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Vikash Jhunjhunwala

4041 Arch Dr Studio City , CA, 91604 | C: (818) 964 9788 | vikas.jhunjhunwala@gmail.com

Summary

Versatile and result oriented manager with diversified experience in competitive business environments. Highly
regarded as a creative problem solver ,able to assess operational needs & innovate strategies that increases
productivity and improve cost effectiveness .Skilled financial analyst with ability to identify trend, ,predictive
analysis of data. Well-developed interpersonal skills with proven ability to lead, motivate, and inspire cross
functional team to meet/surpass objectives.

Education

Certified Public Accountant (CPA ) - passed exams in 1st attempt in single exam window
Chartered Global Management Accountant (CGMA), AICPA USA
Chartered Management Accountant (CMA)CIMA UK
Fellow Chartered Accountant(FCA), ICAI - India
Bachlor of Commerce Honors (B.Com Hons. ), Calcutta University -India
Certified Information System Auditor (CISA) ,ISACA -USA

Certifications & Trainings

Regulatory Compliance Legislation - BSA/PATRIOT ACT /OFAC/FATCA


Conducting Name, Negative Media and OFAC Screening Proficient with Actimize, Accuity, LexisNexis,
Norkom, SAR database, SAS, World-Check and a variety of proprietary software
Standard Chartered Internal Training on Core Credit
Expertise in Tableau (Data visualization), QuickBooks, Excel, TurboTax & other financial software.
Attended training programs on Lease Financing, Working Capital, Credit Appraisal, Basics of Supply Chain
Finance ,Techniques of Real estate financing, people management, SPIN selling

Professional Experience

IndusInd Bank Ltd Dec 2013 - Nov 2016


IndusInd Bank Ltd is one of the leading private sector banks in India promoted by Hinduja Group with a net worth $15.7
billion

Deputy Vice President, Middle Market Team size 10


Achieving Business targets amounting to revenue of $7 million along with Incremental Assets with the
acquisition & retention of middle market clients having sales revenue varying from $15 million to $300
million . Won accounts mainly by being a trusted partner as opposed to just another service provider.
Performing credit appraisals on financial and non-financial parameters with/without collateral using
credit rating tools, cash flow analysis, industry reports, internal credit policies and site visits. The credit
facility were mainly for working capital, treasury, sales capex requirements, corporate loans, trade
finance and foreign currency loans, Asset backed financing, lease rental discounting for middle market
clients.
Ensuring all processes of Know your customer (KYC) and AML requirements are met and also loan
documentation, identifying red flags in loan portfolios & taking corrective actions subsequently.
Participated in several AML/KYC related projects requiring Enhance Due Diligence (EDD), transaction monitoring,
investigations and SAR writing
Business Analytics for different stakeholders developed and managed robust MIS to track portfolio,
income, performance, productivity and new Business along with competitors & industry trends etc. on
macro as well as micro basis at defined timelines with proper variance analysis.
Working with clients on all verticals for additional business opportunities by using different tools like
SPIN Selling, lead management, innovative IT solutions for client needs.
Formalized designing and implementation of Tradepro software which involved as-is business
processes and preparation of tobe Process Flows and review of Functional design documents and
ensured that the software meets different stakeholders requirements during entire lifecycle.
Strategic tie up with Western Union client for Import transactions. Additional checks were done in case
of suspicious and high risk transactions and filing STR reports wherever required. Worked as EDD
approver for riskier set of clients by doing additional due diligence
Supervised a team of 10 Relationship Managers fostering independence and a cohesive productive
team environment

Rajeev Sood & Co Sep 2012 - Dec 2013


Leading Chartered Accountant Firm in India working in the field of audit, taxation, Information security

