are most
Lakeview has served more than vulnerable. Pre-arrangement will
COMPLIMENTARY DINING EXPERIENCE FOR YOU AND A FRIEND.
four generations of South Jersey have a positive effect on family
families. Located in charming and friends simply because the CHERRY HILL SENIOR LIVING
Cinnaminson Township, we offer a decisions were yours. This peace 490 Cooper Landing Road 9 Cherry Hill, NJ 08002 9 856-482-9300
final resting place of manicured of mind provides benefits far www.CherryHillSeniorLiving.com
lawns and gardens, stately trees, beyond the dollars spent. It is one Assisted Living 9 Award-winning Memory Care 9 On-site Rehabilitation
and warm, homey mausoleums. of the most caring and loving
WASHINGTON TOWNSHIP SENIOR LIVING
Ours is a place where family and things you can do for yourself
600 Medical Center Drive 9 Sewell, NJ 08080 9 856-582-8700
friends gather to enjoy quiet and for others.
moments and memories of their Our entire courteous staff
www.WashingtonTownshipSeniorLiving.com
cherished loved ones. Our park is would greatly appreciate the Assisted Living 9 On-site Rehabilitation
open from dawn to dusk every day opportunity to guide you through VOORHEES SENIOR LIVING
of the year for reflection and med- your choices in a friendly and 501 Laurel Oak Road 9 Voorhees, NJ 08043 9 856-566-2340
itation. Why not schedule a tour of relaxed manner. Please call us at www.VoorheesSeniorLiving.com
our lovely cemetery and decide (856) 829-3553 or visit us at Assisted Living 9 On-site Rehabilitation
together which option best suits 1300 Rt. 130 North, Pet 2016 Five Star Senior Living
your familys need and budget? Cinnaminson, NJ 08077. Friendly
New Jersey Master HVACR Contractor License 19HC00326700 6 s e n i o r l i v i n g t h e s u n FEBRUARY 1, 2017

WINTER Female Owned


And Operated Spring Oak provides special services
is Here! Over 30 Years
Field
Experience Spring Oak provides several lev-
els of specialized services to meet
make residents living experience as
pleasant as possible.
housekeeping staff available, a pri-
vate transportation service to local
each individual's needs. These pro- Compassion for both our resi- outings such as shopping centers,
grams are specifically tailored and dents and their loved ones is our banks, and popular visiting areas,
combined to promote the highest top priority. We understand the chal- access to internet, and a 24-hour
Heating Cooling
level of independence and health. lenges that can arise when assist- emergency call response system.
Keeping You Warm This approach to care focuses on ing with all the comforts of life for The Activities Department offers
Like A Mothers Hug Hours: Monday-Saturday 8am-8pm enhancing quality of life through the seniors. a wide array of varying activities for
provision of individualized services Our team offers total support to our residents to participate in
COUPON COUPON in areas of nutrition, health care families and their loved ones who whether you wish to join a ceramics

$49 Service Call INSTALLATION and recreational activity.


Our caring and skilled medical
share in the responsibility that
accompanies the care and nurtur-
class, playing cards or utilize our
entertaining Wii Computer game. In

Fee with Repair $500 OFF


Full System Only
staff is available 24 hours a day,
seven days per week. Our goal at
ing of any senior in need of health-
care services. This exemplary serv-
addition to in-house activities, our
Activities Department offers our
(Coupon must be presented. Only valid with cost of repair.
Not valid with any other offer. Regular service call fee $99)
Special terms: Must present coupon. Offer expires February 28, 2017.
Call for details. Spring Oak is for our residents to ice that is personalized for each residents the opportunity to go on
remain active socially and physical- individuals needs is what distin- outings such as shopping, banking,
SERVIC COUPON ly, and above all else thoroughly guishes Spring Oak from the oth- sightseeing and dining at a local
AVAILABE
LE enjoy a quality lifestyle. Our assist- ers. bistro on occasion.
24/ 7
On all M
Maintenance ed living community offers each of Some Amenities include three Spring Oak, rooted in tradition,
and Modakes
els
Agreement
As low as $16 a month
our residents the benefit of receiv-
ing care by our professional nursing
home style meals per day in our
restaurant style dining room, week-
provides residents with opportuni-
ties to share life experiences while
staff and a lifestyle designed to ly housekeeping services and daily continuing to flourish and grow.
856-722-7003
Live Office Staff Taking Calls From 8AM to 8PM Mon thru Sat
(includes 2 precision tune ups per year , no additional
emergency trip fees and 15% off parts and labor)
Special terms: Must present coupon. Offer expires February 28, 2017.
Call for details.

