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You are on page 1of 34

12 calculator

CHAPTER OBJECTIVES:

This chapter shows you how to use your graphic display calculator

(GDC) to solve the different types of problems that you will meet in your

course. You should not work through the whole of the chapter it is simply

here for reference purposes. When you are working on problems in the

mathematical chapters, you can refer to this chapter for extra help with

your GDC if you need it.

Instructions for the Casio FX-9860-GIl calculator Use this list to help you find the topic you need

Quadratic functions

1 Number and algebra 1 4.1 Drawing a quadratic graph 15

Simultaneous and quadratic equations 4.2 Finding a local minimum

1.1 Solving simultaneous linear equations 2 or maximum point 16

1.2 Solving quadratic equations 3 Exponential functions

Standard form and signicant gures 4.3 Drawing an exponential graph 20

1.3 Standard form 4 4.4 Finding a horizontal asymptote 21

1.4 Signicant gures 5 More complicated functions

2 Descriptive statistics 4.5 Solving a combined quadratic and

Entering data exponential equation 22

2.1 Entering lists of data 5 5 Statistical applications

2.2 Entering data from a frequency table 6 Calculating normal probabilities

Drawing charts 5.1 Calculating normal probabilities

2.3 Drawing a frequency from X-values 23

histogram from a list 6 5.2 Calculating X-values from normal

2.4 Drawing a frequency histogram probabilities 25

from a frequency table 7 Scatter diagrams, linear regression

2.5 Drawing a box and whisker and the correlation coefficient

diagram from a list 8 5.3 Scatter diagrams using a

2.6 Drawing a box and whisker Data & Statistics page 26

diagram from a frequency table 8 5.4 Scatter diagrams using

Calculating statistics a Graphs page 28

2.7 Calculating statistics from a list 9 The 2 test for independence

2.8 Calculating statistics from 5.5 Using contingency tables 28

a frequency table 10 6 Differential calculus

2.9 Calculating the interquartile range 11 Finding gradients, tangents and

2.10 Using statistics 12 maximum and minimum points

3 Geometry and trigonometry 6.1 Finding the gradient at a point 30

Graphing 6.2 Drawing a tangent

3.1 Graphing linear functions 12 to a curve 31

Finding information about the graph 6.3 Finding maximum and

3.2 Finding a zero 13 minimum points 32

3.3 Finding the gradient (slope) of a line 14 7 Number and algebra 2

3.4 Solving simultaneous Financial calculation (TVM)

equations graphically 14 7.1 Finding the total value

of an investment 33

7.2 Calculating payments for

a loan 34

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CASIO FX-9860-GII

You should be familiar with: For a reminder of how to

Important keys on the keyboard: AC/ON SHIF T DEL MENU X,i,T EXE OPTN EXIT perform the basic operations

The home screen have a look at your GDC

Opening new documents, adding new pages, changing settings, using the manual.

Changing window settings in GRAPH mode

Using zoom tools in GRAPH mode

Using trace in GRAPH mode

Simultaneous and quadratic equations

1.1 Solving simultaneous linear equations

When solving simultaneous equations in an examination, you do not need to show

any method of solution. You should simply write out the equations in the correct

form and then give the solutions. The calculator will do all the working for you.

Example 1

Solve the equations:

2x + y = 10

xy=2

Press MENU . You will see the dialog box as shown on the right.

Choose A: EQUA and press EXE .

From the menu, choose Simultaneous and press F1 . If there are previous

equations in the

memory, press EXIT

until you return to this

menu.

Note: This is how you will use the linear equation solver in your

examinations. In your project, you might want to solve a more complicated

system with more equations and more variables.

Type the coefcients from two equations into the

template, pressing EXE after each number. The equations must

be in the correct order.

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Press F1 and the calculator will solve the equations, giving the solutions as

X and Y.

When solving quadratic equations in an examination, you do not need to show

any method of solution. You should simply write out the equations in the correct

form and then give the solutions. The calculator will do all the working for you.

Example 2

Solve 3x 2 4x 2 = 0

Press MENU . You will see the dialog box as shown on the right.

Choose A: EQUA and press EXE .

From the menu, choose Polynomial and press F2 . If there are previous

equations in the

memory, press EXIT

until you return to this

menu.

You will see the dialog box as shown on the right. Choose equations of

degree2 and press F1 .

The general form of the quadratic equation is aX 2 + bX + c = 0

so we enter the coefcients in a, b and c.

to enter the negative values. Press EXE after each value.