Partner Team size 12


Headed activities for the firm for different assignment relating to audit as per GAAP, income tax and
sales tax & IT audit within the specified timelines.
Conducting Information security audit and compliance to achieve planned audit objective using ITAF
framework along with COBIT 5 . Providing advisory to client for implementing different IT solutions and
monitoring them.
Report audit findings and make recommendations to key stakeholders to communicate results and
effect change when necessary.
Evaluate third-party management practices to determine whether the levels of controls expected by
the organization are being adhered to by the provider.
Overseeing comprehensive bookkeeping ,including supervision of clerks & support staffs
Conducting credit due diligence of dealer finance for a reputed multinational bank by doing site visits
and in-depth financial analysis.
Part of core team in advisory for listing of one of reputed corporates on stock exchange in India.
Completing regulatory and disclosure forms
Developed operational policies , procedures & responsibilities for clients in entertainment industry.
Keeping self-educated with ever increasing laws, regulation, contractual agreement & policies.

Standard Chartered Bank Jun 2007 - Sep 2012


Standard Chartered PLC is a multinational bank headquartered in London. It operates a network of more than 1,200
branches across 67 countries.

Portfolio Manager Supply Chain Finance 2 team members Oct 2009 - Sep 2012
Authored business analysis of the entire portfolio & communicating the problem areas, opportunities,
portfolio movement & areas of development in monthly meeting involving different stakeholder
Spearheading activities for the adherence to different portfolio triggers and taking corrective actions
to ensure compliance.
Stellar role in insurance claim recovery of USD 3.5 million from global insurance co towards Credit
default with zero claim rejection by continuous follow-ups & resolving queries of the insurer.
Adherence to Central bank & Group Policies and conducting audit at regular interval to ensure
compliance at regular intervals
Doing credit analysis & portfolio management with respect to channel partners with a complete
ownership as product in managing the health of the portolio.
Driven anti Money laundering project for EDD /KYC for approx. 3000 customer to identify suspicious
transactions & ensuring proper documentation for compliance.

Relationship Manager - Supply Chain Finance 2 team members June 2007 - Sep 2009
Origination, processing & administered 517 customers as a new relationship to bank giving
incremental asset of $102 million & revenue growth of 143%.
Reviewed and edited loan agreements to ensure accuracy along KYC documents
Key driver for complete account management across all stages from business solicitation and
development, contract finalization, receivables, customer satisfaction and repeat business
Grew and maintain good relations with domestic & global corporates like Unilever, Siemens, Tata
Steel, Gujarat Guardian, Ltd, TATA Motors and many more in respect of their Channel requirements
and Vendor financing. It involved interacting with global team for deal closure
Liaise with legal, risk management, investment banking and client personnel to ensure open
communication throughout all stages of deal
ICICI Bank Oct 2004 - June 2007
ICICI Bank is second largest private sector bank in Mumbai, India. It operates more than 4501 branches across 9 countries.

Credit Manager - Supply Chain Finance June 2006 - June 2007


Preparing Credit applications involving Business & Financial risk, identification of key risks for financing
of inventory of auto dealers.
Doing Risk analysis & portfolio management with respect to channel partners with a view of promoting
business growth which simultaneously managing the health of the allocated portfolio.
Ensuring periodic review of account to analyze whether the performance of account is within
acceptable parameters.
Maintaining relationship with auto dealers
Achieve the annual revenue budget & maximizing the portfolio revenue

Credit Manager Auto Loans 25 team members Oct 2004 May 2006
Performed credit administration including credit appraisals, document verification, and loan approval
to facilitate sales and increase revenue.
Accumulation of good quality portfolio of auto loans keeping in mind Loan to value, tenor, income,
profile and credit history of customers.
Supervised 25 associates for day to day operations. Monitoring their performance ,activity to ensure
all ensure effectiveness & proper implementation of credit policy
Evaluating portfolio, analysing delinquency trends, ensuring delinquency within norms, establishing
trends & providing feedback to collection teams and suggestions to the market based facts and
observations
Interact daily with automotive dealerships to negotiate and capture approvals
Rated no.1 Branch in April06 pan India in overall rating (199 Branches)