All of the Benefits of a National Company with the Personal Touch of the Local Guy
Advertise in the next Senior Living Guide by calling (856) 427-0933.

WELCOME TO A CHARMING RANCH SINGLE


HOUSE SALE IN SOUTHAMPTON, NJ 08088

55+ COMMUNITY, OPEN FLOOR PLAN,


2 BEDROOMS, 2 BATHS, ALL NEW APPLIANCES
NEW: Roof & Windows, Gutters, Finished Garage with Storage Space,
Stainless Steel Chimney Cap Wood Burning Fireplace, Central Air
NEW: Marble Vanities, Carpet, and Heat. Security Guarded Gate,
Kitchen Faucet, Electrical Heaters, Enclosed Screen Back Porch. Cable
Thermostats Ready.
HOUSE CONDITION WILL BE AS IS PRICE IS NEGOTIABLE
$200,000 OR BEST OFFER CASH ONLY

Contact: Ms C. Williams
For An Appointment at
609-388-4814
FEBRUARY 1, 2017 senior living the sun 7

Homewatch CareGivers
Homewatch CareGivers of numerous awards for our care, General/Professional Liability
Haddon Township first opened in from our caregivers and our Insurance, Workmans
2006. clients. Most recently, we were Compensation Insurance and
As I reflect on our more than 10 awarded the Provider of Choice for Bonded. No sub-contractors!
years serving seniors in South
Jersey, I am amazed at where this
2015.
We are very selective on who we
We will be as flexible as possi-
ble with you as you arrange the
NOW OPEN!
journey has taken us. We genuine- hire, the applicants are screened care for your loved one. We work Buy 1 Get 1 Free
ly love and care for our clients and diligently and we test them to from two hours to 24 hours daily, Select Vitamins
the families that we have helped make sure that they have the seven days a week, 365 days a
over the course of the years. We skills that they need to perform year! We are there for you when
Savings and Convenience Every Day!
have met some amazing people! the services requested by our you need us. We have an employ-
We also have a great deal of love clients. All of our CHHAs are ee answering the phone 24/7. We  )5(( Prescription Delivery to
and respect for our caregivers and licensed by the state of New do not use an answering service. Home or Work (And Pick Up)
feel that they are a part of our own Jersey. We offer continuing educa- You will receive caring compas-  'UXJ3ODQ (30 or 90-day supply)
families. We have an amazing tion, we specialize in training our sionate support from us as we  )5(( ($6< Prescription Transfer
team of caregivers and support caregivers on how to work with the work to make your caregiving
',6&28176 for Seniors, Police, Fire,
staff working to make sure that dementia/Alzheimer clients, test needs come to fruition.
Homewatch CareGivers truly is the their competency skills annually Please give us a call at (856) Military & Vets
best non-medical in home care and rerun their background 833- 9449 to chat, see how we *Some restrictions apply, not valid with any government
funded programs (Medicare, Medicaid).
agency around! checks each year. All of our care- can help you and set up a free
Since joining with Home Care givers are our employees, and evaluation of your loved ones. Let
Pulse in 2012, we have received they are covered by our family care for yours!