Press F1 and the calculator will nd the roots of the equation.

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displays the roots in

exact form. Use the

keys to switch

between the two

values.

1.3 Standard form

Numbers written in standard form are in the form a 10n,

where 1 a < 10 and n .

There are three different ways of entering a number in standard form.

For example, to enter 2.4 104 press the keys

2 . 4 1 0 ^ 4 or

2 . 4 10 4 or

2 . 4 EE 4

Example 3

Given that x = 2.4 10 4 and y = 3.6 10 3, nd the value of

a 2x + 3y b xy 2

Press MENU . You will see the dialog box as shown on the right.

Choose 1: RUNMAT and press EXE .

Enter the values using one of the three methods previously highlighted.

In normal mode, the calculator will display the result either as a normal

number or, if it is a large number, in standard form.

Write your answer in standard form. For 3.11E11, write 3.11 1011.

After you enter an When you enter a

exponent, you will number using either

or SHIF T (10x), you

>

need to press to

return to the base line should use brackets

of the calculation. before you square the

number.

Choose Sci for the Exponential Format and 3 for the number of signicant

gures to display.

Press EXE and then EXIT to return to the calculation page.

Note: Remember to return the settings back to normal when you have

nished.

{ Continued on next page

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a 5.88 104 b 3.11 1011

For Mathematical Studies, answers to questions should be rounded to 3 signicant help as it will only

round to a set number

gures (3 sf), unless told otherwise.

of decimal places (dp).

Example 4

Do these calculations. Give each of your answers correct to 3 signicant

gures (3 sf).

a 4 3.14 b 3.629 2.76 c 123 12

Choose Fix for the Fixed Format and 1 for the number of decimal places

to display.

Press EXE and then EXIT to return to the calculation page.

Note: Remember to return the settings back to normal when you have

nished.

a 12.6 is correct to 1 dp. This is the same as 3 sf for this example.

b 10.0 is correct to 1 dp. This is the same as 3 sf for this example.

c 1476 is 1480 to 3 sf. Since the rounding is before the decimal point,

the GDC will not round this answer.

2 Descriptive statistics

You can use your GDC to draw charts to represent data and to calculate basic statistics

such as mean, median, etc. Before you do this you need to enter the data in a list.

Entering data

There are two ways of entering data: as a list or as a frequency table.

Example 5

Enter the data in the list: 1, 1, 3, 9, 2.

Press MENU . You will see the dialog box as shown on the right.

Choose 2: STAT and press EXE .

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Press EXE after each number to move down to the next cell.

List 1 will be used later when you want to make a chart or to do some

calculations with this data. You can use columns from List 1 to List 26 to

enter the list.

Example 6

Number 1 2 3 4 5

Enter the data in the table:

Frequency 3 4 6 5 2

Press MENU . You will see the dialog box as shown on the right.

Choose the 2: STAT and press EXE .

Type the numbers in the rst column (List 1) and the frequencies in the

second column (List 2).

Press EXE after each number to move down to the next cell. Press to

move to the next column.

List 1 and List 2 will be used later when you want to make a chart or to do

some calculations with this data. You can use columns from List 1 to List

26 to enter the lists.

Drawing charts

Charts can be drawn from a list or from a frequency table.

Example 7

Draw a frequency histogram for this data:

1, 1, 3, 9, 2.

Press F1 GRPH and F6 SET.

By default the graph type is Scatter Diagram (Scat). Change this to

Histogram (Hist) and leave XList as List 1 and Frequency as 1.

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Change the start value for the histogram to 0 and the width of the bars to 1.

Press EXE .

Use the key to move to each of the bars and display their

value and frequency.

You should now see a frequency histogram for the data in

the list 1, 1, 3, 9, 2.

Example 8

Number 1 2 3 4 5

Draw a frequency histogram for this data:

Frequency 3 4 6 5 2

Press F1 GRPH and F6 SET.

Histogram (Hist). Leave XList as List 1 and set the Frequency as List 2.

Change the start value for the histogram to 0 and the width of the bars to 1.

Press EXE .

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Use the key to move to each of the bars and display their value and

frequency.

Example 9

1, 1, 3, 9, 2.

By default the graph type is Scatter Diagram (Scat). Change this to MedBox

(Box) and leave XList as List 1, the Frequency as 1 and Outliers off.

Use the key to move the cursor over the plot to see the quartiles, Q1 and

Q3, the median and the maximum and minimum values.

Example 10

Number 1 2 3 4 5

Frequency 3 4 6 5 2

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Press F1 GRPH and F6 SET.

