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ab

Banking
packages and
individual
products
Services and prices for private clients,
valid from May 1, 2017

Banking packages
Page
Banking packages
UBS Generation 2
UBS Campus 3
UBS Young Professional 4

Individual payments
UBS Individual 5
UBS Family 6

Individual payments products

products
UBS Personal Account 8
UBS Personal Account EUR 9
UBS Current Account for Private Clients 10

Individual saving/investing products
UBS Savings Account for Young People 11
UBS Savings Account 12

investing products
UBS Investment Fund Account 13

Individual saving/
UBS Time Deposit Account 14

Individual retirement provision products
UBS Fisca Account (Restricted Retirement Account 3a) 15
UBS Vested Benefits Account 16

Digital Banking
UBS e-banking/UBS Mobile Banking app 18
UBS TWINT app 18

Individual retirement
UBS Safe 19

provision products
Bonus program
UBS KeyClub 20

Prices/information
Prices for payment services 22
Prices for card and cash services 24
Prices for special services 26
Further information 28

Digital Banking
Bonus program
Prices/information
1

UBS Generation – the banking package

Banking packages
Open
g
a bankin p:
for young people package
ubs.com
via ap
/open
account
Condition For young people aged 12 to 22. Parental consent is required for individuals under the age of 15

Description Free banking package for young people, including the most important products and services for payment,
savings and retirement planning. Free membership of the UBS KeyClub bonus program

Individual payments
Currency CHF

Package price Free of charge

products
Additional benefits:
• Welcome gift of CHF 40 in the form of KeyClub points
• CHF 25 in the form of KeyClub points per referral of a new client with conclusion of a banking package
for young people or students

investing products
Individual saving/
Scope of package Included in the package free of charge:
• UBS Personal Account Generation1 (only one account per client)
• UBS Savings Account for Young People1 (more than one possible)
• UBS Debit Card1 (V PAY or Maestro; owner card) for free cash withdrawals in CHF within Switzerland
at all UBS Bancomats and ATMs of other banks
• UBS Prepaid Card and/or UBS Credit Cards (Classic/Standard, Special Edition)2 in CHF
(minimum age: 12 for prepaid card, 18 for credit cards. Parental consent is required for individuals under
the age of 18)
• Digital Banking (with UBS Safe, Basic or Classic subscription options), see pages 18 and 19

Individual retirement
• Payments in CHF in Switzerland from a UBS Personal Account Generation with UBS e-banking/

provision products
UBS Mobile Banking, UBS Multimat, LSV+ (direct debit), UBS easy and UBS Standing Order
• Membership of UBS KeyClub bonus program with attractive offers

Also available:
• UBS Investment Fund Account at preferential conditions, see page 13
• UBS Fisca Account, see page 15

Conditions and additional information • UBS Personal Account Generation, see UBS Personal Account on page 8, with the following exceptions:
– Interest rate: preferential interest rate on UBS Personal Account Generation
– Withdrawals: CHF 15,000 per calendar month, for higher amounts three-month notice period3, 4
– Shipping costs/third-party charges: no shipping costs. Other third-party costs will be charged
• UBS Savings Account for Young People, see page 11
• The annual fee for the UBS Debit Card, UBS Prepaid Card and/or UBS Credit Cards is included in the

Digital Banking
package price and is therefore free of charge
• The prices on page 22 onward apply for services not included in the scope of the package
• Following termination of the banking package, the terms and conditions on page 8 onward apply
• Automatic conversion into the Banking Package UBS Young Professional (see page 4) on the account
holder’s 22nd birthday

Additional services • Advice on matters such as when you begin your commercial apprenticeship/secondary school or when you
start your career
• KeyClub brochure with current offers, KeyClub newsletter at: ubs.com/keyclub-subscription

Further information  ubs.com/generation

Bonus program
1 These products are required components of the banking package.
2 Subject to fulfillment of issuing criteria and acceptance of card application.
3 No notice period necessary for transfers to a UBS Fisca Account, UBS Investment Fund Account or UBS Time Deposit Account,

Prices/information
for the purchase of securities, UBS funds, precious metals, time deposits or fiduciary investments via UBS or for interest or
amortization payments on UBS Mortgages.
4 If the withdrawal limit is exceeded without observing the notice period, 0.5% is automatically charged on the overdrawn
amount.

2

including the most important products and services for payment. see pages 18 and 19 • Payments in CHF in Switzerland from a UBS Personal Account Campus with UBS e-banking/ UBS Mobile Banking. 4 If the withdrawal limit is exceeded without observing the notice period. savings and retirement planning. Basic or Classic subscription options). UBS Multimat. UBS funds. Special Edition)2 and/or UBS Prepaid Card in CHF • Digital Banking (with UBS Safe.5% is automatically charged on the overdrawn amount. 4 – Shipping costs/third-party charges: no shipping costs. see page 11 • The annual fee for the UBS Debit Card. It is automatically converted into the Banking Package UBS Young Professional (see page 4) after studies end or no later than when the account holder turns 30 Additional services • Advice on matters such as when you begin your studies or when you start your career • KeyClub brochure with current offers.com/keyclub-subscription Further information  ubs. KeyClub newsletter at: ubs. UBS Campus – the banking package Banking packages Open g a bankin p: for students package ubs. Other third-party costs will be charged • UBS Savings Account for Young People. see UBS Personal Account on page 8. see page 15 Conditions and additional information • UBS Personal Account Campus. UBS Investment Fund Account or UBS Time Deposit Account. 2 Subject to fulfillment of issuing criteria and acceptance of card application.000 per calendar month. LSV+ (direct debit).com via ap /open account Condition For full-time or part-time students in tertiary education as defined by the Swiss education system and PhD students aged 18 to 30 enrolled in a course of education of at least two years‘ duration Description Free banking package for students and doctoral students. the terms and conditions on page 8 onward apply • The package for students and post-graduates can be extended after a period of two years if the account holder continues in his/her course of studies. UBS easy and UBS Standing Order Individual retirement • Membership of UBS KeyClub bonus program with attractive offers provision products Also available: • UBS Investment Fund Account at preferential conditions. 3 . 3 No notice period necessary for transfers to a UBS Fisca Account. with the following exceptions: – Interest rate: preferential interest rate on UBS Personal Account Campus – Withdrawals: CHF 15. for higher amounts three-month notice period3. time deposits or fiduciary investments via UBS or for interest or amortization payments on UBS Mortgages. Free membership of the UBS KeyClub bonus program Individual payments Currency CHF Package price Free of charge products Additional benefits: • Welcome gift of CHF 40 in the form of KeyClub points • CHF 25 in the form of KeyClub points per referral of a new client with conclusion of a banking package for young people or students investing products Individual saving/ Scope of package Included in the package free of charge: • UBS Personal Account Campus1 (only one account per client) • UBS Savings Account for Young People1 (more than one possible) • UBS Debit Card1 (V PAY or Maestro. 0. UBS Credit Cards and/or the UBS Prepaid Card is included in the Digital Banking package price and is therefore free of charge • The prices on page 22 onward apply for services not included in the scope of the package • Following termination of the banking package. owner card) for free cash withdrawals in CHF within Switzerland at all UBS Bancomats and ATMs of other banks • UBS Credit Cards (Classic/Standard. precious metals. see page 13 • UBS Fisca Account.com/campus Bonus program 1 These products are required components of the banking package. Prices/information for the purchase of securities.

