ADMINISTRATIVE APPEALS TRIBUNAL INDEX TO T DOCUMENTS File No: 2010/0034

Between:

WILLIAM SCHUESTER Applicant

And:

EMMA PILLSBURY Other Party

And:

SECRETARY, DEPARTMENT OF FAMILIES, HOUSING, COMMUNITY SERVICES AND INDIGENOUS AFFAIRS Respondent

T No T1 T2 T3 T4 T5 T6 T7 T8 T9 T10 T11 T12

Page No 1 3 5 7 8 10 15 17 18 20 21 22

Date 17.5.10 17.5.10 17.5.10 17.5.10 10.5.10 23.4.10 4.1.10 12.10.09 25.9.09 12.09.08 2.01.07 30.11.06

Description Statement of William Schuester Statement of Emma Pillsbury Statement of Sue Sylvester Second Statement of Nicola Parker Application to the Administrative Appeals Tribunal Decision of the Social Security Appeals Tribunal Authorised Review Officer decision Overpayment printout Statement of Nicola Parker Royal Adelaide Hospital records Bank Statement Qantas E-Ticket Itinerary, Receipt and Tax Invoice

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T1
STATEMENT OF WILLIAM SCHUESTER DATED 17 MAY 2010 1. I was diagnosed with multiple sclerosis in 1992. 2. In 2001 Centrelink assessed me as eligible to receive Disability Support Pension (DSP) and I began receiving DSP payments. 3. In February 2003, my friend, Ms Sue Sylvester, introduced me to Ms Emma Pillsbury. 4. Emma needed somewhere to live while she was studying Nursing. 5. Sue suggested that Emma could live with me and provide care to me in exchange for cheap rent. 6. I liked Emma very much, and we came to an arrangement where she provided assistance to me in exchange for board and lodging. 7. Emma helped me with:      shopping; dressing; cooking; bathing; and cleaning.

8. In June 2006 I decided to move to Adelaide because I think it is a much nicer city than Melbourne. 9. By that time, Emma had finished her Nursing degree and was looking for work. 10. Her family lives in Adelaide and she decided she wanted to be closer to her grandmother. 11. Emma received a job offer in Adelaide and moved here shortly after I did. 12. Emma did not have anywhere to live so I offered her the second bedroom in my house. 13. We resumed our previous arrangements but this time, because Emma was now working full-time, we both contributed towards the rent. 14. Emma paid all the bills. She had access to my bank account so that she could transfer money whenever she needed it. 15. I did not really keep track of how much she took out of my account, but I think that it was usually about right to cover my half of the rent and our other shared expenses.

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16. We have never had a joint bank account or any joint assets. 17. We have never jointly owned any assets. 18. The furniture in the house all belongs to me and I brought it from Melbourne to Adelaide when I moved. 19. Neither of us owns a car. 20. In December 2006 the two of us went on holiday to Thailand together. 21. I paid for the trip. This was partly to thank Emma for looking after me and partly because I was behind in paying my share of the rent and other expenses. 22. I am not able to travel by myself because I need constant help from a carer. The only way that I could go to Thailand was to pay for Emma to come too. 23. In Thailand we shared rooms to cut down on costs, but always had twin beds. 24. In 2007 I decided to move out of the Jane Addams Street house because I could no longer manage the stairs. 25. I moved into 10B William McKinley Street, where I live now, and Emma moved with me. We had separate bedrooms in this house, as we have had in all the houses that we have lived in together. 26. In 2008 I was admitted to hospital for some tests. 27. I was very unwell and scared and I was worried that the hospital would not let Emma stay all night with me if they thought she was just a friend. 28. When I filled out the hospital admission forms I said that she was my partner. This was not true. 29. In December 2009 Emma moved out of the William McKinley Street house. 30. She still comes round to cook and clean for me, and to provide other care to me. 31. She shops for me because I cannot manage this, and a lot of the time she pays for my groceries. She says this is only fair because she eats dinner with me nearly every night. 32. Emma and I do not call ourselves “partners” or “boyfriend” and “girlfriend” to our social circle. We used to say that we were “housemates” or that she was my carer. Now we just say that we are friends. 33. Emma and I have never had a sexual relationship. She is like a sister to me. 34. We are not, and have never been, members of a couple.