By default the graph type is Scatter Diagram (Scat). Change this to

MedBox (Box). Leave XList as List 1, set the Frequency as List 2 and leave

Outliers off.

Use the key to move the cursor over the plot to see the quartiles, Q1 and

Q3, the median and the maximum and minimum values.

Calculating statistics

You can calculate statistics such as mean, median, etc. from a list,

or from a frequency table.

Example 11

Press F2 CALC and F6 SET.

Use the default values for 1 variable statistics

which are XList as List 1 and Freq as 1.

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You can scroll up and down to see it all.

The statistics calculated for the data are:

mean x

sum x

sum of squares x2

population standard deviation x

sample standard deviation Sx

number n

minimum value minX

lower quartile Q1

median Med

upper quartile Q3

maximum value maxX

mode Mod

number of data mode items Mod:n

data mode frequency Mod:F

(Note that you should always use the population standard deviation

( x) in Mathematical Studies).

Example 12

Number 1 2 3 4 5

Frequency 3 4 6 5 2

Press F2 CALC and F6 SET.

Leave the 1 variable statistics default value for XList as List 1 and change

Freq to List 2.

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You can scroll up and down to see it all.

The statistics calculated for the data are:

mean x

sum x

sum of squares x2

population standard deviation x

sample standard deviation Sx

number n

minimum value minX

lower quartile Q1

median Med

upper quartile Q3

maximum value maxX

mode Mod

number of data mode items Mod:n

data mode frequency Mod:F

(Note that you should always use the population standard deviation

( x) in Mathematical Studies).

Example 13

The interquartile range is the

Number 1 2 3 4 5 difference between the upper

Frequency 3 4 6 5 2 and lower quartiles (Q3 Q1).

Press MENU . You will see the dialog box as shown on the right.

Choose 1: RUNMAT and press EXE .

First calculate the summary statistics for this data (see Example 12).

(Note: The values of the summary statistics are stored after 1-Variable

Statistics have been calculated and remain stored until the next time they

are calculated.)

Press VARS | F3 STAT| F3 GRPH | F6 F6 | F1 Q3 F6 F6 | F4 Q1 EXE

The calculator now displays the result:

Interquartile range = Q3 Q1 = 2

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The calculator stores the values you calculate in One-Variable Statistics so that

you can access them in other calculations. These values are stored until you do

another One-Variable Statistics calculation.

Example 14

Number 1 2 3 4 5

Frequency 3 4 6 5 2

Press MENU . You will see the dialog box as shown on the right.

Choose 1: RUNMAT and press EXE .

First calculate the summary statistics for this data (see Example 12).

(Note: The values of the summary statistics are stored after 1-Variable

Statistics have been calculated and remain stored until the next time they

are calculated.)

Press VARS | F1 X| F2 x+ F5 x EXE

x + x = 4.15 (to 3sf)

This section covers the display of and reading of information from graphs

of linear functions.

Graphing

3.1 Graphing linear functions

Example 15

Draw the graph of the function y = 2x + 1.

Press MENU . You will see the dialog box as shown on the right.

Choose 5: GRAPH and press EXE .

Type 2x + 1 and press EXE .

Use X,i,T to

enter x.

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Press SHIF T F3 V-Window and choose F3 STD to use the default axes

which are 10 x 10 and 10 y 10.

Press EXE and F6 DRAW.

The GDC can give you a lot of information about the graph of a function,

such as the coordinates of points of interest and the gradient (slope).

The x-intercept is known as a root of the function.

Example 16

Press F1 Root

at the point (0.5, 0).

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dy

The correct mathematical notation for gradient (slope) is . You will nd

dx

out more about this in the chapter on differential calculus. Here we just need

to know this is the notation that will give us the gradient (slope) of the line.

Example 17

Set Derivative to On

Press EXE and F6 DRAW to return to the graph

The calculator displays the coordinates of the point and the gradient.

Move the point along the line using the and keys.

The gradient (slope) is shown by dy/dx and is 2 at every point along

the line.

To solve simultaneous equations graphically you draw the straight lines and then

Solving simultaneous

nd their point of intersection. The coordinates of the point of intersection give equations using a

you the solutions x and y. non-graphical method is

Note: The calculator will only draw the graphs of functions that are expressed covered in section 1.1.

explicitly. By that we mean functions that begin with y = and have a function

that involves only x to the right of the equals sign. If the equations are written in

a different form, you will need to rearrange them before using your calculator to

solve them.

