# Calculo de la amortizacion

Nelson Huerta

Formulacion y evaluacion de proyectos

Instituto IACC

04-06-2017

22 . Desarrollo 1.398.- 17.

22 \$ 9.079.098.50 16 \$ 17.236.686.22 \$ 10.831.22 \$ 12.95 \$ 672.299.299.391.827.477.63 \$ 554.421.22 \$ 8.398.14 17 \$ 17.90 15 \$ 17.22 \$ 9.42 18 \$ 17.398.22 \$ 7.26 \$ 5.398.22 \$ 10.818.01 \$ 767.398. N° Cuota Valor Cuota Interés Amortización Saldo Insoluto 0 \$ .22 \$ 8.398.244.36 \$ 4.159.22 \$ 10.22 \$ 9.398.92 19 \$ 17.430.83 \$ 5.22 \$ 562.45 \$ 5.35 \$ 579.22 \$ 10.21 \$ 5.46 2.077.54 \$ 6.03 \$ 651.69 21 \$ 17.50 \$ 6.22 \$ 11.22 \$ 10. \$ .84 8 \$ 17.89 \$ 5.99 33 \$ 17.45 9 \$ 17.76 \$ 789.22 \$ 596.398.22 \$ 10.82 37 \$ 17.781.80 \$ 571.47 \$ 706.86 \$ 809.805.60 \$ 7.398.98 \$ 5.13 12 \$ 17.782.75 28 \$ 17.22 \$ 9.22 \$ 11.286.59 \$ 5.749.30 \$ 628.991.43 27 \$ 17.396.542.22 \$ 10.41 \$ 7.745.52 \$ 814.55 32 \$ 17.318.20 \$ 7.845.398.72 \$ 725.680.649.22 \$ 10.392.717.803.277.22 \$ 11.91 24 \$ 17.398.519.102.75 \$ 713.398.22 \$ 12.22 \$ 12.00 \$ 665.22 \$ 11.652.80 7 \$ 17.886.615.59 \$ 8. \$ .482.96 \$ 799.895.83 .139.398.48 2 \$ 17. \$ 819.00 1 \$ 17.385.15 \$ 5.854.88 \$ 8.318.26 \$ 5.096.81 \$ 6.22 \$ 8.567.613.22 \$ 12.398.543.468.47 \$ 6.398.917.398.51 \$ 719.483.680.48 38 \$ 17.398.01 \$ 8.22 \$ 9.56 6 \$ 17.39 25 \$ 17.016.60 23 \$ 17.398.656.190.40 \$ 738.22 \$ 11.207.998.099.46 \$ 5.015.22 \$ 11.398.398.39 \$ 778.22 \$ 11.42 \$ 8.727.005.571.518.621.37 34 \$ 17.636.28 4 \$ 17.738.997.879.649.53 \$ 6.398.238.62 3 \$ 17.73 14 \$ 17.92 \$ 7.398.22 \$ 11.390.16 \$ 7.76 \$ 794.62 \$ 612.159.491.22 \$ 12.39 \$ 5.86 31 \$ 17.398.398.43 26 \$ 17.00 \$ 8.111.83 \$ 744.83 \$ 588.700.788.080.134.398.735.263.110.16 20 \$ 17.70 \$ 6.915.07 \$ 772.398.22 \$ 9.286.406.70 \$ 4.584.929.73 29 \$ 17.398.007.22 \$ 12.22 \$ 10.400.398.27 \$ 6.855.382.398.659.50 \$ 604.68 39 \$ 17.22 \$ 9.995.32 5 \$ 17.22 \$ 9.206.68 \$ 658.63 \$ 750.38 10 \$ 17.259.616.006.398. 40 \$ 17.73 \$ 8.06 \$ 643.37 11 \$ 17.35 \$ 731.22 \$ 9.398.01 22 \$ 17.39 \$ 8.96 \$ 783.776.476.915.71 \$ 6.66 \$ 7.398.659.22 \$ 11.88 35 \$ 17.22 \$ 11.22 \$ 11.398.806.398.398.191.22 \$ 11.316.56 \$ 620.404.238.81 \$ 636.398.511.87 \$ 6.968.68 \$ 700.65 36 \$ 17.005.41 \$ 693.77 \$ 755.75 \$ 6.53 \$ 679.018..826.081.398.428.24 \$ 761.33 \$ 804.69 \$ 686.381.82 \$ 6.67 30 \$ 17.22 \$ 12.398.46 \$ 5.398.137.486.502.738.54 \$ 7.398.136.36 13 \$ 17.045.480.398.579.

-El total de intereses a pagar es de \$642.- En este caso varía el interés y el valor cuota.173. mientras la amortización es fija.59 2. .

