Comparison of Group Mediclaim and Personal Family Floater Policy

Group Policy Family Floater
Apollo Munich Apollo Munich Optima Restore

Age Group 36-45 36-45
Family Size 2+2 2+2
Sum Insured 5 Lac 5 Lac
Cumulative Bonus Nil Upto 100% of SI
Restore Benefit Nil 100% of SI
Air Ambulance Nil Upto 2.5 Lac on SI above 10 Lac
Pre Hospitalisation 30 Days 60 Days
Post Hospitalisation 60 Days 180 Days
Waiting Period All Waived/Covered 2/3 years Waiting on some disease
Pre Existing Disease Waived/Covered Covered after 3 years
Day Care Procedure 140 Day care covered All Day Care Covered
Room Rent No Capping No Capping

Premium Appr. 9000+ST 14812 + ST

10 Lac Appr. 12000 + ST 17000
Date of Relation with
Sl.No. Name of Main Client Birth Sex main member
1 Madan Lal Agarwal
2 Sujit Agarwal
3 Ajay Agarwal
4 Sanjeev Agarwal
5 Bipin Agarwal
6 Vijay Saraogi
7 Sanjeev Saraogi
8 Manish Saraogi
9 Ramavatar Agarwal
10 Kamal Agarwal
11 Mahendra Agarwal
12 Om Prakash Agarwal
13 Rajesh Agarwal
14 Jai Prakash Agarwal
15 Uma Shanker Poddar
16 Anoop Poddar
17 Ashish Poddar
18 Ramesh Chowdary
19 Amit Chowdary
20 Gautam Chowdary
21 Pradeep Tulsyan
22 Amit Tulsyan
23
24
25 Motilal Goel
26 Sunny Goel

495000