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Example 18

First rearrange both equations in the form y =

2x y = 10 xy=2

y = 10 2x y = 2 x

y=x2

To draw graphs y = 10 2x and y = x 2:

Press MENU and choose 5: GRAPH and press EXE .

The default graph type is Function, so the form Y= is displayed.

Type 10 2x and press EXE and x 2 and press EXE .

Press SHIF T F3 V-Window and choose F3 STD to use the default axes

which are 10 x 10 and 10 y 10. If the calculator displays a

graph, press EXIT to return

Press EXE and F6 DRAW.

to this screen.

Y1 = 10 2x and

Y2 = x 2

The calculator displays the intersection of the two straight lines at the

point (4, 2).

The solutions are x = 4, y = 2.

Quadratic functions

4.1 Drawing a quadratic graph

Example 19

The default graph type is Function, so the form Y= is displayed.

Type y = x 2 2x + 3 and press EXE .

Press SHIF T F3 V-Window and choose F3 STD

to use the default axes which are 10 x 10 If the calculator displays a

graph, press EXIT to return

and 10 y 10.

to this screen.

Press EXE and F6 DRAW.

{ Continued on next page

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Adjust the window to make the quadratic curve t the screen better.

Example 20

You can look at a table of the values of the function.

Press MENU and choose 7: TABLE and press EXE .

Press F5 SET

Choose a start and end point for the table and a step of 1.

Use the x-values from the graph you drew.

Press EXIT

Scroll down to Dual Screen and press F1 T+G.

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When you scroll through the table the cross moves along the curve.

The minimum value shown in the table is 2 when x = 1.

Press SHIF T F3 V-Window

Choose values 0.9 x 1.1 and 1.99 y 2.01 and press EXE

Set Start to 0.9

End to 1.1

Step to 0.01

Press EXE F6 to view the graph and the table.

Press OPTN F2 GLINK and scroll through the table.

The table shows that the function has larger values at points around (1, 2).

We can conclude that this is a local minimum on the curve.

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The calculator displays the minimum point on the curve at (1, 2).

Example 21

The default graph type is Function, so the form Y = is displayed.

Type x 2 + 3x 4 and press EXE .

Press SHIF T F3 V-Window and choose F3 STD to use the default axes

which are 10 x 10 and 10 y 10.

Press EXE and F6 DRAW. If the calculator displays a

graph, press EXIT to return

to this screen.

Adjust the window to make the quadratic curve t the screen better.

You can look at a table of the values of the function.

Press MENU and choose 7: TABLE and press EXE .

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Press F5 SET

Choose a start and end point for the table and a step of 1.

Use the x-values from the graph you drew.

Press EXIT

Scroll down to Dual Screen and press F1 T+G.

When you scroll through the table the cross moves along the curve.

The minimum value shown in the table is 2 when x = 1 and x = 2.

Press SHIF T F3 V-Window

Choose values 1 x 2 and 2.5 y 1.5 and press EXE .

Change the settings in the table: Press F1 F5 SET.

Set Start to 0.9

End to 1.1

Step to 0.01

Press EXE F6 to view the graph and the table.

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Press OPTN F2 GLINK and scroll through the table.

The table shows that the function has larger values at points around (1.5,

1.75). We can conclude that this is a local maximum on the curve.

The calculator displays the maximum point on the curve at (1.5, 1.75).

Exponential functions

4.3 Drawing an exponential graph

Example 22

The default graph type is Function, so the form Y= is displayed.

Type 3x + 2 and press EXE . Note: Type 3

>

use the default axes which are 10 x 10 The returns you to

and 10 y 10. the baseline from the

Press EXE and F6 DRAW. exponent.

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Adjust the window to make the exponential curve t the screen better.

Example 23

Press MENU and choose 7: TABLE and press EXE .

Press F5 SET

Choose a start and end point for the table and a step of 1.

Use the x-values from the graph you drew.

Press EXIT

Scroll down to Dual Screen and press F1 T+G.

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As the value of x gets smaller, Y1 gets closer and closer to 2.

Change the minimum value of x to 12.

EXE F6 F5 GCON OPTN F2 GLINK

Eventually the value of Y1 displayed in the table reaches 2.

You can see, at the bottom of the screen, that the actual value of Y1 is

2.000001882...

We can say that Y1 2 as x

The line x = 2 is a horizontal asymptote to the curve y = 3x + 2.