William Schuester
17 May 2010 -2-

T2
STATEMENT OF EMMA PILLSBURY DATED 17 MAY 2010 1. In February 2003 I moved from Adelaide to Melbourne to study nursing. 2. My first friend in Melbourne was Ms Susan Sylvester. 3. When she heard that I was having trouble finding accommodation I could afford, she introduced me to Mr William Schuester. 4. Will and I share a love of ballads and we became friends very quickly. 5. I agreed to move in with Will and provide care to him in exchange for board and lodging. 6. I helped Will with:      shopping; cooking; dressing; bathing; and cleaning.

7. In June 2006 Will decided to move to Adelaide. 8. At that time I was applying for jobs in both Adelaide and Melbourne. 9. I was offered a job in Adelaide and decided to take it. Moving back to Adelaide meant that I could be closer to my grandmother, who was unwell, and the rest of my friends and family. 10. Will was already living in Adelaide by the time I moved there. He offered me a room in his house. I did not have anywhere else to stay and I enjoyed living with Will in Melbourne. 11. Since I was now working full-time I paid rent to Will, although I still continued to provide him with care. 12. I paid all the bills. I had access to Will’s bank account and took money out of it whenever I needed it. 13. I did not keep a record of these transactions, and Will did not ever ask me for one. I believe that we paid roughly half each of all our expenses. 14. Will did get behind with his share at one stage but he paid for me to go to Thailand in December 2006, and I believe that this repaid me for any money he owed me. 15. In Thailand we shared rooms to cut down on costs, but always had twin beds. 16. In 2007, Will decided to move out of the Jane Addams Street house because he could no longer manage the stairs. -3-

17. He moved into 10B William McKinley Street, where he now lives, and I moved with him. We had separate bedrooms in this house, as we have had in all the houses that we have lived in together. 18. In 2008, Will was admitted to hospital for some tests. 19. I did not see the admission forms that he filled out and he did not tell me that he listed me as his partner until after Centrelink raised debts against us both. 20. I am not sure why he said that I was his partner but it was not true. 21. In December 2009 I moved out of the William McKinley Street house because I felt I needed a place of my own. 22. I still cook and clean for Will, and I provide him with other care on a regular basis. 23. I shop for Will because he cannot manage this, and a lot of the time I pay for his groceries. I feel this is only fair because we eat dinner together nearly every night. 24. Will and I do not call ourselves “partners” or “boyfriend” and “girlfriend” to our social circle. We used to say that we were “housemates” or that I was his carer. Now we just say that we are friends. 25. Will and I have never had a sexual relationship. He is like a brother to me. 26. We have never had a joint bank account or any joint debts. 27. We have never jointly owned any assets. 28. The furniture in the house all belonged to Will. 29. Neither of us owns a car. 30. We are not, and have never been, members of a couple.

E Pillsbury
17 May 2010

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T3
STATEMENT OF SUE SYLVESTER DATED 17 MAY 2010 1. My name is Susan Sylvester. 2. I was born in Melbourne and have lived there all my life. 3. I have known Mr William Schuester since 1981 when we met at the Melbourne Cheerleading Club. 4. Will was a passionate cheerleader and attended the club every week for many years. 5. In 1992 Will was diagnosed with multiple sclerosis. 6. His condition worsened over the years and in 1999 he was forced to resign from the Club. 7. I kept in touch with Will because we had many mutual friends through the Club. 8. In February 2003 I met Ms Emma Pillsbury, who had just moved to Melbourne from Adelaide. 9. Emma and I quickly became friends. 10. Emma was a student and needed a cheap place to live. 11. She was studying nursing and I knew that Will believed that he would soon need a carer. 12. I suggested to Will that Emma might be a good house-mate for him and that he could give her cheap rent in return for medical care. 13. I introduced Emma to Will and they got on very well. Emma moved in with Will a short time later. I don’t think she paid any rent to Will. 14. I socialised with Will and Emma together and with them both separately. They sometimes attended group functions together but they never told anyone that they were a couple. They spoke about each other as “housemates”. I never saw them kiss or hug each other, except in a friendly way. 15. In May 2006, Will told me he had decided to move to Adelaide. He said he did not know what Emma would do but he thought she was applying for nursing jobs in both Melbourne and Adelaide. 16. Will moved to Adelaide in June 2006. About a week later Emma told me she had been offered a job in Adelaide and wanted to move back to her home town to be closer to her family.

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17. She said that if Will still wanted to share accommodation with her it would be a convenient arrangement, but they had not decided that this would happen. 18. I have been to Adelaide to visit Will and Emma. I stayed with them in their house in Jane Addams Street. 19. I slept on a mattress on the floor of Emma’s bedroom. 20. Will slept in a different bedroom. 21. During my stay in Adelaide Emma and Will took me out with some of their friends. They never referred to themselves as a couple and no one else in the group referred to them as a couple either. 22. I do not believe that Will and Emma have ever been members of a couple.