Five Star Senior Living


What makes the Five Star Wellness efforts are supported by ties, our services and how we at
Senior Living experience unique? a vast array of programs and initia- Five Star put people first, each*Some restrictions apply, not valid with any government funded programs (Medicare, Medicaid)
Our commitment to providing a tives that are recognized as the and every day. Call today **No to purchase necessary
warm, inviting environment where best in our industry. From our schedule your personal visit, stay
seniors of all abilities and inter- exceptional dining and nutrition for a meal, and make a new
ests can thrive, with innovative, programs and in-house friend. Stressed Out About Stuff & What To Do Next?
evidence-based approaches to Rehabilitation and Wellness For more information, please
health and wellness during retire- Clinics to a Lifestyle 360 Program visit us at www.fivestarseniorliv-
ment, and fine dining experiences and award winning Bridge to ing.com. Or visit us at one of our
that rival your favorite restaurants. Rediscovery program, we are able South Jersey locations. Cherry Hill
Come in and see for yourself! to truly take a team approach to Senior Living is located at 490
This means we train our teams keep our residents well. Cooper Landing Road in Cherry
to provide the support you need From the quiet comforts of Hill. Call Helene at (856) 482-
today and have the ability to flex home to thriving social opportuni- 9300. Voorhees Senior Living is
as your needs change over time. ties, the amenities at Five Star located at 501 Laurel Oak Road in
AT T E N D O U R :
Our ideas about health are con- Senior Living Communities allow Voorhees. Call Shanyn for more 'RZQVL]LQJ3DQHO'LVFXVVLRQ
stantly evolving and our efforts in residents to enjoy their personal information at (856) 566-2340.
this area extend beyond tradition- independence in a warm, comfort- Washington Township Senior EVS\(ESR\SaROg;O`QV& %
al nursing and clinical care and
extend to the realm of overall well-
able setting.
Experience the Five Star differ-
Living is located at 501 Laurel
Oak Road in Sewell. Call Jeannie
EVS`S( Ab;O`ga2`WdS1VS``g6WZZ
ness. Our community Health and ence, learn about our communi- at (856) 582-8700. >O`YW\Z]beWbVbSOZOe\W\UU]b] \R]]`/QbWdWbg@]][
Mount Laurel Heating and Cooling BW[S((!O[(!O[
Mount Laurel Heating and priority. To show how much we both residential and light commer- Experts gather to highlight how to:
Cooling is a family women owned value your busy schedule, Mount cial clients, in which we perform a Declutter, Sort, Pack, Move, Sell Real Estate
and operated business that spe- Laurel Heating & Cooling now wide range of tasks that meet your and Items, Find Housing and More!
cializes in servicing and installing offers extended hours for general needs. If your existing heating and
quality products. We strive for maintenance appointments after cooling system needs to tuned up ASObaO`SZW[WbSR3\X]g:WTSEW\O>`WhS
excellence and pledge to give you 5 p.m. and on Saturdays. Live or completely replaced, our NATE
top quality performance at prices operators are available 8 a.m. to certified technicians are up to the
RSVP: Call Ami Feller, Director of Community Relations (856) 419.8718
that you can afford. We offer dif- 8 p.m., Monday through Saturday. task. We also perform completely ENJOY OUR DEVOTED CATHOLIC-FOCUSED LIFESTYLE
ferent brands and aim for even Our desire is to keep all genera- new system installations, in addi-
better service. tions of your family warm through- tion to duct work and service for ,QGHSHQGHQW/LYLQJIRU$JHV1R(QWUDQFH)HHV
Our customers spoke and we out the winter months. oil to gas conversion, heat pumps 220 St. Marys Drive, Cherry Hill, NJ 08003
responded. Your family is our first We specialize in HVAC work for and a lot more. &#$&%"#"eeeab[d]`U
8 s e n i o r l i v i n g t h e s u n FEBRUARY 1, 2017
W h e re t h e j ou r n e y
of l i f e c o n t i nu e s . Reverse mortgage provides seniors with options
A reverse mortgage, a mort- putting a reverse mortgage on the responsible to maintain the prop-
gage designated for a primary res- new primary residence. The eligi- erty and pay the taxes along with
idence only, is a widely available ble senior would be required to required insurances.
but seldom used tool to purchase make a down payment of 48-53 The reverse mortgage accrues
a home. In past years, most bor- percent of the purchase price, interest, depending on the inter-
rowers meeting the minimum age (depending on the borrowers age, est rate of the loan, and the prin-
of 62, who have no delinquent fed- the current interest rate, the ciple balance plus accrued inter-
eral debt, used a reverse loan to appraised value of the home and est is paid off upon the sale of the
pay off an existing mortgage loan the amount of the current Up Front home. If the home is sold for more
or to gain monthly income to the Mortgage Insurance Premium), than what is owed on the reverse
senior by converting the borrowing and the FHA will file a reverse mortgage, the remaining money
seniors equity in the property into mortgage on the property for the goes to the senior or their estate.
Your
Your Life
Life monthly income received by the remaining balance of the cost to If the home is sold for less than
Join our residents in an active, independent lifestyle with all the comforts of home. senior; paid directly to senior by purchase the home. The reverse what the lender is owed, the
the lender. mortgage does not require repay- lender is insured by the FHA
Your
Your Health
Health In 2009, the FHA introduced a ment of any kind until the borrow- against any loss, and there will be
Spring Oak provides several levels of specialized services to meet your individual needs. new product called the Home ing senior either moves out of the no personal liability to the borrow-
Equity Conversion Mortgage for property, no longer occupies the ing senior, their heirs or their
Purchase, or HECM, which allows property as the primary residence estate. Contact Alloway Realtors
Your
Your Home
Home seniors to purchase a home by or dies, although the senior is at (609) 859-1515.
Share life experience while continuing to flourish and grow in a safe environment.