More complicated functions Follow the same GDC procedure To solve the equation, find the

when solving simultaneous point of intersection between the

4.5 Solving a combined quadratic equations graphically and quadratic function y1 = x2 2x + 3

and exponential equation solving a combined quadratic and the exponential function

and exponential equation. See y2 = 3 2x + 3.

Examples 18 and 24.

Example 24

The default graph type is Function, so the form Y= is displayed.

Type x 2 2x + 3 in Y1 and press EXE .

Then type 3 2x + 4 in Y2 and press EXE . Note: Type 2 ()

>

the baseline from the

and 10 y 10.

exponent.

Press EXE and F6 DRAW.

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Adjust the window to make the quadratic curve t the screen better.

straight lines at the point (2.58, 4.50).

The solutions are x = 2.58 and y = 4.50.

5 Statistical applications

Calculating normal probabilities

5.1 Calculating normal probabilities from X-values

Example 25

deviation of 20 or x ~ N(195, 20)2. Calculate

a the probability that X is less than 190

b the probability that X is greater than 194

c the probability that X lies between 187 and 196.

Distribution function.

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that can be entered in the GDC and is

used in the place of . It stands for

1 1099 ( 1E99 is the smallest value

and is used in the place of ). To

enter the E, you need to press EXP .

You should enter the

values, Lower Bound,

Upper Bound, and ,

in order.

Enter Lower Bound as 1E99, Upper Bound as 190, as 20

and as 195.

Press EXE

Press EXIT to return to the entry screen.

Enter Lower Bound as 194, Upper Bound as 1E99, as 20 and as 195.

Press EXIT to return to the entry screen.

Enter Lower Bound as 187, Upper Bound as 196, as 195 and as 20.

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In some problems you are given probabilities and have to calculate the associated

values of X. To do this, use the Inverse Normal function.

When using the Inverse Normal function,

make sure you nd the probability on the

correct side of the normal curve. If the area is

the lower tail, that is it is in the form P(X < x),

use Left tail (see Example 26).

If you are given the upper tail P(X > x), you

should use Right tail (see Example 27).

Example 26

A random variable X is normally distributed with a mean of 75 and a standard You are given a lower-

deviation of 12 or X ~ N(75, 122). If P (X < x) = 0.4, nd the value of x. tail probability so you

should choose Left.

Press F2 Var

You should enter

the values: Area

(probability), and ,

in order.

Press EXE

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Example 27

A random variable X is normally distributed with a mean of 75 and a You are given an

standard deviation of 12 or X ~ N(75, 122). upper-tail probability

If P (X > x) = 0.2, nd the value of x. so you should choose

Right.

the values: Area

(probability), and ,

in order.

Press EXE

5.3 Scatter diagrams

Example 28

x 1.0 2.1 2.4 3.7 5.0

y 4.0 5.6 9.8 10.6 14.7

b Find Pearsons product-moment correlation coefcient.

c Use the equation to predict the value of y when x = 3.0.

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Press MENU . You will see the dialog box as shown on the right.

Choose the 2: STAT and press EXE .

Type the x-values in the rst column (List 1) and the y-values in the second

column (List 2).

Press EXE after each number to move down to the next cell. Press to

move to the next column.

Press EXE

Press F1 GPH1

The automatic scales do not always give the best display of the box and

whisker diagram. You cannot use V-Window to change the default values,

but you can zoom in or out.

Press F1 CALC

Press F2 x and F1 ax+b

You will see the coefcients of the equation of the least squares regression

line and the value r of the correlation coefcient.

of determination,

The value of r is 0.955 (to 3sf).

r 2, is not used in

Mathematical Studies.

Press F6 DRAW and you will see the least squares regression line and the

data points that you plotted previously.

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Press SHIF T F1 TRACE and use the keys to move the trace

along the line.

The cursor moves along the regression line.

Press to move between the data points.

It is not possible to move the trace point to an exact value, so get as close to

x = 3 as you can.

From the graph, you have found that y is approximately 9.5 when x = 3.0.

Press F1 YCAL

Press 3 EXE

When x = 3.0, an estimate of the value of y is 9.36, from the graph.

5.4 Using contingency tables

Data from a contingency table is entered into a matrix. The calculator will calculate

the expected frequencies, 2 value, the number of degrees of freedom and the p-value.

Example 29

A survey of the favorite colour for a mobile phone produced the following data.

Male 48 35 33 54

Female 35 66 42 27

Press MENU . You will see the dialog box as shown on the right.

Choose the 2: STAT and press EXE .

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Press F3 TEST

Press F3 CHI

Press F2 2WAY

Press F2 MAT

Press EXE

Matrix to 2 4.