Sue Sylvester
17 May 2010

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T4
STATEMENT OF NICOLA PARKER DATED 17 MAY 2010 1. On 25 September 2009, I made a statement alleging that Emma Pillsbury and Will Schuester committed Centrelink fraud. 2. Will has now introduced me to the benefits of yoga and I realise that my previous actions were very wrong. 3. I can now admit that I was jealous of Emma because her lemon meringue pies taste better than mine. 4. I have been inside Will’s house many times in the last month and I can positively say there is a bed in the second bedroom. 5. It is behind the double bass and impossible to see from the hallway. 6. I would like to withdraw my previous statement. 7. I will not be available to give any evidence in the Administrative Appeals Tribunal proceedings because I am flying to India next week to be spiritually reborn.

NParker
17 May 2010

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T5
Office use only: Fee Exempt [ ] Fee Payable [ ] Fee Paid [ ]

ADMINISTRATIVE APPEALS TRIBUNAL OR SMALL TAXATION CLAIMS TRIBUNAL

APPLICATION FOR REVIEW OF DECISION
This form can be used to lodge an application to the Commonwealth Administrative Appeals Tribunal (AAT) or to the Small Taxation Claims Tribunal (STCT). Please read the attached information sheet before filling out this form.

APPLICANT Full name

Title:

Mr 

Ms 

Mrs 

Miss 

Other ...................

First name: William

Last name: Schuester

Gender

Male 

Female

Date of birth

15/08/1964

Telephone
(business)

08 8235 7619

Telephone (home)

08 8235 7619

Your address 10B William McKinley Street LIMA SA 5000

Your representative’s name, address and telephone number
(if you have one)

(If you have a representative, please put their name (with firm or company name, if any), address and telephone number in this box.)

Interpreter

Do you require the assistance of an Interpreter? If yes, for which language?

Yes 

No 

Disability

If you have a disability and need assistance, please indicate whether: Visual  Hearing  Wheelchair user 

Other, please specify .........................................................

DECISION

You do not have to answer this question if you can attach a copy of the decision. If you don’t have a

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copy, please describe the decision briefly: Decision attached

Date the decision was made

23 April 2010

Decision reference

Please refer to the attached Information for Applicants sheet

Date you received notice of the decision Who made the decision, if known:

30 April 2010

Department or other body: Social Security Appeals Tribunal Address: 12th Floor, 45 Grenfell Street, Adelaide

REASONS FOR APPLICATION

What are your reasons for seeking review of this decision? Please read the Information for Applicants sheet. The decision is wrong and very unfair. Emma and I are not members of a couple.

SMALL TAXATION CLAIMS TRIBUNAL (STCT) MATTERS
(only answer this question if you want a tax decision reviewed in the STCT)

Please read the Information for Applicants sheet for details about the STCT and the Taxation Appeals Division of the AAT before you answer. Is the amount of tax in dispute less than $5,000? Yes  No 

If yes, and you want your application dealt with in the STCT, please state the amount of tax in dispute. $........…......... If the amount of tax in dispute is over $5,000, or you do not state the amount of tax in dispute, your application will be dealt with in the Taxation Appeals Division of the AAT.

Signature

William Schuester

Date 10 May 2010
Sub-section 29(1), sub-regulation 5(1), (Administrative Appeals Tribunal Act 1975)

Form 1 - 1/07

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T6

12th Floor, 45 Grenfell Street, Adelaide (GPO Box 9943, Adelaide SA 5001) E-mail: adelaide@ssat.gov.au www.ssat.gov.au

APPLICANT APPEAL NO

Mr William Schuester A27603

Decision under review Decisions made by Centrelink officers on 11 September 2009 and12 October 2009, as affirmed by an authorised review officer on 4 January 2010 that: (a) Mr Schuester and Ms Pillsbury have been members of a couple since 20 February 2003; and (b) the debt in respect of disability support pension paid for the period 20 February 2003 to 11 September 2009 in the amount of $14,516.80 should be raised and recovered from Mr Schuester. Hearing by Tribunal The application was heard on 6 April 2010 in Adelaide. The members of the Tribunal were: R Berry, Presiding Member K Hummel Attendance Mr Schuester and Ms Pillsbury attended the hearing and spoke to the Tribunal. Decision of the Tribunal On 23 April 2010 the SSAT decided to affirm the decision under review. This means that the appeal is unsuccessful. Date of despatch 26 April 2010