\$ .30 \$ 7.753.171.452.69 39 \$ 9.72 \$ 770.30 \$ 10.063.757.77 32 \$ 9.753.62 9 \$ 9.056.348.30 \$ 11.277.30 \$ 11.43 \$ 18.24 \$ 448.30 \$ 12.990.30 \$ 11.003.06 \$ 21.37 30 \$ 9.237.920.705.27 \$ 633.14 \$ 507.51 6 \$ 9.160.15 \$ 21.224.753.86 25 \$ 9.615.55 \$ 458.30 \$ 8.250.68 \$ 799.465.770.40 3 \$ 9.30 \$ 10.61 \$ 19.263.59 \$ 643.017.517.753.57 \$ 17.30 \$ 10.48 33 \$ 9.368.30 \$ 7.43 13 \$ 9.407.511.67 29 \$ 9.24 17 \$ 9.26 27 \$ 9.66 \$ 19.70 \$ 19.30 \$ 8.802.219.30 \$ 9.868.70 2 \$ 9.30 \$ 7.75 \$ 18.74 \$ 21.73 12 \$ 9.601.64 \$ 614.46 \$ 516.621.30 \$ 8.83 15 \$ 9.431.900.556.30 \$ 11.504.30 \$ 7.717.753.04 \$ 780.295.30 \$ 11.05 21 \$ 9.32 \$ 604.646.211.23 \$ 663.18 \$ 692.54 16 \$ 9.80 \$ 18.05 \$ 565.37 \$ 575.951.13 14 \$ 9.13 \$ 721.753.523.25 \$ 20.30 \$ 12.184.753.542.30 \$ 10.816.753.753.30 \$ 12.651.77 \$ 741.753.753.719.41 \$ 546.84 \$ 20.29 37 \$ 9.753.21 \$ 17.753.51 \$ 487.250.26 \$ 16.997.98 \$ 19.753.753.158.264.796.50 \$ 702.771.404.470.57 \$ 20.00 \$ 594.115.952.712.92 \$ 438.30 \$ 8.937.753.30 \$ 9.458.457.197.32 10 \$ 9.753.38 \$ 22.757.753.79 \$ 21.257.069.21 7 \$ 9.848.30 \$ 9.691.15 24 \$ 9.205.30 \$ 8.744.96 \$ 624.75 22 \$ 9.11 4 \$ 9.94 \$ 16.N° Cuota Amortización Interés Valor Cuota Saldo Insoluto 0 \$ .81 5 \$ 9.212.510.861.354.62 \$ 16.99 \$ 809.09 \$ 751.02 11 \$ 9.945.906.68 \$ 585.444.753.965.854.977.70 \$ 22.45 \$ 731.244.418.58 36 \$ 9.30 \$ 6.698.753.011.89 \$ 17.146.64 19 \$ 9.753.11 \$ 21.55 \$ 672.73 \$ 555.753.753.753.91 \$ 653.36 \$ 790.30 \$ 9.43 \$ 21.964.02 \$ 19.753.911.004.913.730.660.167.10 \$ 536.704.302.30 \$ 10.16 \$ 17.12 \$ 18.753.53 \$ 17.30 \$ 7.20 \$ 20.41 \$ 760.316.39 40 \$ 9.47 \$ 21.664.39 \$ 18.153.753.753.82 \$ 497.753.753.07 \$ 18.764.753.753.753.094.60 \$ 429.145.30 \$ 10.30 \$ 8.413.99 38 \$ 9.924.017.549. \$ 819.78 \$ 526.809.30 \$ 7.18 34 \$ 9.101.96 28 \$ 9.87 \$ 468.45 23 \$ 9.88 \$ 20.753.753.678.56 26 \$ 9.959.00 1 \$ 9.82 \$ 711.049.750.753.898.608.84 \$ 17.30 \$ 8.667.88 35 \$ 9.92 8 \$ 9.361. \$ .30 \$ 16.472.19 \$ 477.393.198.30 \$ 12.34 \$ 19.497.484.753.93 \$ 20.94 18 \$ 9.30 \$ 7.30 \$ 11.35 20 \$ 9.07 31 \$ 9.30 \$ 6.753.653.753.52 \$ 20.497.48 \$ 17.30 \$ 11.29 \$ 19.30 \$ 10.309.10 .400.108.753.30 \$ 9.86 \$ 682.563.30 \$ 9.

