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PAST DUE ACCOUNTS MALASIQUI BRANCH ALMONBEVS LEGAL DEPARTMENT
PAST DUE ACCOUNTS MALASIQUI BRANCH
PAST DUE ACCOUNTS
MALASIQUI BRANCH

ALMONBEVS LEGAL DEPARTMENT

1. JOSEPHINE P. MACASIEB 2. MARIA CHRISTINA MACASIEB
1. JOSEPHINE P. MACASIEB 2. MARIA CHRISTINA MACASIEB

1. JOSEPHINE P. MACASIEB 2. MARIA CHRISTINA MACASIEB

Instructions: NM/P2P APRIL/FUP

Findings: For Josephine and Maria Christina Macasieb, both clients are residing in the same compound. According to their niece, the said clients are presently working in Manila. Photo shows a motorized tricycle parked in front of their common house with markings on the back which says “MACASIEB FAMILY”. Sari-Sari Store is now closed. Both Client have their respective Demand Letters.

Recommendation: Continues Follow- Ups shall be made by the assigned Account Officer.

MARIVIC T. DE VERA
MARIVIC T. DE VERA

MARIVIC T. DE VERA

Instructions: S/FUP

Findings: Based on the information gathered by our Paralegal Officer, Marivic De Vera has the capacity to pay, owns a set of units of Piso Net and a Sari-Sari store. According to the client no Account Officer is attending to collect her payments.

Recommendations: Sent AO for follow up and reschedule payments.

NELSON F. BELTRAN Instructions : S/FUP Findings : According to reports, subject is a Plastic Ware
 
NELSON F. BELTRAN Instructions : S/FUP Findings : According to reports, subject is a Plastic Ware
NELSON F. BELTRAN

NELSON F. BELTRAN

Instructions: S/FUP

Findings: According to reports, subject is a Plastic Ware seller (Bente-Bente Rider) who is currently out of town (Ilocos sur 4/26/2017), made arrangement with the assigned Account Officer task to collect his payment, subject will just text/call the AO when subject arrived from the field.

 

Recommendations: Continues follow-up shall be made to the client by the AO

FRANCIS VANESSA J. MENOR

FRANCIS VANESSA J. MENOR

Instructions: NM/Verify

Findings: As Per Operative's interview of the Son of the subject (16y/o) and his personal observation, subject only goes home after 2-3 days his son has no idea where her mother is. His Father is a seaman currently onboard.

 

Additional Information gathered, accordingly Fancis Vanessa Menor is now living with the former Account Officer of Malasiqui Branch.

Demand Letter has been sent to the subject.

Demand Letter has been sent to the subject.

Decision rendered by the court of law March 16, 2017 ordering defendant to pay Php 9,207.00 w/o interest and Php 2,415.00 Filling Fee

EVANGELINE M. CABATBAT
EVANGELINE M. CABATBAT

EVANGELINE M. CABATBAT

Instructions: NM/H2C/FUP

Findings: As per operatives findings,Client has stop payment because his husband went home to Bicol after she gave birth. Now she has no communication with his husband. According to the client her washing machine was pulled by some collectors of the Malasiqui branch as payment for his debts with an appraisal of Php2,500.00. Moreover, no AO is attending to collect her payments.

ROSALIE C. MACAM

ROSALIE C. MACAM

Instruction: S/FUP

Findings: Rosalie Macam is Bus Vendor (mani, mais, kakanin), according to her, his collector is helping him to pay his credit, the collector will shoulder the payment of the client and in return the client will pay to his collector.

SHIRLEY Q. HILOMEN

SHIRLEY Q. HILOMEN

Instructions: NM/PAMPANGA LOC/ FUP

Findings: Based on interview with the

client, she just arrived from work from Angeles, Pampanga last April 25, 2017 Tuesday, according to her she will resume paying starting Tuesday, May 2,

 

2017

Recommendations: Continues Follow- up.

Recommendations: Continues Follow- up.

MARITES B. REVOLDILA

MARITES B. REVOLDILA

Instructions: NM/V-B

Findings: as per return of our operative, accordingly subject is a Brgy. Kgwd. of her Barangay, as shown on the image she owns a Sari-Sari Store. Has the capacity to pay, but she always ask AO to just return after some time.

 

Legal Department has sent Demand Letter to the client.

RONALYN B. REYES

RONALYN B. REYES

Instructions: NM/MISSING/V/CHECK CM

Findings: Gathered information and images shows a demolished rented residence of Client Rosalyn Reyes. According to her neighbors too many debts, owner of the house was force to evict the client for reasons of too much indebtedness.