com/keyclub-subscription Further information  ubs. Basic or Classic subscription options).com via ap /open account Condition For young professionals aged 22 to 24 and recent graduates5 up to age 32 for a maximum of 2 years Description Banking package for young professionals and recent graduates. 4 . UBS easy and UBS Standing Order provision products • Membership of UBS KeyClub bonus program with attractive offers Also available: • UBS Investment Fund Account at preferential conditions. see page 15 • Shipping costs/third-party charges will be passed on • The annual fee for the UBS Debit Card. LSV+ (direct debit).000 for the entire previous month (exception: with the banking package for young professionals at least CHF 5. For the lower package price to apply. see page 13 Conditions and additional information • UBS Personal Account. No extra charge in the first year for new clients or for existing UBS clients without a UBS Debit Card V PAY or a UBS Debit Card Maestro. see page 12 • UBS Fisca Account. 9 Subject to fulfillment of issuing criteria and acceptance of card application. 6 Other options: UBS Gold Credit Card (CHF 8 extra per month) or UBS Platinum Credit Card (CHF 30 extra per month). see pages 18 and 19 • Payments in CHF in Switzerland from a UBS Personal Account with UBS e-banking/UBS Mobile Banking. UBS Young Professional – the banking Banking packages Open g a bankin p: package for young professionals package ubs. including the most important products and services for payment. Special Edition.com/youngpro Bonus program 5 Studies must have ended within the last two years.000 or by switching to e-documents • Otherwise CHF 86 Special offer in 1st year: • Free of charge for new clients or existing UBS clients without a UBS Debit Card V PAY or a UBS Debit Card Maestro Additional benefit: • Welcome gift of CHF 40 in the form of KeyClub points investing products Individual saving/ Scope of package Included in the package: • UBS Personal Account in CHF8 (only one account per client) • UBS Savings Account in CHF8 (more than one possible) • UBS Fisca Account (more than one possible) • UBS Debit Card8 (V PAY or Maestro. 8.000). 9 and/or UBS Prepaid Card8 in CHF • Digital Banking (with UBS Safe. the terms and conditions on page 8 onward apply • Automatic conversion into the Banking Package UBS Individual (see page 5) on the account holder’s 24th birthday (for non-students) or two years after the end of studies or no later than when the account holder turns 32 (for recent graduates) Additional services • Advice on matters such as starting a career. achieving savings targets and asset optimization • “UBS magazine” containing news and current KeyClub offers. KeyClub newsletter at: ubs. 8 These products are required components of the banking package. Individual retirement UBS Multimat. Free membership of the Individual payments UBS KeyClub bonus program Currency CHF Package price Price per month (payments can also be made using UBS KeyClub points): products • CHF 66 for total assets7 from CHF 5. 7 Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. see page 8 • UBS Savings Account. owner card) for free cash withdrawals in CHF from your UBS Personal Account within Switzerland at all UBS Bancomats and ATMs of other banks • UBS Credit Cards (Classic/Standard. Prices/information total assets must be at least CHF 10. savings and retirement planning for an attractive all-in fee. Charity Card)6. UBS Credit Cards and/or the UBS Prepaid Card is included in the package price Digital Banking • The prices on page 22 onward apply for services not included in the scope of the package • Following termination of the banking package.

com/individual Bonus program 6 Other options: UBS Gold Credit Card (CHF 8 extra per month) or UBS Platinum Credit Card (CHF 30 extra per month). UBS Credit Cards and/or the UBS Prepaid Card is included in the package price Digital Banking • The prices on page 22 onward apply for services not included in the scope of the package • Following termination of the banking package. see pages 18 and 19 • Payments in CHF in Switzerland from a UBS Personal Account with UBS e-banking/UBS Mobile Banking. No extra charge in the first year for new clients or for existing UBS clients without a UBS Debit Card V PAY or a UBS Debit Card Maestro. 8. owner card) for free cash withdrawals in CHF from your UBS Personal Account within Switzerland at all UBS Bancomats and ATMs of other banks • UBS Credit Cards (Classic/Standard. Prices/information total assets must be at least CHF 10. KeyClub newsletter at: ubs. 5 . Individual retirement UBS Multimat. 8 These products are required components of the banking package.com via ap /open account Condition For people aged 24 and above Description Banking package for individuals. UBS Individual – the banking package Banking packages Open g a bankin p: for individuals package ubs. Free membership of the UBS KeyClub bonus program Individual payments Currency CHF Package price Price per month (payments can also be made using UBS KeyClub points): products • CHF 106 for total assets7 from CHF 10. LSV+ (direct debit). see page 12 • UBS Fisca Account. For the lower package price to apply.000). Basic or Classic subscription options). Special Edition. 9 and/or UBS Prepaid Card8 in CHF • Digital Banking (with UBS Safe.000 or with a building financing or a mortgage at UBS or • CHF 156 by switching to e-documents • Otherwise CHF 206 Special offer in 1st year: • Free of charge for new clients or existing UBS clients without a UBS Debit Card V PAY or a UBS Debit Card Maestro investing products Individual saving/ Scope of package Included in the package: • UBS Personal Account in CHF8 (only one account per client) • UBS Savings Account in CHF8 (more than one possible) • UBS Fisca Account (more than one possible) • UBS Debit Card8 (V PAY or Maestro. see page 15 • Shipping costs/third-party charges will be passed on • The annual fee for the UBS Debit Card. Charity Card)6. 7 Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. see page 8 • UBS Savings Account. the terms and conditions on page 8 onward apply Additional services • Advice on matters such as payments and saving. savings and retirement planning for an attractive all-in fee. 9 Subject to fulfillment of issuing criteria and acceptance of card application. UBS easy and UBS Standing Order provision products • Membership of UBS KeyClub bonus program with attractive offers Conditions and additional information • UBS Personal Account.000 for the entire previous month (exception: with the banking package for young professionals at least CHF 5.com/keyclub-subscription Further information  ubs. financing a home and asset optimization • “UBS magazine” containing news and current KeyClub offers. including the most important products and services for payment.

