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N A n W A t FOOTMLL LEAGUE PLAYERS ASSOCIZ~~%&


CONTRACT ADVISOR CERTIFItATION
( One-Year B r . ~ . ~ s k ~ ~ )

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PRO FINANCIAL GROUP Page


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PRO FINANCIAL GROUP, LTD.,


Founded in 1985

Pro Financial Group, LTD., is a highly sophisticated network of various professional advisors
needed to perform financial advisory services specifically for the professional athlete. The
network consists of several attorneys, accountants, a Financial Planning Consulting Firm, a
Registered Investment Advisor, a Broker Dealer support organization for some of the most
competent Financial Planners in every state, and a group of investment advisors.

Our purpose is to provide Financial Advisory Services to professional athletes and support ser-
vices to other contract advisors that do not have the necessary resources to provide sound
financial advice. We wish to work right along with your contract negotiations to ensure the best
financial package given the athlete's individual situation. We do not wish to get involved in the
actual negotiations; however, we do feel that it is important to realize the financial implications
of certain strategies in conjunction with given situations.

Pro Financial Group, LTD. is an outgrowth of S. J. Caterbone Associates, a Financial Planning


Consulting Firm. S. J. Caterbone Associates specializes in managing the financial affairs of up-
per income individuals, small businesses and the professional athlete. Because of the demand
for an array of diverse and extremely competent advisors in managing the financial affairs of
the professional athlete, we feel that our success is due to the large and ever-expanding
information network that we have developed. After discussing the needs of several contract
advisors across the country, we have learned that we offer a very unique and highly qualified
financial support system. Pro Financial Group, LTD. is now in the position to provide the
benefits of this support system to other contract advisors.

Our services may be retained in any combination necessary to benefit the athlete or to assist
the contract advisor in handling the financial affairs in the most competent and efficient
manner. We have all heard of the horror stories of the famous stars and athletes; however,
there are far more stories of less publicized athletes that we never hear which are the result of
improper financial advice. We must remember that as the longevity of a players career shortens;
due to competition, injury, attrition, and economic conditions affecting the professional sports
industry, it becomes even more important to manage the financial affairs in the most prudent
manner available.

Tax Planning; Cash Management; Individual Portfolio Management; Due Diligence Services for
Tax Shelters and; Insurance Contracts; Third Party Negotiations for Deferred; Compensation
Packages Retirement Planning; Business Planning and Negotiations in Mergers and
Acquisitions; Real Estate Investment & Feasibility Analysis; Estate Planning; Contract Advisory
Services; Third Party Representation for Professional; Business and Labor Contracts

Our Advisors

Michael P. McDonald, ESQ.,


Legal Counsel for Contractual Negotiations.
Michael D. Smoker, ESQ., CPA,
Tax Consultant.
Timothy A. Lanza, ESQ.,
Legal Counsel for Business and Real Estate matters.
Robert R. Long, Tax Specialist,
Responsible for Analysis of Tax Shelters and Real Estate Investments.
Dore Valavanes, ESQ., Representing the Law Firm of Shirk, Reist, Wagenseller, &
Shirk,
Legal Counsel for Estate Planning.

PRO FINANCIAL GROUP Page


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Financial Planning Consultants, R.I.A.,
FSC is the Registered Investment Advisor, and is a firm that provides various financial services for in-
dividuals and small businesses.
Financial Services Corporation, of Atlanta, Ga.,
FSC is a Broker Dealer and support organization for Independent Financial Planning Firms in all 50
states. They have a very large and sophisticated due diligence department for life insurance products,
investments and tax shelters. They also provide a network of some of the nations most competent
Independent Financial Planning Firms that will be available for your use.
Stanley J. Caterbone, Certified Contract Advisor, NFLPA,
Responsible for all coordination of services and President of S. J. Caterbone Associates, an Indepen-
dent Financial Planning firm catering to upper income individuals and small businesses.
Carl J. Frederick, M.E.D.,
Strength Coordinator.