No information as to which client is located but operative will do follow up investigation

No information as to which client is located but operative will do follow up investigation

Co-Makers are Maan and Marites Revoldila.

ROCHELLE B. PANTALEON
ROCHELLE B. PANTALEON

ROCHELLE B. PANTALEON

Instructions: NM-MISSING/V-CHECK CM

Findings: Address given is a property of a certain Col. Abat, and Subject Rochelle B. Pantaleon was a caretaker to the said property. Subject was ejected because of too many lending companies were claiming sums of money to the subject. Reports shows that subject cannot be located.

Our Paralegal Officer had the chance to talk to the father of one of Rochelle Pantaleon's Co-maker, Mr. Orly Tamondong. The father is blaming the Credit Investigator for allowing the client to get co-makers that are teenagers who does not have the capacity to pay and are "Palamunin" as the father describes.

 

Legal Department will continue searching for leads as to which client is located.

MELINDA R. REYES

MELINDA R. REYES

Instructions: NM/H2C/V-B/FUP

Findings: Subject is now working overseas left the Philippines last April 7, 2017, working as OFW in Saudi. According to her mother, they will just text/call the assigned AO for collection.

Recommendation: Continues follow-ups shall be made by the assigned AO.

CHERRYL D. CASTRO

CHERRYL D. CASTRO

Instructions: NM-P2P April/ FUP

Findings: As per interview to the client, her house and lot (as show in the picture) are collateraled to the Rural Bank of Bayambang and is currently waiting for approval. Once approved she

will pay her obligations to the company.

Recommendation: Continues follow-up shall be made to the client by the AO

Recommendation: Continues follow-up shall be made to the client by the AO

(No Image Captured)

VENUS D. MACARAEG

Instructions: NM/Verify

Findings: For Venus Macaraeg: as per operatives arrival to the area he was able to talk to a woman residing at the given address at cadre site, Bayambang, that said woman was the owner of the house, relative of the subject, only to found out that the subject Macaraeg, was only a caretaker to the said house. They ask the subject to leave because she has too many lending, putting the residence in shame and risk of security, the subject accordingly is somewhere in Basista.

Homeowner barred our operative to take picture of her properties.

ANGELA B. ALVARO

ANGELA B. ALVARO

Instructions: S/FUP

Findings: According to our Paralegal Officer, Subject was not around when he arrived at the area, her mother-in-law who owns the Sari-Sari store became hysterical refused to take photos of their

 

residence but Paralegal Officer managed to capture one.

As per interview with Brgy. Kagawad Toquero, he manifested that the subject went to Lingayen that day and has no source of income, her husband is a spare (extra) tricycle driver.

Recommendation: Continues Follow-up shall be made by AO to the client.

PATRICIA LAYOG

PATRICIA LAYOG

Instructions: M/VERIFY

Findings: Photo of the subject’s rented

apartment. According to gathered reports. Subject was force evicted by the owner of this apartment a Brgy. Kagawad of the said address. Reportedly

missing but some AO’s of the Malasiqui

Branch found the subject is a fish vendor at Poblacion, San Carlos beside UNITOP. Paid Php 50.00 last May 3 and 9, 2017.

Recommendation: Continues Follow-

ups to the subject. JOSEPHINE S. LUZANO

ups to the subject. JOSEPHINE S. LUZANO

Instructions: NM/Missing/V/Check CM

Findings: Based on the information gathered by our Paralegal Officer, client just arrived from Samar. Will continue to pay his obligation. Last payment made May 9, 2017 Php 100.00.

Recommendation: Continues Follow- ups to the subject shall be made.

Recommendation: Continues Follow- ups to the subject shall be made.

NANCY SUMALIN Instruction: NM/Verify Findings: As per collected data, subject is now residing in Malasiqui, Pangasinan.
NANCY SUMALIN
Instruction: NM/Verify
Findings: As per collected data, subject
is now residing in Malasiqui,
Pangasinan. According to the subject’s
son he will continue paying his mother’s
obligations. A series of payment of Php
1000.00 monthly.
Recommendation: Continues Follow-
ups to the subject shall be made.
GAVINO GRANDE
Instruction: NM/Missing/Verify/V-CM
Findings: According to reports, subject
rented only to the captured residence,
reports also shows that subject was only
a caretaker of a church. Force evicted
due to too much indebtedness to lending
companies. Accordingly, subject is now
in Moncada, Tarlac.