000 for the entire previous month. 6 . financing a home and asset optimization • “UBS magazine” containing news and current KeyClub offers. 13 Subject to fulfillment of issuing criteria and acceptance of card application. UBS Credit Cards and/or the UBS Prepaid Cards is included in the package price • The prices on page 22 onward apply for services not included in the scope of the package • Following termination of the banking package. For the lower package price to apply. with or without children) Description Banking package for families and couples. Basic or Classic subscription options). Half-price extra charge per month in the first year if one partner is a new client or if both are existing UBS clients.com/keyclub-subscription Further information  ubs. Individual retirement UBS Multimat. 12. No extra charge in the first year if both partners are new clients or for existing UBS clients without a UBS Debit Card V PAY or a UBS Debit Card Maestro. Free Individual payments membership of the UBS KeyClub bonus program Currency CHF Package price Price per month (payments can also be made using UBS KeyClub points): products • CHF 1510 for total family assets11 from CHF 10. see page 11 • UBS Investment Fund Account. LSV+ (direct debit). family assets must be at least CHF 10. but only one partner has a UBS Debit Card V PAY or a UBS Debit Card Maestro. see page 15 • UBS Savings Account for Young People. which is only charged once per family/couple. see page 12 • UBS Fisca Account. if right of disposal provided) excluding UBS Vested Benefits Custody/Account and Prices/information prepaid/credit card account assets. 13 and/or UBS Prepaid Cards12 in CHF • Digital Banking (with UBS Safe. 12 These products are required components of the banking package. UBS Family – the banking package Banking packages for families and couples Condition For families and couples aged 20 and above (2 people living in the same household. the terms and conditions on page 8 onward apply Additional services • Advice on matters such as payments and saving. see page 13 • Shipping costs/third-party charges will be passed on Digital Banking • The annual fee for the UBS Debit Cards.000 or with a building financing or a mortgage at UBS or • CHF 2510 by switching to e-documents • Otherwise CHF 3010 Special offer in 1st year: • Free of charge if both partners are new clients or existing UBS clients without a UBS Debit Card V PAY or a UBS Debit Card Maestro • Half-price per month if one partner is a new client or if in the case of existing UBS clients only one investing products Individual saving/ partner has a UBS Debit Card V PAY or a UBS Debit Card Maestro Scope of package Included in the package: • UBS Personal Account in CHF12 (more than one possible) • UBS Savings Account in CHF12 (more than one possible) • UBS Fisca Account (more than one possible) • UBS Debit Card12 (V PAY or Maestro. UBS easy and UBS Standing Order provision products • Membership of UBS KeyClub bonus program with attractive offers Included for your children under the age of 18: • UBS Savings Account for Young People • UBS Investment Fund Account available on preferential terms Conditions and additional information • UBS Personal Account. 11 Family assets include the accumulated account and custody account assets held with UBS under the registered members of the same family (including their children. Special Edition. see page 8 • UBS Savings Account. Charity Card)10. including the most important products and services for payment. more than one possible) for free cash withdrawals in CHF from your UBS Personal Account within Switzerland at all UBS Bancomats and ATMs of other banks • UBS Credit Cards (Classic/Standard. savings and retirement planning for an attractive all-in fee. see pages 18 and 19 • Payments in CHF in Switzerland from a UBS Personal Account with UBS e-banking/UBS Mobile Banking.com/family Bonus program 10 Other options: UBS Gold Credit Card (CHF 8 extra per month) or UBS Platinum Credit Card (CHF 30 extra per month). KeyClub newsletter at: ubs.

Banking packages Page Individual payments products UBS Personal Account 8 UBS Personal Account EUR 9 UBS Current Account for Private Clients 10 Individual payments Individual saving/investing products UBS Savings Account for Young People 11 UBS Savings Account 12 products UBS Investment Fund Account 13 UBS Time Deposit Account 14 Individual retirement provision products UBS Fisca Account (Restricted Retirement Account 3a) 15 UBS Vested Benefits Account 16 investing products Digital Banking Individual saving/ UBS e-banking/UBS Mobile Banking app 18 UBS TWINT app 18 UBS Safe 19 Bonus program UBS KeyClub 20 Prices/information Individual retirement Prices for payment services 22 provision products Prices for card and cash services 24 Prices for special services 26 Further information 28 Digital Banking Bonus program Prices/information 7 .

other alternatives possible Interest calculations Free of charge.000 per calendar month. see pages 18 and 19 • UBS Bancomat/UBS Bancomat Plus • UBS Multimat • Payment orders.000 (or equivalent in EUR) for the entire previous month. CHF 1 per provision products advice (on paper) Shipping costs/third-party expenses Are passed on and normally charged at the end of the calendar year. see pages 2 and 3 • For adults. Available on request. UBS Investment Fund Account or UBS Time Deposit Account. 8 . which you can obtain at UBS branch offices or access via the Internet at deposit charge EUR ubs. the UBS Personal Account is already included in the banking packages for an attractive all-in fee.com/accounts Bonus program 14 Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. precious metals. annually as at December 31. for higher amounts three-month notice period 15. Available to young people with UBS Generation from the age of 12 and to students with UBS Campus from the age of 18 Suitability For salary or pension deposits and for processing all payment and securities transactions Currency CHF Individual payments Interest rate/interest payment limit/ See separate overview. closing an account can give rise to extra costs that are chargeable to the client. UBS easy. see pages 4 to 6 Further information  ubs. total assets must be at least CHF 10.com/interest Withholding tax 35% if the gross interest income is over CHF 200 or if the account is balanced more than once per calendar year products Opening/closing an account Generally free of charge. time deposits or fiduciary investments via UBS or for interest or amortization payments on UBS Mortgages.g. For the reduced account management fee to apply to the account. monthly.5% is automatically charged on the overdrawn amount.000 held with UBS or with a building financing or a mortgage at UBS • Otherwise CHF 7 per month These prices are reduced by CHF 2 per month by switching to e-documents investing products Individual saving/ Withdrawal arrangements • CHF 100. LSV+ (direct debit) • UBS BESR Quick payment slips The prices from page 22 onward apply for these services Digital Banking Remarks • Free banking packages for young people and students are also available. UBS Personal Account Banking packages Condition For people aged 20 and over. e. quarterly if the net debit interest (debit interest less credit interest) is more than CHF 15 Certification Free of charge. UBS Funds. Under certain circumstances. 16 • Overdraft: possible upon bank’s approval Account statements Free of charge. 0. See page 28 for details of how to avoid or minimize shipping costs Services • UBS Debit Card (V PAY/Maestro) or UBS Customer Card • UBS Credit/Prepaid Cards • Digital Banking. Prices/information for the purchase of securities. 15 No notice period necessary for transfers to a UBS Fisca Account. 16 If the withdrawal limit is exceeded without observing the notice period. annually as at December 31 Individual retirement Credit and debit advices Normally no advice. All information is contained in the account statement. Account closures are also subject to the conditions listed under “Withdrawal arrangements” Account maintenance • CHF 5 per month with total assets14 of at least CHF 10.

e. monthly. For the reduced account management fee to apply to the account. UBS Personal Account EUR Banking packages Condition For people aged 12 and over Suitability For salary deposits and for processing all payment and securities transactions Currency EUR Individual payments Interest rate/interest payment limit/ See separate overview for current interest rates and deposit charges. closing an account can give rise to extra costs that are chargeable to the client. which you can obtain at UBS branch offices deposit charge EUR or access via the Internet at ubs.com/interest Withholding tax 35% if the gross interest income is over CHF 200 (equivalent in EUR) or if the account is balanced more than once per calendar year products Opening/closing an account Generally free of charge. All information is contained in the account statement. Under certain circumstances.com/accounts Bonus program 14 Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. Account closures are also subject to the conditions listed under “Withdrawal arrangements” Account maintenance • CHF 5 per month with total assets14 of at least CHF 10.000 (or equivalent in EUR) for the entire previous month. 0. precious metals. Available on request.5% is automatically charged on the overdrawn amount. other alternatives possible Interest calculations Free of charge. 15 No notice period necessary for transfers to a UBS Fisca Account. See page 28 for details of how to avoid or minimize shipping costs Services • UBS Debit Card (V PAY/Maestro) or UBS Customer Card • UBS Credit Cards • Digital Banking. annually as at December 31 Individual retirement Credit and debit advices Normally no advice.000 per calendar month. 9 . 16 If the withdrawal limit is exceeded without observing the notice period. UBS Investment Fund Account or UBS Time Deposit Account. quarterly if the net debit interest (debit interest less credit interest) is more than CHF 15 Certification Free of charge. 16 • Overdraft: possible upon bank’s approval Account statements Free of charge.g. see pages 18 and 19 • UBS Bancomat/UBS Bancomat Plus • UBS Multimat • Payment orders. Prices/information for the purchase of securities. time deposits or fiduciary investments via UBS or for interest or amortization payments on UBS Mortgages. LSV+ (direct debit) The prices from page 22 onward apply for these services Digital Banking Remarks Further information  ubs. CHF 1 per provision products advice (on paper) Shipping costs/third-party expenses Are passed on and normally charged at the end of the calendar year.000 (or equivalent in EUR) held with UBS or with a building financing or a mortgage at UBS • Otherwise CHF 7 per month These prices are reduced by CHF 2 per month by switching to e-documents investing products Individual saving/ Withdrawal arrangements • EUR 60. for higher amounts three-month notice period 15. annually as at December 31. UBS Funds. total assets must be at least CHF 10.