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Reasons for decision

Background Mr Schuester has applied for review of decisions made by Centrelink officers on 11 September 2009 and12 October 2009, as affirmed by an authorised review officer on 4 January 2010 that: (a) Mr Schuester and Ms Pillsbury have been members of a couple since 20 February 2003; and (b) the debt in respect of disability support pension paid for the period 20 February 2003 to 11 September 2009 in the amount of $14,516.80 should be raised and recovered from Mr Schuester. Issues 1. The issues for the Tribunal to determine are: (i) whether Mr Schuester and Ms Pillsbury are members of a couple and have been since 20 February 2003; (ii) whether there is a debt and, if so; (iii) whether all or any part of that debt ought to be recovered.

Information Provided at the Hearing 2. Mr Schuester and Ms Pillsbury gave the following evidence at the hearing. 

Mr Schuester has multiple sclerosis and requires a carer to assist him with shopping, cooking, cleaning, dressing and bathing.

In February 2003 Ms Pillsbury moved from Adelaide to Melbourne to study nursing. A mutual friend, Ms Sue Sylvester, introduced her to Mr Schuester and on 20 February 2003 Ms Pillsbury moved in with Mr Schuester. Because of Ms Pillsbury’s studies, she was in a position to assist Mr Schuester with some of his medical needs. They reached an agreement where she would provide care to him in return for board and lodging.

In June 2006 Mr Schuester moved from Melbourne to Adelaide, and Ms Pillsbury followed him shortly afterwards. Ms Pillsbury told the Tribunal that she made this move to Adelaide because her family lives here and she wanted to be closer to her sick grandmother. She also has close friends here.

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From June 2006 to December 2009 Mr Schuester and Ms Pillsbury continued to share accommodation in Adelaide.

 

In December 2006 they took a holiday together to Thailand.

At no time did they have joint ownership of any major assets or any joint debts.

They paid bills jointly. During the time that they lived together Ms Pillsbury had access to Mr Schuester’s bank accounts and withdrew money from his account to pay for groceries and other bills.

Due to Mr Schuester’s medical condition, Ms Pillsbury took responsibility for all cooking and cleaning during the time that they lived together.

 

They had separate bedrooms at all times.

They have always viewed their relationship as one of carer and caree, and they have never viewed themselves as members of a couple.

Both Mr Schuester and Ms Pillsbury were adamant that at no time has there been a sexual relationship between them.

The Tribunal questioned Mr Schuester about an admission form to the Royal Adelaide Hospital which was provided as part of Centrelink’s Tribunal documents. The form is dated 12 September 2008 and names Ms Pillsbury as his ‘partner’. Mr Schuester agreed that it is his signature on the form. When questioned about why he had named Ms Pillsbury as his partner in the form, he said that he had done this to make sure that Ms Pillsbury could visit him whenever she wanted.

Ms Pillsbury stated that she now no longer lives with Mr Schuester. She stated, however, that she was still contributes to the expense of Mr Schuester’s groceries because she eats meals with him on a regular basis. When asked why she still eats with Mr Schuester, she stated that she continues to act as a carer for Mr Schuester, including helping him with cooking and cleaning.

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Other Evidence

3. The Tribunal also had regard to the following documentary evidence:    

a statement from Ms N Parker;

a Royal Adelaide Hospital admission form dated 12 September 2008;

Mr Schuester’s bank statement dated 2 January 2007; and

airline tickets for a holiday to Thailand dated 30 November 2006.

Discussion of Evidence

4. The Tribunal did not find Mr Schuester and Ms Pillsbury’s evidence credible. The statement of Ms Parker suggests that they have not been honest about whether they maintain separate bedrooms, and the hospital admission form shows that they have been presenting as a couple to the outside world.

Consideration

Legislative Framework 5. The legislation relevant to this appeal is found within social security law, in particular the Social Security Act 1991 (Cth) (the Act) and the Social Security (Administration) Act 1999 (Cth) (the Administration Act).

6. Section 1223 provides that if a person receives the benefit of a payment but is not entitled to obtain that benefit, the amount of the payment is a debt due to the Commonwealth.

7. A member of a couple is entitled to a lower maximum rate of disability support pension than a person who is not a member of a couple, and the income of the other member of the couple must also be taken into account when determining their entitlement.

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8. The Tribunal has examined Centrelink’s calculations in this matter and is satisfied that the calculations accurately reflect the actual amounts received by Mr Schuester.