519.934.61 46 \$ 9.753.753.79 \$ 312.299.135.30 \$ 2.43 \$ 117.753.598.30 \$ 5.30 \$ 2.434.286.753.23 54 \$ 9.753.753.33 57 \$ 9.753.31 \$ 13.77 \$ 11.947.753.753.45 \$ 11.427.753.03 \$ 15.312.291.753.753.06 68 \$ 9.142.30 \$ 3.44 60 \$ 9.52 \$ 58.753.585.58 \$ 13.20 \$ 263.753.30 \$ 5.875.013.798.499.753.30 \$ 1.30 \$ 895.246.837.30 \$ 4.239.30 \$ 6.22 \$ 10.365.872.80 42 \$ 9.70 \$ 156.42 50 \$ 9.843.097.90 45 \$ 9.583.888.649.524.532.38 \$ 146.34 \$ 175.53 \$ 14.09 \$ 12.97 \$ 195.791.81 \$ 11.06 \$ 351.36 67 \$ 9.83 \$ 282.30 \$ 2.680.42 \$ 331.55 63 \$ 9.12 \$ 14.194.927.30 \$ 6.045.16 \$ 78.54 \$ 10.69 \$ 370.420.753.226.628.531.30 \$ 4.02 \$ 165.35 \$ 16.50 43 \$ 9.753.779.986.29 \$ 204.271.17 \$ 14.352.278.778.30 \$ 1.284.20 \$ 48.753.079.30 \$ 1.30 \$ 4.569.06 \$ 136.819.10 \$ 321.753.79 79 \$ 9.87 72 \$ 9.99 \$ 13.72 \$ 12.845.30 \$ 1.382.30 \$ 1.128.71 49 \$ 9.51 \$ 273.832.85 62 \$ 9.858.753.04 \$ 12.105.753.30 \$ 2.63 \$ 13.753.753.17 71 \$ 9.092.753.753.391.46 70 \$ 9.065.753.38 77 \$ 9.753.84 \$ 68.33 \$ 390.50 \$ 11.75 \$ 126.95 65 \$ 9.96 \$ 409.01 48 \$ 9.232.076.441.61 \$ 214.36 \$ 12.15 \$ 292.273.753.784.04 58 \$ 9.81 \$ 14.638.49 80 \$ 9.57 73 \$ 9.25 64 \$ 9.76 69 \$ 9.67 \$ 16.30 \$ 2.378.30 \$ 5.545.65 \$ 185.753.30 \$ 3.30 \$ 3.739.30 \$ 1.88 \$ 253.024.979.30 \$ 2.339.635.753.753.30 \$ 3.343.13 \$ 11.63 56 \$ 9.74 \$ 341.44 \$ 15.68 76 \$ 9.30 \$ 5.49 \$ 14.30 \$ 4.93 \$ 224.336.91 \$ 10.375.28 \$ 419.86 \$ 11.90 \$ 13.30 \$ 4.40 \$ 15.493.37 \$ 360.24 \$ 234.026.993.27 74 \$ 9.122.674.93 55 \$ 9.625.89 \$ 39.039.26 \$ 13.173.98 75 \$ 9.395.885.766.753.753.389.187.486.323.30 \$ 5.85 \$ 14.538.30 \$ 5.830.30 \$ 3.98 \$ 16.30 \$ 1.30 \$ 6.753.083.65 \$ 399.031.30 \$ 5.31 47 \$ 9.22 \$ 14.18 \$ 11.325.753.71 \$ 15.56 \$ 243.090.76 \$ 15.753.753.572.12 51 \$ 9.792.118.694.131.01 \$ 380.65 66 \$ 9.687.30 \$ 3.479.576.559.08 \$ 15.30 \$ 6.052.180.20 44 \$ 9.806.82 52 \$ 9.612.30 \$ 746.47 \$ 302.642.038.726.11 \$ 107.19 .941.08 78 \$ 9.52 53 \$ 9.590.41 \$ 9.753.67 \$ 12.59 \$ 10.823.732.753.30 \$ 2.14 61 \$ 9.546.79 \$ 97.30 \$ 4.882.972.753.30 \$ 4.48 \$ 87.40 \$ 12.330.74 59 \$ 9.95 \$ 13.

95 \$ 10.93 \$ 9.350.753.506. 81 \$ 9.30 \$ 149.30 \$ 447.753.753.63 El total de intereses a pagar es de \$533.27 \$ 10.753.63.051.64 \$ 10.259.064. 3.32 \$ 9.25 \$ 19.30 \$ 298.57 \$ 29.62 \$ 0.902.30 \$ 597.60 83 \$ 9.89 82 \$ 9.30 84 \$ 9.- Costo Fijo 250000 Valor Anual Cuota fija (\$) 200000 150000 100000 50000 0 1 2 3 4 5 6 7 8 Años Costo Decreciente 300000 250000 Valor cuota anual (\$) 200000 150000 100000 50000 0 1 2 3 4 5 6 7 8 Años .201.753.064.00 \$ 533.

recursos de la semana .Bibliografía .