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Pro Football Tryout Camps: a Small Chance at Long Odds


By Christine Brennan Washington Post Staff Writer
The Washington Post (1974-Current file); Mar 24, 1985; ProQuest Historical Newspapers The Washington Post (1877 - 1988)
pg. G3

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Monday January
PRO
Page
FINANCIAL
11
16,
of2017
15 GROUP
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Caterbone exchange vows
Maria Colleen Kenney and Michael Thomas
Caterbone recently married a t S t . Cecelia
Catholic Church, Father Frank Kenney, the
bride's uncle, officiated.
The bride is the daughter of ~ ~ M.nand k John
R. Kenney of Belleair Beach. A graduate of
Clearwater Central Catholic High School and
Florida State University, she is a pharmaceutical
sales representative for Dura Pharmaceuticals in
Boca Raton.
The groom is the son of Samuel and Yolanda
Caterbone of Laneaster. Pa. He graduated from
Franklin and Marshall College in Pennsylvania
and is a wholesale manager for C.A.S.E. Man-
agement in Boca Raton.
The wedding party included Stacie Russ-Ward,
matron of honor; James Aument, best man; Lisa Evenson, groomsmen; and Taylor Aument and
Laughton, Maureen Specker, Trisha Wirick, Alexa Aument, flower girls.
Suzanne Krause and Megan English, brides- After a reception at Belleair Country Club, the
maids: Bruce Epstein, J a m e s Wood, Daniel couple took a wedding trip to Aruba. They now
Zirolla, Craig Albright, Scott Watters and Harry reside in Boca Raton.
7+ ., 7 - 7
-

- - -- - - -
- - - -

I: Catorbone Signs,
I
he USFL tc
a Reports to Outlaws
Pmt and ki.cbff McCaskey ad and F&Mk n -
t~uchdowns. For ior Mike ~ a t e r g n esigned a con-
tract with the USFL Oklahoma
Outlaws and reported t o the
.team's training camp Monday.
--
I*

.-- , .;".
. Caterbone reportedly signed
a one-year contract that included ,
a signing bonus.
"We're satisfied with what he
got," said his brother Stan, who
acted as his agent. -
Caterbone reported to train-
ing camp Monday in Tampa, Fla.
and underwent a physical exami-
nation. The 5-11, 170-pound defen-
sive back-kick returner will prac-
tice with the rest of the team
+today.., - .:- A- ./@ .A 5-p 9
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DOCUMENT DIVIDER
Truthdig - Football Is Trump-ball Lite http://www.truthdig.com/report/print/football_is_trumpball_lite_20170201
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Football Is Trump-ball Lite


http://www.truthdig.com/report/item/football_is_trumpball_lite_20170201/

Posted on Feb 1, 2017

By Robert Lipsyte / TomDispatch (http://www.tomdispatch.com/post/176237


/tomgram%3A_robert_lipsyte%2C_donald_trump%2C_colin_kaepernick%2C_and_me_on_super_bowl_sunday/#more)

Johnny Silvercloud (https://www.flickr.com/photos/johnnysilvercloud/) / CC BY-SA 2.0 (https://creativecommons.org/licenses/by-sa/2.0/)

The Super Bowl is superfluous this year. Who needs a reality show about violence, domination, and sexism, not to mention brain
damage, now that we have Trumpball, actual reality that not only authenticates footballs authoritarianism but transforms us
from bystanders into victims? Before this game is over, the players may swarm the grandstands and beat the hell out of us.

Pro football actually helped prepare us for the new presidents upset victory by normalizing a basic tenet of jock culture: anyone
not on the team is an enemy, the Other. And its open season on opponents, the fans of opponents, critics, and women (unless
theyre cheerleaders or moms). Trash talking is the lingua franca of this Trumpian moment, bullying the default tactic.

Yet pro football has also provided us with the single most vivid image of current American resistance to racism. Last summer,
before a pre-season game, San Francisco 49ers quarterback Colin Kaepernick sat (http://edition.cnn.com/2016/08/28/sport
/nfl-colin-kaepernick-protest-sit-down-national-anthem/) during the playing of the national anthem as a symbol of his refusal to
show pride in a flag for a country that oppresses black people and people of color. As the season progressed, he started going
down (http://www.espn.com/nfl/story/_/id/17444691/colin-kaepernick-san-francisco-49ers-sits-again-national-anthem) on his right knee
(http://images.performgroup.com/di/library/sporting_news/d2/c7
/colinkaepernickgetty0918ftr_1labzk2s2sm3a1w2w6gm7f7t55.jpg?t=1070764271) when the anthem began, revealing that he was wearing
(http://www.latimes.com/sports/nfl/la-sp-colin-kaepernick-socks-20160901-snap-htmlstory.html) black socks decorated with pigs in
police hats. These, he said, represented rogue cops that are allowed to hold positions in police departments. He would
eventually stop wearing them, convinced that the socks were a tactical mistake.

Kaepernicks non-violent gestures, done initially without fanfare, were the most powerful message from SportsWorld since that
other hard year of despair and determination, 1968, when two American Olympic medalists, Tommie Smith and John Carlos,
raised (https://upload.wikimedia.org/wikipedia/commons/thumb/3/3e/John_Carlos,_Tommie_Smith,_Peter_Norman_1968cr.jpg/220px-
John_Carlos,_Tommie_Smith,_Peter_Norman_1968cr.jpg) their black-gloved fists in Mexico City.