other alternatives possible provision products Shipping costs/third-party expenses Are passed on and normally charged at the end of the calendar year. other alternatives possible Interest calculations Free of charge. charged annually investing products Individual saving/ Withdrawal arrangements The total asset amount at all times Account statements Free of charge.com/interest Withholding tax 35% if the gross interest income is over CHF 200 (or equivalent in foreign currency) or if the account is balanced more than once per calendar year products Opening/closing an account Generally free of charge. e. LSV+ (direct debit) • UBS BESR Quick payment slips The prices from page 22 onward apply for these services Digital Banking Remarks In CHF only available with a UBS Custody Account Further information  ubs. quarterly. closing an account can give rise to extra costs that are chargeable to the client. See page 28 for details of how to avoid or minimize shipping costs Services • UBS Debit Card (V PAY/Maestro. which you can obtain at UBS branch offices deposit charge EUR or access via the Internet at ubs. UBS Current Account for Private Clients Banking packages Condition For people aged 18 and over Suitability For more substantial personal payment and securities transactions Currency CHF and foreign currencies Individual payments Interest rate/interest payment limit/ See separate overview for current interest rates and deposit charges. monthly. in CHF and EUR) or UBS Customer Card • UBS Credit/Prepaid Cards • Digital Banking.com/accounts Bonus program Prices/information 10 . Account closures are also subject to the conditions listed under “Withdrawal arrangements” Account maintenance CHF 5 monthly. Under certain circumstances. quarterly if the net debit interest (debit interest less credit interest) is more than CHF 15 Certification On request Individual retirement Credit and debit advices Free of charge.g. annually as at December 31. see pages 18 and 19 • UBS Bancomat/UBS Bancomat Plus • UBS Multimat • Payment orders. UBS easy.

annually as at December 31 Individual retirement Credit and debit advices Free of charge.000 per calendar year. The right of disposal is transferred to the young person no later than when he/she has reached the age of majority • Conversion into a UBS Savings Account when the account holder turns 20 with the following exceptions: – With the free Banking Package UBS Generation (see page 2). annually as at December 31. which you can obtain at UBS branch offices or access via the Internet at deposit charge EUR ubs. Account closures are also subject to the conditions listed under “Withdrawal arrangements” Account maintenance • Free of charge • Maintenance fee of CHF 2 monthly for existing savings books investing products Individual saving/ Withdrawal arrangements CHF 50. Under certain circumstances. the UBS Savings Account for Young People is always in the child’s name. the automatic conversion does not take place until the account holder turns 22 – With the free Banking Package UBS Campus (see page 3). 11 . see pages 18 and 19 • Topsy’s world: ubs.com/topsy Digital Banking Remarks • When opened as a gift savings account.com/accounts Bonus program Prices/information 17 If the withdrawal limit is exceeded without observing the notice period.5% is automatically charged on the overdrawn amount. 18 Account statements Free of charge. UBS Fisca Account or UBS Time Deposit Account. the automatic conversion takes place when the account holder has finished his/her studies or no later than when he/she turns 30 • A charge of CHF 5 per payment applies in addition to the payment transaction charges in the case of payments from the UBS Savings Account for Young People (see page 22) • We recommend that you use your UBS Personal Account for payments Further information  ubs. 18 No notice period necessary for transfer to a UBS Investment Fund Account. other alternatives possible provision products Shipping costs/third-party expenses No shipping costs. 0. other alternatives possible Interest calculations Free of charge. UBS Savings Account for Young People Banking packages Condition For children and young people up to 20 years of age Suitability The ideal gift for your child. annually as at December 31 Certification Free of charge. closing an account can give rise to extra costs that are chargeable to the client. Other third-party charges will be passed on Services • Gift for newborns: account credit of CHF 20 • Sending of a savings box and a gift card • Gift certificate for later transfer of the account • Digital Banking. Parental consent is required for individuals under the age of 15 Currency CHF Individual payments Interest rate/interest payment limit/ See separate overview. godchild or grandchild. Can also be opened by the young people themselves when they are aged 12 or above. monthly.com/interest Withholding tax 35% if the gross interest income is over CHF 200 or if the account is balanced more than once per calendar year products Opening/closing an account Generally free of charge. for higher amounts three-month notice period 17.

closing an account can give rise to extra costs that are chargeable to the client.000/EUR 30. for higher amounts three-month notice period19. 12 . Under certain circumstances. 20 Account statements Free of charge. UBS Investment Fund Account or UBS Time Deposit Account or for interest or amortization payments on UBS Mortgages. annually as at December 31 Certification Free of charge.com/interest Withholding tax 35% if the gross interest income is over CHF 200 (or equivalent in EUR) or if the account is balanced more than once per calendar year products Opening/closing an account Generally free of charge. annually as at December 31. 0. see pages 18 and 19 • UBS Bancomat/UBS Bancomat Plus • UBS Multimat • UBS BESR Quick payment slips (only for CHF) • UBS Customer Card Digital Banking Remarks • The UBS Savings Account in CHF is already included in the banking packages. See page 28 for details of how to avoid or minimize shipping costs Services • Digital Banking. Account closures are also subject to the conditions listed under “Withdrawal arrangements” Account maintenance • Free of charge • Maintenance fee of CHF 2 monthly for existing savings books (only for CHF) investing products Individual saving/ Withdrawal arrangements CHF 50. monthly. other alternatives possible provision products Shipping costs/third-party expenses Are passed on and normally charged at the end of the calendar year.000 per calendar year. annually as at December 31 Individual retirement Credit and debit advices Free of charge. UBS Savings Account Banking packages Condition In CHF for people aged 20 and above / in EUR for all age groups Suitability Personal savings Currency CHF and EUR Individual payments Interest rate/interest payment limit/ See separate overview for current interest rates and deposit charges.5% is automatically charged on the overdrawn amount. see pages 4 to 6 • A charge of CHF 5 per payment applies in addition to the payment transaction charges in the case of payments from the UBS Savings Account (see page 22) • If more than 6 cash withdrawals are made from a UBS Savings Account in a given calendar year. 20 No notice period necessary for transfers to a UBS Fisca Account. other alternatives possible Interest calculations Free of charge. which you can obtain at UBS branch offices deposit charge EUR or access via the Internet at ubs.com/accounts Bonus program Prices/information 19 If the withdrawal limit is exceeded without observing the notice period. CHF 5 are charged for each withdrawal (see page 24) • We recommend that you use your UBS Personal Account for payments and regular cash withdrawals Further information  ubs.