9. The calculations have been conducted on the basis that Mr Schuester was a member of a couple from 20 February 2003, with which date the Tribunal agreed. The Tribunal is therefore satisfied that under s 1223 of the Act, Mr Schuester has a debt which must be recovered, unless waived or written off.

Recovery 10. In this instance, the Tribunal finds that none of the condition enabling write off under s 136 of the Act are fulfilled.

11. The Tribunal also considered waiver under section 1237AAD. The Tribunal had some doubts as to the accuracy of Mr Schuester’s and Ms Pillsbury’s accounts of their relationship. In those circumstances, the Tribunal cannot be positively satisfied that the debt did not arise at least partially from their having made a false statement or representation, or failing or omitting to comply with a provision of the Social Security law.

12. As neither waiver nor write off are applicable the debt must be recovered.

Decision On 23 April 2010 the Tribunal decided to affirm the decision under review.

This means that the appeal is unsuccessful. R Berry R Berry Presiding Member for the Tribunal

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T7
DECISION STATEMENT
Customer: APL No: William Schuester A12343 CRN: 504 234 014 V ARO Decision Date: 4 January 2010

I am reviewing the decision to raise and recover a debt of $14,516.80 in relation to Disability Support Pension paid to you at the single rate. Why you disagree with the decision You said you disagree with the decision because Ms Pillsbury is your carer, not your partner. Issues to be decided Whether your relationship with Ms Pillsbury comes within the definition of “member of a couple” that is set out in the Social Security legislation. Evidence The evidence in this case includes:       information provided by you; information provided by Ms Pillsbury; statement of Ms Nicola Parker; Centrelink records; Information provided by the Commonwealth Bank; and information provided by the Royal Adelaide Hospital.

Findings of fact and reasons for decision All of the decisions Centrelink makes must be in accordance with the law and policy guidelines. Section 4(2) of the Social Security Act 1991 (the Act) sets out the criteria for determining whether a relationship is marriage-like and requires consideration of all the circumstances of the relationship. While I have noted your belief that you and Ms Pillsbury are not living in a marriagelike relationship, I am of the view that your relationship is marriage-like within the meaning of section 4 of the Act. In particular, I have had regard to the statement provided by Ms Nicola Parker, which contradicts the statements you each made to me that at all times you have maintained separate bedrooms. Decision I have decided that: - 15 -

  

you have been living in a marriage-like relationship with Ms Pillsbury since 20 February 2003; you were overpaid Disability Support Pension from the period 20 February 2003 to 11 September 2009; and the overpayment, in the amount of $14,516.80, is a debt due to the Commonwealth and must be recovered.

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T8
Overpayment Printout
CRN: Name: Address: 504 234 014 V Mr William Schuester 10B William McKinley St LIMA SA 5000 Printed by: Quinn Date: 12 October 2009 Document text Debt: Disability Support Pension. Period: 20 February 2003 to 11 September 2009. Debt due to – lost qual/ payability, as marital status changed Recoverable under section 1223(1) of SSA 1991 Waive option considered, but not appropriate. Cust failed to advise they commenced to live in a marriage-like relationship on 20 February 2003. Customer entitled to the married rate of payment. Debt amount was calculated using Multical. Advice of debt As you commenced to live in a marriage-like relationship on 20 February 2003, you were entitled to the married rate of payment of Disability Support Pension from 20 February 2003 to 11 September 2009. You have therefore been overpaid Disability Support Pension and we are required to recover the overpayment in the amount of $14,516.80.

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T9
STATEMENT OF NICOLA PARKER DATED 25 SEPTEMBER 2009 1. My name is Nicola Parker. 2. I live at 10A William McKinley Street, Lima, South Australia. 3. My next door neighbour is Mr William Schuester. 4. Until recently Ms Emma Pillsbury resided with Mr Schuester. 5. I knew Mr Schuester was on Centrelink benefits because I sometimes saw letters from Centrelink in his rubbish bin. 6. One day a gust of wind blew one of these letters into my hands. I returned the letter to Mr Schuester, but I could not help noticing that he was on a single rate disability support pension. 7. I asked Ms Pillsbury whether she and Mr Schuester were in a relationship. She told me that she was Mr Schuester’s carer and that they had separate bedrooms. 8. I did not believe this, but I had no proof that she was lying. 9. On 3 August 2009, I wanted to make my prize-winning lemon meringue pie but realised I had run out of sugar. I went to No 10 to see if they had any I could borrow. 10. Mr Schuester answered the door and asked me to come inside while he checked the pantry. 11. He said, “Emma usually deals with all that.” 12. While Mr Schuester was in the kitchen I tried to find the bathroom so that I could wash my hands. 13. The bathroom was very difficult to locate and I was forced to open all the doors leading off the hallway. 14. The lay-out of No 10B William McKinley Road is identical to that of 10A, but reversed. 15. There are two bedrooms in each house. 16. There was a double bed in the Master bedroom of 10B. 17. The second bedroom was filled with musical instruments. - 18 -