Incredibly, Smith, Carlos, and Kaepernick were all tutored by the same man, sociologist Harry Edwards (http://www.nytimes.com
/1988/05/22/magazine/an-outsider-joins-the-team.html) . In the 1960s, as a young San Jose State professor, Edwards created the
Olympic Project for Human Rights as his protest against racism. Now a retired Berkeley professor, he has been a long-time
adviser to the 49ers.

Forty-nine years ago, as symbols of the so-called Athletic Revolutionan attempt to resist the tyrannical rule of coaches and
administrators, particularly over African-American football players and college track-and-field competitorsSmith and Carlos
were marginalized. Instead athletic activism morphed into hustling for sneaker endorsements. But this time, Edwards
promises, will be different. The evident trajectory of the Kaepernick movement (and the growing support among athletes for its

Football Is Trump-ball Lite Page 1 of 4 Thursday February 2, 2017

1 of 4 2/2/2017 9:20 AM
Truthdig - Football Is Trump-ball Lite http://www.truthdig.com/report/print/football_is_trumpball_lite_20170201
Page No. 84 of 88
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concerns), he recently wrote (http://www.edgeofsports.com/2017-01-04-1216/index.html) , means that there are going to be some
turbulent times over the upcoming Trump era as the pressure on athletes to stand up and speak out escalates.

You wont be surprised to learn that Donald Trump immediately disparaged Kaepernicks gesture, telling (http://www.foxnews.com
/politics/2016/08/30/trump-calls-kaepernicks-refusal-to-stand-for-national-anthem-terrible.html) a Seattle radio station, I think its a
terrible thing, and you know, maybe he should find a country that works better for him, let him try, its not gonna happen. He
then moved on, as he tends to doperhaps because he was already bored or perhaps because it triggered a memory of his own
disastrous pro football days.

Sports Owner Trump Destroyed His League

Donald Trump is an old story for me. When I first began talking to him in the mid-1980sI was then a sports reporter for CBS
Sunday Morning with Charles Kuralthe had just bought the New Jersey Generals of the United States Football League (USFL),
then in its second year of operation. The USFL played its games in the spring and summer to avoid direct competition with the
National Football League for fans and TV access, but did manage to bid successfully against the established league for a number
of star players, including Herschel Walker, Steve Young, and Doug Flutie.

In the course of our first long interview, Trump assured me that he was not a man consumed by his latest purchase. (If the
league isnt successful, then, you know, its off to the next thing.) He did, however, boasthe was already The Donald, of
coursethat his involvement gave the USFL a little bit more warlike posture toward the establishment, and that the magic of
Trump Tower would enhance the image of the league. He insisted that he didnt much like attention himself, but felt obligated to
do this interview because I represented a great show. Even then, he spoke in the adjectival style (Great! Sad!) now familiar to
all Americans. At the time, though I sensed that it was all mud, I was a journalist and at least it covered the ground.

When I asked him about reports that the USFLs hidden agenda was to eventually merge with the successful National Football
League or at least pressure it into admitting some of the upstart franchises, he responded genially, I hadnt thought of it to be
perfectly honest, adding, I dont think its in the cards for many years.

Of course, Trump turned out to be the leader of a group of owners pushing the new league to shift its games to the fall, a direct
challenge to the NFL. An anti-trust lawsuit against that league followed, ending in a Pyrrhic victory. The USFL received a
judgment of $3 and collapsed, having lost tens of millions of dollars in the process.

It was all so Trumpian, so much the shape of things to come. Maybe I didnt take him seriously enough then because we both
came from Queens, a scorned outer borough of New York City, or because he was already a well-known publicity hound and
classic boldface tabloid name. But I did come away with two insights that helped me in later interviews with him (when the
subject was real estate or politics): first, that he would always respond to a question, even a needling one, as long as he was its
subject, and second, that he had a gift for what I came to think of as predatory empathy. He was remarkably skilled at reading
what his interviewer wanted to hear and then reshaping himself and his answer accordingly.

Once he read me as a liberal with a weakness for pop philosophy, he typically answered a question about the moral
responsibilities of sports owners by offering this supposed credo: I tend to think that you should be decent, you should be fair,
you should be straight, and you should do the best you can. And beyond that, you cant do very much really. So yeah, you do have
a responsibility. Then, as if adding a note in the margins of his own bland comment, he added, Im not sure to what extent that
responsibility holds.