Preferable rate of interest on credit balances22 below minimum investment amount • Deposits and withdrawals can be made at any time • Redemption plan possible starting from minimum investment of CHF/EUR/USD 50. federal stamp duties. for managing the UBS Investment Fund Account/Custody Account • Issuing commission for investing in UBS Investment Funds (price varies depending on the fund) and standard commissions and costs of the individual investment funds • Third-party charges (e. annually as at December 31 Interest calculations Free of charge. Young professionals: clients with the Banking Package UBS Young Professional. annually as at December 31 Individual retirement Credit and debit advices • Normally no advice provision products • Individual advice for each investment Shipping costs/third-party expenses See under “Remarks” Services • Investment instructions: choose from a large selection of broadly diversified UBS Investment Funds • Asset accumulation: automatic investment in UBS Investment Funds according to your investment instruction once a minimum investment amount of CHF/EUR/USD 250 (young bank clients21/young professionals21: CHF/EUR/USD 100) is reached.14% administration fee p.a.) will be charged separately • Preferential conditions for young bank clients21/young professionals21: – preferential interest rate in CHF – no administration fee – 50% discount on issuing commission (other commissions and costs will be charged separately) • When opened as a gift account. 35% of earnings on investment funds under Swiss law products Opening/closing an account Generally free of charge. annually as at December 31 Certification Free fund account tax certificate. withholding tax. see pages 18 and 19 • Sending of a savings box and newborns receive a gift of CHF 20. which you can obtain at UBS branch offices or access via the Internet at deposit charge EUR ubs. 13 . VAT. etc. UBS Investment Fund Account (with associated Banking packages UBS Investment Fund Custody Account) Condition For all age groups (for young bank clients21/young professionals21 at preferential conditions) Suitability For asset accumulation with UBS Investment Funds Currency CHF/EUR/USD Individual payments Interest rate/interest payment limit/ See separate overview. Under certain circumstances. closing an account can give rise to extra costs that are chargeable to the client Account maintenance See under “Remarks” investing products Individual saving/ Withdrawal arrangements At any time through your client advisor or over the counter: • Up to 80% of the capital invested in the UBS Investment Fund Account/Custody Account • Minimum withdrawal: CHF/EUR/USD 250 Young bank clients21/young professionals21: CHF/EUR/USD 100 • Closure after sale of fund units is settled Account statements Free fund account statement.g.000 • Digital Banking.com/fundaccount Bonus program Prices/information 21 Young bank clients: children and young people up to 20 years of age and clients with the banking packages UBS Generation or UBS Campus. the UBS Investment Fund Account is always in the child’s name. The right of disposal is transferred to the young person no later than when he/she has reached the age of majority Further information  ubs. which is credited to their account Digital Banking Remarks • 0. 22 Except for UBS Investment Fund Account in USD.com/interest Withholding tax 35% if the gross interest income is over CHF 200 (or equivalent in foreign currency) or if the account is balanced more than once per calendar year.

000 (rounded to the nearest cent) • Term: from 1 year and 1 day up to 10 years • Digital Banking.com/time-deposit-account Bonus program Prices/information 14 . UBS Time Deposit Account Banking packages Condition For people aged 18 and above Suitability For investments with a fixed interest rate and a high degree of security Currency CHF/EUR Individual payments Interest rate/interest payment limit/ See separate overview. see pages 18 and 19 Digital Banking Remarks Banking relationship with UBS required Further information  ubs.com/time-deposit-account Withholding tax 35% of gross interest income products Opening/closing an account Generally free of charge. which you can obtain at UBS branch offices or access via the Internet at deposit charge EUR ubs. closing an account can give rise to extra costs that are chargeable to the client Account maintenance Free of charge investing products Individual saving/ Withdrawal arrangements None (exceptionally on request) Account statements – Interest calculations Annually from date money is deposited or as at December 31 Certification – Individual retirement Credit and debit advices – provision products Shipping costs/third-party expenses – Services • Investment amount: from CHF/EUR 5. Under certain circumstances.

see pages 4. UBS Fisca Account (Restricted Retirement Banking packages Account 3a) Condition For people who pay AHV contributions Suitability Retirement plan for tax-deductible saving (pillar 3a) Currency CHF Individual payments Interest rate/interest payment limit/ See separate overview.768 – Without “BVG”: 20% of income. annually as at December 31 Certification Free tax certificate.com/interest Withholding tax None products Opening/closing an account Free of charge. other alternatives possible provision products Shipping costs/third-party expenses Free of charge Services • UBS Vitainvest Investment Funds in UBS Fisca Custody Account • UBS Standing Order Fisca (free of charge) • Digital Banking. more than one account possible. up to a maximum of CHF 33. 5 and 6 Further information  ubs. annually as at December 31 Individual retirement Credit and debit advices Free of charge. see pages 18 and 19 Digital Banking Remarks • Financing home ownership • Maximum deposits at present per calendar year: – With “BVG”: CHF 6. the remarks set out under “Withdrawal arrangements” apply for payments and account closure Account maintenance Free of charge investing products Individual saving/ Withdrawal arrangements Payment no earlier than 5 years prior to reaching normal AHV retirement age or in accordance with statutory or regulatory provisions Account statements Free of charge.com/fisca Bonus program Prices/information 15 . monthly. which you can obtain at UBS branch offices or access via the Internet at deposit charge EUR ubs.840 • Tax benefits: – Deposits are deductible from taxable income – Interest income and savings capital not taxable until paid out – Taxation at reduced rate on payout of capital The UBS Fisca Account is already included in the banking packages. annually as at December 31 Interest calculations Free of charge.

the remarks set out under “Withdrawal arrangements” apply for account closure Account maintenance Free of charge investing products Individual saving/ Withdrawal arrangements Payment no earlier than 5 years prior to and no later than 5 years after reaching normal AHV retirement age or in accordance with statutory or regulatory provisions Account statements Free of charge.com/interest Withholding tax None products Opening/closing an account Free of charge. UBS Vested Benefits Account Banking packages Condition For people with assets from an occupational pension plan (pillar 2) Suitability Solution for maintaining an occupational pension plan Currency CHF Individual payments Interest rate/interest payment limit/ See separate overview. renovation and conversion – Processing fee of CHF 300 Further information  ubs. building. which you can obtain at UBS branch offices or access via the Internet at deposit charge EUR ubs. annually as at December 31 Interest calculations Free of charge.com/vestedbenefits-private Bonus program Prices/information 16 . annually as at December 31 Certification – Individual retirement Credit and debit advices Free of charge provision products Shipping costs/third-party expenses Free of charge Services Investments in UBS Vitainvest Investment Funds without issuing commission and custody account fees Digital Banking Remarks • Tax benefits: – Interest income and savings capital not taxable until paid out – Taxation at reduced rate on payout of capital • Financing owner-occupied residential property: – Early withdrawal or pledging of retirement assets for purchase.