18. None of the other rooms contained a second bed. 19. I left the house without waiting for the sugar and rang the Centrelink tip-off line straight away. I despise Centrelink fraud. It is costing our country billions in tax-payers’ dollars.

NParker
25 September 2009

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T10
ROYAL ADELAIDE HOSPITAL Surname Schuester Date of Birth 15.08.1964 Language English Occupation Home Duties Address 1 Jane Addams St LIMA SA 5001 Medicare Number 56789101112 Emergency Contact Emma Pillsbury 1 Jane Addams St LIMA SA 5001 Relationship: Partner Given Names William Age 44 Birth Place Australia Marital Status Married Gender M Religion Other

Ethnic Origin Other

Admission Details Date 12 September 2008 Reason for Admission Time Tests 12:01 Admission Category ELECT-OTHER Patient Category 4 DAY ONLY

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T11

E-Ticket Itinerary, Receipt and Tax Invoice
Your Booking Reference: 432OESD Important Information    This is your E-Ticket Itinerary & Receipt/Tax Invoice. You must bring it with you to the airport for check-in, and it is recommended you retain a copy for your records. Each passenger travelling needs a printed copy of this document for airport security checks. Please familiarise yourself with yourself with the key Conditions of Carriage and other information contained in this document.

Passenger Ticket Information Passenger Name Mr William Schuester Ms Emma Pillsbury Ticket No. 081-2488779445 081-2488779446 Issued 30 Nov 06 30 Nov 06 Ticket Total* 750.00 750.00

*All amounts are displayed in Australian Dollars (AUD) Your Itinerary Date Flight Number 12 Dec 06 QF654

Departing

Arriving

Status

Flight Information Non-stop Aircraft Type: Boeing 737

10:00 AM

7:30 PM

Economy Confirmed

29 Dec 06

QF871

11:00 AM

8:00 PM

Economy Confirmed

Non-stop Aircraft Type: Boeing 737

Payment Details Date Payment Type Reference 30 Nov 06 BPay * All amounts are displayed in Australian Dollars (AUD)

Amount* $1500

Qantas Airways Limited ABN 16 009 661 901 Qantas Airways Limited, 203 Coward St. Mascot, NSW 2020, Australia qantas.com

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T12

Account number: 06 5000 12345678 MR W SCHUESTER 1 JANE ADDAMS ST LIMA SA 5001 Branch: 96 KING WILLIAM ST ADELAIDE SA BSB: 06 5000

Note: Proceeds of cheques are not available until cleared. Please check that the entries listed on this statement are correct. If there are any errors, please contact the Bank immediately on 13 2221. Further information about your account, including details of benefits or fees and charges, is available by telephoning the enquiry number listed above. If you have a complaint, information about our dispute resolution process is available from the same enquiry number.

Date Transaction Debit 02 Oct 2006 OPENING BALANCE 03 Oct Centrelink DSP 02 Nov NETBANK TFR money to Emma 300.00 17 Oct Centrelink DSP 07 Nov Centrelink DSP 24 Nov Centrelink DSP 30 Nov QANTAS BPAY 1500.00 01 Dec CREDIT INTEREST 05 Dec Centrelink DSP 06 Dec NETBANK TFR money to Emma 700.00 19 Dec Centrelink DSP 20 Dec NETBANK TRANSFER money to Emma 500.00 02 Jan Centrelink DSP 02 Jan CREDIT INTEREST 02 Jan 2007 CLOSING BALANCE Statement 9 (Page 1 of 1) Statement begins 2 October 2006 Statement ends 2 January 2007 Closing balance $677.69 CR

Credit 512.10

Balance $1.78 CR $513.88 CR $213.88 CR $726.88 CR $1238.98 CR $1751.08 CR $251.08 CR $311.18 CR $823.28 CR $123.28 CR $635.38 CR $135.38 CR $647.48 CR $677.69 CR $677.69 CR

512.10 512.10 512.10 60.10 512.10

512.10

512.10 30.21

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