Typically, he had swallowed his own tail and who knew what he meant, including him. Through the 1990s, as the host of a local
PBS public affairs show and then back writing columns at the New York Times, I watched his mean-spirited pomposity swell as
he filled airtime and notebooks. But what more could a journo ask?

Once, for reasons I cant recall, I returned to that supposed sense of responsibility of his, asking him if hed like to run the
country as you have run your organization.

I would much prefer that somebody else do it. I just dont know if the somebody else is there, he replied, as if already imagining
January 20, 2017. This country, he added ominously, needs major surgery.

Are you the surgeon?

I think Id do a fantastic job, but I really would prefer not doing it.

Ive thought about Donald Trump ever sincehe did have that effect on youand have come to realize that hes an avatar of the
worst aspects of jock culture. (He had, in fact, been a good high school athlete.) His kind of boastful, bullying, blowfish persona is
tolerated in locker rooms (as in sales offices, barracks, trading floors, and legislatures) just as long as the big dog can deliver.
Which he has done. Its no surprise that his close pals and business associates in SportsWorld include two other notorious P.T.
Barnums, boxings Don King (https://www.nytimes.com/2016/09/22/us/politics/donald-trump-don-king-black-voters.html) and
wrestlings Vince McMahon (https://www.youtube.com/watch?v=MMKFIHRpe7I) (whose wife, Linda, is now Trumps pick to head
the Small Business Administration).

Another typical jock culture trait is rolling over for the alpha(est) dog in your arena, be it the team leader, coach, owner, or even
the president of Russia. One wonders, had Trump become a successful NFL owner, would he have wimped out as completely as
New England Patriots owner Robert Kraft did when Russian President Vladimir Putin pocketed (http://www.cbssports.com
/nfl/news/patriots-robert-kraft-vladimir-putin-stole-my-super-bowl-ring/) his Super Bowl ring in 2005 and walked out of their Moscow
meeting room with it. It was never returned. Under pressure from the George W. Bush White House, according to Kraft, he
claimed it was a gift, only to change his story years later. Kraft is a Democrat, while his coach, Bill Belichick, and his quarterback,

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Tom Brady, are friends of Trump. The Patriots, the best team of our era, will, of course, be playing the Atlanta Falcons in the
Super Bowl.

A Jock Spring?

Colin Kaepernick, alas, wont be getting a Super Bowl ring, at least not this year. The 49ers, long a successful and lucrative
franchise, ended up with a 2-14 record this season. The 29-year-old Kaepernick is a scrambler with a powerful arm. Once an
exciting prospect who led his team to the Super Bowl in 2013, only his second pro season and first as a starter, he seemed to have
lost some of his mojo in recent years.

Hes still an interesting character, though: biracial, raised by white adoptive parents, smart, and curious. His torso and arms are
tattooed with religious phrases, and he ostentatiously kisses the To God the Glory tat on his right biceps after any touchdown,
which became known as Kaepernicking.

His emergence as a progressive hero, however, surprised even Harry Edwards. Nobody saw [Muhammad] Ali coming, nobody
saw Kaepernick coming, Edwards told (http://www.mercurynews.com/2016/12/30/harry-edwards-qa-kaepernick-belongs-
in-smithsonian/) Elliott Almond of the San Jose Mercury News. He was in the tradition of people who tend to open up new
paths. Nobody saw Dr. [Martin Luther] King coming.

Putting Kaepernick in such a league may be a tad premature, but he has stimulated what might be called a Jock Spring, and not
just because he promised (http://www.nbcnews.com/news/sports/colin-kaepernick-pledges-1-million-charity-anthem-protest-spreads-
n641886) to distribute his first million dollars in salary this season to community charities. Women soccer stars, high school
football players and their coaches, National Football League and Womens National Basketball players all began
(https://thinkprogress.org/national-anthem-sports-protest-tracker-kaepernick-284ff1d1ab3e#.71bdvoxu3) going down on one knee as the
national anthem struck up. Supreme Court Justice Ruth Bader Ginsburg called (http://www.cnn.com/2016/10/10/politics/ruth-
bader-ginsburg-colin-kaepernick/) the gesture dumb and disrespectful before professing regret (http://www.cnn.com/2016/10
/14/politics/ruth-bader-ginsburg-apologizes-colin-kaepernick/) for her remark. Time put Kaepernick on its cover (http://ll-
media.tmz.com/2016/09/22/0922-colin-kaepernick-time-cover-5.jpg) . Trump blamed (https://www.washingtonpost.com/news/post-
politics/wp/2016/10/30/trump-blames-nfl-ratings-decline-on-campaign-and-kaepernick/?utm_term=.24c4f642a5e8) him, in part, for a
decline in the NFLs ratings.