Banking packages Page Digital Banking UBS e-banking/UBS Mobile Banking app 18 UBS TWINT app 18 UBS Safe 19 Individual payments Bonus program UBS KeyClub 20 products Prices/information Prices for payment services 22 Prices for card and cash services 24 Prices for special services 26 Further information 28 investing products Individual saving/ Individual retirement provision products Digital Banking Bonus program Prices/information 17 .

request and receive money simply. card blocking and orders for new cards • Push notifications via the app.000 (rolling monthly limit over 30 days) Maximum transaction amount For payments sent. speedily and securely • Make cashless payments with your smartphone. available amount. replacement/ Individual retirement additional card CHF 10 (incl. online and from vending machines • App and transactions are free of charge Digital Banking Limits With a UBS account. bank documents (e-documents) and passwords. overview of the budget and achievement of your defined savings targets • Quotes: information on financial market trends and details on specific financial instruments • Investment views: market analyses and investment ideas • Trading: buying and selling securities investing products Offers: opening of accounts. VAT) Further information  ubs. ordering of credit cards. 18 . UBS Credit/Prepaid Cards • Limit on amounts sent Up to CHF 3.Digital Banking Banking packages UBS e-banking/UBS Mobile Banking app Services at a glance23 • Assets: account balances as well as the most recent credits and debits. debit cards and Individual saving/ • means of access to use Digital Banking • Mailbox: secure. for debits to accounts or credit cards • Payments: execution with the payment slip scanner and the payment products assistant. and make purchases in stores. 24 The standard limit with UBS Credit/Prepaid Cards is CHF 500. see page 19 Requirements Banking relationship with UBS and signed declaration on the use of Digital Banking Means of access • UBS Access app: log-in via app with PIN free of charge • Access Card: first card free of charge.000 in the app by means of two-step authentication. requested or As for monthly limit received Requirements A Swiss mobile phone number and account number as well as a credit or prepaid card Bonus program Further information  ubs. approval of e-bills • Personal financial assistant: analysis of expenditure. VAT) • Card reader: first card reader free of charge. the market value of custody accounts and portfolios • UBS Credit and Prepaid Cards: payments made. SMS or e-mail: e. VAT) • Access Key: CHF 65 (incl.g. switch to paperless invoices. confidential communication with client advisor • E-documents: bank documents in electronic form • Safe: digital safe for safekeeping of important personal documents.com/digital UBS TWINT app Services at a glance • Send. which can be increased to CHF 3.00024 (rolling monthly limit over 30 days) • Limit on amounts received CHF 4. replacement/ additional card reader CHF 10 (incl.com/twint Prices/information 23 You can access individual functions only in e-banking or the Mobile Banking app. card blocking and orders for new cards Individual payments • UBS Debit Cards: adjustment of the limits. VAT) provision products • Access Card Display: CHF 25 (incl.

Banking packages UBS Safe Services at a glance • Secure safekeeping of personal documents • Automatic delivery and unlimited safekeeping of bank documents (e-documents) • Administration and consultation of passwords Individual payments • Data storage on UBS servers in Switzerland • 24/7 access via UBS e-banking or on your smartphone via UBS Safe app Subscription options Basic Classic Professional Storage products • For banking documents Unlimited Unlimited Unlimited • For personal documents 30 MB 3 GB 30 GB • Number of passwords 30 Unlimited Unlimited Costs per month • For clients with a banking Free of charge Free of charge CHF 4 per month package or investment solution (UBS Advice.com/safe Individual retirement provision products Digital Banking Bonus program Prices/information 19 . UBS Manage) investing products Individual saving/ • For other clients Free of charge CHF 5 per month CHF 9 per month Requirements • Banking relationship with UBS and UBS e-banking contract and domicile in Switzerland • Initial activation via UBS e-banking Further information  ubs.

currencies EUR/USD)27.com/keyclub  ubs. One point equals one franc Collection rules Individual payments UBS Generation UBS Young UBS Individual UBS Campus Professional UBS Family Incoming payments on a 5 points per quarter 15 points per half 5 points26 per half products UBS Personal Account25 for a minimum of year for a minimum year for a minimum 3 incoming payments of CHF 2.000 each month month Payment with UBS Prepaid Card25 5 points per half year – – for a minimum of 10 payments Spending on UBS Credit/Prepaid 1 point per quarter UBS Prepaid Card and UBS Credit Card investing products Individual saving/ Card (including cards in foreign for every CHF 100 Classic/Standard. Platinum 9 points for every (CHF 1.000 each of CHF 4. Special Edition 3 points. 28 These collection rules also apply to clients without a banking package. you benefit even more Opening a package for young people.000 spent As a young person or student. 27 Cards in foreign currencies (EUR/USD): spending is converted into CHF at the official UBS “sell” exchange rate and the points calculated according to the collection rules.UBS KeyClub Banking packages UBS KeyClub is the bonus program from UBS that rewards you for making active use of certain banking services (see “Collection rules”).com/banking-packages Referring a new client with the 25 points per new client Individual retirement conclusion of a package for young provision products people or students: ubs. The points you collect can be redeemed just like cash for special offers and the entire range of our KeyClub partners. 26 Maximum 10 points on collective/joint accounts in the Banking Package UBS Family with two or more entries of at least Prices/information CHF 4. 20 .000.000 limit) CHF 1.com/bringafriend Further information  ubs. 28 spent Gold 6 points. either as ePoints in the UBS KeyClub eStore or as paper checks at the till. 40 points as a welcome gift students or young professionals: ubs.com/keyclubestore Digital Banking Bonus program 25 As part of a banking package.

21 Further information Prices/information Prices for special services Prices for payment services Prices for card and cash services 28 26 24 22 Page Prices/information Bonus program Digital Banking Individual retirement Individual saving/ Individual payments Banking packages provision products investing products products .

Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. a charge of CHF 35 per transfer applies. Prices/information 35 For transfers to the card account (UBS Credit or Prepaid Cards) the prices stated above for domestic payments in CHF apply. if made by the client advisor.000 for the entire previous month or if you have a building financing or mortgage at UBS. 30 Only for payments from UBS Personal Accounts. domestic payments UBS Savings Account for in CHF from the savings account for young people/savings account Young People/ are not included in the banking package and there is no fee exemption UBS Savings Account on individual products • Account transfers35 Free of charge under the same banking relationship Digital Banking Incoming payments Credit to UBS Account Free of charge36 (from Switzerland and abroad) Bonus program 29 For collective orders. 36 Depending on the cost option that the ordering customer arranges with his bank. 34 The individual order with the cost option “all costs to be borne by the beneficiary” becomes automatically applicable when an account is closed and the funds immediately transferred abroad. 22 . charged on a payments monthly basis CHF with CHF without EUR Other All Individual payments a banking a banking foreign currencies32 package30 package or currencies or a fee fee exemp- exemption31 tion for for individual individual products products products Electronic order Digital Banking/UBS Multimat • Single payment order.30 – CHF 0. other costs. the prices are calculated per executed payment. 31 Applies if your total assets remain at least CHF 10.Prices for payment services Banking packages Outgoing payments Prices in CHF and per Domestic payments Foreign payment29. 32 All prices exclude third-party charges.30 – – • SEPA direct debit – – CHF 0. Prices are valid for payments from the UBS Personal Account.30 CHF 0. 33 In EUR only.50 – – – UBS easy international • Per payment slip Free of charge CHF 0.3033 Paper-based order UBS easy • Per payment slip Free of charge CHF 0.30 CHF 0. some costs may be deducted from the incoming transfer amount.3033 • “Abroad extra” payments – – – – CHF 10 incl. See page 23. a fax agreement is required. third-party investing products Individual saving/ charges Direct debit • LSV+ Free of charge CHF 0. Free of charge CHF 0.50 CHF 2 CHF 5 CHF 5 UBS Special Standing Order Free of charge CHF 0. If by fax.50 CHF 4 – – Individual retirement • Per IPI payment slip CHF 2 CHF 2 CHF 4 CHF 10 CHF 10 provision products UBS Standing Order Free of charge CHF 0.30 CHF 5 CHF 5 standing order • SEPA payments – – – – CHF 0.50 – – – UBS Standing Order Fisca Free of charge Free of charge – – – UBS global CHF 2 CHF 2 CHF 4 CHF 10 CHF 10 One-time order34 by letter/ CHF 35 CHF 35 CHF 35 CHF 35 CHF 60 telephone/fax Other • For payments from the Additional charge of CHF 5 on all the above prices.