Advertise in the next Senior Living Guide by calling (856) 427-0933.

Need Peace of Mind?


Meckley Law Group, LLC, a boutique t"TTFU1SPUFDUJPO
law firm in Mt. Laurel, NJ, provides com- t1BZJOHGPS-POH
passionate legal counsel to clients in the  5FSN$BSF
areas of Estate Planning and Elder Law. t8JMMT 5SVTUT
We can help you protect your family and  1PXFSTPG
preserve your legacy. Visit our website  "UUPSOFZ
to learn about our upcoming FREE ED- t.FEJDBJE
OVER 26 YEARS SERVING THE COMMUNITY UCATIONAL WORKSHOPS or call our  2VBMJmDBUJPOT
t7"#FOFmUT
office to schedule a consultation today.

Meckley Law Group, LLC


309 Fellowship Rd, Suite 200, Mt. Laurel, NJ 08054

tXXXNFDLMFZMBXDPN
FEBRUARY 1, 2017 senior living the sun 9

Cynergy Group, LLC


Cynergy Group LLC, headquar- life, final expense, critical care, wide array of creative products,
tered in Hammonton, is perfectly and cancer and heart attack or services and solutions makes
positioned between Philadelphia, stroke insurance. Cynergy unique. As a client advo-
the Shore and all points North and We believe that every client has cate we typically bring new clients
South, including New York, S.E. a unique set of requirements, a reduction in insurance cost with- +RXUWR+RXU&DUH
Pennsylvania and Delaware. We goals and objectives, and, as out a reduction in coverage while 7KHWUXVWHGVRXUFHIRU 3HUVRQDO&DUHE\&++$V
are one of the fastest growing such, we do not believe in a one ongoing clients experience lower 'HPHQWLD&DUH6SHFLDOLVWV
independent privately owned size fits all approach, as each premium inflation and favorably
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insurance brokerage and consult- plan is custom tailored to our priced overall insurance cost. With VXSSRUWVLQFH &RPSDQLRQ&DUH
ing firms in New Jersey focused clients needs and objectives. We a combined 100 years of experi- 7UDQVSRUWDWLRQ(UUDQGV
exclusively on employee benefits, are not just brokers - everyone at ence, Cynergy professionals have $SSRLQWPHQWV
voluntary benefits, individual life Cynergy is a trained insurance pro- attained high standards within the 0HDO3UHSDUDWLRQ
and health insurance plans, dis- fessional. insurance industry. Cynergy
ability insurance, business insur- Cynergy unites a group of expe- blends industry experience,
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ance and, through our in-house rienced, highly respected and tal- strong carrier relationships, nego- /LJKW+RXVHNHHSLQJ
affiliate, Senior Advantage at ented insurance and financial tiating clout and innovative, cut- 0HGLFDWLRQ5HPLQGHUV
Cynergy Group: medicare insur- service professionals. Combining ting edge ideas that elevate $VNDERXW9HW$VVLVW
ance, long-term care, guaranteed our strong level of expertise with a Cynergy to the highest level.

I have received extraordinary care from Kelly at H.W.C.G.


She is an intelligent, dedicated, hard working person.
Riverview Estates Ross V. S., M.D.
Riverview Estates was the Call us today to arrange a visit Bank Ave. in Riverton, and can be
vision of Miss Mary Leverich, and see what sets us apart from reached at (856) 829-2274, &DOO7RGD\
which became reality. On Aug. 17, other retirement homes. Riverview www.riverviewestates.org, or on ZZZKRPHZDWFKFDUHJLYHUVFRP6RXWKHUQQMKDGGRQ
1951, it was learned that Estates can is located at 303 Facebook.
$65,000 from her estate,
acquired from a successful busi-
iiL
7
ness career, would be dedicated x9i>>}
/ 9-/t t
to establish a Baptist Home in
South Jersey.
Authorization to operate the
Weber Genesis
Gas Grills
f"
Winter REALTORS
Home was received from the state
Oct. 1, 1953.
The doors opened for ministry
March 10, 1954. There were 10
>
To Get Your Gas
Warm Up SERVING BURLINGTON, CAMDEN & SURROUNDING
COUNTIES FOR OVER 50 YEARS!
original residents.
Today Riverview Estates, the
Logs Service for
the Season with ,9, -"1,
- With great depth of Experience behind us, we have a
Baptist Home of South Jersey, is a 7i-i constant and enormous pool of knowledge.
state certified 122-bed long-term > We Service our Clients with Knowledgeable, Trusted
care facility. In a Christian atmos- all yea!r Advisors from Start to Finish
phere, we offer assisted living, long
rehabilitation and skilled nursing We offer personal service and convenient
care. As part of our ministry, no
In-House Processing Department
resident in our 63 years of history - -U- ,6
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has been asked to leave because
of a change in his or her financial
Fireplace Experts > Gas Fireplaces Many Mortgage Options Available
Wood Stoves > Pellets > NFI Certified Techs
status.
Custom Glass Doors for Fireplaces
Over the years, it has been
countless donations, thousands
Call an Alloway Associate Today
of volunteer hours and the loving
dedication of talented staff that
has enabled us to continue to give
We Carry Custom Glass Doors and
Fireplace Hoods. We can help you
Update and Upgrade your Existing
609-859-1515
Fireplace... Call us Today! We are
outstanding care to more than your Fireplace Experts! 2 Retreat Rd. @ Rt. 206, P.O. Box 2503
1,000 residents. Riverview
Visit Our Showroom
Vincentown, NJ 08088
Estates is truly a place where
The Spirit Lives.
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1 0 s e n i o r l i v i n g FEBRUARY 1, 2017