The initial signs of a Jock Spring actually pre-date his protest. Last July, New York Knicks forward Carmelo Anthony posted
(https://thinkprogress.org/carmelo-anthony-issues-a-powerful-plea-to-fellow-athletes-in-the-wake-of-violence-4cf02a6ebc4a#.nre32g6t5) on
his Instagram page an old black-and-white photograph of a dozen young black athletes in suits and ties posed in protest at what
was then a summit meeting of sports stars. The front row of that 1967 photo now seems like a sports Mt. RushmoreBill Russell,
Jim Brown, Kareem Abdul-Jabbar, and Muhammad Ali, whose heavyweight title had been stripped from him after he refused to
be drafted into the military.

Anthonys message called on all my fellow ATHLETES to step up and take charge. Go to your local officials, leaders,
congressman, assemblymen/assemblywoman and demand change. Theres NO more sitting back and being afraid of tackling and
addressing political issues anymore. Those days are long gone. We have to step up and take charge. We cant worry about what
endorsements we gonna lose or who is going to look at us crazy. I need your voices to be heard. We can demand change.

It was a surprising statement from a player best known for not passing the ball enough. A few days later, he joined fellow NBA
stars Dwyane Wade, Chris Paul, and LeBron James onstage at ESPNs annual awards show, where LeBron declared
(http://time.com/4406289/lebron-james-carmelo-anthony-espy-awards-transcript/) : Its not about being a role model, its not about
our responsibility to the tradition of activism. I know tonight were honoring Muhammad Ali, the GOAT [Greatest of All Time],
but to do his legacy any justice, lets use this moment as a call to action for all professional athletes to educate ourselves, explore
these issues, speak up, use our influence, and renounce all violence.

A month later, Kaepernick sat down.

Athletes have the biggest megaphone in the country, Edwards said to Almond in their Q-and-A. Everybody identifies with the
athletes. Kap has opened up a conversation about what is probably the most convoluted, the most difficult, and the longest-
standing and intractable issue in terms of race relations in this country: This is why it was so important for Colin to take off the
pig socks.

I told him that we went through that in the 1960s and it was one of the biggest mistakes we ever made. Ultimately, we are going
to have to sit down across the table with the police and hopefully come to some resolution with some of these life-and-death
issues.

As the season ended, Kaepernicks teammates awarded him their Len Eshmont Award for inspirational and courageous play,
making a mockery of reports (http://www.espn.com/nfl/story/_/id/18379314/colin-kaepernick-san-francisco-49ers-voted-teammates-
winner-len-eshmont-award) in the media that he had been alienating the rest of the team. Edwards describes the media and the
sports establishment as clueless when it comes to Kaepernicks growing support among athletesa phenomenon that promises
some turbulent times over the upcoming Trump era.

Kaepernicks most transcendent transgression has been the way he punctured the comfort of footballs sweaty sanctuary, letting
in both light and some hard truthsincluding this reality: that objectified and extravagantly well paid performers can still have
real thoughts about the world outside the white lines, a world becoming more and more perilous for those who think Trumpball
should not be the national pastime.

Trump has said he will not be attending the Super Bowlthat might even be truebut he will sit for the usual pre-game
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presidential interview, this year with Bill OReilly of Fox, which will broadcast on the holiest event of the sports calendar. Should
you tune in? While were still a democracy, make your own decision. Do whatever you did for the Inauguration.

Robert Lipsyte is the jock culture correspondent (http://www.tomdispatch.com/blog/175497


/tomgram%3A_robert_lipsyte,_on_super_sunday,_occupy_your_mind) for TomDispatch. He returns after having been on leave to
explore the belly of the beast as Ombudsman for ESPN. His most recent book is his memoir, An Accidental Sportswriter
(https://www.amazon.com/dp/0061769142/ref=nosim/?tag=tomdispatch-20) .

Follow TomDispatch on Twitter (https://twitter.com/TomDispatch) and join us on Facebook (http://www.facebook.com


/tomdispatch) . Check out the newest Dispatch Book, John Feffers dystopian novel Splinterlands (https://www.amazon.com
/dp/1608467244/ref=nosim/?tag=tomdispatch-20) , as well as Nick Turses Next Time Theyll Come to Count the Dead
(http://www.amazon.com/dp/1608466485/ref=nosim/?tag=tomdispatch-20) , and Tom Engelhardts latest book, Shadow
Government: Surveillance, Secret Wars, and a Global Security State in a Single-Superpower World (http://www.amazon.com
/dp/1608463656/ref=nosim/?tag=tomdispatch-20) .

Copyright 2017 Robert Lipsyte

2017 Truthdig, LLC. All rights reserved.

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