20 per slip (plus VAT) Bonus program Prices/information 37 The option “Breakdown of costs (SHA)” is used as the default if no other cost option is selected. returned Individual retirement payments (rejects). SEPA payments do not incur any third- party charges • Please note that some banks levy a fee on their clients’ incoming payments. manual interventions. which are products deducted from the transfer amount • “All costs to be borne by the beneficiary (BEN)” The beneficiary pays the UBS costs and the third- party costs. which covers all Individual payments additional costs until credited to the beneficiary bank • “Breakdown of costs (SHA)”37 The ordering client pays the UBS costs and the beneficiary pays the third-party charges. 23 . which are deducted from the transfer amount Incoming payments From abroad (not SEPA) or in foreign currencies within Switzerland (excluding EUR). follow-up inquiries. Banking packages Other costs Outgoing payments Cost options for foreign payments • “All costs to be borne by the ordering client (OUR)” The ordering client pays the UBS costs and a third- party flat rate fee of CHF 20. are generally passed on provision products to the client • For payments in EUR to an EU/EEA country with- out an IBAN. etc. 38 The costs charged by the banks involved are already included in the incoming amount. UBS has no influence over this Particularly time-consuming inquiries for which CHF 120 per hour the bank was not at fault Producing and mailing extra copies/ • CHF 10 for confirmation by letter payment confirmations • CHF 50 for confirmation by fax (fax agreement Digital Banking with UBS required) Ordering forms Payment forms Free of charge UBS BESR Quick Free of charge (bank payment slip with reference number) UBS red payment slip CHF 0. the ordering client incurs a charge of CHF 8. depending on the investing products Individual saving/ cost option selected: • “All costs to be borne by the ordering client (OUR)” No costs • “Breakdown of costs (SHA)”37 UBS costs of CHF 6 are deducted from the incoming amount38 • “All costs to be borne by the beneficiary (BEN)” UBS costs of CHF 6 are deducted from the incoming amount38 Third-party charges • Third-party charges imposed by PostFinance and other banks for cash deposits.

UBS banknote buy rate • EUR into a EUR account 1% of the amount UBS counter • CHF into a CHF account Free of charge • Foreign currencies into a CHF account Free of charge. USD.000: CHF 2 per withdrawal or free of charge46 in CHF Over CHF 5. UBS foreign exchange sell rate42 Cash deposits at UBS Bancomat Plus • CHF Free of charge investing products Individual saving/ • CHF into a EUR account Free of charge. USD. 44 On request for amounts higher than CHF 50.000: free of charge • CHF from a UBS Savings Account Free of charge or CHF 5 per withdrawal45 • CHF from all other accounts Free of charge • Foreign currencies from a CHF account Free of charge or CHF 5 per withdrawal45. excluding UBS Vested Benefits Custody/Account and prepaid/ credit card account assets.000. This rule applies per UBS banking relationship and account currency. up to an equivalent of CHF 1. UBS foreign exchange sell rate42 Bonus program 39 Included in all banking packages. Total assets include the accumulated account and custody account assets held with UBS under the same client relationship. up to an equivalent of CHF 50.000 the same currency43 1% for larger amounts. for a UBS Savings Account. GBP into an account of 2% of the amount. UBS banknote sell rate • EUR from a EUR account 1% of the amount.00044 • Coin deposit Available on request Individual retirement Cash withdrawals from provision products UBS Bancomat • CHF from a CHF account Free of charge or CHF 5 per withdrawal45 • EUR from a CHF account Free of charge or CHF 5 per withdrawal45. 41 If previous card was in circulation for less than 2 years. 45 If more than 6 cash withdrawals are made from a UBS Savings Account in a given calendar year. 42 The exchange rate applied always includes a surcharge on the market rate obtained from the market-based counterparties (including UBS Investment Bank). up to an equivalent of CHF 1. 43 Other currencies upon request. UBS banknote sell rate • EUR. GBP from an account of 2% of the amount.50. 40 Included in the Banking Package UBS Family. UBS banknote buy rate • EUR. for all cash withdrawals and also for purchases of precious metals. at least EUR 3.00044.000 at any point during the Prices/information previous month or with UBS Building Financing or a UBS Mortgage. see also footnote 45 Digital Banking ATMs and counters of other banks47 • In Switzerland in CHF CHF 2 per withdrawal39 • In Switzerland in EUR 1% of the amount.Prices for card and cash services Banking packages UBS Debit Cards UBS Debit Card V PAY/ UBS Customer Card UBS Debit Card Maestro Owner card CHF 40 per year39 Free of charge Individual payments Authorized representative card CHF 40 per year40 Free of charge Replacement card CHF 20 per card CHF 20 per card41 Blocking • Via UBS Helpline/client advisor CHF 40 per card Free of charge products • Via Digital Banking Free of charge – Cashless payments • In Switzerland Free of charge • Abroad 1% of the amount. 47 Third-party costs may be passed on to the cardholder. Withdrawals from all other accounts are not affected by this regulation. 46 Free of charge with all banking packages or if the total assets on account do not fall below CHF 10.com or obtained from customer service.000 the same currency43 1% for larger amounts. CHF 5 is charged for each withdrawal. UBS foreign exchange sell rate • EUR into a CHF account Free of charge. see also footnote 45 UBS counter • CHF from a UBS Personal Account Up to CHF 5.50. for a UBS Savings Account. UBS foreign exchange sell rate42 • Abroad. up to an equivalent of CHF 50. at least CHF 1. in the applicable local currency CHF 5 per withdrawal. 24 . The maximum surcharges applied per foreign exchange transaction can be found at ubs.