Gas grills and fireplaces


by Energy Resources
We may have changed our name lar service to keep them working
and the size of our showroom, but trouble free and with the greatest
we are still the same family owned efficiency. A simple servicing by
and operated store that has been one of our techs can save you
here for 35 years, where the cus- money later in replacement parts.
tomer comes first! Whether you are a homeowner
Unlike the big box stores, we take looking to install a new, beautiful
your job from estimate and design fireplace, or outdoor kitchen, or
to satisfied customer All under need work done on what you
one roof! We don't sub out our already have in place, we are your
work. Our techs are gas and wood local experts! Energy Resources is
certified. Although we also sell also happy to work with your builder,
parts for any brand gas grills, we landscaper or realtor. Our prices are
sell top quality manufacturers prod- competitive for quality products. Our
uct. Items such as gas, pellet and sales people are always helpful and
charcoal grills, wood stoves, pellet knowledgeable.
stoves and gas fireplaces that are Stop by our newly designed and

DelawareValleyCars.com Its as easy as meant to last for many years.


We also service all the products
expanded showroom to see the
newest products! You will be happy
1. Choose your Vehicle we sell. you did!
Where Local Car Shoppers Meet Local Car Dealers! 2. Get Full Pricing Details Just like your home furnace, or Stop in any time with your ques-
your car, grills, gas logs and other tions. Hope to see you soon.
*OTUBOU1SJDJOH*OGPt7FIJDMF*OWFOUPSZ"EEFE%BJMZ 3. Contact the Listing Dealer fire producing products need regu- The staff at Energy Resources.

Getting you back to your life


in our MedBridge

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2017

These are
These are the
the final
final
days to
days to get
get our
our 2015
2016
window prices.
window prices.
Callbefore
Call before February
February 15th to get 2016
2015 prices
prices
PLUS
Our list prices will never be as low
SAVE SAVE
$257 $853
as they are right now. Call before
our Feb. 15th price increase!
on every on every
window1 patio door1
PLUS

$0 0 0%
Down Payments Interest
FOR ONE YEAR1
PLUS
FREE Thermal Draft Detector
Test help identify your draftiest
windows and patio doors!

With
With manufacturing,
manufacturing,labor
laborand
and
material costs
material costs on
on the
the rise,
rise, were
were forced
forced
to implement a 2016 price increase
to
butimplement
not beforeawe
2017 price
give you increase
one last
but not before
chance we give
to pay our 2015you one last
prices.
chance to pay our 2016 prices.
Call 1-609-920-5214
for your
your Free
Call for
Free Window and Patio Door Diagnosis
Window and 1-215-307-4854
1-877-866-4518
Diagnosis 1-856-545-9140
Patio Door
StopLeakyWindows.com TheFibrexWindow.com
11 Offer
Offer not not available
available in Discount
in all areas. all areas. Discount
applied applied byatretailer
by retailer representative representative
time of contract execution and at time
applies of contract
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for discount offerdoors.
and 2016
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for a free Window offers.
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and documented offer with
before 2/15/17 and the2015 pricing,
appointment initial no
then occurring contact
more thanfor10 a free
days afterWindow Diagnosis
the initial contact. 0% APR must be made
for 12 months availableand documented
to well qualified buyers onbefore
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