Press EXE

Press EXE after each value.

The matrix A now contains the observed frequencies for the 2

calculations.

Scroll down to Execute and press F1 CALC.

This shows that the 2 value was 21.631, the p-value was 0.000078 and the

number of degrees of freedom is 3.

Since 0.000078 < 0.05, we would not accept the null hypothesis that the

favorite colour of phone was independent of gender.

When you have nished, you should always check the table of expected

frequencies, to ensure that they are all greater than 5. These values are in

the matrix B.

Press F6 MAT

Here, none of the entries are less than 5.

Note:If there are too many expected values between 1 and 5, you can

combine rows or columns in the table.

Oxford University Press 2012: this may be reproduced for class use solely for the purchasers institute Using a graphic display calculator 29

CASIO FX-9860-GII

6 Differential calculus

Finding gradients, tangents and maximum and minimum points

6.1 Finding the gradient at a point

Example 30

Find the gradient of the cubic function y = x3 2x2 6x + 5 at the point where x = 1.5.

The default graph type is Function, so the form Y= is displayed.

Type y = x3 2x2 6x + 5 and press EXE . Note: Type X,i,T

>

Press SHIF T F3 V-Window and choose STD F3 3 to enter x3.

to use the default axes which are 10 x 10 The returns you to

and 10 y 10. the baseline from the

exponent.

Press EXE and F6 DRAW.

Adjust the window to make the cubic curve t the screen better.

Set Derivative to On

Press EXE and F6 DRAW to return to the graph.

The calculator displays the coordinates of the point and the gradient.

Move the point along the line using the and keys.

The gradient (slope) can be found at a point that is close to 1.5.

Oxford University Press 2012: this may be reproduced for class use solely for the purchasers institute Using a graphic display calculator 30

CASIO FX-9860-GII

Type 1 . 5 EXE

The calculator displays the gradient of the curve at the point where x = 1.5.

The gradient is 5.25.

Example 31

Press F4 Sketch

Press F2 Tang

Press () 0 . 5 EXE

Press EXE

y = 3.25x + 5.75

Oxford University Press 2012: this may be reproduced for class use solely for the purchasers institute Using a graphic display calculator 31

CASIO FX-9860-GII

Example 32

Find the local maximum and local minimum points on the cubic curve.

Press F2 MAX to nd the maximum point.

The calculator displays the local maximum at the point (0.897, 8.05).

Press F3 MIN to nd the minimum point.

The calculator displays the local minimum at the point (2.23, 7.24).

In general in financial problems, a

Financial calculation (TVM) negative monetary amount indicates

an amount you give to the bank and

The Financial Calculator will solve problems about simple a positive monetary amount indicates

loans, mortgages, and investments. money you receive from the bank. This

can be a little confusing.

Press MENU . You will see the dialog box as shown on the right.

Choose the C: TVM and press EXE .

Press F2 CMPD

Oxford University Press 2012: this may be reproduced for class use solely for the purchasers institute Using a graphic display calculator 32

CASIO FX-9860-GII

n: is the total number of payments.

I%: is the annual interest rate as a percent.

PV: is the present value, which is negative for investments.

PMT : is the payment or regular deposit, which is negative for investments.

FV: is the future value.

P/Y: is the payments per year.

C/Y: is the interest calculations period per year.

Example 33

$1500 is invested at a rate of 5.25% per annum. The interest is compounded two times per year.

How much will the investment be worth at the end of 6 years?

Enter values into the table.

Press EXE after entering each value to move through the table.

N: 6

I%: 5.25

PV: -1500

PMY: 0

FV: To be calculated

P/Y: 1

C/Y: 2

Select F5 FV

The nal amount is $2047.05.

5.25

12

1500 1 +

200

Oxford University Press 2012: this may be reproduced for class use solely for the purchasers institute Using a graphic display calculator 33

CASIO FX-9860-GII

Example 34

compounded monthly at an annual interest rate of 4.25%. Payments are made

at the end of each month.

Enter values into the table.

Press EXE after entering each value to move through the table.

N: 48

I%: 5.25 The repayments are

PV: 12000 made each month

PMT: To be calculated so the total number

FV: 0 of payments, N, is

P/Y: 12 4 years 12 = 48

months.

C/Y: 12

Select F4 PMT

The monthly payments will be $277.71.

Note: The answer, PMT, is negative because it is a payment made to a bank.

Oxford University Press 2012: this may be reproduced for class use solely for the purchasers institute Using a graphic display calculator 34

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