fees for payments at post Digital Banking costs office counters. Included in the price of other banking packages.75% processing surcharge Interest rate for payment in – Annual interest rate of 12% installments Card blocking Free of charge Reimbursements of card CHF 20 – balances Reminder fees – CHF 30 to CHF 60 – Passing on of third-party All third-party costs incurred (e. 56 Paperless invoices can be activated in UBS e-banking. This is either a CHF transaction at a foreign point of acceptance on site or a CHF transaction via e-commerce that is processed abroad. 53 Partner cards are also available in a currency other than that of the main card. betting and casino transactions (gambling) Individual retirement Currency conversions for UBS foreign exchange sell rate42 or card organization rate57 provision products transactions in foreign plus 1. courier costs for card delivery abroad. 58 Transactions that are charged to a credit or prepaid card at a foreign point of acceptance in Swiss francs are deemed to be foreign transactions. a partner card. Banking packages UBS Credit/Prepaid Cards UBS Mastercard UBS Visa Card and UBS Mastercard Prepaid Classic/Standard Gold Platinum Special Edition48 Individual payments Two-card set – Available Available Available • In 1st year CHF 5049 CHF 5049 CHF 10050 CHF 25051 • In each subsequent year CHF 5049 CHF 10049 CHF 20050 CHF 50051 Two-card set partner – CHF 2552 CHF 5050 Included51 products (per year) Currency CHF CHF CHF CHF. postage costs. 18 for credit card). 55 For clients with UBS Retained Mail Service invoices in paper form are free of charge. For detailed price information please contact our customer service Bonus program 48 Prices also apply to UBS Optimus Foundation Charity cards.75% processing surcharge currencies CHF transactions abroad58 1. maximum CHF 100 / EUR 100 / USD 100 per transaction Loterie Romande). 25 .90 per invoice Free of charge • Paperless56 or with an e-bill Free of charge Free of charge Cash withdrawals at ATMs 4% of the amount. costs for visits to airport lounges) may be passed on. 54 Free of charge if order is made via UBS e-banking or UBS Mobile Banking app. EUR. Find out more at ubs. at least CHF 10 / EUR 8 / USD 10 per withdrawal or from a counter in Switzer- land and abroad Lottery (except Swisslos/ 4%.70 / USD 1. 52 The partner card is included in the Banking Package UBS Family.80 / EUR 1. USD53 Replacement card CHF 2054 CHF 2054 Free of charge Free of charge With UBS Travel Insurance – Plus CHF 72 per year Included Plus Monthly invoice investing products Individual saving/ • In paper form55 CHF 1. 49 Free of charge with UBS Generation and UBS Campus (minimum age: 12 for prepaid card.com/paperless. Prices/information 57 The exchange rate applied always includes a surcharge on the market rate obtained from the market-based counterparties. in the case of UBS Family.g. This includes a two-card set and. 50 Available for an additional charge of CHF 8 per month in the case of UBS Young Professional and UBS Individual/Family. 51 Available for an additional charge of CHF 30 per month in the case of UBS Young Professional and UBS Individual/Family.

Prices for special services Banking packages Check transactions Issuing check Correspondence check • Payable against a UBS Account CHF 10 per check • Check forms CHF 1 per check Individual payments Bank check (issued by UBS) • Sent to client in Switzerland by registered mail CHF 50 per check • Sent to client in Switzerland by courier CHF 100 per check • Sent to client abroad CHF 100 per check products Stop notice on check • Correspondence check CHF 50 per check • Bank check CHF 100 per check (excl. third-party costs) Check credited to account “Under usual reserve” • Payable at domestic bank CHF 20 per check • Payable at foreign bank CHF 20 per check investing products Individual saving/ • Traveler’s checks – In CHF Free of charge – In foreign currency CHF 5 per check “After final payment” • Payable at domestic bank CHF 30 per check • Payable at foreign bank CHF 40 per check Payment in cash CHF 15 per check Third-party costs All additional costs charged by other involved banks are debited in full Individual retirement provision products Other charges UBS Numbered Account Relationship CHF 480 per quarter UBS Retained Mail Service CHF 240 per quarter (plus VAT) • Surcharge for dispatch of UBS Retained Mail CHF 150 per year (plus VAT) • Cost for courier dispatch of documents CHF 100 per year (plus VAT) in special circumstances UBS Safe Deposit Box Upon request Surcharge for domiciliary companies Upon request Digital Banking Bonus program Prices/information 26 .

To qualify for exemption from fees. the notification will be sent at the time of the debit or at the latest with the mailing of the account statement. 61 Total assets include the accumulated account and custody account assets held with UBS under the same client relationship Prices/information excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. France. Banking packages Domicile abroad Additional charge CHF 30 per month60 (valid for all individuals above age 20 who are domiciled outside Switzerland and The additional charge will not apply in the following cases: the Principality of Liechtenstein)59 • Client relationships with total assets61 booked at UBS in Individual payments Switzerland over CHF 250. the total assets booked at UBS in Switzerland must have been at least CHF 250. Depending on the account debited.000 during the entire previous month.000 • Clients who are domiciled in Germany. 62 The salary deposits must each have been equal to at least CHF 500 during the last three months and must be made to a CHF or EUR account at UBS. 60 The extra charge is debited monthly in the same way as any account maintenance fees/offering prices that are due. 27 . Italy or Austria if there is a regular monthly salary deposit of at least CHF 50062 • Clients with a UBS Numbered Account products • Client relationships with UBS Retained Mail • Clients with a UBS Mortgage or a UBS Building Financing • Clients with a UBS Mandate Solution • Clients with UBS Service Access • Clients with a banking package for young people or for students • Client relationships that are exclusively a UBS Rental Surety investing products Savings Account or UBS Retirement Account (pillars 2 and 3) Individual saving/ • New clients during the first three months Individual retirement provision products Digital Banking Bonus program 59 For clients of financial intermediaries the conditions are shown on a separate price sheet.

as e-documents. Find out more at ubs. etc.000 or with a building financing or a mortgage at UBS. This is quicker and more environmentally friendly • Paperless invoices for your credit/prepaid card Activate paperless statements in UBS e-banking. you receive payment advices and other non-time-critical documents bundled together at the beginning of the month or week.000 with UBS or with a building financing or a mortgage at UBS and/or by switching to e-documents Individual payments • With the UBS Personal Account as an individual product you can benefit from reduced account maintenance fees and payment services fees if you have total assets of at least CHF 10. This means that you not only get a better overview. By switching to e-documents you can benefit from an additional discount of CHF 2 on the account maintenance fee products Cut costs and speed up delivery • E-documents in UBS e-banking Receive your account statements. You can achieve additional savings if you hold total assets of at least CHF 10.com • Via UBS Service Line Private Clients: 0848 848 054 • From your UBS client advisor or at a UBS branch: ubs.com/paperless investing products Individual saving/ • Collective envelopes by post With the monthly (or weekly) collective envelope. usually with your account statement.com/locations Individual retirement provision products Digital Banking Bonus program Prices/information 28 ..Further information Banking packages All-in fees and other charge exemption options • With our banking packages you benefit from the most important bank services for an attractive all-in fee (free of charge for young people and students). but you also save on shipping costs You can obtain further information • On the Internet: ubs. and save on costs and paper. credit and debit advices.

This publication is intended for information only. All rights reserved.O. Box 8098 Zurich UBS Service Line Private Clients 0848 848 054 ubs. © UBS 2017. Before making a decision. Complete or partial reproduction without explicit consent of UBS is not permitted. Also available in French. Published May 2017. an offer. Individual services and products are subject to legal restrictions and hence may not be offered throughout the world without restriction. UBS reserves the right to alter its services.com ab . products or prices at any time without prior notice. It is not intended as a recommendation. German and Italian. you should obtain professional advice. 80001E UBS Switzerland AG P. a solicitation of an offer or as legal or tax advice. The key symbol and UBS are among the registered and unregistered trademarks of UBS.